#  @devincarroll Devin Carroll, CFP® Devin Carroll, CFP® posts on YouTube about social security, retirement, social, if you the most. They currently have [-------] followers and [---] posts still getting attention that total [------] engagements in the last [--] hours. ### Engagements: [------] [#](/creator/youtube::UCy8uDv16fjTy51bz0iS8T-Q/interactions)  - [--] Week [------] +41% - [--] Month [-------] -0.05% - [--] Months [---------] -45% - [--] Year [---------] +93% ### Mentions: [--] [#](/creator/youtube::UCy8uDv16fjTy51bz0iS8T-Q/posts_active)  - [--] Months [--] -1.40% - [--] Year [---] +142% ### Followers: [-------] [#](/creator/youtube::UCy8uDv16fjTy51bz0iS8T-Q/followers)  - [--] Week [-------] +0.21% - [--] Month [-------] +0.21% - [--] Months [-------] +1.70% - [--] Year [-------] +5.30% ### CreatorRank: [-------] [#](/creator/youtube::UCy8uDv16fjTy51bz0iS8T-Q/influencer_rank)  ### Social Influence **Social category influence** [finance](/list/finance) [celebrities](/list/celebrities) [us election](/list/us-election) **Social topic influence** [social security](/topic/social-security) #49, [retirement](/topic/retirement) #288, [social](/topic/social), [if you](/topic/if-you), [break](/topic/break), [how to](/topic/how-to), [the most](/topic/the-most), [walk](/topic/walk), [money](/topic/money), [in the](/topic/in-the) ### Top Social Posts Top posts by engagements in the last [--] hours "Trumps New Tax Law: Retirees Cant Afford to Waste the Next Four Years Trumps New Tax Law Is Signed. Retirees Have a 4-Year Window to Act The new tax law is official and if you are retired or retiring soon this could be one of the best tax planning opportunities youll see for the rest of your life. You have a short four-year window to take action. In this video Ill explain whats changed whats staying the same and how to use this new law to lower your tax bill and strengthen your retirement plan. 🧠 Heres what youll learn: How the new standard deduction works for retirees What the senior bonus" [YouTube Link](https://youtube.com/watch?v=7cNI9VupWVw) 2025-07-05T21:24Z 477K followers, 2.5M engagements "Roth Conversions Have Changed: The Math You Were Using Is Now Wrong If youve ever considered doing a Roth conversion or maybe youre already in the middle of a multi-year plan youll likely want to go back and revisit that after this because some major tax planning assumptions have shifted and even if you have a plan in place right now its probably out of date. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your Roth conversion plan with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 📢 Get the Ultimate Retirement &" [YouTube Link](https://youtube.com/watch?v=SSJ3_wn1AF8) 2025-07-12T19:45Z 477K followers, 221.7K engagements "Working and Receiving Social Security (The New Rules for 2026) In this video well break down the new [----] Social Security earnings limits and explain how they impact retirees who continue to work while receiving benefits. Learn how much you can earn before facing benefit reductions and how these changes affect your retirement planning. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👉 Download your copy of The One Critical Portfolio Shift You Must" [YouTube Link](https://youtube.com/watch?v=b1VoPmVj73M) 2025-10-24T16:52Z 477K followers, 378.7K engagements "The Social Security Lump Sum Tax Strategy Most Retirees Miss Most retirees think they have only two choices when filing for Social Security: claim now or delay. But if you file after Full Retirement Age theres a little-known rule that can give you a third option and more control over your taxes. In this video I explain how the six-month retroactive Social Security filing rule works how the lump-sum benefit is taxed and how it can be used strategically during the golden runway years to preserve tax bracket space for Roth conversions capital gains or IRMAA planning. This isnt a strategy for" [YouTube Link](https://youtube.com/watch?v=kb39iEh1kpo) 2026-01-06T20:57Z 477K followers, [----] engagements "Social Security: How the New Tax Law Changes the Right Age to File If youre planning to start Social Security in the next few years theres a new wrinkle you need to think about (and it has nothing to do with your benefit amount). In this video I'll show you how the new senior bonus deduction the extra $6000 deduction per person should be factored into your decision about when to file for Social Security. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now" [YouTube Link](https://youtube.com/watch?v=0FOTqPJsfv0) 2025-07-15T18:54Z 477K followers, 31.3K engagements "What Married Retirees Should Fear Most (But Rarely Do) Youve built the plan. Youve handled the investments the taxes and the strategy.but what if something happens to you first Will your spouse be in the dark If you're the one leading the financial planning in your household this might be the most important conversation you haven't had yet. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👉 Download your copy of The One Critical Portfolio Shift You" [YouTube Link](https://youtube.com/watch?v=1WTEMKvKucc) 2025-07-29T20:45Z 477K followers, [----] engagements "The Social Security [----] Act ⚠ Massive changes to Social Security coming in [----] In the days ahead you're going to start hearing about this new proposal in the news. Watch this video so you'll understand what's really changing and how it may affect you. Social Security 2100: Conversation with Rep. John Larson - https://youtu.be/RRMyTWQL6y8 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt 🔥🔥 📍We can show you how to retire with" [YouTube Link](https://youtube.com/watch?v=49Zdq5mLoCk) 2021-12-07T20:45Z 452K followers, 64.2K engagements "How Millionaire Retirees Should File for Social Security More than a few of my colleagues thought I was crazy: "Devin people with money aren't worried about Social Security." But my experience told me something different. Ive found that good savers are some of the most thoughtful and strategic people when it comes to making this decision. They understand that flexibility doesnt make the decision easier. It makes it more important. In this video we will walk through how financially successful retirees should approach Social Security. Whether your top priority is protecting your spouse building" [YouTube Link](https://youtube.com/watch?v=4P7Z4hd3n-A) 2025-05-29T20:00Z 477K followers, 33.9K engagements "The New Investment Mix for Retirement The classic 60/40 portfolio is no longer the go-to allocation for retirees. In this video Ill explain why its falling short in todays market and reveal the new investment mix that can help you protect income reduce risk and keep your savings growing throughout retirement. 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👉 Download your copy of The One Critical Portfolio Shift You Must Make Before Retirement" [YouTube Link](https://youtube.com/watch?v=5_tfqte0nPw) 2025-08-11T14:14Z 477K followers, 17.4K engagements "The End of Social Security Taxes What You Need to Know Are Social Security benefits finally going tax-free Many retirees are frustrated by the fact that after paying into the system for decades theyre still taxed on their benefits. But could that be changing In this video we break down the latest efforts to eliminate Social Security taxation what it could mean for your retirement income and whether you should plan for tax-free benefits in the future. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement" [YouTube Link](https://youtube.com/watch?v=7vR5bRZIC70) 2025-03-03T21:12Z 477K followers, 135.4K engagements "Biden's Plan to Change Social Security Now that the votes have been counted and we know that Joe Biden will soon be President Biden its time to dive into his plans to change Social Security. Hes had several agenda items that hes talked about fairly often and we have no reason to believe that we won't see these proposals turn into legislation in the next couple of years. RESOURCES DISCUSSED IN THIS VIDEO https://joebiden.com/older-americans/ https://www.urban.org/sites/default/files/publication/103028/how-would-joe-biden-reform-social-security-and-supplemental-security-income_0.pdf" [YouTube Link](https://youtube.com/watch?v=92mdfufZEZE) 2020-11-08T20:29Z 454K followers, 808.7K engagements "The Ugly Truth About Taxes On Social Security #shorts 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt 🔥🔥 Dont miss my free online workshop How to Choose the RIGHT Age to File for Social Security. In this workshop youll learn: ✔The Most Important Factors to Consider BEFORE You File for Benefits ✔How to Coordinate Your Social Security Filing Decision with Your Other Assets & Income for a Tax Efficient Distribution Strategy ✔Why This Is" [YouTube Link](https://youtube.com/watch?v=96rFoXBLujo) 2022-09-16T20:38Z 453K followers, 29.8K engagements "The Truth About Variable Annuities ⚠ Do you own a variable annuity Thinking about buying one In this video I'll show you step-by-step how to break down the often complex mechanics of variable annuities and how fees can influence your end result. 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt 🔥🔥 📍We can show you how to retire with confidence 📍In our Retirement Roadmap plan we can help make your retirement savings last longer and" [YouTube Link](https://youtube.com/watch?v=Ae5XcU7CE1o) 2023-09-08T21:02Z 457K followers, 10.6K engagements "Social Security Unlocked: Learn to Calculate Your Benefit (and Navigate the WEP) Are you ready to take control of your Social Security benefits Join me for an in-depth live event where Ill walk you through the exact steps to calculate your Social Security benefit. Well start with the standard calculation method for most retirees ensuring you fully understand how your benefit is determined. Then Ill dive into the details of how the formula changes for those affected by the Windfall Elimination Provision (WEP). Ill break down what the WEP is how it impacts your benefit and explain the WEP" [YouTube Link](https://youtube.com/watch?v=Az8dxHVIwVM) 2024-08-21T00:48Z 443K followers, [----] engagements "Will Continuing to Work Increase Social Security Benefits If you file for Social Security and then continue working (or go back to work) can your benefit increase or decrease The answer is that your benefit is never really frozen and additional work you do can affect your benefit payment. In this video I'll explain how it all works. RESOURCES GET YOUR INDEXING FACTORS HERE https://www.ssa.gov/OACT/COLA/awifactors.html Code of Federal Regulations [-------] [-------] Recomputations https://www.ssa.gov/OP_Home/cfr20/404/404-0280.htm Code of Federal Regulations [-------] Recalculations" [YouTube Link](https://youtube.com/watch?v=CKWW9JFm7uw) 2020-03-12T19:46Z 454K followers, 40.7K engagements "Biden Signs the Social Security Fairness Act: What Happens Next Its official the WEP (Windfall Elimination Provision) and GPO (Government Pension Offset) are gone President Biden has signed the Social Security Fairness Act into law marking a major change for millions of Americans. In this video Ill cover what this means for your Social Security benefits the timeline for implementation and the challenges the Social Security Administration will face in recalculating benefits. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes." [YouTube Link](https://youtube.com/watch?v=CSXQ0fphaZE) 2025-01-05T21:43Z 454K followers, 272.9K engagements "BREAKING: Social Security Fairness Act Passes (Here's What Happens Next) The Social Security Fairness Act has been passed by the Senate. This is the complete elimination of the Windfall Elimination Provision and the Government Pension Offset. Here's what you can expect next. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 📢 Get the Ultimate Retirement & Social Security Cheat Sheet Bundle https://www.carrolladvisory.com/pl/2148282517 🚀 Start your" [YouTube Link](https://youtube.com/watch?v=CVWBvSWHzKA) 2024-12-21T17:17Z 457K followers, 256K engagements "The Windfall Elimination Provision - Plus the Two Most Common Ways to Sidestep If you have a pension from a job where you did not pay Social Security taxes you need to know about the Windfall Elimination Provision Its unfortunate but you CANNOT expect the Social Security Administration to tell you how this will impact you. This means that the burden is on YOU to fully understand how this provision works and how youll be impacted. In this video Ill untangle this provision so youll know how to calculate this for yourself and then discuss the two most common ways to sidestep this rule. My" [YouTube Link](https://youtube.com/watch?v=D8jrvAA31u4) 2022-04-11T20:19Z 469K followers, 70K engagements "10 Social Security Questions - 50% Can't Answer I saw a study the other day that suggested less than half of Americans were able to correctly answer some BASIC Social Security questions I was reminded that my job is not nearly finished here. I want the average American to be able to understand the system well enough to get every dime in benefits that they and their families deserve. RESOURCES: Motley Fool Article Written by Christy Bieber https://www.fool.com/investing/2022/02/18/can-you-answer-the-10-social-security-questions-mo/ Direct link to the Nationwide study" [YouTube Link](https://youtube.com/watch?v=DC_yFyrfpt4) 2022-02-21T18:15Z 454K followers, 12.9K engagements "Teacher's Retirement & Social Security Complete Guide Devin Carroll If you're a teacher (or other public servant) you've probably seen lots of conflicting information on the topic of Social Security and Teacher's Retirement. There's no denying that it's a complex issue so in this video we'll take a closer look at the Windfall Elimination Provision and the Government Pension Offset (the two rules that apply to those with a pension from a job where they didn't pay into Social Security). Additionally we'll dive into a few ways to get around these rules. These rules are not necessarily limited to" [YouTube Link](https://youtube.com/watch?v=DE4UMm1o29o) 2019-02-10T16:50Z 469K followers, 80.3K engagements "Trumps New Tax Law Could Save Retirees Thousands (Side-by-Side Examples) In this video Ill show you exactly how the new law affects retirees by walking through clear side-by-side comparisons of the old Trump tax cuts vs. the newly signed law. Youll see the impact on real retired couples at different income levels and how the new larger standard deduction and senior bonus deduction can lead to major tax savings. Well cover: ✅ Who benefits the most ✅ How the new deductions lower your federal income taxes ✅ The impact on capital gains Roth conversions and IRMAA ✅ Why this creates a powerful but" [YouTube Link](https://youtube.com/watch?v=Df-fO3lJqS4) 2025-07-07T20:47Z 477K followers, 90.7K engagements "Retirement Planning Lessons I Learned from a Heart Attack' "Devin youve had a heart attack. Those words shook me even though it turned out to be a false alarm. What I learned carries a huge lesson for retirement planning: Data without expertise can do real damage. In this video I share how misread EKG results mirror what happens when advisors rely only on planning software. Youll learn the key questions to ask your advisor about Roth conversions Social Security withdrawals and asset allocationso you know theyre interpreting the data not just reading it. Videos I mentioned: 🎥 Roth" [YouTube Link](https://youtube.com/watch?v=EhptWkVqtXI) 2025-10-01T20:00Z 477K followers, [----] engagements "How to Plan for Long-Term Care Expenses in Retirement In this video I dive into one of the biggest retirement planning challengeslong-term care. Most people don't realize how likely it is they'll need long-term care and the costs can vary widely depending on where you live. Ill share strategies to help you plan for these expenses and a valuable tool that can estimate care costs specific to your area. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1" [YouTube Link](https://youtube.com/watch?v=EoPCohKAhRY) 2024-09-20T16:12Z 454K followers, [----] engagements "Why Taxes Are More Complicated In Retirement When you're working taxes are straightforward. You earn a paycheck and that paycheck is generally taxed as ordinary income. But once you retire things get more complicated. 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 📢 Get the Ultimate Retirement & Social Security Cheat Sheet Bundle https://www.carrolladvisory.com/pl/2148282517 🚀 Start your journey to a CONFIDENT retirement Use my link to sign up for a free trial of" [YouTube Link](https://youtube.com/watch?v=GBaTzCTzNWo) 2025-06-18T19:30Z 477K followers, 15.7K engagements "$5500000 from Social Security #retirement #socialsecurity 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt 🔥🔥 📍We can show you how to retire with confidence 📍In our Retirement Roadmap plan we can help make your retirement savings last longer and reduce your taxes by coordinating your Social Security filing strategy retirement account withdrawals and Roth conversions. 📞Schedule your call and see if this plan is a fit for you." [YouTube Link](https://youtube.com/watch?v=GUpVa0aCXZU) 2024-03-09T22:27Z 454K followers, 26.5K engagements "Debt Ceiling: Will They Stop Social Security Payments Theres lots of chatter about the debt ceiling negotiation and how it could impact Social Security payments. Get the facts here. 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt 🔥🔥 Dont miss my free online workshop How to Choose the RIGHT Age to File for Social Security. In this workshop youll learn: ✔The Most Important Factors to Consider BEFORE You File for Benefits ✔How to" [YouTube Link](https://youtube.com/watch?v=H12K8m4jyJk) 2023-05-12T16:24Z 458K followers, 32.4K engagements "Why Retirees Run Out of Money (Its NOT What You Think) Youve probably heard the stories of retirees who seemed to do everything right only to find themselves running out of money years later. But heres the surprising truth: its rarely because they didnt save enough or picked the wrong investments. In this video Ill unpack the real reasons retirees run out of money and its not what you think. Ill share what Ive seen firsthand after working with hundreds of retirees the common patterns the small but critical mistakes and the overlooked risks that quietly derail even well-funded retirement" [YouTube Link](https://youtube.com/watch?v=Hlf6ss__E_g) 2025-10-06T20:42Z 477K followers, 29.9K engagements "Presidential Debate: Bad News for Social Security In this video I analyze the Social Security portion of the recent debate between President Biden and former President Trump. Resources mentioned in the video: Watch the entire debate here https://www.youtube.com/live/-v-8wJkmwBYsi=Box6Y1-FznKx9_qy&t=3929 Raising the taxable wage base to $400000 https://www.ssa.gov/oact/solvency/provisions/tables/table_run223.html Center for Immigration Studies report https://cis.org/Report/Impact-Immigration-Social-Security-and-Medicare-Conceptual-Primer 🔗 LINKS 🔗 📍 Get the Big Picture Retirement Cheat" [YouTube Link](https://youtube.com/watch?v=KgFApuGzVLg) 2024-07-02T14:55Z 443K followers, 50.4K engagements "Working While Receiving Social Security (The new [----] rules) In this video we're covering the new [----] rules that apply if you want to work while collecting Social Security benefits. Then I'll answer some of the big questions like: Does the Social Security Administration Look at Single or Joint Income What happens to benefits that are withheld if you go over the earnings limit How is the earnings limit actually applied When does the limit switch from an annual limit to a monthly limit Should you tell the social security administration if you are over the limit Will the earnings limit affect" [YouTube Link](https://youtube.com/watch?v=NCvPFd_miWI) 2022-10-18T20:10Z 443K followers, 2M engagements "Working While Receiving Social Security (The New [----] Rules) In this video we're covering the new [----] rules that apply if you want to work while collecting Social Security benefits. Then I'll answer some of the big questions like: Does the Social Security Administration Look at Single or Joint Income What happens to benefits that are withheld if you go over the earnings limit How is the earnings limit actually applied When does the limit switch from an annual limit to a monthly limit Should you tell the Social Security Administration if you are over the limit Will the earnings limit affect" [YouTube Link](https://youtube.com/watch?v=PG0qaBj_4yw) 2023-10-12T15:32Z 466K followers, 627.7K engagements "How to Plan for an UNPLANNED Retirement Nearly half of retirees dont get to choose when they retireand it can derail even the best-laid plans. In this video Ill show you why early unexpected retirement is so common and how you can prepare now to protect your future no matter what life throws your way. 📍Start your free trial of Boldin HERE https://www.devincarroll.com/boldin 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 📢 Get the Ultimate" [YouTube Link](https://youtube.com/watch?v=PMLiA34YjSA) 2025-04-07T19:00Z 477K followers, [----] engagements "You Can't Get Social Security at [--] (Here's Why) Its a shock to some people when they find out they cant receive Social Security benefits as soon as they turn [--]. The SSA has A LOT of strange rules. But theres one that takes this to a whole new level and its called the day before rule. This rule says that your Social Security birthday is the day before your actual birthday. This has a lot of impact in the Social Security system including a big impact to when you can receive Social Security benefits. https://secure.ssa.gov/apps10/POMS.NSF/lnx/0300615015 🔗 IMPORTANT LINKS 🔗 👍 Get confidence" [YouTube Link](https://youtube.com/watch?v=QC_bUhU0efM) 2021-05-03T19:39Z 457K followers, 1.1M engagements "Early Retirement: Should You File for Disability or Retirement Benefits If youre retiring early for health reasons or know someone who is you need to watch this video. Filing for the wrong benefit can cost you thousands of dollars. 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt 🔥🔥 📍We can show you how to retire with confidence 📍In our Retirement Roadmap plan we can help make your retirement savings last longer and reduce your taxes" [YouTube Link](https://youtube.com/watch?v=QXX4LwUxtEs) 2019-07-24T18:13Z 470K followers, 50.2K engagements "BREAKING: Social Securitys Surprise Update: Retroactive Checks Are On The Way Big news for those affected by the WEP and GPO See the press release here https://www.ssa.gov/news/press/releases/2025/#2025-02-25-a 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 📢 Get the Ultimate Retirement & Social Security Cheat Sheet Bundle https://www.carrolladvisory.com/pl/2148282517 🚀 Start your journey to a CONFIDENT retirement Use my link to sign up for a" [YouTube Link](https://youtube.com/watch?v=RCm_3Bn0Rkc) 2025-02-26T13:23Z 477K followers, 107.6K engagements "Critical Update: Social Security Fairness Act 🚨 There are critical updates from the SSA about the Fairness Act that could impact your benefits. The SSA web page on the Fairness Act https://www.ssa.gov/benefits/retirement/social-security-fairness-act.htmltl=4%2C5 🔗 LINKS 🔗 📍 Get the Big Picture Retirement Cheat Sheet: https://www.carrolladvisory.com/pl/2148282517 📷 Get Exclusive Access to Six Unpublished Videos. There is no charge but these videos are ONLY available to my email subscribers https://www.carrolladvisory.com/unpublished-videos 🧭 Use my link to sign up for a free trial of" [YouTube Link](https://youtube.com/watch?v=SuiGljcM_m4) 2025-01-27T17:06Z 452K followers, 25.1K engagements "2025 COLA % (Plus answers to common questions) The cost of living adjustment is out Here is the number and the answer to the most common questions. 🔗 LINKS 🔗 📍 Get the Big Picture Retirement Cheat Sheet: https://www.carrolladvisory.com/pl/2148282517 📷 Get Exclusive Access to Six Unpublished Videos. There is no charge but these videos are ONLY available to my email subscribers https://www.carrolladvisory.com/unpublished-videos 🧭 Use my link to sign up for a free trial of Boldin (formerly NewRetirement) and get a FREE digital copy of my best-selling book Social Security Basics" [YouTube Link](https://youtube.com/watch?v=UtChtOwHEQ4) 2024-10-10T12:44Z 443K followers, 17.4K engagements "Navigating Social Security For Couples If you are married figuring out when you and your spouse will each take Social Security retirement benefits can be a complex decision with more than a few unintended consequences. Here are three questions that can help you make the best decisions for your Social Security benefits individually and as a couple. Resources mentioned in this video: My video: Calculating Social Security Spousal Benefits with Dual Entitlement https://www.youtube.com/watchv=vH7nkC_katc Spouse's Guide to Social Security Survivor Benefits https://youtu.be/uA4HkkyMMkc 🔥🔥 Get the" [YouTube Link](https://youtube.com/watch?v=VU4BiSrHL1o) 2022-05-02T20:00Z 469K followers, 12.4K engagements "The Lump Sum (Retroactive) Social Security Payment This video is all about getting retroactive Social Security benefits. Specifically the one-time lump-sum payment when you file for your retirement benefit. This may seem like a good deal but is it Ill tell you what you need to know to make this decision for yourself. Get this FREE -- https://www.devincarroll.com/cheat-sheet This is our Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page Resources: POMS page on retroactivity." [YouTube Link](https://youtube.com/watch?v=Va3ozj0d-NQ) 2023-10-26T13:10Z 417K followers, 232.8K engagements "Will the Government Tax Your Roth IRA Could the government start taxing Roth IRAs Lately I've been chatting with folks gearing up for retirement and there's a growing buzz about the potential for Roth IRAs to be taxed. It's a valid concernafter all tax rules can change. Traditionally we've been told to save in tax-deferred accounts betting that we'll pay less tax in retirement. But with today's low tax rates that strategy might not pan out as expected. Higher future taxes could hit hard those with hefty sums in pre-tax accounts. That's why savvy savers are eyeing Roth IRAs where you pay no" [YouTube Link](https://youtube.com/watch?v=XnU2TZrvYN4) 2024-02-26T20:41Z 470K followers, 39.8K engagements "How Sequence of Returns Risk Affects Your Social Security Filing Strategy What if I told you that whats happening in the stock market should impact when you file for Social Security In todays video Ill show you how sequence of returns risk can be mitigated with Social Security and walk through a few REAL examples that might challenge conventional wisdom. But by the end I think youll see why filing early for some people could be a smart way to protect your future. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a" [YouTube Link](https://youtube.com/watch?v=Y3r8igXWbps) 2025-03-23T20:00Z 477K followers, 18.5K engagements "The Smarter Way to Manage Retirement Income (No More Guesswork) In this video Ill show you a smarter way to manage retirement income thats backed by data and designed to give you confidence even during turbulent markets. Well dive into: ✅ The biggest risk to your retirement portfolio and how to protect yourself. ✅ How to create a spending account to ensure you never have to sell investments during a market downturn. ✅ The importance of having a clear personalized plan that addresses Social Security filing withdrawal sequences Roth conversions pension options and tax impacts. ✅ A step-by-step" [YouTube Link](https://youtube.com/watch?v=ZeIbQYNkZ8Q) 2025-01-20T19:00Z 454K followers, 19.1K engagements "Should You File For Social Security Before It Goes Bankrupt #socialsecurity #retirement 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt 🔥🔥 📍We can show you how to retire with confidence 📍In our Retirement Roadmap plan we can help make your retirement savings last longer and reduce your taxes by coordinating your Social Security filing strategy retirement account withdrawals and Roth conversions. 📞Schedule your call and see if this" [YouTube Link](https://youtube.com/watch?v=_wBicG2u4JY) 2024-03-10T18:30Z 444K followers, 19.4K engagements "The Simple Social Security Fix No One is Talking About (No Tax Increases or Benefit Cuts) Fixing Social Security is NOT DIFFICULT. With two simple tweaks we could put the system in a surplus and move on to more important issues (although that may not suit the needs of politicians who will never waste a crisis). These two small changes will not only ensure Social Security's 100% solvency but also create a significant surplus over the long term. 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down" [YouTube Link](https://youtube.com/watch?v=arwlssAVV2s) 2024-03-07T17:32Z 443K followers, 326.5K engagements "Social Security Break-Even Calculator If youre trying to decide the best age to file for Social Security Benefits using a Social Security break-even calculator can give you some important data to help you make the right decision. In this video I'll tell you how to use one of these calculators and how to access one for free. 🎯 Access the calculator here https://www.socialsecurityintelligence.com/calculators/social-security-break-even-calculator/ 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it" [YouTube Link](https://youtube.com/watch?v=bJuA-7EL6mI) 2022-06-16T20:30Z 466K followers, 76.3K engagements "Eliminating Social Security Taxes: What You Need to Know The debate over eliminating taxes on Social Security benefits is heating up but what does it really mean for you In this video I dive into the impact of this proposal on the Social Security system and whether it would actually help retirees. We'll break down the facts behind the headlines explore the potential consequences of eliminating these taxes and Ill share my personal take on the issuetrust me it might surprise you. Whether you're nearing retirement or already receiving benefits this is a discussion you wont want to miss. 📚" [YouTube Link](https://youtube.com/watch?v=dD3EDbb6JVE) 2024-08-13T21:43Z 458K followers, 141.9K engagements "Social Security Filing Age: Not what you would expect #shorts 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt 🔥🔥 Dont miss my free online workshop How to Choose the RIGHT Age to File for Social Security. In this workshop youll learn: ✔The Most Important Factors to Consider BEFORE You File for Benefits ✔How to Coordinate Your Social Security Filing Decision with Your Other Assets & Income for a Tax Efficient Distribution Strategy ✔Why" [YouTube Link](https://youtube.com/watch?v=eJWJOqPDJaA) 2023-03-07T22:30Z 453K followers, 16.5K engagements "Privatizing Social Security: The Surprising Truth Let's set the record straight about "privatizing" Social Security and the politics preventing reform. RESOURCES FROM THIS VIDEO Year end balance of the trust funds https://www.ssa.gov/oact/STATS/table4a3.html Obama Clip https://youtu.be/390CWyYkH3M Hillary Clip https://youtu.be/ZwnKRchSjL4t=54 Bill Clinton Clip https://youtu.be/v3bZwSXjtCMt=613 "The Social Security system most likely has had a negative impact on private saving." https://www.cbo.gov/sites/default/files/cbofiles/ftpdocs/7xx/doc731/ssprisav.pdf How the trust fund is invested" [YouTube Link](https://youtube.com/watch?v=hDS8E5hzuN8) 2021-01-25T21:23Z 443K followers, 25.7K engagements "Retirees.This Might Be Easy to Ignore But You'll Wish You Hadn't The market is soaring and thats exactly why now is the time to make a critical move if you're retired or planning to retire soon. A simple step today could save you from major stress down the road. