[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]  Theta Capital | Time is Money [@ThetaBanking](/creator/twitter/ThetaBanking) on x XXX followers Created: 2025-07-16 00:36:17 UTC Morningstar’s view: ⭐ $SOFI is overvalued ⭐ Needs multi-product adoption to build sticky users ⭐ Faces intense competition from $PYPL $SQ $NU $ALLY $SYF $UPST $AFRM Are you buying $SOFI at these levels? Or betting on $PYPL, $NU, $UPST, or $AFRM instead? XXX engagements  **Related Topics** [betting](/topic/betting) [$ally](/topic/$ally) [$nu](/topic/$nu) [$sq](/topic/$sq) [$pypl](/topic/$pypl) [$sofi](/topic/$sofi) [money](/topic/money) [theta](/topic/theta) [Post Link](https://x.com/ThetaBanking/status/1945281298257351010)
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
Theta Capital | Time is Money @ThetaBanking on x XXX followers
Created: 2025-07-16 00:36:17 UTC
Morningstar’s view:
⭐ $SOFI is overvalued ⭐ Needs multi-product adoption to build sticky users ⭐ Faces intense competition from $PYPL $SQ $NU $ALLY $SYF $UPST $AFRM
Are you buying $SOFI at these levels?
Or betting on $PYPL, $NU, $UPST, or $AFRM instead?
XXX engagements
Related Topics betting $ally $nu $sq $pypl $sofi money theta
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