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![smcglobal Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::41066148.png) SMC Global [@smcglobal](/creator/twitter/smcglobal) on x 21.6K followers
Created: 2025-06-30 12:41:06 UTC

How healthy are India’s Small Finance Banks?

Here’s a snapshot of Gross Non-Performing Assets (GNPA) ratios as of Q4 FY25:

[1] Ujjivan Small Finance Bank: XXXX%
[2] AU SMALL FINANCE BANK: XXXX%
[3] Jana Small FB: XXXX%
[4] Equitas Small Finance Bank: XXXX%
[5] Utkarsh Small Finance Bank: XXXX%

Lower GNPA reflects stronger asset quality and better credit risk management. Notably, Utkarsh stands out with a significantly higher GNPA, warranting close monitoring.

Disclaimer: For informational purposes only. Not investment advice.

![](https://pbs.twimg.com/media/GusTfJdaMAABvJ1.jpg)

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**Related Topics**
[asset allocation](/topic/asset-allocation)
[credit default swaps](/topic/credit-default-swaps)
[finance](/topic/finance)
[$aubankbo](/topic/$aubankbo)

[Post Link](https://x.com/smcglobal/status/1939665499098640412)