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👉 Download your copy of The One Critical Portfolio Shift You Must Make Before Retirement https://www.carrolladvisory.com/one-critical-shift" [YouTube Link](https://youtube.com/watch?v=hRabHRRi76I) 2025-07-26T18:17Z 477K followers, 26.6K engagements "New $4000 Tax Deduction for Retirees: What It Means for You The new tax bill didnt eliminate taxes on Social Security like some had hopedbut it did introduce a new deduction that could save retirees thousands. Its called the Enhanced Deduction for Seniors and it adds up to $4000 per personon top of your standard and age-65 deductions. In this video Ill break down exactly what this new deduction is who qualifies and how it impacts your tax returnstep by step. To make it crystal clear Ill walk through real-world examples comparing: Your taxes under current law How the new Senior Bonus Deduction" [YouTube Link](https://youtube.com/watch?v=kKsOmEvOWjc) 2025-05-14T17:36Z 459K followers, 183.9K engagements "Retirement Success Rates: Can You Trust Monte Carlo Simulations Are you relying on a Monte Carlo simulation to gauge your retirement plan's success Before you get too comfortable with that probability of success watch this video Ill walk you through how easy it is for these numbers to be manipulated leading you into a false sense of securityor unnecessary worry. 🔗 LINKS 🔗 📍 Get the Big Picture Retirement Cheat Sheet: https://www.carrolladvisory.com/pl/2148282517 📷 Get Exclusive Access to Six Unpublished Videos. There is no charge but these videos are ONLY available to my email subscribers" [YouTube Link](https://youtube.com/watch?v=l-D_8lwhykM) 2024-09-17T20:20Z 443K followers, [----] engagements "The Shocking Plan To Eliminate Social Security Spousal Benefits There is a serious proposal to cut Social Security spousal benefits. It's time to pay attention because this isnt a fringe group suggesting this and in this video Im going to tell you what you need to know. See the RSC FY [----] Budget here https://hern.house.gov/uploadedfiles/final_budget_including_letter_web_version.pdf 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 📢 Get the Ultimate" [YouTube Link](https://youtube.com/watch?v=pFen-mWMV6A) 2024-03-24T20:13Z 454K followers, 596.4K engagements "Smart Retirement: Optimizing Your Portfolio for Sustainable Withdrawals Join us live as we dive into one of the most critical aspects of retirement planning: optimizing your portfolio for sustainable withdrawals. Whether youre approaching retirement or already retired your investment mixture should not look like it did when you were saving. Ill share real-life case studies that demonstrate how the right investment allocation made the difference between running out of moneyeven for people who thought they were financially secureand living with abundance throughout retirement" [YouTube Link](https://youtube.com/watch?v=pKRnFhT-SEA) 2024-09-11T00:52Z 443K followers, [----] engagements "Are You Making One of These [--] Retirement Mistakes Youve worked hard saved diligently and built a nice portfolio. But heres the truth: even millionaires make retirement mistakes that can cost them hundreds of thousands of dollars. In this video Ill walk you through the [--] biggest mistakes I see wealthy retirees make and more importantly how you can avoid them. If youve saved $1M or more you dont want to miss this. 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 😲 Use my" [YouTube Link](https://youtube.com/watch?v=psp5eKV61Ws) 2025-09-17T21:11Z 477K followers, [----] engagements "Will Biden Sign the Social Security Fairness Act #socialsecurity Will Biden sign the Social Security Fairness Act Keep up with the changes here: https://www.congress.gov/bill/118th-congress/house-bill/82/all-actions Read more about the legislative process here https://crsreports.congress.gov/product/pdf/R/R41217fbclid=IwY2xjawHbzSNleHRuA2FlbQIxMAABHUAbj9tDK6PNW7tvuxYnSY864Hne0t4uRRsDFAm6aKj7-lk8Z9QgEznByQ_aem_zImYGDxT6XRbPI30i669YA 🔗 LINKS 🔗 📍 Get the Big Picture Retirement Cheat Sheet: https://www.carrolladvisory.com/pl/2148282517 📷 Get Exclusive Access to Six Unpublished Videos. There" [YouTube Link](https://youtube.com/watch?v=q8kCHRIXdh8) 2024-12-27T19:03Z 450K followers, 19.3K engagements "Social Security Expert REACTS To Dave Ramseys Social Security Advice Is Dave Ramsey right about Social Security Lets watch one of his videos together and break it down. This may surprise you See Daves original video at https://youtu.be/b78vxgEg-_A 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 📢 Get the Ultimate Retirement & Social Security Cheat Sheet Bundle https://www.carrolladvisory.com/pl/2148282517 🚀 Start your journey to a CONFIDENT" [YouTube Link](https://youtube.com/watch?v=rUISKS8ZgQ0) 2022-04-25T20:30Z 469K followers, 1M engagements "The End of Taxes on Social Security #retirementplanning #socialsecurity 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt 🔥🔥 📍We can show you how to retire with confidence 📍In our Retirement Roadmap plan we can help make your retirement savings last longer and reduce your taxes by coordinating your Social Security filing strategy retirement account withdrawals and Roth conversions. 📞Schedule your call and see if this plan is a fit" [YouTube Link](https://youtube.com/watch?v=usooYcsxy4Q) 2024-02-17T19:03Z 453K followers, 33.2K engagements "Does The Social Security Administration Owe You Money In this video Ill tell you about a group of people that have been underpaid by the Social Security Administration (and were NOT talking about small dollars here). The estimate is that the prior underpayments have been at least $131 million and that EVERY YEAR there will be an additional $9.8 million added to that. Fill out the form at https://www.socialsecurityintelligence.com/underpayment/ Original OIG Report at https://oig-files.ssa.gov/audits/full/A-09-18-50559.pdf See footnote on page 2" [YouTube Link](https://youtube.com/watch?v=w49MQ0OQCxg) 2023-10-12T09:22Z 417K followers, 24.4K engagements "How Much Do You Need To Retire Today we're going to answer the BIG question. How much do you need to retire Ill show you how to estimate your retirement income based on your savings and then run it through a tax calculator to get the net amount of income you can expect. 👉 Get my Retirement Planning Cheat Sheet https://www.devincarroll.com/retirement-planning-cheat-sheet TaxAct Calculator from Blucora https://www.taxact.com/tools/tax-calculator Calculator for Federal + State https://www.irscalculators.com/tax-calculator 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential" [YouTube Link](https://youtube.com/watch?v=w7zczs5PRrA) 2022-09-26T16:45Z 454K followers, 13.4K engagements "The Widows Tax Penalty: What Every Married Retiree Needs to Know When one spouse dies the surviving spouse often faces a harsh financial reality: less income higher taxes and increased Medicare premiums. This is called the widows penalty and its one of the most overlooked risks in retirement planning. Most retirement plans for couples assume both spouses will live long healthy lives. But what happens when life takes an unexpected turn In this video Ill: 📍Explain how the widows penalty works using a real-world example 📍Show the surprising tax and Medicare implications for surviving spouses" [YouTube Link](https://youtube.com/watch?v=wdX-q2kEXJM) 2025-05-19T01:17Z 477K followers, 71K engagements "3% Emergency Social Security Increase for [----] The Stimulus COLA Last week the announcement was made that Social Securitys annual cost of living adjustment would be 1.3%. The very next day two Congressmen announced legislation to have an emergency Social Security cost of living adjustment. This would override the previously announced 1.3% cost of living increase and instead the increase would be 3%. In todays video I want to cover this proposal talk about the likelihood of it passing and also hit on a few things the congressmen said in their press release announcing this Bill. RESOURCES USED" [YouTube Link](https://youtube.com/watch?v=2nuqX0Gq6GY) 2020-10-19T17:08Z 476K followers, 231K engagements "The Biggest Social Security Tax Lie of [----] Something about Social Security just changed or at least thats what weve been told. The problem Whats really happening isnt what most retirees think. In this video Ill break down the truth behind the claims and why so many people are about to be caught off guard. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👉 Download your copy of The One Critical Portfolio Shift You Must Make Before Retirement" [YouTube Link](https://youtube.com/watch?v=2xm229POiqc) 2025-09-10T21:18Z 477K followers, 127.2K engagements "Important SSA Email You Shouldn't Ignore Don't ignore this email from the SSA. If you haven't received it yet you will likely receive it soon. The SSA is making some changes that will require action from you. See the press release here https://www.ssa.gov/news/press/releases/2024/#7-2024-1 The SSA does send emails. See this link at the SSA website: "Social Security employees do contact the public by telephone mail or email for business purposes. We may send you an email after a discussion that was either in person over the phone or after completion of an online action. We also send" [YouTube Link](https://youtube.com/watch?v=LhopudcO4IU) 2024-07-16T22:00Z 476K followers, 285.1K engagements "Social Security Spousal Benefits Simplified Understanding Social Security spousal benefits doesnt have to be confusing. In this video I break down the SIMPLE formula that tells you exactly how much a lower-earning spouse can receive how dual entitlement works and how early or delayed filing affects each part of the benefit. If youve ever been confused about why your spousal benefit isnt what you expected this video will make everything click. Well cover: ✔ The basic 50% spousal benefit rule ✔ Why early filing reduces each piece of the benefit differently ✔ Dual entitlement the part no one" [YouTube Link](https://youtube.com/watch?v=Rn_HUgGIgBw) 2025-11-17T21:59Z 477K followers, 24.6K engagements "The Tax Bomb: Quick Test to See If You're in Danger In this video we talk about the "Tax Bomb" and how having a big IRA balance can lead to surprise taxes when you start taking Required Minimum Distributions (RMDs). We'll show you an easy way to check if this might be a problem for you and share some tips to reduce your tax bill. Make sure you're not caught off guardwatch now to learn more 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 📢 Get the" [YouTube Link](https://youtube.com/watch?v=hvsPkVKloeo) 2024-08-03T21:34Z 476K followers, 39.4K engagements "Social Security Earnings Limit - [--] Questions You Should Know How To Answer In this video I answer the [--] questions I see most often on the Social Security earnings limit. This is important stuff to know If you run afoul of these rules youll risk receiving an overpayment notice and potentially having your benefits turned off Resources Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt Social Security Handbook: Adjustment of Reduction Factor at" [YouTube Link](https://youtube.com/watch?v=rPxDrrpXNbM) 2022-03-17T17:00Z 476K followers, 62.6K engagements "The Real Return on Delaying Social Security (Its Not 8%) Is delaying Social Security really like earning 8% a year Not exactly. In this video I dig into the numbers explain the real return from waiting to claim and show when delaying benefits actually makes sense. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👉 Download your copy of The One Critical Portfolio Shift You Must Make Before Retirement https://www.carrolladvisory.com/one-critical-shift" [YouTube Link](https://youtube.com/watch?v=1HWpOzdTPoc) 2025-11-03T20:15Z 477K followers, 64.5K engagements "The WORST Ages to File for Social Security Everyone talks about the best age to file for Social Security but what about the worst ages to file In this video Ill show you how much your Social Security benefit actually increases each year you wait and why some ages give you far less bang for your buck than others. Understanding these year-by-year changes can help you avoid costly mistakes and make a more confident filing decision. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now" [YouTube Link](https://youtube.com/watch?v=1qrynof2OVU) 2025-11-09T14:38Z 477K followers, 116.4K engagements "The Flat-Fee Financial Advisor Calculator If you are paying $20000 $30000 $40000 (or even more) in fees to your financial advisor it's time to use our calculator to uncover the staggering real cost over time. 👇👇👇👇👇👇👇👇👇👇👇👇👇 📍 Access the Flat Fee Calculator HERE https://www.carrolladvisory.com/flat-fee-calculator/ 👆👆👆👆👆👆👆👆👆👆👆👆👆 😳 See the video "The Rise of the Flat Fee Advisor" for more background on how the financial advisory business is starting to shift https://youtu.be/EEnglL1gUuQsi=Giu-WxrQtXEgjl4j 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with" [YouTube Link](https://youtube.com/watch?v=FNJ0-WlGEd4) 2024-02-05T16:00Z 476K followers, 19.1K engagements "The Hidden Cost of Waiting to File for Social Security Youve probably heard that waiting until age [--] to file for Social Security is the smart move but what if that advice comes with a hidden cost In this video well look at the real trade-off between filing early and delaying. Youll see how taking larger withdrawals from your retirement savings while waiting for a bigger Social Security check can impact your portfolio over time and why the math isnt as one-sided as most experts make it sound. Well walk through a simple visual example showing how portfolio values change at different rates of" [YouTube Link](https://youtube.com/watch?v=FgQGpojTSl4) 2025-10-27T19:56Z 477K followers, 45.9K engagements "How Social Security Disability is Calculated In this video Im going to tell you how a Social Security disability benefit is calculated. When we're finished here you wont have to just take the word of the Social Security Administration youll know how to do the calculation for yourself so you can double-check their numbers and be certain that your estimate is correct. And this video isnt just for those who are disabled either. I think that anyones plan for retirement should always include a piece for the unexpected what ifs of life. So this video is really for anyone who is planning for" [YouTube Link](https://youtube.com/watch?v=I9x6yjiyEJY) 2021-07-06T17:00Z 476K followers, 78K engagements "How to Make the RIGHT Social Security Decision Choosing when to file for Social Security is one of the most important decisions you will make in retirement and it is often more complex than just picking an age. In this live session we will walk through a clear planning-first framework for making the right Social Security decision based on your goals income needs and your overall retirement plan. We will cover: Why Social Security is a planning decision not just a filing decision How different priorities can lead to very different filing strategies How survivor protection guaranteed income and" [YouTube Link](https://youtube.com/watch?v=US02FSZxSDY) 2026-02-09T20:13Z 477K followers, [--] engagements "Do You Need a Will or a Trust An Elder Law Attorney Explains Do I really need a trust I already have a will. What does a trust do that a will does not If everything already has beneficiaries do I really need either If youve asked these questions this discussion is for you. In this live conversation Im joined by John K. Ross IV one of the most experienced elder law attorneys in Texas with over [--] years of experience helping families navigate estate planning incapacity probate and long-term care issues. Well break this down in plain English and cover: The real difference between a will and a" [YouTube Link](https://youtube.com/watch?v=VrvIY9a0qD0) 2026-01-30T14:24Z 477K followers, [----] engagements "I Hate AnnuitiesExcept This One Youve probably heard that annuities are bad and most of them are. Bloated fees confusing riders and sales-driven pitches have given annuities a well-deserved bad reputation. But theres one type of annuity that actually makes sense in the right retirement plan and in this video Ill show you what it is how it works and when it can fit. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👉 Download your copy of The One" [YouTube Link](https://youtube.com/watch?v=bj3QVtQxjAw) 2025-09-06T18:29Z 477K followers, 16.6K engagements "The Average Retiree Income Have you ever wondered how your retirement income stacks up against other retirees In this video I want to break down why knowing what other retirees earn actually mattersnot for comparison and a measuring contest but to help you plan better make smarter financial decisions and create a retirement that works for you. But Im not stopping at the usual stats. Were going to go deeperlooking at average retiree income as a percentage of pre-retirement earnings and more importantly where that income actually comes from. How much comes from Social Security How much comes" [YouTube Link](https://youtube.com/watch?v=cvV0PgZc-_s) 2025-03-10T18:24Z 477K followers, 148.7K engagements "Will Your Social Security Benefit Be Recalculated In today's video I cover why the Social Security Administration may recalculate a benefit and explain the impact it could have on your monthly benefit amount. RESOURCES GET YOUR INDEXING FACTORS HERE https://www.ssa.gov/OACT/COLA/awifactors.html Code of Federal Regulations [-------] [-------] Recomputations https://www.ssa.gov/OP_Home/cfr20/404/404-0280.htm Code of Federal Regulations [-------] Recalculations https://www.ssa.gov/OP_Home/cfr20/404/404-0290.htm SSA webpage on bendpoints https://www.ssa.gov/oact/cola/bendpoints.html POMS RS 00605.580" [YouTube Link](https://youtube.com/watch?v=mgyKtTDZxOU) 2021-11-09T21:00Z 476K followers, 122.1K engagements "The Social Security First Year of Retirement Rule 💰 The Social Security first year of retirement rule is designed to help people who retire later in the year after they have already earned more income than the limit allows. Today Im going to simplify this rule so you dont get torpedoed by an overpayment notice or have your benefits terminated unexpectedly. 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt 🔥🔥 📍We can show you how to" [YouTube Link](https://youtube.com/watch?v=ol0WTZfEOPs) 2022-12-19T21:00Z 476K followers, 228.3K engagements "Will RMDs Be MUCH Higher Than You Expect I recently reviewed a retirement plan where one scenario showed that required minimum distributions could be four and a half million dollars higher than planned. That additional taxable income alone added more than a million dollars to the clients lifetime tax bill. And the reason this happened is baked into how most retirement plans are built. Today I want to show you how a single planning assumption can change everything. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a" [YouTube Link](https://youtube.com/watch?v=wve7LHY4-bE) 2026-01-27T21:12Z 477K followers, [----] engagements "How The SSA Steals $337 Million In Benefit Payments (Every Year) Every month the Social Security Administration keeps millions of dollars in benefit payments that have been rightfully earned. This is something that REALLY shocked me when I looked at the numbers and I think youll feel the same. It appears that the SSA doesnt have to follow the same rules that we do. Ill show you how they keep more than $31 million (per month) in benefit payments that were rightfully earned by individuals who have paid into social security. And this isnt a selective issue. if you are on social security youre" [YouTube Link](https://youtube.com/watch?v=gbZAk16rx84) 2019-11-06T00:00Z 477K followers, 38.2K engagements "The Rise of Flat Fee Financial Advisors If you have more than $1.5 million and pay your financial advisor a % of your account value watch this video Investors like you are starting to ask questions like: Does my $3 million portfolio really require three times as much work as someone with a $1 million portfolio Why does my financial advisor charge me more than my CPA and attorney combined Why can't we just agree to an annual fee that is fair to both of us Change is coming In every industry there comes a time when innovators disrupt the status quo reshaping how services are delivered and paid" [YouTube Link](https://youtube.com/watch?v=EEnglL1gUuQ) 2024-01-22T21:00Z 477K followers, 23.7K engagements "4 Secrets of Social Security Survivor Benefits 🤫 Understanding what happens to Social Security benefits in the event of a death is something that HAS to be understood and in todays video Im going to tell you four things about survivor benefits that almost NO ONE is talking about. 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt 🔥🔥 📍We can show you how to retire with confidence 📍In our Retirement Roadmap plan we can help make your" [YouTube Link](https://youtube.com/watch?v=y2mmw49AXyg) 2022-08-08T20:00Z 477K followers, 389K engagements "How To TRIPLE Your Chances of SSDI Approval Its no big secret that getting approved for social security disability benefits is very difficult. The process is so tedious that most people just give up. But there is a way that you can DRASTICALLY increase your chances of getting approved. 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt 🔥🔥 📍We can show you how to retire with confidence 📍In our Retirement Roadmap plan we can help make" [YouTube Link](https://youtube.com/watch?v=-G5FZwDQngs) 2019-10-07T12:55Z 475K followers, 107.8K engagements "The Roth Conversion Piece Most Plans Never Address If your Roth conversion analysis only looks at whether you can reduce taxes over your lifetime it probably isnt going far enough. In this video I show why extending the planning horizon beyond your own lifetime can dramatically change the conclusion. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👉 Download your copy of The One Critical Portfolio Shift You Must Make Before Retirement" [YouTube Link](https://youtube.com/watch?v=0TO3-Z_ANA4) 2026-01-16T20:14Z 477K followers, [----] engagements "CPI-E vs CPI-W: Social Security Cost of Living Adjustment Some say that using the CPI-W as the measurement method for the Social Security cost of living adjustment is not accurate because retirees spend their money very differently than individuals who are not retired. As a fix for this it has been widely suggested that the Social Security Administration should discontinue basing the annual cost of living adjustments on the CPI-W and instead start using a measurement known as the CPI-E. In today's video I cover the differences between these tracking mechanisms. Resources used in this video:" [YouTube Link](https://youtube.com/watch?v=3A4dNgUBFIQ) 2020-10-27T17:00Z 476K followers, 35.5K engagements "The Social Security Spousal Benefits Calculator (One-of-a-Kind) Today I'm going to show you a tool I made that helps you understand Social Security benefits for spouses. It's unique and easy to use especially since figuring out these benefits can be confusing. Let's clear up that confusion together. 📍 Find the calculator here https://www.carrolladvisory.com/social-security-spousal-benefit-calculator. Find my video "Social Security Spousal Benefits Simplified" here https://www.youtube.com/watchv=Fh4lseLbcFk&t 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for" [YouTube Link](https://youtube.com/watch?v=4gXiUBrIXwc) 2024-04-21T21:33Z 471K followers, 64.5K engagements "The Big Changes to Social Security in [----] In this video I cover the highlights of the recent changes announced for the Social Security program beginning in [----]. Resources mentioned in the video: Social Security Cheat Sheet http://devincarroll.me/sscheatsheetyt My video How Social Security Retirement Benefits Are Calculated [--] Easy Steps https://youtu.be/Gt2lA8515_A My video Working While Receiving Social Security (The New [----] Rules) https://youtu.be/PG0qaBj_4yw 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website" [YouTube Link](https://youtube.com/watch?v=5R0SdAUNXOQ) 2023-10-13T14:00Z 471K followers, 89.8K engagements "2026 Social Security COLA Delayed The Social Security cost-of-living adjustment is usually announced every October. This year theres a twist. 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👉 Download your copy of The One Critical Portfolio Shift You Must Make Before Retirement https://www.carrolladvisory.com/one-critical-shift Disclaimers 👨🏻⚖ 📜 HEAR YE HEAR YE: Some of my videos contain links to third party products apps and services. If you click through I may" [YouTube Link](https://youtube.com/watch?v=61VcpgQq9Gs) 2025-09-29T18:17Z 477K followers, 35K engagements "Roth Conversions: Why Your Analysis Is Probably Incomplete If your Roth conversion analysis ends with you it may be missing the most important part. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👉 Download your copy of The One Critical Portfolio Shift You Must Make Before Retirement https://www.carrolladvisory.com/one-critical-shift Disclaimers 👨🏻⚖ 📜 HEAR YE HEAR YE: Some of my videos contain links to third party products apps and services. If" [YouTube Link](https://youtube.com/watch?v=7dkmSw7N0Ls) 2026-01-12T18:39Z 476K followers, [----] engagements "Changes To The Full Retirement Age 🧐 Is the full retirement age going to increase 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt 🔥🔥 Dont miss my free online workshop How to Choose the RIGHT Age to File for Social Security. In this workshop youll learn: ✔The Most Important Factors to Consider BEFORE You File for Benefits ✔How to Coordinate Your Social Security Filing Decision with Your Other Assets & Income for a Tax Efficient" [YouTube Link](https://youtube.com/watch?v=CJ3h0gzabu0) 2023-06-27T18:17Z 475K followers, 37.9K engagements "The SSA Will Ignore Your Power Of Attorney Form (Do THIS Instead) #shorts If you have a Power of Attorney don't bother taking it to the SSA. Do this instead. 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt 🔥🔥 Dont miss my free online workshop How to Choose the RIGHT Age to File for Social Security. In this workshop youll learn: ✔The Most Important Factors to Consider BEFORE You File for Benefits ✔How to Coordinate Your Social Security" [YouTube Link](https://youtube.com/watch?v=CtebwWaCnns) 2022-11-28T14:17Z 471K followers, 13.7K engagements "The Danger of Delaying Social Security Theres no way around it. There are risks to delaying Social Security. In this video I dive into the risk thats completely out of your control but can be planned around. Get a clear-cut guide that will give you confidence in your retirement strategy. Get started on your own retirement plan here https://www.devincarroll.com/roadmap If youd like to see what one of our plans looks like see this video. https://youtu.be/GYPGUBkISHY. Its a little long but it gives you a good idea of how we approach creating a retirement income plan and give you the data you" [YouTube Link](https://youtube.com/watch?v=E1kKxvHXCU0) 2023-03-06T21:30Z 471K followers, 120.4K engagements "Should You Retire With Debt Is it ever ok to retire and not be debt free Use the retirement budget calculator here https://www.carrolladvisory.com/budget-calculator. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👉 Download your copy of The One Critical Portfolio Shift You Must Make Before Retirement https://www.carrolladvisory.com/one-critical-shift Disclaimers 👨🏻⚖ 📜 HEAR YE HEAR YE: Some of my videos contain links to third party products apps" [YouTube Link](https://youtube.com/watch?v=EMzP1h3VVdg) 2026-01-18T18:47Z 476K followers, [----] engagements "Social Security's "Never Beneficiaries" More than [--] million individuals will never receive a Social Security benefit despite having paid in Social Security taxes. In todays video Ill tell you who these people are and why they won't receive a benefit. 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt 🔥🔥 📍We can show you how to retire with confidence 📍In our Retirement Roadmap plan we can help make your retirement savings last longer" [YouTube Link](https://youtube.com/watch?v=EmCGO8b0srM) 2020-03-02T14:41Z 473K followers, 76.3K engagements "The Hidden Tax Trap for Retirees (No One Is Talking About) What if the one thing you thought was protecting your retirementis actually setting you up for a massive tax bill If youre retired or approaching retirement you cant afford to miss this. Learn how to avoid paying the IRS more than you need to and make sure your plan works in both good times and bad. 👉 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 📢 Get the Ultimate Retirement & Social Security Cheat Sheet Bundle" [YouTube Link](https://youtube.com/watch?v=F44_awIiF9A) 2025-05-01T17:51Z 477K followers, 18.3K engagements "Social Security Spousal Benefits Simplified 💡 Figuring out the calculation for Social Security spousal benefits especially when adjusting for age can be tricky. In this video I make it easy to understand Resources: RS [---------] Dual Entitlement Overview https://secure.ssa.gov/poms.nsf/lnx/0300615020 RS [---------] DRCs in Dual-Entitlement Cases https://secure.ssa.gov/poms.nsf/lnx/0300615694 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt" [YouTube Link](https://youtube.com/watch?v=Fh4lseLbcFk) 2023-08-21T20:23Z 476K followers, 320.4K engagements "Social Security Disability: The ONE Thing That'll Help Get You Approved Weve all heard how hard it is to get approved for Social Security Disability benefits (SSDI) but what if there was ONE THING you could do that would drastically increase your odds of approval In this video I'll show you the easiest step you can take to drastically improve your chances of approval. 