#  @holyschmidt Holy Schmidt!
Holy Schmidt! posts on YouTube about retirement, social security, social, money the most. They currently have [-------] followers and [---] posts still getting attention that total [------] engagements in the last [--] hours.
### Engagements: [------] [#](/creator/youtube::UCl9IwlpNczNQllEfeIrzscQ/interactions)
- [--] Week [-------] +123%
- [--] Month [---------] +4.70%
- [--] Months [---------] +50%
- [--] Year [----------] +53%
### Mentions: [--] [#](/creator/youtube::UCl9IwlpNczNQllEfeIrzscQ/posts_active)
- [--] Week [--] no change
- [--] Month [--] -69%
- [--] Months [---] +144%
- [--] Year [---] +375%
### Followers: [-------] [#](/creator/youtube::UCl9IwlpNczNQllEfeIrzscQ/followers)
- [--] Week [-------] +0.96%
- [--] Month [-------] +3%
- [--] Months [-------] +20%
- [--] Year [-------] +31%
### CreatorRank: [-------] [#](/creator/youtube::UCl9IwlpNczNQllEfeIrzscQ/influencer_rank)
### Social Influence
**Social category influence**
[finance](/list/finance) 89.47% [stocks](/list/stocks) 2.34% [countries](/list/countries) 1.75% [financial services](/list/financial-services) 0.58% [automotive brands](/list/automotive-brands) 0.58% [fashion brands](/list/fashion-brands) 0.58%
**Social topic influence**
[retirement](/topic/retirement) #162, [social security](/topic/social-security) #69, [social](/topic/social) #2638, [money](/topic/money) 10.53%, [represent](/topic/represent) #708, [if you](/topic/if-you) 8.77%, [major](/topic/major) 8.19%, [how to](/topic/how-to) 7.02%, [retire](/topic/retire) #295, [future](/topic/future) #2911
**Top accounts mentioned or mentioned by**
[@holyschmidtcom](/creator/undefined) [@voiceofreason](/creator/undefined) [@beforeitstoolate2023](/creator/undefined)
### Top Social Posts
Top posts by engagements in the last [--] hours
"Should You Draw Your 401(k) to Delay Social Security This video discusses the question: should you draw on your 401(k) to delay Social Security The video examines delaying Social Security under several different COLA and 401k return scenarios and then overlays life expectancy to ensure a holistic analysis. Most importantly the video quantifies what happens when there is a change in the Cost of Living Adjustment or the 401k return. FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Holy Schmidt Book Club: https://holyschmidt.com/book-club/ Important Links: Follow Me on"
[YouTube Link](https://youtube.com/watch?v=Bmy6pMHdL0Q) 2022-03-07T00:00Z 419K followers, 420.7K engagements
"How Social Security is Taxed Made Easy Calculating taxes on Social Security follows a [--] step process using simple inputs. Once you know the inputs knowing how Social Security is taxed becomes very easy. This video walks the viewer through an simple way to calculate the inputs (combined income) and then runs them though the three steps using an easy to understand real life example. There is also a free worksheet available on my website HolySchmidt.com to help you with your own taxes. Data discussed in the video https://www.ssa.gov/benefits/retirement/planner/taxes.html"
[YouTube Link](https://youtube.com/watch?v=CTUa9KmxQnI) 2023-01-12T14:00Z 419K followers, 226.1K engagements
"CPA Explains: [--] Habits Keeping You Poor This video discusses [--] well known "bad money habits" that keep people poor. The information comes directly from interviews with over [----] self-made millionaires over a [--] month period. _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course: Social Security Simplified. Get 20% Off in October using Coupon Code "Oct20." Check it out here: https://holyschmidt.com/SocialSecurity _____________________________________ If you're still using spreadsheets for your"
[YouTube Link](https://youtube.com/watch?v=GlUHsffFJ7o) 2025-09-26T22:00Z 419K followers, 65.4K engagements
"Social Security & Working: Avoid Big Bills #shorts Started collecting Social Security but returned to work Inform the SSA immediately to adjust your payments and avoid a massive bill later. Don't let them figure it out for you #SocialSecurity #RetirementPlanning #FinancialTips #EarnedIncome"
[YouTube Link](https://youtube.com/watch?v=RXmbDCZqnQE) 2026-02-14T00:35Z 420K followers, [----] engagements
"Social Security Changes 2026: [--] Key Updates Revealed #shorts The Social Security Administration has unveiled significant changes impacting current and future beneficiaries for [----]. Tune in to discover the [--] most crucial updates affecting your benefits. #SocialSecurity #BenefitChanges #RetirementPlanning #FinancialNews"
[YouTube Link](https://youtube.com/watch?v=SXSGDFXnE3o) 2026-02-14T00:32Z 420K followers, [----] engagements
"The Biggest Landmines That Can Ruin Your Retirement This video discusses big retirement mistakes that can wreck your retirement. _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course: Social Security Simplified. Get $60 Off in October using Coupon Code: OCT60 Check it out here: https://holyschmidt.com/SocialSecurity _____________________________________ If you're still using spreadsheets for your financial planning you're doing it the HARD WAY. Check out the best planning software I've found -"
[YouTube Link](https://youtube.com/watch?v=bucaHUmjglE) 2025-10-17T22:00Z 419K followers, 96.5K engagements
"Age [--] with "Tiny Retirement Savings" Your [--] Step Plan ✅ Use this link to try Boldin personal financial planning software FREE for [--] weeks: https://hlyshm.it/Boldin This video discloses a simple five-step plan for people age [--] with nothing saved showing how to reset mindset cut expenses boost income and move toward a better retirement. _____________________________________ ✅ 100% FREE DOWNLOADS - (NO CREDIT CARD NO PHONE NUMBER) Take Our [--] Minute Retirement Readiness Quiz Receive Our Free [--] Page Custom Report e-mailed instantly: https://HolySchmidt.com/Quiz [----] Social Security Quick Guide"
[YouTube Link](https://youtube.com/watch?v=gi5tAZvaQCs) 2026-02-04T23:00Z 420K followers, 97.3K engagements
"Retirees Don't Pay Cash for Your Next CarHere's Why ✅ Use this link to try Boldin personal financial planning software FREE for [--] weeks: https://hlyshm.it/Boldin This video discusses why retirees who are often big cash car buyers should think twice before paying cash for their car purchased at a dealership. The video also discusses the [--] different ways a car dealership makes money off you when you buy a car. _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course: Social Security Simplified. Check"
[YouTube Link](https://youtube.com/watch?v=2MYxOu9hb6Y) 2025-12-07T23:30Z 420K followers, 1.3M engagements
"Retirees Should You Rent or Own Your Home [--] x [--] Rule This video answers the question: Retirees Should You Rent or Own Your Home Using the [--] x [--] Rule framework. FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Important Links: Follow Me on Instagram: https://www.instagram.com/the_schmidtlist/ Geoff's Facebook Page https://Facebook.com/GeoffreyMSchmidt Federal Reserve Board Survey of Consumer Finances: https://www.federalreserve.gov/econres/scfindex.htm Social Security Administration Application for Benefits https://secure.ssa.gov/iClaim/rib Current Social Security Cost of"
[YouTube Link](https://youtube.com/watch?v=3HbG28dYU2w) 2024-08-04T22:38Z 417K followers, 268.2K engagements
"Retirement Savings Crisis: You're Not Alone NEW Plan #shorts [--] in [--] people retire with nothing saved. 40% rely solely on Social Security. If you're behind at [--] you're not alone. Don't give upreal progress takes 3-5 years #RetirementPlanning #FinancialFreedom #LateStart #SaveMoney"
[YouTube Link](https://youtube.com/watch?v=7TPzQnZBNT8) 2026-02-06T21:02Z 420K followers, [----] engagements
"Eliminating Taxes on Social Security in [----] What You Need to Know This video discusses the "You Earned It You Keep it Act" FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Important Links: This video discusses the You Earned it You Keep it Act. Follow Me on Instagram: https://www.instagram.com/the_schmidtlist/ Geoff's Facebook Page https://Facebook.com/GeoffreyMSchmidt Federal Reserve Board Survey of Consumer Finances: https://www.federalreserve.gov/econres/scfindex.htm Social Security Administration Application for Benefits https://secure.ssa.gov/iClaim/rib Current Social"
[YouTube Link](https://youtube.com/watch?v=9e6UICFI9jY) 2024-05-04T12:59Z 417K followers, 125.5K engagements
"Retire Early: Gain 4X More Healthy Years #shorts Healthy life expectancy declines after [--]. Retire at [--] and you could gain 4X more healthy years to travel enjoy hobbies and maintain independence. Don't wait too long #EarlyRetirement #RetirementPlanning #HealthyLifestyle #FinancialFreedom"
[YouTube Link](https://youtube.com/watch?v=9eee42A-hvA) 2026-02-06T20:09Z 420K followers, [----] engagements
"Retiring with No Money Your Action Plan Starts NOW #shorts [--] in [--] people retire brokebut hope remains. Even at [--] shift from defeat to action by facing facts & planning. Earning power + resilience = a brighter retirement. Don't give up too soon #RetirementPlanning #FinancialFreedom #RetirementSavings #PersonalFinance"
[YouTube Link](https://youtube.com/watch?v=GXXqh_HQLsI) 2026-02-06T21:04Z 420K followers, [----] engagements
"The #1 Reason Medicare Costs Retirees More Than They Expect ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 Medicare often costs far more than retirees expect. In this video I explain the number one reason costs are higher and the common triggers that catch people off guard. _____________________________________ ✅ 100% FREE DOWNLOADS - (NO CREDIT CARD NO PHONE NUMBER) Take Our [--] Minute Retirement Readiness Quiz Receive Our Free [--] Page Custom Report"
[YouTube Link](https://youtube.com/watch?v=GxmPZ6VDicQ) 2026-02-01T23:00Z 420K followers, 24.2K engagements
"Retirement Budgeting: Stop Small Drips From Draining Your Net Worth #shorts Retirement without a budget Risky. A solid plan helps manage unexpected costs and secures your financial future. Don't get caught off guard; take control of your finances. #RetirementPlanning #BudgetingTips #FinancialSecurity #RetirementBudget"
[YouTube Link](https://youtube.com/watch?v=IjEbGknuC5Y) 2026-02-07T13:25Z 420K followers, [----] engagements
"Escape Your Job: Turn Your Hobby Into Full-Time Income #shorts Hate your job Don't assume you're stuck. Switch companies go part-time or turn your hobby into a career. Income doesn't need to be painful. Explore alternatives #SideHustle #CareerChange #IncomeTips #JobAlternatives"
[YouTube Link](https://youtube.com/watch?v=JeiDS6N8aVQ) 2026-02-06T21:03Z 420K followers, [----] engagements
"Don't Get Caught in the Retirement Healthcare Gap #shorts Healthcare planning is essential in retirement especially with unexpected early retirement. Don't get caught without coverage before Medicare eligibility Protect your future. #HealthcarePlanning #Retirement #Medicare #EarlyRetirement"
[YouTube Link](https://youtube.com/watch?v=Mg69mW82jnc) 2026-02-07T13:19Z 420K followers, 15.3K engagements
"Slash Expenses FAST: HUGE Savings on Heating Oil #shorts Identify leaks reduce expenses. Even small changes matter. Refinance your car Need it at all One game changer: questioning utility bills. We saved hundreds monthly switching heating oil companies. Get creative #ReduceExpenses #SaveMoney #FinancialTips #HeatingOil #UtilityBills"
[YouTube Link](https://youtube.com/watch?v=NACZylUItQc) 2026-02-06T21:05Z 420K followers, [---] engagements
"Maximize Social Security: Delay Benefits for Bigger Payouts #shorts Retirees often face cash flow not asset shortages. Delaying Social Security increases your payments based on a discount/premium schedule boosting your income when you need it most. #SocialSecurity #RetirementPlanning #CashFlow #FinancialTips"
[YouTube Link](https://youtube.com/watch?v=OfP217TY3_Q) 2026-02-06T21:03Z 420K followers, 15.8K engagements
"Retirement Planning: Your Timeline & Earning Power Secrets #shorts Want to retire early Your health and timeline matter MORE than you think Even [--] years makes a huge difference. Boost your income now for massive retirement gains later. #RetireEarly #FinancialPlanning #InvestmentTips #WealthBuilding"
[YouTube Link](https://youtube.com/watch?v=QKA3UC9OVto) 2026-02-06T21:09Z 420K followers, [----] engagements
"Retire at [--] Get 4X More Healthy Years #shorts Retiring at [--] gives you 400% more healthy years versus waiting. Post-retirement vitality is preciousdon't waste it working Enjoy life to the fullest. #EarlyRetirement #RetirementPlanning #HealthyLifestyle #FinancialFreedom"
[YouTube Link](https://youtube.com/watch?v=RiqizaQVEsU) 2026-02-06T20:06Z 420K followers, [----] engagements
"Here's Why Downsizing After Retirement Doesn't Makes Sense ✅ Use this link to try Boldin personal financial planning software FREE for [--] weeks: https://hlyshm.it/Boldin. This video discusses both sides of the plan to downsize when retirement occurs. _____________________________________ ✅ 100% FREE DOWNLOADS - (NO CREDIT CARD NO PHONE NUMBER) Take Our [--] Minute Retirement Readiness Quiz Receive Our Free [--] Page Custom Report e-mailed instantly: https://HolySchmidt.com/Quiz [----] Social Security Quick Guide [--] Page Report e-mailed instantly: https://HolySchmidt.com/QuickGuide Retirement Ready"
[YouTube Link](https://youtube.com/watch?v=SCMrQNfi78A) 2026-01-23T23:30Z 420K followers, 176.6K engagements
"Retirement Secrets: Find Purpose & Routine or Miss Out #shorts The key to a fulfilling retirement Establishing purpose and routine from the start. Don't driftdesign your ideal post-work life with intention. #RetirementPlanning #RetirementLife #PurposeDrivenLife #SeniorLiving"
[YouTube Link](https://youtube.com/watch?v=XfhVnubSePc) 2026-02-07T13:18Z 420K followers, [----] engagements
"SLASH Heating Oil Bills: My Smart Utility Savings Strategy #shorts Our heating oil bill spiked Turns out loyalty doesn't always pay. We discovered hidden price hikes despite being long-term customers. Time to shop around and challenge those "market" rates. #HeatingOil #PriceHike #UtilityBill #ShopAround #HiddenFees"
[YouTube Link](https://youtube.com/watch?v=YcXPK7XQmRE) 2026-02-06T21:08Z 420K followers, [---] engagements
"Retirement Secrets: Find Purpose & Routine or Miss Out #shorts The key to a fulfilling retirement Establishing purpose and routine from the start. Don't driftdesign your ideal post-work life with intention. #RetirementPlanning #RetirementLife #PurposeDrivenLife #SeniorLiving"
[YouTube Link](https://youtube.com/watch?v=bHdJEyhiARs) 2026-02-07T13:17Z 420K followers, [----] engagements
"Is Your House REALLY a "Bad Investment" FInd Out Here ✅ Use this link to try Boldin personal financial planning software FREE for [--] weeks: https://hlyshm.it/Boldin Is buying a house really "the worst investment you can make" In this video we compare a house to the S&P [---] over [--] years using a consistent cashflow-based approach. We factor in leverage closing costs financing taxes maintenance and rent to reveal what the real numbers actually show. _____________________________________ ✅ 100% FREE DOWNLOADS - (NO CREDIT CARD NO PHONE NUMBER) Take Our [--] Minute Retirement Readiness Quiz Receive"
[YouTube Link](https://youtube.com/watch?v=eL60RuGWT98) 2026-02-10T23:00Z 417K followers, 12.8K engagements
"Slash Heating Oil Costs: Smart Switch Saves Money #shorts One phone call changed everything Our neighbor's heating oil company slashed our bills. Don't accept the status quo investigate alternatives to save big #HeatingOil #SavingsTips #MoneySavingHacks #DIYFinance"
[YouTube Link](https://youtube.com/watch?v=gnCHqNzbxcE) 2026-02-06T21:08Z 420K followers, [----] engagements
"How to Get the MAXIMUM Social Security Survivor Benefit This video breaks down the Survivor Benefit to make it easy. We even include a little know rule that allows the survivor to get a BIGGER payment than the deceased was receiving. _____________________________________ If you're still using spreadsheets for your financial planning you're doing it the HARD WAY. Check out the best planning software I've found - BOLDIN (prev. NewRetirement) personal financial planning software. Free [--] week trial and $120/yr after. I use it recommend it. KINDLY USE THIS LINK to Try Boldin for free for [--] weeks"
[YouTube Link](https://youtube.com/watch?v=jYvGNL5twGo) 2025-02-10T23:30Z 417K followers, 41.7K engagements
"Retirement Plan for 60+: [--] Steps to Financial Security #shorts Turning [--] with no retirement savings Don't give up This 5-step plan helps you take control build a secure future and retire with dignity no matter your age or current situation. #RetirementPlanning #FinancialPlanning #RetirementAge #SavingsPlan"
[YouTube Link](https://youtube.com/watch?v=lOvls7k4aOc) 2026-02-06T21:02Z 420K followers, [----] engagements
"The #1 Social Security Math Rule Most People Misunderstand ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 This video discusses the (wrong) way many people calculate their Social Security payment increases for delayed claiming credits or early filing reductions. It goes on to explain why people commonly get this wrong and shows the right way to think about it. _____________________________________ Confused about how Social Security works for you Go"
[YouTube Link](https://youtube.com/watch?v=my28uX47IVA) 2025-12-22T23:30Z 420K followers, 80.3K engagements
"Master Your Money: Smart Spending Hacks Revealed #shorts Identify useless spending by marking items you never use. Circle items you might need underline essentials. Plan to buy these at a lower cost. Understanding your spending is job one. #FinancialPlanning #BudgetingTips #MoneyManagement #SmartSpending"
[YouTube Link](https://youtube.com/watch?v=o5eHCjI1Lxc) 2026-02-06T21:04Z 420K followers, [---] engagements
"Retirement Taxes: Unexpected Costs & How to Plan Now #shorts Navigate retirement taxes Social Security IRA/401(k) withdrawals IRMAA charges estate planning and inflation all impact your financial future. Plan smart for a secure retirement. #RetirementPlanning #TaxTips #SocialSecurity #IRMAA #EstatePlanning"
[YouTube Link](https://youtube.com/watch?v=oAn8MW0Lm-0) 2026-02-07T13:22Z 420K followers, 12.4K engagements
"Retire Early: Don't Be Like Soldier Onoda #shorts Waiting until [--] to retire You might be like Hiroo Onoda the WWII soldier who kept fighting until [----] Don't feel obligated if retiring earlier is right for you. His story is truly surreal. #RetirementPlanning #EarlyRetirement #FinancialFreedom #HirooOnoda"
[YouTube Link](https://youtube.com/watch?v=p019Gq03OqI) 2026-02-06T20:09Z 420K followers, [----] engagements
"Anxiety Relief: Actionable Plans Beat Uncertainty #shorts Feeling anxious Taking stock and crafting a solid plan can slash that stress. Knowing where you're going beats hoping for a lucky break. Get actionable get calm. #AnxietyRelief #StressManagement #MentalHealth #ActionablePlan"
[YouTube Link](https://youtube.com/watch?v=s5GpMok7dn0) 2026-02-06T21:03Z 420K followers, [----] engagements
"WWII Soldier Fought [--] Years After War Ended #shorts In [----] Onoda was ordered to never surrender. When WWII ended he thought it was propaganda. For [--] years he continued to fight until a traveler tracked him down and his former commander ended his mission. #Onoda #WWII #NeverSurrender #HistoricalFacts #Philippines"
[YouTube Link](https://youtube.com/watch?v=w0ddCooMm6I) 2026-02-06T20:19Z 420K followers, 18.1K engagements
"Inflation Ate Your Savings Plan Your Retirement NOW #shorts Inflation erodes spending power. Secure your future with smart retirement tax planning. Protect your savings from rising costs and maintain your lifestyle. #Inflation #RetirementPlanning #TaxPlanning #FinancialTips"
[YouTube Link](https://youtube.com/watch?v=xjuXwBZhTT4) 2026-02-07T13:20Z 420K followers, [----] engagements
"Why Waiting to Retire at Age [--] is a BIG Mistake CPA Explains ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 This video goes into detail about why waiting to retire until age [--] is a mistake for most people. _____________________________________ ✅ 100% FREE DOWNLOADS - (NO CREDIT CARD NO PHONE NUMBER) Take Our [--] Minute Retirement Readiness Quiz Receive Our Free [--] Page Custom Report e-mailed instantly: https://HolySchmidt.com/Quiz [----] Social"
[YouTube Link](https://youtube.com/watch?v=64260T_HwW0) 2026-02-06T00:00Z 420K followers, 102.5K engagements
"STOLEN Social Security Number This is What REALLY Happens This video discusses what happens when your social security number is stolen. It also touches on what to do when your social security card is lost or stolen and you suspect identity theft. Important Links: Free "Retirement Ready" Checklist: https://holyschmidt.com/checklist/ Federal Reserve Board Survey of Consumer Finances: https://www.federalreserve.gov/econres/scfindex.htm Social Security Administration Application for Benefits https://secure.ssa.gov/iClaim/rib Current Social Security Cost of Living Adjustment"
[YouTube Link](https://youtube.com/watch?v=8YoGZVFjt6U) 2021-06-06T15:00Z 419K followers, 83.4K engagements
"10 BIGGEST Surprises Your First Year of Retirement A lot of people ask how to enjoy the first year of retirement with so much uncertainty in the world. This ankst comes from not knowing what to expect because let's face it this is all new for many people This video discusses the [--] biggest surprises in retirement (mainly pleasant) according to a recent poll completed a few weeks ago. Importantly the respondents were all in retirement so their data is completely up to date as of October [----]. FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Holy Schmidt Book Club:"
[YouTube Link](https://youtube.com/watch?v=ECA7SjW6TOY) 2022-10-31T23:00Z 418K followers, 77.2K engagements
"Streamed February 10th Geoff Discusses Social Security ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 Join Geoff Live February [--] [----]. If you have Social Security Retirement Benefit questions you would like him to consider in advance email them to: Livestream@HolySchmidt.com Dual Income Households: https://youtu.be/x8xNkIdvpMA _____________________________________ ✅ 100% FREE DOWNLOADS - (NO CREDIT CARD NO PHONE NUMBER) Take Our [--] Minute"
[YouTube Link](https://youtube.com/watch?v=aqKyP2uGRVE) 2026-02-10T20:27Z 420K followers, [----] engagements
"Social Security at Age [--] [--] [--] Pros and Cons of Each This video discusses the pros and cons of filing for Social Security at age [--] [--] and [--]. Recommended Video How to Pick the Right Financial Advisor - [--] Questions https://www.youtube.com/watchv=sirDFiWFQmU FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Important Links: Follow Me on Instagram: https://www.instagram.com/the_schmidtlist/ Geoff's Facebook Page https://Facebook.com/GeoffreyMSchmidt Federal Reserve Board Survey of Consumer Finances: https://www.federalreserve.gov/econres/scfindex.htm Social Security"
[YouTube Link](https://youtube.com/watch?v=jn4auvJ503s) 2023-06-26T21:15Z 419K followers, 220.3K engagements
