# ![@clarkgroupam Avatar](https://lunarcrush.com/gi/w:26/cr:youtube::UCY6y1iZuSAp3y16LmRcQRyw.png) @clarkgroupam Brandon Clark, CFP® CPWA®

Brandon Clark, CFP® CPWA® posts on YouTube about retirement, brandon, financial, social security the most. They currently have [------] followers and [---] posts still getting attention that total [-----] engagements in the last [--] hours.

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### Followers: [------] [#](/creator/youtube::UCY6y1iZuSAp3y16LmRcQRyw/followers)
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- [--] Week [------] +0.91%
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- [--] Months [------] +287%
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### CreatorRank: [---------] [#](/creator/youtube::UCY6y1iZuSAp3y16LmRcQRyw/influencer_rank)
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### Social Influence

**Social category influence**
[finance](/list/finance)  [technology brands](/list/technology-brands)  [social networks](/list/social-networks)  [stocks](/list/stocks)  [financial services](/list/financial-services)  [celebrities](/list/celebrities) 

**Social topic influence**
[retirement](/topic/retirement) #598, [brandon](/topic/brandon), [financial](/topic/financial), [social security](/topic/social-security) #108, [retire](/topic/retire), [investment](/topic/investment) #3846, [asset management](/topic/asset-management), [advice](/topic/advice), [money](/topic/money), [financial planner](/topic/financial-planner) #88

**Top assets mentioned**
[BlackRock Inc (BLK)](/topic/blackrock)
### Top Social Posts
Top posts by engagements in the last [--] hours

"Im [--] With $3M. Heres What I Can Actually Spend in Retirement Take control of your retirement by scheduling a FREE discovery call: https://form.typeform.com/to/S4P7E4Ie Let's say you retire at [--] with $3 million saved. Youve done everything right on paper but just a few years in things start to shift. Inflation rises. Markets drop. Healthcare costs go up. Suddenly youre wondering: "how much can I actually spend each month in retirement" In this video I walk you through Davids story: a Fortune [---] executive who retired at [--] with $3M. His plan looked bulletproof until real life tested every"  
[YouTube Link](https://youtube.com/watch?v=2HA_0_a3mlQ)  2025-08-29T20:14Z 11.1K followers, [----] engagements


"Why Everything Changes for Retirees With $2 Million Saved Take control of your retirement. Schedule your FREE Discovery Call with The Clark Group Asset Management here: https://form.typeform.com/to/S4P7E4Ie If you think hitting $2 million means your money worries are over think again. Because for most retirees reaching that milestone doesnt mark the finish line it marks the start of a new set of challenges that creates more advanced financial planning. In this video Brandon Clark CFP and CPWA breaks down why everything changes for retirees once they cross the $2 million threshold and what the"  
[YouTube Link](https://youtube.com/watch?v=gon-ujtxKiQ)  2025-10-21T18:51Z 11.1K followers, 224K engagements


"Why You Should Retire at [--] (Even If You Planned for 62-65) Take control of your retirement. Schedule your FREE Discovery Call with The Clark Group Asset Management here: https://form.typeform.com/to/S4P7E4Ie 📌 Why You Should Retire at [--] (Even If You Planned for 62/65) Most people plan to retire at [--] or [--] because of Social Security and Medicare. But what if [--] is actually the optimal retirement age financially physically and emotionally In this video I break down why the standard retirement ages of [--] and [--] were created by the system not by what actually leads to the happiest healthiest"  
[YouTube Link](https://youtube.com/watch?v=nMczIsjPYT0)  2025-12-03T23:54Z 11.1K followers, 126K engagements


"Webinar: Are We in an AI Bubble Or a Breakthrough Artificial intelligence has been the driving force behind one of the strongest market rallies in recent history. But with valuations expanding enthusiasm soaring and comparisons to the early 2000s becoming more common many investors are asking the same question: Are we in an AI bubbleor is this only the beginning Join Brandon Clark CFP CPWA for an in-depth fireside chat with BlackRock where we break down the structural forces behind the AI boom evaluate risks and explore where investors may still find attractive opportunities as markets"  
[YouTube Link](https://youtube.com/watch?v=2fay_qqmhhI)  2026-01-29T00:07Z 11.1K followers, [---] engagements


