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![BitcoinKE Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::940154473091084288.png) BitKE [@BitcoinKE](/creator/twitter/BitcoinKE) on x 10K followers
Created: 2025-07-18 02:13:34 UTC

3/ These local credit circles use trust-based mechanisms: small loans, rotating savings, group guarantees and emergency lending - all outside formal banks but grounded in social capital.


XX engagements

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**Related Topics**
[social capital](/topic/social-capital)
[savings](/topic/savings)

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