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt 🔥🔥 📍We can show" [YouTube Link](https://youtube.com/watch?v=I8_5pZuJFCo) 2019-08-09T16:05Z 471K followers, 28.6K engagements "Biggest SS COLA in [--] years Today we have another month of inflation data reported. Unless something weird happens the inflation numbers are pointing towards a large increase in Social Security benefits for [----]. Possibly the biggest increase in [--] years 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt 🔥🔥 📍We can show you how to retire with confidence 📍In our Retirement Roadmap plan we can help make your retirement savings last" [YouTube Link](https://youtube.com/watch?v=IOLXGWvKt5c) 2021-06-10T13:44Z 474K followers, 93.8K engagements "The Hidden Cost of Waiting to File for Social Security Youve probably heard that waiting until age [--] to file for Social Security is the smart move but what if that advice comes with a hidden cost In this video well look at the real trade-off between filing early and delaying. Youll see how taking larger withdrawals from your retirement savings while waiting for a bigger Social Security check can impact your portfolio over time and why the math isnt as one-sided as most experts make it sound. Well walk through a simple visual example showing how portfolio values change at different rates of" [YouTube Link](https://youtube.com/watch?v=IZoSckFtI3k) 2025-10-28T19:03Z 477K followers, 11.5K engagements "Secrets of Survivors Benefits: The Widows Cap There is a Social Security Survivors benefit rule that's costing some survivors thousands of dollars in missed benefits. In this video we cover a rule that's not very well known but affects many seniors. This rule is called the RIB-LIM and is also know as the Widow's Cap. It limits the amount of benefits that some survivors can receive. The effect of this rule is that waiting for an increased benefit is often pointless as the survivors benefit will never increase beyond 82.5% of the deceased spouse's full retirement age benefit. 🔥🔥 Get the" [YouTube Link](https://youtube.com/watch?v=LUb0Zo8TSug) 2018-11-19T00:03Z 471K followers, 65.9K engagements "Social Security Overpayments How to Fix If you've received a notice of overpayment from the Social Security Administration there are some specific steps that you need to take today. For those who depend on Social Security payments receiving a Notice of Overpayment is no fun. These notification letters will often show up after a change in income or family status and generally allege that the Social Security Administration has paid you too much money. This leaves many shaken who count on this income to buy their groceries or some other necessity. IF YOUVE RECEIVED ONE OF THESE LETTERS THERE is" [YouTube Link](https://youtube.com/watch?v=MkYXVwMmx0w) 2019-02-14T16:04Z 476K followers, 42.9K engagements "Social Security Delayed Retirement Credits: The Delay in Adding to Your Benefit The Social Security Administration has a little trick up their sleeve. They dont add your credits immediately if you file after full retirement age. This is a little puzzling to me and Im not sure why they do this. Its not as if they dont have the systems in place to do the calculations. After all if you file early the reductions are applied immediately Im going to show you how this works but let me give you a little context around this first. I often discuss the monthly reductions for filing early or increases" [YouTube Link](https://youtube.com/watch?v=OBh1APPs4hA) 2019-04-29T01:06Z 471K followers, 32.9K engagements "Social Security Spousal Benefits: The Complete Guide Social Security spousal benefits are some of the most generous benefits you'll receive in retirement. If you understand these rules it could make a BIG difference in the amount of benefits you receive. At face value spousal benefits look simple and easy to understand. But once you dig in there are lots of nuances that can lead someone to getting a smaller benefit than they are entitled to receive. In this video I want to break this topic down into three sections. Ill discuss what a spousal benefit actually is what it takes to qualify for" [YouTube Link](https://youtube.com/watch?v=PSktJ1Grk10) 2019-03-11T13:18Z 475K followers, 481.1K engagements "What Income Counts Towards Social Security Earnings Limit What income counts towards the Social Security earnings limit Today well dive into this and then go over some of the more nuanced types of payments. 👉 See the SSA piece Special Payments After Retirement at https://www.ssa.gov/pubs/EN-05-10063.pdf 👉 Also see the SSA POMS RS [---------] Summary of How Major Types of Remuneration Are Treated https://secure.ssa.gov/apps10/poms.nsf/lnx/0302505240 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it" [YouTube Link](https://youtube.com/watch?v=TSmfky4n5II) 2023-01-30T21:00Z 474K followers, 90.4K engagements "INCREASING THE FULL RETIREMENT AGE (UNINTENDED CONSEQUENCES) Increasing the full retirement age has been one of the long-standing proposals to help save Social Security and keep it solvent for generations to come. If youve ever thought that a possible Social Security fix may only impact those with a high income you need to watch this video because this is a plan that will affect EVERYONE 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt" [YouTube Link](https://youtube.com/watch?v=UNoPI8e1fYo) 2021-01-06T16:30Z 474K followers, 27.4K engagements "Top [--] Cities To Live With ONLY Social Security If you get most of your retirement income from Social Security the city you live in may determine how far those dollars will stretch. In this video I talk about the [--] best cities to live in if your only income is Social Security. GoBanking Rates Article https://www.gobankingrates.com/retirement/social-security/best-places-live-only-social-security-check/ The Importance of Social Security Benefits to the Income of the Aged Population https://www.ssa.gov/policy/docs/ssb/v77n2/v77n2p1.html Sperlings Best Places https://www.bestplaces.net/" [YouTube Link](https://youtube.com/watch?v=VC3c5lKYSag) 2021-12-01T23:23Z 472K followers, 55.1K engagements "Working and Receiving Social Security (The New Rules for 2025) In this video well break down the new [----] Social Security earnings limits and explain how they impact retirees who continue to work while receiving benefits. Learn how much you can earn before facing benefit reductions and how these changes affect your retirement planning. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 📢 Get the Ultimate Retirement & Social Security Cheat Sheet Bundle" [YouTube Link](https://youtube.com/watch?v=Y2ZtejYvcBo) 2024-10-10T15:30Z 471K followers, 612.4K engagements "The ONE Thing You MUST Get Right in Retirement Planning #shorts Discover the critical piece in retirement planning that ONLY YOU can control If you overlook this it could potentially jeopardize your entire retirement plan. It's your retirement budget. Understanding your post-tax monthly income requirements is essential for optimizing your retirement income. Decisions regarding Social Security pensions and even the best order to withdraw from your savings depend on your monthly net income goal. If you've had trouble figuring this out or want a fresh perspective we've got you covered. My team" [YouTube Link](https://youtube.com/watch?v=YycgNBf-KGI) 2023-05-16T20:01Z 474K followers, 17.9K engagements "What Retirees Need to Know About Trumps Tax Bill A new version of Trumps tax cuts is gaining tractionand it could have a big impact on your retirement taxes. In this video I explain how the potential extension of the larger standard deduction could affect retirees and what might happen if the current tax law expires at the end of [----]. Youll learn: Why the standard deduction matters more than ever for retirees How tax-free income could shrink by nearly $20000 The real cost of reverting to pre-2018 tax rulesover $100000 in some cases How this affects IRA withdrawals Social Security taxes and" [YouTube Link](https://youtube.com/watch?v=_9Oj34v4QlM) 2025-05-23T21:16Z 477K followers, 282.9K engagements "Do This Before the Next Market Drop If you're retired or close to it there's one move that can protect your income during the next downturn: building a retirement spending bucket. Ill show you what it is why now is the right time to set it up and answer your questions live so you can apply it with confidence. ✅ Get a clear plan for your retirement income https://www.carrolladvisory.com/contact/. 👉 Download your copy of The One Critical Portfolio Shift You Must Make Before Retirement https://www.carrolladvisory.com/one-critical-shift" [YouTube Link](https://youtube.com/watch?v=_qkP9V2edvs) 2025-10-20T04:46Z 477K followers, 12.4K engagements "What Your Social Security Number Means Your Social Security number is a nine-digit code that is as unique as your fingerprint and in todays video Im going to help you break these numbers down and tell you exactly what each set of numbers mean. Be sure to stick around to the end and Ill also cover what the plans are for when the inevitable happens.when all possible combinations of a nine-digit number have been exhausted. 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page" [YouTube Link](https://youtube.com/watch?v=avrgThG8Z4s) 2021-06-14T15:38Z 476K followers, 196.2K engagements "They Promised No Taxes on Social Security: Heres What Happened During his campaign President Trump said he would eliminate federal taxes on Social Security benefits. But now that the new tax law is signed many retirees are wondering what happened to that promise. In this video I explain why Social Security taxes were not repealed even though some headlines made it sound like they were. We will walk through how the legislative process including budget reconciliation and the Byrd Rule prevented lawmakers from changing how Social Security benefits are taxed through this bill even if they wanted" [YouTube Link](https://youtube.com/watch?v=cM558cKTExk) 2025-07-08T18:23Z 477K followers, 75.9K engagements "My Favorite FREE Tax Calculator Are You Overlooking This Critical Piece of Your Retirement Plan If you're approaching retirement and feeling unsure about your tax strategy you're not alone it's one of the biggest blind spots I see in retirement planning. In this video Ill walk you through a free tax planning tool that can help bring clarity to your retirement tax strategy. 🔗 IMPORTANT LINKS 🔗 📌 Use the calculator https://www.taxact.com/tools/tax-calculator 📌 Download the cheat sheet https://www.carrolladvisory.com/retirement-cheat-sheet 👍 Get confidence in your retirement with a clear" [YouTube Link](https://youtube.com/watch?v=cgrdMEWfUyg) 2025-03-31T19:00Z 477K followers, [----] engagements "Dont Let a Bad Market Ruin Your Retirement Plans Retiring in a bad market You dont have to panic. In this video Ill walk you through three key steps to help you retire with confidence even when the market is down. 👍 Get guidance for retiring in a bad market. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 Use my link to sign up for a free trial of Boldin (formerly NewRetirement) and get a free digital copy of my best-selling book Social Security Basics. https://www.devincarroll.com/boldin Disclaimers 👨🏻⚖ 📜 HEAR YE HEAR YE: Some of my videos contain links to third" [YouTube Link](https://youtube.com/watch?v=fB-RqclczAU) 2025-04-03T18:14Z 477K followers, [----] engagements "Elon Musk vs. SSA: Social Security Administration EXPOSED Elon Musk just dropped a bombshellclaiming that nearly [----] people over the age of [---] are STILL receiving Social Security benefits. 🤯 If true this would be one of the biggest government scandals in history. So whats really going on Is this a case of massive fraud A system failure Or is there something even bigger being covered up 📌 Heres what we know so far: ✔ The Treasury Department recently clawed back $31 million in payments to dead people. ✔ Social Securitys outdated COBOL system could be misreporting databut is that really the" [YouTube Link](https://youtube.com/watch?v=fN3WYz9HqX4) 2025-02-18T14:12Z 471K followers, 71.4K engagements "The SSA Could Owe You Money #shorts 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt 🔥🔥 Dont miss my free online workshop How to Choose the RIGHT Age to File for Social Security. In this workshop youll learn: ✔The Most Important Factors to Consider BEFORE You File for Benefits ✔How to Coordinate Your Social Security Filing Decision with Your Other Assets & Income for a Tax Efficient Distribution Strategy ✔Why This Is The Biggest" [YouTube Link](https://youtube.com/watch?v=fbsW6kAfnbM) 2023-02-28T22:30Z 473K followers, 22K engagements "Social Security Income Limit: What Counts As Income If youre under full retirement age and file for Social Security benefits there is a limit to the amount of income you can have before your benefit is reduced or shut off completely. But what counts as income In this video I'll explain what income sources will and will not trigger the earnings limit. Resources: My video: How To Fix Social Security Overpayment Notices https://www.youtube.com/watchv=MkYXVwMmx0w Social Security Handbook Chapter on Wages - https://www.ssa.gov/OP_Home/handbook/handbook.13/handbook-toc13.html SSA publication How" [YouTube Link](https://youtube.com/watch?v=jJZ7Q41bto4) 2019-08-12T16:51Z 475K followers, 200.3K engagements "Taxes on Social Security Benefits You can only spend the dollars you keep so you need to understand the rules about taxes on your Social Security benefits. Social Security benefits havent always been taxable. From the first Social Security payment in January [----] all the way to [----] Social Security benefits were completely tax free. But that all changed with the passage of [----] Amendments to the Social Security Act. Under this new rule up to 50% of Social Security benefits became taxable for individuals with a certain level of income. [--] years later the Deficit Reduction Act of [----] expanded" [YouTube Link](https://youtube.com/watch?v=juj4YsXOdkc) 2020-01-05T22:26Z 472K followers, 297.3K engagements "Roth Conversions: The One Chart That Could Change How You Think Thinking about a Roth conversion This one chart shows when the taxes you pay today actually start saving you money. Dont make a move without seeing this. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. 🔗 IMPORTANT LINKS 🔗 📢 Get the Ultimate Retirement & Social Security Cheat Sheet Bundle https://www.carrolladvisory.com/pl/2148282517 🚀 Start your journey to a CONFIDENT retirement Use my link to sign up" [YouTube Link](https://youtube.com/watch?v=k_R579-YDd0) 2025-06-02T20:28Z 477K followers, 119.4K engagements "The Government Pension Offset (GPO) Top [--] Questions If youve ever worked in a government job where you didnt pay Social Security taxes and earned a pension from that work its critical that you understand the Government Pension Offset because this rule can drastically reduce or even completely eliminate your Social Security spousal or survivors benefits. 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt 🔥🔥 📍We can show you how to retire" [YouTube Link](https://youtube.com/watch?v=lSplfDo4WXI) 2022-06-06T20:15Z 475K followers, 30K engagements "The Optimal Retirement Withdrawal Strategy 🔥 The order in which you withdraw your funds during retirement can greatly impact the taxes you owe and the longevity of your savings. In this video we'll explore a unique approach to taking withdrawals which is often overlooked. If you're considering retirement or have recently retired watching this video will provide valuable insights to help you make the most of your savings. 👉🏻 Get a plan that optimizes your retirement income. Start here https://www.devincarroll.com/roadmap 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the" [YouTube Link](https://youtube.com/watch?v=lVuLo_Rf4pc) 2023-04-25T20:00Z 474K followers, 62.5K engagements "Roth Conversions: How Much Is Enough Roth conversions can be one of the smartest tax moves you make in retirement. But go just a little too farand it can be counterproductive. 💣 In this video Ill show you how to find your Roth conversion sweet spot before you cross into the danger zone. 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 📢 Get the Ultimate Retirement & Social Security Cheat Sheet Bundle https://www.carrolladvisory.com/pl/2148282517 🚀 Start your journey to" [YouTube Link](https://youtube.com/watch?v=lwTRttaSpv4) 2025-06-12T19:00Z 477K followers, 81K engagements "3 Types of People Who Should NOT Hire a Flat Fee Financial Advisor 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt 🔥🔥 📍We can show you how to retire with confidence 📍In our Retirement Roadmap plan we can help make your retirement savings last longer and reduce your taxes by coordinating your Social Security filing strategy retirement account withdrawals and Roth conversions. 📞Schedule your call and see if this plan is a fit for" [YouTube Link](https://youtube.com/watch?v=mev90z2XlS0) 2024-04-14T20:00Z 476K followers, 10.7K engagements "The Golden Runway: The Tax Window Retirees Cant Afford to Miss There's a limited tax-planning window that can dramatically shape the rest of your retirement. I call it The Golden Runway the years between retiring claiming Social Security and starting RMDs. During this time your taxable income is usually at its lowest and your flexibility is at its highest. That means bigger opportunities for Roth conversions capital-gains harvesting bracket planning and building a long-term tax strategy on your terms. In this video Ill show you why this window is so powerful why so many retirees accidentally" [YouTube Link](https://youtube.com/watch?v=nUw2IPxeQ6Y) 2025-12-10T21:01Z 477K followers, 12K engagements "The Importance Of Financial Automation For Retirement 💡 #shorts 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt 🔥🔥 Dont miss my free online workshop How to Choose the RIGHT Age to File for Social Security. In this workshop youll learn: ✔The Most Important Factors to Consider BEFORE You File for Benefits ✔How to Coordinate Your Social Security Filing Decision with Your Other Assets & Income for a Tax Efficient Distribution Strategy" [YouTube Link](https://youtube.com/watch?v=oe3ZbNJuVVc) 2023-02-16T16:00Z 471K followers, [----] engagements "How Much Social Security Is Taxable In today's video I want to answer a simple question that I'm asked all the time. "How much Social Security is taxable" 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt 🔥🔥 📍We can show you how to retire with confidence 📍In our Retirement Roadmap plan we can help make your retirement savings last longer and reduce your taxes by coordinating your Social Security filing strategy retirement account" [YouTube Link](https://youtube.com/watch?v=ta2BIwKuKO4) 2022-03-08T22:13Z 474K followers, 63.5K engagements "Should You Be Worried About the Market Crash The markets down headlines are loud and its easy to feel uneasy. But history data and smart planning suggest this isnt a time to panicunless youre missing one critical piece. 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 📢 Get the Ultimate Retirement & Social Security Cheat Sheet Bundle https://www.carrolladvisory.com/pl/2148282517 🚀 Start your journey to a CONFIDENT retirement Use my link to sign up for a free trial of" [YouTube Link](https://youtube.com/watch?v=u8fz9b00GUM) 2025-04-04T21:02Z 477K followers, 16.8K engagements "Spouse's Guide to Social Security Survivor Benefits The Social Security surviving spouse benefit seems easy enough to understand. But hidden in the details are small nuances that can cost you - or your loved ones - thousands of dollars in missed benefits. But If you invest the time to make sure you know the rules you can be confident that you understand the benefits available to a surviving spouse. Here are some shortcuts to specific areas of the video: 3:25 What spouses are eligible for survivors benefits Current vs.former spouses. Remarriage rules. Exceptions to the length of marriage" [YouTube Link](https://youtube.com/watch?v=uA4HkkyMMkc) 2019-09-23T21:31Z 470K followers, 173.8K engagements "SSI is not Social Security #shorts SSI is not the same as Social Security. Here are the differences. ➡Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt ➡Get the Retirement Planning Cheat Sheet This simplifies the contributions and income limits tax tables and other important rules to just one page. http://devincarroll.me/retirementcheatsheetyt. Dont miss my free online workshop How to Choose the RIGHT Age to File for Social Security. In this" [YouTube Link](https://youtube.com/watch?v=uKAlDaMgi3U) 2021-06-08T21:09Z 471K followers, 69.5K engagements "The $5000 Stimulus The DOGE Dividend Could you be getting a $5000 check from the government A new proposal suggests taxpayers might receive a DOGE Dividenda direct payout based on how much wasteful spending is eliminated. 🚀 Elon Musks Department of Government Efficiency (DOGE) has already identified $55 billion in savings and Trump is floating the idea of returning 20% of government savings back to taxpayers. This could mean stimulus-like checksbut without deficit spending or new government debt. In this video Ill break down: ✅ Where this money is coming from ✅ Who qualifies for a check ✅" [YouTube Link](https://youtube.com/watch?v=v0T1hw2CuL4) 2025-02-22T22:58Z 477K followers, 39.2K engagements "How To Get A $3000 Social Security Benefit Want to know the earnings it requires to get a $3000 Social Security benefit It wasnt too long ago that a benefit of this size was unattainable even for those who were high-income earners. But now mostly because of the inflationary increases weve had lately this level of benefit is within the reach of those even with modest incomes. 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt 🔥🔥 📍We can" [YouTube Link](https://youtube.com/watch?v=wRt96GtTTeQ) 2022-11-29T21:08Z 470K followers, 264.6K engagements "2025 COLA 2-3% Likely #socialsecuritychanges The data on the first of the inflation numbers that determine the Social Security COLA is out" [YouTube Link](https://youtube.com/watch?v=y1fnUXPJ42Q) 2024-08-14T13:14Z 476K followers, 19.7K engagements "The Free Retirement Budget Calculator Every Retiree Needs If you retire without a clear budget your plan can fall apart fast. In this video Ill show you why your retirement budget is the foundation of everythingfrom Social Security timing to Roth conversionsand introduce my brand-new (and totally free) Retirement Budget Calculator. Learn how to confidently define your after-tax income needs and build a plan that actually works for your lifestyle. 🔗 IMPORTANT LINKS 🔗 💻 To use the calculator visit https://www.carrolladvisory.com/budget-calculator 👍 Get confidence in your retirement with a" [YouTube Link](https://youtube.com/watch?v=6IIEehYpGzs) 2025-10-15T19:12Z 477K followers, [----] engagements "The Minimum Social Security Benefit The minimum Social Security benefit provision is an alternative benefit that increases benefits paid to low-income individuals. Where the regular Social Security benefit formula bases the benefit amount on an individuals lifetime earnings the minimum Social Security benefit formula is based on the number of years a person has worked with earnings at or above a certain threshold. The benefit amounts are still calculated through both formulas but with the minimum Social Security benefit provision the higher of the two benefits is the amount provided to" [YouTube Link](https://youtube.com/watch?v=6fN-INpRQZc) 2021-05-10T21:25Z 476K followers, 81.3K engagements "Forecast: The [----] Social Security COLA The [----] Social Security COLA is beginning to take shape. 👉 Download your copy of The One Critical Portfolio Shift You Must Make Before Retirement https://www.carrolladvisory.com/one-critical-shift 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 Disclaimers 👨🏻⚖ 📜 HEAR YE HEAR YE: Some of my videos contain links to third party products apps and services. If you click through I may receive a small referral fee to my media company" [YouTube Link](https://youtube.com/watch?v=6z_sAf5FSG4) 2025-09-08T19:33Z 477K followers, 92.3K engagements "Ending the Federal Income Tax Could the federal income tax could go away That's what they are saying. 🤔 I break down what's been said what the math looks like and what retirees should watch for as tax changes continue to unfold. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👉 Download your copy of The One Critical Portfolio Shift You Must Make Before Retirement https://www.carrolladvisory.com/one-critical-shift Disclaimers 👨🏻⚖ 📜 HEAR YE HEAR" [YouTube Link](https://youtube.com/watch?v=EWKphV1DaG0) 2025-12-04T21:34Z 477K followers, 15K engagements "The Smart Retirees Guide to Qualified Charitable Distributions (QCD) Are you over 70or planning aheadand looking for a smarter way to give to charity while lowering your tax bill In this video I break down everything you need to know about Qualified Charitable Distributions (QCDs) one of the most powerful and underused strategies in retirement planning. Well cover these chapters: 00:00 Intro 01:54 What is a QCD 04:28 Is a QCD deductible 05:50 Who can use a QCD 08:25 Which accounts are eligible for a QCD 09:21 What are the QCD limits for [----] 10:06 Can you send a QCD to your Donor Advised Fund" [YouTube Link](https://youtube.com/watch?v=Mbd_QHYagnk) 2025-05-10T21:05Z 477K followers, 10.4K engagements "Social Security Income Limit: What Counts As Income #shorts 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt 🔥🔥 Dont miss my free online workshop How to Choose the RIGHT Age to File for Social Security. In this workshop youll learn: ✔The Most Important Factors to Consider BEFORE You File for Benefits ✔How to Coordinate Your Social Security Filing Decision with Your Other Assets & Income for a Tax Efficient Distribution Strategy ✔Why" [YouTube Link](https://youtube.com/watch?v=TQ6Hkb8Wzbw) 2023-05-25T17:00Z 476K followers, 58K engagements "Social Security: The Average Wage Index (AWI) Theres no question that the Average Wage Index is the most important and impactful component in calculating new benefits and managing ongoing benefits. Its not critical that you completely understand every piece of this puzzle to make Social Security work for you but having a broad knowledge will help you interpret what you see on the SSA website and in communications you may receive from them. Find my comprehensive article on this subject here: https://socialsecurityintelligence.com/the-average-wage-index-awi/ 🔥🔥 Get the Ultimate Social" [YouTube Link](https://youtube.com/watch?v=Uay9n7TU1fE) 2020-05-05T19:21Z 476K followers, 27.3K engagements "The Best Break Even Calculator for Social Security Today I'm unveiling my brand-new break-even calculator for Social Security. This goes behind the simple output and shows you the numbers behind the calculation. The best part Its yours to use for FREE There are no signups email addresses or other hoops to jump through. 📍To use this calculator visit https://www.carrolladvisory.com/free-break-even-calculator-for-social-security/. 💡We can show you how to retire with confidence 💡 In our Retirement Roadmap plan we can help make your retirement savings last longer and reduce your taxes by" [YouTube Link](https://youtube.com/watch?v=VtpxHmd0oAQ) 2024-02-19T21:00Z 476K followers, 90K engagements "The Surprising Truth About the [----] Social Security Cuts: Is Filing Early the Smart Move Why are so many Americans suddenly claiming Social Security early in [----] AARPs latest survey shows nearly half of new early filers are doing so out of fear that the program will run out of money. But does filing before possible cuts actually give you a financial advantage In this video I break down whats driving this surge in early claims clear up the biggest myths about Social Security cuts and run the numbers so you can see whether filing early really makes sense. 🔗 IMPORTANT LINKS 🔗 👍 Get" [YouTube Link](https://youtube.com/watch?v=d3YHjhtnvNg) 2025-09-22T18:00Z 477K followers, 23.7K engagements "How To Calculate Social Security Benefits [--] Easy Steps In this video I want to show you how to easily calculate your Social Security benefit without a fancy calculator software or help from someone who doesnt really care if your information they give you is correct or not (like you may get at the Social Security Administration). When we finish youll know how to do this calculation on your own in just a few simple steps. So why would you need to know how to do this calculation on your own Its important for a few reasons. First it never hurts to understand the mechanics behind an income stream" [YouTube Link](https://youtube.com/watch?v=im1IYEa_B2o) 2019-03-27T21:46Z 476K followers, 151.4K engagements "2026 Social Security COLA (Final Number) The [----] Social Security COLA is out 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👉 Download your copy of The One Critical Portfolio Shift You Must Make Before Retirement https://www.carrolladvisory.com/one-critical-shift Disclaimers 👨🏻⚖ 📜 HEAR YE HEAR YE: Some of my videos contain links to third party products apps and services. If you click through I may receive a small referral fee to my media" [YouTube Link](https://youtube.com/watch?v=tEj72Amnp_o) 2025-10-24T12:47Z 477K followers, 74.5K engagements "BREAKING: Major Update on Social Security WEP and GPO Big changes could be on the horizon for Social Security In this video I break down the latest updates on the Social Security Fairness Act and the potential repeal of the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO). 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 📢 Get the Ultimate Retirement & Social Security Cheat Sheet Bundle" [YouTube Link](https://youtube.com/watch?v=uENhtB_wDww) 2024-12-19T19:01Z 476K followers, 54.6K engagements "6 Silent Killers of a Great Retirement Even if youve saved enough money there are still loose ends in retirement that can cause big problems. Today Ill walk through the six that I see most often. Theyre all important but the last three are the most dangerous. Other Videos I Mentioned: How to Plan for Long-Term Care Expenses in Retirement https://youtu.be/EoPCohKAhRYsi=_TTe9nowWQAYglcd What Married Retirees Should Fear Most (But Rarely Do) https://youtu.be/1WTEMKvKucc The Golden Runway: The Tax Window Retirees Cant Afford to Miss https://youtu.be/nUw2IPxeQ6Y 👍 Get confidence in your" [YouTube Link](https://youtube.com/watch?v=zPMgp3yVzHY) 2026-01-25T17:53Z 477K followers, [----] engagements "Do You Need a Will or a Trust An Elder Law Attorney Explains Do I really need a trust I already have a will. What does a trust do that a will does not If everything already has beneficiaries do I really need either If youve asked these questions this discussion is for you. In this live conversation Im joined by John K. Ross IV one of the most experienced elder law attorneys in Texas with over [--] years of experience helping families navigate estate planning incapacity probate and long-term care issues. Well break this down in plain English and cover: The real difference between a will and a" [YouTube Link](https://youtube.com/watch?v=VrvIY9a0qD0) 2026-01-30T14:24Z 477K followers, [----] engagements "How to Make the RIGHT Social Security Decision Choosing when to file for Social Security is one of the most important decisions you will make in retirement and it is often more complex than just picking an age. In this live session we will walk through a clear planning-first framework for making the right Social Security decision based on your goals income needs and your overall retirement plan. We will cover: Why Social Security is a planning decision not just a filing decision How different priorities can lead to very different filing strategies How survivor protection guaranteed income and" [YouTube Link](https://youtube.com/watch?v=US02FSZxSDY) 2026-02-09T20:13Z 477K followers, [--] engagements "Will RMDs Be MUCH Higher Than You Expect I recently reviewed a retirement plan where one scenario showed that required minimum distributions could be four and a half million dollars higher than planned. That additional taxable income alone added more than a million dollars to the clients lifetime tax bill. And the reason this happened is baked into how most retirement plans are built. Today I want to show you how a single planning assumption can change everything. