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![EugeneNg_VCap Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::915576521129041920.png) Eugene Ng [@EugeneNg_VCap](/creator/twitter/EugeneNg_VCap) on x 24.5K followers
Created: 2025-07-18 00:29:08 UTC

Wise 1Q26 Earnings / Trading Update

- Active Cust XXXXX +17% ↗️🟢
- Personal XXXXX +17% ↗️🟢
- Business XXX +15% ↗️🟢

- Cross-Border £41.2b +24% ↗️🟢
- Personal £29.7b +21% ↗️🟢
- Business £11.5b +32% ↗️🟢

- Cust Balance £18.1b +28% ↗️🟢
- Personal £11.3b +33% ↗️🟢
- Business £6.8b +21% ↗️🟢

- Cross-Border Rev £214.8b +2% ➡️🟡
- Personal £170.2b +2% ➡️🟡
- Business £44.6b +1% ➡️🟡

- Card & Other Rev £103.3m +29% ↗️🟢
- Personal £76.7m +29% ↗️🟢
- Business £26.6m +30% ↗️🟢

- Underlying Int Inc (1st 1%) £43.9m +28% ↗️🟢
- Personal £27.4m +34% ↗️🟢
- Business £16.5m +20% ↗️🟢

- Underlying Income £362m +11% ↗️🟢
- Personal £274.3m +11% ↗️🟢
- Business £87.7m +12% ↗️🟢

- Interest Inc (>1%) £103.2m -XX% ↘️🟠
- Personal £64.4m -X% ↘️🟠
- Business £38.8m -XX% ↘️🟠

- Cross-border take rate XXXX% -1bps QoQ -12bps YoY ↘️🟠

Added new Wise Platform customers: Raiffeisen Bank, and UniCredi

Launched Wise Business in the Philippines.

➡️ Continue to expect 15-20% underlying income CAGR over medium term and in FY26


XXXXX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1946004274514915547/c:line.svg)

[Post Link](https://x.com/EugeneNg_VCap/status/1946004274514915547)