[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]  KING OBI [@kvnqobi](/creator/twitter/kvnqobi) on x 38.4K followers Created: 2025-07-12 08:53:19 UTC G huma Frens Today we'll talk about how @humafinance addresses traditional finance problems. Huma Finance, as the first Payment Financing (PayFi) network, directly addresses the core problems of traditional finance by leveraging blockchain, stablecoins, and tokenized real-world assets (RWAs) to create a faster, more transparent, and inclusive financial ecosystem. How Huma Finance Addresses Traditional Finance Problems 🌊 Centralized Control Problem: Banks and institutions control financial systems, excluding the unbanked and imposing intermediary dependency. 🟣 Huma’s Solution: Huma’s decentralized PayFi protocol uses blockchain (Solana, Stellar, EVM compatible chains) to enable trustless, intermediary-free transactions. It empowers users with direct access to global liquidity via stablecoins like USDC, bypassing centralized gatekeepers. ➙ Impact: With $5B in transaction volume and zero defaults, Huma fosters financial inclusion for the unbanked by enabling anyone with income or receivables to access credit. 🌊 High Transaction Costs Problem: High fees (e.g., XXXX% average for remittances) burden users, especially in emerging markets. 🟣 Huma’s Solution: Huma leverages low-cost blockchains like Solana for near-zero-fee transactions and stablecoin settlements, reducing remittance costs significantly. For example, a $XXXXX transfer losing $XXX in fees via SWIFT is near-instant and low-cost on Huma. Businesses and individuals save on fees, with Huma processing $5B in volume efficiently. 🌊 Slow Transaction Speeds Problem: Traditional systems like SWIFT take 3–5 days for settlements, delaying commerce. 🟣 Huma’s Solution: Huma’s PayFi network enables 24/7 real-time settlements using Solana and Stellar’s high-throughput infrastructure. Payments clear in seconds, not days, via stablecoins. ➙ Impact: Merchants and suppliers access funds instantly, improving cash flow. Huma’s $5B in transactions post-Huma XXX launch (April 2025) shows scalability. Huma is quietly building the future of PayFi before our very eyes, get involved 🫵🏻💜🟣 GHuma 🟣  XXXXX engagements  **Related Topics** [coins real world assets](/topic/coins-real-world-assets) [realworld](/topic/realworld) [tokenized](/topic/tokenized) [stablecoins](/topic/stablecoins) [blockchain](/topic/blockchain) [finance](/topic/finance) [huma](/topic/huma) [Post Link](https://x.com/kvnqobi/status/1943956827261321306)
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KING OBI @kvnqobi on x 38.4K followers
Created: 2025-07-12 08:53:19 UTC
G huma Frens
Today we'll talk about how @humafinance addresses traditional finance problems.
Huma Finance, as the first Payment Financing (PayFi) network, directly addresses the core problems of traditional finance by leveraging blockchain, stablecoins, and tokenized real-world assets (RWAs) to create a faster, more transparent, and inclusive financial ecosystem.
How Huma Finance Addresses Traditional Finance Problems
🌊 Centralized Control Problem: Banks and institutions control financial systems, excluding the unbanked and imposing intermediary dependency.
🟣 Huma’s Solution: Huma’s decentralized PayFi protocol uses blockchain (Solana, Stellar, EVM compatible chains) to enable trustless, intermediary-free transactions.
It empowers users with direct access to global liquidity via stablecoins like USDC, bypassing centralized gatekeepers.
➙ Impact: With $5B in transaction volume and zero defaults, Huma fosters financial inclusion for the unbanked by enabling anyone with income or receivables to access credit.
🌊 High Transaction Costs Problem: High fees (e.g., XXXX% average for remittances) burden users, especially in emerging markets.
🟣 Huma’s Solution: Huma leverages low-cost blockchains like Solana for near-zero-fee transactions and stablecoin settlements, reducing remittance costs significantly.
For example, a $XXXXX transfer losing $XXX in fees via SWIFT is near-instant and low-cost on Huma.
Businesses and individuals save on fees, with Huma processing $5B in volume efficiently.
🌊 Slow Transaction Speeds Problem: Traditional systems like SWIFT take 3–5 days for settlements, delaying commerce.
🟣 Huma’s Solution: Huma’s PayFi network enables 24/7 real-time settlements using Solana and Stellar’s high-throughput infrastructure.
Payments clear in seconds, not days, via stablecoins.
➙ Impact: Merchants and suppliers access funds instantly, improving cash flow. Huma’s $5B in transactions post-Huma XXX launch (April 2025) shows scalability.
Huma is quietly building the future of PayFi before our very eyes, get involved 🫵🏻💜🟣
GHuma 🟣
XXXXX engagements
Related Topics coins real world assets realworld tokenized stablecoins blockchain finance huma