[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

![marvin_labs Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1567136554908352514.png) Marvin Labs [@marvin_labs](/creator/twitter/marvin_labs) on x XXX followers
Created: 2025-07-16 12:40:46 UTC

$PGR 2Q-2025: The profit jump comes with little change in underwriting discipline.

* Net premiums written: $20.08B, up XX% from 2Q-2024
* Net income: $3.18B, up XXX% year-over-year
* Adjusted EPS: $5.40, up XXX% from last year
* Combined ratio: 86.2, improved by 570bps from 2Q-2024 (lower is better for insurers)

A strong premium increase and sharply better profitability signal robust policy growth and improved claims performance. The lower combined ratio shows improved cost control without excessive underwriting leniency.

Earnings call today at 09:30 am EDT.

![](https://pbs.twimg.com/media/Gv-s2bAWMAAJzRT.png)

XXX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1945463617387733281/c:line.svg)

**Related Topics**
[eps](/topic/eps)
[$318b](/topic/$318b)
[$2008b](/topic/$2008b)
[mergers and acquisitions](/topic/mergers-and-acquisitions)
[$pgr](/topic/$pgr)
[progressive corp](/topic/progressive-corp)
[stocks financial services](/topic/stocks-financial-services)

[Post Link](https://x.com/marvin_labs/status/1945463617387733281)