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![CoinandCloud Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1613767662722482176.png) Coin & Cloud [@CoinandCloud](/creator/twitter/CoinandCloud) on x XXX followers
Created: 2025-07-18 00:03:19 UTC

🪙 X. Ripple ($XRP): Aiming at Global Payments
✅ Tailwinds:
Strong brand and enterprise presence in banking.

Recent SEC victory gives it regulatory clarity in the U.S.

Ripple is making moves in CBDCs, partnering with countries like Palau, Montenegro, and Bhutan.

⚠️ But Here’s the Issue:
Ripple is trying to disrupt SWIFT, which is extremely hard — most banks are risk-averse and slow to change.

Adoption of XRP as a bridge currency is not guaranteed. Many of Ripple's clients use RippleNet without actually using XRP.


XXX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1945997777982689681/c:line.svg)

**Related Topics**
[swift](/topic/swift)
[bhutan](/topic/bhutan)
[montenegro](/topic/montenegro)
[palau](/topic/palau)
[countries](/topic/countries)
[clarity](/topic/clarity)
[sec](/topic/sec)
[global payments](/topic/global-payments)

[Post Link](https://x.com/CoinandCloud/status/1945997777982689681)