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![adam_messinger Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1747381.png) Adam Messinger [@adam_messinger](/creator/twitter/adam_messinger) on x 26K followers
Created: 2025-07-17 14:42:55 UTC

@edwin_teejay @ole_b_peters I think that the standard answer begins with the idea that the insured is "risk averse" and thus willing to pay insurance premiums which in expectation are higher than the losses.


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**Related Topics**
[losses](/topic/losses)
[insurance](/topic/insurance)

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