# ![@msaja1973 Avatar](https://lunarcrush.com/gi/w:26/cr:youtube::UCk4XqrxFoDiisRmeix0C7xw.png) @msaja1973 Retired, Inspired, & Thriving

Retired, Inspired, & Thriving posts on YouTube about retirement, financial, share, budgeting the most. They currently have [---] followers and [--] posts still getting attention that total [-----] engagements in the last [--] hours.

### Engagements: [-----] [#](/creator/youtube::UCk4XqrxFoDiisRmeix0C7xw/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:youtube::UCk4XqrxFoDiisRmeix0C7xw/c:line/m:interactions.svg)

- [--] Week [-----] +82%
- [--] Month [-----] -80%

### Mentions: [--] [#](/creator/youtube::UCk4XqrxFoDiisRmeix0C7xw/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:youtube::UCk4XqrxFoDiisRmeix0C7xw/c:line/m:posts_active.svg)


### Followers: [---] [#](/creator/youtube::UCk4XqrxFoDiisRmeix0C7xw/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:youtube::UCk4XqrxFoDiisRmeix0C7xw/c:line/m:followers.svg)

- [--] Week [---] +0.87%
- [--] Month [---] +6.40%

### CreatorRank: [---------] [#](/creator/youtube::UCk4XqrxFoDiisRmeix0C7xw/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:youtube::UCk4XqrxFoDiisRmeix0C7xw/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  [technology brands](/list/technology-brands)  [stocks](/list/stocks)  [social networks](/list/social-networks)  [countries](/list/countries)  [financial services](/list/financial-services)  [automotive brands](/list/automotive-brands) 

**Social topic influence**
[retirement](/topic/retirement) #1118, [financial](/topic/financial), [share](/topic/share), [budgeting](/topic/budgeting), [if you](/topic/if-you), [save](/topic/save), [$googl](/topic/$googl), [finance](/topic/finance), [money](/topic/money), [level](/topic/level)

**Top assets mentioned**
[Alphabet Inc Class A (GOOGL)](/topic/$googl)
### Top Social Posts
Top posts by engagements in the last [--] hours

"A $36K Pension ISN'T Enough [--] Radical Financial Decisions Part [--] I retired early from teaching despite a long history of financial crises leading to no retirement savings or investments. In this video I present key financial decisions I made to recover and ensure a successful retirement including leveraging home equity eliminating consumer debt relocating and downsizing. If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 Part 1: https://youtu.be/G-5bXI0aCHg For more videos like this one check out this playlist:"  
[YouTube Link](https://youtube.com/watch?v=7qFVGlHhOg0)  2026-01-03T18:00Z [---] followers, [----] engagements


"Retired at 49: My 20-Yr Financial Disaster Part [--] Part 2: https://youtu.be/7qFVGlHhOg0 I'm getting completely honest about the financial mistakes that led me to cash out my 403b file for bankruptcy and repeatedly borrow from my teacher's pension yet I still retired at [--]. Now I'm determined to plan better going forward. If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 For more videos like this one check out this playlist: 👉🏽https://www.youtube.com/playlistlist=PLCVk6K3e3dmrzQCB7C-b10Gtj4qIxDWgR #Retiredat49 #FinancialMistakes #Bankruptcy #GenXRetirement"  
[YouTube Link](https://youtube.com/watch?v=G-5bXI0aCHg)  2025-12-20T00:30Z [---] followers, 25.2K engagements


"403B / 401K: I CASHED OUT My Retirement Account & Chose a Roth IRA In this video I explain why after cashing out my 403b as a public school teacher I chose to put my focus on a Roth IRA through Vanguard rather than to reopen the retirement account offered by my school district. In the second half of the video I share more details I've learned about the 403b 457b and Roth IRA. If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 For more videos like this one check out this playlist: 👉🏽https://www.youtube.com/playlistlist=PLCVk6K3e3dmrQCyiMt4UH6AotKVvNrh7C"  
[YouTube Link](https://youtube.com/watch?v=X3bG6RPeNcg)  2026-01-23T21:30Z [---] followers, [---] engagements


"Retired at 49: My W2 Gig [--] Side Hustles In this video I share information about the current retirement side hustle contributing to my $5K "Addtional Funds" goal for [----] including its flexible scheduling pay rate and where and when to apply. I also present details about a few other retiree-friendly gigs I might consider in the near future. Pearson: https://www.pearsonassessments.com/campaign/pearson-scoring-assessment-resources-employment.htmlsrsltid=AfmBOoqjYAf8dMfXtfPMs4bNlz87Um7z8kMO16uJLrZxdkxk3ZppG0OH Measurement Inc.: https://www.measurementinc.com/careers/reader-evaluator/ AARP article"  
[YouTube Link](https://youtube.com/watch?v=Z34FYKJCOsI)  2026-02-13T21:00Z [---] followers, [---] engagements


"Retirement Goal on a Pension: Erase $157K Debt & Invest In this video I break down the details of building a $300000 long-term care fund when starting with my small early retirement budget and $157k of debt. Is it even possible Join me as I take a close look at my monthly budget blueprint the balances of my student loans and mortgage the rate of return on my Roth IRA and how I'm using the snowball method to tackle erasing the debt and recommitting to investing. Throughout this video I share valuable resources such as free online calculators along with web and book references for investors. If"  
[YouTube Link](https://youtube.com/watch?v=a__gJa1TkhE)  2026-02-02T21:30Z [---] followers, [---] engagements


"Retired at 49: Here's My Updated January [----] Budget In this two-part video first I give a detailed summary of my monthly retiree budget and my updated numbers for [----]. Then during the second part of the video I walk you through the technical side of my new and improved DIY budget calculator If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 For more videos like this one check out this playlist: 👉🏽https://www.youtube.com/playlistlist=PLCVk6K3e3dmrQCyiMt4UH6AotKVvNrh7C #earlyretirement #retirementincome #googlesheetsautomation #retirementplanning"  
[YouTube Link](https://youtube.com/watch?v=bSFp2htJN7I)  2026-01-11T20:15Z [---] followers, [---] engagements


"Retired at 49: My February [----] Budget In this video I show and discuss the details of my monthly retiree budget and how I manage to live successfully off of my partial teacher's pension despite the challenges of unexpected expenses and rising energy costs. I also demonstrate some new features I've added to my DIY Google Sheets budget calculator. Budget Calculator Tutorial Pt. 1: https://youtu.be/PUJ7FX6BCX4si=_-IDYPnusFmaTfYs Budget Calculator Tutorial Pt. 2: https://youtu.be/Ye4p46SvJiYsi=esgzkOZkgw2UiCIB If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 share 📣 and"  
[YouTube Link](https://youtube.com/watch?v=tgOI2u6SBuc)  2026-02-15T21:01Z [---] followers, [---] engagements