"How to Pick the RIGHT Financial Advisor [--] Questions One of the most important questions you will explore in your financial life is how to (or if you should) choose a financial advisor. This is also one of the most difficult questions to answer because picking the right financial advisor comes down to more than just using the one that your friends use. Friends don't often know the difference between a financial advisor and a registered investment advisor for example yet you will replicate their choice which might not have been thoroughly thought out. Their financial advisor may put them in"
[YouTube Link](https://youtube.com/watch?v=sirDFiWFQmU) 2023-02-05T22:30Z 419K followers, 41.8K engagements
"$120000 STOLEN from Her IRA ACATS Scam Exposed A shocking new scam lets criminals drain retirement accounts by opening fake brokerage accounts and transferring assets unnoticed. You're liable even if you NEVER gave your information to them In this video you'll learn how the ACATS transfer scam worksand how to protect yourself. _____________________________________ If you're still using spreadsheets for your financial planning you're doing it the HARD WAY. Check out the best planning software I've found - BOLDIN (prev. NewRetirement) personal financial planning software. Free [--] week trial and"
[YouTube Link](https://youtube.com/watch?v=vUsjeobocmY) 2025-11-10T23:01Z 419K followers, 314.8K engagements
"2026 Medicare Costs and ChangesALL the Numbers ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 This video discusses the big [----] changes to Medicare: Part A Part B Part D Medigap and Medicare Advantage plans _____________________________________ How prepared are you for retirement Take our Free Retirement Readiness quiz to find out https://holyschmidt.com/quiz _____________________________________ Confused about how Social Security works for you Go"
[YouTube Link](https://youtube.com/watch?v=gIVEA6EHv5w) 2025-11-16T23:00Z 419K followers, 45K engagements
"FIVE Social Security Benefits That UNLOCK at Full Retirement Age ✅ Chapter Medicare Advisers: http://askchapter.org/schmidt (affiliate). 1-440-703-1224 Most people think that full retirement age only provides one Social Security benefit but there are actually five This video will break down all five explaining what changes when you reach full retirement age so you can make the best choices about claiming social security. By understanding these benefits you'll have a clearer picture of your retirement planning. _____________________________________ OUR THREE MOST POPULAR YOUTUBE VIDEOS OF 2024"
[YouTube Link](https://youtube.com/watch?v=0tRtPzWkjnI) 2025-06-27T21:00Z 419K followers, 107.8K engagements
"Is a Fully Paid Off Home in Retirement REALLY Worth it This video reveals the simple math behind the decision to: either pay off your home BEFORE you retire or go into retirement with a mortgage. The video also compares a useful datapoint to help make everything crystal clear the "rental option." It also addresses some of the softer non-monetary considerations that are very important. FREE Social Security Quick Guide https://HolySchmidt.com/Quickguide/ FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Important Links: Follow Me on Instagram:"
[YouTube Link](https://youtube.com/watch?v=1IUahNvkTxk) 2025-01-15T23:00Z 419K followers, 601.5K engagements
"The [--] BIG Social Security Changes for [----] ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 The SSA just announced the Social Security Changes [----] affecting retirees and future claimants alikehere's whats changing why the release was delayed and why it matters. _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course: Social Security Simplified. Get $60 Off"
[YouTube Link](https://youtube.com/watch?v=3OD7Xd9o9fQ) 2025-10-26T22:00Z 419K followers, 231.6K engagements
"This FALSE Social Security Belief Is Cutting Retirees Income ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 70-80% of retirees unknowingly limit themselves to just three Social Security claiming ages leaving thousands of dollars on the table. In this video Geoff Schmidt explains the hidden choices why people get anchored and how thinking in monthsnot yearscan dramatically change your retirement income. . _____________________________________"
[YouTube Link](https://youtube.com/watch?v=5al6dCVaKXc) 2026-01-04T23:30Z 420K followers, 60.4K engagements
"The #1 Factor That LOWERS Your Social Security Payment ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 This video breaks down the key decisions that if made incorrectly can permanently reduce your Social Security payment. _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course: Social Security Simplified. Get $60 OFF with Coupon Code 60OFF Check it out"
[YouTube Link](https://youtube.com/watch?v=5hEinkNXQY0) 2026-01-12T23:30Z 420K followers, 150.9K engagements
"Retiring With a Mortgage Here's Why it Might Be Smart If you are considering retiring with a mortgage this video discusses the pros and cons of the decision and provides some compelling reasons why retiring with a mortgage might be the right decision under certain circumstances. _____________________________________ If you're still using spreadsheets for your financial planning you're doing it the HARD WAY. Check out the best planning software I've found - BOLDIN (prev. NewRetirement) personal financial planning software. Free [--] week trial and $120/yr after. I use it recommend it. Use this"
[YouTube Link](https://youtube.com/watch?v=D3UTnVjMwHg) 2025-07-06T21:45Z 420K followers, 72.1K engagements
"12 GOVERNMENT MONEY Programs Available to ALL INCOME LEVELS ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 Did you think government entitlement programs were just for low income earners Think again. This video discloses [--] common "government money" programs available to all income levels. _____________________________________ How prepared are you for retirement Take our Free Retirement Readiness quiz to find out https://holyschmidt.com/quiz"
[YouTube Link](https://youtube.com/watch?v=EehuVP84QaU) 2025-11-24T23:00Z 420K followers, 264.2K engagements
"The ONLY Time Leasing a Car in Retirement ACTUALLY Works This video discusses when leasing a car in retirement might be the right decision. We also discuss the "Five Golden Rules of Leasing" so you don't getting ripped off ✅ If you're still using spreadsheets for your financial planning you're doing it the HARD WAY. Check out the best planning software I've found - BOLDIN (prev. NewRetirement) personal financial planning software. Free [--] week trial and $120/yr after. I use it and recommend it. Use this link to try Boldin for free for [--] weeks: https://hlyshm.it/Boldin"
[YouTube Link](https://youtube.com/watch?v=HJGp0-ehsZ4) 2025-06-08T21:00Z 419K followers, 274.1K engagements
"Before You Take Social Security at Age [--] - Watch This Help finding a Medicare plan is ALWAYS FREE Call 440-703-1224 for my Medicare partner Chapter Medicare or click here: https://hlyshm.it/Chapter This video highlights why claiming Social Security at age [--] (often) isn't the best choice. The big reason - people confuse the age with what they think they are supposed to do instead of what's best for their personal situation. _____________________________________ Talk to our partner CHAPTER the only Medicare Advisor we recommend. CHAPTER provides friendly unbiased help and saves clients an"
[YouTube Link](https://youtube.com/watch?v=LFbIs43tcBw) 2025-03-24T22:30Z 420K followers, 118.6K engagements
"Why Net Worth SKYROCKETS After Retirement Why Net Worth Jumps in Retirement: A Surprising Truth Did you know that net worth actually increases for many people after they retire The [----] Survey of Consumer Finances by the Federal Reserve reveals this surprising trend showing that net worth often grows in the first decade of retirement and even stays higher into later years. Why does this happen It comes down to key shifts in spending income and assets. Retirees often reduce spending right after retirement allowing their savings and investments to grow. Social Security pensions and home"
[YouTube Link](https://youtube.com/watch?v=MqhRMqOAbUk) 2024-11-27T22:45Z 419K followers, 204.8K engagements
"Social Security Spousal Benefits - MADE EASY to Understand This video makes understanding Social Security Spousal Benefits EASY. It discloses how to qualify for spousal benefits for both married and divorced spouses and ex-spouses (respectively). It discusses the payment for spouses with 1) no work history 2) some work history and 3) a lot of work history. It also covers the Social Security Length of Marriage rules (and importantly their exceptions) and gives easy to use examples so that you can calculate your own Social Security spousal benefits based on your age and the primary benefit"
[YouTube Link](https://youtube.com/watch?v=NKgShrGY1G4) 2020-11-17T18:15Z 419K followers, 500.4K engagements
"Why MANY Baby Boomers are in Financial Trouble Is This You This video discusses why many Baby Boomers are in financial trouble. In a later video we will discuss strategies that will help alleviate some of these risks. FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Important Links: Follow Me on Instagram: https://www.instagram.com/the_schmidtlist/ Geoff's Facebook Page https://Facebook.com/GeoffreyMSchmidt Federal Reserve Board Survey of Consumer Finances: https://www.federalreserve.gov/econres/scfindex.htm Social Security Administration Application for Benefits"
[YouTube Link](https://youtube.com/watch?v=SM0GijyYePQ) 2024-06-09T22:45Z 419K followers, 412.6K engagements
"New Technology UNLEASHED a Dead Check Scam - $31000 Gone ✅ Use this link to try Boldin personal financial planning software FREE for [--] weeks: https://hlyshm.it/Boldin An old check scam has returned with a dangerous new twistone that shifts the risk from your bank to you. A single altered detail can go unnoticed for months and cost you everything. In this video I break down how the new scam works and how to protect yourself before it hits you _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course:"
[YouTube Link](https://youtube.com/watch?v=UlYGdA6JNMw) 2025-12-15T23:45Z 420K followers, 108.8K engagements
"The HIDDEN Medicare TRAP Waiting When You Sell Your Home AFTER Age [--] ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 Most retirees eventually sell their home and many unknowingly trigger a massive IRMAA surcharge that can add up to $13872 in extra Medicare costs. In this video Geoff shows why it happens how home sale profits drive Medicare premiums higher and the exact steps to avoid most of the damage. _____________________________________ How"
[YouTube Link](https://youtube.com/watch?v=XTdYRX3_vLA) 2025-11-30T23:00Z 420K followers, 571.7K engagements
"10 Simple Tips for Living on Social Security Alone ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 Living on Social Security alone These [--] proven tips help retirees stretch Social Security benefits reduce expenses and stay happybased on proven retirement data. _____________________________________ How prepared are you for retirement Take our Free Retirement Readiness quiz to find out https://holyschmidt.com/quiz CHAPTERS 00:00 Overview 01:05 Tip 1"
[YouTube Link](https://youtube.com/watch?v=_p8TBsvdig0) 2025-11-13T23:00Z 420K followers, 122.3K engagements
"Gen X's Money Struggles Explained This video discusses The real reasons Gen X is in financial trouble and importantly what Gen X can about it. CHAPTERS 00:00 Introduction - Gen X is Facing "Wealth Scarring" 01:15 Issues Gen X Needs to Deal With 03:38 Financial Shortfall of Gen X 04:48 The Hidden Changes That Happened 06:36 Age Discrimination is Real 08:58 Gen X Faces Debt Overload _____________________________________ If you're still using spreadsheets for your financial planning you're doing it the HARD WAY. Check out the best planning software I've found - BOLDIN (prev. NewRetirement)"
[YouTube Link](https://youtube.com/watch?v=ayfC-Megeto) 2025-10-19T22:00Z 419K followers, 88.3K engagements
"2026 Social Security Guide: Master Your Benefits Easily #shorts Navigate [----] Social Security with ease. Get your FREE Quick Guide detailing all the essential information. Download now from holyschmidt.com/quickguide. #SocialSecurity #RetirementPlanning #FinancialGuide #QuickGuide"
[YouTube Link](https://youtube.com/watch?v=c9KAyynX1dw) 2026-02-14T00:33Z 420K followers, [----] engagements
"Why SO MANY Retirees Look Rich but Live Poor ✅ Use this link to try Boldin personal financial planning software FREE for [--] weeks: https://hlyshm.it/Boldin In this video Geoff explains why some retirees appear wealthy but struggle financially. Using the concept of missgunst he shows how insecurity comparison and the need for status drive destructive money decisions that can quietly ruin retirementeven when everything looks successful on the surface. _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our"
[YouTube Link](https://youtube.com/watch?v=cpEecYcTUCY) 2026-01-06T23:30Z 420K followers, 71.8K engagements
"Over 80% of Retirees Are Making this HUGE RMD Mistake Is this You Many retirees take only the Required Minimum Distributions (RMDs) from their retirement accounts aiming to preserve capital. A recent study from JP Morgan and the Employee Benefit Research Institute found that 84% of retirees at RMD age were withdrawing only the minimum and 80% of those below RMD age hadnt touched their accounts. While this cautious approach ensures funds last it often misaligns with how retirees actually live and spend. As people age spending typically decreasesabout 10% less per decade. In contrast RMD-driven"
[YouTube Link](https://youtube.com/watch?v=e38MBGMeOJI) 2024-11-24T22:45Z 420K followers, 309.5K engagements
"When is a Retiree Considered "Wealthy" FRB Data This video discusses what "wealthy" means in retirement. The video uses the most current Federal Reserve Board data and segments the "Age 65+" category into Poor Middle Class Well Off Wealthy and Super Wealthy. Retiring rich is in the eyes of the beholder and while no one definition exists you know it when you see it. This video explores the age old question what does wealthy in retirement mean FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Important Links: Follow Me on INSTAGRAM: https://www.instagram.com/the_schmidtlist/"
[YouTube Link](https://youtube.com/watch?v=eb4U4k0cwDk) 2023-06-19T21:45Z 420K followers, 1.2M engagements
"Retirement Withdrawals - Monthly or Annually Which is Better This video helps the viewer get clear on which retirement withdrawal strategy is better for their specific circumstance to take retirement withdrawals monthly or take them annually. CHAPTERS 00:00 Introduction 00:33 Basics of Withdrawals 01:05 How to Tailor RMD's to Your Lifestyle 01:24 Monthly Retirement Account Withdrawals Positives and Negatives 04:29 Annual Retirement Account Withdrawals Positives and Negatives 08:25 How to Determine Which Retirement Withdrawal Strategy is Best for You FREE Retirement Ready Checklist:"
[YouTube Link](https://youtube.com/watch?v=iQwyws0nhrI) 2024-06-02T22:45Z 420K followers, 127.2K engagements
"COLA 2026: Is 2.8% Enough For Retirees #shorts The Cost of Living Adjustment (COLA) is set to rise to 2.8% in [----]. While a higher COLA sounds good it's driven by inflation. For retirees relying on more than just Social Security this increase might not be enough to cover rising costs in energy and regional expenses. #COLA #Retirement #Inflation #SocialSecurity #FinancialPlanning"
[YouTube Link](https://youtube.com/watch?v=pF8v1u8BvTU) 2026-02-14T00:38Z 420K followers, [----] engagements
"10 BAD "Assets" That Will Make a Retiree Poor As we go through life we are often hit with purchase or investment "opportunities" that will allegedly make us money save us time or provide some other benefit. These "opportunities" usually turn out to make the seller richer and the buyer poorer. Many people would call these money scams or at least money traps for the uninformed. We cover [--] common "bad assets" retirees regularly purchase in this video. _____________________________________ Chapters: 00:00 Introduction 01:37 The New Car Pitfall 03:14 The Timeshare Promise 04:53 Luxury Luxury"
[YouTube Link](https://youtube.com/watch?v=t4AuMwTQhk0) 2025-04-16T22:01Z 419K followers, 402.3K engagements
"The [--] Column Method: Your Key to Living on Social Security ALONE This video shows you how to live on Social Security alone by maximizing your Social Security payment eliminating your unnecessary expenses shrinking the size your necessary expenses and turning permanent costs into flexible costs. _____________________________________ Talk to our partner CHAPTER the only Medicare Advisor we recommend. CHAPTER provides friendly unbiased recommendations on over [-----] plans - always 100% Free. Call 1- 440-703-1224 and tell them "Geoff Schmidt sent you" or click the link on the right to get started:"
[YouTube Link](https://youtube.com/watch?v=tqxqwWPi5qI) 2025-02-16T23:15Z 419K followers, 444.9K engagements
"Retiring ALONE These [--] Steps Will Protect Your Future This video discusses [--] steps that a SOLO Retiree (widowed divorced or single) should incorporate into their retirement plan to help ensure that they are safe happy and fulfilled. _____________________________________ Talk to our partner CHAPTER the only Medicare Advisor we recommend. CHAPTER provides friendly unbiased help and saves clients an average of $1100 per year - always 100% free to you. Call 1- 440-703-1224 and tell them "Geoff Schmidt sent you" or click this link to get started: https://hlyshm.it/Chapter"
[YouTube Link](https://youtube.com/watch?v=ujTyM4-3pHU) 2025-05-29T22:01Z 419K followers, 33K engagements
"Are Rental Cars a Smart Used-Car Buy The Data Tells the Story ✅ Use this link to try Boldin personal financial planning software FREE for [--] weeks: https://hlyshm.it/Boldin In this video I break down how retirees can save thousands by buying a used rental car. I compare buying a rental car versus buying a car from a dealership show real price data explain the pros and risks and help you decide if this smart alternative makes sense for you. _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course:"
[YouTube Link](https://youtube.com/watch?v=xVOtnAGrHdQ) 2025-12-18T23:30Z 420K followers, 78.8K engagements
"Gen X is in BIG Financial Trouble - Here's Why This video discusses why so many from the forgotten generation Gen X are in financial trouble. Importantly the video identifies what they can do about it with the time they have left in the workforce to change direction ASAP. Free report mentioned in the video https://www.nirsonline.org/reports/genx/ Chapters 00:00 Introduction 00:14 Gen X Financial Problems - Hiding in Plain Sight 00:57 Gen X Does Not Have Access to a Pension 02:13 This is How it Ends. 02:58 Gen X Was the First to Have a 401k as their Primary Retirement Plan 03:28 Gen X's"
[YouTube Link](https://youtube.com/watch?v=zpDVGJcJLvg) 2024-10-17T21:45Z 419K followers, 529.1K engagements
"How to Apply for the Paycheck Protection Program The CARES Act provides for $377 billion of small business funding in the form of loans and grants. This video shows you what you need to know to apply for up to $10000000 from that fund using the Paycheck Protection Program (PPP). The video shows you: - how and where to apply - how much time you have before the Paycheck Protection Program ends - the expected uses of the funds - the amount you are eligible to apply for - loan interest rate and payback period and - how to make the loan forgivable (most businesses should be able to comply)"
[YouTube Link](https://youtube.com/watch?v=oX7BRGgFkTw) 2020-04-07T18:00Z 354K followers, [----] engagements
"How "Average Earners" Get 77% MORE in Social Security This video discusses five of the best strategies for you to get the maximum Social Security payment. We show you how to use these strategies together so that in many cases you can receive a 77% higher check than the average Social Security filer making a similar income to you. We make the language and presentation easy to follow with simple tables and charts so that just about anyone can understand this very important and powerful information. FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Important Links: Follow Me on"
[YouTube Link](https://youtube.com/watch?v=p-bBFMyhMG8) 2024-12-12T22:45Z 338K followers, 472.2K engagements
"Why You Should Retire ASAP (10 Reasons) This video discusses [--] excellent reasons to retire as soon as possible. The video discusses the very real time limits we all have when it comes to time in retirement which period of retirement is most impactful to your life (and the lives of others) and what else you should be thinking about besides how much money you will have saved when the day comes. Video Highlighted: How to Pick the Right Financial Advisor [--] Questions: https://www.youtube.com/watchv=sirDFiWFQmU&t=5s FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Holy Schmidt"
[YouTube Link](https://youtube.com/watch?v=pU4kQkpjCUc) 2023-05-21T23:55Z [---] followers, 281K engagements
"Should You Pay Off Your Mortgage BEFORE You Retire Three Factors"
[YouTube Link](https://youtube.com/watch?v=punDrC1ynac) 2025-01-15T23:29Z 317K followers, 25.2K engagements
"Why Retiring in Portugal Should Be at the TOP of Your List This video discusses why retiring in Portugal may be the best overall choice for a retiree looking for the right place to enjoy the next phase of their life. The video discusses the cost of living in Portugal in [----] (it's about 1/3 the cost of the US) the quality of life in Portugal and why retirees are flocking to this country for it's low crime kind hearted people and vibrant ex-Pat retirement community. Not to mention the [--] golf courses [---] castles 300+ museums great entertainment and [---] Michelin rated restaurants. Last but not"
[YouTube Link](https://youtube.com/watch?v=r4asyMHcwWQ) 2022-06-26T20:00Z 349K followers, 112.5K engagements
"Average Retiree Income by Age How Do You Compare This video discusses the average retirement income by age categories [--] to [--] and 75+. The video uses data from the [----] US Census so it is both recent and quite accurate. The video also breaks down the three most common sources of retirement income for most people and highlights the "average" percentage each income stream contributes to a retiree's overall income. LINKS DISCUSSED IN THE VIDEO: [----] US Census Data Income Levels https://www.census.gov/topics/income-poverty/income/data/tables.html Retirement Learning Center - Income Type in"
[YouTube Link](https://youtube.com/watch?v=rYcgdAYPrOc) 2023-08-14T21:45Z 300K followers, 261.2K engagements
