[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]  ๐๐-๐๐๐ช [@Oh_Jay0](/creator/twitter/Oh_Jay0) on x 7612 followers Created: 2025-07-07 16:55:29 UTC Do you know? On-chain, reputation doesnโt follow you, it resets every time you switch networks. So what does a real financial identity look like? According to me, three traits define it: X. It travels across chains X. It grows with your history X. It earns you better terms over time Well, thatโs what @0xSoulProtocol is building, a lending protocol, but more importantly, an infrastructure layer for on-chain trust. It starts with Soulbound Tokens (SBTs) that store your behavior, designed to answer these questions: โข Are you a responsible borrower? โข Did you contribute to governance? โข Did you stay through volatility or disappear after the airdrop? Now imagine that pattern, recorded, verified, and rewarded. This brings a new kind of lending experience. And, of course, it works across networks, because your identity should too. Protocols that ignore this lose a lot, and it's more than data too. Because, since they reward the wrong behaviors, and attract short-term actors, they watch their growth decay the moment rewards stop. This is what we need. A chain-agnostic identity layer, a lending protocol with memory, and most importantly, a system where your on-chain past improves your on-chain future.  XXXXX engagements  **Related Topics** [protocol](/topic/protocol) [lending](/topic/lending) [networks](/topic/networks) [onchain](/topic/onchain) [Post Link](https://x.com/Oh_Jay0/status/1942266229734982021)
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
๐๐-๐๐๐ช @Oh_Jay0 on x 7612 followers
Created: 2025-07-07 16:55:29 UTC
Do you know?
On-chain, reputation doesnโt follow you, it resets every time you switch networks.
So what does a real financial identity look like?
According to me, three traits define it:
X. It travels across chains
X. It grows with your history
X. It earns you better terms over time
Well, thatโs what @0xSoulProtocol is building, a lending protocol, but more importantly, an infrastructure layer for on-chain trust.
It starts with Soulbound Tokens (SBTs) that store your behavior, designed to answer these questions: โข Are you a responsible borrower? โข Did you contribute to governance? โข Did you stay through volatility or disappear after the airdrop?
Now imagine that pattern, recorded, verified, and rewarded.
This brings a new kind of lending experience.
And, of course, it works across networks, because your identity should too.
Protocols that ignore this lose a lot, and it's more than data too.
Because, since they reward the wrong behaviors, and attract short-term actors, they watch their growth decay the moment rewards stop.
This is what we need.
A chain-agnostic identity layer, a lending protocol with memory, and most importantly, a system where your on-chain past improves your on-chain future.
XXXXX engagements