"My Teacher 403B Plan was PREDATORY Most Teacher retirement plans are not protected by federal regulations. As a result we pay exorbitant and opaque fees/commissions and our employers don't offer matches. Here's a resource that offers some clarity. If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 For more videos like this one check out this playlist: 👉🏽https://www.youtube.com/playlistlist=PLCVk6K3e3dmrQCyiMt4UH6AotKVvNrh7C #403B #teacherretirement #PersonalFinance #EarlyRetirement ______________ This video was edited using iMovie. All audio clips and"  
[YouTube Link](https://youtube.com/watch?v=-OumGnwPRak)  2026-01-26T01:00Z [---] followers, [---] engagements


"The November [----] Budget of This Early Retiree [----] Will Be VERY Different Inflation Is REAL In this video I go step-by-step setting up this month's early retiree budget discussing my income bills expenses and allowances while demonstrating advanced formulas which connect three spreadsheets within my DIY Google Sheets budget calculator workbook: my Monthly Budget Sheet my Monthly Spending Sheet and my Average Annual Expense sheet. I also begin forecasting my [----] annual budget based on my [----] numbers and averages. If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and"  
[YouTube Link](https://youtube.com/watch?v=2FDJTGio8G8)  2025-11-07T22:00Z [---] followers, [---] engagements


"How I Freeze Recipe Staples Yummy Meals--Retiree Budget Bonus: Lots of Foodie Pics Hello Fresh In this video I open my freezer to show how I prep ingredients for meals and snacks as an early retiree on a budget. My storage methods ensure that I always have what I need in the perfect portion sizes for whipping up a quick homemade or Hello Fresh recipe rather than eating out. *VIEWER REQUESTED* Making most of these staples from scratch and strategically storing them saves me money and allows me to control my sugar and sodium intake. In the second half of this video I discuss how I re-create"  
[YouTube Link](https://youtube.com/watch?v=4cbMQJCFPBA)  2025-11-08T19:00Z [---] followers, [---] engagements


"Retired at 49: My Nov & Dec Budgets FAILED (2026 New Plan) Im an early retiree who hosted Thanksgiving and went way over my November budget. Heres what my Dec and [----] numbers look like now and my plan for getting back on track. If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 For more videos like this one check out this playlist: 👉🏽https://www.youtube.com/playlistlist=PLCVk6K3e3dmrQCyiMt4UH6AotKVvNrh7C #earlyretirement #budgetfail #retirementbudgeting #retirementplanning ______________ This video was edited using iMovie. All audio clips and images are"  
[YouTube Link](https://youtube.com/watch?v=5hKWUDgt0gU)  2025-12-15T02:00Z [---] followers, [---] engagements


"The Top Five Personal Finance Books that Shaped My Retirement Plan Overviews My Takeaways This video is about the top five personal finance books that influenced my plans for retirement. I give an overview of each book and explain what I liked and how the book was helpful in my planning and decision making. If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 For similar videos check out this playlist: 👉🏽https://www.youtube.com/playlistlist=PLCVk6K3e3dmrJCZ0hQMRNYcOP1J_X8Tyx #personalfinance #earlyretirement #savings #investing ______________ This video was"  
[YouTube Link](https://youtube.com/watch?v=60U1biRk2x4)  2025-11-02T17:00Z [---] followers, [---] engagements


"Retiring in DEBT Plans for Paying off Student Loans and Mortgage Lump Sum Principal Payments *VIEWER REQUESTED* This video discusses why I decided to retire early even though I'm still in debt with student loans and a mortgage. I explain my reasoning and my plans for paying off my debt by age [--]. If you enjoyed this video please give it a like and consider subscribing to continue following along as my early retirement journey unfolds. Also check out this binge-worthy playlist. It tells the full story of how I retired downsized and relocated from NJ to DE:"  
[YouTube Link](https://youtube.com/watch?v=9HZ0WuWCtcs)  2025-10-18T16:00Z [---] followers, [---] engagements


"The Top Five Reasons I Quit Teaching & Retired Early Early Retirement This video explains top five reasons I quit teaching through early retirement and how my life has changed for the better. Retiring early has helped me to begin a new chapter of life. I had the pleasure of being interviewed by the REAL Retirees Uncut Channel and you can watch my highlights from that conversation here: https://youtu.be/bizhRGNgSts Whether youre exploring quitting teaching through early retirement yourself or simply curious about what motivates people to make this life-changing choice I hope my story sparks"  
[YouTube Link](https://youtube.com/watch?v=COx7dGLeUQo)  2025-10-25T15:00Z [---] followers, [---] engagements


"How I Found My New Retirement Home Details & Resources Pros vs. Cons of Relocating from NJ to DE This video is about the steps I took and the resources I used to find my new retirement home and relocate from New Jersey to Delaware in search of more affordable living and a successful retirement. I also discuss the pitfalls and benefits of this move and share what it's been like living in my new Delaware home. *PREVIOUSLY AIRED DECEMBER 2024* If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 For similar videos check out this playlist:"  
[YouTube Link](https://youtube.com/watch?v=ESKZJLtw5oc)  2025-10-16T22:00Z [---] followers, [---] engagements


"Top [--] Dangerous Retirement Myths I See in the Comments In this video I address the comments concerning my early retirment that have the greatest potential of discouraging or misleading my viewers from considering their own realistic options for retirement. If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 For more videos like this one check out this playlist: 👉🏽https://www.youtube.com/playlistlist=PLCVk6K3e3dmrJCZ0hQMRNYcOP1J_X8Tyx #earlyretirement #retiredat49 #retirementmistakes #retirementplanning ______________ This video was edited using iMovie. All"  
[YouTube Link](https://youtube.com/watch?v=FL4OD74aeoc)  2026-01-17T23:15Z [---] followers, [---] engagements


"A Fun Way to Budget:Google Sheets Tracker Here's a cool goal tracker I invented while revising my budgeting Google Sheet for [----] I'm a retired educator and tech hobbyist. If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 For more videos like this one check out this playlist: 👉🏽https://www.youtube.com/playlistlist=PLCVk6K3e3dmrQCyiMt4UH6AotKVvNrh7C #spreadsheetautomation #googlespreadsheet #earlyretirementplan #retirementsavings #retirementplanning ______________ This video was edited using iMovie and Canva. All audio clips and images are used with"  
[YouTube Link](https://youtube.com/watch?v=HpNKVPUPxSk)  2026-01-14T23:31Z [---] followers, [---] engagements


