[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]  CryptoJournaal [@CryptoJournaal](/creator/twitter/CryptoJournaal) on x 18.5K followers Created: 2025-04-20 08:49:50 UTC #xMoney ( $UTK ) - #Roadmap [ #Update: April 2025 ] ๐ Past: From UTRUST to xMoney (2017โ2022) ๐น 2017: The founding of UTRUST ๐งพ UTRUST was launched as a crypto payment platform focused on secure and fast transactions. The goal? To bridge the gap between traditional e-commerce and the emerging world of digital currencies. #CryptoPayments ๐น 2018: ICO and initial adoption ๐ธ $UTK was introduced via a successful Initial Coin Offering (ICO). The team raised over $XX million to build the foundation of the platform. The first merchant integrations followed quickly. #TokenLaunch ๐น 2019โ2021: Growth and partnerships ๐๏ธ UTRUST expanded its network and partnered with major e-commerce players like MoreFrom and Alternative Airlines. $UTK was used both as a loyalty token and a method for fee reduction. #RealUseCases ๐น 2022: Acquisition by Elrond (MultiversX) ๐ค A milestone: UTRUST was acquired by Elrond (now MultiversX). The focus shifted to speed, scalability, and Web3 integration, laying the groundwork for a broader rebranding. #Web3Commerce โก Present: xMoney in transformation (2023โ2025) ๐น 2023: From UTRUST to xMoney ๐ Rebranding to xMoney, with full integration into the MultiversX ecosystem. The new vision: the Web3 payment network for the future of money. ๐ฒ UTK received new use-cases: staking, cashback rewards, and a central role within the xPortal payment system. #Rebrand #UtilityToken ๐น 2024: xMoney Go & xMoney Merchant ๐ช Introduction of two powerful products: xMoney Go: peer-to-peer payments via wallet-to-wallet transactions. xMoney Merchant: crypto payments for webshops, plug-and-play via APIs & plugins. The network now supported >100 cryptocurrencies and was active in over XXX countries. #PaymentsEverywhere ๐น April 2025 (now): Scalable infrastructure and adoption boost ๐ The platform processes millions in volume monthly. New integrations with Shopify and WooCommerce drive adoption. ๐ง Technological updates: ๐ Full EVM compatibility via MultiversX ๐ณ Launch of the xMoney Virtual Card (powered by UTK) ๐ก๏ธ New fraud prevention and escrow mechanisms $UTK is currently usable for fee reductions, rewards, and as a gas fee on network transactions. #MassAdoption #FinTech #MultiversX ๐ Future: Vision and strategy (2026โ2030) ๐น 2026โ2027: Integrations and regulation ๐ Expansion into regulated markets, including licenses in Europe and Southeast Asia. xMoney is expected to seek collaboration with banks and fintechs. #RegTech ๐น 2028โ2029: Stablecoin-based payments ๐ช Integration of xEURO and other stablecoins to bypass price volatility. This opens doors for adoption in B2B sectors such as logistics and digital services. #StablePayments ๐น 2030 and beyond: Web3 as the norm ๐ฎ xMoney aims for a future where crypto payments are seamless, cheap, and universally available โ from virtual worlds to physical stores. UTK may evolve into a governance token, allowing holders to vote on roadmap items and ecosystem funds. #Web3Finance ๐ Key milestones summarized ๐ Past: Founding as UTRUST (2017), ICO (2018), Acquisition by Elrond (2022) ๐ Present: Rebranding to xMoney, Full integration into MultiversX, Growing network of merchants and users (2025) ๐ Future: Stablecoin adoption, Further geographic expansion, Governance via $UTK ๐ Factors influencing the roadmap โ Positive: ๐ธ Web3 adoption, ๐ธ Integration with e-commerce platforms, ๐ธ Regulatory clarity in Europe โ ๏ธ Challenges: ๐ธ Volatility of crypto markets, ๐ธ Competition from traditional payment providers, ๐ธ User education xMoney and $UTK are well-positioned to play a key role in the future of global payments โ from shopping carts to the metaverse. #xMoney #UTK #Web3Payments #CryptoAdoption #MultiversX ๐ Want to buy $UTK yourself? $UTK is easy to buy on #Bitvavo: โ Over XXX #Altcoins available โ Up to โฌ100,000 #AccountGuarantee โ Registered with De Nederlandsche Bank (#DNB) โ Sign up via the link below and trade up to โฌ10,000 completely #Free! ๐ #CryptoJournaal #AltcoinPedia #Bitcoin #Crypto #Exchange ๐ Handy resources and extra info: Want to dive deeper into the world of #xMoney or looking for the latest updates and developments? These links help you stay informed at all times: ๐นOfficial Website: ๐นTelegram: ๐นX (Twitter): @xMoney_com #CryptoResources #StayInformed โ ๏ธ Important note: ๐น This post is intended purely for educational purposes and is not financial advice! ๐น Only invest what you are willing to lose: #Crypto investments can be volatile, and you may lose part or all of your investment. ๐น Always do your own research (#DYOR): Do thorough research on #crypto-assets, platforms, and wallets before investing. ๐น Understand the risks of volatility: The value of #cryptocurrencies can change quickly, so be prepared for price fluctuations. ๐น Store your private keys safely: Losing your private keys may result in the loss of access to your crypto-assets. ๐น Use reliable platforms: Ensure you trade crypto via reliable and regulated exchanges or wallets that meet necessary security standards. #CryptoRules #CryptoSafety #CryptoRisks #Dyor  XXX engagements  **Related Topics** [utk](/topic/utk) [adoption](/topic/adoption) [currencies](/topic/currencies) [world of](/topic/world-of) [ecommerce](/topic/ecommerce) [$utk](/topic/$utk) [xmoney](/topic/xmoney) [coins solana ecosystem](/topic/coins-solana-ecosystem) [Post Link](https://x.com/CryptoJournaal/status/1913877758498709719)
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
CryptoJournaal @CryptoJournaal on x 18.5K followers
Created: 2025-04-20 08:49:50 UTC
#xMoney ( $UTK ) - #Roadmap
[ #Update: April 2025 ]
๐ Past: From UTRUST to xMoney (2017โ2022)
๐น 2017: The founding of UTRUST
๐งพ UTRUST was launched as a crypto payment platform focused on secure and fast transactions. The goal? To bridge the gap between traditional e-commerce and the emerging world of digital currencies.
#CryptoPayments
๐น 2018: ICO and initial adoption
๐ธ $UTK was introduced via a successful Initial Coin Offering (ICO). The team raised over $XX million to build the foundation of the platform. The first merchant integrations followed quickly.
#TokenLaunch
๐น 2019โ2021: Growth and partnerships
๐๏ธ UTRUST expanded its network and partnered with major e-commerce players like MoreFrom and Alternative Airlines. $UTK was used both as a loyalty token and a method for fee reduction.
#RealUseCases
๐น 2022: Acquisition by Elrond (MultiversX)
๐ค A milestone: UTRUST was acquired by Elrond (now MultiversX). The focus shifted to speed, scalability, and Web3 integration, laying the groundwork for a broader rebranding.
#Web3Commerce
โก Present: xMoney in transformation (2023โ2025)
๐น 2023: From UTRUST to xMoney
๐ Rebranding to xMoney, with full integration into the MultiversX ecosystem. The new vision: the Web3 payment network for the future of money.
๐ฒ UTK received new use-cases: staking, cashback rewards, and a central role within the xPortal payment system.
#Rebrand #UtilityToken
๐น 2024: xMoney Go & xMoney Merchant
๐ช Introduction of two powerful products:
xMoney Go: peer-to-peer payments via wallet-to-wallet transactions.
xMoney Merchant: crypto payments for webshops, plug-and-play via APIs & plugins.
