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![wallstengine Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1508426880860704771.png) Wall St Engine [@wallstengine](/creator/twitter/wallstengine) on x 73.3K followers
Created: 2025-07-18 11:05:37 UTC

$AXP | American Express Q2'25 Earnings Highlights

๐Ÿ”น Revenue: $17.86B (Est. $17.70B) ๐ŸŸข; +9% YoY
๐Ÿ”น Adj EPS: $XXXX (Est. $3.87) ๐ŸŸข; +17% YoY*
๐Ÿ”น Card Member Spending: $416.3B; +7% YoY โ€“ All-time quarterly high

FY25 Guidance (Reaffirmed)
๐Ÿ”น EPS: $XXXXX โ€“ $XXXXX (Est. $15.22) ๐ŸŸข
๐Ÿ”น Revenue Growth: 8โ€“10%

Segment & Operating Highlights
๐Ÿ”น Billed Business (FX-adjusted): $390.7B; UP +7% YoY
๐Ÿ”น Consolidated Provisions for Credit Losses: $1.4B (vs. $1.3B YoY); net write-off rate: XXX%
๐Ÿ”น Operating Expenses: $12.9B; UP +14% YoY
๐Ÿ”น Effective Tax Rate: XXXX% (DOWN from XXXX% YoY)
๐Ÿ”น Average Diluted Shares: 699M (DOWN -X% YoY)
๐Ÿ”น Net Income: $2.89B; DOWN -X% YoY

Strategic & Product Updates
๐Ÿ”ธ Card Member spending at all-time high; demand for premium products remains strong
๐Ÿ”ธ U.S. Consumer & Business Platinum Card refresh set for Fall 2025
๐Ÿ”ธ Announced launch of Coinbase One Card on AXP network
๐Ÿ”ธ Ranked #1 in J.D. Power for both Mobile App & Website Customer Satisfaction
๐Ÿ”ธ Ranked #4 on 2025 โ€œBest Companies to Work Forโ€ in the U.S.

CEO Commentary
๐Ÿ”ธ โ€œWe delivered record revenue and strong EPS, supported by high Card Member engagement and premium demand.โ€
๐Ÿ”ธ โ€œOur differentiated Membership model and proven product refresh strategy give us confidence in long-term growth.โ€


XXXXXX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1946164448932347992/c:line.svg)

**Related Topics**
[$3907b](/topic/$3907b)
[alltime](/topic/alltime)
[$4163b](/topic/$4163b)
[eps](/topic/eps)
[$1770b](/topic/$1770b)
[$1786b](/topic/$1786b)
[quarterly earnings](/topic/quarterly-earnings)
[$axp](/topic/$axp)

[Post Link](https://x.com/wallstengine/status/1946164448932347992)

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wallstengine Avatar Wall St Engine @wallstengine on x 73.3K followers Created: 2025-07-18 11:05:37 UTC

$AXP | American Express Q2'25 Earnings Highlights

๐Ÿ”น Revenue: $17.86B (Est. $17.70B) ๐ŸŸข; +9% YoY ๐Ÿ”น Adj EPS: $XXXX (Est. $3.87) ๐ŸŸข; +17% YoY* ๐Ÿ”น Card Member Spending: $416.3B; +7% YoY โ€“ All-time quarterly high

FY25 Guidance (Reaffirmed) ๐Ÿ”น EPS: $XXXXX โ€“ $XXXXX (Est. $15.22) ๐ŸŸข ๐Ÿ”น Revenue Growth: 8โ€“10%

Segment & Operating Highlights ๐Ÿ”น Billed Business (FX-adjusted): $390.7B; UP +7% YoY ๐Ÿ”น Consolidated Provisions for Credit Losses: $1.4B (vs. $1.3B YoY); net write-off rate: XXX% ๐Ÿ”น Operating Expenses: $12.9B; UP +14% YoY ๐Ÿ”น Effective Tax Rate: XXXX% (DOWN from XXXX% YoY) ๐Ÿ”น Average Diluted Shares: 699M (DOWN -X% YoY) ๐Ÿ”น Net Income: $2.89B; DOWN -X% YoY

Strategic & Product Updates ๐Ÿ”ธ Card Member spending at all-time high; demand for premium products remains strong ๐Ÿ”ธ U.S. Consumer & Business Platinum Card refresh set for Fall 2025 ๐Ÿ”ธ Announced launch of Coinbase One Card on AXP network ๐Ÿ”ธ Ranked #1 in J.D. Power for both Mobile App & Website Customer Satisfaction ๐Ÿ”ธ Ranked #4 on 2025 โ€œBest Companies to Work Forโ€ in the U.S.

CEO Commentary ๐Ÿ”ธ โ€œWe delivered record revenue and strong EPS, supported by high Card Member engagement and premium demand.โ€ ๐Ÿ”ธ โ€œOur differentiated Membership model and proven product refresh strategy give us confidence in long-term growth.โ€

XXXXXX engagements

Engagements Line Chart

Related Topics $3907b alltime $4163b eps $1770b $1786b quarterly earnings $axp

Post Link

post/tweet::1946164448932347992
/post/tweet::1946164448932347992