"The Top Five Gadgets of My Smart Home In this video I present five outstanding gadgets that have made my home life safer easier more efficient and more enjoyable as an early retiree. By accumulating my home tech over time and by shopping for sales I have created the smart home of my dreams If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 For more videos like this one check out this playlist: 👉🏽https://www.youtube.com/playlistlist=PLCVk6K3e3dmrJCZ0hQMRNYcOP1J_X8Tyx #smarthomegadgets #smarthome # #retirementplanning ______________ This video was edited"  
[YouTube Link](https://youtube.com/watch?v=I6D0sdJffcg)  2025-11-16T20:00Z [---] followers, [---] engagements


"Retirement Life: Raking Leaves Composting Lighting the Fire Pit Neighborhood Cat Colony In this video watch this early retiree outside doing fall yard work: raking leaves. If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 For more videos like this one check out this playlist: 👉🏽https://www.youtube.com/playlistlist=PLCVk6K3e3dmqsj9MJW--xxtAiiNq-2rng #RakingLeaves #TimeLapse #AutumnVibes #CommunityCats #FirePit ______________ This video was edited using iMovie. All audio clips and images are used with permission from open source. Happy G by Mr Smith is"  
[YouTube Link](https://youtube.com/watch?v=JfQE-ktftqI)  2025-11-28T21:41Z [---] followers, [--] engagements


"I Retired with Student Loans and a Mortgage And Im Not Worried This video is about how I took an early retirement even though I still have some manageable debt. I explain my plans for paying off the debt while being able to enjoy the freedom retirement brings. *This is an updated version of my original video reuploaded after the first file was deleted.* If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 For more videos like this one check out this playlist: 👉🏽https://www.youtube.com/playlistlist=PLCVk6K3e3dmpX09yAhHV68eszYVX1rqpW #RetirementPlanning"  
[YouTube Link](https://youtube.com/watch?v=K-3nfA4YX4U)  2025-10-24T22:00Z [---] followers, [----] engagements


"Fun Way to Budget: Google Sheets Tracker Here's a cool goal tracker I invented while revising my budgeting Google Sheet for [----] I'm a retired educator and tech hobbyist. If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 For more videos like this one check out this playlist: 👉🏽https://www.youtube.com/playlistlist=PLCVk6K3e3dmrQCyiMt4UH6AotKVvNrh7C #spreadsheetautomation #googlespreadsheet #earlyretirementplan #retirementsavings #retirementplanning ______________ This video was edited using iMovie and Canva. All audio clips and images are used with"  
[YouTube Link](https://youtube.com/watch?v=QB1x2AfUsTo)  2026-01-12T17:43Z [---] followers, [--] engagements


"Overview - My DIY Budget Calculator For Retirement Cash Flow The Different Sections & Formulas In this video I demonstrate how the budget calculator I created for my retirement finances using a Google Sheets notebook works. I begin to share how its formulas calculate totals and balances and how additional features like notes attached to cells and checkboxes help me to keep track of my retirement budget's monthly cash flow. In the next video of the Money Moves series I will delve deeper into how I use my budget calculator to manage the actual numbers of my November budget. If you found this"  
[YouTube Link](https://youtube.com/watch?v=StVt6l8bwJ4)  2025-10-31T19:00Z [---] followers, [---] engagements


"Starting Over After Retiring and Relocating--The Challenge of Making Friends & Finding Community This video is about how I'm developing new friendships and community connections after retiring downsizing and relocating from New Jersey to Delaware last year. If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 For similar videos check out this playlist: 👉🏽 https://youtube.com/playlistlist=PLCVk6K3e3dmp0GPLYmgTBu2Beyi-KCuDK&si=U3MCZ8Nz6eqYTGjo #RetirementJourney #Relocation #EarlyRetirement #habitatforhumanity #meetups ______________ This video was edited"  
[YouTube Link](https://youtube.com/watch?v=_7FkpCocPL0)  2025-11-01T17:00Z [---] followers, [---] engagements


"Holiday Cooking Part 1: Herb Butter & Turkey Brine In this video I demonstrate how I prepare herb butter and brine a couple of days prior to roasting a 15lb turkey. I've listed the ingredients and some tips below. If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 For more videos like this one check out this playlist: 👉🏽https://www.youtube.com/playlistlist=PLCVk6K3e3dmpi5vIujBWSRILXG2gi9ILr ********************************** Herb Butter for a [--] lb Turkey: [--] sticks of room temperature unsalted butter fresh thyme rosemary sage and parsely to taste fresh"  
[YouTube Link](https://youtube.com/watch?v=_TADmCvQblA)  2025-12-06T19:00Z [---] followers, [--] engagements


"Highlights from My REAL Retirees: Uncut Interview Early Retirement & Life After Teaching Full Interview 👉🏽 REAL Retirees: Uncut YouTube Channel https://youtu.be/a3EFQ3DC8fcsi=jB9s6FrytNu0vVyJ This video features highlights from my interview with the REAL Retirees: Uncut channel where I share reflections on early retirement life after teaching and lessons learned along the way. Its a glimpse into my story and a chance to discover the inspiring REAL Retirees community which features authentic retirement journeys from everyday people. If you found this video helpful please like 👍🏽 comment 💬"  
[YouTube Link](https://youtube.com/watch?v=bizhRGNgSts)  2025-10-22T23:00Z [---] followers, [---] engagements


"55+ Community for Retirement HARD PASS Top [--] Reasons In this video I explain the top five reasons why I would probably never buy a retirement home in a 55+ community. If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 For more videos like this one check out this playlist: 👉🏽https://www.youtube.com/playlistlist=PLCVk6K3e3dmrJCZ0hQMRNYcOP1J_X8Tyx #55pluscommunities #earlyretirementplan #retirementhomes #retirementplanning ______________ This video was edited using iMovie. All audio clips and images are used with permission from open source. Happy G by Mr"  
[YouTube Link](https://youtube.com/watch?v=cMkZrEsDwRU)  2025-11-23T20:00Z [---] followers, [---] engagements


"Retired at [--] & Relocated to DE Here Are Some Updates. . . Now that I've lived in my new retirement home for a little over a year in this video I discuss whether or not things have been going according to my original plans. If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 For more videos like this one check out this playlist: 👉🏽https://www.youtube.com/playlistlist=PLCVk6K3e3dmrzQCB7C-b10Gtj4qIxDWgR #earlyretirementplan #relocated #retirementplans #retirementhome ______________ This video was edited using iMovie. All audio clips and images are used with"  
[YouTube Link](https://youtube.com/watch?v=hpkT9flMBjc)  2025-12-07T17:01Z [---] followers, [----] engagements