"10 Ways Your Social Security Check Could Be Wrong This video discusses [--] of the most common ways your Social Security payment could be calculated wrong. Importantly it also discusses several easy ways to make the determination and what you should do if you discover an error. Get Our FREE Social Security Quick Guide: https://HolySchmidt.com/Quickguide/ OUR THREE MOST POPULAR YOUTUBE VIDEOS OF [----] [--] CHEAP Purchases That Make Retirement SO Much Better: https://youtu.be/Rp3eLIJVlPssi=kKfPQ3E4DrjzC_sZ [--] Things a Retiree Should NEVER Disclose: https://youtu.be/8Vekr5Nwlfgsi=A8XjUik2C2Q7hw54 8"
[YouTube Link](https://youtube.com/watch?v=reQSCK_-o2c) 2025-02-06T23:00Z 320K followers, 12.9K engagements
"Harvard's [--] Tips to a Smooth Transition to Retirement- HBR This video discusses Harvard Business Review's (HBR) Report: Three Tips for a Smooth Transition to Retirement. Importantly it expands on some of the key concepts to give real world examples that make it easy understand and utilize HBR's suggestions on an easy transition to retirement. FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Important Links: Follow Me on Instagram: https://www.instagram.com/the_schmidtlist/ Geoff's Facebook Page https://Facebook.com/GeoffreyMSchmidt Federal Reserve Board Survey of Consumer"
[YouTube Link](https://youtube.com/watch?v=s9UPHUb36jc) 2024-08-27T21:45Z 336K followers, 27.8K engagements
"The TRUTH About Social Security Break Even Math Most People Get it Wrong ✅ Chapter Medicare Advisers: http://askchapter.org/schmidt (affiliate link and number). 1-440-703-1224 The Social Security Administration used to teach people about Social Security breakeven as the primary way to decide when to claim benefits. But here's the shocking truth: the majority of people completely ignore breakeven math and take Social Security at [--] anyway. Why Because Social Security breakeven calculations miss crucial real-world factors that actually matter to your financial future. From family circumstances"
[YouTube Link](https://youtube.com/watch?v=sai6qbxvvgI) 2025-06-13T22:30Z 346K followers, 60.2K engagements
"CPA Discloses: [--] Sources of TAX FREE Retirement Income This video discusses [--] sources of tax free retirement income. The video starts off with more conventional sources of tax free retirement income such as a Roth IRA and municipal bond income and moves toward more unique income streams as the video progresses. Importantly 50%+ of the sources of tax free income most retirees have access to when they leave the workforce. FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Important Links: Follow Me on Instagram: https://www.instagram.com/the_schmidtlist/ Geoff's Facebook Page"
[YouTube Link](https://youtube.com/watch?v=swsJPZ-EyAM) 2024-04-28T21:45Z 356K followers, 53.6K engagements
"Why Net Worth Sky Rockets in Retirement"
[YouTube Link](https://youtube.com/watch?v=tjJS8JmBtYI) 2024-11-28T02:20Z 306K followers, [----] engagements
"Retiring in Two Years Five Things You Must Do RIGHT NOW This video discusses five things you need to get done BEFORE you retire. Some of these have to be done in the right order LINKS DISCUSSED IN THIS VIDEO: Why Most People File for Social Security at Age [--] - Are They Correct https://youtu.be/4XvJowNbnugsi=mZ9MrO-zlNyiF_OF Social Security at Age [--] [--] and [--] Pros and Cons of Each https://youtu.be/jn4auvJ503ssi=_dnbYUqMrigyVDOf CHAPTER GUIDE 00:00 Introduction 01:29 Important to Stay Healthy 02:59 Here are Your Options 05:23 Getting the Numbers Right 07:12 What to Do in Case of an Emergency"
[YouTube Link](https://youtube.com/watch?v=uAJzkdWDai0) 2024-10-27T21:45Z 320K followers, 81.6K engagements
"Retirees [--] Favorite Ways to Spend Extra Money This video discusses retirees [--] favorite ways to spend extra money. This comes from a survey of over [---] respondents that show very clearly what the top seven "fun money" choices are. At the end of the video we also sneak in another seven (rapid fire) that we think may have been overlooked. FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Important Links: Follow Me on Instagram: https://www.instagram.com/the_schmidtlist/ Geoff's Facebook Page https://Facebook.com/GeoffreyMSchmidt Federal Reserve Board Survey of Consumer"
[YouTube Link](https://youtube.com/watch?v=uBAYl_jvkVE) 2024-04-21T21:45Z 326K followers, 23.7K engagements
"Top [--] Countries to Retire on Social Security - Cheap Peaceful Beautiful This video discusses five countries most people can retire to on Social Security alone. These countries are cheap peaceful and beautiful. Starting with over [--] potential countries we narrowed our list by focusing on essential criteria: each destination had to be peaceful safe and highly cost-effective. But we didnt stop there. We also considered additional factors to ensure a high quality of life for retirees including stunning landscapes modern infrastructure comparable to U.S. standards and established expatriate"
[YouTube Link](https://youtube.com/watch?v=usG_B8-HiuA) 2024-11-10T22:45Z 367K followers, 363K engagements
"10 REALLY FUN Retirement "Side Hustles" This video discusses [--] really fun part time retirement "side hustles" that add both income and happiness to a retiree's life. Many of these jobs pay very well and don't feel like work at all FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Important Links: Follow Me on Instagram: https://www.instagram.com/the_schmidtlist/ Geoff's Facebook Page https://Facebook.com/GeoffreyMSchmidt Federal Reserve Board Survey of Consumer Finances: https://www.federalreserve.gov/econres/scfindex.htm Social Security Administration Application for"
[YouTube Link](https://youtube.com/watch?v=uw0jU6DiCy4) 2024-02-22T22:45Z 337K followers, 168.6K engagements
"Heres Why Your Social Security Payment Didnt Arrive"
[YouTube Link](https://youtube.com/watch?v=vmyfAb_obp8) 2025-05-14T23:27Z 337K followers, [----] engagements
"Changing Careers After [--] Strategies and Risks Get your [--] day free trial of Boldin Planner Plus here https://go.Boldin.com/Schmidt Boldin (formerly NewRetirement) is the personal financial planning software that I use. Click the link above for a two week free trial of PlannerPlus. This is an affiliate link which means we earn a small fee if you purchase a subscription. This does not increase your cost. Thinking about a late stage career change Youre not alone. Many professionals in their 50s or 60s find themselves wondering if its time to move on especially when dissatisfaction creeps in or"
[YouTube Link](https://youtube.com/watch?v=w8FIs7hcud8) 2024-12-29T22:45Z 313K followers, [----] engagements
"Avoid These [--] Things That Can RUIN Retirement This video discusses [--] things that can ruin retirement. These are not new but many will probably be new to you Avoid these events than can ruin your retirement plans and you will be well on your way to a happy carefree life after you hang up your shingle. FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Holy Schmidt Book Club: https://holyschmidt.com/book-club/ Important Links: Follow Me on Instagram: https://www.instagram.com/the_schmidtlist/ Geoff's Facebook Page https://Facebook.com/GeoffreyMSchmidt Federal Reserve Board"
[YouTube Link](https://youtube.com/watch?v=wNe7fE1rMYk) 2022-01-22T00:00Z 350K followers, 145.5K engagements
"10 Things to LEAVE OUT of Your WILL This video discusses [--] things to leave out of your will. It may come as a surprise but not everything you wish to leave to those that you care about should go in your will. This video several key assets to deal with outside of your will. Also the video discusses the one state that has what's called a "superwill statute" where much of this may not apply. FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Important Links: Follow Me on Instagram: https://www.instagram.com/the_schmidtlist/ Geoff's Facebook Page"
[YouTube Link](https://youtube.com/watch?v=xC52cAFN1Ho) 2024-06-06T22:45Z 299K followers, 21.6K engagements
"How a SEP IRA Works - Contributions Benefits Obligations and IRS Form 5305-SEP In this video I show you how a SEP IRA works. I make it easy to understand the plan's benefits limitations rules and obligations if you have employees. I also show you how to calculate SEP IRA contributions and very importantly how to fill out IRS Form 5305-SEP - the single form needed for the Internal Revenue Service to set up a SEP IRA"
[YouTube Link](https://youtube.com/watch?v=xfVnEa-MVV8) 2020-03-29T21:10Z 356K followers, [----] engagements
"New Details on The New Social Security Chief Frank Bisignano The Social Security Administration (SSA) will have a new SSA Tsar on January 20th - Frank Bisignano. This video discusses who he is and what he brings to the table - good and bad. Bisignano current CEO of First Data and current CEO of Fiserv brings private-sector expertise in payment processing. His experience in ensuring accuracy and efficiency for banks and government clients makes him a promising choice for the SSA. Fiservs track record includes handling government benefit disbursements tax payments and home-care verification all"
[YouTube Link](https://youtube.com/watch?v=yJGULSpjqoM) 2024-12-15T22:45Z 335K followers, 84.1K engagements
"How Car Dealers Make BIG PROFIT Off YOU "Four Circle Method" This video discusses a car dealer's first four customer intake questions that if answered wrong will "checkmate" you into paying thousands of extra dollars when you buy your next car. Importantly we show you how to navigate these questions and help you come out with maximum savings on your car purchase. FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Important Links: Follow Me on Instagram: https://www.instagram.com/the_schmidtlist/ Geoff's Facebook Page https://Facebook.com/GeoffreyMSchmidt Federal Reserve Board"
[YouTube Link](https://youtube.com/watch?v=yQqvJVFlGVM) 2024-08-11T21:45Z 299K followers, 288.2K engagements
"Why You May Need Less Money Than You Think to Retire How much does it cost to retire This video discusses why you may need less money than you think The video also discusses how people actually spend in retirement versus how they spent during their working years as well as taxes and other deductions that workers pay that retirees do not. The video concludes with a discussion about the accurate cost of healthcare in retirement versus the scary numbers that you some might want you to believe. T-Rowe Price article on healthcare costs discussed in the video:"
[YouTube Link](https://youtube.com/watch?v=y_dJsmgYgeg) 2023-09-25T21:00Z 312K followers, 260.8K engagements
"BIGGEST Social Security SHAKE UP in Years Explained 🚑 Chapter Medicare Advisers: http://askchapter.org/schmidt (affiliate link). This video discusses the MASSIVE changes at the Social Security Administration (SSA) over the last [---] days including the infamous 50% OVERPAYMENT CLAWBACK office closures staff reductions and other big changes. _____________________________________ Talk to our partner CHAPTER the only Medicare Advisor we recommend. CHAPTER provides friendly unbiased help and saves clients an average of $1100 per year - always 100% free to you. Call 1- 440-703-1224 or click this"
[YouTube Link](https://youtube.com/watch?v=yjU4NfHZqEo) 2025-05-08T21:00Z 359K followers, 97.2K engagements
"CPA Explains: Trump Tariffs Effect on Your 401k and IRA This video discusses the possible effect of the upcoming Trump Tariffs on your IRA and 401k. We use market and inflation data from previous "tariffs wars" to show potential outcomes. _____________________________________ Talk to our partner CHAPTER the only Medicare Advisor we recommend. CHAPTER provides friendly unbiased help and saves clients an average of $1100 per year - always 100% free to you. Call 1- 440-703-1224 and tell them "Geoff Schmidt sent you" or click this link to get started: https://hlyshm.it/Chapter"
[YouTube Link](https://youtube.com/watch?v=ytarl1IYfoI) 2025-03-16T22:30Z 334K followers, 52.2K engagements
"Avoid Running Out of Money in Retirement With These [--] Tips Running out of money in retirement is all to common for a lot of retirees. This often comes from engaging in the wrong activities (or not engaging in the right activities) leading up to and in their retirement years. This video discusses [--] tips to avoid running out of money in retirement and could be one of the most important videos you watch. FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Important Links: Follow Me on Instagram: https://www.instagram.com/the_schmidtlist/ Geoff's Facebook Page"
[YouTube Link](https://youtube.com/watch?v=z268ET0_sIg) 2024-02-04T22:45Z 299K followers, 73.2K engagements
"4 Major Social Security Updates for 2024: What You Must Know This video discusses four [----] Social Security changes that will have a BIG IMPACT to most people in or near retirement. The video discusses the [----] changes to the Cost of Living Adjustment (COLA) Social Security Earnings Limit the Social Security Earnings Test and the rise in Quarter of Credit dollars amounts. FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Important Links: Follow Me on Instagram: https://www.instagram.com/the_schmidtlist/ Geoff's Facebook Page https://Facebook.com/GeoffreyMSchmidt Federal"
[YouTube Link](https://youtube.com/watch?v=zBCmA5Xx7U0) 2023-10-23T23:00Z 300K followers, 460.1K engagements
"Livestream with Geoff Schmidt and Ari Parker Chapter Advisory ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 Get your Medicare and Social Security questions answered live on 10/14/25. To prioritize your questions please send them in advance to Livestream@Holyschmidt.com ____________________ Geoffrey Schmidt CPA Bio: Geoff Schmidt is a CPA who specializes in personal financial education for those approaching or in Retirement. He is an award winning"
[YouTube Link](https://youtube.com/watch?v=zLr8R2WAA8s) 2025-10-13T14:59Z 372K followers, [--] engagements
"How to Be $100000 Ahead for Retirement This video clears up the debate about whether you should you pay off debt before saving for retirement. _____________________________________ If you're still using spreadsheets for your financial planning you're doing it the HARD WAY. Check out the best planning software I've found - BOLDIN (prev. NewRetirement) personal financial planning software. Free [--] week trial and $12 mo ($144/yr after). I use it and recommend it. Use this link to try Boldin for free for [--] weeks: https://hlyshm.it/Boldin _____________________________________ Talk to our partner"
[YouTube Link](https://youtube.com/watch?v=-IBA8Xh7Zp8) 2025-10-24T22:00Z 377K followers, 12K engagements
"The Windfall Elimination Provision Simplified This video is for anyone who is interested in what happens when someone has earnings not covered by Social Security. "The Windfall Elimination Provision Simplified" breaks down W.E.P. into three easy to understand pieces using non-technical language. Along the way the video answers many of the most commonly asked questions helping clarify the Windfall Elimination Provision. Last but not least the video defines some confusing terms such as Annual Indexed Monthly Earnings (AIME) Government Pension Offset (GPO) Non-Covered Person Primary Insurance"
[YouTube Link](https://youtube.com/watch?v=-koTHfka_XI) 2022-12-07T23:00Z 377K followers, 87.7K engagements
"25 Things You Need Know About the Paycheck Protection Program before Applying (PPP) CARES Act/SBA. This video covers the "fine print" of the Paycheck Protection Program. It covers the things that you need to know about the program that most people miss including: - why the banks need you as much as you need them; - how to get a larger "forgivable" loan by consolidating an Economic Injury Disaster Loan (EIDL); - timing you must follow or risk getting left behind; - the simple rules that turn the loan into a grant; - why the Small Business Administration (SBA) is required to get this loan to"
[YouTube Link](https://youtube.com/watch?v=-mxnQIEyUKE) 2020-04-10T23:51Z 406K followers, [---] engagements
"What Happens To Social Security When You Retire Early Age [--] [--] [--] This video discusses what happens to your Social Security payment if you leave the workforce early at age [--] [--] and [--]. _____________________________________ If you're still using spreadsheets for your financial planning you're doing it the HARD WAY. Check out the best planning software I've found - BOLDIN (prev. NewRetirement) personal financial planning software. Free [--] week trial and $120/yr after. I use it recommend it. Use this link to try Boldin for free for [--] weeks: https://hlyshm.it/Boldin"
[YouTube Link](https://youtube.com/watch?v=-rXo9jaSkcM) 2025-04-13T22:00Z 410K followers, 28.8K engagements
"Livestream with Geoff Schmidt and Ari Parker Chapter Advisory ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 With just over [--] weeks to go in the [----] Medicare Annual Enrollment Period this livestream is important. Send your questions in advance to Livestream@HolySchmidt.com _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course: Social Security"
[YouTube Link](https://youtube.com/watch?v=1vmUSxG5a8s) 2025-11-12T00:30Z 377K followers, [----] engagements
"Average Net Worth in Retirement Age [--] [--] [--] This video discloses the average net worth in retirement of people age [--] age [--] and age [--]. Along the way it makes some important distinctions that will allow the viewer to differentiate between the net worth of the super wealthy which skew the average way up and the net worth from those that are insolvent that skew the average down. Important Links: Free "Retirement Ready" Checklist: https://holyschmidt.com/checklist/ Federal Reserve Board Survey of Consumer Finances: https://www.federalreserve.gov/econres/scfindex.htm Social Security"
[YouTube Link](https://youtube.com/watch?v=4K0H9srSxmY) 2021-05-16T15:00Z 404K followers, 548.3K engagements
"Livestream with Geoff Schmidt and Ari Parker Chapter Advisory ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 Q and A with Chapter Co-Founder Ari-Parker and Geoff Schmidt on Medicare and Social Security _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course: Social Security Simplified. Get $60 Off in October using Coupon Code OCT60 Check it out here:"
[YouTube Link](https://youtube.com/watch?v=51AyUh4_-9U) 2025-10-28T09:19Z 376K followers, [----] engagements
"Why You Should Consider Retiring to Malaysia Live Well on $687/mo This video discusses why you should consider retiring to Malaysia. From "top 10" globally ranked peace and safety to absurdly low costs (72% less that the US) and the retiree friendly MM2H Visa Malaysia is a must check-out option for those thinking about retiring abroad - especially since 72% of the population speaks english OUR FREE DOWNLOADS Get Our FREE Social Security Quick-Guide https://HolySchmidt.com/QuickGuide/ FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Important Links: Follow Me on Instagram:"
[YouTube Link](https://youtube.com/watch?v=7DJoVj0U3ck) 2025-01-12T22:45Z 406K followers, 38.1K engagements
"Where Should You Keep Cash Now that The Fed is Cutting Rates Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course: Social Security Simplified. Get 20% Off in October using Coupon Code "Oct20." Check it out here: https://holyschmidt.com/SocialSecurity The Fed just cut interest rates in what many think is the beginning of a long interest rate easing cycle. In this video Geoff discusses five strategic places to keep your cash now that the rate cut cycle has begun. _____________________________________ If you're still using spreadsheets"
[YouTube Link](https://youtube.com/watch?v=8r_F1QKDgnI) 2025-09-18T22:00Z 413K followers, 145.9K engagements
"Retirement Money Check: [--] SURPRISING Signs Youre Winning Think youre not ready to retire You might be doing better than you think. In this video we share [--] surprising signs youre winning the retirement money racefrom invisible wealth to multiple income streams. Watch now to find out if you're actually ahead even if it doesnt feel like it. _____________________________________ If you're still using spreadsheets for your financial planning you're doing it the HARD WAY. Check out the best planning software I've found - BOLDIN (prev. NewRetirement) personal financial planning software. Free 2"
[YouTube Link](https://youtube.com/watch?v=9yxotCUs48U) 2025-07-03T21:00Z 391K followers, 36.6K engagements
"Is a Fixed Pension REALLY Better than a 401k This video compares the benefits and limitations of a defined payment plan (pension) versus a defined contribution plan (401k IRA 403b). FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Important Links: Follow Me on Instagram: https://www.instagram.com/the_schmidtlist/ Geoff's Facebook Page https://Facebook.com/GeoffreyMSchmidt Federal Reserve Board Survey of Consumer Finances: https://www.federalreserve.gov/econres/scfindex.htm Social Security Administration Application for Benefits https://secure.ssa.gov/iClaim/rib Current"
[YouTube Link](https://youtube.com/watch?v=CnoNnQppWxU) 2024-01-16T03:15Z 401K followers, 95.6K engagements
"Retire Smart: The Best and Worst Months to Leave Your Job Why Timing Your Retirement Month REALLY Matters. When planning for retirement most people focus on savings and investments but the exact month you retire can have a significant impact on your finances and benefits. From taxes to healthcare company perks to pensions the timing of your exit can make a big difference. Heres a general overview of why this matters and what to consider. Final Payouts Many employers provide a final payout upon retirement such as severance unused vacation pay or other bonuses. While this can be a financial"
[YouTube Link](https://youtube.com/watch?v=DWdQWkqn0JM) 2024-11-20T22:45Z 383K followers, 66.7K engagements
"Social Security Q&A Live December [--] @ 7:00PM EST ✅ Use this link to try Boldin personal financial planning software FREE for [--] weeks: https://hlyshm.it/Boldin This livestream is to discuss your questions on Social Security Retirement Benefits _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course: Social Security Simplified. Check it out here: https://holyschmidt.com/SocialSecurity _____________________________________ If you're still using spreadsheets for your financial planning you're doing it"
[YouTube Link](https://youtube.com/watch?v=ED6o6XcbKig) 2025-12-09T11:39Z 420K followers, [----] engagements
"What Happens to Your Social Security Payment if You Retire in Your 50's In this video I discuss what happens to your Social Security payment if you retire [--] [--] even [--] years earlier than most people. A special note of congratulations. If you have arranged your life to get out of the race early - well done Don't forget to get a copy of my retirement ready checklist (see link below). Important Links: Free "Retirement Ready" Checklist: https://holyschmidt.com/checklist/ Federal Reserve Board Survey of Consumer Finances: https://www.federalreserve.gov/econres/scfindex.htm Social Security"
[YouTube Link](https://youtube.com/watch?v=G-J5tVCjq9A) 2021-04-01T16:30Z 381K followers, 278.7K engagements
