[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]  Mike [@MikeLongTerm](/creator/twitter/MikeLongTerm) on x 8659 followers Created: 2025-07-12 01:24:55 UTC $GRAB The ultimate driver to $300B MC or higher🧵 @AnthonyPY_Tan CEO repeatedly mentioned: User growth, User growth and User Growth. Before I go into the detail, here is the CEO quote on Q1 2025: “We had a strong set of results to start the year, sustaining robust demand growth momentum to achieve yet another quarterly record number of users on our platform, even amid the seasonal demand impacts from the Lunar New Year and Ramadan fasting period. We also grew the number of active partners on our platform, and now have more active driver- and merchant-partners than ever before,” More and more services with affordability and reliability in mind, to sell GrabUnlimited(Subscription service) Financial services goal is to charge less than all other financial services to merchants and users to get more people to use it. Oh btw, $GRAB owns XX% of GXS bank, the reason why deposit grew massive from $479m to $1.43B YoY or XXX% growth. This is much higher than $Hood deposit growth YoY(61%), but Hood is a much larger size($11.2B->$18B) -Daily interest, as opposed to banks(3-6-12 months or longers) with no minimum balance -Personal Loan with transparent daily interest cost with no early payment fee. -Cheap business loan with no fee to help merchants to spend on ads and expand their businesses =>All focus on User/Merhcant growth Currently, $GRAB has 7m daily transacting users, and new products offering are expected to accelerate this DTU penetration. Remember when I was talking nonstop about $PLTR customer Count/Growth?(Same story here) Think of all the services being added to its SuperApp like how @amazon $AMZN invested years of investors' money into infrastructure, to put customers first, now it has 220m global Prime members. $GRAB is doing all of that "infrastructure" investment, to get more users/merchants into GrabUnlimited(monthly subscription). Do you know the margin of Amazon E-commerce? It is about 2%. The money is in AWS and Prime membership fee. I talked about Drone Expansion prior tweets, don't expect software like margin to go straight to bottom line. Anthony will re-invest and pass the discount back to merchants and users, for user growth. #AI and drones are lowering cost and improving margin, but it will go right back to the company to grow even more user. This is the kind of horse I'm betting on long-term. I believe the company with $8.7B Cash is planning to go back to aggressive user growth when global interest rate Ease(depending on our @federalreserve MP). Lower interest rate allowed the company to grow much faster, like what we saw in 2020(155%), 2021(44%)-2022(112%). The business is likely to prefer small EPS growth to favor revenue/user growth. Q3 Q4 2024 and Q1 2025 were to prove they can be profitable while scaling a price war with competition. The last one standing is Goto(Gojek) in Indonesia. I really don't $Sea as competitor, while both compete in certain segment, but Sea limited has way too many apps/websites, while $Grab is under X SuperApp. Alright, that is it. Enough writing for today. Time to do BBQ Not Financil Advice.  XXXXXX engagements  **Related Topics** [momentum](/topic/momentum) [$300b](/topic/$300b) [$grab](/topic/$grab) [Post Link](https://x.com/MikeLongTerm/status/1943843983526178913)
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Mike @MikeLongTerm on x 8659 followers
Created: 2025-07-12 01:24:55 UTC
$GRAB The ultimate driver to $300B MC or higher🧵
@AnthonyPY_Tan CEO repeatedly mentioned: User growth, User growth and User Growth.
Before I go into the detail, here is the CEO quote on Q1 2025:
“We had a strong set of results to start the year, sustaining robust demand growth momentum to achieve yet another quarterly record number of users on our platform, even amid the seasonal demand impacts from the Lunar New Year and Ramadan fasting period. We also grew the number of active partners on our platform, and now have more active driver- and merchant-partners than ever before,”
More and more services with affordability and reliability in mind, to sell GrabUnlimited(Subscription service)
Financial services goal is to charge less than all other financial services to merchants and users to get more people to use it.
Oh btw, $GRAB owns XX% of GXS bank, the reason why deposit grew massive from $479m to $1.43B YoY or XXX% growth. This is much higher than $Hood deposit growth YoY(61%), but Hood is a much larger size($11.2B->$18B) -Daily interest, as opposed to banks(3-6-12 months or longers) with no minimum balance -Personal Loan with transparent daily interest cost with no early payment fee. -Cheap business loan with no fee to help merchants to spend on ads and expand their businesses =>All focus on User/Merhcant growth
Currently, $GRAB has 7m daily transacting users, and new products offering are expected to accelerate this DTU penetration. Remember when I was talking nonstop about $PLTR customer Count/Growth?(Same story here)
Think of all the services being added to its SuperApp like how @amazon $AMZN invested years of investors' money into infrastructure, to put customers first, now it has 220m global Prime members. $GRAB is doing all of that "infrastructure" investment, to get more users/merchants into GrabUnlimited(monthly subscription). Do you know the margin of Amazon E-commerce? It is about 2%. The money is in AWS and Prime membership fee.
I talked about Drone Expansion prior tweets, don't expect software like margin to go straight to bottom line. Anthony will re-invest and pass the discount back to merchants and users, for user growth.
#AI and drones are lowering cost and improving margin, but it will go right back to the company to grow even more user. This is the kind of horse I'm betting on long-term.
I believe the company with $8.7B Cash is planning to go back to aggressive user growth when global interest rate Ease(depending on our @federalreserve MP). Lower interest rate allowed the company to grow much faster, like what we saw in 2020(155%), 2021(44%)-2022(112%).
The business is likely to prefer small EPS growth to favor revenue/user growth. Q3 Q4 2024 and Q1 2025 were to prove they can be profitable while scaling a price war with competition. The last one standing is Goto(Gojek) in Indonesia. I really don't $Sea as competitor, while both compete in certain segment, but Sea limited has way too many apps/websites, while $Grab is under X SuperApp.
Alright, that is it. Enough writing for today. Time to do BBQ
Not Financil Advice.
XXXXXX engagements
