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![defisensei7 Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1676260508372959234.png) SENSEI (Ø,G) 🇬🇧 [@defisensei7](/creator/twitter/defisensei7) on x 7252 followers
Created: 2025-07-14 08:53:25 UTC

Tired of DeFi only serving the crypto-rich? 🤔💭

Pivot to @humafinance 🟣🟣

Huma Finance is changing the game with income-backed lending; borrow based on your income, not just your crypto holdings.

🟣 How does $HUMA work? 
Huma uses your on-chain and off-chain income (like paychecks, DAO payouts, NFT royalties) as collateral, making loans more accessible and responsible.

🟣 First big use case
On-chain factoring! — Businesses can now borrow against invoices and payment streams, thanks to partnerships with Circle, Request Network, and Superfluid.

🟣 Why it matters
This unlocks DeFi for billions, not just whales. The future of lending is inclusive, fast, and powered by your income.

Follow @humafinance journey as they build DeFi for everyone‼️

![](https://pbs.twimg.com/media/GvzlocCXwAA9h01.jpg)

XXXXX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1944681628220961053/c:line.svg)

**Related Topics**
[nft](/topic/nft)
[coins dao](/topic/coins-dao)
[onchain](/topic/onchain)
[lending](/topic/lending)
[finance](/topic/finance)
[huma](/topic/huma)
[humafinance](/topic/humafinance)
[$huma](/topic/$huma)

[Post Link](https://x.com/defisensei7/status/1944681628220961053)