[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]  AlphaSense [@AlphaSenseInc](/creator/twitter/AlphaSenseInc) on x 24.9K followers Created: 2025-07-18 13:47:08 UTC $CMA reported strong Q2 2025 results with improved loan growth, stable net interest income, and enhanced profitability despite deposit pressures. Management highlighted positive momentum in customer activity while maintaining a conservative approach to capital and credit management. Key Financial Results: - EPS of $1.42, representing a XX% increase over prior quarter - Net interest income remained stable at $XXX million for third consecutive quarter - Efficiency ratio improved with better noninterest income and expense performance - Net charge-offs at XX basis points, at low end of normal range Macroeconomic Environment: - Economic and geopolitical uncertainty persists, but customers appear more confident in navigating the environment - Persistent inflation and elevated rates continue to pressure customer profitability in certain businesses Financial Guidance and Outlook: - Full year 2025 average loans projected to be flat to down 1%, improved from prior guidance - Expect full year average deposits down X% to X% in 2025 - Project net interest income growth of X% to X% in 2025 - Noninterest income expected to grow X% for full year 2025 - Noninterest expenses projected to grow X% year-over-year - Net charge-offs expected in lower end of normal 20-40 basis point range  XXXXX engagements  **Related Topics** [eps](/topic/eps) [momentum](/topic/momentum) [$cma](/topic/$cma) [comerica inc](/topic/comerica-inc) [stocks financial services](/topic/stocks-financial-services) [stocks banks](/topic/stocks-banks) [Post Link](https://x.com/AlphaSenseInc/status/1946205094929899937)
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AlphaSense @AlphaSenseInc on x 24.9K followers
Created: 2025-07-18 13:47:08 UTC
$CMA reported strong Q2 2025 results with improved loan growth, stable net interest income, and enhanced profitability despite deposit pressures. Management highlighted positive momentum in customer activity while maintaining a conservative approach to capital and credit management.
Key Financial Results:
EPS of $1.42, representing a XX% increase over prior quarter
Net interest income remained stable at $XXX million for third consecutive quarter
Efficiency ratio improved with better noninterest income and expense performance
Net charge-offs at XX basis points, at low end of normal range
Macroeconomic Environment:
Economic and geopolitical uncertainty persists, but customers appear more confident in navigating the environment
Persistent inflation and elevated rates continue to pressure customer profitability in certain businesses
Financial Guidance and Outlook:
Full year 2025 average loans projected to be flat to down 1%, improved from prior guidance
Expect full year average deposits down X% to X% in 2025
Project net interest income growth of X% to X% in 2025
Noninterest income expected to grow X% for full year 2025
Noninterest expenses projected to grow X% year-over-year
Net charge-offs expected in lower end of normal 20-40 basis point range
XXXXX engagements
Related Topics eps momentum $cma comerica inc stocks financial services stocks banks