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![jackfriks Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1699591741043527680.png) jack friks [@jackfriks](/creator/twitter/jackfriks) on x 49.3K followers
Created: 2025-07-17 04:52:39 UTC

okay who here has went the route of taking a mortgage out when they could have bought in cash and does the theory of investing the difference to outpace your mortgage interest rate hold up? 

or have any other tips for optimizing a mortgage (bootstrapped house buying)


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