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![money_cruncher Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1635004022506627073.png) The Money Cruncher, CPA [@money_cruncher](/creator/twitter/money_cruncher) on x 139.3K followers
Created: 2025-07-02 13:11:08 UTC

“My savings account pays me XXXX% interest. What are my options?”

X. Treasury bill ladder: ~4.15%
X. Vanguard money market funds: ~4.19%
X. HYSA (CIT bank, CIBC, Capital One, Ally, etc): 3.5%-4.0%

I personally use Vanguard’s MMF. Where do you keep your savings?


XXXXXX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1940397830398701669/c:line.svg)

**Related Topics**
[vanguard](/topic/vanguard)
[savings](/topic/savings)
[money](/topic/money)
[$cof](/topic/$cof)
[stocks financial services](/topic/stocks-financial-services)

[Post Link](https://x.com/money_cruncher/status/1940397830398701669)