"My [----] Budget: Forecasting My Financial Future Inflation In this video I share my preliminary [----] Annual Retiree Budget. I walk through my [----] numbers look at how inflation will affect next years costs and break down how Im building my emergency fund and [----] expense fund buckets. I also reveal a slick money move that adds an extra $200 to my emergency fund and we take a quick peek into the future using my DIY Google Sheets Budget Calculator to forecast how my budget and savings will look in January and May of next year If you found this video helpful please like 👍🏽 comment 💬 subscribe"  
[YouTube Link](https://youtube.com/watch?v=iCi6G1EgyBE)  2025-11-15T19:00Z [---] followers, [---] engagements


"Retired at 49: I'd Pick RETAIL for Extra Income Top [--] Pros & Cons I worked as a cashier during the first couple of months of retirement from teaching. Here are the top five pros and cons of working retail I discovered yet I would still choose to become a cashier again rather than a teacher to supplement my pension. In this video I explain why finding low-stress retirement income is my goal and I address a SUBSCRIBER'S QUESTION. Do you have ideas about how to find part-time retirement jobs in retail or other fields suitable for teacher retirees If so please comment below If you found this"  
[YouTube Link](https://youtube.com/watch?v=kGyytvB57IU)  2025-12-12T22:00Z [---] followers, [---] engagements


"Retirement Life: Repotting "Grandma's Plant" Dividing a 40+ Y/O Bird-of-Paradise for Thanksgiving In this video you'll see this early retiree completing another task in the yard: propagating a bird-of-paradise plant. The original has been in my family for decades. If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 For more videos like this one check out this playlist: 👉🏽Retiree Wellness: https://www.youtube.com/playlistlist=PLCVk6K3e3dmqsj9MJW--xxtAiiNq-2rng #environmentalsounds #familyheirloom #propagatingplants #earlyretirement ______________ This video"  
[YouTube Link](https://youtube.com/watch?v=l4CLPB1v_Qk)  2025-12-01T02:50Z [---] followers, [---] engagements


"I Thought I Wasn't Enough - Until I Learned This Releasing Feelings of Inadequacy In this video I discuss how I work to improve my mental health so that I can have a peaceful retirement experience. As a retiree there are times when negative thoughts take over. No more work stress means the space it once occupied in my mind becomes filled with other thoughts and feelings such as inadequacy and envy. I've gained key insight about the root of envy and how to redirect and refocus that energy onto my own growth. Here is the resource referenced in the video:"  
[YouTube Link](https://youtube.com/watch?v=rdpSDMg5imw)  2025-11-14T23:00Z [---] followers, [---] engagements


"📖 Retiree Reads--Get Off Your Assets: A Woman's Guide to Avoid Getting Screwed in Your Gray Divorce In this video I discuss how Neale Godfrey's new book is not only helpful in divorcing but also in planning for retirement. This personal finance book contains important advice about creating a realistic budget protecting assets setting financial goals and tackling debt. If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 For more videos like this one check out this playlist: 👉🏽https://www.youtube.com/playlistlist=PLCVk6K3e3dmpCVOK_Sa_QmURTySd5XIpl #budgeting"  
[YouTube Link](https://youtube.com/watch?v=spejHj6Z0BE)  2025-11-21T20:01Z [---] followers, [---] engagements


"Retired at 49: NO Long-Term Care SAVINGS Reverse Mortgage In this video I discuss how getting a reverse mortgage later in my retirement may or may not be helpful in addressing my lack of LTC savings or insurance. If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 For more videos like this one check out this playlist: 👉🏽https://www.youtube.com/playlistlist=PLCVk6K3e3dmrzQCB7C-b10Gtj4qIxDWgR #longtermcare #reversemortgage #earlyretirement #retirementplanning ______________ This video was edited using iMovie. All audio clips and images are used with"  
[YouTube Link](https://youtube.com/watch?v=vK6ZLhnElmQ)  2025-11-22T18:01Z [---] followers, [---] engagements


"Retired at 49: Can Medicaid Really Take My House NO SAVINGS for Long-Term Care NOW I'm Worried I retired early at the age of [--] but didn't consider that if I ever need medicaid for long-term care I could lose my assets since I have no designated savings or LTC insurance. In this video I share what I've learned so far about how this affects my retirement plans and goals. If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 For more videos like this one check out this playlist: 👉🏽https://www.youtube.com/playlistlist=PLCVk6K3e3dmrzQCB7C-b10Gtj4qIxDWgR"  
[YouTube Link](https://youtube.com/watch?v=vbwPhasDVmc)  2025-12-05T21:01Z [---] followers, [---] engagements


"Retired at 49: Why Didn't I Use a Credit Counselor YEARS AGO In this video I share my personal story the 10-year impact of filing Chapter [--] bankruptcy in [----] and the actionable recommendations I recently received from a certified credit counselor concerning my current retirement financial plan and budget. I also provide resources for how to find non-profit certified credit counselors. REQUESTED VIDEO: You asked I've delivered Here's the video that sparked the question about my bankruptcy story: Retired at 49: My 20-Yr Financial Disaster Part [--] If you found this video helpful please like 👍🏽"  
[YouTube Link](https://youtube.com/watch?v=vqm3F-CFICk)  2026-01-09T22:14Z [---] followers, [---] engagements


"Retired at 49: My February [----] Budget In this video I show and discuss the details of my monthly retiree budget and how I manage to live successfully off of my partial teacher's pension despite the challenges of unexpected expenses and rising energy costs. I also demonstrate some new features I've added to my DIY Google Sheets budget calculator. Budget Calculator Tutorial Pt. 1: https://youtu.be/PUJ7FX6BCX4si=_-IDYPnusFmaTfYs Budget Calculator Tutorial Pt. 2: https://youtu.be/Ye4p46SvJiYsi=esgzkOZkgw2UiCIB If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 share 📣 and"  
[YouTube Link](https://youtube.com/watch?v=tgOI2u6SBuc)  2026-02-15T21:01Z [---] followers, [---] engagements


"Retired at 49: My W2 Gig [--] Side Hustles In this video I share information about the current retirement side hustle contributing to my $5K "Addtional Funds" goal for [----] including its flexible scheduling pay rate and where and when to apply. I also present details about a few other retiree-friendly gigs I might consider in the near future. Pearson: https://www.pearsonassessments.com/campaign/pearson-scoring-assessment-resources-employment.htmlsrsltid=AfmBOoqjYAf8dMfXtfPMs4bNlz87Um7z8kMO16uJLrZxdkxk3ZppG0OH Measurement Inc.: https://www.measurementinc.com/careers/reader-evaluator/ AARP article"  
[YouTube Link](https://youtube.com/watch?v=Z34FYKJCOsI)  2026-02-13T21:00Z [---] followers, [---] engagements


