Dark | Light
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

![CryptoJournaal Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1159541595357831170.png) CryptoJournaal [@CryptoJournaal](/creator/twitter/CryptoJournaal) on x 18.5K followers
Created: 2025-04-20 08:49:50 UTC

#xMoney ( $UTK ) - #Roadmap

[ #Update: April 2025 ]

๐Ÿ“œ Past: From UTRUST to xMoney (2017โ€“2022)

๐Ÿ”น 2017: The founding of UTRUST

๐Ÿงพ UTRUST was launched as a crypto payment platform focused on secure and fast transactions. The goal? To bridge the gap between traditional e-commerce and the emerging world of digital currencies.

#CryptoPayments

๐Ÿ”น 2018: ICO and initial adoption

๐Ÿ’ธ $UTK was introduced via a successful Initial Coin Offering (ICO). The team raised over $XX million to build the foundation of the platform. The first merchant integrations followed quickly.

#TokenLaunch

๐Ÿ”น 2019โ€“2021: Growth and partnerships

๐Ÿ›๏ธ UTRUST expanded its network and partnered with major e-commerce players like MoreFrom and Alternative Airlines. $UTK was used both as a loyalty token and a method for fee reduction.

#RealUseCases

๐Ÿ”น 2022: Acquisition by Elrond (MultiversX)

๐Ÿค A milestone: UTRUST was acquired by Elrond (now MultiversX). The focus shifted to speed, scalability, and Web3 integration, laying the groundwork for a broader rebranding.

#Web3Commerce

โšก Present: xMoney in transformation (2023โ€“2025)

๐Ÿ”น 2023: From UTRUST to xMoney

๐Ÿ”„ Rebranding to xMoney, with full integration into the MultiversX ecosystem. The new vision: the Web3 payment network for the future of money.

๐Ÿ“ฒ UTK received new use-cases: staking, cashback rewards, and a central role within the xPortal payment system.

#Rebrand #UtilityToken

๐Ÿ”น 2024: xMoney Go & xMoney Merchant

๐Ÿช Introduction of two powerful products:

xMoney Go: peer-to-peer payments via wallet-to-wallet transactions.

xMoney Merchant: crypto payments for webshops, plug-and-play via APIs & plugins.

The network now supported >100 cryptocurrencies and was active in over XXX countries.

#PaymentsEverywhere

๐Ÿ”น April 2025 (now): Scalable infrastructure and adoption boost

๐Ÿ“ˆ The platform processes millions in volume monthly. New integrations with Shopify and WooCommerce drive adoption.

๐Ÿ”ง Technological updates:

๐Ÿ”— Full EVM compatibility via MultiversX

๐Ÿ’ณ Launch of the xMoney Virtual Card (powered by UTK)

๐Ÿ›ก๏ธ New fraud prevention and escrow mechanisms

$UTK is currently usable for fee reductions, rewards, and as a gas fee on network transactions.

#MassAdoption #FinTech #MultiversX

๐Ÿš€ Future: Vision and strategy (2026โ€“2030)

๐Ÿ”น 2026โ€“2027: Integrations and regulation

๐ŸŒ Expansion into regulated markets, including licenses in Europe and Southeast Asia. xMoney is expected to seek collaboration with banks and fintechs.

#RegTech

๐Ÿ”น 2028โ€“2029: Stablecoin-based payments

๐Ÿช™ Integration of xEURO and other stablecoins to bypass price volatility. This opens doors for adoption in B2B sectors such as logistics and digital services.

#StablePayments

๐Ÿ”น 2030 and beyond: Web3 as the norm

๐Ÿ”ฎ xMoney aims for a future where crypto payments are seamless, cheap, and universally available โ€” from virtual worlds to physical stores.

UTK may evolve into a governance token, allowing holders to vote on roadmap items and ecosystem funds.

#Web3Finance

๐Ÿ”‘ Key milestones summarized

๐Ÿ“Œ Past:

Founding as UTRUST (2017),

ICO (2018),

Acquisition by Elrond (2022)

๐Ÿ“Œ Present:

Rebranding to xMoney,

Full integration into MultiversX,

Growing network of merchants and users (2025)

๐Ÿ“Œ Future:

Stablecoin adoption,

Further geographic expansion,

Governance via $UTK

๐Ÿ” Factors influencing the roadmap

โœ… Positive:

๐Ÿ”ธ Web3 adoption,

๐Ÿ”ธ Integration with e-commerce platforms,

๐Ÿ”ธ Regulatory clarity in Europe

โš ๏ธ Challenges:

๐Ÿ”ธ Volatility of crypto markets,

๐Ÿ”ธ Competition from traditional payment providers,

๐Ÿ”ธ User education

xMoney and $UTK are well-positioned to play a key role in the future of global payments โ€“ from shopping carts to the metaverse.