"5 Part Time Jobs That Make Retirement SO Much Better This video discusses why "working in retirement" has double over the last several decades and importantly. [--] VERY SATISFYING part time jobs that will improve not only your wallet but also your retirement. ✅ If you're still using spreadsheets for your financial planning you're doing it the HARD WAY. Check out the best planning software I've found - BOLDIN (prev. NewRetirement) personal financial planning software. Free [--] week trial and $120/yr after. I use it recommend it. Use our affiliate link to try Boldin for free for [--] weeks:"
[YouTube Link](https://youtube.com/watch?v=GcWZJwBLEFk) 2025-06-04T21:00Z 374K followers, 128.3K engagements
"Join Geoff Schmidt Live to Discuss Your Questions on Social Security ✅ Use this link to try Boldin personal financial planning software FREE for [--] weeks: https://hlyshm.it/Boldin This livestream is to discuss your questions on Social Security Retirement Benefits. Survivor Benefit Link: https://www.ssa.gov/OP_Home/handbook/handbook.04/handbook-0407.html _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course: Social Security Simplified. Check it out here: https://holyschmidt.com/SocialSecurity"
[YouTube Link](https://youtube.com/watch?v=GrpgNeVGkcI) 2025-12-15T19:57Z 420K followers, [----] engagements
"Retirement RED FLAGS - Fix These [--] Things BEFORE You Retire This video discusses seven common red flags that indicate you may not be ready to retire. Fix these BEFORE You retire if at all possible. 00:00 Introduction 00:17 Haven't hit savings goals 02:04 Don't know where your cashflow is coming from 03:25 Don't know how much you're going to pay in taxes 04:20 Don't know how inflation will affect your life 05:28 Still in debt 06:36 Sitting around is your post retirement social plan 07:50 Not having a budget FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Important Links:"
[YouTube Link](https://youtube.com/watch?v=HIOv0uMBXY0) 2024-02-26T22:45Z 380K followers, 65.7K engagements
"Livestream with Geoff Schmidt and Ari Parker Chapter Advisory ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 With just over [--] weeks to go in the [----] Medicare Annual Enrollment Period this livestream is important. Send your questions in advance to Livestream@HolySchmidt.com Recommended Videos: [--] Big Changes to Social Security in 2026: https://youtu.be/3OD7Xd9o9fQ [---] Million Medicare Advantage Plans Canceled Here's Why: https://youtu.be/o_VZqXEzcaU"
[YouTube Link](https://youtube.com/watch?v=JSoSE1RJu4Q) 2025-11-04T20:29Z 376K followers, [----] engagements
"CPA Discusses New Bill to Make Social Security TAX FREE This video discusses the "You Earned it You Keep it Act" currently being reviewed in Congress. The Act if passes will make all Social Security payments tax free to the recipients. It does face quite a few hurdles the most difficult of which is getting support in an election year. FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Important Links: Follow Me on Instagram: https://www.instagram.com/the_schmidtlist/ Geoff's Facebook Page https://Facebook.com/GeoffreyMSchmidt Federal Reserve Board Survey of Consumer Finances:"
[YouTube Link](https://youtube.com/watch?v=K4jOvtxbWGA) 2024-03-26T21:45Z 356K followers, 278.8K engagements
"Livestream with Geoff Schmidt and Ari Parker Chapter Advisory ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 In this livestream Geoff answers your Social Security questions and Ari answers your Medicare questions. Send your questions in advance to Livestream@HolySchmidt.com _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course: Social Security"
[YouTube Link](https://youtube.com/watch?v=KQa3k_8Z9q0) 2026-01-19T16:48Z 420K followers, [----] engagements
"Geoff Schmidt Discusses the New Changes to Social Security ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 In this livestream Geoff discusses the [--] new changes to Social Security. Cost of Living Adjustment Full Retirement Age Earnings Limit Wage Cap Bend Points Recommended Videos: [--] Big Changes to Social Security in 2026: https://youtu.be/3OD7Xd9o9fQ [---] Million Medicare Advantage Plans Canceled Here's Why: https://youtu.be/o_VZqXEzcaU Free Download"
[YouTube Link](https://youtube.com/watch?v=MtiOTqkYyZk) 2025-10-30T23:15Z 376K followers, [----] engagements
"Trump's BIG PLAN for Medicare Drug Prices This video covers the changes we anticipate in the Medicare Prescription Drug Program now that the Trump Administration (and RFK Jr.) have taken control of the Department of Health and Human Services Medicare and Medicaid. _____________________________________ Talk to our partner CHAPTER the only Medicare Advisor we recommend. CHAPTER provides friendly unbiased recommendations on over [-----] plans - always 100% Free. Call 1- 440-703-1224 and tell them "Geoff Schmidt sent you" or click the link on the right to get started: https://hlyshm.it/Chapter"
[YouTube Link](https://youtube.com/watch?v=N8rs215GZkg) 2025-02-12T22:00Z 337K followers, 36.8K engagements
"5 Social Security LOOPHOLES That Can Make You Thousands This video discusses [--] Social Security loopholes that can make you thousands of extra dollars on your Social Security payment. _____________________________________ Talk to our partner CHAPTER the only Medicare Advisor we recommend. CHAPTER provides friendly unbiased help and saves clients an average of $1100 per year - always 100% free to you. Call 1- 440-703-1224 and tell them "Geoff Schmidt sent you" or click this link to get started: https://hlyshm.it/Chapter _____________________________________ If you're still using spreadsheets"
[YouTube Link](https://youtube.com/watch?v=NSIzJzbGhnc) 2025-02-24T23:45Z 322K followers, 59.8K engagements
"How Much Car You Can REALLY Afford on a Fixed Income ✅ Chapter Medicare Advisers: http://askchapter.org/schmidt (affiliate). 1-440-703-1224 How much car can you really afford in retirement Its not about what the dealership approvesits about what fits your long-term financial life. In this episode we break down down a practical framework to help retirees and fixed-income households avoid costly mistakes when buying a car. We also discuss popular rules like the 20/4/10 Rule and the 5% of Net Worth Rule _____________________________________ OUR THREE MOST POPULAR YOUTUBE VIDEOS OF [----] [--] CHEAP"
[YouTube Link](https://youtube.com/watch?v=PfLSSCNZcvg) 2025-06-20T21:30Z 405K followers, 30.6K engagements
"Average Net Worth at Age [--] Ready to Retire ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 This video discusses the average net worth and income for a [--] year old. _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course: Social Security Simplified. Get $60 Off in October using Coupon Code OCT60 Check it out here: https://holyschmidt.com/SocialSecurity"
[YouTube Link](https://youtube.com/watch?v=PjHUVGBn90I) 2025-10-29T22:00Z 410K followers, 29.4K engagements
"Why Your "Rebalanced" Target Date Fund STILL Crashed in [----] This video discusses why your target date fund which is supposed to rebalance its investment mix as you approach and enter retirement STILL crashed in [----]. Many retirees are both perplexed and even downright angry about their target date fund's performance. After all the fund is supposed to rebalance from risky equity investments to less risk fixed income investments so what happen This video examines the conflux of issues that caused target date funds to perform nearly as badly (and worse in some cases) as the major indices in the"
[YouTube Link](https://youtube.com/watch?v=QIf0PmtVfz8) 2022-10-12T15:00Z 339K followers, 20.8K engagements
"6 SECRETS Retirees Should NEVER Disclose ✅ Get $60 Off my course Social Security Simplified in October. Use Coupon Code: OCT60 Check it out here: https://holyschmidt.com/SocialSecurity This video discusses [--] SECRETS retirees should keep to themselves. _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course: Social Security Simplified. Get 20% Off in October using Coupon Code "Oct20." Check it out here: https://holyschmidt.com/SocialSecurity _____________________________________ If you're still using"
[YouTube Link](https://youtube.com/watch?v=Qogzan477hY) 2025-10-12T22:00Z 376K followers, 139.2K engagements
"Average Net Worth at Age [--] has SKYROCKETED [----] If you search What is the average net worth of a 60-year-old youll find wildly different answers. Why Confusing data misleading averages and hidden agendas. In this video I break down whats real whats not and what you should focus on. _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course: Social Security Simplified. Get 20% Off in October using Coupon Code "Oct20." Check it out here: https://holyschmidt.com/SocialSecurity"
[YouTube Link](https://youtube.com/watch?v=REWORK1mX3U) 2025-09-23T23:00Z 394K followers, 54.9K engagements
"The Secret Weapon for Retirement DIYers Interview with Boldin CEO This is an in depth interview with Steve Chen CEO of Boldin (f/k/a NewRetirement) the personal financial planning software that I personally use and recommend. Steve talks about Social Security tax and retirement planning the evolution of the company what users can expect from Boldin software and what's coming next for Boldin Try Boldin for [--] weeks free (affiliate link): https://go.Boldin.com/Schmidt _____________________________________ OUR THREE MOST POPULAR YOUTUBE VIDEOS OF [----] [--] CHEAP Purchases That Make Retirement SO"
[YouTube Link](https://youtube.com/watch?v=Tx8Qkylwd-o) 2025-04-15T22:00Z 398K followers, 51.1K engagements
"Join Geoff Schmidt Live to Discuss Your Questions on Social Security ✅ Use this link to try Boldin personal financial planning software FREE for [--] weeks: https://hlyshm.it/Boldin This livestream is to discuss your questions on Social Security Retirement Benefits. Survivor Benefit Link: https://www.ssa.gov/OP_Home/handbook/handbook.04/handbook-0407.html _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course: Social Security Simplified. Check it out here: https://holyschmidt.com/SocialSecurity"
[YouTube Link](https://youtube.com/watch?v=U8KdTsRyiRw) 2025-12-17T01:34Z 396K followers, [---] engagements
"10 Things Happy Retirees Do Well MOST COST $0 This video discusses [--] things happy retirees do well. One of the top questions we see on Holy Schmidt is how to have a happy retirement. Everywhere you turn people have successful retirement tips that range from useful to downright silly. This video culls down those lists into [--] retirement recommendations that are researched manageable and for the most part free. Important Links: Follow Me on Instagram: https://www.instagram.com/the_schmidtlist/ Free "Retirement Ready" Checklist: https://holyschmidt.com/checklist/ Federal Reserve Board Survey of"
[YouTube Link](https://youtube.com/watch?v=VwGwxgNqVYA) 2021-07-03T13:00Z 410K followers, 569.8K engagements
"8 Ways You Can LOSE Your Social Security Payment This video discusses [--] ways you can lose your Social Security payment some without warning FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Important Links: Follow Me on Instagram: https://www.instagram.com/the_schmidtlist/ Geoff's Facebook Page https://Facebook.com/GeoffreyMSchmidt Federal Reserve Board Survey of Consumer Finances: https://www.federalreserve.gov/econres/scfindex.htm Social Security Administration Application for Benefits https://secure.ssa.gov/iClaim/rib Current Social Security Cost of Living Adjustment"
[YouTube Link](https://youtube.com/watch?v=W8K9DgGUznA) 2024-09-24T21:45Z 374K followers, 504.8K engagements
"Retirees Spend 80% of Their Income in These [--] Areas How Do You Compare This video highlights the five major categories where retirees spend 80% of their income. The data is broken down by average dollar amount and percentage for easy comparison. The video also gives [--] proven and easy ways to reduce spending in these categories while at the same time maintaining approximately the same quality of life in retirement. DATA Bureau of Labor Statistics Survet of Consumer Finance September [----] https://www.bls.gov/cex/ Private Label Manufacturers Association https://plma.com/ 00:00 Introduction"
[YouTube Link](https://youtube.com/watch?v=WnHC9KlwQ-w) 2023-02-16T22:45Z 400K followers, 1.6M engagements
"CPA Explains: Trump Tax Cuts Social Security Tips and Many More This video discusses the proposed tax cuts and a tax rumor or two that were discussed on the campaign trail. We also discuss the likelihood of the continuation of the Tax Cuts and Jobs Act (TCJT) that was enacted January [----]. Now that the election is behind us its time to focus on what it means for you and your finances. Campaign promises were made and with the new balance of power in Washington some of those promises may now become reality. In this video well explore the potential tax and policy changes coming your way. One"
[YouTube Link](https://youtube.com/watch?v=XlwTO7dbiIo) 2024-11-18T22:45Z 397K followers, 180.5K engagements
"Average Retirement Savings at Age [--] This short discloses the average retirement savings of a retiree"
[YouTube Link](https://youtube.com/watch?v=YoyPhePGf7s) 2024-04-21T00:33Z 410K followers, 66.8K engagements
"Here's What You Can NOW DO at Age [--] 1/2 Most Missed Opportunities This video discusses the BIG MISSED financial opportunities (and warnings) that come with turning [--] 1/2 - penalty free withdrawals are just the beginning _____________________________________ Check out the BEST DIY PERSONAL FINANCIAL PLANNING SOFTWARE I've found - BOLDIN (prev. NewRetirement). If you're still doing your FINANCIAL PLANNING with spreadsheets you're doing it the HARD WAY. Free [--] week trial and $120/yr after. I use it and recommend it. Use this link to try Boldin for free for [--] weeks: https://hlyshm.it/Boldin"
[YouTube Link](https://youtube.com/watch?v=ZECiN0SXuwM) 2025-03-02T23:30Z 413K followers, 988.1K engagements
"5 Biggest Social Security MYTHS of [----] ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 This video discusses the [--] newest Social Security "MYTHS" that have come out in [----] that are dead-wrong _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course: Social Security Simplified. Get 20% Off in October using Coupon Code "Oct20." Check it out here:"
[YouTube Link](https://youtube.com/watch?v=Za9B4MseEQE) 2025-11-06T23:00Z 377K followers, [----] engagements
"Still Working Past [--] [--] Medicare Mistakes You Cant Afford to Make ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 If youre working after age [--] watch out for these costly Medicare mistakes. Learn which rules apply who pays first and how to avoid expensive penalties. _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course: Social Security Simplified. Check"
[YouTube Link](https://youtube.com/watch?v=ZbhuhnDN8rM) 2025-11-03T23:00Z 377K followers, 13.8K engagements
"J.P. Morgan Research: [--] Unexpected Retirement Spending Trends There are certain retirement spending "rules of thumb" that we all assume are true. But a new JPMorgan study has revealed that several might be too restrictive. This video discloses what they are and what this might mean for you. _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course: Social Security Simplified. Get 20% Off in October using Coupon Code "Oct20." Check it out here: https://holyschmidt.com/SocialSecurity"
[YouTube Link](https://youtube.com/watch?v=Zpd6Cit3c6o) 2025-09-28T22:00Z 375K followers, 26.8K engagements
"Reporting Capital Gains on IRS Form [----] and Schedule D IRS Form [----] has caused many sleepless nights for people over the years. In this video Geoffrey Schmidt CPA shows you just how easy it is to fill out Form [----]. More importantly he gives a simple example so that you fully understand exactly what you need to know and how you need to think about Form [----]. All in just over [--] minutes"
[YouTube Link](https://youtube.com/watch?v=_Drn_5IEF2A) 2020-01-26T22:35Z 409K followers, 69.8K engagements
"Is it OK to Retire With a Mortgage Surprising Results What happens if you still have a mortgage when you retire Surprisingly many people do This video discusses the pros and cons of having a mortgage in retirement and examines the reasons behind the common belief that is bad to have a mortgage in retirement. Many are sound are few are not. The video also discusses the risks associated with the "pro-mortgagers" point of view and concludes with specific conditions where it might make sense to have a mortgage in retirement. FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Holy"
[YouTube Link](https://youtube.com/watch?v=_UKJJ6FA_T8) 2022-01-31T00:00Z 400K followers, 190K engagements
"How to GET OUT OF DEBT FAST on a FIXED INCOME Debt in retirement can make enjoying your golden years quite difficult. Funds that should rightfully be directed to maximizing your years ahead are instead used to service the payment on high interest debt. The worst part is that there is no end in sight because credit cards are not designed to for the user to pay them down in a sensible manner. This video discusses the fastest way for someone on a fixed income to pay down debt while maintaining a lifestyle. Important Links: Free "Retirement Ready" Checklist: https://holyschmidt.com/checklist/"
[YouTube Link](https://youtube.com/watch?v=_XKUgk1xdfQ) 2021-04-14T15:00Z 394K followers, 51.3K engagements
"7 Common NEGATIVE Surprises the First Year of Retirement ✅ Confused about Social Security Check out my new course Social Security Simplified: https://holyschmidt.com/socialsecurity Retirement is supposed to be relaxing but for many the first year comes with a few unwelcome surprises. In this video I dive into what retirees arent expectingbut absolutely should be. These insights come from real stories honest conversations and a bit of personal experience. If youre nearing retirement or already there this ones for you. Avoid the traps plan with confidence and learn what most people only find"
[YouTube Link](https://youtube.com/watch?v=dLeDEoulpIU) 2025-08-17T22:00Z 376K followers, 40.6K engagements
"Should You Claim Social Security EARLY to Invest ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 In this video we tackle one of the biggest Social Security debates online: should you claim at [--] and invest the checks or wait and let your benefit grow We break down the math taxes earnings limits and real market risk so you can choose the best strategy for your retirement. _____________________________________ Confused about how Social Security works"
[YouTube Link](https://youtube.com/watch?v=efnWAsPhprI) 2026-01-18T23:30Z 420K followers, 16.3K engagements
"How Much You Should Have Saved for Retirement by Age [--] [--] [--] This video discusses how much you should have saved for retirement by age [--] [--] and [--]. "How Much You Should Have Saved for Retirement by Age [--] [--] 65" also discusses some of the flaws in the methodology used by different companies that come up with the recommendations highlighted in the video. Most importantly the video puts forward some important questions that every retiree and near retiree should consider. 00:00 Introduction 00:32 Savings has not kept up with recommendations 00:49 About fund companies recommendations for"
[YouTube Link](https://youtube.com/watch?v=fXCQeWoz7ws) 2023-01-08T23:00Z 381K followers, 248.5K engagements
"Social Security Survivor Benefits [---] - How It Works Social Security Survivor Benefits [---] covers the basics that everyone should know about the Social Security Survivors Benefit. This video covers three different scenarios: what the survivor receives if their spouse never filed for Social Security what they receive if their spouse filed for Social Security at Full Retirement Age (FRA) and what they receive it their spouse filed for Social Security before full retirement age. Shown below is the survivor payment "haircut" schedule discussed in the video. Note this is current as of 2020."
[YouTube Link](https://youtube.com/watch?v=g5jzv95WNTw) 2021-02-27T17:00Z 407K followers, 299.9K engagements
"Work One More Year Before Retiring Why This Decision is HUGE Should you retire nowor work one more year Discover how a decision from [----] still shapes your future today. Well explore the surprising origins of retirement why just one more year may be more powerful (or dreadful) than you think and what factors truly matter when making one of lifes biggest decisions. _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course: Social Security Simplified. Get 20% Off in October using Coupon Code "Oct20.""
[YouTube Link](https://youtube.com/watch?v=gq9h7TZO32A) 2025-09-21T22:00Z 381K followers, 46.7K engagements
"84% of Retirement Account Holders Never Take More Than the RMD"
[YouTube Link](https://youtube.com/watch?v=isY-9YWwnS8) 2024-11-25T02:33Z 387K followers, 44.1K engagements
"The [--] MOST IMPORTANT Things to Own in Retirement This video discusses seven of the most important things needed for retirement. Specifically what you need to own to retire. This list is based on comments and polls run on HolySchmidt.com and here on YouTube. Important Links: Follow Me on Instagram: https://www.instagram.com/the_schmidtlist/ Free "Retirement Ready" Checklist: https://holyschmidt.com/checklist/ Federal Reserve Board Survey of Consumer Finances: https://www.federalreserve.gov/econres/scfindex.htm Social Security Administration Application for Benefits"
[YouTube Link](https://youtube.com/watch?v=jZhhmgN-gTo) 2021-09-21T23:00Z 413K followers, 682.5K engagements
"2025 Social Security Changes - BIONIC SPEED This is a high speed short on five big changes to Social Security"
[YouTube Link](https://youtube.com/watch?v=ljn4LATrbZo) 2025-01-10T02:40Z 409K followers, 623.6K engagements
"Average Retirement Savings at Age [--] Are You Ahead or Behind This video discusses the average retirement savings of a [--] year old. The data comes from the highly reliable Federal Reserve Board's Survey of Consumer Finances (11/2023) FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Important Links: Follow Me on Instagram: https://www.instagram.com/the_schmidtlist/ Geoff's Facebook Page https://Facebook.com/GeoffreyMSchmidt Federal Reserve Board Survey of Consumer Finances: https://www.federalreserve.gov/econres/scfindex.htm Social Security Administration Application for"
[YouTube Link](https://youtube.com/watch?v=nD23moFMNG4) 2024-09-10T21:45Z 376K followers, 606.6K engagements
"Here's What You Can NOW DO at Age [--] Most Missed ✅ Confused about Social Security Check out my new course Social Security Simplified: https://holyschmidt.com/socialsecurity Turning age [--] is a major milestone in retirement. Its the first age when retirement truly feels realand when several important opportunities begin to unlock. In this video I outline what becomes available at age [--] and explain why understanding these changes can shape your financial and lifestyle decisions for years to come. Too often people focus only on one well-known option but theres much more to consider at this age."