"What No One Tells Retirees About Stocks Gold & Real Estate Take control of your retirement. Schedule your FREE Discovery Call with The Clark Group Asset Management here: https://form.typeform.com/to/S4P7E4Ie S&P [---] vs Gold vs Real Estate: Most Retirees Get This Wrong Should retirees invest in the S&P [---] gold or real estate Most retirement portfolios fail because investors concentrate too heavily on what feels safest at the time. They are not thinking about what % weighting in each asset class gives me the most optimal portfolio for my retirement goals. So in this video I break down how each"  
[YouTube Link](https://youtube.com/watch?v=FwVe9ZkgCgM)  2026-02-12T20:49Z 11.1K followers, [---] engagements


"If You Have $1M+ Do THIS in Your First [--] Years of Retirement Schedule your free discovery call using this link: https://form.typeform.com/to/S4P7E4Ie If youve saved $1M or more for retirement the first [--] years after you stop working will determine your taxes income lifestyle and financial confidence for decades to come. In this video I break down the [--] most important lessons weve learned working with high-net-worth retirees who are 10-20 years into retirement including the [--] critical mistakes that can permanently damage an otherwise strong retirement plan. Many retirees focus on investment"  
[YouTube Link](https://youtube.com/watch?v=PZEKidWNUxQ)  2026-02-06T01:19Z 11.1K followers, [----] engagements


"Retiring With a Pension Heres Why Everything Changes Take control of your retirement and understand the power of your PENSION. Schedule your FREE Discovery Call with The Clark Group Asset Management here: https://form.typeform.com/to/S4P7E4Ie What if the one thing youve been overlooking your pension is actually the key to unlocking early retirement eliminating income uncertainty and protecting your spouse after youre gone In this video I (Brandon Clark CFP CPWA) break down how pensions truly change everything about your retirement from when you retire to how much risk you take with your"  
[YouTube Link](https://youtube.com/watch?v=bGqTXWdaf6M)  2025-09-29T19:49Z 11.1K followers, 61.6K engagements


"How Many Americans ACTUALLY Retire With $2 Million or More Schedule your free discovery call: https://form.typeform.com/to/S4P7E4Ie Video on AVERAGE account balances for 55/60/65: https://youtu.be/EHQd3XrrA-ssi=GHo-_XpuiBeNQ5Ty How many Americans really retire with $2 million or more If you spend time watching financial videos reading headlines or living in high-cost areas it can start to feel like $2 million is the bare minimum for retirement. But the data tells a very different story. According to retirement savings data cited by SmartAsset and the Employee Benefit Research Institute only a"  
[YouTube Link](https://youtube.com/watch?v=bxZU-ZVxspk)  2026-01-08T18:29Z 11.1K followers, 29.6K engagements


"How Many Americans Actually Retire With $2M or More The answer may surprise you Check out the full video to see. #inspiredinvesting #investing #retirementplanning #stocks #thehappyfinancial #financialplanning"  
[YouTube Link](https://youtube.com/watch?v=cuZjg6LzSuk)  2026-01-29T02:52Z 11.1K followers, [----] engagements


"$460K Tax Bomb at Age [--] A $2M IRA at [--] could balloon to over $5.7M by age 90and trigger a $460K forced taxable withdrawal. Thats the power (and risk) of compounding + RMDs. Are you planning for this The Clark Group Asset Management is a registered investment adviser. The information discussed in these videos should NOT be taken as tax legal or investment advice. Please consult the appropriate professionals for each topic. RMD tax trap IRA withdrawals retirement taxes required minimum distribution retirement income planning tax planning retirement financial advisor tips tax-efficient"  
[YouTube Link](https://youtube.com/watch?v=iizJATpgc7Y)  2025-06-27T20:00Z 11.1K followers, [---] engagements


"How to Avoid This Hidden Medicare Tax Make over $106K (single) or $212K (married) You could trigger IRMAAmeaning higher Medicare premiums for [--] years. Just $1 over the limit can cost thousands. RMDs Roth conversions stock salesit all adds up. Every dollar matters. IRMAA Medicare premiums hidden retirement taxes RMD planning Roth conversions tax thresholds modified adjusted gross income retirement mistakes financial planner Brandon Clark CFP IRMAA Medicare premiums hidden retirement taxes RMD planning Roth conversions tax thresholds modified adjusted gross income retirement mistakes financial"  
[YouTube Link](https://youtube.com/watch?v=n9JbRhpm4QU)  2025-06-28T00:00Z 11.1K followers, [----] engagements


