[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]  CryptoJournaal [@CryptoJournaal](/creator/twitter/CryptoJournaal) on x 18.5K followers Created: 2025-06-08 08:33:32 UTC #Memento ( $DEXTF ) - #Explainer [ #Update - June 2025 ] 🧠 What is Memento ( $DEXTF )? Memento is a decentralized finance (DeFi) protocol focused on automating and democratizing asset management through so-called tokenized portfolios (XTFs). The project enables both retail and professional users to create, manage, and trade crypto portfolios – entirely without intermediaries. This is done in a non-custodial manner via smart contracts. What are XTFs? XTF stands for eXchange-Traded Fund, inspired by traditional ETFs in the financial world, but entirely on-chain. Each XTF is an ERC-20 token representing a specific strategy or basket of assets, for example: 🔸A DeFi index (AAVE, UNI, COMP) 🔸A sector fund (Layer 2, RWAs) 🔸A risk-weighted stablecoin fund Thanks to blockchain technology, these portfolios are fully transparent, non-custodial, and automatically rebalancable. 💡 How does it work? Using Memento is divided into two main roles: Portfolio Managers Users with knowledge of crypto and strategy can create an XTF, a type of 'fund', in which they include a mix of tokens. The strategy (e.g., XX% ETH, XX% LDO, XX% RPL) is embedded in a smart contract, and the creator defines any fees or incentives. Passive Investors Other users can invest in existing XTFs with a single transaction. Instead of buying multiple tokens individually, you buy an XTF token that automatically gives access to a diversified, managed portfolio. Everything happens without the intervention of a centralized party. This makes the platform accessible to a global audience, regardless of location or banking access. 🪙 What is the role of the $DEXTF token? The $DEXTF token is the heart of the Memento ecosystem. Its functions include: 🗳 Governance: Holders can vote on proposals that affect the protocol. Proposal submission requires: XXXXXXX DEXTF (0.5% of total supply) Voting quorum: X million DEXTF (5% of supply) 💸 Protocol fees: Some functions – such as creating XTFs or advanced strategies – require payment in DEXTF. 🔒 ZKChain-native: Since the launch of the Memento ZKChain, DEXTF is used for: 🔸Gas fees on the network 🔸Staking to secure the network 🔸Rewards for node operators or validators (future) ⚙️ Technological core: Memento ZKChain In 2025, Memento launched the ZKChain, its own layer X blockchain based on zero-knowledge proofs (zk-proofs). This development addresses the growing demand for scalable DeFi solutions that are fast, cheap, and secure. Why ZKChain? 🚀 Scalability: Transactions are faster than on Ethereum L1. ⛽️ Low costs: Significantly lower gas fees. 🛡 Privacy and security: Thanks to zk-cryptography, user portfolios can be securely verified without revealing all details. 🔗 DEXTF integration: The ZKChain uses DEXTF as its native gas and utility token, adding a direct use case. This step positions Memento not only as an asset management tool, but also as an infrastructure player within the broader DeFi sector. 🏦 TradFi adoption: $11M TVL from institutional player A major milestone in 2025 was the onboarding of a TradFi asset manager who brought $XX million in TVL (Total Value Locked) to the platform. This shows that Memento is not just a playground for crypto enthusiasts, but is also seriously considered by established financial institutions. This bridge between traditional finance and DeFi is essential for mainstream adoption. It also confirms the potential of Memento as a gateway for regulated, transparent, and automated asset management. 📊 Market data (June 8, 2025) 💰 Current price: $0.15–$0.21 📉 All-Time High: $XXXXX (April 25, 2021) – a drop of ~99.75% 💼 Market cap: $8–$18.5 million 🔄 24-hour trading volume: $80,000–$185,000 🪙 Total supply: XXX million $DEXTF 🌀 Circulating supply: ±66 million 📊 Ranking: #1563 on CoinGecko #4495 on CoinMarketCap Note: price and volume data may vary by source. Refer to multiple data sources for the most current information. ✅ Advantages of Memento 🔸Transparency: All transactions, fees, and performance are visible on-chain. 🔸Accessibility: Anyone can set up or invest in funds without a license. 