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![CredefiOfficial Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1890032301913907200.png) Credefi Finance [@CredefiOfficial](/creator/twitter/CredefiOfficial) on x 4271 followers
Created: 2025-07-17 19:01:20 UTC

🙏 A huge thank you to @crypto_rand  and everyone who joined our AMA today!

We covered a lot of ground and shared key updates about Credefi’s journey and what’s next. Here’s a quick recap of the main points discussed:

🔹 $CREDI vs. $xCREDI
— $CREDI: Utility, rewards, staking, VIP access, platform usage
— $xCREDI: Governance, revenue share, long-term value

🔹 Why Credefi Stands Out
— Real-world collateral, not just crypto
— Licensed, compliant, Experian-backed credit scoring

🔹 Balancing Tokens
— $CREDI for active platform use
— $xCREDI for passive yield + governance
— Suggested split: 70/30

🔹 Global Expansion
— India via XDC Network
— U.S. market entry with Plug and Play

🔹 V3 & Tokenized Pools
— Tokenized collateral pools for better risk diversification and transparency

🔹 Risk & Credit Assessment
— Real-world collateral, AI-driven models in development

🔹 For Everyday Users
— Simple xCREDI staking starts at $XXX
— Beginner-friendly lending pools coming in V3

🔹 Roadmap
— Open full V3 features
— Decentralized ETF-style asset bundles
— U.S. growth + equity raise

⚡️ If you missed today’s AMA, no recording this time, but there’s plenty more coming soon. Make sure you won't miss them!


XXXXX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1945921780188614897/c:line.svg)

**Related Topics**
[realworld](/topic/realworld)
[longterm](/topic/longterm)
[governance](/topic/governance)
[staking](/topic/staking)
[$xcredi](/topic/$xcredi)
[$credi](/topic/$credi)
[ama](/topic/ama)
[finance](/topic/finance)

[Post Link](https://x.com/CredefiOfficial/status/1945921780188614897)