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a" [YouTube Link](https://youtube.com/watch?v=wve7LHY4-bE) 2026-01-27T21:12Z 477K followers, [----] engagements "6 Silent Killers of a Great Retirement Even if youve saved enough money there are still loose ends in retirement that can cause big problems. Today Ill walk through the six that I see most often. Theyre all important but the last three are the most dangerous. Other Videos I Mentioned: How to Plan for Long-Term Care Expenses in Retirement https://youtu.be/EoPCohKAhRYsi=_TTe9nowWQAYglcd What Married Retirees Should Fear Most (But Rarely Do) https://youtu.be/1WTEMKvKucc The Golden Runway: The Tax Window Retirees Cant Afford to Miss https://youtu.be/nUw2IPxeQ6Y 👍 Get confidence in your" [YouTube Link](https://youtube.com/watch?v=zPMgp3yVzHY) 2026-01-25T17:53Z 477K followers, [----] engagements "The Roth Conversion Piece Most Plans Never Address If your Roth conversion analysis only looks at whether you can reduce taxes over your lifetime it probably isnt going far enough. In this video I show why extending the planning horizon beyond your own lifetime can dramatically change the conclusion. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👉 Download your copy of The One Critical Portfolio Shift You Must Make Before Retirement" [YouTube Link](https://youtube.com/watch?v=0TO3-Z_ANA4) 2026-01-16T20:14Z 477K followers, [----] engagements "The Social Security Lump Sum Tax Strategy Most Retirees Miss Most retirees think they have only two choices when filing for Social Security: claim now or delay. But if you file after Full Retirement Age theres a little-known rule that can give you a third option and more control over your taxes. In this video I explain how the six-month retroactive Social Security filing rule works how the lump-sum benefit is taxed and how it can be used strategically during the golden runway years to preserve tax bracket space for Roth conversions capital gains or IRMAA planning. This isnt a strategy for" [YouTube Link](https://youtube.com/watch?v=kb39iEh1kpo) 2026-01-06T20:57Z 477K followers, [----] engagements "The Golden Runway: The Tax Window Retirees Cant Afford to Miss There's a limited tax-planning window that can dramatically shape the rest of your retirement. I call it The Golden Runway the years between retiring claiming Social Security and starting RMDs. During this time your taxable income is usually at its lowest and your flexibility is at its highest. That means bigger opportunities for Roth conversions capital-gains harvesting bracket planning and building a long-term tax strategy on your terms. In this video Ill show you why this window is so powerful why so many retirees accidentally" [YouTube Link](https://youtube.com/watch?v=nUw2IPxeQ6Y) 2025-12-10T21:01Z 477K followers, 12K engagements "Ending the Federal Income Tax Could the federal income tax could go away That's what they are saying. 🤔 I break down what's been said what the math looks like and what retirees should watch for as tax changes continue to unfold. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👉 Download your copy of The One Critical Portfolio Shift You Must Make Before Retirement https://www.carrolladvisory.com/one-critical-shift Disclaimers 👨🏻⚖ 📜 HEAR YE HEAR" [YouTube Link](https://youtube.com/watch?v=EWKphV1DaG0) 2025-12-04T21:34Z 477K followers, 15K engagements "Social Security Spousal Benefits Simplified Understanding Social Security spousal benefits doesnt have to be confusing. In this video I break down the SIMPLE formula that tells you exactly how much a lower-earning spouse can receive how dual entitlement works and how early or delayed filing affects each part of the benefit. If youve ever been confused about why your spousal benefit isnt what you expected this video will make everything click. Well cover: ✔ The basic 50% spousal benefit rule ✔ Why early filing reduces each piece of the benefit differently ✔ Dual entitlement the part no one" [YouTube Link](https://youtube.com/watch?v=Rn_HUgGIgBw) 2025-11-17T21:59Z 477K followers, 24.6K engagements "The WORST Ages to File for Social Security Everyone talks about the best age to file for Social Security but what about the worst ages to file In this video Ill show you how much your Social Security benefit actually increases each year you wait and why some ages give you far less bang for your buck than others. Understanding these year-by-year changes can help you avoid costly mistakes and make a more confident filing decision. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now" [YouTube Link](https://youtube.com/watch?v=1qrynof2OVU) 2025-11-09T14:38Z 477K followers, 116.4K engagements "The Real Return on Delaying Social Security (Its Not 8%) Is delaying Social Security really like earning 8% a year Not exactly. In this video I dig into the numbers explain the real return from waiting to claim and show when delaying benefits actually makes sense. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👉 Download your copy of The One Critical Portfolio Shift You Must Make Before Retirement https://www.carrolladvisory.com/one-critical-shift" [YouTube Link](https://youtube.com/watch?v=1HWpOzdTPoc) 2025-11-03T20:15Z 477K followers, 64.5K engagements "The Hidden Cost of Waiting to File for Social Security Youve probably heard that waiting until age [--] to file for Social Security is the smart move but what if that advice comes with a hidden cost In this video well look at the real trade-off between filing early and delaying. Youll see how taking larger withdrawals from your retirement savings while waiting for a bigger Social Security check can impact your portfolio over time and why the math isnt as one-sided as most experts make it sound. Well walk through a simple visual example showing how portfolio values change at different rates of" [YouTube Link](https://youtube.com/watch?v=IZoSckFtI3k) 2025-10-28T19:03Z 477K followers, 11.5K engagements "The Hidden Cost of Waiting to File for Social Security Youve probably heard that waiting until age [--] to file for Social Security is the smart move but what if that advice comes with a hidden cost In this video well look at the real trade-off between filing early and delaying. Youll see how taking larger withdrawals from your retirement savings while waiting for a bigger Social Security check can impact your portfolio over time and why the math isnt as one-sided as most experts make it sound. Well walk through a simple visual example showing how portfolio values change at different rates of" [YouTube Link](https://youtube.com/watch?v=FgQGpojTSl4) 2025-10-27T19:56Z 477K followers, 45.9K engagements "Working and Receiving Social Security (The New Rules for 2026) In this video well break down the new [----] Social Security earnings limits and explain how they impact retirees who continue to work while receiving benefits. Learn how much you can earn before facing benefit reductions and how these changes affect your retirement planning. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👉 Download your copy of The One Critical Portfolio Shift You Must" [YouTube Link](https://youtube.com/watch?v=b1VoPmVj73M) 2025-10-24T16:52Z 477K followers, 378.7K engagements "2026 Social Security COLA (Final Number) The [----] Social Security COLA is out 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👉 Download your copy of The One Critical Portfolio Shift You Must Make Before Retirement https://www.carrolladvisory.com/one-critical-shift Disclaimers 👨🏻⚖ 📜 HEAR YE HEAR YE: Some of my videos contain links to third party products apps and services. If you click through I may receive a small referral fee to my media" [YouTube Link](https://youtube.com/watch?v=tEj72Amnp_o) 2025-10-24T12:47Z 477K followers, 74.5K engagements "Do This Before the Next Market Drop If you're retired or close to it there's one move that can protect your income during the next downturn: building a retirement spending bucket. Ill show you what it is why now is the right time to set it up and answer your questions live so you can apply it with confidence. ✅ Get a clear plan for your retirement income https://www.carrolladvisory.com/contact/. 👉 Download your copy of The One Critical Portfolio Shift You Must Make Before Retirement https://www.carrolladvisory.com/one-critical-shift" [YouTube Link](https://youtube.com/watch?v=_qkP9V2edvs) 2025-10-20T04:46Z 477K followers, 12.4K engagements "The Free Retirement Budget Calculator Every Retiree Needs If you retire without a clear budget your plan can fall apart fast. In this video Ill show you why your retirement budget is the foundation of everythingfrom Social Security timing to Roth conversionsand introduce my brand-new (and totally free) Retirement Budget Calculator. Learn how to confidently define your after-tax income needs and build a plan that actually works for your lifestyle. 🔗 IMPORTANT LINKS 🔗 💻 To use the calculator visit https://www.carrolladvisory.com/budget-calculator 👍 Get confidence in your retirement with a" [YouTube Link](https://youtube.com/watch?v=6IIEehYpGzs) 2025-10-15T19:12Z 477K followers, [----] engagements "Why Retirees Run Out of Money (Its NOT What You Think) Youve probably heard the stories of retirees who seemed to do everything right only to find themselves running out of money years later. But heres the surprising truth: its rarely because they didnt save enough or picked the wrong investments. In this video Ill unpack the real reasons retirees run out of money and its not what you think. Ill share what Ive seen firsthand after working with hundreds of retirees the common patterns the small but critical mistakes and the overlooked risks that quietly derail even well-funded retirement" [YouTube Link](https://youtube.com/watch?v=Hlf6ss__E_g) 2025-10-06T20:42Z 477K followers, 29.9K engagements "Retirement Planning Lessons I Learned from a Heart Attack' "Devin youve had a heart attack. Those words shook me even though it turned out to be a false alarm. What I learned carries a huge lesson for retirement planning: Data without expertise can do real damage. In this video I share how misread EKG results mirror what happens when advisors rely only on planning software. Youll learn the key questions to ask your advisor about Roth conversions Social Security withdrawals and asset allocationso you know theyre interpreting the data not just reading it. Videos I mentioned: 🎥 Roth" [YouTube Link](https://youtube.com/watch?v=EhptWkVqtXI) 2025-10-01T20:00Z 477K followers, [----] engagements "2026 Social Security COLA Delayed The Social Security cost-of-living adjustment is usually announced every October. This year theres a twist. 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👉 Download your copy of The One Critical Portfolio Shift You Must Make Before Retirement https://www.carrolladvisory.com/one-critical-shift Disclaimers 👨🏻⚖ 📜 HEAR YE HEAR YE: Some of my videos contain links to third party products apps and services. If you click through I may" [YouTube Link](https://youtube.com/watch?v=61VcpgQq9Gs) 2025-09-29T18:17Z 477K followers, 35K engagements "The Surprising Truth About the [----] Social Security Cuts: Is Filing Early the Smart Move Why are so many Americans suddenly claiming Social Security early in [----] AARPs latest survey shows nearly half of new early filers are doing so out of fear that the program will run out of money. But does filing before possible cuts actually give you a financial advantage In this video I break down whats driving this surge in early claims clear up the biggest myths about Social Security cuts and run the numbers so you can see whether filing early really makes sense. 🔗 IMPORTANT LINKS 🔗 👍 Get" [YouTube Link](https://youtube.com/watch?v=d3YHjhtnvNg) 2025-09-22T18:00Z 477K followers, 23.7K engagements "Are You Making One of These [--] Retirement Mistakes Youve worked hard saved diligently and built a nice portfolio. But heres the truth: even millionaires make retirement mistakes that can cost them hundreds of thousands of dollars. In this video Ill walk you through the [--] biggest mistakes I see wealthy retirees make and more importantly how you can avoid them. If youve saved $1M or more you dont want to miss this. 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 😲 Use my" [YouTube Link](https://youtube.com/watch?v=psp5eKV61Ws) 2025-09-17T21:11Z 477K followers, [----] engagements "The Biggest Social Security Tax Lie of [----] Something about Social Security just changed or at least thats what weve been told. The problem Whats really happening isnt what most retirees think. In this video Ill break down the truth behind the claims and why so many people are about to be caught off guard. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👉 Download your copy of The One Critical Portfolio Shift You Must Make Before Retirement" [YouTube Link](https://youtube.com/watch?v=2xm229POiqc) 2025-09-10T21:18Z 477K followers, 127.2K engagements "Forecast: The [----] Social Security COLA The [----] Social Security COLA is beginning to take shape. 👉 Download your copy of The One Critical Portfolio Shift You Must Make Before Retirement https://www.carrolladvisory.com/one-critical-shift 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 Disclaimers 👨🏻⚖ 📜 HEAR YE HEAR YE: Some of my videos contain links to third party products apps and services. If you click through I may receive a small referral fee to my media company" [YouTube Link](https://youtube.com/watch?v=6z_sAf5FSG4) 2025-09-08T19:33Z 477K followers, 92.3K engagements "I Hate AnnuitiesExcept This One Youve probably heard that annuities are bad and most of them are. Bloated fees confusing riders and sales-driven pitches have given annuities a well-deserved bad reputation. But theres one type of annuity that actually makes sense in the right retirement plan and in this video Ill show you what it is how it works and when it can fit. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👉 Download your copy of The One" [YouTube Link](https://youtube.com/watch?v=bj3QVtQxjAw) 2025-09-06T18:29Z 477K followers, 16.6K engagements "The New Investment Mix for Retirement The classic 60/40 portfolio is no longer the go-to allocation for retirees. In this video Ill explain why its falling short in todays market and reveal the new investment mix that can help you protect income reduce risk and keep your savings growing throughout retirement. 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👉 Download your copy of The One Critical Portfolio Shift You Must Make Before Retirement" [YouTube Link](https://youtube.com/watch?v=5_tfqte0nPw) 2025-08-11T14:14Z 477K followers, 17.4K engagements "What Married Retirees Should Fear Most (But Rarely Do) Youve built the plan. Youve handled the investments the taxes and the strategy.but what if something happens to you first Will your spouse be in the dark If you're the one leading the financial planning in your household this might be the most important conversation you haven't had yet. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👉 Download your copy of The One Critical Portfolio Shift You" [YouTube Link](https://youtube.com/watch?v=1WTEMKvKucc) 2025-07-29T20:45Z 477K followers, [----] engagements "Retirees.This Might Be Easy to Ignore But You'll Wish You Hadn't The market is soaring and thats exactly why now is the time to make a critical move if you're retired or planning to retire soon. A simple step today could save you from major stress down the road. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👉 Download your copy of The One Critical Portfolio Shift You Must Make Before Retirement https://www.carrolladvisory.com/one-critical-shift" [YouTube Link](https://youtube.com/watch?v=hRabHRRi76I) 2025-07-26T18:17Z 477K followers, 26.6K engagements "Social Security: How the New Tax Law Changes the Right Age to File If youre planning to start Social Security in the next few years theres a new wrinkle you need to think about (and it has nothing to do with your benefit amount). In this video I'll show you how the new senior bonus deduction the extra $6000 deduction per person should be factored into your decision about when to file for Social Security. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now" [YouTube Link](https://youtube.com/watch?v=0FOTqPJsfv0) 2025-07-15T18:54Z 477K followers, 31.3K engagements "Roth Conversions Have Changed: The Math You Were Using Is Now Wrong If youve ever considered doing a Roth conversion or maybe youre already in the middle of a multi-year plan youll likely want to go back and revisit that after this because some major tax planning assumptions have shifted and even if you have a plan in place right now its probably out of date. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your Roth conversion plan with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 📢 Get the Ultimate Retirement &" [YouTube Link](https://youtube.com/watch?v=SSJ3_wn1AF8) 2025-07-12T19:45Z 477K followers, 221.7K engagements "They Promised No Taxes on Social Security: Heres What Happened During his campaign President Trump said he would eliminate federal taxes on Social Security benefits. But now that the new tax law is signed many retirees are wondering what happened to that promise. In this video I explain why Social Security taxes were not repealed even though some headlines made it sound like they were. We will walk through how the legislative process including budget reconciliation and the Byrd Rule prevented lawmakers from changing how Social Security benefits are taxed through this bill even if they wanted" [YouTube Link](https://youtube.com/watch?v=cM558cKTExk) 2025-07-08T18:23Z 477K followers, 75.9K engagements "Trumps New Tax Law Could Save Retirees Thousands (Side-by-Side Examples) In this video Ill show you exactly how the new law affects retirees by walking through clear side-by-side comparisons of the old Trump tax cuts vs. the newly signed law. Youll see the impact on real retired couples at different income levels and how the new larger standard deduction and senior bonus deduction can lead to major tax savings. Well cover: ✅ Who benefits the most ✅ How the new deductions lower your federal income taxes ✅ The impact on capital gains Roth conversions and IRMAA ✅ Why this creates a powerful but" [YouTube Link](https://youtube.com/watch?v=Df-fO3lJqS4) 2025-07-07T20:47Z 477K followers, 90.7K engagements "Trumps New Tax Law: Retirees Cant Afford to Waste the Next Four Years Trumps New Tax Law Is Signed. Retirees Have a 4-Year Window to Act The new tax law is official and if you are retired or retiring soon this could be one of the best tax planning opportunities youll see for the rest of your life. You have a short four-year window to take action. In this video Ill explain whats changed whats staying the same and how to use this new law to lower your tax bill and strengthen your retirement plan. 🧠 Heres what youll learn: How the new standard deduction works for retirees What the senior bonus" [YouTube Link](https://youtube.com/watch?v=7cNI9VupWVw) 2025-07-05T21:24Z 477K followers, 2.5M engagements "Why Taxes Are More Complicated In Retirement When you're working taxes are straightforward. You earn a paycheck and that paycheck is generally taxed as ordinary income. But once you retire things get more complicated. 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 📢 Get the Ultimate Retirement & Social Security Cheat Sheet Bundle https://www.carrolladvisory.com/pl/2148282517 🚀 Start your journey to a CONFIDENT retirement Use my link to sign up for a free trial of" [YouTube Link](https://youtube.com/watch?v=GBaTzCTzNWo) 2025-06-18T19:30Z 477K followers, 15.7K engagements "Roth Conversions: How Much Is Enough Roth conversions can be one of the smartest tax moves you make in retirement. But go just a little too farand it can be counterproductive. 💣 In this video Ill show you how to find your Roth conversion sweet spot before you cross into the danger zone. 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 📢 Get the Ultimate Retirement & Social Security Cheat Sheet Bundle https://www.carrolladvisory.com/pl/2148282517 🚀 Start your journey to" [YouTube Link](https://youtube.com/watch?v=lwTRttaSpv4) 2025-06-12T19:00Z 477K followers, 81K engagements "Roth Conversions: The One Chart That Could Change How You Think Thinking about a Roth conversion This one chart shows when the taxes you pay today actually start saving you money. Dont make a move without seeing this. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. 🔗 IMPORTANT LINKS 🔗 📢 Get the Ultimate Retirement & Social Security Cheat Sheet Bundle https://www.carrolladvisory.com/pl/2148282517 🚀 Start your journey to a CONFIDENT retirement Use my link to sign up" [YouTube Link](https://youtube.com/watch?v=k_R579-YDd0) 2025-06-02T20:28Z 477K followers, 119.4K engagements "How Millionaire Retirees Should File for Social Security More than a few of my colleagues thought I was crazy: "Devin people with money aren't worried about Social Security." But my experience told me something different. Ive found that good savers are some of the most thoughtful and strategic people when it comes to making this decision. They understand that flexibility doesnt make the decision easier. It makes it more important. In this video we will walk through how financially successful retirees should approach Social Security. Whether your top priority is protecting your spouse building" [YouTube Link](https://youtube.com/watch?v=4P7Z4hd3n-A) 2025-05-29T20:00Z 477K followers, 33.9K engagements "What Retirees Need to Know About Trumps Tax Bill A new version of Trumps tax cuts is gaining tractionand it could have a big impact on your retirement taxes. In this video I explain how the potential extension of the larger standard deduction could affect retirees and what might happen if the current tax law expires at the end of [----]. Youll learn: Why the standard deduction matters more than ever for retirees How tax-free income could shrink by nearly $20000 The real cost of reverting to pre-2018 tax rulesover $100000 in some cases How this affects IRA withdrawals Social Security taxes and" [YouTube Link](https://youtube.com/watch?v=_9Oj34v4QlM) 2025-05-23T21:16Z 477K followers, 282.9K engagements "The Widows Tax Penalty: What Every Married Retiree Needs to Know When one spouse dies the surviving spouse often faces a harsh financial reality: less income higher taxes and increased Medicare premiums. This is called the widows penalty and its one of the most overlooked risks in retirement planning. Most retirement plans for couples assume both spouses will live long healthy lives. But what happens when life takes an unexpected turn In this video Ill: 📍Explain how the widows penalty works using a real-world example 📍Show the surprising tax and Medicare implications for surviving spouses" [YouTube Link](https://youtube.com/watch?v=wdX-q2kEXJM) 2025-05-19T01:17Z 477K followers, 71K engagements "The Smart Retirees Guide to Qualified Charitable Distributions (QCD) Are you over 70or planning aheadand looking for a smarter way to give to charity while lowering your tax bill In this video I break down everything you need to know about Qualified Charitable Distributions (QCDs) one of the most powerful and underused strategies in retirement planning. Well cover these chapters: 00:00 Intro 01:54 What is a QCD 04:28 Is a QCD deductible 05:50 Who can use a QCD 08:25 Which accounts are eligible for a QCD 09:21 What are the QCD limits for [----] 10:06 Can you send a QCD to your Donor Advised Fund" [YouTube Link](https://youtube.com/watch?v=Mbd_QHYagnk) 2025-05-10T21:05Z 477K followers, 10.4K engagements "The Hidden Tax Trap for Retirees (No One Is Talking About) What if the one thing you thought was protecting your retirementis actually setting you up for a massive tax bill If youre retired or approaching retirement you cant afford to miss this. Learn how to avoid paying the IRS more than you need to and make sure your plan works in both good times and bad. 👉 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 📢 Get the Ultimate Retirement & Social Security Cheat Sheet Bundle" [YouTube Link](https://youtube.com/watch?v=F44_awIiF9A) 2025-05-01T17:51Z 477K followers, 18.3K engagements "How to Plan for an UNPLANNED Retirement Nearly half of retirees dont get to choose when they retireand it can derail even the best-laid plans. In this video Ill show you why early unexpected retirement is so common and how you can prepare now to protect your future no matter what life throws your way. 📍Start your free trial of Boldin HERE https://www.devincarroll.com/boldin 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 📢 Get the Ultimate" [YouTube Link](https://youtube.com/watch?v=PMLiA34YjSA) 2025-04-07T19:00Z 477K followers, [----] engagements "Should You Be Worried About the Market Crash The markets down headlines are loud and its easy to feel uneasy. But history data and smart planning suggest this isnt a time to panicunless youre missing one critical piece. 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 📢 Get the Ultimate Retirement & Social Security Cheat Sheet Bundle https://www.carrolladvisory.com/pl/2148282517 🚀 Start your journey to a CONFIDENT retirement Use my link to sign up for a free trial of" [YouTube Link](https://youtube.com/watch?v=u8fz9b00GUM) 2025-04-04T21:02Z 477K followers, 16.8K engagements "Dont Let a Bad Market Ruin Your Retirement Plans Retiring in a bad market You dont have to panic. In this video Ill walk you through three key steps to help you retire with confidence even when the market is down. 👍 Get guidance for retiring in a bad market. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 Use my link to sign up for a free trial of Boldin (formerly NewRetirement) and get a free digital copy of my best-selling book Social Security Basics. https://www.devincarroll.com/boldin Disclaimers 👨🏻⚖ 📜 HEAR YE HEAR YE: Some of my videos contain links to third" [YouTube Link](https://youtube.com/watch?v=fB-RqclczAU) 2025-04-03T18:14Z 477K followers, [----] engagements "My Favorite FREE Tax Calculator Are You Overlooking This Critical Piece of Your Retirement Plan If you're approaching retirement and feeling unsure about your tax strategy you're not alone it's one of the biggest blind spots I see in retirement planning. In this video Ill walk you through a free tax planning tool that can help bring clarity to your retirement tax strategy. 🔗 IMPORTANT LINKS 🔗 📌 Use the calculator https://www.taxact.com/tools/tax-calculator 📌 Download the cheat sheet https://www.carrolladvisory.com/retirement-cheat-sheet 👍 Get confidence in your retirement with a clear" [YouTube Link](https://youtube.com/watch?v=cgrdMEWfUyg) 2025-03-31T19:00Z 477K followers, [----] engagements "How Sequence of Returns Risk Affects Your Social Security Filing Strategy What if I told you that whats happening in the stock market should impact when you file for Social Security In todays video Ill show you how sequence of returns risk can be mitigated with Social Security and walk through a few REAL examples that might challenge conventional wisdom. But by the end I think youll see why filing early for some people could be a smart way to protect your future. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a" [YouTube Link](https://youtube.com/watch?v=Y3r8igXWbps) 2025-03-23T20:00Z 477K followers, 18.5K engagements "The Average Retiree Income Have you ever wondered how your retirement income stacks up against other retirees In this video I want to break down why knowing what other retirees earn actually mattersnot for comparison and a measuring contest but to help you plan better make smarter financial decisions and create a retirement that works for you. But Im not stopping at the usual stats. Were going to go deeperlooking at average retiree income as a percentage of pre-retirement earnings and more importantly where that income actually comes from. How much comes from Social Security How much comes" [YouTube Link](https://youtube.com/watch?v=cvV0PgZc-_s) 2025-03-10T18:24Z 477K followers, 148.7K engagements "The End of Social Security Taxes What You Need to Know Are Social Security benefits finally going tax-free Many retirees are frustrated by the fact that after paying into the system for decades theyre still taxed on their benefits. But could that be changing In this video we break down the latest efforts to eliminate Social Security taxation what it could mean for your retirement income and whether you should plan for tax-free benefits in the future. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement" [YouTube Link](https://youtube.com/watch?v=7vR5bRZIC70) 2025-03-03T21:12Z 477K followers, 135.4K engagements "BREAKING: Social Securitys Surprise Update: Retroactive Checks Are On The Way Big news for those affected by the WEP and GPO See the press release here https://www.ssa.gov/news/press/releases/2025/#2025-02-25-a 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 📢 Get the Ultimate Retirement & Social Security Cheat Sheet Bundle https://www.carrolladvisory.com/pl/2148282517 🚀 Start your journey to a CONFIDENT retirement Use my link to sign up for a" [YouTube Link](https://youtube.com/watch?v=RCm_3Bn0Rkc) 2025-02-26T13:23Z 477K followers, 107.6K engagements "The $5000 Stimulus The DOGE Dividend Could you be getting a $5000 check from the government A new proposal suggests taxpayers might receive a DOGE Dividenda direct payout based on how much wasteful spending is eliminated. 🚀 Elon Musks Department of Government Efficiency (DOGE) has already identified $55 billion in savings and Trump is floating the idea of returning 20% of government savings back to taxpayers. This could mean stimulus-like checksbut without deficit spending or new government debt. In this video Ill break down: ✅ Where this money is coming from ✅ Who qualifies for a check ✅" [YouTube Link](https://youtube.com/watch?v=v0T1hw2CuL4) 2025-02-22T22:58Z 477K followers, 39.2K engagements Limited data mode. Full metrics available with subscription: lunarcrush.com/pricing
@devincarroll Devin Carroll, CFP®
Devin Carroll, CFP® posts on YouTube about social security, retirement, social, if you the most. They currently have [-------] followers and [---] posts still getting attention that total [------] engagements in the last [--] hours.
