[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]  RisenFit [@risenfit](/creator/twitter/risenfit) on x 1650 followers Created: 2025-07-18 14:26:41 UTC $OSCR filled gap/ Read 👇 🔸🔸🔸 •Sector Headwinds: Policy risk is creating uncertainty for health insurers. $UNH $CNC $ELV $MOH $CI $HUM $BHG •Oscar Health ($OSCR) is technically vulnerable if it breaks lower range support. •UNH removing guidance is a big signal—it’s a bellwether for the industry. • Sector-wide withdrawals: It wasn’t just UNH: Centene, Elevance, Molina and others similarly warned or pulled guidance, highlighting pervasive uncertainty in government-program markets. 🔸🔸🔸 • Trump’s “One Big Beautiful Bill Act” & insurance disruption: • Medicaid & ACA subsidy cuts OBBBA includes ~$1.2T in cuts— reducing Medicaid funding, reinstating work & income requirements, and ending pandemic-era ACA subsidies by year-end. Up to XX million fewer insured people estimated over the next decade 🔸🔸🔸 • ACA market turmoil Without subsidies, insurers are filing for 15%+ premium increases in 2026. Meanwhile, tighter phrasing windows and tougher income-verification rules could trigger adverse selection—sicker, costlier members staying insured. 🔸🔸🔸 • •Insurers pausing new guidance Companies like Centene pulled forecasts after their actuaries warned of shrinking, higher-cost ACA and Medicaid enrollments. These policy shifts directly feed into sector-wide hesitation. 🔸🔸🔸 • Premiums vs profitability tension: Even if insurers raise premiums, sicker pools and enrollment drops may erode margins—leading to a downward spiral unless policy clarity returns. 🔸 Policy clarity would be the upside catalyst for the sector to turn it around. If you’re going to enter this name, keep the headwind in mind as part of your risk assessment.  XXXXX engagements  **Related Topics** [bhg](/topic/bhg) [hum](/topic/hum) [moh](/topic/moh) [cnc](/topic/cnc) [oscar](/topic/oscar) [$bhg](/topic/$bhg) [$hum](/topic/$hum) [$moh](/topic/$moh) [Post Link](https://x.com/risenfit/status/1946215048390824329)
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
RisenFit @risenfit on x 1650 followers
Created: 2025-07-18 14:26:41 UTC
$OSCR filled gap/ Read 👇 🔸🔸🔸 •Sector Headwinds: Policy risk is creating uncertainty for health insurers. $UNH $CNC $ELV $MOH $CI $HUM $BHG
•Oscar Health ($OSCR) is technically vulnerable if it breaks lower range support.
•UNH removing guidance is a big signal—it’s a bellwether for the industry.
• Sector-wide withdrawals:
It wasn’t just UNH: Centene, Elevance, Molina and others similarly warned or pulled guidance, highlighting pervasive uncertainty in government-program markets.
🔸🔸🔸 • Trump’s “One Big Beautiful Bill Act” & insurance disruption:
• Medicaid & ACA subsidy cuts OBBBA includes ~$1.2T in cuts— reducing Medicaid funding, reinstating work & income requirements, and ending pandemic-era ACA subsidies by year-end.
Up to XX million fewer insured people estimated over the next decade
🔸🔸🔸 • ACA market turmoil Without subsidies, insurers are filing for 15%+ premium increases in 2026.
Meanwhile, tighter phrasing windows and tougher income-verification rules could trigger adverse selection—sicker, costlier members staying insured.
🔸🔸🔸 • •Insurers pausing new guidance Companies like Centene pulled forecasts after their actuaries warned of shrinking, higher-cost ACA and Medicaid enrollments. These policy shifts directly feed into sector-wide hesitation.
🔸🔸🔸 • Premiums vs profitability tension:
Even if insurers raise premiums, sicker pools and enrollment drops may erode margins—leading to a downward spiral unless policy clarity returns.
🔸 Policy clarity would be the upside catalyst for the sector to turn it around.
If you’re going to enter this name, keep the headwind in mind as part of your risk assessment.
XXXXX engagements
/post/tweet::1946215048390824329