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![RealNimona Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1666384514501812224.png) Nimona [@RealNimona](/creator/twitter/RealNimona) on x XXX followers
Created: 2025-07-13 10:39:10 UTC

thought Lombard was another ‘BTC L2’ gimmick. Then I saw what they’re doing with BTC-collateralized loans, and it broke my TradFi-trained brain.

I clicked on @LombardFinance_ thinking it was just another Bitcoin narrative pump  y’know, L2s pretending to care about $BTC.
Instead, I found an absolute yield-maxxed lending factory for people who hoard Bitcoin like dragons.

They’re letting you deposit BTC (native or bridged) and borrow against it without selling, without jumping through KYC hoops, and without trusting some shady multisig.
You stay long $BTC, you borrow $LUSD or $USDT, you go back into the market.
Hell, they even plugged in Pendle for real tokenized yield plays.
It’s basically: “Wanna keep your BTC? Cool. Now make it work like it’s $ETH.”

But let’s be clear:
→ Liquidations are brutal AF
→ Volatility = danger
→ UI is clean, but docs are vague and TG mods answer like NPCs

Still, the whole BTC capital efficiency game is evolving.
And Lombard?
It’s the most reckless-smart thing I’ve seen in BTC DeFi.

![](https://pbs.twimg.com/media/Gvu0P3bXkAEFSOa.jpg)

XXX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1944345855676608515/c:line.svg)

**Related Topics**
[lending](/topic/lending)
[$btc](/topic/$btc)
[lombardfinance](/topic/lombardfinance)
[bitcoin](/topic/bitcoin)
[coins layer 1](/topic/coins-layer-1)
[coins bitcoin ecosystem](/topic/coins-bitcoin-ecosystem)
[coins pow](/topic/coins-pow)

[Post Link](https://x.com/RealNimona/status/1944345855676608515)