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- [--] Months [--] -1.40%
- [--] Year [---] +142%
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Social Influence
Social category influence finance celebrities us election
Social topic influence social security #49, retirement #288, social, if you, break, how to, the most, walk, money, in the
Top Social Posts
Top posts by engagements in the last [--] hours
"Trumps New Tax Law: Retirees Cant Afford to Waste the Next Four Years Trumps New Tax Law Is Signed. Retirees Have a 4-Year Window to Act The new tax law is official and if you are retired or retiring soon this could be one of the best tax planning opportunities youll see for the rest of your life. You have a short four-year window to take action. In this video Ill explain whats changed whats staying the same and how to use this new law to lower your tax bill and strengthen your retirement plan. 🧠 Heres what youll learn: How the new standard deduction works for retirees What the senior bonus"
YouTube Link 2025-07-05T21:24Z 477K followers, 2.5M engagements
"Roth Conversions Have Changed: The Math You Were Using Is Now Wrong If youve ever considered doing a Roth conversion or maybe youre already in the middle of a multi-year plan youll likely want to go back and revisit that after this because some major tax planning assumptions have shifted and even if you have a plan in place right now its probably out of date. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your Roth conversion plan with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 📢 Get the Ultimate Retirement &"
YouTube Link 2025-07-12T19:45Z 477K followers, 221.7K engagements
"Working and Receiving Social Security (The New Rules for 2026) In this video well break down the new [----] Social Security earnings limits and explain how they impact retirees who continue to work while receiving benefits. Learn how much you can earn before facing benefit reductions and how these changes affect your retirement planning. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👉 Download your copy of The One Critical Portfolio Shift You Must"
YouTube Link 2025-10-24T16:52Z 477K followers, 378.7K engagements
"The Social Security Lump Sum Tax Strategy Most Retirees Miss Most retirees think they have only two choices when filing for Social Security: claim now or delay. But if you file after Full Retirement Age theres a little-known rule that can give you a third option and more control over your taxes. In this video I explain how the six-month retroactive Social Security filing rule works how the lump-sum benefit is taxed and how it can be used strategically during the golden runway years to preserve tax bracket space for Roth conversions capital gains or IRMAA planning. This isnt a strategy for"
YouTube Link 2026-01-06T20:57Z 477K followers, [----] engagements
"Social Security: How the New Tax Law Changes the Right Age to File If youre planning to start Social Security in the next few years theres a new wrinkle you need to think about (and it has nothing to do with your benefit amount). In this video I'll show you how the new senior bonus deduction the extra $6000 deduction per person should be factored into your decision about when to file for Social Security. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now"
YouTube Link 2025-07-15T18:54Z 477K followers, 31.3K engagements
"What Married Retirees Should Fear Most (But Rarely Do) Youve built the plan. Youve handled the investments the taxes and the strategy.but what if something happens to you first Will your spouse be in the dark If you're the one leading the financial planning in your household this might be the most important conversation you haven't had yet. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👉 Download your copy of The One Critical Portfolio Shift You"
YouTube Link 2025-07-29T20:45Z 477K followers, [----] engagements
"The Social Security [----] Act ⚠ Massive changes to Social Security coming in [----] In the days ahead you're going to start hearing about this new proposal in the news. Watch this video so you'll understand what's really changing and how it may affect you. Social Security 2100: Conversation with Rep. John Larson - https://youtu.be/RRMyTWQL6y8 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt 🔥🔥 📍We can show you how to retire with"
YouTube Link 2021-12-07T20:45Z 452K followers, 64.2K engagements
"How Millionaire Retirees Should File for Social Security More than a few of my colleagues thought I was crazy: "Devin people with money aren't worried about Social Security." But my experience told me something different. Ive found that good savers are some of the most thoughtful and strategic people when it comes to making this decision. They understand that flexibility doesnt make the decision easier. It makes it more important. In this video we will walk through how financially successful retirees should approach Social Security. Whether your top priority is protecting your spouse building"
YouTube Link 2025-05-29T20:00Z 477K followers, 33.9K engagements
"The New Investment Mix for Retirement The classic 60/40 portfolio is no longer the go-to allocation for retirees. In this video Ill explain why its falling short in todays market and reveal the new investment mix that can help you protect income reduce risk and keep your savings growing throughout retirement. 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👉 Download your copy of The One Critical Portfolio Shift You Must Make Before Retirement"
YouTube Link 2025-08-11T14:14Z 477K followers, 17.4K engagements
"The End of Social Security Taxes What You Need to Know Are Social Security benefits finally going tax-free Many retirees are frustrated by the fact that after paying into the system for decades theyre still taxed on their benefits. But could that be changing In this video we break down the latest efforts to eliminate Social Security taxation what it could mean for your retirement income and whether you should plan for tax-free benefits in the future. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement"
YouTube Link 2025-03-03T21:12Z 477K followers, 135.4K engagements
"Biden's Plan to Change Social Security Now that the votes have been counted and we know that Joe Biden will soon be President Biden its time to dive into his plans to change Social Security. Hes had several agenda items that hes talked about fairly often and we have no reason to believe that we won't see these proposals turn into legislation in the next couple of years. RESOURCES DISCUSSED IN THIS VIDEO https://joebiden.com/older-americans/ https://www.urban.org/sites/default/files/publication/103028/how-would-joe-biden-reform-social-security-and-supplemental-security-income_0.pdf"
YouTube Link 2020-11-08T20:29Z 454K followers, 808.7K engagements
"The Ugly Truth About Taxes On Social Security #shorts 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt 🔥🔥 Dont miss my free online workshop How to Choose the RIGHT Age to File for Social Security. In this workshop youll learn: ✔The Most Important Factors to Consider BEFORE You File for Benefits ✔How to Coordinate Your Social Security Filing Decision with Your Other Assets & Income for a Tax Efficient Distribution Strategy ✔Why This Is"
YouTube Link 2022-09-16T20:38Z 453K followers, 29.8K engagements
"The Truth About Variable Annuities ⚠ Do you own a variable annuity Thinking about buying one In this video I'll show you step-by-step how to break down the often complex mechanics of variable annuities and how fees can influence your end result. 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt 🔥🔥 📍We can show you how to retire with confidence 📍In our Retirement Roadmap plan we can help make your retirement savings last longer and"
YouTube Link 2023-09-08T21:02Z 457K followers, 10.6K engagements
"Social Security Unlocked: Learn to Calculate Your Benefit (and Navigate the WEP) Are you ready to take control of your Social Security benefits Join me for an in-depth live event where Ill walk you through the exact steps to calculate your Social Security benefit. Well start with the standard calculation method for most retirees ensuring you fully understand how your benefit is determined. Then Ill dive into the details of how the formula changes for those affected by the Windfall Elimination Provision (WEP). Ill break down what the WEP is how it impacts your benefit and explain the WEP"
YouTube Link 2024-08-21T00:48Z 443K followers, [----] engagements
"Will Continuing to Work Increase Social Security Benefits If you file for Social Security and then continue working (or go back to work) can your benefit increase or decrease The answer is that your benefit is never really frozen and additional work you do can affect your benefit payment. In this video I'll explain how it all works. RESOURCES GET YOUR INDEXING FACTORS HERE https://www.ssa.gov/OACT/COLA/awifactors.html Code of Federal Regulations [-------] [-------] Recomputations https://www.ssa.gov/OP_Home/cfr20/404/404-0280.htm Code of Federal Regulations [-------] Recalculations"
YouTube Link 2020-03-12T19:46Z 454K followers, 40.7K engagements
"Biden Signs the Social Security Fairness Act: What Happens Next Its official the WEP (Windfall Elimination Provision) and GPO (Government Pension Offset) are gone President Biden has signed the Social Security Fairness Act into law marking a major change for millions of Americans. In this video Ill cover what this means for your Social Security benefits the timeline for implementation and the challenges the Social Security Administration will face in recalculating benefits. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes."
YouTube Link 2025-01-05T21:43Z 454K followers, 272.9K engagements
"BREAKING: Social Security Fairness Act Passes (Here's What Happens Next) The Social Security Fairness Act has been passed by the Senate. This is the complete elimination of the Windfall Elimination Provision and the Government Pension Offset. Here's what you can expect next. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 📢 Get the Ultimate Retirement & Social Security Cheat Sheet Bundle https://www.carrolladvisory.com/pl/2148282517 🚀 Start your"
YouTube Link 2024-12-21T17:17Z 457K followers, 256K engagements
"The Windfall Elimination Provision - Plus the Two Most Common Ways to Sidestep If you have a pension from a job where you did not pay Social Security taxes you need to know about the Windfall Elimination Provision Its unfortunate but you CANNOT expect the Social Security Administration to tell you how this will impact you. This means that the burden is on YOU to fully understand how this provision works and how youll be impacted. In this video Ill untangle this provision so youll know how to calculate this for yourself and then discuss the two most common ways to sidestep this rule. My"
YouTube Link 2022-04-11T20:19Z 469K followers, 70K engagements
"10 Social Security Questions - 50% Can't Answer I saw a study the other day that suggested less than half of Americans were able to correctly answer some BASIC Social Security questions I was reminded that my job is not nearly finished here. I want the average American to be able to understand the system well enough to get every dime in benefits that they and their families deserve. RESOURCES: Motley Fool Article Written by Christy Bieber https://www.fool.com/investing/2022/02/18/can-you-answer-the-10-social-security-questions-mo/ Direct link to the Nationwide study"
YouTube Link 2022-02-21T18:15Z 454K followers, 12.9K engagements
"Teacher's Retirement & Social Security Complete Guide Devin Carroll If you're a teacher (or other public servant) you've probably seen lots of conflicting information on the topic of Social Security and Teacher's Retirement. There's no denying that it's a complex issue so in this video we'll take a closer look at the Windfall Elimination Provision and the Government Pension Offset (the two rules that apply to those with a pension from a job where they didn't pay into Social Security). Additionally we'll dive into a few ways to get around these rules. These rules are not necessarily limited to"
YouTube Link 2019-02-10T16:50Z 469K followers, 80.3K engagements
"Trumps New Tax Law Could Save Retirees Thousands (Side-by-Side Examples) In this video Ill show you exactly how the new law affects retirees by walking through clear side-by-side comparisons of the old Trump tax cuts vs. the newly signed law. Youll see the impact on real retired couples at different income levels and how the new larger standard deduction and senior bonus deduction can lead to major tax savings. Well cover: ✅ Who benefits the most ✅ How the new deductions lower your federal income taxes ✅ The impact on capital gains Roth conversions and IRMAA ✅ Why this creates a powerful but"
YouTube Link 2025-07-07T20:47Z 477K followers, 90.7K engagements
"Retirement Planning Lessons I Learned from a Heart Attack' "Devin youve had a heart attack. Those words shook me even though it turned out to be a false alarm. What I learned carries a huge lesson for retirement planning: Data without expertise can do real damage. In this video I share how misread EKG results mirror what happens when advisors rely only on planning software. Youll learn the key questions to ask your advisor about Roth conversions Social Security withdrawals and asset allocationso you know theyre interpreting the data not just reading it. Videos I mentioned: 🎥 Roth"
YouTube Link 2025-10-01T20:00Z 477K followers, [----] engagements
"How to Plan for Long-Term Care Expenses in Retirement In this video I dive into one of the biggest retirement planning challengeslong-term care. Most people don't realize how likely it is they'll need long-term care and the costs can vary widely depending on where you live. Ill share strategies to help you plan for these expenses and a valuable tool that can estimate care costs specific to your area. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1"
YouTube Link 2024-09-20T16:12Z 454K followers, [----] engagements
"Why Taxes Are More Complicated In Retirement When you're working taxes are straightforward. You earn a paycheck and that paycheck is generally taxed as ordinary income. But once you retire things get more complicated. 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 📢 Get the Ultimate Retirement & Social Security Cheat Sheet Bundle https://www.carrolladvisory.com/pl/2148282517 🚀 Start your journey to a CONFIDENT retirement Use my link to sign up for a free trial of"
YouTube Link 2025-06-18T19:30Z 477K followers, 15.7K engagements
"$5500000 from Social Security #retirement #socialsecurity 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt 🔥🔥 📍We can show you how to retire with confidence 📍In our Retirement Roadmap plan we can help make your retirement savings last longer and reduce your taxes by coordinating your Social Security filing strategy retirement account withdrawals and Roth conversions. 📞Schedule your call and see if this plan is a fit for you."
YouTube Link 2024-03-09T22:27Z 454K followers, 26.5K engagements
"Debt Ceiling: Will They Stop Social Security Payments Theres lots of chatter about the debt ceiling negotiation and how it could impact Social Security payments. Get the facts here. 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt 🔥🔥 Dont miss my free online workshop How to Choose the RIGHT Age to File for Social Security. In this workshop youll learn: ✔The Most Important Factors to Consider BEFORE You File for Benefits ✔How to"
YouTube Link 2023-05-12T16:24Z 458K followers, 32.4K engagements
"Why Retirees Run Out of Money (Its NOT What You Think) Youve probably heard the stories of retirees who seemed to do everything right only to find themselves running out of money years later. But heres the surprising truth: its rarely because they didnt save enough or picked the wrong investments. In this video Ill unpack the real reasons retirees run out of money and its not what you think. Ill share what Ive seen firsthand after working with hundreds of retirees the common patterns the small but critical mistakes and the overlooked risks that quietly derail even well-funded retirement"
YouTube Link 2025-10-06T20:42Z 477K followers, 29.9K engagements
"Presidential Debate: Bad News for Social Security In this video I analyze the Social Security portion of the recent debate between President Biden and former President Trump. Resources mentioned in the video: Watch the entire debate here https://www.youtube.com/live/-v-8wJkmwBYsi=Box6Y1-FznKx9_qy&t=3929 Raising the taxable wage base to $400000 https://www.ssa.gov/oact/solvency/provisions/tables/table_run223.html Center for Immigration Studies report https://cis.org/Report/Impact-Immigration-Social-Security-and-Medicare-Conceptual-Primer 🔗 LINKS 🔗 📍 Get the Big Picture Retirement Cheat"
YouTube Link 2024-07-02T14:55Z 443K followers, 50.4K engagements
"Working While Receiving Social Security (The new [----] rules) In this video we're covering the new [----] rules that apply if you want to work while collecting Social Security benefits. Then I'll answer some of the big questions like: Does the Social Security Administration Look at Single or Joint Income What happens to benefits that are withheld if you go over the earnings limit How is the earnings limit actually applied When does the limit switch from an annual limit to a monthly limit Should you tell the social security administration if you are over the limit Will the earnings limit affect"
YouTube Link 2022-10-18T20:10Z 443K followers, 2M engagements
"Working While Receiving Social Security (The New [----] Rules) In this video we're covering the new [----] rules that apply if you want to work while collecting Social Security benefits. Then I'll answer some of the big questions like: Does the Social Security Administration Look at Single or Joint Income What happens to benefits that are withheld if you go over the earnings limit How is the earnings limit actually applied When does the limit switch from an annual limit to a monthly limit Should you tell the Social Security Administration if you are over the limit Will the earnings limit affect"
YouTube Link 2023-10-12T15:32Z 466K followers, 627.7K engagements
"How to Plan for an UNPLANNED Retirement Nearly half of retirees dont get to choose when they retireand it can derail even the best-laid plans. In this video Ill show you why early unexpected retirement is so common and how you can prepare now to protect your future no matter what life throws your way. 📍Start your free trial of Boldin HERE https://www.devincarroll.com/boldin 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 📢 Get the Ultimate"
YouTube Link 2025-04-07T19:00Z 477K followers, [----] engagements
"You Can't Get Social Security at [--] (Here's Why) Its a shock to some people when they find out they cant receive Social Security benefits as soon as they turn [--]. The SSA has A LOT of strange rules. But theres one that takes this to a whole new level and its called the day before rule. This rule says that your Social Security birthday is the day before your actual birthday. This has a lot of impact in the Social Security system including a big impact to when you can receive Social Security benefits. https://secure.ssa.gov/apps10/POMS.NSF/lnx/0300615015 🔗 IMPORTANT LINKS 🔗 👍 Get confidence"
YouTube Link 2021-05-03T19:39Z 457K followers, 1.1M engagements
"Early Retirement: Should You File for Disability or Retirement Benefits If youre retiring early for health reasons or know someone who is you need to watch this video. Filing for the wrong benefit can cost you thousands of dollars. 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt 🔥🔥 📍We can show you how to retire with confidence 📍In our Retirement Roadmap plan we can help make your retirement savings last longer and reduce your taxes"
YouTube Link 2019-07-24T18:13Z 470K followers, 50.2K engagements
"BREAKING: Social Securitys Surprise Update: Retroactive Checks Are On The Way Big news for those affected by the WEP and GPO See the press release here https://www.ssa.gov/news/press/releases/2025/#2025-02-25-a 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 📢 Get the Ultimate Retirement & Social Security Cheat Sheet Bundle https://www.carrolladvisory.com/pl/2148282517 🚀 Start your journey to a CONFIDENT retirement Use my link to sign up for a"
YouTube Link 2025-02-26T13:23Z 477K followers, 107.6K engagements
"Critical Update: Social Security Fairness Act 🚨 There are critical updates from the SSA about the Fairness Act that could impact your benefits. The SSA web page on the Fairness Act https://www.ssa.gov/benefits/retirement/social-security-fairness-act.htmltl=4%2C5 🔗 LINKS 🔗 📍 Get the Big Picture Retirement Cheat Sheet: https://www.carrolladvisory.com/pl/2148282517 📷 Get Exclusive Access to Six Unpublished Videos. There is no charge but these videos are ONLY available to my email subscribers https://www.carrolladvisory.com/unpublished-videos 🧭 Use my link to sign up for a free trial of"
YouTube Link 2025-01-27T17:06Z 452K followers, 25.1K engagements
"2025 COLA % (Plus answers to common questions) The cost of living adjustment is out Here is the number and the answer to the most common questions. 🔗 LINKS 🔗 📍 Get the Big Picture Retirement Cheat Sheet: https://www.carrolladvisory.com/pl/2148282517 📷 Get Exclusive Access to Six Unpublished Videos. There is no charge but these videos are ONLY available to my email subscribers https://www.carrolladvisory.com/unpublished-videos 🧭 Use my link to sign up for a free trial of Boldin (formerly NewRetirement) and get a FREE digital copy of my best-selling book Social Security Basics"
YouTube Link 2024-10-10T12:44Z 443K followers, 17.4K engagements
"Navigating Social Security For Couples If you are married figuring out when you and your spouse will each take Social Security retirement benefits can be a complex decision with more than a few unintended consequences. Here are three questions that can help you make the best decisions for your Social Security benefits individually and as a couple. Resources mentioned in this video: My video: Calculating Social Security Spousal Benefits with Dual Entitlement https://www.youtube.com/watchv=vH7nkC_katc Spouse's Guide to Social Security Survivor Benefits https://youtu.be/uA4HkkyMMkc 🔥🔥 Get the"
YouTube Link 2022-05-02T20:00Z 469K followers, 12.4K engagements
"The Lump Sum (Retroactive) Social Security Payment This video is all about getting retroactive Social Security benefits. Specifically the one-time lump-sum payment when you file for your retirement benefit. This may seem like a good deal but is it Ill tell you what you need to know to make this decision for yourself. Get this FREE -- https://www.devincarroll.com/cheat-sheet This is our Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page Resources: POMS page on retroactivity."