[YouTube Link](https://youtube.com/watch?v=o9ZqSiea2YQ) 2025-08-21T22:00Z 407K followers, 228.9K engagements
"LAST CALL Social Security and Medicare Q&A Live Special Guest Ari Parker ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 With just under [--] days to go in the [----] Medicare Annual Enrollment Period this livestream is important. Send your questions in advance to Livestream@HolySchmidt.com _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course: Social Security"
[YouTube Link](https://youtube.com/watch?v=pj5MqyY6CSs) 2025-12-02T03:42Z 420K followers, [----] engagements
"Paycheck Protection Program - [--] FAQ's (Sole Proprietor to [--] Employees) - PPP Loan These are the most frequently asked questions on the SBA's Paycheck Protection Program (PPP) on my channel and site Deductions.TAX as of April [--] [----]. Many of these are focused on micro-businesses (5 or less employees) but the answers apply to larger companies that qualify for the PPP as well. About the Paycheck Protection Program ("PPP") The PPP is administered through the Small Business Administration in coordination with private banks to deliver $659 Billion in loans many of them forgivable to help small"
[YouTube Link](https://youtube.com/watch?v=qf9_nbc_8CA) 2020-04-27T12:00Z 411K followers, [---] engagements
"The [--] KEY Things Happy Retirees Get Right $0 Cost This video "The [--] KEY Things Happy Retirees Get Right" combines information from one of Harvard Medical School's longest running studies AARP data and other sources to reveal [--] key factors to a happy retirement. These don't cost anything (or very little) but will make a huge impact on the quality of your retirement. Happiness in retirement is not all about how much you own and have in your investment accounts but rather it is about what you do in retirement and many perhaps even most of a happy retirement cost very little. FREE Retirement"
[YouTube Link](https://youtube.com/watch?v=r8PBZ7GSSSs) 2022-09-11T12:45Z 410K followers, 57.3K engagements
"Claiming Social Security at [--] Don't Miss This Special Rule This video discusses a special rule that makes filing for Social Security at age [--] a little safer. _____________________________________ Talk to our partner CHAPTER the only Medicare Advisor we recommend. CHAPTER provides friendly unbiased help and saves clients an average of $1100 per year - always 100% free to you. Call 1- 440-703-1224 and tell them "Geoff Schmidt sent you" or click this link to get started: https://hlyshm.it/Chapter _____________________________________ If you're still using spreadsheets for your financial"
[YouTube Link](https://youtube.com/watch?v=rHQ3CELpXdg) 2025-06-26T21:01Z 376K followers, 102.8K engagements
"Paycheck Protection Program #2 Just Approved - APPLY ASAP ($310 billion PPP CARES Act Phase 3.5) The US Government just funded an additional $310 Billion top up to the SBA Paycheck Protection Program (PPP) on a first-come-first-service basis. This is part of an overall increase to the CARES Act Economic Stimulus Bill. The first $349 billion PPP was depleted in just [--] days so you must move now. This video explains the Paycheck Protection Program rules and the new PPP #2 loan. About the Paycheck Protection Program (PPP) The world is in the worst recession since World War II and the United"
[YouTube Link](https://youtube.com/watch?v=sfQnNMJm0oI) 2020-04-24T16:41Z 411K followers, [---] engagements
"Geoff Schmidt CPA Livestream - August [--] 2025: Get Your Social Security Questions Answered Geoff Schmidt CPA Registered Social Security Analyst Livestream - August [--] 2025: Get Your Social Security Questions Answered. _____________________________________ Talk to our partner CHAPTER the only Medicare Advisor we recommend. CHAPTER provides friendly unbiased help and saves clients an average of $1100 per year - always 100% free to you. Call 1- 440-703-1224 and tell them "Geoff Schmidt sent you" or click this link to get started: https://hlyshm.it/Chapter _____________________________________ If"
[YouTube Link](https://youtube.com/watch?v=swLZhN4uq4g) 2025-08-01T19:53Z 395K followers, [----] engagements
"How to Manage Your Money Like the 1% ✅ Use this link to try Boldin for free for [--] weeks: https://hlyshm.it/Boldin This video discusses [--] important money rules that are usually reserved for the top 1% but you can take advantage of these today. This video takes a deep dive into the money philosophies of the super rich. _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course: Social Security Simplified. Get 20% Off in October using Coupon Code "Oct20." Check it out here:"
[YouTube Link](https://youtube.com/watch?v=t6e5tSnfLKk) 2025-10-09T22:30Z 376K followers, 104.8K engagements
"How Retirees Use SILENCE as a Powerful Tool This video discusses how retirees use "Silence" as a secret weapon in their everyday lives. It discusses using the gravitas of silence to deal with bad people and the kindness of silence to help those that you care about most. FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Important Links: Follow Me on Instagram: https://www.instagram.com/the_schmidtlist/ Geoff's Facebook Page https://Facebook.com/GeoffreyMSchmidt Federal Reserve Board Survey of Consumer Finances: https://www.federalreserve.gov/econres/scfindex.htm Social"
[YouTube Link](https://youtube.com/watch?v=uNzC3AeKkuU) 2024-05-26T22:45Z 322K followers, 59.5K engagements
"What RICH PEOPLE Know About 401(k)s That YOU Dont This video discusses LITTLE KNOWN tips loopholes and strategies that the RICH use to get MORE from their 401(k)s than most other people. Even one or two of these can make a huge difference to YOUR wealth in retirement. The term "401(k) secrets" sounds like something too good to be true but the reality is that people with better information don't think of their "secrets" as secrets at all. It's just part of their daily lives. OUR THREE MOST POPULAR YOUTUBE VIDEOS OF [----] [--] CHEAP Purchases That Make Retirement SO Much Better:"
[YouTube Link](https://youtube.com/watch?v=uR4wBdfjK5g) 2025-04-28T22:00Z 379K followers, 66.3K engagements
"The Five Categories Where Retirees Spend Most of Their Money How Do You Compare ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 Retirement can look glamorous from the outside. In this video we reveal the straight facts on where retirees actually spend their money by the dollar using trusted BLS data. _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course:"
[YouTube Link](https://youtube.com/watch?v=v6A30KKbsak) 2026-01-19T23:30Z 420K followers, 32.8K engagements
"Medicare Hold Harmless Rule 30% NOT PROTECTED Are You ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 Is it possible for your Social Security payment to GO DOWN Absolutely This video discusses the Medicare Hold Harmless Provision including the three big catches that stop about one out of three people from taking advantage of the rule. _____________________________________ How prepared are you for retirement Take our Free Retirement Readiness quiz to"
[YouTube Link](https://youtube.com/watch?v=vB_RYlhky-k) 2025-11-20T23:01Z 416K followers, 83.4K engagements
"5 Hidden STATE TAXES That Can Surprise Retirees When retirees talk about state taxes they usually focus on just one thing: income tax. And of course thats importantbut its only part of the picture. In this video we uncover FIVE MORE state-level taxes that can quietly drain your retirement savings even in so-called tax-friendly states. Well compare how two similar sized statesNew York and Floridafund everything from roads to schools and why zero income tax doesnt mean zero tax. Spoiler: The real surprise comes from states that appear affordable but hide their taxes in plain sight. Whether"
[YouTube Link](https://youtube.com/watch?v=vBwqZsu4o90) 2025-07-27T22:00Z 395K followers, 149K engagements
"Social Security Divorce Benefits MADE EASY Understanding Social Security ex-spouse benefits is not the first thing that comes to mind when two people are going through a divorce. But later after the smoke has cleared it can be a life saver for the ex-spouse. This video covers everything you need to know about Social Security Divorcee benefits and covers both Spousal and Survivor benefits. It also covers off the benefit if the primary filer takes Social Security benefits early at full retirement age or late. Finally the video shows how the ex-spouse can file for Social Security spousal"
[YouTube Link](https://youtube.com/watch?v=wqnVQwcZq_o) 2021-01-31T17:00Z 399K followers, 77.5K engagements
"How Social Security SPOUSAL BENEFITS Work in TWO INCOME Marriages ✅ Social Security Simplified 50% Discount (limited time): https://holyschmidt.com/socialsecurity What happens when BOTH spouses have their own Social Security benefits Can you claim your own benefit first then switch to the larger spousal benefit later or the other way around Most Social Security tutorials assume one working spouse and one stay-at-home spouse. But what if you both worked and earned your own benefits This creates a completely different set of rules that can be confusing and costly if you get them wrong. In this"
[YouTube Link](https://youtube.com/watch?v=x8xNkIdvpMA) 2025-08-11T21:01Z 384K followers, 18.6K engagements
"5 - 401(k) MISTAKES That Could Cost You THOUSANDS in Retirement Chapter Medicare Advisers: http://askchapter.org/schmidt (affiliate link) This video discusses five 401(k) mistakes that retirees regularly make that could cost tens of thousands of dollars in retirement. _____________________________________ Talk to our partner CHAPTER the only Medicare Advisor we recommend. CHAPTER provides friendly unbiased help and saves clients an average of $1100 per year - always 100% free to you. Call 1- 440-703-1224 and tell them "Geoff Schmidt sent you" or click this link to get started:"
[YouTube Link](https://youtube.com/watch?v=xK7NfvIax9A) 2025-05-16T21:01Z 376K followers, 36.5K engagements
"Here's Why Your [----] COLA Adjustment "Feels Wrong" ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 Think the [----] COLA feels off Youre not alone. Millions say Social Securitys 2.8% increase doesnt reflect real costs. Heres why the math feels wrong. _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course: Social Security Simplified. Check it out here:"
[YouTube Link](https://youtube.com/watch?v=y1pWD8dvlwA) 2025-10-31T22:01Z 376K followers, 59.8K engagements
"Social Security and Medicare Q&A Live Special Guest Ari Parker ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 With just under [--] weeks to go in the [----] Medicare Annual Enrollment Period this livestream is important. Send your questions in advance to Livestream@HolySchmidt.com _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course: Social Security"
[YouTube Link](https://youtube.com/watch?v=yQ8dVTanLdE) 2025-11-18T02:18Z 416K followers, [----] engagements
"Do You Have Candide Syndrome #money #shorts"
[YouTube Link](https://youtube.com/watch?v=ybJo0uNKVTA) 2025-02-12T21:30Z 320K followers, [----] engagements
"Retiring Soon Your Expenses May Actually Go Up - Heres Why ✅ Use this link to try Boldin personal financial planning software FREE for [--] weeks: https://go.boldin.com/schmidt Youll likely spend more than expected in retirement as healthcare lifestyle upgrades housing family support and inflation push retirement expenses higher. This video explains why retirement costs often rise instead of fall and shows exactly where retirees overspend so you can plan better for a financially stable retirement. _____________________________________ Confused about how Social Security works for you Go from"
[YouTube Link](https://youtube.com/watch?v=ygcgS2HBA54) 2025-12-11T23:30Z 395K followers, 15.4K engagements
"Average Social Security Payment by Age We all love to benchmark ourselves against others and knowing the average Social Security payment by age helps us make sense of the world around us. This video will give you the average payment across a whole spectrum of ages and talks about the source and methodology of this information. Knowing the average Social Security payment by age has another important function: it allows you to understand where others are landing so that you can get land there too - or at least know what makes up their payment versus what makes up yours (for reference there are"
[YouTube Link](https://youtube.com/watch?v=zzpK60WGeS8) 2021-01-01T21:00Z 376K followers, 367.7K engagements
Limited data mode. Full metrics available with subscription: lunarcrush.com/pricing
@holyschmidt Holy Schmidt!
Holy Schmidt! posts on YouTube about retirement, social security, social, money the most. They currently have [-------] followers and [---] posts still getting attention that total [------] engagements in the last [--] hours.
Engagements: [------] #
- [--] Week [-------] +123%
- [--] Month [---------] +4.70%
- [--] Months [---------] +50%
- [--] Year [----------] +53%
Mentions: [--] #
- [--] Week [--] no change
- [--] Month [--] -69%
- [--] Months [---] +144%
- [--] Year [---] +375%
Followers: [-------] #
- [--] Week [-------] +0.96%
- [--] Month [-------] +3%
- [--] Months [-------] +20%
- [--] Year [-------] +31%
CreatorRank: [-------] #
Social Influence
Social category influence finance 89.47% stocks 2.34% countries 1.75% financial services 0.58% automotive brands 0.58% fashion brands 0.58%
Social topic influence retirement #162, social security #69, social #2638, money 10.53%, represent #708, if you 8.77%, major 8.19%, how to 7.02%, retire #295, future #2911
Top accounts mentioned or mentioned by @holyschmidtcom @voiceofreason @beforeitstoolate2023
Top Social Posts
Top posts by engagements in the last [--] hours
"Should You Draw Your 401(k) to Delay Social Security This video discusses the question: should you draw on your 401(k) to delay Social Security The video examines delaying Social Security under several different COLA and 401k return scenarios and then overlays life expectancy to ensure a holistic analysis. Most importantly the video quantifies what happens when there is a change in the Cost of Living Adjustment or the 401k return. FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Holy Schmidt Book Club: https://holyschmidt.com/book-club/ Important Links: Follow Me on"
YouTube Link 2022-03-07T00:00Z 419K followers, 420.7K engagements
"How Social Security is Taxed Made Easy Calculating taxes on Social Security follows a [--] step process using simple inputs. Once you know the inputs knowing how Social Security is taxed becomes very easy. This video walks the viewer through an simple way to calculate the inputs (combined income) and then runs them though the three steps using an easy to understand real life example. There is also a free worksheet available on my website HolySchmidt.com to help you with your own taxes. Data discussed in the video https://www.ssa.gov/benefits/retirement/planner/taxes.html"
YouTube Link 2023-01-12T14:00Z 419K followers, 226.1K engagements
"CPA Explains: [--] Habits Keeping You Poor This video discusses [--] well known "bad money habits" that keep people poor. The information comes directly from interviews with over [----] self-made millionaires over a [--] month period. _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course: Social Security Simplified. Get 20% Off in October using Coupon Code "Oct20." Check it out here: https://holyschmidt.com/SocialSecurity _____________________________________ If you're still using spreadsheets for your"
YouTube Link 2025-09-26T22:00Z 419K followers, 65.4K engagements
"Social Security & Working: Avoid Big Bills #shorts Started collecting Social Security but returned to work Inform the SSA immediately to adjust your payments and avoid a massive bill later. Don't let them figure it out for you #SocialSecurity #RetirementPlanning #FinancialTips #EarnedIncome"
YouTube Link 2026-02-14T00:35Z 420K followers, [----] engagements
"Social Security Changes 2026: [--] Key Updates Revealed #shorts The Social Security Administration has unveiled significant changes impacting current and future beneficiaries for [----]. Tune in to discover the [--] most crucial updates affecting your benefits. #SocialSecurity #BenefitChanges #RetirementPlanning #FinancialNews"
YouTube Link 2026-02-14T00:32Z 420K followers, [----] engagements
"The Biggest Landmines That Can Ruin Your Retirement This video discusses big retirement mistakes that can wreck your retirement. _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course: Social Security Simplified. Get $60 Off in October using Coupon Code: OCT60 Check it out here: https://holyschmidt.com/SocialSecurity _____________________________________ If you're still using spreadsheets for your financial planning you're doing it the HARD WAY. Check out the best planning software I've found -"
YouTube Link 2025-10-17T22:00Z 419K followers, 96.5K engagements
"Age [--] with "Tiny Retirement Savings" Your [--] Step Plan ✅ Use this link to try Boldin personal financial planning software FREE for [--] weeks: https://hlyshm.it/Boldin This video discloses a simple five-step plan for people age [--] with nothing saved showing how to reset mindset cut expenses boost income and move toward a better retirement. _____________________________________ ✅ 100% FREE DOWNLOADS - (NO CREDIT CARD NO PHONE NUMBER) Take Our [--] Minute Retirement Readiness Quiz Receive Our Free [--] Page Custom Report e-mailed instantly: https://HolySchmidt.com/Quiz [----] Social Security Quick Guide"
YouTube Link 2026-02-04T23:00Z 420K followers, 97.3K engagements
"Retirees Don't Pay Cash for Your Next CarHere's Why ✅ Use this link to try Boldin personal financial planning software FREE for [--] weeks: https://hlyshm.it/Boldin This video discusses why retirees who are often big cash car buyers should think twice before paying cash for their car purchased at a dealership. The video also discusses the [--] different ways a car dealership makes money off you when you buy a car. _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course: Social Security Simplified. Check"
YouTube Link 2025-12-07T23:30Z 420K followers, 1.3M engagements
"Retirees Should You Rent or Own Your Home [--] x [--] Rule This video answers the question: Retirees Should You Rent or Own Your Home Using the [--] x [--] Rule framework. FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Important Links: Follow Me on Instagram: https://www.instagram.com/the_schmidtlist/ Geoff's Facebook Page https://Facebook.com/GeoffreyMSchmidt Federal Reserve Board Survey of Consumer Finances: https://www.federalreserve.gov/econres/scfindex.htm Social Security Administration Application for Benefits https://secure.ssa.gov/iClaim/rib Current Social Security Cost of"
YouTube Link 2024-08-04T22:38Z 417K followers, 268.2K engagements
"Retirement Savings Crisis: You're Not Alone NEW Plan #shorts [--] in [--] people retire with nothing saved. 40% rely solely on Social Security. If you're behind at [--] you're not alone. Don't give upreal progress takes 3-5 years #RetirementPlanning #FinancialFreedom #LateStart #SaveMoney"
YouTube Link 2026-02-06T21:02Z 420K followers, [----] engagements
"Eliminating Taxes on Social Security in [----] What You Need to Know This video discusses the "You Earned It You Keep it Act" FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Important Links: This video discusses the You Earned it You Keep it Act. Follow Me on Instagram: https://www.instagram.com/the_schmidtlist/ Geoff's Facebook Page https://Facebook.com/GeoffreyMSchmidt Federal Reserve Board Survey of Consumer Finances: https://www.federalreserve.gov/econres/scfindex.htm Social Security Administration Application for Benefits https://secure.ssa.gov/iClaim/rib Current Social"
YouTube Link 2024-05-04T12:59Z 417K followers, 125.5K engagements
"Retire Early: Gain 4X More Healthy Years #shorts Healthy life expectancy declines after [--]. Retire at [--] and you could gain 4X more healthy years to travel enjoy hobbies and maintain independence. Don't wait too long #EarlyRetirement #RetirementPlanning #HealthyLifestyle #FinancialFreedom"
YouTube Link 2026-02-06T20:09Z 420K followers, [----] engagements
"Retiring with No Money Your Action Plan Starts NOW #shorts [--] in [--] people retire brokebut hope remains. Even at [--] shift from defeat to action by facing facts & planning. Earning power + resilience = a brighter retirement. Don't give up too soon #RetirementPlanning #FinancialFreedom #RetirementSavings #PersonalFinance"
YouTube Link 2026-02-06T21:04Z 420K followers, [----] engagements
"The #1 Reason Medicare Costs Retirees More Than They Expect ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 Medicare often costs far more than retirees expect. In this video I explain the number one reason costs are higher and the common triggers that catch people off guard. _____________________________________ ✅ 100% FREE DOWNLOADS - (NO CREDIT CARD NO PHONE NUMBER) Take Our [--] Minute Retirement Readiness Quiz Receive Our Free [--] Page Custom Report"
YouTube Link 2026-02-01T23:00Z 420K followers, 24.2K engagements
"Retirement Budgeting: Stop Small Drips From Draining Your Net Worth #shorts Retirement without a budget Risky. A solid plan helps manage unexpected costs and secures your financial future. Don't get caught off guard; take control of your finances. #RetirementPlanning #BudgetingTips #FinancialSecurity #RetirementBudget"
YouTube Link 2026-02-07T13:25Z 420K followers, [----] engagements
"Escape Your Job: Turn Your Hobby Into Full-Time Income #shorts Hate your job Don't assume you're stuck. Switch companies go part-time or turn your hobby into a career. Income doesn't need to be painful. Explore alternatives #SideHustle #CareerChange #IncomeTips #JobAlternatives"
YouTube Link 2026-02-06T21:03Z 420K followers, [----] engagements
"Don't Get Caught in the Retirement Healthcare Gap #shorts Healthcare planning is essential in retirement especially with unexpected early retirement. Don't get caught without coverage before Medicare eligibility Protect your future. #HealthcarePlanning #Retirement #Medicare #EarlyRetirement"
YouTube Link 2026-02-07T13:19Z 420K followers, 15.3K engagements
"Slash Expenses FAST: HUGE Savings on Heating Oil #shorts Identify leaks reduce expenses. Even small changes matter. Refinance your car Need it at all One game changer: questioning utility bills. We saved hundreds monthly switching heating oil companies. Get creative #ReduceExpenses #SaveMoney #FinancialTips #HeatingOil #UtilityBills"
YouTube Link 2026-02-06T21:05Z 420K followers, [---] engagements
"Maximize Social Security: Delay Benefits for Bigger Payouts #shorts Retirees often face cash flow not asset shortages. Delaying Social Security increases your payments based on a discount/premium schedule boosting your income when you need it most. #SocialSecurity #RetirementPlanning #CashFlow #FinancialTips"
YouTube Link 2026-02-06T21:03Z 420K followers, 15.8K engagements
"Retirement Planning: Your Timeline & Earning Power Secrets #shorts Want to retire early Your health and timeline matter MORE than you think Even [--] years makes a huge difference. Boost your income now for massive retirement gains later. #RetireEarly #FinancialPlanning #InvestmentTips #WealthBuilding"
YouTube Link 2026-02-06T21:09Z 420K followers, [----] engagements
"Retire at [--] Get 4X More Healthy Years #shorts Retiring at [--] gives you 400% more healthy years versus waiting. Post-retirement vitality is preciousdon't waste it working Enjoy life to the fullest. #EarlyRetirement #RetirementPlanning #HealthyLifestyle #FinancialFreedom"
YouTube Link 2026-02-06T20:06Z 420K followers, [----] engagements
"Here's Why Downsizing After Retirement Doesn't Makes Sense ✅ Use this link to try Boldin personal financial planning software FREE for [--] weeks: https://hlyshm.it/Boldin. This video discusses both sides of the plan to downsize when retirement occurs. _____________________________________ ✅ 100% FREE DOWNLOADS - (NO CREDIT CARD NO PHONE NUMBER) Take Our [--] Minute Retirement Readiness Quiz Receive Our Free [--] Page Custom Report e-mailed instantly: https://HolySchmidt.com/Quiz [----] Social Security Quick Guide [--] Page Report e-mailed instantly: https://HolySchmidt.com/QuickGuide Retirement Ready"
YouTube Link 2026-01-23T23:30Z 420K followers, 176.6K engagements
"Retirement Secrets: Find Purpose & Routine or Miss Out #shorts The key to a fulfilling retirement Establishing purpose and routine from the start. Don't driftdesign your ideal post-work life with intention. #RetirementPlanning #RetirementLife #PurposeDrivenLife #SeniorLiving"
YouTube Link 2026-02-07T13:18Z 420K followers, [----] engagements
"SLASH Heating Oil Bills: My Smart Utility Savings Strategy #shorts Our heating oil bill spiked Turns out loyalty doesn't always pay. We discovered hidden price hikes despite being long-term customers. Time to shop around and challenge those "market" rates. #HeatingOil #PriceHike #UtilityBill #ShopAround #HiddenFees"
YouTube Link 2026-02-06T21:08Z 420K followers, [---] engagements
"Retirement Secrets: Find Purpose & Routine or Miss Out #shorts The key to a fulfilling retirement Establishing purpose and routine from the start. Don't driftdesign your ideal post-work life with intention. #RetirementPlanning #RetirementLife #PurposeDrivenLife #SeniorLiving"
YouTube Link 2026-02-07T13:17Z 420K followers, [----] engagements
"Is Your House REALLY a "Bad Investment" FInd Out Here ✅ Use this link to try Boldin personal financial planning software FREE for [--] weeks: https://hlyshm.it/Boldin Is buying a house really "the worst investment you can make" In this video we compare a house to the S&P [---] over [--] years using a consistent cashflow-based approach. We factor in leverage closing costs financing taxes maintenance and rent to reveal what the real numbers actually show. _____________________________________ ✅ 100% FREE DOWNLOADS - (NO CREDIT CARD NO PHONE NUMBER) Take Our [--] Minute Retirement Readiness Quiz Receive"
YouTube Link 2026-02-10T23:00Z 417K followers, 12.8K engagements
"Slash Heating Oil Costs: Smart Switch Saves Money #shorts One phone call changed everything Our neighbor's heating oil company slashed our bills. Don't accept the status quo investigate alternatives to save big #HeatingOil #SavingsTips #MoneySavingHacks #DIYFinance"
YouTube Link 2026-02-06T21:08Z 420K followers, [----] engagements
"How to Get the MAXIMUM Social Security Survivor Benefit This video breaks down the Survivor Benefit to make it easy. We even include a little know rule that allows the survivor to get a BIGGER payment than the deceased was receiving. _____________________________________ If you're still using spreadsheets for your financial planning you're doing it the HARD WAY. Check out the best planning software I've found - BOLDIN (prev. NewRetirement) personal financial planning software. Free [--] week trial and $120/yr after. I use it recommend it. KINDLY USE THIS LINK to Try Boldin for free for [--] weeks"
YouTube Link 2025-02-10T23:30Z 417K followers, 41.7K engagements
"Retirement Plan for 60+: [--] Steps to Financial Security #shorts Turning [--] with no retirement savings Don't give up This 5-step plan helps you take control build a secure future and retire with dignity no matter your age or current situation. #RetirementPlanning #FinancialPlanning #RetirementAge #SavingsPlan"