The network now supported >100 cryptocurrencies and was active in over XXX countries.
#PaymentsEverywhere
๐น April 2025 (now): Scalable infrastructure and adoption boost
๐ The platform processes millions in volume monthly. New integrations with Shopify and WooCommerce drive adoption.
๐ง Technological updates:
๐ Full EVM compatibility via MultiversX
๐ณ Launch of the xMoney Virtual Card (powered by UTK)
๐ก๏ธ New fraud prevention and escrow mechanisms
$UTK is currently usable for fee reductions, rewards, and as a gas fee on network transactions.
#MassAdoption #FinTech #MultiversX
๐ Future: Vision and strategy (2026โ2030)
๐น 2026โ2027: Integrations and regulation
๐ Expansion into regulated markets, including licenses in Europe and Southeast Asia. xMoney is expected to seek collaboration with banks and fintechs.
#RegTech
๐น 2028โ2029: Stablecoin-based payments
๐ช Integration of xEURO and other stablecoins to bypass price volatility. This opens doors for adoption in B2B sectors such as logistics and digital services.
#StablePayments
๐น 2030 and beyond: Web3 as the norm
๐ฎ xMoney aims for a future where crypto payments are seamless, cheap, and universally available โ from virtual worlds to physical stores.
UTK may evolve into a governance token, allowing holders to vote on roadmap items and ecosystem funds.
#Web3Finance
๐ Key milestones summarized
๐ Past:
Founding as UTRUST (2017),
ICO (2018),
Acquisition by Elrond (2022)
๐ Present:
Rebranding to xMoney,
Full integration into MultiversX,
Growing network of merchants and users (2025)
๐ Future:
Stablecoin adoption,
Further geographic expansion,
Governance via $UTK
๐ Factors influencing the roadmap
โ Positive:
๐ธ Web3 adoption,
๐ธ Integration with e-commerce platforms,
๐ธ Regulatory clarity in Europe
โ ๏ธ Challenges:
๐ธ Volatility of crypto markets,
๐ธ Competition from traditional payment providers,
๐ธ User education
xMoney and $UTK are well-positioned to play a key role in the future of global payments โ from shopping carts to the metaverse.
#xMoney #UTK #Web3Payments #CryptoAdoption #MultiversX
๐ Want to buy $UTK yourself?
$UTK is easy to buy on #Bitvavo:
โ Over XXX #Altcoins available
โ Up to โฌ100,000 #AccountGuarantee
โ Registered with De Nederlandsche Bank (#DNB)
โ Sign up via the link below and trade up to โฌ10,000 completely #Free!
๐
#CryptoJournaal #AltcoinPedia #Bitcoin #Crypto #Exchange
๐ Handy resources and extra info:
Want to dive deeper into the world of #xMoney or looking for the latest updates and developments?
These links help you stay informed at all times:
๐นOfficial Website:
๐นTelegram:
๐นX (Twitter): @xMoney_com
#CryptoResources #StayInformed
โ ๏ธ Important note:
๐น This post is intended purely for educational purposes and is not financial advice!
๐น Only invest what you are willing to lose:
#Crypto investments can be volatile, and you may lose part or all of your investment.
๐น Always do your own research (#DYOR):
Do thorough research on #crypto-assets, platforms, and wallets before investing.
๐น Understand the risks of volatility:
The value of #cryptocurrencies can change quickly, so be prepared for price fluctuations.
๐น Store your private keys safely:
Losing your private keys may result in the loss of access to your crypto-assets.
๐น Use reliable platforms:
Ensure you trade crypto via reliable and regulated exchanges or wallets that meet necessary security standards.
#CryptoRules #CryptoSafety #CryptoRisks #Dyor
XXX engagements
Related Topics utk adoption currencies world of ecommerce $utk xmoney coins solana ecosystem
/post/tweet::1913877758498709719