YouTube Link 2023-10-26T13:10Z 417K followers, 232.8K engagements
"Will the Government Tax Your Roth IRA Could the government start taxing Roth IRAs Lately I've been chatting with folks gearing up for retirement and there's a growing buzz about the potential for Roth IRAs to be taxed. It's a valid concernafter all tax rules can change. Traditionally we've been told to save in tax-deferred accounts betting that we'll pay less tax in retirement. But with today's low tax rates that strategy might not pan out as expected. Higher future taxes could hit hard those with hefty sums in pre-tax accounts. That's why savvy savers are eyeing Roth IRAs where you pay no"
YouTube Link 2024-02-26T20:41Z 470K followers, 39.8K engagements
"How Sequence of Returns Risk Affects Your Social Security Filing Strategy What if I told you that whats happening in the stock market should impact when you file for Social Security In todays video Ill show you how sequence of returns risk can be mitigated with Social Security and walk through a few REAL examples that might challenge conventional wisdom. But by the end I think youll see why filing early for some people could be a smart way to protect your future. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a"
YouTube Link 2025-03-23T20:00Z 477K followers, 18.5K engagements
"The Smarter Way to Manage Retirement Income (No More Guesswork) In this video Ill show you a smarter way to manage retirement income thats backed by data and designed to give you confidence even during turbulent markets. Well dive into: ✅ The biggest risk to your retirement portfolio and how to protect yourself. ✅ How to create a spending account to ensure you never have to sell investments during a market downturn. ✅ The importance of having a clear personalized plan that addresses Social Security filing withdrawal sequences Roth conversions pension options and tax impacts. ✅ A step-by-step"
YouTube Link 2025-01-20T19:00Z 454K followers, 19.1K engagements
"Should You File For Social Security Before It Goes Bankrupt #socialsecurity #retirement 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt 🔥🔥 📍We can show you how to retire with confidence 📍In our Retirement Roadmap plan we can help make your retirement savings last longer and reduce your taxes by coordinating your Social Security filing strategy retirement account withdrawals and Roth conversions. 📞Schedule your call and see if this"
YouTube Link 2024-03-10T18:30Z 444K followers, 19.4K engagements
"The Simple Social Security Fix No One is Talking About (No Tax Increases or Benefit Cuts) Fixing Social Security is NOT DIFFICULT. With two simple tweaks we could put the system in a surplus and move on to more important issues (although that may not suit the needs of politicians who will never waste a crisis). These two small changes will not only ensure Social Security's 100% solvency but also create a significant surplus over the long term. 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down"
YouTube Link 2024-03-07T17:32Z 443K followers, 326.5K engagements
"Social Security Break-Even Calculator If youre trying to decide the best age to file for Social Security Benefits using a Social Security break-even calculator can give you some important data to help you make the right decision. In this video I'll tell you how to use one of these calculators and how to access one for free. 🎯 Access the calculator here https://www.socialsecurityintelligence.com/calculators/social-security-break-even-calculator/ 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it"
YouTube Link 2022-06-16T20:30Z 466K followers, 76.3K engagements
"Eliminating Social Security Taxes: What You Need to Know The debate over eliminating taxes on Social Security benefits is heating up but what does it really mean for you In this video I dive into the impact of this proposal on the Social Security system and whether it would actually help retirees. We'll break down the facts behind the headlines explore the potential consequences of eliminating these taxes and Ill share my personal take on the issuetrust me it might surprise you. Whether you're nearing retirement or already receiving benefits this is a discussion you wont want to miss. 📚"
YouTube Link 2024-08-13T21:43Z 458K followers, 141.9K engagements
"Social Security Filing Age: Not what you would expect #shorts 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt 🔥🔥 Dont miss my free online workshop How to Choose the RIGHT Age to File for Social Security. In this workshop youll learn: ✔The Most Important Factors to Consider BEFORE You File for Benefits ✔How to Coordinate Your Social Security Filing Decision with Your Other Assets & Income for a Tax Efficient Distribution Strategy ✔Why"
YouTube Link 2023-03-07T22:30Z 453K followers, 16.5K engagements
"Privatizing Social Security: The Surprising Truth Let's set the record straight about "privatizing" Social Security and the politics preventing reform. RESOURCES FROM THIS VIDEO Year end balance of the trust funds https://www.ssa.gov/oact/STATS/table4a3.html Obama Clip https://youtu.be/390CWyYkH3M Hillary Clip https://youtu.be/ZwnKRchSjL4t=54 Bill Clinton Clip https://youtu.be/v3bZwSXjtCMt=613 "The Social Security system most likely has had a negative impact on private saving." https://www.cbo.gov/sites/default/files/cbofiles/ftpdocs/7xx/doc731/ssprisav.pdf How the trust fund is invested"
YouTube Link 2021-01-25T21:23Z 443K followers, 25.7K engagements
"Retirees.This Might Be Easy to Ignore But You'll Wish You Hadn't The market is soaring and thats exactly why now is the time to make a critical move if you're retired or planning to retire soon. A simple step today could save you from major stress down the road. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👉 Download your copy of The One Critical Portfolio Shift You Must Make Before Retirement https://www.carrolladvisory.com/one-critical-shift"
YouTube Link 2025-07-26T18:17Z 477K followers, 26.6K engagements
"New $4000 Tax Deduction for Retirees: What It Means for You The new tax bill didnt eliminate taxes on Social Security like some had hopedbut it did introduce a new deduction that could save retirees thousands. Its called the Enhanced Deduction for Seniors and it adds up to $4000 per personon top of your standard and age-65 deductions. In this video Ill break down exactly what this new deduction is who qualifies and how it impacts your tax returnstep by step. To make it crystal clear Ill walk through real-world examples comparing: Your taxes under current law How the new Senior Bonus Deduction"
YouTube Link 2025-05-14T17:36Z 459K followers, 183.9K engagements
"Retirement Success Rates: Can You Trust Monte Carlo Simulations Are you relying on a Monte Carlo simulation to gauge your retirement plan's success Before you get too comfortable with that probability of success watch this video Ill walk you through how easy it is for these numbers to be manipulated leading you into a false sense of securityor unnecessary worry. 🔗 LINKS 🔗 📍 Get the Big Picture Retirement Cheat Sheet: https://www.carrolladvisory.com/pl/2148282517 📷 Get Exclusive Access to Six Unpublished Videos. There is no charge but these videos are ONLY available to my email subscribers"
YouTube Link 2024-09-17T20:20Z 443K followers, [----] engagements
"The Shocking Plan To Eliminate Social Security Spousal Benefits There is a serious proposal to cut Social Security spousal benefits. It's time to pay attention because this isnt a fringe group suggesting this and in this video Im going to tell you what you need to know. See the RSC FY [----] Budget here https://hern.house.gov/uploadedfiles/final_budget_including_letter_web_version.pdf 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 📢 Get the Ultimate"
YouTube Link 2024-03-24T20:13Z 454K followers, 596.4K engagements
"Smart Retirement: Optimizing Your Portfolio for Sustainable Withdrawals Join us live as we dive into one of the most critical aspects of retirement planning: optimizing your portfolio for sustainable withdrawals. Whether youre approaching retirement or already retired your investment mixture should not look like it did when you were saving. Ill share real-life case studies that demonstrate how the right investment allocation made the difference between running out of moneyeven for people who thought they were financially secureand living with abundance throughout retirement"
YouTube Link 2024-09-11T00:52Z 443K followers, [----] engagements
"Are You Making One of These [--] Retirement Mistakes Youve worked hard saved diligently and built a nice portfolio. But heres the truth: even millionaires make retirement mistakes that can cost them hundreds of thousands of dollars. In this video Ill walk you through the [--] biggest mistakes I see wealthy retirees make and more importantly how you can avoid them. If youve saved $1M or more you dont want to miss this. 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 😲 Use my"
YouTube Link 2025-09-17T21:11Z 477K followers, [----] engagements
"Will Biden Sign the Social Security Fairness Act #socialsecurity Will Biden sign the Social Security Fairness Act Keep up with the changes here: https://www.congress.gov/bill/118th-congress/house-bill/82/all-actions Read more about the legislative process here https://crsreports.congress.gov/product/pdf/R/R41217fbclid=IwY2xjawHbzSNleHRuA2FlbQIxMAABHUAbj9tDK6PNW7tvuxYnSY864Hne0t4uRRsDFAm6aKj7-lk8Z9QgEznByQ_aem_zImYGDxT6XRbPI30i669YA 🔗 LINKS 🔗 📍 Get the Big Picture Retirement Cheat Sheet: https://www.carrolladvisory.com/pl/2148282517 📷 Get Exclusive Access to Six Unpublished Videos. There"
YouTube Link 2024-12-27T19:03Z 450K followers, 19.3K engagements
"Social Security Expert REACTS To Dave Ramseys Social Security Advice Is Dave Ramsey right about Social Security Lets watch one of his videos together and break it down. This may surprise you See Daves original video at https://youtu.be/b78vxgEg-_A 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 📢 Get the Ultimate Retirement & Social Security Cheat Sheet Bundle https://www.carrolladvisory.com/pl/2148282517 🚀 Start your journey to a CONFIDENT"
YouTube Link 2022-04-25T20:30Z 469K followers, 1M engagements
"The End of Taxes on Social Security #retirementplanning #socialsecurity 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt 🔥🔥 📍We can show you how to retire with confidence 📍In our Retirement Roadmap plan we can help make your retirement savings last longer and reduce your taxes by coordinating your Social Security filing strategy retirement account withdrawals and Roth conversions. 📞Schedule your call and see if this plan is a fit"
YouTube Link 2024-02-17T19:03Z 453K followers, 33.2K engagements
"Does The Social Security Administration Owe You Money In this video Ill tell you about a group of people that have been underpaid by the Social Security Administration (and were NOT talking about small dollars here). The estimate is that the prior underpayments have been at least $131 million and that EVERY YEAR there will be an additional $9.8 million added to that. Fill out the form at https://www.socialsecurityintelligence.com/underpayment/ Original OIG Report at https://oig-files.ssa.gov/audits/full/A-09-18-50559.pdf See footnote on page 2"
YouTube Link 2023-10-12T09:22Z 417K followers, 24.4K engagements
"How Much Do You Need To Retire Today we're going to answer the BIG question. How much do you need to retire Ill show you how to estimate your retirement income based on your savings and then run it through a tax calculator to get the net amount of income you can expect. 👉 Get my Retirement Planning Cheat Sheet https://www.devincarroll.com/retirement-planning-cheat-sheet TaxAct Calculator from Blucora https://www.taxact.com/tools/tax-calculator Calculator for Federal + State https://www.irscalculators.com/tax-calculator 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential"
YouTube Link 2022-09-26T16:45Z 454K followers, 13.4K engagements
"The Widows Tax Penalty: What Every Married Retiree Needs to Know When one spouse dies the surviving spouse often faces a harsh financial reality: less income higher taxes and increased Medicare premiums. This is called the widows penalty and its one of the most overlooked risks in retirement planning. Most retirement plans for couples assume both spouses will live long healthy lives. But what happens when life takes an unexpected turn In this video Ill: 📍Explain how the widows penalty works using a real-world example 📍Show the surprising tax and Medicare implications for surviving spouses"
YouTube Link 2025-05-19T01:17Z 477K followers, 71K engagements
"3% Emergency Social Security Increase for [----] The Stimulus COLA Last week the announcement was made that Social Securitys annual cost of living adjustment would be 1.3%. The very next day two Congressmen announced legislation to have an emergency Social Security cost of living adjustment. This would override the previously announced 1.3% cost of living increase and instead the increase would be 3%. In todays video I want to cover this proposal talk about the likelihood of it passing and also hit on a few things the congressmen said in their press release announcing this Bill. RESOURCES USED"
YouTube Link 2020-10-19T17:08Z 476K followers, 231K engagements
"The Biggest Social Security Tax Lie of [----] Something about Social Security just changed or at least thats what weve been told. The problem Whats really happening isnt what most retirees think. In this video Ill break down the truth behind the claims and why so many people are about to be caught off guard. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👉 Download your copy of The One Critical Portfolio Shift You Must Make Before Retirement"
YouTube Link 2025-09-10T21:18Z 477K followers, 127.2K engagements
"Important SSA Email You Shouldn't Ignore Don't ignore this email from the SSA. If you haven't received it yet you will likely receive it soon. The SSA is making some changes that will require action from you. See the press release here https://www.ssa.gov/news/press/releases/2024/#7-2024-1 The SSA does send emails. See this link at the SSA website: "Social Security employees do contact the public by telephone mail or email for business purposes. We may send you an email after a discussion that was either in person over the phone or after completion of an online action. We also send"
YouTube Link 2024-07-16T22:00Z 476K followers, 285.1K engagements
"Social Security Spousal Benefits Simplified Understanding Social Security spousal benefits doesnt have to be confusing. In this video I break down the SIMPLE formula that tells you exactly how much a lower-earning spouse can receive how dual entitlement works and how early or delayed filing affects each part of the benefit. If youve ever been confused about why your spousal benefit isnt what you expected this video will make everything click. Well cover: ✔ The basic 50% spousal benefit rule ✔ Why early filing reduces each piece of the benefit differently ✔ Dual entitlement the part no one"
YouTube Link 2025-11-17T21:59Z 477K followers, 24.6K engagements
"The Tax Bomb: Quick Test to See If You're in Danger In this video we talk about the "Tax Bomb" and how having a big IRA balance can lead to surprise taxes when you start taking Required Minimum Distributions (RMDs). We'll show you an easy way to check if this might be a problem for you and share some tips to reduce your tax bill. Make sure you're not caught off guardwatch now to learn more 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 📢 Get the"
YouTube Link 2024-08-03T21:34Z 476K followers, 39.4K engagements
"Social Security Earnings Limit - [--] Questions You Should Know How To Answer In this video I answer the [--] questions I see most often on the Social Security earnings limit. This is important stuff to know If you run afoul of these rules youll risk receiving an overpayment notice and potentially having your benefits turned off Resources Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt Social Security Handbook: Adjustment of Reduction Factor at"
YouTube Link 2022-03-17T17:00Z 476K followers, 62.6K engagements
"The Real Return on Delaying Social Security (Its Not 8%) Is delaying Social Security really like earning 8% a year Not exactly. In this video I dig into the numbers explain the real return from waiting to claim and show when delaying benefits actually makes sense. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👉 Download your copy of The One Critical Portfolio Shift You Must Make Before Retirement https://www.carrolladvisory.com/one-critical-shift"
YouTube Link 2025-11-03T20:15Z 477K followers, 64.5K engagements
"The WORST Ages to File for Social Security Everyone talks about the best age to file for Social Security but what about the worst ages to file In this video Ill show you how much your Social Security benefit actually increases each year you wait and why some ages give you far less bang for your buck than others. Understanding these year-by-year changes can help you avoid costly mistakes and make a more confident filing decision. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now"
YouTube Link 2025-11-09T14:38Z 477K followers, 116.4K engagements
"The Flat-Fee Financial Advisor Calculator If you are paying $20000 $30000 $40000 (or even more) in fees to your financial advisor it's time to use our calculator to uncover the staggering real cost over time. 👇👇👇👇👇👇👇👇👇👇👇👇👇 📍 Access the Flat Fee Calculator HERE https://www.carrolladvisory.com/flat-fee-calculator/ 👆👆👆👆👆👆👆👆👆👆👆👆👆 😳 See the video "The Rise of the Flat Fee Advisor" for more background on how the financial advisory business is starting to shift https://youtu.be/EEnglL1gUuQsi=Giu-WxrQtXEgjl4j 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with"
YouTube Link 2024-02-05T16:00Z 476K followers, 19.1K engagements
"The Hidden Cost of Waiting to File for Social Security Youve probably heard that waiting until age [--] to file for Social Security is the smart move but what if that advice comes with a hidden cost In this video well look at the real trade-off between filing early and delaying. Youll see how taking larger withdrawals from your retirement savings while waiting for a bigger Social Security check can impact your portfolio over time and why the math isnt as one-sided as most experts make it sound. Well walk through a simple visual example showing how portfolio values change at different rates of"
YouTube Link 2025-10-27T19:56Z 477K followers, 45.9K engagements
"How Social Security Disability is Calculated In this video Im going to tell you how a Social Security disability benefit is calculated. When we're finished here you wont have to just take the word of the Social Security Administration youll know how to do the calculation for yourself so you can double-check their numbers and be certain that your estimate is correct. And this video isnt just for those who are disabled either. I think that anyones plan for retirement should always include a piece for the unexpected what ifs of life. So this video is really for anyone who is planning for"
YouTube Link 2021-07-06T17:00Z 476K followers, 78K engagements
"How to Make the RIGHT Social Security Decision Choosing when to file for Social Security is one of the most important decisions you will make in retirement and it is often more complex than just picking an age. In this live session we will walk through a clear planning-first framework for making the right Social Security decision based on your goals income needs and your overall retirement plan. We will cover: Why Social Security is a planning decision not just a filing decision How different priorities can lead to very different filing strategies How survivor protection guaranteed income and"
YouTube Link 2026-02-09T20:13Z 477K followers, [--] engagements
"Do You Need a Will or a Trust An Elder Law Attorney Explains Do I really need a trust I already have a will. What does a trust do that a will does not If everything already has beneficiaries do I really need either If youve asked these questions this discussion is for you. In this live conversation Im joined by John K. Ross IV one of the most experienced elder law attorneys in Texas with over [--] years of experience helping families navigate estate planning incapacity probate and long-term care issues. Well break this down in plain English and cover: The real difference between a will and a"
YouTube Link 2026-01-30T14:24Z 477K followers, [----] engagements
"I Hate AnnuitiesExcept This One Youve probably heard that annuities are bad and most of them are. Bloated fees confusing riders and sales-driven pitches have given annuities a well-deserved bad reputation. But theres one type of annuity that actually makes sense in the right retirement plan and in this video Ill show you what it is how it works and when it can fit. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👉 Download your copy of The One"
YouTube Link 2025-09-06T18:29Z 477K followers, 16.6K engagements
"The Average Retiree Income Have you ever wondered how your retirement income stacks up against other retirees In this video I want to break down why knowing what other retirees earn actually mattersnot for comparison and a measuring contest but to help you plan better make smarter financial decisions and create a retirement that works for you. But Im not stopping at the usual stats. Were going to go deeperlooking at average retiree income as a percentage of pre-retirement earnings and more importantly where that income actually comes from. How much comes from Social Security How much comes"
YouTube Link 2025-03-10T18:24Z 477K followers, 148.7K engagements
"Will Your Social Security Benefit Be Recalculated In today's video I cover why the Social Security Administration may recalculate a benefit and explain the impact it could have on your monthly benefit amount. RESOURCES GET YOUR INDEXING FACTORS HERE https://www.ssa.gov/OACT/COLA/awifactors.html Code of Federal Regulations [-------] [-------] Recomputations https://www.ssa.gov/OP_Home/cfr20/404/404-0280.htm Code of Federal Regulations [-------] Recalculations https://www.ssa.gov/OP_Home/cfr20/404/404-0290.htm SSA webpage on bendpoints https://www.ssa.gov/oact/cola/bendpoints.html POMS RS 00605.580"
YouTube Link 2021-11-09T21:00Z 476K followers, 122.1K engagements
"The Social Security First Year of Retirement Rule 💰 The Social Security first year of retirement rule is designed to help people who retire later in the year after they have already earned more income than the limit allows. Today Im going to simplify this rule so you dont get torpedoed by an overpayment notice or have your benefits terminated unexpectedly. 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt 🔥🔥 📍We can show you how to"
YouTube Link 2022-12-19T21:00Z 476K followers, 228.3K engagements
"Will RMDs Be MUCH Higher Than You Expect I recently reviewed a retirement plan where one scenario showed that required minimum distributions could be four and a half million dollars higher than planned. That additional taxable income alone added more than a million dollars to the clients lifetime tax bill. And the reason this happened is baked into how most retirement plans are built. Today I want to show you how a single planning assumption can change everything. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a"
YouTube Link 2026-01-27T21:12Z 477K followers, [----] engagements
"How The SSA Steals $337 Million In Benefit Payments (Every Year) Every month the Social Security Administration keeps millions of dollars in benefit payments that have been rightfully earned. This is something that REALLY shocked me when I looked at the numbers and I think youll feel the same. It appears that the SSA doesnt have to follow the same rules that we do. Ill show you how they keep more than $31 million (per month) in benefit payments that were rightfully earned by individuals who have paid into social security. And this isnt a selective issue. if you are on social security youre"
YouTube Link 2019-11-06T00:00Z 477K followers, 38.2K engagements
"The Rise of Flat Fee Financial Advisors If you have more than $1.5 million and pay your financial advisor a % of your account value watch this video Investors like you are starting to ask questions like: Does my $3 million portfolio really require three times as much work as someone with a $1 million portfolio Why does my financial advisor charge me more than my CPA and attorney combined Why can't we just agree to an annual fee that is fair to both of us Change is coming In every industry there comes a time when innovators disrupt the status quo reshaping how services are delivered and paid"
YouTube Link 2024-01-22T21:00Z 477K followers, 23.7K engagements
"4 Secrets of Social Security Survivor Benefits 🤫 Understanding what happens to Social Security benefits in the event of a death is something that HAS to be understood and in todays video Im going to tell you four things about survivor benefits that almost NO ONE is talking about. 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt 🔥🔥 📍We can show you how to retire with confidence 📍In our Retirement Roadmap plan we can help make your"
YouTube Link 2022-08-08T20:00Z 477K followers, 389K engagements
"How To TRIPLE Your Chances of SSDI Approval Its no big secret that getting approved for social security disability benefits is very difficult. The process is so tedious that most people just give up. But there is a way that you can DRASTICALLY increase your chances of getting approved. 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt 🔥🔥 📍We can show you how to retire with confidence 📍In our Retirement Roadmap plan we can help make"
YouTube Link 2019-10-07T12:55Z 475K followers, 107.8K engagements
"The Roth Conversion Piece Most Plans Never Address If your Roth conversion analysis only looks at whether you can reduce taxes over your lifetime it probably isnt going far enough. In this video I show why extending the planning horizon beyond your own lifetime can dramatically change the conclusion. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👉 Download your copy of The One Critical Portfolio Shift You Must Make Before Retirement"
YouTube Link 2026-01-16T20:14Z 477K followers, [----] engagements
"CPI-E vs CPI-W: Social Security Cost of Living Adjustment Some say that using the CPI-W as the measurement method for the Social Security cost of living adjustment is not accurate because retirees spend their money very differently than individuals who are not retired. As a fix for this it has been widely suggested that the Social Security Administration should discontinue basing the annual cost of living adjustments on the CPI-W and instead start using a measurement known as the CPI-E. In today's video I cover the differences between these tracking mechanisms. Resources used in this video:"
YouTube Link 2020-10-27T17:00Z 476K followers, 35.5K engagements
"The Social Security Spousal Benefits Calculator (One-of-a-Kind) Today I'm going to show you a tool I made that helps you understand Social Security benefits for spouses. It's unique and easy to use especially since figuring out these benefits can be confusing. Let's clear up that confusion together. 📍 Find the calculator here https://www.carrolladvisory.com/social-security-spousal-benefit-calculator. Find my video "Social Security Spousal Benefits Simplified" here https://www.youtube.com/watchv=Fh4lseLbcFk&t 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for"
YouTube Link 2024-04-21T21:33Z 471K followers, 64.5K engagements
"The Big Changes to Social Security in [----] In this video I cover the highlights of the recent changes announced for the Social Security program beginning in [----]. Resources mentioned in the video: Social Security Cheat Sheet http://devincarroll.me/sscheatsheetyt My video How Social Security Retirement Benefits Are Calculated [--] Easy Steps https://youtu.be/Gt2lA8515_A My video Working While Receiving Social Security (The New [----] Rules) https://youtu.be/PG0qaBj_4yw 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website"
YouTube Link 2023-10-13T14:00Z 471K followers, 89.8K engagements
"2026 Social Security COLA Delayed The Social Security cost-of-living adjustment is usually announced every October. This year theres a twist. 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👉 Download your copy of The One Critical Portfolio Shift You Must Make Before Retirement https://www.carrolladvisory.com/one-critical-shift Disclaimers 👨🏻⚖ 📜 HEAR YE HEAR YE: Some of my videos contain links to third party products apps and services. If you click through I may"
YouTube Link 2025-09-29T18:17Z 477K followers, 35K engagements
"Roth Conversions: Why Your Analysis Is Probably Incomplete If your Roth conversion analysis ends with you it may be missing the most important part. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👉 Download your copy of The One Critical Portfolio Shift You Must Make Before Retirement https://www.carrolladvisory.com/one-critical-shift Disclaimers 👨🏻⚖ 📜 HEAR YE HEAR YE: Some of my videos contain links to third party products apps and services. If"
YouTube Link 2026-01-12T18:39Z 476K followers, [----] engagements
"Changes To The Full Retirement Age 🧐 Is the full retirement age going to increase 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt 🔥🔥 Dont miss my free online workshop How to Choose the RIGHT Age to File for Social Security. In this workshop youll learn: ✔The Most Important Factors to Consider BEFORE You File for Benefits ✔How to Coordinate Your Social Security Filing Decision with Your Other Assets & Income for a Tax Efficient"
YouTube Link 2023-06-27T18:17Z 475K followers, 37.9K engagements
"The SSA Will Ignore Your Power Of Attorney Form (Do THIS Instead) #shorts If you have a Power of Attorney don't bother taking it to the SSA. Do this instead. 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt 🔥🔥 Dont miss my free online workshop How to Choose the RIGHT Age to File for Social Security. In this workshop youll learn: ✔The Most Important Factors to Consider BEFORE You File for Benefits ✔How to Coordinate Your Social Security"
YouTube Link 2022-11-28T14:17Z 471K followers, 13.7K engagements
"The Danger of Delaying Social Security Theres no way around it. There are risks to delaying Social Security. In this video I dive into the risk thats completely out of your control but can be planned around. Get a clear-cut guide that will give you confidence in your retirement strategy. Get started on your own retirement plan here https://www.devincarroll.com/roadmap If youd like to see what one of our plans looks like see this video. https://youtu.be/GYPGUBkISHY. Its a little long but it gives you a good idea of how we approach creating a retirement income plan and give you the data you"