"Retirement Goal on a Pension: Erase $157K Debt & Invest In this video I break down the details of building a $300000 long-term care fund when starting with my small early retirement budget and $157k of debt. Is it even possible Join me as I take a close look at my monthly budget blueprint the balances of my student loans and mortgage the rate of return on my Roth IRA and how I'm using the snowball method to tackle erasing the debt and recommitting to investing. Throughout this video I share valuable resources such as free online calculators along with web and book references for investors. If"  
[YouTube Link](https://youtube.com/watch?v=a__gJa1TkhE)  2026-02-02T21:30Z [---] followers, [---] engagements


"YAY I Met My Jan [----] Early Retiree Budget Goal I was able to bring my monthly early retiree budget back into the black by cutting back drastically on groceries last month and especially this month. I had hosted Thanksgiving and participated in a big family event in early December of [----] so I needed to get back on track. If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 For more videos like this one check out this playlist: 👉🏽https://www.youtube.com/playlistlist=PLCVk6K3e3dmrQCyiMt4UH6AotKVvNrh7C #retireefinance #earlyretirement #retirementbudgeting"  
[YouTube Link](https://youtube.com/watch?v=XA56YNSoMjI)  2026-01-30T01:30Z [---] followers, [---] engagements


"My Teacher 403B Plan was PREDATORY Most Teacher retirement plans are not protected by federal regulations. As a result we pay exorbitant and opaque fees/commissions and our employers don't offer matches. Here's a resource that offers some clarity. If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 For more videos like this one check out this playlist: 👉🏽https://www.youtube.com/playlistlist=PLCVk6K3e3dmrQCyiMt4UH6AotKVvNrh7C #403B #teacherretirement #PersonalFinance #EarlyRetirement ______________ This video was edited using iMovie. All audio clips and"  
[YouTube Link](https://youtube.com/watch?v=-OumGnwPRak)  2026-01-26T01:00Z [---] followers, [---] engagements


"Retirement Myth #2: Teaching Is a Cushy Job This is one of the common retirement myths I see in the comments--that I should go back to teaching because it's such a cushy and well-paying job rather than to enjoy my early retirement If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 For more videos like this one check out this playlist: 👉🏽https://www.youtube.com/playlistlist=PLCVk6K3e3dmrJCZ0hQMRNYcOP1J_X8Tyx #earlyretirement #retiredat49 #retirementmistakes #retirementplanning ______________ This video was edited using iMovie. All audio clips and images are"  
[YouTube Link](https://youtube.com/watch?v=PaNKRxujchY)  2026-01-25T00:30Z [---] followers, [----] engagements


"403B / 401K: I CASHED OUT My Retirement Account & Chose a Roth IRA In this video I explain why after cashing out my 403b as a public school teacher I chose to put my focus on a Roth IRA through Vanguard rather than to reopen the retirement account offered by my school district. In the second half of the video I share more details I've learned about the 403b 457b and Roth IRA. If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 For more videos like this one check out this playlist: 👉🏽https://www.youtube.com/playlistlist=PLCVk6K3e3dmrQCyiMt4UH6AotKVvNrh7C"  
[YouTube Link](https://youtube.com/watch?v=X3bG6RPeNcg)  2026-01-23T21:30Z [---] followers, [---] engagements


"5 Dangerous Retirement Myths in the Comments I see these all the time in the comments and hear them from so-called friends and family too. If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 For more videos like this one check out this playlist: 👉🏽https://youtube.com/playlistlist=PLCVk6K3e3dmrJCZ0hQMRNYcOP1J_X8Tyx&si=Hr-hH5X1OoA3rDzd #retirmentmyths #earlyretirment #retireeearly #retirementplanning ______________ This video was edited using iMovie. All audio clips and images are used with permission from open source. Happy G by Mr Smith is licensed under an"  
[YouTube Link](https://youtube.com/watch?v=XSpYc1IkoPc)  2026-01-20T22:00Z [---] followers, [---] engagements


"Top [--] Dangerous Retirement Myths I See in the Comments In this video I address the comments concerning my early retirment that have the greatest potential of discouraging or misleading my viewers from considering their own realistic options for retirement. If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 For more videos like this one check out this playlist: 👉🏽https://www.youtube.com/playlistlist=PLCVk6K3e3dmrJCZ0hQMRNYcOP1J_X8Tyx #earlyretirement #retiredat49 #retirementmistakes #retirementplanning ______________ This video was edited using iMovie. All"  
[YouTube Link](https://youtube.com/watch?v=FL4OD74aeoc)  2026-01-17T23:15Z [---] followers, [---] engagements


"A Fun Way to Budget:Google Sheets Tracker Here's a cool goal tracker I invented while revising my budgeting Google Sheet for [----] I'm a retired educator and tech hobbyist. If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 For more videos like this one check out this playlist: 👉🏽https://www.youtube.com/playlistlist=PLCVk6K3e3dmrQCyiMt4UH6AotKVvNrh7C #spreadsheetautomation #googlespreadsheet #earlyretirementplan #retirementsavings #retirementplanning ______________ This video was edited using iMovie and Canva. All audio clips and images are used with"  
[YouTube Link](https://youtube.com/watch?v=HpNKVPUPxSk)  2026-01-14T23:31Z [---] followers, [---] engagements


"Retired at 49: Here's My Updated January [----] Budget In this two-part video first I give a detailed summary of my monthly retiree budget and my updated numbers for [----]. Then during the second part of the video I walk you through the technical side of my new and improved DIY budget calculator If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 For more videos like this one check out this playlist: 👉🏽https://www.youtube.com/playlistlist=PLCVk6K3e3dmrQCyiMt4UH6AotKVvNrh7C #earlyretirement #retirementincome #googlesheetsautomation #retirementplanning"  
[YouTube Link](https://youtube.com/watch?v=bSFp2htJN7I)  2026-01-11T20:15Z [---] followers, [---] engagements


"Retired at 49: Why Didn't I Use a Credit Counselor YEARS AGO In this video I share my personal story the 10-year impact of filing Chapter [--] bankruptcy in [----] and the actionable recommendations I recently received from a certified credit counselor concerning my current retirement financial plan and budget. I also provide resources for how to find non-profit certified credit counselors. REQUESTED VIDEO: You asked I've delivered Here's the video that sparked the question about my bankruptcy story: Retired at 49: My 20-Yr Financial Disaster Part [--] If you found this video helpful please like 👍🏽"  
[YouTube Link](https://youtube.com/watch?v=vqm3F-CFICk)  2026-01-09T22:14Z [---] followers, [---] engagements