🔸Decentralization: No need for a bank, broker, or third party. 🔸Flexibility: Both beginners and professionals can add value. 🔸Scalability: Thanks to ZKChain, many Ethereum limitations are bypassed. ⚠️ Key challenges 🔸Liquidity: Trading volume is relatively low, which can amplify price volatility. 🔸Complexity: The concept of XTFs can be overwhelming for new users. 🔸Competition: Similar protocols are emerging, such as Index Coop and Enzyme Finance. 🔸Ethereum costs: While ZKChain helps, L1 integration still brings costs. 📜 History and evolution 2020: Launch as Domani Protocol, focusing on structured investments 2022–2023: Further product development and repositioning toward retail users 2024–2025: Evolution to Memento, emphasizing UX, scalability, and institutional access 2025: Launch of the ZKChain and onboarding of institutional asset manager The rebranding from DEXTF to Memento was gradual, with the brand name "Memento" increasingly positioned as the flagship interface of the broader protocol. 🔮 The future of Memento With growing demand for professionally managed DeFi investments and pressure to remain scalable and privacy-friendly, Memento has a unique positioning. The project combines: 🔸On-chain transparency 🔸Institutional adoption 🔸Institutional adoption 🔸ZK infrastructure 🔸Accessible interface. If traditional players continue adopting DeFi, Memento could be a catalyst for the next wave of users and capital into Web3. 🧩 Conclusion Memento offers an innovative bridge between traditional financial strategies and the power of decentralized technology. With the concept of tokenized portfolios, the use of zk-technology via its own blockchain, and increasing interest from institutional players, the protocol has all the ingredients to become a key player within the DeFi world. Although the market value of $DEXTF has dropped significantly since its peak, this could be an opportunity for strategic investors to get in early on a project with solid fundamentals, working products, and a clear vision for the future. For anyone who believes in the future of decentralized, transparent, and automated asset management, Memento is a protocol to watch closely – and perhaps even actively help build. #CryptoConclusion 🛒 Want to buy $DEXTF? $DEXTF is easy to purchase on #ApeX (DEX): ✅ Fully regulated within Europe ✅ Advanced trading tools and charts ✅ Low trading fees and transparent rates ✅ 24/7 customer service in multiple languages ✅ Accessible on desktop and mobile devices ✅ Sign up via the link below!👇 🔗 #CryptoJournaal #AltcoinPedia #Bitcoin #Crypto #Exchange 📚 Helpful resources and extra information: Want to dive deeper into the world of #Memento or looking for the latest updates and developments? These links will help you stay up to date: 🔹Official Website: 🔹Reddit: 🔹Telegram: 🔹X (Twitter): @Memento_Bc #CryptoResources #StayInformed ⚠️ Important note: 🔹 This post is intended purely for educational purposes and not as financial advice! 🔹 Only invest what you’re willing to lose: #Crypto investments can be volatile, and you may lose part or all of your investment. 🔹 Always do your own research (#DYOR): Research #crypto-assets, platforms, and wallets thoroughly before investing. 🔹 Understand the risks of volatility: The value of #cryptocurrencies can change quickly, so be prepared for price fluctuations. 🔹 Keep your private keys safe: Losing your private keys can result in the loss of access to your crypto assets. 🔹 Use trusted platforms: Make sure to trade crypto through reliable and regulated exchanges or wallets that meet the necessary security standards. #CryptoRules #CryptoSafety #CryptoRisks #Dyor  XXXXXXX engagements  **Related Topics** [dextf](/topic/dextf) [asset management](/topic/asset-management) [protocol](/topic/protocol) [finance](/topic/finance) [decentralized](/topic/decentralized) [$dextf](/topic/$dextf) [dextf token](/topic/dextf-token) [dextf domani protocol](/topic/dextf-domani-protocol) [Post Link](https://x.com/CryptoJournaal/status/1931630660185186441)
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
CryptoJournaal @CryptoJournaal on x 18.5K followers
Created: 2025-06-08 08:33:32 UTC
#Memento ( $DEXTF ) - #Explainer
[ #Update - June 2025 ]
🧠 What is Memento ( $DEXTF )?
