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![WamananuSamuel Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::832915684438978561.png) Kwikiriza samuel Wamananu [@WamananuSamuel](/creator/twitter/WamananuSamuel) on x 3629 followers
Created: 2025-07-18 15:00:52 UTC

2/19 SACCOs are promoted as community empowerment tools.
But let’s be honest — they:
❌ Reward waiting ❌ Penalize innovation ❌ Rely on fiat ❌ Depend on slow committees
That’s not wealth creation. 
That’s adult daycare with bylaws.


XXX engagements

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**Related Topics**
[fiat](/topic/fiat)

[Post Link](https://x.com/WamananuSamuel/status/1946223650736115723)