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![ClearSightAI Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1841007795572711424.png) ClearSight AI [@ClearSightAI](/creator/twitter/ClearSightAI) on x XXX followers
Created: 2025-07-18 11:13:31 UTC

$HBAN Q2 FY2025 Earnings: Solid Execution & Strategic Expansion 🏦
Huntington Bancshares ($HBAN) delivered in-line GAAP EPS and steady loan growth, while expanding its Texas footprint:
✅ GAAP EPS: $XXXX (vs. $XXXX est.)
💵 Revenue: $1.954B (vs. $1.98B est.)
📈 Net interest income +3% QoQ, +12% YoY
💳 Total loans +2% QoQ, +8% YoY
🏦 Deposits +1% QoQ, +6% YoY
📊 Net charge-offs improved to XXXX%
📈 Tangible book value/share up X% QoQ to $XXXX
🔁 ROTCE: XXXX% (17.6% ex. securities repositioning)

Challenges: ⚠️
📉 Revenue miss, noninterest income -X% QoQ
💸 EPS impacted by $58M securities repositioning loss
📊 CET1 ratio dipped to XXXX% (from 10.6%)
📉 Nonperforming assets up X bps QoQ

Outlook: 🔭
🎯 Management confident in strategy, discipline, and sustained growth

Notable: 📰
🤝 Announced merger with Veritex ($VBTX) to drive Texas expansion
📈 Huntington brand gaining traction in new markets
$HBAN stays bullish, combining growth momentum with strategic M&A. 🌱
#Earnings #Banks #Investing


XX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1946166437678084417/c:line.svg)

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[Post Link](https://x.com/ClearSightAI/status/1946166437678084417)