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![MrAnthonyBiz Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1562065325444800512.png) Mr. Anthony Biz [@MrAnthonyBiz](/creator/twitter/MrAnthonyBiz) on x 6076 followers
Created: 2025-07-18 07:55:59 UTC

$XRP is a cryptocurrency created by #Ripple Labs in 2012, designed for fast, low-cost cross-border payments. Unlike Bitcoin, which is decentralized and mined, XRP is managed by Ripple and uses a consensus protocol to validate transactions. It operates on the XRP Ledger, a blockchain-like system that enables near-instant transfers with minimal fees, aiming to rival traditional systems like SWIFT.

Ripple Labs holds a significant portion of XRP, which has sparked debates about centralization. XRP’s supply is fixed at XXX billion coins, with no new coins created. It’s used by financial institutions for liquidity and settlement, though adoption varies. Its price is volatile, influenced by market trends and Ripple’s legal battles, notably with the SEC over whether XRP is a security.

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**Related Topics**
[ledger](/topic/ledger)
[protocol](/topic/protocol)
[decentralized](/topic/decentralized)
[cryptocurrency](/topic/cryptocurrency)
[$xrp](/topic/$xrp)
[xrp](/topic/xrp)
[coins defi](/topic/coins-defi)
[coins made in usa](/topic/coins-made-in-usa)

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