"There's Always A Reason To Sell. But Should You Market volatility is upon us and it almost always feels like there's a good reason to sell. However the data very much suggests otherwise. The Clark Group Asset Management is a registered investment adviser. The information discussed in these videos should NOT be taken as financial tax legal or investment advice. This video is hypothetical and intended for educational purposes only. Please consult the appropriate professionals for each topic. Material presented is believed to be from reliable sources. However we make no representations as to its"  
[YouTube Link](https://youtube.com/watch?v=vFQ64NdLr6Q)  2026-01-28T19:58Z 11.1K followers, [----] engagements


"No Taxes on Social Security What Trumps Plan Really Means For Your Retirement Will Social Security benefits really become tax-free based on Trump's comments In this video we break down the recent proposal to eliminate taxes on Social Security income and what it could mean for your retirement plan. From how Social Security is taxed today to the history behind those rules to the challenges of funding the system without payroll taxes this is what retirees and high earners need to know. Well also cover: - How the [----] tax thresholds havent kept up with inflation - What Trumps plan to remove"  
[YouTube Link](https://youtube.com/watch?v=-5r-fe4xdQY)  2025-03-27T04:04Z [----] followers, 212.7K engagements


"6 Big Tax Mistakes Retirees Make And How to Avoid Them Are you nearing retirement and wondering how to avoid costly tax traps In this episode Brandon Clark CFP and CPWA breaks down [--] of the most commonand expensivetax mistakes professionals make heading into retirement. We cover everything from Roth conversions and IRMAA penalties to estate planning strategies that can save you and your family thousands. If youre a high-income professional or executive this video is a must-watch. Chapters 0:00 Intro 1:35 - #1 The Social Security Tax Torpedo 2:50 - #2 Delaying Roth Conversions Too Long 4:28 -"  
[YouTube Link](https://youtube.com/watch?v=-kT01IRjGW8)  2025-06-15T22:19Z 11.1K followers, [---] engagements


"The 'Flip Phone' of Retirement Planning The 4% rule was built for a different time. It doesnt adapt to real life unexpected costs or market swings. Todays retirees need more flexibility to enjoy their wealthnot just preserve it. #retireearly #retirementplanning #incomestrategies#wealthmanagement #socialsecurityplanning [--] percent rule retirement income outdated retirement advice smart withdrawal strategy financial planning inflation retirement cost of living adjustment modern retirement strategy enjoy retirement retirement myths [--] percent rule retirement income outdated retirement advice smart"  
[YouTube Link](https://youtube.com/watch?v=2PLP1G76hQM)  2025-06-26T21:00Z 11.1K followers, [----] engagements


"I Claimed Social Security at [--] Big Mistake Think claiming Social Security at [--] is the smart move Many retirees have recently seen YouTube videos or read articles favoring claiming benefits at [--]. Even though there are certainly reasons to do that that's not necessarily the best outcome for many. You may find out the hard way that claiming early can shrink your lifetime benefits and limit their options. In this short I break down one of the biggest myths about filing at [--] and why waiting could pay off. #socialsecurity #retirementplanning #retireearly #socialsecurityplanning Disclosures:"  
[YouTube Link](https://youtube.com/watch?v=3rXmNqu8Ags)  2025-09-24T21:52Z 11.1K followers, [----] engagements


"Retiring at [--] Is a Huge Mistake Do This Before [--] Take control of your retirement and book your Free Retirement Discovery Call: https://form.typeform.com/to/S4P7E4Ie Most people believe [--] is the safe retirement age but waiting that long could cost you your healthiest and happiest years. In this video I break down: ✅ The [--] traps that keep people working longer than they need to ✅ Why retiring before [--] is often smarterfinancially and emotionally ✅ How to retire early without fear of running out of money ✅ The Maximize Your Retirement Framework I use to help high-performing professionals"  
[YouTube Link](https://youtube.com/watch?v=7ICPi2rhCmM)  2025-08-03T19:16Z 11.1K followers, [----] engagements


"The Social Security Tax Surprise Think Social Security is tax-free Think again. Once your income hits $34K (single) or $44K (married) up to 85% of your benefits could be taxed. Its called the tax torpedo. Coordinating your IRA Roth and brokerage withdrawals can help reduce itand keep more money in your pocket. social security tax tax torpedo retirement income planning tax efficient withdrawals Roth IRA IRA withdrawals avoid taxes in retirement financial planning Brandon Clark CFP social security tax tax torpedo retirement income planning tax efficient withdrawals Roth IRA IRA withdrawals"  
[YouTube Link](https://youtube.com/watch?v=B-opopK-Vrw)  2025-06-30T17:00Z 11.1K followers, [---] engagements


