[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]  Benzinga [@Benzinga](/creator/twitter/Benzinga) on x 305.7K followers Created: 2025-07-08 00:59:52 UTC Many people wonder whether they’re saving enough for retirement, especially as they hit milestones like 40, 50, or XX. According to Fidelity’s retirement guidelines, you should aim to have three times your salary saved by age 40, six times by 50, and eight times by XX. That would mean $XXXXXXX saved by XX for someone making $XXXXXX per year, and $XXXXXXX by XX. But most Americans fall short. The median savings for people aged 35–44 is just $45,000, and $XXXXXXX for those aged 55–64—well below recommended levels. If you’re behind, you’re not alone, and it’s not too late to catch up. Experts recommend automating 401(k) or IRA contributions, taking advantage of catch-up contributions after age 50, and reviewing your budget to boost savings. Even small, consistent increases can grow significantly over time, especially when invested. If needed, delaying retirement a few years can also help close the gap. And if you’re already ahead of the benchmarks, you’re in a strong position compared to your peers. The key takeaway? Whether you’re behind or ahead, the most important step is to keep moving forward—and to do it with intention.  XXXXX engagements  **Related Topics** [retirement](/topic/retirement) [saving](/topic/saving) [Post Link](https://x.com/Benzinga/status/1942388129723298239)
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
Benzinga @Benzinga on x 305.7K followers
Created: 2025-07-08 00:59:52 UTC
Many people wonder whether they’re saving enough for retirement, especially as they hit milestones like 40, 50, or XX.
According to Fidelity’s retirement guidelines, you should aim to have three times your salary saved by age 40, six times by 50, and eight times by XX. That would mean $XXXXXXX saved by XX for someone making $XXXXXX per year, and $XXXXXXX by XX.
But most Americans fall short. The median savings for people aged 35–44 is just $45,000, and $XXXXXXX for those aged 55–64—well below recommended levels.
If you’re behind, you’re not alone, and it’s not too late to catch up. Experts recommend automating 401(k) or IRA contributions, taking advantage of catch-up contributions after age 50, and reviewing your budget to boost savings. Even small, consistent increases can grow significantly over time, especially when invested.
If needed, delaying retirement a few years can also help close the gap. And if you’re already ahead of the benchmarks, you’re in a strong position compared to your peers.
The key takeaway? Whether you’re behind or ahead, the most important step is to keep moving forward—and to do it with intention.
XXXXX engagements
Related Topics retirement saving