#xMoney #UTK #Web3Payments #CryptoAdoption #MultiversX

๐Ÿ›’ Want to buy $UTK yourself?

$UTK is easy to buy on #Bitvavo:

โœ… Over XXX #Altcoins available

โœ… Up to โ‚ฌ100,000 #AccountGuarantee

โœ… Registered with De Nederlandsche Bank (#DNB)

โœ… Sign up via the link below and trade up to โ‚ฌ10,000 completely #Free!

๐Ÿ”—

#CryptoJournaal #AltcoinPedia #Bitcoin #Crypto #Exchange

๐Ÿ“š Handy resources and extra info:

Want to dive deeper into the world of #xMoney or looking for the latest updates and developments?

These links help you stay informed at all times:

๐Ÿ”นOfficial Website:

๐Ÿ”นTelegram:

๐Ÿ”นX (Twitter): @xMoney_com

#CryptoResources #StayInformed

โš ๏ธ Important note:

๐Ÿ”น This post is intended purely for educational purposes and is not financial advice!

๐Ÿ”น Only invest what you are willing to lose:

#Crypto investments can be volatile, and you may lose part or all of your investment.

๐Ÿ”น Always do your own research (#DYOR):

Do thorough research on #crypto-assets, platforms, and wallets before investing.

๐Ÿ”น Understand the risks of volatility:

The value of #cryptocurrencies can change quickly, so be prepared for price fluctuations.

๐Ÿ”น Store your private keys safely:

Losing your private keys may result in the loss of access to your crypto-assets.

๐Ÿ”น Use reliable platforms:

Ensure you trade crypto via reliable and regulated exchanges or wallets that meet necessary security standards.

#CryptoRules #CryptoSafety #CryptoRisks #Dyor

![](https://pbs.twimg.com/media/Go91MTmXsAADWCT.jpg)

XXX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1913877758498709719/c:line.svg)

**Related Topics**
[utk](/topic/utk)
[adoption](/topic/adoption)
[currencies](/topic/currencies)
[world of](/topic/world-of)
[ecommerce](/topic/ecommerce)
[$utk](/topic/$utk)
[xmoney](/topic/xmoney)
[coins solana ecosystem](/topic/coins-solana-ecosystem)

[Post Link](https://x.com/CryptoJournaal/status/1913877758498709719)

[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

CryptoJournaal Avatar CryptoJournaal @CryptoJournaal on x 18.5K followers Created: 2025-04-20 08:49:50 UTC

#xMoney ( $UTK ) - #Roadmap

[ #Update: April 2025 ]

๐Ÿ“œ Past: From UTRUST to xMoney (2017โ€“2022)

๐Ÿ”น 2017: The founding of UTRUST

๐Ÿงพ UTRUST was launched as a crypto payment platform focused on secure and fast transactions. The goal? To bridge the gap between traditional e-commerce and the emerging world of digital currencies.

#CryptoPayments

๐Ÿ”น 2018: ICO and initial adoption

๐Ÿ’ธ $UTK was introduced via a successful Initial Coin Offering (ICO). The team raised over $XX million to build the foundation of the platform. The first merchant integrations followed quickly.

#TokenLaunch

๐Ÿ”น 2019โ€“2021: Growth and partnerships

๐Ÿ›๏ธ UTRUST expanded its network and partnered with major e-commerce players like MoreFrom and Alternative Airlines. $UTK was used both as a loyalty token and a method for fee reduction.

#RealUseCases

๐Ÿ”น 2022: Acquisition by Elrond (MultiversX)

๐Ÿค A milestone: UTRUST was acquired by Elrond (now MultiversX). The focus shifted to speed, scalability, and Web3 integration, laying the groundwork for a broader rebranding.

#Web3Commerce

โšก Present: xMoney in transformation (2023โ€“2025)

๐Ÿ”น 2023: From UTRUST to xMoney

๐Ÿ”„ Rebranding to xMoney, with full integration into the MultiversX ecosystem. The new vision: the Web3 payment network for the future of money.

๐Ÿ“ฒ UTK received new use-cases: staking, cashback rewards, and a central role within the xPortal payment system.

#Rebrand #UtilityToken

๐Ÿ”น 2024: xMoney Go & xMoney Merchant

๐Ÿช Introduction of two powerful products:

xMoney Go: peer-to-peer payments via wallet-to-wallet transactions.

xMoney Merchant: crypto payments for webshops, plug-and-play via APIs & plugins.

