[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]  Wealth Counter - NISM Certified RA (Stock Market) [@Wealth_Counter](/creator/twitter/Wealth_Counter) on x 4107 followers Created: 2025-07-18 10:24:09 UTC Bandhan Bank Ltd - #BandhanBank Net Profit rose to XXX crore (QoQ: +17%, YoY: -65%), driven by cost control and stable operating income despite elevated credit provisions. Net Interest Income was flat at XXXXX crore (QoQ: 0%, YoY: -8%), with NIM holding at 6.4%. Operating Profit stood at XXXXX crore (QoQ: +6%, YoY: -14%), aided by stable expenses and other income. Total Provisions remained high at XXXXX crore (YoY: +119%), reflecting a cautious stance on portfolio risk. Deposits rose XX% YoY to XXXX lakh crore; Retail TD grew 34%, while CASA stood at XXXXXX crore with a XXXX% ratio. Advances were at XXXX lakh crore (YoY: +6%), though down X% QoQ; secured book crossed XX% of total loans. Retail (ex-housing) grew XX% YoY, Wholesale 32%, while EEB (Emerging Entrepreneurs) shrank 15%. Asset Quality Gross NPA ratio deteriorated to XXX% (Q4 FY25: 4.7%, Q1 FY25: 4.2%), and Net NPA rose to XXX% (Q4: 1.3%, Q1: 1.1%). Provision Coverage Ratio (PCR) excluding write-offs at 73.7%; including write-offs at 87.3%. Return on Assets improved to XXXX% (Q4: 0.17%, Q1FY25: 0.61%). Capital Adequacy stood strong at 19.4%, well above regulatory norms. The bank maintained XXXX lakh crore in equity and a solid balance sheet position, with growing emphasis on retail secured lending. Key Ratios (Q1 FY26) Gross NPA Ratio: XXX% Net NPA Ratio: XXX% PCR: XXXX% (incl. write-offs: 87.3%) Return on Assets: XXXX% Capital Adequacy Ratio: XXXX% hang.  XXXXX engagements  **Related Topics** [$bandhanbnkbo](/topic/$bandhanbnkbo) [stocks](/topic/stocks) [Post Link](https://x.com/Wealth_Counter/status/1946154014565081486)
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Wealth Counter - NISM Certified RA (Stock Market) @Wealth_Counter on x 4107 followers
Created: 2025-07-18 10:24:09 UTC
Bandhan Bank Ltd - #BandhanBank
Net Profit rose to XXX crore (QoQ: +17%, YoY: -65%), driven by cost control and stable operating income despite elevated credit provisions.
Net Interest Income was flat at XXXXX crore (QoQ: 0%, YoY: -8%), with NIM holding at 6.4%.
Operating Profit stood at XXXXX crore (QoQ: +6%, YoY: -14%), aided by stable expenses and other income.
Total Provisions remained high at XXXXX crore (YoY: +119%), reflecting a cautious stance on portfolio risk.
Deposits rose XX% YoY to XXXX lakh crore; Retail TD grew 34%, while CASA stood at XXXXXX crore with a XXXX% ratio.
Advances were at XXXX lakh crore (YoY: +6%), though down X% QoQ; secured book crossed XX% of total loans.
Retail (ex-housing) grew XX% YoY, Wholesale 32%, while EEB (Emerging Entrepreneurs) shrank 15%.
Asset Quality
Gross NPA ratio deteriorated to XXX% (Q4 FY25: 4.7%, Q1 FY25: 4.2%), and Net NPA rose to XXX% (Q4: 1.3%, Q1: 1.1%).
Provision Coverage Ratio (PCR) excluding write-offs at 73.7%; including write-offs at 87.3%.
Return on Assets improved to XXXX% (Q4: 0.17%, Q1FY25: 0.61%).
Capital Adequacy stood strong at 19.4%, well above regulatory norms.
The bank maintained XXXX lakh crore in equity and a solid balance sheet position, with growing emphasis on retail secured lending.
Key Ratios (Q1 FY26)
Gross NPA Ratio: XXX% Net NPA Ratio: XXX% PCR: XXXX% (incl. write-offs: 87.3%) Return on Assets: XXXX% Capital Adequacy Ratio: XXXX% hang.
XXXXX engagements
Related Topics $bandhanbnkbo stocks