Memento is a decentralized finance (DeFi) protocol focused on automating and democratizing asset management through so-called tokenized portfolios (XTFs).
The project enables both retail and professional users to create, manage, and trade crypto portfolios – entirely without intermediaries. This is done in a non-custodial manner via smart contracts.
What are XTFs?
XTF stands for eXchange-Traded Fund, inspired by traditional ETFs in the financial world, but entirely on-chain. Each XTF is an ERC-20 token representing a specific strategy or basket of assets, for example:
🔸A DeFi index (AAVE, UNI, COMP)
🔸A sector fund (Layer 2, RWAs)
🔸A risk-weighted stablecoin fund
Thanks to blockchain technology, these portfolios are fully transparent, non-custodial, and automatically rebalancable.
💡 How does it work?
Using Memento is divided into two main roles:
Portfolio Managers
Users with knowledge of crypto and strategy can create an XTF, a type of 'fund', in which they include a mix of tokens. The strategy (e.g., XX% ETH, XX% LDO, XX% RPL) is embedded in a smart contract, and the creator defines any fees or incentives.
Passive Investors
Other users can invest in existing XTFs with a single transaction. Instead of buying multiple tokens individually, you buy an XTF token that automatically gives access to a diversified, managed portfolio.
Everything happens without the intervention of a centralized party. This makes the platform accessible to a global audience, regardless of location or banking access.
🪙 What is the role of the $DEXTF token?
The $DEXTF token is the heart of the Memento ecosystem. Its functions include:
🗳 Governance:
Holders can vote on proposals that affect the protocol.
Proposal submission requires: XXXXXXX DEXTF (0.5% of total supply)
Voting quorum: X million DEXTF (5% of supply)
💸 Protocol fees: Some functions – such as creating XTFs or advanced strategies – require payment in DEXTF.
🔒 ZKChain-native: Since the launch of the Memento ZKChain, DEXTF is used for:
🔸Gas fees on the network
🔸Staking to secure the network
🔸Rewards for node operators or validators (future)
⚙️ Technological core: Memento ZKChain
In 2025, Memento launched the ZKChain, its own layer X blockchain based on zero-knowledge proofs (zk-proofs). This development addresses the growing demand for scalable DeFi solutions that are fast, cheap, and secure.
Why ZKChain?
🚀 Scalability: Transactions are faster than on Ethereum L1.
⛽️ Low costs: Significantly lower gas fees.
🛡 Privacy and security: Thanks to zk-cryptography, user portfolios can be securely verified without revealing all details.
🔗 DEXTF integration: The ZKChain uses DEXTF as its native gas and utility token, adding a direct use case.
This step positions Memento not only as an asset management tool, but also as an infrastructure player within the broader DeFi sector.
🏦 TradFi adoption: $11M TVL from institutional player
A major milestone in 2025 was the onboarding of a TradFi asset manager who brought $XX million in TVL (Total Value Locked) to the platform. This shows that Memento is not just a playground for crypto enthusiasts, but is also seriously considered by established financial institutions.
This bridge between traditional finance and DeFi is essential for mainstream adoption. It also confirms the potential of Memento as a gateway for regulated, transparent, and automated asset management.
📊 Market data (June 8, 2025)
💰 Current price: $0.15–$0.21
📉 All-Time High: $XXXXX (April 25, 2021) – a drop of ~99.75%
💼 Market cap: $8–$18.5 million
🔄 24-hour trading volume: $80,000–$185,000
🪙 Total supply: XXX million $DEXTF
🌀 Circulating supply: ±66 million
📊 Ranking:
#1563 on CoinGecko #4495 on CoinMarketCap Note: price and volume data may vary by source. Refer to multiple data sources for the most current information.