YouTube Link 2023-03-06T21:30Z 471K followers, 120.4K engagements
"Should You Retire With Debt Is it ever ok to retire and not be debt free Use the retirement budget calculator here https://www.carrolladvisory.com/budget-calculator. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👉 Download your copy of The One Critical Portfolio Shift You Must Make Before Retirement https://www.carrolladvisory.com/one-critical-shift Disclaimers 👨🏻⚖ 📜 HEAR YE HEAR YE: Some of my videos contain links to third party products apps"
YouTube Link 2026-01-18T18:47Z 476K followers, [----] engagements
"Social Security's "Never Beneficiaries" More than [--] million individuals will never receive a Social Security benefit despite having paid in Social Security taxes. In todays video Ill tell you who these people are and why they won't receive a benefit. 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt 🔥🔥 📍We can show you how to retire with confidence 📍In our Retirement Roadmap plan we can help make your retirement savings last longer"
YouTube Link 2020-03-02T14:41Z 473K followers, 76.3K engagements
"The Hidden Tax Trap for Retirees (No One Is Talking About) What if the one thing you thought was protecting your retirementis actually setting you up for a massive tax bill If youre retired or approaching retirement you cant afford to miss this. Learn how to avoid paying the IRS more than you need to and make sure your plan works in both good times and bad. 👉 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 📢 Get the Ultimate Retirement & Social Security Cheat Sheet Bundle"
YouTube Link 2025-05-01T17:51Z 477K followers, 18.3K engagements
"Social Security Spousal Benefits Simplified 💡 Figuring out the calculation for Social Security spousal benefits especially when adjusting for age can be tricky. In this video I make it easy to understand Resources: RS [---------] Dual Entitlement Overview https://secure.ssa.gov/poms.nsf/lnx/0300615020 RS [---------] DRCs in Dual-Entitlement Cases https://secure.ssa.gov/poms.nsf/lnx/0300615694 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt"
YouTube Link 2023-08-21T20:23Z 476K followers, 320.4K engagements
"Social Security Disability: The ONE Thing That'll Help Get You Approved Weve all heard how hard it is to get approved for Social Security Disability benefits (SSDI) but what if there was ONE THING you could do that would drastically increase your odds of approval In this video I'll show you the easiest step you can take to drastically improve your chances of approval. 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt 🔥🔥 📍We can show"
YouTube Link 2019-08-09T16:05Z 471K followers, 28.6K engagements
"Biggest SS COLA in [--] years Today we have another month of inflation data reported. Unless something weird happens the inflation numbers are pointing towards a large increase in Social Security benefits for [----]. Possibly the biggest increase in [--] years 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt 🔥🔥 📍We can show you how to retire with confidence 📍In our Retirement Roadmap plan we can help make your retirement savings last"
YouTube Link 2021-06-10T13:44Z 474K followers, 93.8K engagements
"The Hidden Cost of Waiting to File for Social Security Youve probably heard that waiting until age [--] to file for Social Security is the smart move but what if that advice comes with a hidden cost In this video well look at the real trade-off between filing early and delaying. Youll see how taking larger withdrawals from your retirement savings while waiting for a bigger Social Security check can impact your portfolio over time and why the math isnt as one-sided as most experts make it sound. Well walk through a simple visual example showing how portfolio values change at different rates of"
YouTube Link 2025-10-28T19:03Z 477K followers, 11.5K engagements
"Secrets of Survivors Benefits: The Widows Cap There is a Social Security Survivors benefit rule that's costing some survivors thousands of dollars in missed benefits. In this video we cover a rule that's not very well known but affects many seniors. This rule is called the RIB-LIM and is also know as the Widow's Cap. It limits the amount of benefits that some survivors can receive. The effect of this rule is that waiting for an increased benefit is often pointless as the survivors benefit will never increase beyond 82.5% of the deceased spouse's full retirement age benefit. 🔥🔥 Get the"
YouTube Link 2018-11-19T00:03Z 471K followers, 65.9K engagements
"Social Security Overpayments How to Fix If you've received a notice of overpayment from the Social Security Administration there are some specific steps that you need to take today. For those who depend on Social Security payments receiving a Notice of Overpayment is no fun. These notification letters will often show up after a change in income or family status and generally allege that the Social Security Administration has paid you too much money. This leaves many shaken who count on this income to buy their groceries or some other necessity. IF YOUVE RECEIVED ONE OF THESE LETTERS THERE is"
YouTube Link 2019-02-14T16:04Z 476K followers, 42.9K engagements
"Social Security Delayed Retirement Credits: The Delay in Adding to Your Benefit The Social Security Administration has a little trick up their sleeve. They dont add your credits immediately if you file after full retirement age. This is a little puzzling to me and Im not sure why they do this. Its not as if they dont have the systems in place to do the calculations. After all if you file early the reductions are applied immediately Im going to show you how this works but let me give you a little context around this first. I often discuss the monthly reductions for filing early or increases"
YouTube Link 2019-04-29T01:06Z 471K followers, 32.9K engagements
"Social Security Spousal Benefits: The Complete Guide Social Security spousal benefits are some of the most generous benefits you'll receive in retirement. If you understand these rules it could make a BIG difference in the amount of benefits you receive. At face value spousal benefits look simple and easy to understand. But once you dig in there are lots of nuances that can lead someone to getting a smaller benefit than they are entitled to receive. In this video I want to break this topic down into three sections. Ill discuss what a spousal benefit actually is what it takes to qualify for"
YouTube Link 2019-03-11T13:18Z 475K followers, 481.1K engagements
"What Income Counts Towards Social Security Earnings Limit What income counts towards the Social Security earnings limit Today well dive into this and then go over some of the more nuanced types of payments. 👉 See the SSA piece Special Payments After Retirement at https://www.ssa.gov/pubs/EN-05-10063.pdf 👉 Also see the SSA POMS RS [---------] Summary of How Major Types of Remuneration Are Treated https://secure.ssa.gov/apps10/poms.nsf/lnx/0302505240 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it"
YouTube Link 2023-01-30T21:00Z 474K followers, 90.4K engagements
"INCREASING THE FULL RETIREMENT AGE (UNINTENDED CONSEQUENCES) Increasing the full retirement age has been one of the long-standing proposals to help save Social Security and keep it solvent for generations to come. If youve ever thought that a possible Social Security fix may only impact those with a high income you need to watch this video because this is a plan that will affect EVERYONE 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt"
YouTube Link 2021-01-06T16:30Z 474K followers, 27.4K engagements
"Top [--] Cities To Live With ONLY Social Security If you get most of your retirement income from Social Security the city you live in may determine how far those dollars will stretch. In this video I talk about the [--] best cities to live in if your only income is Social Security. GoBanking Rates Article https://www.gobankingrates.com/retirement/social-security/best-places-live-only-social-security-check/ The Importance of Social Security Benefits to the Income of the Aged Population https://www.ssa.gov/policy/docs/ssb/v77n2/v77n2p1.html Sperlings Best Places https://www.bestplaces.net/"
YouTube Link 2021-12-01T23:23Z 472K followers, 55.1K engagements
"Working and Receiving Social Security (The New Rules for 2025) In this video well break down the new [----] Social Security earnings limits and explain how they impact retirees who continue to work while receiving benefits. Learn how much you can earn before facing benefit reductions and how these changes affect your retirement planning. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 📢 Get the Ultimate Retirement & Social Security Cheat Sheet Bundle"
YouTube Link 2024-10-10T15:30Z 471K followers, 612.4K engagements
"The ONE Thing You MUST Get Right in Retirement Planning #shorts Discover the critical piece in retirement planning that ONLY YOU can control If you overlook this it could potentially jeopardize your entire retirement plan. It's your retirement budget. Understanding your post-tax monthly income requirements is essential for optimizing your retirement income. Decisions regarding Social Security pensions and even the best order to withdraw from your savings depend on your monthly net income goal. If you've had trouble figuring this out or want a fresh perspective we've got you covered. My team"
YouTube Link 2023-05-16T20:01Z 474K followers, 17.9K engagements
"What Retirees Need to Know About Trumps Tax Bill A new version of Trumps tax cuts is gaining tractionand it could have a big impact on your retirement taxes. In this video I explain how the potential extension of the larger standard deduction could affect retirees and what might happen if the current tax law expires at the end of [----]. Youll learn: Why the standard deduction matters more than ever for retirees How tax-free income could shrink by nearly $20000 The real cost of reverting to pre-2018 tax rulesover $100000 in some cases How this affects IRA withdrawals Social Security taxes and"
YouTube Link 2025-05-23T21:16Z 477K followers, 282.9K engagements
"Do This Before the Next Market Drop If you're retired or close to it there's one move that can protect your income during the next downturn: building a retirement spending bucket. Ill show you what it is why now is the right time to set it up and answer your questions live so you can apply it with confidence. ✅ Get a clear plan for your retirement income https://www.carrolladvisory.com/contact/. 👉 Download your copy of The One Critical Portfolio Shift You Must Make Before Retirement https://www.carrolladvisory.com/one-critical-shift"
YouTube Link 2025-10-20T04:46Z 477K followers, 12.4K engagements
"What Your Social Security Number Means Your Social Security number is a nine-digit code that is as unique as your fingerprint and in todays video Im going to help you break these numbers down and tell you exactly what each set of numbers mean. Be sure to stick around to the end and Ill also cover what the plans are for when the inevitable happens.when all possible combinations of a nine-digit number have been exhausted. 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page"
YouTube Link 2021-06-14T15:38Z 476K followers, 196.2K engagements
"They Promised No Taxes on Social Security: Heres What Happened During his campaign President Trump said he would eliminate federal taxes on Social Security benefits. But now that the new tax law is signed many retirees are wondering what happened to that promise. In this video I explain why Social Security taxes were not repealed even though some headlines made it sound like they were. We will walk through how the legislative process including budget reconciliation and the Byrd Rule prevented lawmakers from changing how Social Security benefits are taxed through this bill even if they wanted"
YouTube Link 2025-07-08T18:23Z 477K followers, 75.9K engagements
"My Favorite FREE Tax Calculator Are You Overlooking This Critical Piece of Your Retirement Plan If you're approaching retirement and feeling unsure about your tax strategy you're not alone it's one of the biggest blind spots I see in retirement planning. In this video Ill walk you through a free tax planning tool that can help bring clarity to your retirement tax strategy. 🔗 IMPORTANT LINKS 🔗 📌 Use the calculator https://www.taxact.com/tools/tax-calculator 📌 Download the cheat sheet https://www.carrolladvisory.com/retirement-cheat-sheet 👍 Get confidence in your retirement with a clear"
YouTube Link 2025-03-31T19:00Z 477K followers, [----] engagements
"Dont Let a Bad Market Ruin Your Retirement Plans Retiring in a bad market You dont have to panic. In this video Ill walk you through three key steps to help you retire with confidence even when the market is down. 👍 Get guidance for retiring in a bad market. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 Use my link to sign up for a free trial of Boldin (formerly NewRetirement) and get a free digital copy of my best-selling book Social Security Basics. https://www.devincarroll.com/boldin Disclaimers 👨🏻⚖ 📜 HEAR YE HEAR YE: Some of my videos contain links to third"
YouTube Link 2025-04-03T18:14Z 477K followers, [----] engagements
"Elon Musk vs. SSA: Social Security Administration EXPOSED Elon Musk just dropped a bombshellclaiming that nearly [----] people over the age of [---] are STILL receiving Social Security benefits. 🤯 If true this would be one of the biggest government scandals in history. So whats really going on Is this a case of massive fraud A system failure Or is there something even bigger being covered up 📌 Heres what we know so far: ✔ The Treasury Department recently clawed back $31 million in payments to dead people. ✔ Social Securitys outdated COBOL system could be misreporting databut is that really the"
YouTube Link 2025-02-18T14:12Z 471K followers, 71.4K engagements
"The SSA Could Owe You Money #shorts 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt 🔥🔥 Dont miss my free online workshop How to Choose the RIGHT Age to File for Social Security. In this workshop youll learn: ✔The Most Important Factors to Consider BEFORE You File for Benefits ✔How to Coordinate Your Social Security Filing Decision with Your Other Assets & Income for a Tax Efficient Distribution Strategy ✔Why This Is The Biggest"
YouTube Link 2023-02-28T22:30Z 473K followers, 22K engagements
"Social Security Income Limit: What Counts As Income If youre under full retirement age and file for Social Security benefits there is a limit to the amount of income you can have before your benefit is reduced or shut off completely. But what counts as income In this video I'll explain what income sources will and will not trigger the earnings limit. Resources: My video: How To Fix Social Security Overpayment Notices https://www.youtube.com/watchv=MkYXVwMmx0w Social Security Handbook Chapter on Wages - https://www.ssa.gov/OP_Home/handbook/handbook.13/handbook-toc13.html SSA publication How"
YouTube Link 2019-08-12T16:51Z 475K followers, 200.3K engagements
"Taxes on Social Security Benefits You can only spend the dollars you keep so you need to understand the rules about taxes on your Social Security benefits. Social Security benefits havent always been taxable. From the first Social Security payment in January [----] all the way to [----] Social Security benefits were completely tax free. But that all changed with the passage of [----] Amendments to the Social Security Act. Under this new rule up to 50% of Social Security benefits became taxable for individuals with a certain level of income. [--] years later the Deficit Reduction Act of [----] expanded"
YouTube Link 2020-01-05T22:26Z 472K followers, 297.3K engagements
"Roth Conversions: The One Chart That Could Change How You Think Thinking about a Roth conversion This one chart shows when the taxes you pay today actually start saving you money. Dont make a move without seeing this. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. 🔗 IMPORTANT LINKS 🔗 📢 Get the Ultimate Retirement & Social Security Cheat Sheet Bundle https://www.carrolladvisory.com/pl/2148282517 🚀 Start your journey to a CONFIDENT retirement Use my link to sign up"
YouTube Link 2025-06-02T20:28Z 477K followers, 119.4K engagements
"The Government Pension Offset (GPO) Top [--] Questions If youve ever worked in a government job where you didnt pay Social Security taxes and earned a pension from that work its critical that you understand the Government Pension Offset because this rule can drastically reduce or even completely eliminate your Social Security spousal or survivors benefits. 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt 🔥🔥 📍We can show you how to retire"
YouTube Link 2022-06-06T20:15Z 475K followers, 30K engagements
"The Optimal Retirement Withdrawal Strategy 🔥 The order in which you withdraw your funds during retirement can greatly impact the taxes you owe and the longevity of your savings. In this video we'll explore a unique approach to taking withdrawals which is often overlooked. If you're considering retirement or have recently retired watching this video will provide valuable insights to help you make the most of your savings. 👉🏻 Get a plan that optimizes your retirement income. Start here https://www.devincarroll.com/roadmap 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the"
YouTube Link 2023-04-25T20:00Z 474K followers, 62.5K engagements
"Roth Conversions: How Much Is Enough Roth conversions can be one of the smartest tax moves you make in retirement. But go just a little too farand it can be counterproductive. 💣 In this video Ill show you how to find your Roth conversion sweet spot before you cross into the danger zone. 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 📢 Get the Ultimate Retirement & Social Security Cheat Sheet Bundle https://www.carrolladvisory.com/pl/2148282517 🚀 Start your journey to"
YouTube Link 2025-06-12T19:00Z 477K followers, 81K engagements
"3 Types of People Who Should NOT Hire a Flat Fee Financial Advisor 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt 🔥🔥 📍We can show you how to retire with confidence 📍In our Retirement Roadmap plan we can help make your retirement savings last longer and reduce your taxes by coordinating your Social Security filing strategy retirement account withdrawals and Roth conversions. 📞Schedule your call and see if this plan is a fit for"
YouTube Link 2024-04-14T20:00Z 476K followers, 10.7K engagements
"The Golden Runway: The Tax Window Retirees Cant Afford to Miss There's a limited tax-planning window that can dramatically shape the rest of your retirement. I call it The Golden Runway the years between retiring claiming Social Security and starting RMDs. During this time your taxable income is usually at its lowest and your flexibility is at its highest. That means bigger opportunities for Roth conversions capital-gains harvesting bracket planning and building a long-term tax strategy on your terms. In this video Ill show you why this window is so powerful why so many retirees accidentally"
YouTube Link 2025-12-10T21:01Z 477K followers, 12K engagements
"The Importance Of Financial Automation For Retirement 💡 #shorts 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt 🔥🔥 Dont miss my free online workshop How to Choose the RIGHT Age to File for Social Security. In this workshop youll learn: ✔The Most Important Factors to Consider BEFORE You File for Benefits ✔How to Coordinate Your Social Security Filing Decision with Your Other Assets & Income for a Tax Efficient Distribution Strategy"
YouTube Link 2023-02-16T16:00Z 471K followers, [----] engagements
"How Much Social Security Is Taxable In today's video I want to answer a simple question that I'm asked all the time. "How much Social Security is taxable" 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt 🔥🔥 📍We can show you how to retire with confidence 📍In our Retirement Roadmap plan we can help make your retirement savings last longer and reduce your taxes by coordinating your Social Security filing strategy retirement account"
YouTube Link 2022-03-08T22:13Z 474K followers, 63.5K engagements
"Should You Be Worried About the Market Crash The markets down headlines are loud and its easy to feel uneasy. But history data and smart planning suggest this isnt a time to panicunless youre missing one critical piece. 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 📢 Get the Ultimate Retirement & Social Security Cheat Sheet Bundle https://www.carrolladvisory.com/pl/2148282517 🚀 Start your journey to a CONFIDENT retirement Use my link to sign up for a free trial of"
YouTube Link 2025-04-04T21:02Z 477K followers, 16.8K engagements
"Spouse's Guide to Social Security Survivor Benefits The Social Security surviving spouse benefit seems easy enough to understand. But hidden in the details are small nuances that can cost you - or your loved ones - thousands of dollars in missed benefits. But If you invest the time to make sure you know the rules you can be confident that you understand the benefits available to a surviving spouse. Here are some shortcuts to specific areas of the video: 3:25 What spouses are eligible for survivors benefits Current vs.former spouses. Remarriage rules. Exceptions to the length of marriage"
YouTube Link 2019-09-23T21:31Z 470K followers, 173.8K engagements
"SSI is not Social Security #shorts SSI is not the same as Social Security. Here are the differences. ➡Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt ➡Get the Retirement Planning Cheat Sheet This simplifies the contributions and income limits tax tables and other important rules to just one page. http://devincarroll.me/retirementcheatsheetyt. Dont miss my free online workshop How to Choose the RIGHT Age to File for Social Security. In this"
YouTube Link 2021-06-08T21:09Z 471K followers, 69.5K engagements
"The $5000 Stimulus The DOGE Dividend Could you be getting a $5000 check from the government A new proposal suggests taxpayers might receive a DOGE Dividenda direct payout based on how much wasteful spending is eliminated. 🚀 Elon Musks Department of Government Efficiency (DOGE) has already identified $55 billion in savings and Trump is floating the idea of returning 20% of government savings back to taxpayers. This could mean stimulus-like checksbut without deficit spending or new government debt. In this video Ill break down: ✅ Where this money is coming from ✅ Who qualifies for a check ✅"
YouTube Link 2025-02-22T22:58Z 477K followers, 39.2K engagements
"How To Get A $3000 Social Security Benefit Want to know the earnings it requires to get a $3000 Social Security benefit It wasnt too long ago that a benefit of this size was unattainable even for those who were high-income earners. But now mostly because of the inflationary increases weve had lately this level of benefit is within the reach of those even with modest incomes. 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt 🔥🔥 📍We can"
YouTube Link 2022-11-29T21:08Z 470K followers, 264.6K engagements
"2025 COLA 2-3% Likely #socialsecuritychanges The data on the first of the inflation numbers that determine the Social Security COLA is out"
YouTube Link 2024-08-14T13:14Z 476K followers, 19.7K engagements
"The Free Retirement Budget Calculator Every Retiree Needs If you retire without a clear budget your plan can fall apart fast. In this video Ill show you why your retirement budget is the foundation of everythingfrom Social Security timing to Roth conversionsand introduce my brand-new (and totally free) Retirement Budget Calculator. Learn how to confidently define your after-tax income needs and build a plan that actually works for your lifestyle. 🔗 IMPORTANT LINKS 🔗 💻 To use the calculator visit https://www.carrolladvisory.com/budget-calculator 👍 Get confidence in your retirement with a"
YouTube Link 2025-10-15T19:12Z 477K followers, [----] engagements
"The Minimum Social Security Benefit The minimum Social Security benefit provision is an alternative benefit that increases benefits paid to low-income individuals. Where the regular Social Security benefit formula bases the benefit amount on an individuals lifetime earnings the minimum Social Security benefit formula is based on the number of years a person has worked with earnings at or above a certain threshold. The benefit amounts are still calculated through both formulas but with the minimum Social Security benefit provision the higher of the two benefits is the amount provided to"
YouTube Link 2021-05-10T21:25Z 476K followers, 81.3K engagements
"Forecast: The [----] Social Security COLA The [----] Social Security COLA is beginning to take shape. 👉 Download your copy of The One Critical Portfolio Shift You Must Make Before Retirement https://www.carrolladvisory.com/one-critical-shift 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 Disclaimers 👨🏻⚖ 📜 HEAR YE HEAR YE: Some of my videos contain links to third party products apps and services. If you click through I may receive a small referral fee to my media company"
YouTube Link 2025-09-08T19:33Z 477K followers, 92.3K engagements
"Ending the Federal Income Tax Could the federal income tax could go away That's what they are saying. 🤔 I break down what's been said what the math looks like and what retirees should watch for as tax changes continue to unfold. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👉 Download your copy of The One Critical Portfolio Shift You Must Make Before Retirement https://www.carrolladvisory.com/one-critical-shift Disclaimers 👨🏻⚖ 📜 HEAR YE HEAR"
YouTube Link 2025-12-04T21:34Z 477K followers, 15K engagements
"The Smart Retirees Guide to Qualified Charitable Distributions (QCD) Are you over 70or planning aheadand looking for a smarter way to give to charity while lowering your tax bill In this video I break down everything you need to know about Qualified Charitable Distributions (QCDs) one of the most powerful and underused strategies in retirement planning. Well cover these chapters: 00:00 Intro 01:54 What is a QCD 04:28 Is a QCD deductible 05:50 Who can use a QCD 08:25 Which accounts are eligible for a QCD 09:21 What are the QCD limits for [----] 10:06 Can you send a QCD to your Donor Advised Fund"
YouTube Link 2025-05-10T21:05Z 477K followers, 10.4K engagements
"Social Security Income Limit: What Counts As Income #shorts 🔥🔥 Get the Ultimate Social Security Cheat Sheet It takes the essential information from the [------] page Social Security website and condenses it down to just one page http://devincarroll.me/sscheatsheetyt 🔥🔥 Dont miss my free online workshop How to Choose the RIGHT Age to File for Social Security. In this workshop youll learn: ✔The Most Important Factors to Consider BEFORE You File for Benefits ✔How to Coordinate Your Social Security Filing Decision with Your Other Assets & Income for a Tax Efficient Distribution Strategy ✔Why"
YouTube Link 2023-05-25T17:00Z 476K followers, 58K engagements
"Social Security: The Average Wage Index (AWI) Theres no question that the Average Wage Index is the most important and impactful component in calculating new benefits and managing ongoing benefits. Its not critical that you completely understand every piece of this puzzle to make Social Security work for you but having a broad knowledge will help you interpret what you see on the SSA website and in communications you may receive from them. Find my comprehensive article on this subject here: https://socialsecurityintelligence.com/the-average-wage-index-awi/ 🔥🔥 Get the Ultimate Social"
YouTube Link 2020-05-05T19:21Z 476K followers, 27.3K engagements
"The Best Break Even Calculator for Social Security Today I'm unveiling my brand-new break-even calculator for Social Security. This goes behind the simple output and shows you the numbers behind the calculation. The best part Its yours to use for FREE There are no signups email addresses or other hoops to jump through. 📍To use this calculator visit https://www.carrolladvisory.com/free-break-even-calculator-for-social-security/. 💡We can show you how to retire with confidence 💡 In our Retirement Roadmap plan we can help make your retirement savings last longer and reduce your taxes by"
YouTube Link 2024-02-19T21:00Z 476K followers, 90K engagements
"The Surprising Truth About the [----] Social Security Cuts: Is Filing Early the Smart Move Why are so many Americans suddenly claiming Social Security early in [----] AARPs latest survey shows nearly half of new early filers are doing so out of fear that the program will run out of money. But does filing before possible cuts actually give you a financial advantage In this video I break down whats driving this surge in early claims clear up the biggest myths about Social Security cuts and run the numbers so you can see whether filing early really makes sense. 🔗 IMPORTANT LINKS 🔗 👍 Get"
YouTube Link 2025-09-22T18:00Z 477K followers, 23.7K engagements
"How To Calculate Social Security Benefits [--] Easy Steps In this video I want to show you how to easily calculate your Social Security benefit without a fancy calculator software or help from someone who doesnt really care if your information they give you is correct or not (like you may get at the Social Security Administration). When we finish youll know how to do this calculation on your own in just a few simple steps. So why would you need to know how to do this calculation on your own Its important for a few reasons. First it never hurts to understand the mechanics behind an income stream"
YouTube Link 2019-03-27T21:46Z 476K followers, 151.4K engagements
"2026 Social Security COLA (Final Number) The [----] Social Security COLA is out 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👉 Download your copy of The One Critical Portfolio Shift You Must Make Before Retirement https://www.carrolladvisory.com/one-critical-shift Disclaimers 👨🏻⚖ 📜 HEAR YE HEAR YE: Some of my videos contain links to third party products apps and services. If you click through I may receive a small referral fee to my media"
YouTube Link 2025-10-24T12:47Z 477K followers, 74.5K engagements
"BREAKING: Major Update on Social Security WEP and GPO Big changes could be on the horizon for Social Security In this video I break down the latest updates on the Social Security Fairness Act and the potential repeal of the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO). 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 📢 Get the Ultimate Retirement & Social Security Cheat Sheet Bundle"
