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![cperruna Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::27771267.png) Chris Perruna [@cperruna](/creator/twitter/cperruna) on x 166.6K followers
Created: 2025-07-16 11:26:51 UTC

I also paid off my student loans and I disagree.

Wiping out existing debt doesn’t address the next $X trillion in student loans that will follow. The real issue is the root cause: skyrocketing tuition driven by government-backed loans, grants, and subsidies.

Eliminating student debt without structural reform just encourages universities to keep raising prices. If debt is going to be forgiven, the cost should fall on the institutions and not taxpayers. Universities are sitting on nearly a trillion dollars in endowments, earning massive returns.

Debt forgiveness without reform is just a temporary fix. Let’s focus on solutions that address the cause, not just the symptoms.


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**Related Topics**
[debt](/topic/debt)

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