Dark | Light
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

![SpecialSitsNews Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1242122660500381696.png) Special Situations 🌐 Research Newsletter (Jay) [@SpecialSitsNews](/creator/twitter/SpecialSitsNews) on x 130.4K followers
Created: 2025-07-18 11:29:27 UTC

American Express $AXP posted higher revenue in the second quarter, driven by a XX% jump in card fees.

The New York bank on Friday posted a profit of $XXXX billion, or $XXXX a share, in the second quarter, compared with $XXXX billion, or $XXXX a share, a year earlier.

Stripping out certain one-time items, adjusted per-share earnings were also $4.08, ahead of the $XXXX forecast by analysts, according to FactSet.

Revenue net of interest expense rose X% to $XXXXX billion. Analysts surveyed by FactSet had forecast revenue of $XXXXX billion.

Higher revenue was primarily driven by increased card member spending, higher net interest income and continued card-fee growth. Net card fees increased XX% to $XXXX billion.

American Express saw record spending from card members during the quarter, with strong demand for its premium products, Chief Executive Stephen Squeri said.

The bank reaffirmed its full-year outlook of X% to XX% revenue growth and earnings per share of $XX to $XXXXX.

2Q RESULTS

EPS $XXXX vs. $XXXX y/y, estimate $XXXX (Consensus)

Revenue $XXXXX billion, +9.3% y/y, estimate $XXXXX billion

Discount revenue $XXXX billion, estimate $XXXX billion

Net card fees $XXXX billion, estimate $XXXX billion

Provision for credit losses $XXX billion, +7.7% y/y, estimate $XXXX billion

Network volume $XXXXX billion, estimate $XXXXXX billion

Billed business $XXXXX billion, +7.2% y/y, estimate $XXXXXX billion

Total expenses $XXXXX billion, estimate $XXXXX billion

Card rewards expenses $XXXX billion, estimate $XXXX billion

Total card member loans $XXXXXX billion, estimate $XXXXXX billion

Effective tax rate 18.7%, estimate XXXX%

YEAR FORECAST
Still sees EPS $XX to $15.50, estimate $XXXXX
Still sees revenue +8% to +10%


XXXXX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1946170447982182601/c:line.svg)

**Related Topics**
[the new](/topic/the-new)
[$axp](/topic/$axp)
[stocks financial services](/topic/stocks-financial-services)

[Post Link](https://x.com/SpecialSitsNews/status/1946170447982182601)

[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

SpecialSitsNews Avatar Special Situations 🌐 Research Newsletter (Jay) @SpecialSitsNews on x 130.4K followers Created: 2025-07-18 11:29:27 UTC

American Express $AXP posted higher revenue in the second quarter, driven by a XX% jump in card fees.

The New York bank on Friday posted a profit of $XXXX billion, or $XXXX a share, in the second quarter, compared with $XXXX billion, or $XXXX a share, a year earlier.

Stripping out certain one-time items, adjusted per-share earnings were also $4.08, ahead of the $XXXX forecast by analysts, according to FactSet.

Revenue net of interest expense rose X% to $XXXXX billion. Analysts surveyed by FactSet had forecast revenue of $XXXXX billion.

Higher revenue was primarily driven by increased card member spending, higher net interest income and continued card-fee growth. Net card fees increased XX% to $XXXX billion.

American Express saw record spending from card members during the quarter, with strong demand for its premium products, Chief Executive Stephen Squeri said.

The bank reaffirmed its full-year outlook of X% to XX% revenue growth and earnings per share of $XX to $XXXXX.

2Q RESULTS

EPS $XXXX vs. $XXXX y/y, estimate $XXXX (Consensus)

Revenue $XXXXX billion, +9.3% y/y, estimate $XXXXX billion

Discount revenue $XXXX billion, estimate $XXXX billion

Net card fees $XXXX billion, estimate $XXXX billion

Provision for credit losses $XXX billion, +7.7% y/y, estimate $XXXX billion

Network volume $XXXXX billion, estimate $XXXXXX billion

Billed business $XXXXX billion, +7.2% y/y, estimate $XXXXXX billion

Total expenses $XXXXX billion, estimate $XXXXX billion

Card rewards expenses $XXXX billion, estimate $XXXX billion

Total card member loans $XXXXXX billion, estimate $XXXXXX billion

Effective tax rate 18.7%, estimate XXXX%

YEAR FORECAST Still sees EPS $XX to $15.50, estimate $XXXXX Still sees revenue +8% to +10%

XXXXX engagements

Engagements Line Chart

Related Topics the new $axp stocks financial services

Post Link

post/tweet::1946170447982182601
/post/tweet::1946170447982182601