YouTube Link 2026-02-06T21:02Z 420K followers, [----] engagements
"The #1 Social Security Math Rule Most People Misunderstand ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 This video discusses the (wrong) way many people calculate their Social Security payment increases for delayed claiming credits or early filing reductions. It goes on to explain why people commonly get this wrong and shows the right way to think about it. _____________________________________ Confused about how Social Security works for you Go"
YouTube Link 2025-12-22T23:30Z 420K followers, 80.3K engagements
"Master Your Money: Smart Spending Hacks Revealed #shorts Identify useless spending by marking items you never use. Circle items you might need underline essentials. Plan to buy these at a lower cost. Understanding your spending is job one. #FinancialPlanning #BudgetingTips #MoneyManagement #SmartSpending"
YouTube Link 2026-02-06T21:04Z 420K followers, [---] engagements
"Retirement Taxes: Unexpected Costs & How to Plan Now #shorts Navigate retirement taxes Social Security IRA/401(k) withdrawals IRMAA charges estate planning and inflation all impact your financial future. Plan smart for a secure retirement. #RetirementPlanning #TaxTips #SocialSecurity #IRMAA #EstatePlanning"
YouTube Link 2026-02-07T13:22Z 420K followers, 12.4K engagements
"Retire Early: Don't Be Like Soldier Onoda #shorts Waiting until [--] to retire You might be like Hiroo Onoda the WWII soldier who kept fighting until [----] Don't feel obligated if retiring earlier is right for you. His story is truly surreal. #RetirementPlanning #EarlyRetirement #FinancialFreedom #HirooOnoda"
YouTube Link 2026-02-06T20:09Z 420K followers, [----] engagements
"Anxiety Relief: Actionable Plans Beat Uncertainty #shorts Feeling anxious Taking stock and crafting a solid plan can slash that stress. Knowing where you're going beats hoping for a lucky break. Get actionable get calm. #AnxietyRelief #StressManagement #MentalHealth #ActionablePlan"
YouTube Link 2026-02-06T21:03Z 420K followers, [----] engagements
"WWII Soldier Fought [--] Years After War Ended #shorts In [----] Onoda was ordered to never surrender. When WWII ended he thought it was propaganda. For [--] years he continued to fight until a traveler tracked him down and his former commander ended his mission. #Onoda #WWII #NeverSurrender #HistoricalFacts #Philippines"
YouTube Link 2026-02-06T20:19Z 420K followers, 18.1K engagements
"Inflation Ate Your Savings Plan Your Retirement NOW #shorts Inflation erodes spending power. Secure your future with smart retirement tax planning. Protect your savings from rising costs and maintain your lifestyle. #Inflation #RetirementPlanning #TaxPlanning #FinancialTips"
YouTube Link 2026-02-07T13:20Z 420K followers, [----] engagements
"Why Waiting to Retire at Age [--] is a BIG Mistake CPA Explains ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 This video goes into detail about why waiting to retire until age [--] is a mistake for most people. _____________________________________ ✅ 100% FREE DOWNLOADS - (NO CREDIT CARD NO PHONE NUMBER) Take Our [--] Minute Retirement Readiness Quiz Receive Our Free [--] Page Custom Report e-mailed instantly: https://HolySchmidt.com/Quiz [----] Social"
YouTube Link 2026-02-06T00:00Z 420K followers, 102.5K engagements
"STOLEN Social Security Number This is What REALLY Happens This video discusses what happens when your social security number is stolen. It also touches on what to do when your social security card is lost or stolen and you suspect identity theft. Important Links: Free "Retirement Ready" Checklist: https://holyschmidt.com/checklist/ Federal Reserve Board Survey of Consumer Finances: https://www.federalreserve.gov/econres/scfindex.htm Social Security Administration Application for Benefits https://secure.ssa.gov/iClaim/rib Current Social Security Cost of Living Adjustment"
YouTube Link 2021-06-06T15:00Z 419K followers, 83.4K engagements
"10 BIGGEST Surprises Your First Year of Retirement A lot of people ask how to enjoy the first year of retirement with so much uncertainty in the world. This ankst comes from not knowing what to expect because let's face it this is all new for many people This video discusses the [--] biggest surprises in retirement (mainly pleasant) according to a recent poll completed a few weeks ago. Importantly the respondents were all in retirement so their data is completely up to date as of October [----]. FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Holy Schmidt Book Club:"
YouTube Link 2022-10-31T23:00Z 418K followers, 77.2K engagements
"Streamed February 10th Geoff Discusses Social Security ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 Join Geoff Live February [--] [----]. If you have Social Security Retirement Benefit questions you would like him to consider in advance email them to: Livestream@HolySchmidt.com Dual Income Households: https://youtu.be/x8xNkIdvpMA _____________________________________ ✅ 100% FREE DOWNLOADS - (NO CREDIT CARD NO PHONE NUMBER) Take Our [--] Minute"
YouTube Link 2026-02-10T20:27Z 420K followers, [----] engagements
"Social Security at Age [--] [--] [--] Pros and Cons of Each This video discusses the pros and cons of filing for Social Security at age [--] [--] and [--]. Recommended Video How to Pick the Right Financial Advisor - [--] Questions https://www.youtube.com/watchv=sirDFiWFQmU FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Important Links: Follow Me on Instagram: https://www.instagram.com/the_schmidtlist/ Geoff's Facebook Page https://Facebook.com/GeoffreyMSchmidt Federal Reserve Board Survey of Consumer Finances: https://www.federalreserve.gov/econres/scfindex.htm Social Security"
YouTube Link 2023-06-26T21:15Z 419K followers, 220.3K engagements
"How to Pick the RIGHT Financial Advisor [--] Questions One of the most important questions you will explore in your financial life is how to (or if you should) choose a financial advisor. This is also one of the most difficult questions to answer because picking the right financial advisor comes down to more than just using the one that your friends use. Friends don't often know the difference between a financial advisor and a registered investment advisor for example yet you will replicate their choice which might not have been thoroughly thought out. Their financial advisor may put them in"
YouTube Link 2023-02-05T22:30Z 419K followers, 41.8K engagements
"$120000 STOLEN from Her IRA ACATS Scam Exposed A shocking new scam lets criminals drain retirement accounts by opening fake brokerage accounts and transferring assets unnoticed. You're liable even if you NEVER gave your information to them In this video you'll learn how the ACATS transfer scam worksand how to protect yourself. _____________________________________ If you're still using spreadsheets for your financial planning you're doing it the HARD WAY. Check out the best planning software I've found - BOLDIN (prev. NewRetirement) personal financial planning software. Free [--] week trial and"
YouTube Link 2025-11-10T23:01Z 419K followers, 314.8K engagements
"2026 Medicare Costs and ChangesALL the Numbers ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 This video discusses the big [----] changes to Medicare: Part A Part B Part D Medigap and Medicare Advantage plans _____________________________________ How prepared are you for retirement Take our Free Retirement Readiness quiz to find out https://holyschmidt.com/quiz _____________________________________ Confused about how Social Security works for you Go"
YouTube Link 2025-11-16T23:00Z 419K followers, 45K engagements
"FIVE Social Security Benefits That UNLOCK at Full Retirement Age ✅ Chapter Medicare Advisers: http://askchapter.org/schmidt (affiliate). 1-440-703-1224 Most people think that full retirement age only provides one Social Security benefit but there are actually five This video will break down all five explaining what changes when you reach full retirement age so you can make the best choices about claiming social security. By understanding these benefits you'll have a clearer picture of your retirement planning. _____________________________________ OUR THREE MOST POPULAR YOUTUBE VIDEOS OF 2024"
YouTube Link 2025-06-27T21:00Z 419K followers, 107.8K engagements
"Is a Fully Paid Off Home in Retirement REALLY Worth it This video reveals the simple math behind the decision to: either pay off your home BEFORE you retire or go into retirement with a mortgage. The video also compares a useful datapoint to help make everything crystal clear the "rental option." It also addresses some of the softer non-monetary considerations that are very important. FREE Social Security Quick Guide https://HolySchmidt.com/Quickguide/ FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Important Links: Follow Me on Instagram:"
YouTube Link 2025-01-15T23:00Z 419K followers, 601.5K engagements
"The [--] BIG Social Security Changes for [----] ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 The SSA just announced the Social Security Changes [----] affecting retirees and future claimants alikehere's whats changing why the release was delayed and why it matters. _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course: Social Security Simplified. Get $60 Off"
YouTube Link 2025-10-26T22:00Z 419K followers, 231.6K engagements
"This FALSE Social Security Belief Is Cutting Retirees Income ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 70-80% of retirees unknowingly limit themselves to just three Social Security claiming ages leaving thousands of dollars on the table. In this video Geoff Schmidt explains the hidden choices why people get anchored and how thinking in monthsnot yearscan dramatically change your retirement income. . _____________________________________"
YouTube Link 2026-01-04T23:30Z 420K followers, 60.4K engagements
"The #1 Factor That LOWERS Your Social Security Payment ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 This video breaks down the key decisions that if made incorrectly can permanently reduce your Social Security payment. _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course: Social Security Simplified. Get $60 OFF with Coupon Code 60OFF Check it out"
YouTube Link 2026-01-12T23:30Z 420K followers, 150.9K engagements
"Retiring With a Mortgage Here's Why it Might Be Smart If you are considering retiring with a mortgage this video discusses the pros and cons of the decision and provides some compelling reasons why retiring with a mortgage might be the right decision under certain circumstances. _____________________________________ If you're still using spreadsheets for your financial planning you're doing it the HARD WAY. Check out the best planning software I've found - BOLDIN (prev. NewRetirement) personal financial planning software. Free [--] week trial and $120/yr after. I use it recommend it. Use this"
YouTube Link 2025-07-06T21:45Z 420K followers, 72.1K engagements
"12 GOVERNMENT MONEY Programs Available to ALL INCOME LEVELS ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 Did you think government entitlement programs were just for low income earners Think again. This video discloses [--] common "government money" programs available to all income levels. _____________________________________ How prepared are you for retirement Take our Free Retirement Readiness quiz to find out https://holyschmidt.com/quiz"
YouTube Link 2025-11-24T23:00Z 420K followers, 264.2K engagements
"The ONLY Time Leasing a Car in Retirement ACTUALLY Works This video discusses when leasing a car in retirement might be the right decision. We also discuss the "Five Golden Rules of Leasing" so you don't getting ripped off ✅ If you're still using spreadsheets for your financial planning you're doing it the HARD WAY. Check out the best planning software I've found - BOLDIN (prev. NewRetirement) personal financial planning software. Free [--] week trial and $120/yr after. I use it and recommend it. Use this link to try Boldin for free for [--] weeks: https://hlyshm.it/Boldin"
YouTube Link 2025-06-08T21:00Z 419K followers, 274.1K engagements
"Before You Take Social Security at Age [--] - Watch This Help finding a Medicare plan is ALWAYS FREE Call 440-703-1224 for my Medicare partner Chapter Medicare or click here: https://hlyshm.it/Chapter This video highlights why claiming Social Security at age [--] (often) isn't the best choice. The big reason - people confuse the age with what they think they are supposed to do instead of what's best for their personal situation. _____________________________________ Talk to our partner CHAPTER the only Medicare Advisor we recommend. CHAPTER provides friendly unbiased help and saves clients an"
YouTube Link 2025-03-24T22:30Z 420K followers, 118.6K engagements
"Why Net Worth SKYROCKETS After Retirement Why Net Worth Jumps in Retirement: A Surprising Truth Did you know that net worth actually increases for many people after they retire The [----] Survey of Consumer Finances by the Federal Reserve reveals this surprising trend showing that net worth often grows in the first decade of retirement and even stays higher into later years. Why does this happen It comes down to key shifts in spending income and assets. Retirees often reduce spending right after retirement allowing their savings and investments to grow. Social Security pensions and home"
YouTube Link 2024-11-27T22:45Z 419K followers, 204.8K engagements
"Social Security Spousal Benefits - MADE EASY to Understand This video makes understanding Social Security Spousal Benefits EASY. It discloses how to qualify for spousal benefits for both married and divorced spouses and ex-spouses (respectively). It discusses the payment for spouses with 1) no work history 2) some work history and 3) a lot of work history. It also covers the Social Security Length of Marriage rules (and importantly their exceptions) and gives easy to use examples so that you can calculate your own Social Security spousal benefits based on your age and the primary benefit"
YouTube Link 2020-11-17T18:15Z 419K followers, 500.4K engagements
"Why MANY Baby Boomers are in Financial Trouble Is This You This video discusses why many Baby Boomers are in financial trouble. In a later video we will discuss strategies that will help alleviate some of these risks. FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Important Links: Follow Me on Instagram: https://www.instagram.com/the_schmidtlist/ Geoff's Facebook Page https://Facebook.com/GeoffreyMSchmidt Federal Reserve Board Survey of Consumer Finances: https://www.federalreserve.gov/econres/scfindex.htm Social Security Administration Application for Benefits"
YouTube Link 2024-06-09T22:45Z 419K followers, 412.6K engagements
"New Technology UNLEASHED a Dead Check Scam - $31000 Gone ✅ Use this link to try Boldin personal financial planning software FREE for [--] weeks: https://hlyshm.it/Boldin An old check scam has returned with a dangerous new twistone that shifts the risk from your bank to you. A single altered detail can go unnoticed for months and cost you everything. In this video I break down how the new scam works and how to protect yourself before it hits you _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course:"
YouTube Link 2025-12-15T23:45Z 420K followers, 108.8K engagements
"The HIDDEN Medicare TRAP Waiting When You Sell Your Home AFTER Age [--] ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 Most retirees eventually sell their home and many unknowingly trigger a massive IRMAA surcharge that can add up to $13872 in extra Medicare costs. In this video Geoff shows why it happens how home sale profits drive Medicare premiums higher and the exact steps to avoid most of the damage. _____________________________________ How"
YouTube Link 2025-11-30T23:00Z 420K followers, 571.7K engagements
"10 Simple Tips for Living on Social Security Alone ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 Living on Social Security alone These [--] proven tips help retirees stretch Social Security benefits reduce expenses and stay happybased on proven retirement data. _____________________________________ How prepared are you for retirement Take our Free Retirement Readiness quiz to find out https://holyschmidt.com/quiz CHAPTERS 00:00 Overview 01:05 Tip 1"
YouTube Link 2025-11-13T23:00Z 420K followers, 122.3K engagements
"Gen X's Money Struggles Explained This video discusses The real reasons Gen X is in financial trouble and importantly what Gen X can about it. CHAPTERS 00:00 Introduction - Gen X is Facing "Wealth Scarring" 01:15 Issues Gen X Needs to Deal With 03:38 Financial Shortfall of Gen X 04:48 The Hidden Changes That Happened 06:36 Age Discrimination is Real 08:58 Gen X Faces Debt Overload _____________________________________ If you're still using spreadsheets for your financial planning you're doing it the HARD WAY. Check out the best planning software I've found - BOLDIN (prev. NewRetirement)"
YouTube Link 2025-10-19T22:00Z 419K followers, 88.3K engagements
"2026 Social Security Guide: Master Your Benefits Easily #shorts Navigate [----] Social Security with ease. Get your FREE Quick Guide detailing all the essential information. Download now from holyschmidt.com/quickguide. #SocialSecurity #RetirementPlanning #FinancialGuide #QuickGuide"
YouTube Link 2026-02-14T00:33Z 420K followers, [----] engagements
"Why SO MANY Retirees Look Rich but Live Poor ✅ Use this link to try Boldin personal financial planning software FREE for [--] weeks: https://hlyshm.it/Boldin In this video Geoff explains why some retirees appear wealthy but struggle financially. Using the concept of missgunst he shows how insecurity comparison and the need for status drive destructive money decisions that can quietly ruin retirementeven when everything looks successful on the surface. _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our"
YouTube Link 2026-01-06T23:30Z 420K followers, 71.8K engagements
"Over 80% of Retirees Are Making this HUGE RMD Mistake Is this You Many retirees take only the Required Minimum Distributions (RMDs) from their retirement accounts aiming to preserve capital. A recent study from JP Morgan and the Employee Benefit Research Institute found that 84% of retirees at RMD age were withdrawing only the minimum and 80% of those below RMD age hadnt touched their accounts. While this cautious approach ensures funds last it often misaligns with how retirees actually live and spend. As people age spending typically decreasesabout 10% less per decade. In contrast RMD-driven"
YouTube Link 2024-11-24T22:45Z 420K followers, 309.5K engagements
"When is a Retiree Considered "Wealthy" FRB Data This video discusses what "wealthy" means in retirement. The video uses the most current Federal Reserve Board data and segments the "Age 65+" category into Poor Middle Class Well Off Wealthy and Super Wealthy. Retiring rich is in the eyes of the beholder and while no one definition exists you know it when you see it. This video explores the age old question what does wealthy in retirement mean FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Important Links: Follow Me on INSTAGRAM: https://www.instagram.com/the_schmidtlist/"
YouTube Link 2023-06-19T21:45Z 420K followers, 1.2M engagements
"Retirement Withdrawals - Monthly or Annually Which is Better This video helps the viewer get clear on which retirement withdrawal strategy is better for their specific circumstance to take retirement withdrawals monthly or take them annually. CHAPTERS 00:00 Introduction 00:33 Basics of Withdrawals 01:05 How to Tailor RMD's to Your Lifestyle 01:24 Monthly Retirement Account Withdrawals Positives and Negatives 04:29 Annual Retirement Account Withdrawals Positives and Negatives 08:25 How to Determine Which Retirement Withdrawal Strategy is Best for You FREE Retirement Ready Checklist:"
YouTube Link 2024-06-02T22:45Z 420K followers, 127.2K engagements
"COLA 2026: Is 2.8% Enough For Retirees #shorts The Cost of Living Adjustment (COLA) is set to rise to 2.8% in [----]. While a higher COLA sounds good it's driven by inflation. For retirees relying on more than just Social Security this increase might not be enough to cover rising costs in energy and regional expenses. #COLA #Retirement #Inflation #SocialSecurity #FinancialPlanning"
YouTube Link 2026-02-14T00:38Z 420K followers, [----] engagements
"10 BAD "Assets" That Will Make a Retiree Poor As we go through life we are often hit with purchase or investment "opportunities" that will allegedly make us money save us time or provide some other benefit. These "opportunities" usually turn out to make the seller richer and the buyer poorer. Many people would call these money scams or at least money traps for the uninformed. We cover [--] common "bad assets" retirees regularly purchase in this video. _____________________________________ Chapters: 00:00 Introduction 01:37 The New Car Pitfall 03:14 The Timeshare Promise 04:53 Luxury Luxury"
YouTube Link 2025-04-16T22:01Z 419K followers, 402.3K engagements
"The [--] Column Method: Your Key to Living on Social Security ALONE This video shows you how to live on Social Security alone by maximizing your Social Security payment eliminating your unnecessary expenses shrinking the size your necessary expenses and turning permanent costs into flexible costs. _____________________________________ Talk to our partner CHAPTER the only Medicare Advisor we recommend. CHAPTER provides friendly unbiased recommendations on over [-----] plans - always 100% Free. Call 1- 440-703-1224 and tell them "Geoff Schmidt sent you" or click the link on the right to get started:"
YouTube Link 2025-02-16T23:15Z 419K followers, 444.9K engagements
"Retiring ALONE These [--] Steps Will Protect Your Future This video discusses [--] steps that a SOLO Retiree (widowed divorced or single) should incorporate into their retirement plan to help ensure that they are safe happy and fulfilled. _____________________________________ Talk to our partner CHAPTER the only Medicare Advisor we recommend. CHAPTER provides friendly unbiased help and saves clients an average of $1100 per year - always 100% free to you. Call 1- 440-703-1224 and tell them "Geoff Schmidt sent you" or click this link to get started: https://hlyshm.it/Chapter"
YouTube Link 2025-05-29T22:01Z 419K followers, 33K engagements
"Are Rental Cars a Smart Used-Car Buy The Data Tells the Story ✅ Use this link to try Boldin personal financial planning software FREE for [--] weeks: https://hlyshm.it/Boldin In this video I break down how retirees can save thousands by buying a used rental car. I compare buying a rental car versus buying a car from a dealership show real price data explain the pros and risks and help you decide if this smart alternative makes sense for you. _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course:"
YouTube Link 2025-12-18T23:30Z 420K followers, 78.8K engagements
"Gen X is in BIG Financial Trouble - Here's Why This video discusses why so many from the forgotten generation Gen X are in financial trouble. Importantly the video identifies what they can do about it with the time they have left in the workforce to change direction ASAP. Free report mentioned in the video https://www.nirsonline.org/reports/genx/ Chapters 00:00 Introduction 00:14 Gen X Financial Problems - Hiding in Plain Sight 00:57 Gen X Does Not Have Access to a Pension 02:13 This is How it Ends. 02:58 Gen X Was the First to Have a 401k as their Primary Retirement Plan 03:28 Gen X's"
YouTube Link 2024-10-17T21:45Z 419K followers, 529.1K engagements
"How to Apply for the Paycheck Protection Program The CARES Act provides for $377 billion of small business funding in the form of loans and grants. This video shows you what you need to know to apply for up to $10000000 from that fund using the Paycheck Protection Program (PPP). The video shows you: - how and where to apply - how much time you have before the Paycheck Protection Program ends - the expected uses of the funds - the amount you are eligible to apply for - loan interest rate and payback period and - how to make the loan forgivable (most businesses should be able to comply)"
YouTube Link 2020-04-07T18:00Z 354K followers, [----] engagements
"How "Average Earners" Get 77% MORE in Social Security This video discusses five of the best strategies for you to get the maximum Social Security payment. We show you how to use these strategies together so that in many cases you can receive a 77% higher check than the average Social Security filer making a similar income to you. We make the language and presentation easy to follow with simple tables and charts so that just about anyone can understand this very important and powerful information. FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Important Links: Follow Me on"
YouTube Link 2024-12-12T22:45Z 338K followers, 472.2K engagements
"Why You Should Retire ASAP (10 Reasons) This video discusses [--] excellent reasons to retire as soon as possible. The video discusses the very real time limits we all have when it comes to time in retirement which period of retirement is most impactful to your life (and the lives of others) and what else you should be thinking about besides how much money you will have saved when the day comes. Video Highlighted: How to Pick the Right Financial Advisor [--] Questions: https://www.youtube.com/watchv=sirDFiWFQmU&t=5s FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Holy Schmidt"
YouTube Link 2023-05-21T23:55Z [---] followers, 281K engagements
"Should You Pay Off Your Mortgage BEFORE You Retire Three Factors"
YouTube Link 2025-01-15T23:29Z 317K followers, 25.2K engagements
"Why Retiring in Portugal Should Be at the TOP of Your List This video discusses why retiring in Portugal may be the best overall choice for a retiree looking for the right place to enjoy the next phase of their life. The video discusses the cost of living in Portugal in [----] (it's about 1/3 the cost of the US) the quality of life in Portugal and why retirees are flocking to this country for it's low crime kind hearted people and vibrant ex-Pat retirement community. Not to mention the [--] golf courses [---] castles 300+ museums great entertainment and [---] Michelin rated restaurants. Last but not"
YouTube Link 2022-06-26T20:00Z 349K followers, 112.5K engagements
"Average Retiree Income by Age How Do You Compare This video discusses the average retirement income by age categories [--] to [--] and 75+. The video uses data from the [----] US Census so it is both recent and quite accurate. The video also breaks down the three most common sources of retirement income for most people and highlights the "average" percentage each income stream contributes to a retiree's overall income. LINKS DISCUSSED IN THE VIDEO: [----] US Census Data Income Levels https://www.census.gov/topics/income-poverty/income/data/tables.html Retirement Learning Center - Income Type in"
YouTube Link 2023-08-14T21:45Z 300K followers, 261.2K engagements
