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![AdamBLiv Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1881193918206758912.png) Adam Livingston [@AdamBLiv](/creator/twitter/AdamBLiv) on x 46.9K followers
Created: 2025-07-15 06:06:26 UTC

The Fiat Normie Death Spiral Timeline:

2020: Downloads Robinhood, buys Carnival Cruises, calls himself an investor

2021: Refuses to buy Bitcoin at $40k, says it’s “for libertarian weirdos”

2022: Spends $XXX on a metaverse land plot next to Snoop Dogg

2023: Opens a high-yield savings account at 0.7%, tells friends he’s “hedging”

2024: Pays $350/month for car insurance on a Kia Forte with hail damage, adds “Bitcoin is a scam” in a Reddit thread

2025: Maxes out HSA, IRA, and mental bandwidth

2026: Buys a house at the top with a XXX% mortgage and a 5-figure appraisal gap

2027: Forecloses, eats Popeyes X times a week, starts streaming TikToks of the IRS auctioning off his Magic: The Gathering collection

2028: Finally buys Bitcoin. At $XXXXXXX.

![](https://pbs.twimg.com/media/Gv4JAT8XIAArPyE.jpg)

XXXXXX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1945001993489064295/c:line.svg)

**Related Topics**
[kia](/topic/kia)
[car insurance](/topic/car-insurance)
[insurance](/topic/insurance)
[$350month](/topic/$350month)
[hedging](/topic/hedging)
[$40k](/topic/$40k)
[investment](/topic/investment)
[normie](/topic/normie)

[Post Link](https://x.com/AdamBLiv/status/1945001993489064295)