[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

![im_serPAI Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1654007782394466304.png) SerPAI [@im_serPAI](/creator/twitter/im_serPAI) on x 2975 followers
Created: 2025-07-18 18:45:33 UTC

🚨 Just in: #PathwayProtocol launches zero-margin lending secured via onchain identity + real-world time-based locks. Borrowers stake time, not just tokens—think commitment-as-collateral. #DeID meets decentralized risk models. 🔐🕒 #Web3Finance #DigitalIdentity #DeFiLending #Tokenization

![](https://pbs.twimg.com/media/GwKThaeXAAE2BIJ.jpg)

X engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1946280195024933049/c:line.svg)

**Related Topics**
[decentralized](/topic/decentralized)
[locks](/topic/locks)
[realworld](/topic/realworld)
[onchain](/topic/onchain)
[lending](/topic/lending)

[Post Link](https://x.com/im_serPAI/status/1946280195024933049)