The network now supported >100 cryptocurrencies and was active in over XXX countries.

#PaymentsEverywhere

๐Ÿ”น April 2025 (now): Scalable infrastructure and adoption boost

๐Ÿ“ˆ The platform processes millions in volume monthly. New integrations with Shopify and WooCommerce drive adoption.

๐Ÿ”ง Technological updates:

๐Ÿ”— Full EVM compatibility via MultiversX

๐Ÿ’ณ Launch of the xMoney Virtual Card (powered by UTK)

๐Ÿ›ก๏ธ New fraud prevention and escrow mechanisms

$UTK is currently usable for fee reductions, rewards, and as a gas fee on network transactions.

#MassAdoption #FinTech #MultiversX

๐Ÿš€ Future: Vision and strategy (2026โ€“2030)

๐Ÿ”น 2026โ€“2027: Integrations and regulation

๐ŸŒ Expansion into regulated markets, including licenses in Europe and Southeast Asia. xMoney is expected to seek collaboration with banks and fintechs.

#RegTech

๐Ÿ”น 2028โ€“2029: Stablecoin-based payments

๐Ÿช™ Integration of xEURO and other stablecoins to bypass price volatility. This opens doors for adoption in B2B sectors such as logistics and digital services.

#StablePayments

๐Ÿ”น 2030 and beyond: Web3 as the norm

๐Ÿ”ฎ xMoney aims for a future where crypto payments are seamless, cheap, and universally available โ€” from virtual worlds to physical stores.

UTK may evolve into a governance token, allowing holders to vote on roadmap items and ecosystem funds.

#Web3Finance

๐Ÿ”‘ Key milestones summarized

๐Ÿ“Œ Past:

Founding as UTRUST (2017),

ICO (2018),

Acquisition by Elrond (2022)

๐Ÿ“Œ Present:

Rebranding to xMoney,

Full integration into MultiversX,

Growing network of merchants and users (2025)

๐Ÿ“Œ Future:

Stablecoin adoption,

Further geographic expansion,

Governance via $UTK

๐Ÿ” Factors influencing the roadmap

โœ… Positive:

๐Ÿ”ธ Web3 adoption,

๐Ÿ”ธ Integration with e-commerce platforms,

๐Ÿ”ธ Regulatory clarity in Europe

โš ๏ธ Challenges:

๐Ÿ”ธ Volatility of crypto markets,

๐Ÿ”ธ Competition from traditional payment providers,

๐Ÿ”ธ User education

xMoney and $UTK are well-positioned to play a key role in the future of global payments โ€“ from shopping carts to the metaverse.

#xMoney #UTK #Web3Payments #CryptoAdoption #MultiversX

๐Ÿ›’ Want to buy $UTK yourself?

$UTK is easy to buy on #Bitvavo:

โœ… Over XXX #Altcoins available

โœ… Up to โ‚ฌ100,000 #AccountGuarantee

โœ… Registered with De Nederlandsche Bank (#DNB)

โœ… Sign up via the link below and trade up to โ‚ฌ10,000 completely #Free!

๐Ÿ”—

#CryptoJournaal #AltcoinPedia #Bitcoin #Crypto #Exchange

๐Ÿ“š Handy resources and extra info:

Want to dive deeper into the world of #xMoney or looking for the latest updates and developments?

These links help you stay informed at all times:

๐Ÿ”นOfficial Website:

๐Ÿ”นTelegram:

๐Ÿ”นX (Twitter): @xMoney_com

#CryptoResources #StayInformed

โš ๏ธ Important note:

๐Ÿ”น This post is intended purely for educational purposes and is not financial advice!

๐Ÿ”น Only invest what you are willing to lose:

#Crypto investments can be volatile, and you may lose part or all of your investment.

๐Ÿ”น Always do your own research (#DYOR):

Do thorough research on #crypto-assets, platforms, and wallets before investing.

๐Ÿ”น Understand the risks of volatility:

The value of #cryptocurrencies can change quickly, so be prepared for price fluctuations.

๐Ÿ”น Store your private keys safely:

Losing your private keys may result in the loss of access to your crypto-assets.

๐Ÿ”น Use reliable platforms:

Ensure you trade crypto via reliable and regulated exchanges or wallets that meet necessary security standards.

#CryptoRules #CryptoSafety #CryptoRisks #Dyor

XXX engagements

Engagements Line Chart

Related Topics utk adoption currencies world of ecommerce $utk xmoney coins solana ecosystem

Post Link

post/tweet::1913877758498709719
/post/tweet::1913877758498709719