✅ Advantages of Memento
🔸Transparency: All transactions, fees, and performance are visible on-chain.
🔸Accessibility: Anyone can set up or invest in funds without a license.
🔸Decentralization: No need for a bank, broker, or third party.
🔸Flexibility: Both beginners and professionals can add value.
🔸Scalability: Thanks to ZKChain, many Ethereum limitations are bypassed.
⚠️ Key challenges
🔸Liquidity: Trading volume is relatively low, which can amplify price volatility.
🔸Complexity: The concept of XTFs can be overwhelming for new users.
🔸Competition: Similar protocols are emerging, such as Index Coop and Enzyme Finance.
🔸Ethereum costs: While ZKChain helps, L1 integration still brings costs.
📜 History and evolution
2020: Launch as Domani Protocol, focusing on structured investments
2022–2023: Further product development and repositioning toward retail users
2024–2025: Evolution to Memento, emphasizing UX, scalability, and institutional access
2025: Launch of the ZKChain and onboarding of institutional asset manager
The rebranding from DEXTF to Memento was gradual, with the brand name "Memento" increasingly positioned as the flagship interface of the broader protocol.
🔮 The future of Memento
With growing demand for professionally managed DeFi investments and pressure to remain scalable and privacy-friendly, Memento has a unique positioning. The project combines:
🔸On-chain transparency
🔸Institutional adoption
🔸Institutional adoption
🔸ZK infrastructure
🔸Accessible interface.
If traditional players continue adopting DeFi, Memento could be a catalyst for the next wave of users and capital into Web3.
🧩 Conclusion
Memento offers an innovative bridge between traditional financial strategies and the power of decentralized technology. With the concept of tokenized portfolios, the use of zk-technology via its own blockchain, and increasing interest from institutional players, the protocol has all the ingredients to become a key player within the DeFi world.
Although the market value of $DEXTF has dropped significantly since its peak, this could be an opportunity for strategic investors to get in early on a project with solid fundamentals, working products, and a clear vision for the future.
For anyone who believes in the future of decentralized, transparent, and automated asset management, Memento is a protocol to watch closely – and perhaps even actively help build.
#CryptoConclusion
🛒 Want to buy $DEXTF?
$DEXTF is easy to purchase on #ApeX (DEX):
✅ Fully regulated within Europe ✅ Advanced trading tools and charts ✅ Low trading fees and transparent rates ✅ 24/7 customer service in multiple languages ✅ Accessible on desktop and mobile devices
✅ Sign up via the link below!👇
🔗
#CryptoJournaal #AltcoinPedia #Bitcoin #Crypto #Exchange
📚 Helpful resources and extra information:
Want to dive deeper into the world of #Memento or looking for the latest updates and developments?
These links will help you stay up to date:
🔹Official Website:
🔹Reddit:
🔹Telegram:
🔹X (Twitter): @Memento_Bc
#CryptoResources #StayInformed
⚠️ Important note:
🔹 This post is intended purely for educational purposes and not as financial advice!
🔹 Only invest what you’re willing to lose:
#Crypto investments can be volatile, and you may lose part or all of your investment.
🔹 Always do your own research (#DYOR):
Research #crypto-assets, platforms, and wallets thoroughly before investing.
🔹 Understand the risks of volatility:
The value of #cryptocurrencies can change quickly, so be prepared for price fluctuations.
🔹 Keep your private keys safe:
Losing your private keys can result in the loss of access to your crypto assets.
🔹 Use trusted platforms:
Make sure to trade crypto through reliable and regulated exchanges or wallets that meet the necessary security standards.
#CryptoRules #CryptoSafety #CryptoRisks #Dyor
XXXXXXX engagements
Related Topics dextf asset management protocol finance decentralized $dextf dextf token dextf domani protocol