YouTube Link 2024-12-19T19:01Z 476K followers, 54.6K engagements
"6 Silent Killers of a Great Retirement Even if youve saved enough money there are still loose ends in retirement that can cause big problems. Today Ill walk through the six that I see most often. Theyre all important but the last three are the most dangerous. Other Videos I Mentioned: How to Plan for Long-Term Care Expenses in Retirement https://youtu.be/EoPCohKAhRYsi=_TTe9nowWQAYglcd What Married Retirees Should Fear Most (But Rarely Do) https://youtu.be/1WTEMKvKucc The Golden Runway: The Tax Window Retirees Cant Afford to Miss https://youtu.be/nUw2IPxeQ6Y 👍 Get confidence in your"
YouTube Link 2026-01-25T17:53Z 477K followers, [----] engagements
"Do You Need a Will or a Trust An Elder Law Attorney Explains Do I really need a trust I already have a will. What does a trust do that a will does not If everything already has beneficiaries do I really need either If youve asked these questions this discussion is for you. In this live conversation Im joined by John K. Ross IV one of the most experienced elder law attorneys in Texas with over [--] years of experience helping families navigate estate planning incapacity probate and long-term care issues. Well break this down in plain English and cover: The real difference between a will and a"
YouTube Link 2026-01-30T14:24Z 477K followers, [----] engagements
"How to Make the RIGHT Social Security Decision Choosing when to file for Social Security is one of the most important decisions you will make in retirement and it is often more complex than just picking an age. In this live session we will walk through a clear planning-first framework for making the right Social Security decision based on your goals income needs and your overall retirement plan. We will cover: Why Social Security is a planning decision not just a filing decision How different priorities can lead to very different filing strategies How survivor protection guaranteed income and"
YouTube Link 2026-02-09T20:13Z 477K followers, [--] engagements
"Will RMDs Be MUCH Higher Than You Expect I recently reviewed a retirement plan where one scenario showed that required minimum distributions could be four and a half million dollars higher than planned. That additional taxable income alone added more than a million dollars to the clients lifetime tax bill. And the reason this happened is baked into how most retirement plans are built. Today I want to show you how a single planning assumption can change everything. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a"
YouTube Link 2026-01-27T21:12Z 477K followers, [----] engagements
"6 Silent Killers of a Great Retirement Even if youve saved enough money there are still loose ends in retirement that can cause big problems. Today Ill walk through the six that I see most often. Theyre all important but the last three are the most dangerous. Other Videos I Mentioned: How to Plan for Long-Term Care Expenses in Retirement https://youtu.be/EoPCohKAhRYsi=_TTe9nowWQAYglcd What Married Retirees Should Fear Most (But Rarely Do) https://youtu.be/1WTEMKvKucc The Golden Runway: The Tax Window Retirees Cant Afford to Miss https://youtu.be/nUw2IPxeQ6Y 👍 Get confidence in your"
YouTube Link 2026-01-25T17:53Z 477K followers, [----] engagements
"The Roth Conversion Piece Most Plans Never Address If your Roth conversion analysis only looks at whether you can reduce taxes over your lifetime it probably isnt going far enough. In this video I show why extending the planning horizon beyond your own lifetime can dramatically change the conclusion. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👉 Download your copy of The One Critical Portfolio Shift You Must Make Before Retirement"
YouTube Link 2026-01-16T20:14Z 477K followers, [----] engagements
"The Social Security Lump Sum Tax Strategy Most Retirees Miss Most retirees think they have only two choices when filing for Social Security: claim now or delay. But if you file after Full Retirement Age theres a little-known rule that can give you a third option and more control over your taxes. In this video I explain how the six-month retroactive Social Security filing rule works how the lump-sum benefit is taxed and how it can be used strategically during the golden runway years to preserve tax bracket space for Roth conversions capital gains or IRMAA planning. This isnt a strategy for"
YouTube Link 2026-01-06T20:57Z 477K followers, [----] engagements
"The Golden Runway: The Tax Window Retirees Cant Afford to Miss There's a limited tax-planning window that can dramatically shape the rest of your retirement. I call it The Golden Runway the years between retiring claiming Social Security and starting RMDs. During this time your taxable income is usually at its lowest and your flexibility is at its highest. That means bigger opportunities for Roth conversions capital-gains harvesting bracket planning and building a long-term tax strategy on your terms. In this video Ill show you why this window is so powerful why so many retirees accidentally"
YouTube Link 2025-12-10T21:01Z 477K followers, 12K engagements
"Ending the Federal Income Tax Could the federal income tax could go away That's what they are saying. 🤔 I break down what's been said what the math looks like and what retirees should watch for as tax changes continue to unfold. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👉 Download your copy of The One Critical Portfolio Shift You Must Make Before Retirement https://www.carrolladvisory.com/one-critical-shift Disclaimers 👨🏻⚖ 📜 HEAR YE HEAR"
YouTube Link 2025-12-04T21:34Z 477K followers, 15K engagements
"Social Security Spousal Benefits Simplified Understanding Social Security spousal benefits doesnt have to be confusing. In this video I break down the SIMPLE formula that tells you exactly how much a lower-earning spouse can receive how dual entitlement works and how early or delayed filing affects each part of the benefit. If youve ever been confused about why your spousal benefit isnt what you expected this video will make everything click. Well cover: ✔ The basic 50% spousal benefit rule ✔ Why early filing reduces each piece of the benefit differently ✔ Dual entitlement the part no one"
YouTube Link 2025-11-17T21:59Z 477K followers, 24.6K engagements
"The WORST Ages to File for Social Security Everyone talks about the best age to file for Social Security but what about the worst ages to file In this video Ill show you how much your Social Security benefit actually increases each year you wait and why some ages give you far less bang for your buck than others. Understanding these year-by-year changes can help you avoid costly mistakes and make a more confident filing decision. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now"
YouTube Link 2025-11-09T14:38Z 477K followers, 116.4K engagements
"The Real Return on Delaying Social Security (Its Not 8%) Is delaying Social Security really like earning 8% a year Not exactly. In this video I dig into the numbers explain the real return from waiting to claim and show when delaying benefits actually makes sense. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👉 Download your copy of The One Critical Portfolio Shift You Must Make Before Retirement https://www.carrolladvisory.com/one-critical-shift"
YouTube Link 2025-11-03T20:15Z 477K followers, 64.5K engagements
"The Hidden Cost of Waiting to File for Social Security Youve probably heard that waiting until age [--] to file for Social Security is the smart move but what if that advice comes with a hidden cost In this video well look at the real trade-off between filing early and delaying. Youll see how taking larger withdrawals from your retirement savings while waiting for a bigger Social Security check can impact your portfolio over time and why the math isnt as one-sided as most experts make it sound. Well walk through a simple visual example showing how portfolio values change at different rates of"
YouTube Link 2025-10-28T19:03Z 477K followers, 11.5K engagements
"The Hidden Cost of Waiting to File for Social Security Youve probably heard that waiting until age [--] to file for Social Security is the smart move but what if that advice comes with a hidden cost In this video well look at the real trade-off between filing early and delaying. Youll see how taking larger withdrawals from your retirement savings while waiting for a bigger Social Security check can impact your portfolio over time and why the math isnt as one-sided as most experts make it sound. Well walk through a simple visual example showing how portfolio values change at different rates of"
YouTube Link 2025-10-27T19:56Z 477K followers, 45.9K engagements
"Working and Receiving Social Security (The New Rules for 2026) In this video well break down the new [----] Social Security earnings limits and explain how they impact retirees who continue to work while receiving benefits. Learn how much you can earn before facing benefit reductions and how these changes affect your retirement planning. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👉 Download your copy of The One Critical Portfolio Shift You Must"
YouTube Link 2025-10-24T16:52Z 477K followers, 378.7K engagements
"2026 Social Security COLA (Final Number) The [----] Social Security COLA is out 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👉 Download your copy of The One Critical Portfolio Shift You Must Make Before Retirement https://www.carrolladvisory.com/one-critical-shift Disclaimers 👨🏻⚖ 📜 HEAR YE HEAR YE: Some of my videos contain links to third party products apps and services. If you click through I may receive a small referral fee to my media"
YouTube Link 2025-10-24T12:47Z 477K followers, 74.5K engagements
"Do This Before the Next Market Drop If you're retired or close to it there's one move that can protect your income during the next downturn: building a retirement spending bucket. Ill show you what it is why now is the right time to set it up and answer your questions live so you can apply it with confidence. ✅ Get a clear plan for your retirement income https://www.carrolladvisory.com/contact/. 👉 Download your copy of The One Critical Portfolio Shift You Must Make Before Retirement https://www.carrolladvisory.com/one-critical-shift"
YouTube Link 2025-10-20T04:46Z 477K followers, 12.4K engagements
"The Free Retirement Budget Calculator Every Retiree Needs If you retire without a clear budget your plan can fall apart fast. In this video Ill show you why your retirement budget is the foundation of everythingfrom Social Security timing to Roth conversionsand introduce my brand-new (and totally free) Retirement Budget Calculator. Learn how to confidently define your after-tax income needs and build a plan that actually works for your lifestyle. 🔗 IMPORTANT LINKS 🔗 💻 To use the calculator visit https://www.carrolladvisory.com/budget-calculator 👍 Get confidence in your retirement with a"
YouTube Link 2025-10-15T19:12Z 477K followers, [----] engagements
"Why Retirees Run Out of Money (Its NOT What You Think) Youve probably heard the stories of retirees who seemed to do everything right only to find themselves running out of money years later. But heres the surprising truth: its rarely because they didnt save enough or picked the wrong investments. In this video Ill unpack the real reasons retirees run out of money and its not what you think. Ill share what Ive seen firsthand after working with hundreds of retirees the common patterns the small but critical mistakes and the overlooked risks that quietly derail even well-funded retirement"
YouTube Link 2025-10-06T20:42Z 477K followers, 29.9K engagements
"Retirement Planning Lessons I Learned from a Heart Attack' "Devin youve had a heart attack. Those words shook me even though it turned out to be a false alarm. What I learned carries a huge lesson for retirement planning: Data without expertise can do real damage. In this video I share how misread EKG results mirror what happens when advisors rely only on planning software. Youll learn the key questions to ask your advisor about Roth conversions Social Security withdrawals and asset allocationso you know theyre interpreting the data not just reading it. Videos I mentioned: 🎥 Roth"
YouTube Link 2025-10-01T20:00Z 477K followers, [----] engagements
"2026 Social Security COLA Delayed The Social Security cost-of-living adjustment is usually announced every October. This year theres a twist. 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👉 Download your copy of The One Critical Portfolio Shift You Must Make Before Retirement https://www.carrolladvisory.com/one-critical-shift Disclaimers 👨🏻⚖ 📜 HEAR YE HEAR YE: Some of my videos contain links to third party products apps and services. If you click through I may"
YouTube Link 2025-09-29T18:17Z 477K followers, 35K engagements
"The Surprising Truth About the [----] Social Security Cuts: Is Filing Early the Smart Move Why are so many Americans suddenly claiming Social Security early in [----] AARPs latest survey shows nearly half of new early filers are doing so out of fear that the program will run out of money. But does filing before possible cuts actually give you a financial advantage In this video I break down whats driving this surge in early claims clear up the biggest myths about Social Security cuts and run the numbers so you can see whether filing early really makes sense. 🔗 IMPORTANT LINKS 🔗 👍 Get"
YouTube Link 2025-09-22T18:00Z 477K followers, 23.7K engagements
"Are You Making One of These [--] Retirement Mistakes Youve worked hard saved diligently and built a nice portfolio. But heres the truth: even millionaires make retirement mistakes that can cost them hundreds of thousands of dollars. In this video Ill walk you through the [--] biggest mistakes I see wealthy retirees make and more importantly how you can avoid them. If youve saved $1M or more you dont want to miss this. 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 😲 Use my"
YouTube Link 2025-09-17T21:11Z 477K followers, [----] engagements
"The Biggest Social Security Tax Lie of [----] Something about Social Security just changed or at least thats what weve been told. The problem Whats really happening isnt what most retirees think. In this video Ill break down the truth behind the claims and why so many people are about to be caught off guard. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👉 Download your copy of The One Critical Portfolio Shift You Must Make Before Retirement"
YouTube Link 2025-09-10T21:18Z 477K followers, 127.2K engagements
"Forecast: The [----] Social Security COLA The [----] Social Security COLA is beginning to take shape. 👉 Download your copy of The One Critical Portfolio Shift You Must Make Before Retirement https://www.carrolladvisory.com/one-critical-shift 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 Disclaimers 👨🏻⚖ 📜 HEAR YE HEAR YE: Some of my videos contain links to third party products apps and services. If you click through I may receive a small referral fee to my media company"
YouTube Link 2025-09-08T19:33Z 477K followers, 92.3K engagements
"I Hate AnnuitiesExcept This One Youve probably heard that annuities are bad and most of them are. Bloated fees confusing riders and sales-driven pitches have given annuities a well-deserved bad reputation. But theres one type of annuity that actually makes sense in the right retirement plan and in this video Ill show you what it is how it works and when it can fit. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👉 Download your copy of The One"
YouTube Link 2025-09-06T18:29Z 477K followers, 16.6K engagements
"The New Investment Mix for Retirement The classic 60/40 portfolio is no longer the go-to allocation for retirees. In this video Ill explain why its falling short in todays market and reveal the new investment mix that can help you protect income reduce risk and keep your savings growing throughout retirement. 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👉 Download your copy of The One Critical Portfolio Shift You Must Make Before Retirement"
YouTube Link 2025-08-11T14:14Z 477K followers, 17.4K engagements
"What Married Retirees Should Fear Most (But Rarely Do) Youve built the plan. Youve handled the investments the taxes and the strategy.but what if something happens to you first Will your spouse be in the dark If you're the one leading the financial planning in your household this might be the most important conversation you haven't had yet. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👉 Download your copy of The One Critical Portfolio Shift You"
YouTube Link 2025-07-29T20:45Z 477K followers, [----] engagements
"Retirees.This Might Be Easy to Ignore But You'll Wish You Hadn't The market is soaring and thats exactly why now is the time to make a critical move if you're retired or planning to retire soon. A simple step today could save you from major stress down the road. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👉 Download your copy of The One Critical Portfolio Shift You Must Make Before Retirement https://www.carrolladvisory.com/one-critical-shift"
YouTube Link 2025-07-26T18:17Z 477K followers, 26.6K engagements
"Social Security: How the New Tax Law Changes the Right Age to File If youre planning to start Social Security in the next few years theres a new wrinkle you need to think about (and it has nothing to do with your benefit amount). In this video I'll show you how the new senior bonus deduction the extra $6000 deduction per person should be factored into your decision about when to file for Social Security. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now"
YouTube Link 2025-07-15T18:54Z 477K followers, 31.3K engagements
"Roth Conversions Have Changed: The Math You Were Using Is Now Wrong If youve ever considered doing a Roth conversion or maybe youre already in the middle of a multi-year plan youll likely want to go back and revisit that after this because some major tax planning assumptions have shifted and even if you have a plan in place right now its probably out of date. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your Roth conversion plan with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 📢 Get the Ultimate Retirement &"
YouTube Link 2025-07-12T19:45Z 477K followers, 221.7K engagements
"They Promised No Taxes on Social Security: Heres What Happened During his campaign President Trump said he would eliminate federal taxes on Social Security benefits. But now that the new tax law is signed many retirees are wondering what happened to that promise. In this video I explain why Social Security taxes were not repealed even though some headlines made it sound like they were. We will walk through how the legislative process including budget reconciliation and the Byrd Rule prevented lawmakers from changing how Social Security benefits are taxed through this bill even if they wanted"
YouTube Link 2025-07-08T18:23Z 477K followers, 75.9K engagements
"Trumps New Tax Law Could Save Retirees Thousands (Side-by-Side Examples) In this video Ill show you exactly how the new law affects retirees by walking through clear side-by-side comparisons of the old Trump tax cuts vs. the newly signed law. Youll see the impact on real retired couples at different income levels and how the new larger standard deduction and senior bonus deduction can lead to major tax savings. Well cover: ✅ Who benefits the most ✅ How the new deductions lower your federal income taxes ✅ The impact on capital gains Roth conversions and IRMAA ✅ Why this creates a powerful but"
YouTube Link 2025-07-07T20:47Z 477K followers, 90.7K engagements
"Trumps New Tax Law: Retirees Cant Afford to Waste the Next Four Years Trumps New Tax Law Is Signed. Retirees Have a 4-Year Window to Act The new tax law is official and if you are retired or retiring soon this could be one of the best tax planning opportunities youll see for the rest of your life. You have a short four-year window to take action. In this video Ill explain whats changed whats staying the same and how to use this new law to lower your tax bill and strengthen your retirement plan. 🧠 Heres what youll learn: How the new standard deduction works for retirees What the senior bonus"
YouTube Link 2025-07-05T21:24Z 477K followers, 2.5M engagements
"Why Taxes Are More Complicated In Retirement When you're working taxes are straightforward. You earn a paycheck and that paycheck is generally taxed as ordinary income. But once you retire things get more complicated. 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 📢 Get the Ultimate Retirement & Social Security Cheat Sheet Bundle https://www.carrolladvisory.com/pl/2148282517 🚀 Start your journey to a CONFIDENT retirement Use my link to sign up for a free trial of"
YouTube Link 2025-06-18T19:30Z 477K followers, 15.7K engagements
"Roth Conversions: How Much Is Enough Roth conversions can be one of the smartest tax moves you make in retirement. But go just a little too farand it can be counterproductive. 💣 In this video Ill show you how to find your Roth conversion sweet spot before you cross into the danger zone. 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 📢 Get the Ultimate Retirement & Social Security Cheat Sheet Bundle https://www.carrolladvisory.com/pl/2148282517 🚀 Start your journey to"
YouTube Link 2025-06-12T19:00Z 477K followers, 81K engagements
"Roth Conversions: The One Chart That Could Change How You Think Thinking about a Roth conversion This one chart shows when the taxes you pay today actually start saving you money. Dont make a move without seeing this. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. 🔗 IMPORTANT LINKS 🔗 📢 Get the Ultimate Retirement & Social Security Cheat Sheet Bundle https://www.carrolladvisory.com/pl/2148282517 🚀 Start your journey to a CONFIDENT retirement Use my link to sign up"
YouTube Link 2025-06-02T20:28Z 477K followers, 119.4K engagements
"How Millionaire Retirees Should File for Social Security More than a few of my colleagues thought I was crazy: "Devin people with money aren't worried about Social Security." But my experience told me something different. Ive found that good savers are some of the most thoughtful and strategic people when it comes to making this decision. They understand that flexibility doesnt make the decision easier. It makes it more important. In this video we will walk through how financially successful retirees should approach Social Security. Whether your top priority is protecting your spouse building"
YouTube Link 2025-05-29T20:00Z 477K followers, 33.9K engagements
"What Retirees Need to Know About Trumps Tax Bill A new version of Trumps tax cuts is gaining tractionand it could have a big impact on your retirement taxes. In this video I explain how the potential extension of the larger standard deduction could affect retirees and what might happen if the current tax law expires at the end of [----]. Youll learn: Why the standard deduction matters more than ever for retirees How tax-free income could shrink by nearly $20000 The real cost of reverting to pre-2018 tax rulesover $100000 in some cases How this affects IRA withdrawals Social Security taxes and"
YouTube Link 2025-05-23T21:16Z 477K followers, 282.9K engagements
"The Widows Tax Penalty: What Every Married Retiree Needs to Know When one spouse dies the surviving spouse often faces a harsh financial reality: less income higher taxes and increased Medicare premiums. This is called the widows penalty and its one of the most overlooked risks in retirement planning. Most retirement plans for couples assume both spouses will live long healthy lives. But what happens when life takes an unexpected turn In this video Ill: 📍Explain how the widows penalty works using a real-world example 📍Show the surprising tax and Medicare implications for surviving spouses"
YouTube Link 2025-05-19T01:17Z 477K followers, 71K engagements
"The Smart Retirees Guide to Qualified Charitable Distributions (QCD) Are you over 70or planning aheadand looking for a smarter way to give to charity while lowering your tax bill In this video I break down everything you need to know about Qualified Charitable Distributions (QCDs) one of the most powerful and underused strategies in retirement planning. Well cover these chapters: 00:00 Intro 01:54 What is a QCD 04:28 Is a QCD deductible 05:50 Who can use a QCD 08:25 Which accounts are eligible for a QCD 09:21 What are the QCD limits for [----] 10:06 Can you send a QCD to your Donor Advised Fund"
YouTube Link 2025-05-10T21:05Z 477K followers, 10.4K engagements
"The Hidden Tax Trap for Retirees (No One Is Talking About) What if the one thing you thought was protecting your retirementis actually setting you up for a massive tax bill If youre retired or approaching retirement you cant afford to miss this. Learn how to avoid paying the IRS more than you need to and make sure your plan works in both good times and bad. 👉 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 📢 Get the Ultimate Retirement & Social Security Cheat Sheet Bundle"
YouTube Link 2025-05-01T17:51Z 477K followers, 18.3K engagements
"How to Plan for an UNPLANNED Retirement Nearly half of retirees dont get to choose when they retireand it can derail even the best-laid plans. In this video Ill show you why early unexpected retirement is so common and how you can prepare now to protect your future no matter what life throws your way. 📍Start your free trial of Boldin HERE https://www.devincarroll.com/boldin 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 📢 Get the Ultimate"
YouTube Link 2025-04-07T19:00Z 477K followers, [----] engagements
"Should You Be Worried About the Market Crash The markets down headlines are loud and its easy to feel uneasy. But history data and smart planning suggest this isnt a time to panicunless youre missing one critical piece. 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 📢 Get the Ultimate Retirement & Social Security Cheat Sheet Bundle https://www.carrolladvisory.com/pl/2148282517 🚀 Start your journey to a CONFIDENT retirement Use my link to sign up for a free trial of"
YouTube Link 2025-04-04T21:02Z 477K followers, 16.8K engagements
"Dont Let a Bad Market Ruin Your Retirement Plans Retiring in a bad market You dont have to panic. In this video Ill walk you through three key steps to help you retire with confidence even when the market is down. 👍 Get guidance for retiring in a bad market. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 Use my link to sign up for a free trial of Boldin (formerly NewRetirement) and get a free digital copy of my best-selling book Social Security Basics. https://www.devincarroll.com/boldin Disclaimers 👨🏻⚖ 📜 HEAR YE HEAR YE: Some of my videos contain links to third"
YouTube Link 2025-04-03T18:14Z 477K followers, [----] engagements
"My Favorite FREE Tax Calculator Are You Overlooking This Critical Piece of Your Retirement Plan If you're approaching retirement and feeling unsure about your tax strategy you're not alone it's one of the biggest blind spots I see in retirement planning. In this video Ill walk you through a free tax planning tool that can help bring clarity to your retirement tax strategy. 🔗 IMPORTANT LINKS 🔗 📌 Use the calculator https://www.taxact.com/tools/tax-calculator 📌 Download the cheat sheet https://www.carrolladvisory.com/retirement-cheat-sheet 👍 Get confidence in your retirement with a clear"
YouTube Link 2025-03-31T19:00Z 477K followers, [----] engagements
"How Sequence of Returns Risk Affects Your Social Security Filing Strategy What if I told you that whats happening in the stock market should impact when you file for Social Security In todays video Ill show you how sequence of returns risk can be mitigated with Social Security and walk through a few REAL examples that might challenge conventional wisdom. But by the end I think youll see why filing early for some people could be a smart way to protect your future. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a"
YouTube Link 2025-03-23T20:00Z 477K followers, 18.5K engagements
"The Average Retiree Income Have you ever wondered how your retirement income stacks up against other retirees In this video I want to break down why knowing what other retirees earn actually mattersnot for comparison and a measuring contest but to help you plan better make smarter financial decisions and create a retirement that works for you. But Im not stopping at the usual stats. Were going to go deeperlooking at average retiree income as a percentage of pre-retirement earnings and more importantly where that income actually comes from. How much comes from Social Security How much comes"
YouTube Link 2025-03-10T18:24Z 477K followers, 148.7K engagements
"The End of Social Security Taxes What You Need to Know Are Social Security benefits finally going tax-free Many retirees are frustrated by the fact that after paying into the system for decades theyre still taxed on their benefits. But could that be changing In this video we break down the latest efforts to eliminate Social Security taxation what it could mean for your retirement income and whether you should plan for tax-free benefits in the future. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement"
YouTube Link 2025-03-03T21:12Z 477K followers, 135.4K engagements
"BREAKING: Social Securitys Surprise Update: Retroactive Checks Are On The Way Big news for those affected by the WEP and GPO See the press release here https://www.ssa.gov/news/press/releases/2025/#2025-02-25-a 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income Social Security and taxes. Book a Retirement Clarity Meeting now https://carrolladvisory.co/youtube1 📢 Get the Ultimate Retirement & Social Security Cheat Sheet Bundle https://www.carrolladvisory.com/pl/2148282517 🚀 Start your journey to a CONFIDENT retirement Use my link to sign up for a"
YouTube Link 2025-02-26T13:23Z 477K followers, 107.6K engagements
"The $5000 Stimulus The DOGE Dividend Could you be getting a $5000 check from the government A new proposal suggests taxpayers might receive a DOGE Dividenda direct payout based on how much wasteful spending is eliminated. 🚀 Elon Musks Department of Government Efficiency (DOGE) has already identified $55 billion in savings and Trump is floating the idea of returning 20% of government savings back to taxpayers. This could mean stimulus-like checksbut without deficit spending or new government debt. In this video Ill break down: ✅ Where this money is coming from ✅ Who qualifies for a check ✅"
YouTube Link 2025-02-22T22:58Z 477K followers, 39.2K engagements
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