"A $36K Pension ISN'T Enough [--] Radical Financial Decisions Part [--] I retired early from teaching despite a long history of financial crises leading to no retirement savings or investments. In this video I present key financial decisions I made to recover and ensure a successful retirement including leveraging home equity eliminating consumer debt relocating and downsizing. If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 Part 1: https://youtu.be/G-5bXI0aCHg For more videos like this one check out this playlist:"  
[YouTube Link](https://youtube.com/watch?v=7qFVGlHhOg0)  2026-01-03T18:00Z [---] followers, [----] engagements


"Retired at 49: My 20-Yr Financial Disaster Part [--] Part 2: https://youtu.be/7qFVGlHhOg0 I'm getting completely honest about the financial mistakes that led me to cash out my 403b file for bankruptcy and repeatedly borrow from my teacher's pension yet I still retired at [--]. Now I'm determined to plan better going forward. If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 For more videos like this one check out this playlist: 👉🏽https://www.youtube.com/playlistlist=PLCVk6K3e3dmrzQCB7C-b10Gtj4qIxDWgR #Retiredat49 #FinancialMistakes #Bankruptcy #GenXRetirement"  
[YouTube Link](https://youtube.com/watch?v=G-5bXI0aCHg)  2025-12-20T00:30Z [---] followers, 25.2K engagements


"Retired at 49: My Nov & Dec Budgets FAILED (2026 New Plan) Im an early retiree who hosted Thanksgiving and went way over my November budget. Heres what my Dec and [----] numbers look like now and my plan for getting back on track. If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 For more videos like this one check out this playlist: 👉🏽https://www.youtube.com/playlistlist=PLCVk6K3e3dmrQCyiMt4UH6AotKVvNrh7C #earlyretirement #budgetfail #retirementbudgeting #retirementplanning ______________ This video was edited using iMovie. All audio clips and images are"  
[YouTube Link](https://youtube.com/watch?v=5hKWUDgt0gU)  2025-12-15T02:00Z [---] followers, [---] engagements


"Retired at 49: I'd Pick RETAIL for Extra Income Top [--] Pros & Cons I worked as a cashier during the first couple of months of retirement from teaching. Here are the top five pros and cons of working retail I discovered yet I would still choose to become a cashier again rather than a teacher to supplement my pension. In this video I explain why finding low-stress retirement income is my goal and I address a SUBSCRIBER'S QUESTION. Do you have ideas about how to find part-time retirement jobs in retail or other fields suitable for teacher retirees If so please comment below If you found this"  
[YouTube Link](https://youtube.com/watch?v=kGyytvB57IU)  2025-12-12T22:00Z [---] followers, [---] engagements


"Retired at [--] & Relocated to DE Here Are Some Updates. . . Now that I've lived in my new retirement home for a little over a year in this video I discuss whether or not things have been going according to my original plans. If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 For more videos like this one check out this playlist: 👉🏽https://www.youtube.com/playlistlist=PLCVk6K3e3dmrzQCB7C-b10Gtj4qIxDWgR #earlyretirementplan #relocated #retirementplans #retirementhome ______________ This video was edited using iMovie. All audio clips and images are used with"  
[YouTube Link](https://youtube.com/watch?v=hpkT9flMBjc)  2025-12-07T17:01Z [---] followers, [----] engagements


"Holiday Cooking Part 1: Herb Butter & Turkey Brine In this video I demonstrate how I prepare herb butter and brine a couple of days prior to roasting a 15lb turkey. I've listed the ingredients and some tips below. If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 For more videos like this one check out this playlist: 👉🏽https://www.youtube.com/playlistlist=PLCVk6K3e3dmpi5vIujBWSRILXG2gi9ILr ********************************** Herb Butter for a [--] lb Turkey: [--] sticks of room temperature unsalted butter fresh thyme rosemary sage and parsely to taste fresh"  
[YouTube Link](https://youtube.com/watch?v=_TADmCvQblA)  2025-12-06T19:00Z [---] followers, [--] engagements


"Retired at 49: Can Medicaid Really Take My House NO SAVINGS for Long-Term Care NOW I'm Worried I retired early at the age of [--] but didn't consider that if I ever need medicaid for long-term care I could lose my assets since I have no designated savings or LTC insurance. In this video I share what I've learned so far about how this affects my retirement plans and goals. If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 For more videos like this one check out this playlist: 👉🏽https://www.youtube.com/playlistlist=PLCVk6K3e3dmrzQCB7C-b10Gtj4qIxDWgR"  
[YouTube Link](https://youtube.com/watch?v=vbwPhasDVmc)  2025-12-05T21:01Z [---] followers, [---] engagements


"Retirement Life: Cutting Rotted Boards With a Circular Saw In this video this early retiree completes another task in the yard. Watch one hour of work in nine minutes I had some old boards from a deck repair needing to be cut down to size and discarded. Thankfully I survived my first time using a circular saw with all body parts intact If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 For more videos like this one check out this playlist: 👉🏽https://www.youtube.com/playlistlist=PLCVk6K3e3dmqsj9MJW--xxtAiiNq-2rng #circularsaw #earlyretirement"  
[YouTube Link](https://youtube.com/watch?v=r-CfSmW3qCQ)  2025-12-03T00:57Z [---] followers, [--] engagements


"Retirement Life: Repotting "Grandma's Plant" Dividing a 40+ Y/O Bird-of-Paradise for Thanksgiving In this video you'll see this early retiree completing another task in the yard: propagating a bird-of-paradise plant. The original has been in my family for decades. If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 For more videos like this one check out this playlist: 👉🏽Retiree Wellness: https://www.youtube.com/playlistlist=PLCVk6K3e3dmqsj9MJW--xxtAiiNq-2rng #environmentalsounds #familyheirloom #propagatingplants #earlyretirement ______________ This video"  
[YouTube Link](https://youtube.com/watch?v=l4CLPB1v_Qk)  2025-12-01T02:50Z [---] followers, [---] engagements


"Retirement Life: Raking Leaves Composting Lighting the Fire Pit Neighborhood Cat Colony In this video watch this early retiree outside doing fall yard work: raking leaves. If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 For more videos like this one check out this playlist: 👉🏽https://www.youtube.com/playlistlist=PLCVk6K3e3dmqsj9MJW--xxtAiiNq-2rng #RakingLeaves #TimeLapse #AutumnVibes #CommunityCats #FirePit ______________ This video was edited using iMovie. All audio clips and images are used with permission from open source. Happy G by Mr Smith is"  
[YouTube Link](https://youtube.com/watch?v=JfQE-ktftqI)  2025-11-28T21:41Z [---] followers, [--] engagements


