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![DividendGrowth Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::18589072.png) Dividend Growth Investor [@DividendGrowth](/creator/twitter/DividendGrowth) on x 227.1K followers
Created: 2025-07-17 17:08:26 UTC

I follow a very simple model for retirement planning

Keep investing regularly, keep costs low and reinvest dividends in the accumulation phase

Once dividends cover expenses, you are financially free and can live off those dividends

Live off dividends but don't touch principal


XXXXXX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1945893366597595407/c:line.svg)

**Related Topics**
[accumulation](/topic/accumulation)
[retirement](/topic/retirement)
[investment](/topic/investment)
[dividend yield](/topic/dividend-yield)

[Post Link](https://x.com/DividendGrowth/status/1945893366597595407)