"10 Ways Your Social Security Check Could Be Wrong This video discusses [--] of the most common ways your Social Security payment could be calculated wrong. Importantly it also discusses several easy ways to make the determination and what you should do if you discover an error. Get Our FREE Social Security Quick Guide: https://HolySchmidt.com/Quickguide/ OUR THREE MOST POPULAR YOUTUBE VIDEOS OF [----] [--] CHEAP Purchases That Make Retirement SO Much Better: https://youtu.be/Rp3eLIJVlPssi=kKfPQ3E4DrjzC_sZ [--] Things a Retiree Should NEVER Disclose: https://youtu.be/8Vekr5Nwlfgsi=A8XjUik2C2Q7hw54 8"
YouTube Link 2025-02-06T23:00Z 320K followers, 12.9K engagements
"Harvard's [--] Tips to a Smooth Transition to Retirement- HBR This video discusses Harvard Business Review's (HBR) Report: Three Tips for a Smooth Transition to Retirement. Importantly it expands on some of the key concepts to give real world examples that make it easy understand and utilize HBR's suggestions on an easy transition to retirement. FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Important Links: Follow Me on Instagram: https://www.instagram.com/the_schmidtlist/ Geoff's Facebook Page https://Facebook.com/GeoffreyMSchmidt Federal Reserve Board Survey of Consumer"
YouTube Link 2024-08-27T21:45Z 336K followers, 27.8K engagements
"The TRUTH About Social Security Break Even Math Most People Get it Wrong ✅ Chapter Medicare Advisers: http://askchapter.org/schmidt (affiliate link and number). 1-440-703-1224 The Social Security Administration used to teach people about Social Security breakeven as the primary way to decide when to claim benefits. But here's the shocking truth: the majority of people completely ignore breakeven math and take Social Security at [--] anyway. Why Because Social Security breakeven calculations miss crucial real-world factors that actually matter to your financial future. From family circumstances"
YouTube Link 2025-06-13T22:30Z 346K followers, 60.2K engagements
"CPA Discloses: [--] Sources of TAX FREE Retirement Income This video discusses [--] sources of tax free retirement income. The video starts off with more conventional sources of tax free retirement income such as a Roth IRA and municipal bond income and moves toward more unique income streams as the video progresses. Importantly 50%+ of the sources of tax free income most retirees have access to when they leave the workforce. FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Important Links: Follow Me on Instagram: https://www.instagram.com/the_schmidtlist/ Geoff's Facebook Page"
YouTube Link 2024-04-28T21:45Z 356K followers, 53.6K engagements
"Why Net Worth Sky Rockets in Retirement"
YouTube Link 2024-11-28T02:20Z 306K followers, [----] engagements
"Retiring in Two Years Five Things You Must Do RIGHT NOW This video discusses five things you need to get done BEFORE you retire. Some of these have to be done in the right order LINKS DISCUSSED IN THIS VIDEO: Why Most People File for Social Security at Age [--] - Are They Correct https://youtu.be/4XvJowNbnugsi=mZ9MrO-zlNyiF_OF Social Security at Age [--] [--] and [--] Pros and Cons of Each https://youtu.be/jn4auvJ503ssi=_dnbYUqMrigyVDOf CHAPTER GUIDE 00:00 Introduction 01:29 Important to Stay Healthy 02:59 Here are Your Options 05:23 Getting the Numbers Right 07:12 What to Do in Case of an Emergency"
YouTube Link 2024-10-27T21:45Z 320K followers, 81.6K engagements
"Retirees [--] Favorite Ways to Spend Extra Money This video discusses retirees [--] favorite ways to spend extra money. This comes from a survey of over [---] respondents that show very clearly what the top seven "fun money" choices are. At the end of the video we also sneak in another seven (rapid fire) that we think may have been overlooked. FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Important Links: Follow Me on Instagram: https://www.instagram.com/the_schmidtlist/ Geoff's Facebook Page https://Facebook.com/GeoffreyMSchmidt Federal Reserve Board Survey of Consumer"
YouTube Link 2024-04-21T21:45Z 326K followers, 23.7K engagements
"Top [--] Countries to Retire on Social Security - Cheap Peaceful Beautiful This video discusses five countries most people can retire to on Social Security alone. These countries are cheap peaceful and beautiful. Starting with over [--] potential countries we narrowed our list by focusing on essential criteria: each destination had to be peaceful safe and highly cost-effective. But we didnt stop there. We also considered additional factors to ensure a high quality of life for retirees including stunning landscapes modern infrastructure comparable to U.S. standards and established expatriate"
YouTube Link 2024-11-10T22:45Z 367K followers, 363K engagements
"10 REALLY FUN Retirement "Side Hustles" This video discusses [--] really fun part time retirement "side hustles" that add both income and happiness to a retiree's life. Many of these jobs pay very well and don't feel like work at all FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Important Links: Follow Me on Instagram: https://www.instagram.com/the_schmidtlist/ Geoff's Facebook Page https://Facebook.com/GeoffreyMSchmidt Federal Reserve Board Survey of Consumer Finances: https://www.federalreserve.gov/econres/scfindex.htm Social Security Administration Application for"
YouTube Link 2024-02-22T22:45Z 337K followers, 168.6K engagements
"Heres Why Your Social Security Payment Didnt Arrive"
YouTube Link 2025-05-14T23:27Z 337K followers, [----] engagements
"Changing Careers After [--] Strategies and Risks Get your [--] day free trial of Boldin Planner Plus here https://go.Boldin.com/Schmidt Boldin (formerly NewRetirement) is the personal financial planning software that I use. Click the link above for a two week free trial of PlannerPlus. This is an affiliate link which means we earn a small fee if you purchase a subscription. This does not increase your cost. Thinking about a late stage career change Youre not alone. Many professionals in their 50s or 60s find themselves wondering if its time to move on especially when dissatisfaction creeps in or"
YouTube Link 2024-12-29T22:45Z 313K followers, [----] engagements
"Avoid These [--] Things That Can RUIN Retirement This video discusses [--] things that can ruin retirement. These are not new but many will probably be new to you Avoid these events than can ruin your retirement plans and you will be well on your way to a happy carefree life after you hang up your shingle. FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Holy Schmidt Book Club: https://holyschmidt.com/book-club/ Important Links: Follow Me on Instagram: https://www.instagram.com/the_schmidtlist/ Geoff's Facebook Page https://Facebook.com/GeoffreyMSchmidt Federal Reserve Board"
YouTube Link 2022-01-22T00:00Z 350K followers, 145.5K engagements
"10 Things to LEAVE OUT of Your WILL This video discusses [--] things to leave out of your will. It may come as a surprise but not everything you wish to leave to those that you care about should go in your will. This video several key assets to deal with outside of your will. Also the video discusses the one state that has what's called a "superwill statute" where much of this may not apply. FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Important Links: Follow Me on Instagram: https://www.instagram.com/the_schmidtlist/ Geoff's Facebook Page"
YouTube Link 2024-06-06T22:45Z 299K followers, 21.6K engagements
"How a SEP IRA Works - Contributions Benefits Obligations and IRS Form 5305-SEP In this video I show you how a SEP IRA works. I make it easy to understand the plan's benefits limitations rules and obligations if you have employees. I also show you how to calculate SEP IRA contributions and very importantly how to fill out IRS Form 5305-SEP - the single form needed for the Internal Revenue Service to set up a SEP IRA"
YouTube Link 2020-03-29T21:10Z 356K followers, [----] engagements
"New Details on The New Social Security Chief Frank Bisignano The Social Security Administration (SSA) will have a new SSA Tsar on January 20th - Frank Bisignano. This video discusses who he is and what he brings to the table - good and bad. Bisignano current CEO of First Data and current CEO of Fiserv brings private-sector expertise in payment processing. His experience in ensuring accuracy and efficiency for banks and government clients makes him a promising choice for the SSA. Fiservs track record includes handling government benefit disbursements tax payments and home-care verification all"
YouTube Link 2024-12-15T22:45Z 335K followers, 84.1K engagements
"How Car Dealers Make BIG PROFIT Off YOU "Four Circle Method" This video discusses a car dealer's first four customer intake questions that if answered wrong will "checkmate" you into paying thousands of extra dollars when you buy your next car. Importantly we show you how to navigate these questions and help you come out with maximum savings on your car purchase. FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Important Links: Follow Me on Instagram: https://www.instagram.com/the_schmidtlist/ Geoff's Facebook Page https://Facebook.com/GeoffreyMSchmidt Federal Reserve Board"
YouTube Link 2024-08-11T21:45Z 299K followers, 288.2K engagements
"Why You May Need Less Money Than You Think to Retire How much does it cost to retire This video discusses why you may need less money than you think The video also discusses how people actually spend in retirement versus how they spent during their working years as well as taxes and other deductions that workers pay that retirees do not. The video concludes with a discussion about the accurate cost of healthcare in retirement versus the scary numbers that you some might want you to believe. T-Rowe Price article on healthcare costs discussed in the video:"
YouTube Link 2023-09-25T21:00Z 312K followers, 260.8K engagements
"BIGGEST Social Security SHAKE UP in Years Explained 🚑 Chapter Medicare Advisers: http://askchapter.org/schmidt (affiliate link). This video discusses the MASSIVE changes at the Social Security Administration (SSA) over the last [---] days including the infamous 50% OVERPAYMENT CLAWBACK office closures staff reductions and other big changes. _____________________________________ Talk to our partner CHAPTER the only Medicare Advisor we recommend. CHAPTER provides friendly unbiased help and saves clients an average of $1100 per year - always 100% free to you. Call 1- 440-703-1224 or click this"
YouTube Link 2025-05-08T21:00Z 359K followers, 97.2K engagements
"CPA Explains: Trump Tariffs Effect on Your 401k and IRA This video discusses the possible effect of the upcoming Trump Tariffs on your IRA and 401k. We use market and inflation data from previous "tariffs wars" to show potential outcomes. _____________________________________ Talk to our partner CHAPTER the only Medicare Advisor we recommend. CHAPTER provides friendly unbiased help and saves clients an average of $1100 per year - always 100% free to you. Call 1- 440-703-1224 and tell them "Geoff Schmidt sent you" or click this link to get started: https://hlyshm.it/Chapter"
YouTube Link 2025-03-16T22:30Z 334K followers, 52.2K engagements
"Avoid Running Out of Money in Retirement With These [--] Tips Running out of money in retirement is all to common for a lot of retirees. This often comes from engaging in the wrong activities (or not engaging in the right activities) leading up to and in their retirement years. This video discusses [--] tips to avoid running out of money in retirement and could be one of the most important videos you watch. FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Important Links: Follow Me on Instagram: https://www.instagram.com/the_schmidtlist/ Geoff's Facebook Page"
YouTube Link 2024-02-04T22:45Z 299K followers, 73.2K engagements
"4 Major Social Security Updates for 2024: What You Must Know This video discusses four [----] Social Security changes that will have a BIG IMPACT to most people in or near retirement. The video discusses the [----] changes to the Cost of Living Adjustment (COLA) Social Security Earnings Limit the Social Security Earnings Test and the rise in Quarter of Credit dollars amounts. FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Important Links: Follow Me on Instagram: https://www.instagram.com/the_schmidtlist/ Geoff's Facebook Page https://Facebook.com/GeoffreyMSchmidt Federal"
YouTube Link 2023-10-23T23:00Z 300K followers, 460.1K engagements
"Livestream with Geoff Schmidt and Ari Parker Chapter Advisory ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 Get your Medicare and Social Security questions answered live on 10/14/25. To prioritize your questions please send them in advance to Livestream@Holyschmidt.com ____________________ Geoffrey Schmidt CPA Bio: Geoff Schmidt is a CPA who specializes in personal financial education for those approaching or in Retirement. He is an award winning"
YouTube Link 2025-10-13T14:59Z 372K followers, [--] engagements
"How to Be $100000 Ahead for Retirement This video clears up the debate about whether you should you pay off debt before saving for retirement. _____________________________________ If you're still using spreadsheets for your financial planning you're doing it the HARD WAY. Check out the best planning software I've found - BOLDIN (prev. NewRetirement) personal financial planning software. Free [--] week trial and $12 mo ($144/yr after). I use it and recommend it. Use this link to try Boldin for free for [--] weeks: https://hlyshm.it/Boldin _____________________________________ Talk to our partner"
YouTube Link 2025-10-24T22:00Z 377K followers, 12K engagements
"The Windfall Elimination Provision Simplified This video is for anyone who is interested in what happens when someone has earnings not covered by Social Security. "The Windfall Elimination Provision Simplified" breaks down W.E.P. into three easy to understand pieces using non-technical language. Along the way the video answers many of the most commonly asked questions helping clarify the Windfall Elimination Provision. Last but not least the video defines some confusing terms such as Annual Indexed Monthly Earnings (AIME) Government Pension Offset (GPO) Non-Covered Person Primary Insurance"
YouTube Link 2022-12-07T23:00Z 377K followers, 87.7K engagements
"25 Things You Need Know About the Paycheck Protection Program before Applying (PPP) CARES Act/SBA. This video covers the "fine print" of the Paycheck Protection Program. It covers the things that you need to know about the program that most people miss including: - why the banks need you as much as you need them; - how to get a larger "forgivable" loan by consolidating an Economic Injury Disaster Loan (EIDL); - timing you must follow or risk getting left behind; - the simple rules that turn the loan into a grant; - why the Small Business Administration (SBA) is required to get this loan to"
YouTube Link 2020-04-10T23:51Z 406K followers, [---] engagements
"What Happens To Social Security When You Retire Early Age [--] [--] [--] This video discusses what happens to your Social Security payment if you leave the workforce early at age [--] [--] and [--]. _____________________________________ If you're still using spreadsheets for your financial planning you're doing it the HARD WAY. Check out the best planning software I've found - BOLDIN (prev. NewRetirement) personal financial planning software. Free [--] week trial and $120/yr after. I use it recommend it. Use this link to try Boldin for free for [--] weeks: https://hlyshm.it/Boldin"
YouTube Link 2025-04-13T22:00Z 410K followers, 28.8K engagements
"Livestream with Geoff Schmidt and Ari Parker Chapter Advisory ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 With just over [--] weeks to go in the [----] Medicare Annual Enrollment Period this livestream is important. Send your questions in advance to Livestream@HolySchmidt.com _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course: Social Security"
YouTube Link 2025-11-12T00:30Z 377K followers, [----] engagements
"Average Net Worth in Retirement Age [--] [--] [--] This video discloses the average net worth in retirement of people age [--] age [--] and age [--]. Along the way it makes some important distinctions that will allow the viewer to differentiate between the net worth of the super wealthy which skew the average way up and the net worth from those that are insolvent that skew the average down. Important Links: Free "Retirement Ready" Checklist: https://holyschmidt.com/checklist/ Federal Reserve Board Survey of Consumer Finances: https://www.federalreserve.gov/econres/scfindex.htm Social Security"
YouTube Link 2021-05-16T15:00Z 404K followers, 548.3K engagements
"Livestream with Geoff Schmidt and Ari Parker Chapter Advisory ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 Q and A with Chapter Co-Founder Ari-Parker and Geoff Schmidt on Medicare and Social Security _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course: Social Security Simplified. Get $60 Off in October using Coupon Code OCT60 Check it out here:"
YouTube Link 2025-10-28T09:19Z 376K followers, [----] engagements
"Why You Should Consider Retiring to Malaysia Live Well on $687/mo This video discusses why you should consider retiring to Malaysia. From "top 10" globally ranked peace and safety to absurdly low costs (72% less that the US) and the retiree friendly MM2H Visa Malaysia is a must check-out option for those thinking about retiring abroad - especially since 72% of the population speaks english OUR FREE DOWNLOADS Get Our FREE Social Security Quick-Guide https://HolySchmidt.com/QuickGuide/ FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Important Links: Follow Me on Instagram:"
YouTube Link 2025-01-12T22:45Z 406K followers, 38.1K engagements
"Where Should You Keep Cash Now that The Fed is Cutting Rates Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course: Social Security Simplified. Get 20% Off in October using Coupon Code "Oct20." Check it out here: https://holyschmidt.com/SocialSecurity The Fed just cut interest rates in what many think is the beginning of a long interest rate easing cycle. In this video Geoff discusses five strategic places to keep your cash now that the rate cut cycle has begun. _____________________________________ If you're still using spreadsheets"
YouTube Link 2025-09-18T22:00Z 413K followers, 145.9K engagements
"Retirement Money Check: [--] SURPRISING Signs Youre Winning Think youre not ready to retire You might be doing better than you think. In this video we share [--] surprising signs youre winning the retirement money racefrom invisible wealth to multiple income streams. Watch now to find out if you're actually ahead even if it doesnt feel like it. _____________________________________ If you're still using spreadsheets for your financial planning you're doing it the HARD WAY. Check out the best planning software I've found - BOLDIN (prev. NewRetirement) personal financial planning software. Free 2"
YouTube Link 2025-07-03T21:00Z 391K followers, 36.6K engagements
"Is a Fixed Pension REALLY Better than a 401k This video compares the benefits and limitations of a defined payment plan (pension) versus a defined contribution plan (401k IRA 403b). FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Important Links: Follow Me on Instagram: https://www.instagram.com/the_schmidtlist/ Geoff's Facebook Page https://Facebook.com/GeoffreyMSchmidt Federal Reserve Board Survey of Consumer Finances: https://www.federalreserve.gov/econres/scfindex.htm Social Security Administration Application for Benefits https://secure.ssa.gov/iClaim/rib Current"
YouTube Link 2024-01-16T03:15Z 401K followers, 95.6K engagements
"Retire Smart: The Best and Worst Months to Leave Your Job Why Timing Your Retirement Month REALLY Matters. When planning for retirement most people focus on savings and investments but the exact month you retire can have a significant impact on your finances and benefits. From taxes to healthcare company perks to pensions the timing of your exit can make a big difference. Heres a general overview of why this matters and what to consider. Final Payouts Many employers provide a final payout upon retirement such as severance unused vacation pay or other bonuses. While this can be a financial"
YouTube Link 2024-11-20T22:45Z 383K followers, 66.7K engagements
"Social Security Q&A Live December [--] @ 7:00PM EST ✅ Use this link to try Boldin personal financial planning software FREE for [--] weeks: https://hlyshm.it/Boldin This livestream is to discuss your questions on Social Security Retirement Benefits _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course: Social Security Simplified. Check it out here: https://holyschmidt.com/SocialSecurity _____________________________________ If you're still using spreadsheets for your financial planning you're doing it"
YouTube Link 2025-12-09T11:39Z 420K followers, [----] engagements
"What Happens to Your Social Security Payment if You Retire in Your 50's In this video I discuss what happens to your Social Security payment if you retire [--] [--] even [--] years earlier than most people. A special note of congratulations. If you have arranged your life to get out of the race early - well done Don't forget to get a copy of my retirement ready checklist (see link below). Important Links: Free "Retirement Ready" Checklist: https://holyschmidt.com/checklist/ Federal Reserve Board Survey of Consumer Finances: https://www.federalreserve.gov/econres/scfindex.htm Social Security"
YouTube Link 2021-04-01T16:30Z 381K followers, 278.7K engagements
"5 Part Time Jobs That Make Retirement SO Much Better This video discusses why "working in retirement" has double over the last several decades and importantly. [--] VERY SATISFYING part time jobs that will improve not only your wallet but also your retirement. ✅ If you're still using spreadsheets for your financial planning you're doing it the HARD WAY. Check out the best planning software I've found - BOLDIN (prev. NewRetirement) personal financial planning software. Free [--] week trial and $120/yr after. I use it recommend it. Use our affiliate link to try Boldin for free for [--] weeks:"
YouTube Link 2025-06-04T21:00Z 374K followers, 128.3K engagements
"Join Geoff Schmidt Live to Discuss Your Questions on Social Security ✅ Use this link to try Boldin personal financial planning software FREE for [--] weeks: https://hlyshm.it/Boldin This livestream is to discuss your questions on Social Security Retirement Benefits. Survivor Benefit Link: https://www.ssa.gov/OP_Home/handbook/handbook.04/handbook-0407.html _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course: Social Security Simplified. Check it out here: https://holyschmidt.com/SocialSecurity"
YouTube Link 2025-12-15T19:57Z 420K followers, [----] engagements
"Retirement RED FLAGS - Fix These [--] Things BEFORE You Retire This video discusses seven common red flags that indicate you may not be ready to retire. Fix these BEFORE You retire if at all possible. 00:00 Introduction 00:17 Haven't hit savings goals 02:04 Don't know where your cashflow is coming from 03:25 Don't know how much you're going to pay in taxes 04:20 Don't know how inflation will affect your life 05:28 Still in debt 06:36 Sitting around is your post retirement social plan 07:50 Not having a budget FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Important Links:"
YouTube Link 2024-02-26T22:45Z 380K followers, 65.7K engagements
"Livestream with Geoff Schmidt and Ari Parker Chapter Advisory ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 With just over [--] weeks to go in the [----] Medicare Annual Enrollment Period this livestream is important. Send your questions in advance to Livestream@HolySchmidt.com Recommended Videos: [--] Big Changes to Social Security in 2026: https://youtu.be/3OD7Xd9o9fQ [---] Million Medicare Advantage Plans Canceled Here's Why: https://youtu.be/o_VZqXEzcaU"
YouTube Link 2025-11-04T20:29Z 376K followers, [----] engagements
"CPA Discusses New Bill to Make Social Security TAX FREE This video discusses the "You Earned it You Keep it Act" currently being reviewed in Congress. The Act if passes will make all Social Security payments tax free to the recipients. It does face quite a few hurdles the most difficult of which is getting support in an election year. FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Important Links: Follow Me on Instagram: https://www.instagram.com/the_schmidtlist/ Geoff's Facebook Page https://Facebook.com/GeoffreyMSchmidt Federal Reserve Board Survey of Consumer Finances:"
YouTube Link 2024-03-26T21:45Z 356K followers, 278.8K engagements
"Livestream with Geoff Schmidt and Ari Parker Chapter Advisory ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 In this livestream Geoff answers your Social Security questions and Ari answers your Medicare questions. Send your questions in advance to Livestream@HolySchmidt.com _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course: Social Security"
YouTube Link 2026-01-19T16:48Z 420K followers, [----] engagements
"Geoff Schmidt Discusses the New Changes to Social Security ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 In this livestream Geoff discusses the [--] new changes to Social Security. Cost of Living Adjustment Full Retirement Age Earnings Limit Wage Cap Bend Points Recommended Videos: [--] Big Changes to Social Security in 2026: https://youtu.be/3OD7Xd9o9fQ [---] Million Medicare Advantage Plans Canceled Here's Why: https://youtu.be/o_VZqXEzcaU Free Download"
YouTube Link 2025-10-30T23:15Z 376K followers, [----] engagements
"Trump's BIG PLAN for Medicare Drug Prices This video covers the changes we anticipate in the Medicare Prescription Drug Program now that the Trump Administration (and RFK Jr.) have taken control of the Department of Health and Human Services Medicare and Medicaid. _____________________________________ Talk to our partner CHAPTER the only Medicare Advisor we recommend. CHAPTER provides friendly unbiased recommendations on over [-----] plans - always 100% Free. Call 1- 440-703-1224 and tell them "Geoff Schmidt sent you" or click the link on the right to get started: https://hlyshm.it/Chapter"
YouTube Link 2025-02-12T22:00Z 337K followers, 36.8K engagements
"5 Social Security LOOPHOLES That Can Make You Thousands This video discusses [--] Social Security loopholes that can make you thousands of extra dollars on your Social Security payment. _____________________________________ Talk to our partner CHAPTER the only Medicare Advisor we recommend. CHAPTER provides friendly unbiased help and saves clients an average of $1100 per year - always 100% free to you. Call 1- 440-703-1224 and tell them "Geoff Schmidt sent you" or click this link to get started: https://hlyshm.it/Chapter _____________________________________ If you're still using spreadsheets"
YouTube Link 2025-02-24T23:45Z 322K followers, 59.8K engagements
"How Much Car You Can REALLY Afford on a Fixed Income ✅ Chapter Medicare Advisers: http://askchapter.org/schmidt (affiliate). 1-440-703-1224 How much car can you really afford in retirement Its not about what the dealership approvesits about what fits your long-term financial life. In this episode we break down down a practical framework to help retirees and fixed-income households avoid costly mistakes when buying a car. We also discuss popular rules like the 20/4/10 Rule and the 5% of Net Worth Rule _____________________________________ OUR THREE MOST POPULAR YOUTUBE VIDEOS OF [----] [--] CHEAP"
YouTube Link 2025-06-20T21:30Z 405K followers, 30.6K engagements
