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![Gilmore_Estates Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1641637514589904900.png) Gilmore Estates [@Gilmore_Estates](/creator/twitter/Gilmore_Estates) on x 14.5K followers
Created: 2025-07-16 14:00:43 UTC

$HBAR vs $XLM vs $ADA
Three “quiet giants”’ all promising to reshape the future of finance, but taking very different paths.

$ADA : peer-reviewed, academic, slow but methodical

$XLM : cross-border focus, fast and simple

$HBAR : enterprise-grade, real-world adoption, gov pilots

One is theory.
One is payments.
One is infrastructure.

Which one actually wins the next decade?

![](https://pbs.twimg.com/media/Gv-_FjQXEAANOwr.png)

XXXXXX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1945483740475531311/c:line.svg)

**Related Topics**
[xlm](/topic/xlm)
[hbar](/topic/hbar)
[adoption](/topic/adoption)
[realworld](/topic/realworld)
[finance](/topic/finance)
[$ada](/topic/$ada)
[$hbar](/topic/$hbar)
[coins layer 1](/topic/coins-layer-1)

[Post Link](https://x.com/Gilmore_Estates/status/1945483740475531311)