"55+ Community for Retirement HARD PASS Top [--] Reasons In this video I explain the top five reasons why I would probably never buy a retirement home in a 55+ community. If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 For more videos like this one check out this playlist: 👉🏽https://www.youtube.com/playlistlist=PLCVk6K3e3dmrJCZ0hQMRNYcOP1J_X8Tyx #55pluscommunities #earlyretirementplan #retirementhomes #retirementplanning ______________ This video was edited using iMovie. All audio clips and images are used with permission from open source. Happy G by Mr"  
[YouTube Link](https://youtube.com/watch?v=cMkZrEsDwRU)  2025-11-23T20:00Z [---] followers, [---] engagements


"Retired at 49: NO Long-Term Care SAVINGS Reverse Mortgage In this video I discuss how getting a reverse mortgage later in my retirement may or may not be helpful in addressing my lack of LTC savings or insurance. If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 For more videos like this one check out this playlist: 👉🏽https://www.youtube.com/playlistlist=PLCVk6K3e3dmrzQCB7C-b10Gtj4qIxDWgR #longtermcare #reversemortgage #earlyretirement #retirementplanning ______________ This video was edited using iMovie. All audio clips and images are used with"  
[YouTube Link](https://youtube.com/watch?v=vK6ZLhnElmQ)  2025-11-22T18:01Z [---] followers, [---] engagements


"📖 Retiree Reads--Get Off Your Assets: A Woman's Guide to Avoid Getting Screwed in Your Gray Divorce In this video I discuss how Neale Godfrey's new book is not only helpful in divorcing but also in planning for retirement. This personal finance book contains important advice about creating a realistic budget protecting assets setting financial goals and tackling debt. If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 For more videos like this one check out this playlist: 👉🏽https://www.youtube.com/playlistlist=PLCVk6K3e3dmpCVOK_Sa_QmURTySd5XIpl #budgeting"  
[YouTube Link](https://youtube.com/watch?v=spejHj6Z0BE)  2025-11-21T20:01Z [---] followers, [---] engagements


"The Top Five Gadgets of My Smart Home In this video I present five outstanding gadgets that have made my home life safer easier more efficient and more enjoyable as an early retiree. By accumulating my home tech over time and by shopping for sales I have created the smart home of my dreams If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 For more videos like this one check out this playlist: 👉🏽https://www.youtube.com/playlistlist=PLCVk6K3e3dmrJCZ0hQMRNYcOP1J_X8Tyx #smarthomegadgets #smarthome # #retirementplanning ______________ This video was edited"  
[YouTube Link](https://youtube.com/watch?v=I6D0sdJffcg)  2025-11-16T20:00Z [---] followers, [---] engagements


"My [----] Budget: Forecasting My Financial Future Inflation In this video I share my preliminary [----] Annual Retiree Budget. I walk through my [----] numbers look at how inflation will affect next years costs and break down how Im building my emergency fund and [----] expense fund buckets. I also reveal a slick money move that adds an extra $200 to my emergency fund and we take a quick peek into the future using my DIY Google Sheets Budget Calculator to forecast how my budget and savings will look in January and May of next year If you found this video helpful please like 👍🏽 comment 💬 subscribe"  
[YouTube Link](https://youtube.com/watch?v=iCi6G1EgyBE)  2025-11-15T19:00Z [---] followers, [---] engagements


"I Thought I Wasn't Enough - Until I Learned This Releasing Feelings of Inadequacy In this video I discuss how I work to improve my mental health so that I can have a peaceful retirement experience. As a retiree there are times when negative thoughts take over. No more work stress means the space it once occupied in my mind becomes filled with other thoughts and feelings such as inadequacy and envy. I've gained key insight about the root of envy and how to redirect and refocus that energy onto my own growth. Here is the resource referenced in the video:"  
[YouTube Link](https://youtube.com/watch?v=rdpSDMg5imw)  2025-11-14T23:00Z [---] followers, [---] engagements


"It Wasnt Easy but I Finally Figured Out What Works for Me: Eat the Rainbow & Yoga in Retirement In this video I answer a subscriber question about how I approach daily eating and fitness as an early retiree. I discuss my struggles dealing with stress aches and pains and self-control and I share some key principles and practices that finally helped me to embrace and sustain a more healthy lifestyle. If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 For more videos like this one check out this playlist:"  
[YouTube Link](https://youtube.com/watch?v=OhRJlDaGKZU)  2025-11-09T19:00Z [---] followers, [---] engagements


"How I Freeze Recipe Staples Yummy Meals--Retiree Budget Bonus: Lots of Foodie Pics Hello Fresh In this video I open my freezer to show how I prep ingredients for meals and snacks as an early retiree on a budget. My storage methods ensure that I always have what I need in the perfect portion sizes for whipping up a quick homemade or Hello Fresh recipe rather than eating out. *VIEWER REQUESTED* Making most of these staples from scratch and strategically storing them saves me money and allows me to control my sugar and sodium intake. In the second half of this video I discuss how I re-create"  
[YouTube Link](https://youtube.com/watch?v=4cbMQJCFPBA)  2025-11-08T19:00Z [---] followers, [---] engagements


"The November [----] Budget of This Early Retiree [----] Will Be VERY Different Inflation Is REAL In this video I go step-by-step setting up this month's early retiree budget discussing my income bills expenses and allowances while demonstrating advanced formulas which connect three spreadsheets within my DIY Google Sheets budget calculator workbook: my Monthly Budget Sheet my Monthly Spending Sheet and my Average Annual Expense sheet. I also begin forecasting my [----] annual budget based on my [----] numbers and averages. If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and"  
[YouTube Link](https://youtube.com/watch?v=2FDJTGio8G8)  2025-11-07T22:00Z [---] followers, [---] engagements


"The Top Five Personal Finance Books that Shaped My Retirement Plan Overviews My Takeaways This video is about the top five personal finance books that influenced my plans for retirement. I give an overview of each book and explain what I liked and how the book was helpful in my planning and decision making. If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 For similar videos check out this playlist: 👉🏽https://www.youtube.com/playlistlist=PLCVk6K3e3dmrJCZ0hQMRNYcOP1J_X8Tyx #personalfinance #earlyretirement #savings #investing ______________ This video was"  
[YouTube Link](https://youtube.com/watch?v=60U1biRk2x4)  2025-11-02T17:00Z [---] followers, [---] engagements


"Starting Over After Retiring and Relocating--The Challenge of Making Friends & Finding Community This video is about how I'm developing new friendships and community connections after retiring downsizing and relocating from New Jersey to Delaware last year. If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 For similar videos check out this playlist: 👉🏽 https://youtube.com/playlistlist=PLCVk6K3e3dmp0GPLYmgTBu2Beyi-KCuDK&si=U3MCZ8Nz6eqYTGjo #RetirementJourney #Relocation #EarlyRetirement #habitatforhumanity #meetups ______________ This video was edited"  
[YouTube Link](https://youtube.com/watch?v=_7FkpCocPL0)  2025-11-01T17:00Z [---] followers, [---] engagements


