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![RippleXity Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1916443435151790082.png) RippleXity [@RippleXity](/creator/twitter/RippleXity) on x 4093 followers
Created: 2025-07-14 15:03:21 UTC

3/ The 4-Step ODL Process Using XRP 🧠🔁

Let’s say a company in the U.S. wants to pay a supplier in the Philippines.

Step 1: USD is sent from a U.S. payment provider (via RippleNet)

Step 2: USD is instantly converted into XRP on a U.S. exchange (e.g., Bitstamp)

Step 3: $XRP is transferred across the XRP Ledger in 3-5 seconds

Step 4: On the receiving side, XRP is converted to PHP (Philippine pesos) on a local exchange.

✔️ No pre-funded accounts
✔️ Instant FX conversion
✔️ Settlement in seconds

![](https://pbs.twimg.com/media/Gv06TPdXMAAdkPL.jpg)

XXXXX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1944774724283768958/c:line.svg)

**Related Topics**
[ledger](/topic/ledger)
[$xrp](/topic/$xrp)
[bitstamp](/topic/bitstamp)
[united states dollar](/topic/united-states-dollar)
[philippines](/topic/philippines)
[xrp](/topic/xrp)
[coins defi](/topic/coins-defi)
[coins made in usa](/topic/coins-made-in-usa)

[Post Link](https://x.com/RippleXity/status/1944774724283768958)