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Created: 2025-07-15 12:45:44 UTC

ICICI Bank: S&P Global Affirms Ratings, Revises SACP Upward. S&P Global Ratings affirmed ICICI Bank's 'BBB-' long-term and 'A-3' short-term issuer credit ratings, with a positive outlook. The stand-alone credit profile (SACP) was revised upward to 'a-' from 'bbb+'. 📈

- 𝗥𝗮𝘁𝗶𝗻𝗴 𝗔𝗰𝘁𝗶𝗼𝗻:
  ▪ S&P affirmed the 'BBB-' long-term and 'A-3' short-term issuer credit ratings.
  ▪ The outlook on the long-term rating remains positive.
  ▪ The SACP was upgraded to 'a-' from 'bbb+.'

- 𝗥𝗮𝘁𝗶𝗼𝗻𝗮𝗹𝗲:
  ▪ S&P expects ICICI Bank to gain market share and sustain improvements in its funding base.
  ▪ The bank's strong business franchise and digital capabilities are key drivers.
  ▪ The bank's funding and liquidity profile has improved.
  ▪ The bank is expected to maintain good capitalization.

- 𝗞𝗲𝘆 𝗛𝗶𝗴𝗵𝗹𝗶𝗴𝗵𝘁𝘀:
  ▪ ICICI Bank is the second-largest private sector bank in India.
  ▪ The bank's asset quality is expected to remain better than the Indian sector average.
  ▪ The bank's weak loans are expected to increase to 1.9%-2.0% of total loans.
  ▪ The rating is capped by the sovereign rating on India (BBB-/Positive/A-3).

- 𝗢𝘂𝘁𝗹𝗼𝗼𝗸:
  ▪ The positive outlook reflects the outlook on the sovereign credit rating on India.
  ▪ ICICI is expected to maintain its strong position in the Indian banking sector.
  ▪ The bank is anticipated to maintain a solid funding and liquidity profile. 🏦💪

📊 ICICI BANK LTD | 🏷️ Credit Rating

🌐 Details:

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