"Average Net Worth at Age [--] Ready to Retire ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 This video discusses the average net worth and income for a [--] year old. _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course: Social Security Simplified. Get $60 Off in October using Coupon Code OCT60 Check it out here: https://holyschmidt.com/SocialSecurity"
YouTube Link 2025-10-29T22:00Z 410K followers, 29.4K engagements
"Why Your "Rebalanced" Target Date Fund STILL Crashed in [----] This video discusses why your target date fund which is supposed to rebalance its investment mix as you approach and enter retirement STILL crashed in [----]. Many retirees are both perplexed and even downright angry about their target date fund's performance. After all the fund is supposed to rebalance from risky equity investments to less risk fixed income investments so what happen This video examines the conflux of issues that caused target date funds to perform nearly as badly (and worse in some cases) as the major indices in the"
YouTube Link 2022-10-12T15:00Z 339K followers, 20.8K engagements
"6 SECRETS Retirees Should NEVER Disclose ✅ Get $60 Off my course Social Security Simplified in October. Use Coupon Code: OCT60 Check it out here: https://holyschmidt.com/SocialSecurity This video discusses [--] SECRETS retirees should keep to themselves. _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course: Social Security Simplified. Get 20% Off in October using Coupon Code "Oct20." Check it out here: https://holyschmidt.com/SocialSecurity _____________________________________ If you're still using"
YouTube Link 2025-10-12T22:00Z 376K followers, 139.2K engagements
"Average Net Worth at Age [--] has SKYROCKETED [----] If you search What is the average net worth of a 60-year-old youll find wildly different answers. Why Confusing data misleading averages and hidden agendas. In this video I break down whats real whats not and what you should focus on. _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course: Social Security Simplified. Get 20% Off in October using Coupon Code "Oct20." Check it out here: https://holyschmidt.com/SocialSecurity"
YouTube Link 2025-09-23T23:00Z 394K followers, 54.9K engagements
"The Secret Weapon for Retirement DIYers Interview with Boldin CEO This is an in depth interview with Steve Chen CEO of Boldin (f/k/a NewRetirement) the personal financial planning software that I personally use and recommend. Steve talks about Social Security tax and retirement planning the evolution of the company what users can expect from Boldin software and what's coming next for Boldin Try Boldin for [--] weeks free (affiliate link): https://go.Boldin.com/Schmidt _____________________________________ OUR THREE MOST POPULAR YOUTUBE VIDEOS OF [----] [--] CHEAP Purchases That Make Retirement SO"
YouTube Link 2025-04-15T22:00Z 398K followers, 51.1K engagements
"Join Geoff Schmidt Live to Discuss Your Questions on Social Security ✅ Use this link to try Boldin personal financial planning software FREE for [--] weeks: https://hlyshm.it/Boldin This livestream is to discuss your questions on Social Security Retirement Benefits. Survivor Benefit Link: https://www.ssa.gov/OP_Home/handbook/handbook.04/handbook-0407.html _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course: Social Security Simplified. Check it out here: https://holyschmidt.com/SocialSecurity"
YouTube Link 2025-12-17T01:34Z 396K followers, [---] engagements
"10 Things Happy Retirees Do Well MOST COST $0 This video discusses [--] things happy retirees do well. One of the top questions we see on Holy Schmidt is how to have a happy retirement. Everywhere you turn people have successful retirement tips that range from useful to downright silly. This video culls down those lists into [--] retirement recommendations that are researched manageable and for the most part free. Important Links: Follow Me on Instagram: https://www.instagram.com/the_schmidtlist/ Free "Retirement Ready" Checklist: https://holyschmidt.com/checklist/ Federal Reserve Board Survey of"
YouTube Link 2021-07-03T13:00Z 410K followers, 569.8K engagements
"8 Ways You Can LOSE Your Social Security Payment This video discusses [--] ways you can lose your Social Security payment some without warning FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Important Links: Follow Me on Instagram: https://www.instagram.com/the_schmidtlist/ Geoff's Facebook Page https://Facebook.com/GeoffreyMSchmidt Federal Reserve Board Survey of Consumer Finances: https://www.federalreserve.gov/econres/scfindex.htm Social Security Administration Application for Benefits https://secure.ssa.gov/iClaim/rib Current Social Security Cost of Living Adjustment"
YouTube Link 2024-09-24T21:45Z 374K followers, 504.8K engagements
"Retirees Spend 80% of Their Income in These [--] Areas How Do You Compare This video highlights the five major categories where retirees spend 80% of their income. The data is broken down by average dollar amount and percentage for easy comparison. The video also gives [--] proven and easy ways to reduce spending in these categories while at the same time maintaining approximately the same quality of life in retirement. DATA Bureau of Labor Statistics Survet of Consumer Finance September [----] https://www.bls.gov/cex/ Private Label Manufacturers Association https://plma.com/ 00:00 Introduction"
YouTube Link 2023-02-16T22:45Z 400K followers, 1.6M engagements
"CPA Explains: Trump Tax Cuts Social Security Tips and Many More This video discusses the proposed tax cuts and a tax rumor or two that were discussed on the campaign trail. We also discuss the likelihood of the continuation of the Tax Cuts and Jobs Act (TCJT) that was enacted January [----]. Now that the election is behind us its time to focus on what it means for you and your finances. Campaign promises were made and with the new balance of power in Washington some of those promises may now become reality. In this video well explore the potential tax and policy changes coming your way. One"
YouTube Link 2024-11-18T22:45Z 397K followers, 180.5K engagements
"Average Retirement Savings at Age [--] This short discloses the average retirement savings of a retiree"
YouTube Link 2024-04-21T00:33Z 410K followers, 66.8K engagements
"Here's What You Can NOW DO at Age [--] 1/2 Most Missed Opportunities This video discusses the BIG MISSED financial opportunities (and warnings) that come with turning [--] 1/2 - penalty free withdrawals are just the beginning _____________________________________ Check out the BEST DIY PERSONAL FINANCIAL PLANNING SOFTWARE I've found - BOLDIN (prev. NewRetirement). If you're still doing your FINANCIAL PLANNING with spreadsheets you're doing it the HARD WAY. Free [--] week trial and $120/yr after. I use it and recommend it. Use this link to try Boldin for free for [--] weeks: https://hlyshm.it/Boldin"
YouTube Link 2025-03-02T23:30Z 413K followers, 988.1K engagements
"5 Biggest Social Security MYTHS of [----] ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 This video discusses the [--] newest Social Security "MYTHS" that have come out in [----] that are dead-wrong _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course: Social Security Simplified. Get 20% Off in October using Coupon Code "Oct20." Check it out here:"
YouTube Link 2025-11-06T23:00Z 377K followers, [----] engagements
"Still Working Past [--] [--] Medicare Mistakes You Cant Afford to Make ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 If youre working after age [--] watch out for these costly Medicare mistakes. Learn which rules apply who pays first and how to avoid expensive penalties. _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course: Social Security Simplified. Check"
YouTube Link 2025-11-03T23:00Z 377K followers, 13.8K engagements
"J.P. Morgan Research: [--] Unexpected Retirement Spending Trends There are certain retirement spending "rules of thumb" that we all assume are true. But a new JPMorgan study has revealed that several might be too restrictive. This video discloses what they are and what this might mean for you. _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course: Social Security Simplified. Get 20% Off in October using Coupon Code "Oct20." Check it out here: https://holyschmidt.com/SocialSecurity"
YouTube Link 2025-09-28T22:00Z 375K followers, 26.8K engagements
"Reporting Capital Gains on IRS Form [----] and Schedule D IRS Form [----] has caused many sleepless nights for people over the years. In this video Geoffrey Schmidt CPA shows you just how easy it is to fill out Form [----]. More importantly he gives a simple example so that you fully understand exactly what you need to know and how you need to think about Form [----]. All in just over [--] minutes"
YouTube Link 2020-01-26T22:35Z 409K followers, 69.8K engagements
"Is it OK to Retire With a Mortgage Surprising Results What happens if you still have a mortgage when you retire Surprisingly many people do This video discusses the pros and cons of having a mortgage in retirement and examines the reasons behind the common belief that is bad to have a mortgage in retirement. Many are sound are few are not. The video also discusses the risks associated with the "pro-mortgagers" point of view and concludes with specific conditions where it might make sense to have a mortgage in retirement. FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Holy"
YouTube Link 2022-01-31T00:00Z 400K followers, 190K engagements
"How to GET OUT OF DEBT FAST on a FIXED INCOME Debt in retirement can make enjoying your golden years quite difficult. Funds that should rightfully be directed to maximizing your years ahead are instead used to service the payment on high interest debt. The worst part is that there is no end in sight because credit cards are not designed to for the user to pay them down in a sensible manner. This video discusses the fastest way for someone on a fixed income to pay down debt while maintaining a lifestyle. Important Links: Free "Retirement Ready" Checklist: https://holyschmidt.com/checklist/"
YouTube Link 2021-04-14T15:00Z 394K followers, 51.3K engagements
"7 Common NEGATIVE Surprises the First Year of Retirement ✅ Confused about Social Security Check out my new course Social Security Simplified: https://holyschmidt.com/socialsecurity Retirement is supposed to be relaxing but for many the first year comes with a few unwelcome surprises. In this video I dive into what retirees arent expectingbut absolutely should be. These insights come from real stories honest conversations and a bit of personal experience. If youre nearing retirement or already there this ones for you. Avoid the traps plan with confidence and learn what most people only find"
YouTube Link 2025-08-17T22:00Z 376K followers, 40.6K engagements
"Should You Claim Social Security EARLY to Invest ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 In this video we tackle one of the biggest Social Security debates online: should you claim at [--] and invest the checks or wait and let your benefit grow We break down the math taxes earnings limits and real market risk so you can choose the best strategy for your retirement. _____________________________________ Confused about how Social Security works"
YouTube Link 2026-01-18T23:30Z 420K followers, 16.3K engagements
"How Much You Should Have Saved for Retirement by Age [--] [--] [--] This video discusses how much you should have saved for retirement by age [--] [--] and [--]. "How Much You Should Have Saved for Retirement by Age [--] [--] 65" also discusses some of the flaws in the methodology used by different companies that come up with the recommendations highlighted in the video. Most importantly the video puts forward some important questions that every retiree and near retiree should consider. 00:00 Introduction 00:32 Savings has not kept up with recommendations 00:49 About fund companies recommendations for"
YouTube Link 2023-01-08T23:00Z 381K followers, 248.5K engagements
"Social Security Survivor Benefits [---] - How It Works Social Security Survivor Benefits [---] covers the basics that everyone should know about the Social Security Survivors Benefit. This video covers three different scenarios: what the survivor receives if their spouse never filed for Social Security what they receive if their spouse filed for Social Security at Full Retirement Age (FRA) and what they receive it their spouse filed for Social Security before full retirement age. Shown below is the survivor payment "haircut" schedule discussed in the video. Note this is current as of 2020."
YouTube Link 2021-02-27T17:00Z 407K followers, 299.9K engagements
"Work One More Year Before Retiring Why This Decision is HUGE Should you retire nowor work one more year Discover how a decision from [----] still shapes your future today. Well explore the surprising origins of retirement why just one more year may be more powerful (or dreadful) than you think and what factors truly matter when making one of lifes biggest decisions. _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course: Social Security Simplified. Get 20% Off in October using Coupon Code "Oct20.""
YouTube Link 2025-09-21T22:00Z 381K followers, 46.7K engagements
"84% of Retirement Account Holders Never Take More Than the RMD"
YouTube Link 2024-11-25T02:33Z 387K followers, 44.1K engagements
"The [--] MOST IMPORTANT Things to Own in Retirement This video discusses seven of the most important things needed for retirement. Specifically what you need to own to retire. This list is based on comments and polls run on HolySchmidt.com and here on YouTube. Important Links: Follow Me on Instagram: https://www.instagram.com/the_schmidtlist/ Free "Retirement Ready" Checklist: https://holyschmidt.com/checklist/ Federal Reserve Board Survey of Consumer Finances: https://www.federalreserve.gov/econres/scfindex.htm Social Security Administration Application for Benefits"
YouTube Link 2021-09-21T23:00Z 413K followers, 682.5K engagements
"2025 Social Security Changes - BIONIC SPEED This is a high speed short on five big changes to Social Security"
YouTube Link 2025-01-10T02:40Z 409K followers, 623.6K engagements
"Average Retirement Savings at Age [--] Are You Ahead or Behind This video discusses the average retirement savings of a [--] year old. The data comes from the highly reliable Federal Reserve Board's Survey of Consumer Finances (11/2023) FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Important Links: Follow Me on Instagram: https://www.instagram.com/the_schmidtlist/ Geoff's Facebook Page https://Facebook.com/GeoffreyMSchmidt Federal Reserve Board Survey of Consumer Finances: https://www.federalreserve.gov/econres/scfindex.htm Social Security Administration Application for"
YouTube Link 2024-09-10T21:45Z 376K followers, 606.6K engagements
"Here's What You Can NOW DO at Age [--] Most Missed ✅ Confused about Social Security Check out my new course Social Security Simplified: https://holyschmidt.com/socialsecurity Turning age [--] is a major milestone in retirement. Its the first age when retirement truly feels realand when several important opportunities begin to unlock. In this video I outline what becomes available at age [--] and explain why understanding these changes can shape your financial and lifestyle decisions for years to come. Too often people focus only on one well-known option but theres much more to consider at this age."
YouTube Link 2025-08-21T22:00Z 407K followers, 228.9K engagements
"LAST CALL Social Security and Medicare Q&A Live Special Guest Ari Parker ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 With just under [--] days to go in the [----] Medicare Annual Enrollment Period this livestream is important. Send your questions in advance to Livestream@HolySchmidt.com _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course: Social Security"
YouTube Link 2025-12-02T03:42Z 420K followers, [----] engagements
"Paycheck Protection Program - [--] FAQ's (Sole Proprietor to [--] Employees) - PPP Loan These are the most frequently asked questions on the SBA's Paycheck Protection Program (PPP) on my channel and site Deductions.TAX as of April [--] [----]. Many of these are focused on micro-businesses (5 or less employees) but the answers apply to larger companies that qualify for the PPP as well. About the Paycheck Protection Program ("PPP") The PPP is administered through the Small Business Administration in coordination with private banks to deliver $659 Billion in loans many of them forgivable to help small"
YouTube Link 2020-04-27T12:00Z 411K followers, [---] engagements
"The [--] KEY Things Happy Retirees Get Right $0 Cost This video "The [--] KEY Things Happy Retirees Get Right" combines information from one of Harvard Medical School's longest running studies AARP data and other sources to reveal [--] key factors to a happy retirement. These don't cost anything (or very little) but will make a huge impact on the quality of your retirement. Happiness in retirement is not all about how much you own and have in your investment accounts but rather it is about what you do in retirement and many perhaps even most of a happy retirement cost very little. FREE Retirement"
YouTube Link 2022-09-11T12:45Z 410K followers, 57.3K engagements
"Claiming Social Security at [--] Don't Miss This Special Rule This video discusses a special rule that makes filing for Social Security at age [--] a little safer. _____________________________________ Talk to our partner CHAPTER the only Medicare Advisor we recommend. CHAPTER provides friendly unbiased help and saves clients an average of $1100 per year - always 100% free to you. Call 1- 440-703-1224 and tell them "Geoff Schmidt sent you" or click this link to get started: https://hlyshm.it/Chapter _____________________________________ If you're still using spreadsheets for your financial"
YouTube Link 2025-06-26T21:01Z 376K followers, 102.8K engagements
"Paycheck Protection Program #2 Just Approved - APPLY ASAP ($310 billion PPP CARES Act Phase 3.5) The US Government just funded an additional $310 Billion top up to the SBA Paycheck Protection Program (PPP) on a first-come-first-service basis. This is part of an overall increase to the CARES Act Economic Stimulus Bill. The first $349 billion PPP was depleted in just [--] days so you must move now. This video explains the Paycheck Protection Program rules and the new PPP #2 loan. About the Paycheck Protection Program (PPP) The world is in the worst recession since World War II and the United"
YouTube Link 2020-04-24T16:41Z 411K followers, [---] engagements
"Geoff Schmidt CPA Livestream - August [--] 2025: Get Your Social Security Questions Answered Geoff Schmidt CPA Registered Social Security Analyst Livestream - August [--] 2025: Get Your Social Security Questions Answered. _____________________________________ Talk to our partner CHAPTER the only Medicare Advisor we recommend. CHAPTER provides friendly unbiased help and saves clients an average of $1100 per year - always 100% free to you. Call 1- 440-703-1224 and tell them "Geoff Schmidt sent you" or click this link to get started: https://hlyshm.it/Chapter _____________________________________ If"
YouTube Link 2025-08-01T19:53Z 395K followers, [----] engagements
"How to Manage Your Money Like the 1% ✅ Use this link to try Boldin for free for [--] weeks: https://hlyshm.it/Boldin This video discusses [--] important money rules that are usually reserved for the top 1% but you can take advantage of these today. This video takes a deep dive into the money philosophies of the super rich. _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course: Social Security Simplified. Get 20% Off in October using Coupon Code "Oct20." Check it out here:"
YouTube Link 2025-10-09T22:30Z 376K followers, 104.8K engagements
"How Retirees Use SILENCE as a Powerful Tool This video discusses how retirees use "Silence" as a secret weapon in their everyday lives. It discusses using the gravitas of silence to deal with bad people and the kindness of silence to help those that you care about most. FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Important Links: Follow Me on Instagram: https://www.instagram.com/the_schmidtlist/ Geoff's Facebook Page https://Facebook.com/GeoffreyMSchmidt Federal Reserve Board Survey of Consumer Finances: https://www.federalreserve.gov/econres/scfindex.htm Social"
YouTube Link 2024-05-26T22:45Z 322K followers, 59.5K engagements
"What RICH PEOPLE Know About 401(k)s That YOU Dont This video discusses LITTLE KNOWN tips loopholes and strategies that the RICH use to get MORE from their 401(k)s than most other people. Even one or two of these can make a huge difference to YOUR wealth in retirement. The term "401(k) secrets" sounds like something too good to be true but the reality is that people with better information don't think of their "secrets" as secrets at all. It's just part of their daily lives. OUR THREE MOST POPULAR YOUTUBE VIDEOS OF [----] [--] CHEAP Purchases That Make Retirement SO Much Better:"
YouTube Link 2025-04-28T22:00Z 379K followers, 66.3K engagements
"The Five Categories Where Retirees Spend Most of Their Money How Do You Compare ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 Retirement can look glamorous from the outside. In this video we reveal the straight facts on where retirees actually spend their money by the dollar using trusted BLS data. _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course:"
YouTube Link 2026-01-19T23:30Z 420K followers, 32.8K engagements
"Medicare Hold Harmless Rule 30% NOT PROTECTED Are You ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 Is it possible for your Social Security payment to GO DOWN Absolutely This video discusses the Medicare Hold Harmless Provision including the three big catches that stop about one out of three people from taking advantage of the rule. _____________________________________ How prepared are you for retirement Take our Free Retirement Readiness quiz to"
YouTube Link 2025-11-20T23:01Z 416K followers, 83.4K engagements
"5 Hidden STATE TAXES That Can Surprise Retirees When retirees talk about state taxes they usually focus on just one thing: income tax. And of course thats importantbut its only part of the picture. In this video we uncover FIVE MORE state-level taxes that can quietly drain your retirement savings even in so-called tax-friendly states. Well compare how two similar sized statesNew York and Floridafund everything from roads to schools and why zero income tax doesnt mean zero tax. Spoiler: The real surprise comes from states that appear affordable but hide their taxes in plain sight. Whether"
YouTube Link 2025-07-27T22:00Z 395K followers, 149K engagements
"Social Security Divorce Benefits MADE EASY Understanding Social Security ex-spouse benefits is not the first thing that comes to mind when two people are going through a divorce. But later after the smoke has cleared it can be a life saver for the ex-spouse. This video covers everything you need to know about Social Security Divorcee benefits and covers both Spousal and Survivor benefits. It also covers off the benefit if the primary filer takes Social Security benefits early at full retirement age or late. Finally the video shows how the ex-spouse can file for Social Security spousal"
YouTube Link 2021-01-31T17:00Z 399K followers, 77.5K engagements
"How Social Security SPOUSAL BENEFITS Work in TWO INCOME Marriages ✅ Social Security Simplified 50% Discount (limited time): https://holyschmidt.com/socialsecurity What happens when BOTH spouses have their own Social Security benefits Can you claim your own benefit first then switch to the larger spousal benefit later or the other way around Most Social Security tutorials assume one working spouse and one stay-at-home spouse. But what if you both worked and earned your own benefits This creates a completely different set of rules that can be confusing and costly if you get them wrong. In this"
YouTube Link 2025-08-11T21:01Z 384K followers, 18.6K engagements
"5 - 401(k) MISTAKES That Could Cost You THOUSANDS in Retirement Chapter Medicare Advisers: http://askchapter.org/schmidt (affiliate link) This video discusses five 401(k) mistakes that retirees regularly make that could cost tens of thousands of dollars in retirement. _____________________________________ Talk to our partner CHAPTER the only Medicare Advisor we recommend. CHAPTER provides friendly unbiased help and saves clients an average of $1100 per year - always 100% free to you. Call 1- 440-703-1224 and tell them "Geoff Schmidt sent you" or click this link to get started:"
YouTube Link 2025-05-16T21:01Z 376K followers, 36.5K engagements
"Here's Why Your [----] COLA Adjustment "Feels Wrong" ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 Think the [----] COLA feels off Youre not alone. Millions say Social Securitys 2.8% increase doesnt reflect real costs. Heres why the math feels wrong. _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course: Social Security Simplified. Check it out here:"
YouTube Link 2025-10-31T22:01Z 376K followers, 59.8K engagements
"Social Security and Medicare Q&A Live Special Guest Ari Parker ✅ Need Medicare Help Get FREE personalized guidance from our trusted partner Chapter they represent all major plans and will help you find the one thats right for YOU. 📞 Call Now: 440-703-1224 With just under [--] weeks to go in the [----] Medicare Annual Enrollment Period this livestream is important. Send your questions in advance to Livestream@HolySchmidt.com _____________________________________ Confused about how Social Security works for you Go from beginner to confident in under [--] hours with our course: Social Security"
YouTube Link 2025-11-18T02:18Z 416K followers, [----] engagements
"Do You Have Candide Syndrome #money #shorts"
YouTube Link 2025-02-12T21:30Z 320K followers, [----] engagements
"Retiring Soon Your Expenses May Actually Go Up - Heres Why ✅ Use this link to try Boldin personal financial planning software FREE for [--] weeks: https://go.boldin.com/schmidt Youll likely spend more than expected in retirement as healthcare lifestyle upgrades housing family support and inflation push retirement expenses higher. This video explains why retirement costs often rise instead of fall and shows exactly where retirees overspend so you can plan better for a financially stable retirement. _____________________________________ Confused about how Social Security works for you Go from"
YouTube Link 2025-12-11T23:30Z 395K followers, 15.4K engagements
"Average Social Security Payment by Age We all love to benchmark ourselves against others and knowing the average Social Security payment by age helps us make sense of the world around us. This video will give you the average payment across a whole spectrum of ages and talks about the source and methodology of this information. Knowing the average Social Security payment by age has another important function: it allows you to understand where others are landing so that you can get land there too - or at least know what makes up their payment versus what makes up yours (for reference there are"
YouTube Link 2021-01-01T21:00Z 376K followers, 367.7K engagements
Limited data mode. Full metrics available with subscription: lunarcrush.com/pricing