"Overview - My DIY Budget Calculator For Retirement Cash Flow The Different Sections & Formulas In this video I demonstrate how the budget calculator I created for my retirement finances using a Google Sheets notebook works. I begin to share how its formulas calculate totals and balances and how additional features like notes attached to cells and checkboxes help me to keep track of my retirement budget's monthly cash flow. In the next video of the Money Moves series I will delve deeper into how I use my budget calculator to manage the actual numbers of my November budget. If you found this"  
[YouTube Link](https://youtube.com/watch?v=StVt6l8bwJ4)  2025-10-31T19:00Z [---] followers, [---] engagements


"The Top Five Reasons I Quit Teaching & Retired Early Early Retirement This video explains top five reasons I quit teaching through early retirement and how my life has changed for the better. Retiring early has helped me to begin a new chapter of life. I had the pleasure of being interviewed by the REAL Retirees Uncut Channel and you can watch my highlights from that conversation here: https://youtu.be/bizhRGNgSts Whether youre exploring quitting teaching through early retirement yourself or simply curious about what motivates people to make this life-changing choice I hope my story sparks"  
[YouTube Link](https://youtube.com/watch?v=COx7dGLeUQo)  2025-10-25T15:00Z [---] followers, [---] engagements


"I Retired with Student Loans and a Mortgage And Im Not Worried This video is about how I took an early retirement even though I still have some manageable debt. I explain my plans for paying off the debt while being able to enjoy the freedom retirement brings. *This is an updated version of my original video reuploaded after the first file was deleted.* If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 For more videos like this one check out this playlist: 👉🏽https://www.youtube.com/playlistlist=PLCVk6K3e3dmpX09yAhHV68eszYVX1rqpW #RetirementPlanning"  
[YouTube Link](https://youtube.com/watch?v=K-3nfA4YX4U)  2025-10-24T22:00Z [---] followers, [----] engagements


"Paid Off a New Car With Help from My Old Ones Equity Early Retirement Money Moves This video is about how I my used cars equity helped me to buy and quickly pay off a new one and how that money move helped to make my retirement possible and brought me closer to my financial goals. In the second half of this video I share some of my proven car-buying strategies. If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 For similar videos check out this playlist: 👉🏽https://www.youtube.com/playlistlist=PLCVk6K3e3dmq1Dpf7m8oZLATZy7j_N-yk #carbuyingtips"  
[YouTube Link](https://youtube.com/watch?v=Kw9xhgklreM)  2025-10-23T23:00Z [---] followers, [---] engagements


"Highlights from My REAL Retirees: Uncut Interview Early Retirement & Life After Teaching Full Interview 👉🏽 REAL Retirees: Uncut YouTube Channel https://youtu.be/a3EFQ3DC8fcsi=jB9s6FrytNu0vVyJ This video features highlights from my interview with the REAL Retirees: Uncut channel where I share reflections on early retirement life after teaching and lessons learned along the way. Its a glimpse into my story and a chance to discover the inspiring REAL Retirees community which features authentic retirement journeys from everyday people. If you found this video helpful please like 👍🏽 comment 💬"  
[YouTube Link](https://youtube.com/watch?v=bizhRGNgSts)  2025-10-22T23:00Z [---] followers, [---] engagements


"The Top Five Things I Did (And Still Do) to Plan and Save for My Early Retirement This video discusses five of the most impactful preparations I had to make in order to retire successfully. These key lifestyle changes have proven to be especially important for me as an early retiree. This video's topic is based on one of [--] questions I answered during my interview on the REAL Retirees: Uncut YouTube Channel. Here's a link to the full interview: https://youtu.be/a3EFQ3DC8fcsi=jB9s6FrytNu0vVyJ Special thanks to the RRU Community I'm pleased to participate on the exciting new channel which hosts"  
[YouTube Link](https://youtube.com/watch?v=nl8Inx-WLUQ)  2025-10-17T21:00Z [---] followers, [---] engagements


"How I Found My New Retirement Home Details & Resources Pros vs. Cons of Relocating from NJ to DE This video is about the steps I took and the resources I used to find my new retirement home and relocate from New Jersey to Delaware in search of more affordable living and a successful retirement. I also discuss the pitfalls and benefits of this move and share what it's been like living in my new Delaware home. *PREVIOUSLY AIRED DECEMBER 2024* If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 For similar videos check out this playlist:"  
[YouTube Link](https://youtube.com/watch?v=ESKZJLtw5oc)  2025-10-16T22:00Z [---] followers, [---] engagements


"The Top Five Things Im Doing So My Beneficiaries Can Avoid Probate Estate Planning in Retirement This video is about planning for what happens to my assets after I'm gone to help my beneficiaries avoid dealing with probate court. If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 For similar videos check out this playlist: 👉🏽https://www.youtube.com/playlistlist=PLCVk6K3e3dmrJCZ0hQMRNYcOP1J_X8Tyx #estateplanning #retirementplanning #probate ____________________________ This video was edited using iMovie. All audio clips and images are used with permission"  
[YouTube Link](https://youtube.com/watch?v=si0Gxa4QjuY)  2025-10-11T22:00Z [---] followers, [---] engagements


"Downsizing Pt [--] Prepping for Sale and Purchase Profits Updated Retirement Budget In this video I continue discussing how I downsized retired and relocated from New Jersey to Delaware. I share my new DE budget comparing it with the previous NJ one and reveal exactly how I was able to put down 47% cash on my new home. *PREVIOUSLY AIRED IN DEC. 2024* 👉🏽Part :1 https://youtu.be/mCrxg_LSAUQ If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 #downsizing #retirementbudget #retirementplanning ___________________ This video was edited using iMovie. All audio clips"  
[YouTube Link](https://youtube.com/watch?v=U10yR5ud9c4)  2025-10-10T22:00Z [---] followers, [---] engagements


"Downsizing Pt. [--] Retiring and Relocating to Delaware In this video I explain the reasons why I decided to downsize retire and relocate from New Jersey to Delaware. I share my previous budget along with some key financial decisions and begin revealing how putting down 47% cash on my new home was possible. *PREVIOUSLY AIRED IN DEC. 2024* 👉🏽Part 2: https://youtu.be/U10yR5ud9c4 If you found this video helpful please like 👍🏽 comment 💬 subscribe 🔔 and share 📣 #downsizing #retirementbudget #retirementplanning ___________________ This video was edited using iMovie. All audio/video clips and"  
[YouTube Link](https://youtube.com/watch?v=mCrxg_LSAUQ)  2025-10-09T22:00Z [---] followers, [----] engagements

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