"Living Intentionally in Retirement Welcome to The Clark Group Retirement is about more than just sitting back and relaxingits your chance to live intentionally and embrace opportunities that you potentially couldnt before. Welcome to Brandon Clark from The Clark Groups YouTube channel Here well help you simplify complex financial topics and provide clarity on retirement planning. Youll learn about: - Strategies to help reduce taxes long-term - Estate and legacy planning for your future - Portfolio management tailored to your goals and risk tolerance - The personal side of retirement that goes"  
[YouTube Link](https://youtube.com/watch?v=CcuByfNr7GM)  2025-01-31T03:23Z [--] followers, [--] engagements


"RMDs: Hidden Tax Trap and [--] Ways to Fight Back RMDs (Required Minimum Distributions) can quietly erode your retirement savings if youre not prepared. In addition they can create additional taxation on your retirement savings if you. In this video we break down how RMDs work why they become more painful over time and [--] strategic ways to reduce or eliminate their impact. From Roth conversions and QCDs to smarter asset location and using the Joint Life Table well show you how to take control of your tax burden and protect your legacy. Whether youre years away from retirement or already taking"  
[YouTube Link](https://youtube.com/watch?v=CzbgqgbCapU)  2025-05-21T21:15Z 11.1K followers, [---] engagements


"Dividend Investing: Smart Strategy or a Hidden Trap Is dividend investing the best strategy for retirement While dividend stocks can provide steady income focusing only on dividends may limit your returns long-term. Instead we believe total return is a better metric to look at when investing long-term. In this video we break down the pros and cons of a dividend-focused portfolio and compare it to total return investing. 📌 Key Topics Covered: -How dividends work and when they make sense -Why TOTAL RETURNS may be a better strategy -Risks of dividend traps and chasing high yields -Comparing"  
[YouTube Link](https://youtube.com/watch?v=DNdZ_8itB1g)  2025-03-10T00:47Z [----] followers, [----] engagements


"Where Should Your Retirement Income Come From When the paycheck stops the big question begins: where should the rest of your retirement income come from Social Security might cover some of itbut most people have a gap. And how you fill that gap can make or break your retirement plan. #retirementplanning #retirementincome #financialplanning #socialsecurity #personalfinance #moneytips #rothira #investmentstrategy #clarkgroup #taxstrategy #retirewell #fiduciaryadvisor #financialadvisor #smartwithdrawals #retirementgap #retirementplanning #retirementincome #financialplanning #socialsecurity"  
[YouTube Link](https://youtube.com/watch?v=Ev1jhYAm86Y)  2025-07-16T16:00Z 11.1K followers, [----] engagements


"Dont Panic: Your Social Security Isnt Gone A lot of people get worried when they see their Social Security benefits reduced when collecting before full retirement age AND workingbut here's what they miss: those withheld benefits are paid back over time once you stop working or reach Full Retirement Age (FRA) Plus understanding your statement can help you make smarter choices. Tip: Create your account at SSA.gov and check your numbers at [--] FRA and [--] to make sure they are accurate.  The Clark Group Asset Management is a registered investment adviser. The information discussed in these videos"  
[YouTube Link](https://youtube.com/watch?v=GWgYsC5--uQ)  2025-05-06T16:15Z 11.1K followers, [----] engagements


"Why Most Retirees Underspend The 4% rule sounds safe but most retirees end up with way more than they expectedsometimes millions more. That caution can cost you the retirement you worked for #retireearly #4%rule #investing #retirement #retirementplan #retireearly #retirementplanning #incomestrategies#wealthmanagement #socialsecurityplanning retirement planning 4% rule underspending retire smart financial freedom money mindset retirement advice portfolio strategy wealth planning #clarkgroup retirement planning 4% rule underspending retire smart financial freedom money mindset retirement advice"  
[YouTube Link](https://youtube.com/watch?v=JdVN8bm-WgM)  2025-06-23T15:00Z 11.1K followers, [----] engagements


"Why Waiting to Retire Could Cost You More Than Money Weve been told that [--] is the retirement age. But that number Its based on outdated systems not your best life. Delaying retirement might feel saferbut it could cost you your healthiest most meaningful years. In this short Brandon Clark CFP shares a powerful reminder: you're not just trading time for money. You're trading it for moments memories and milestones. #earlyretirement #retirementplanning #retireearly #retirewithpurpose #financialplanning #fiduciaryadvisor #emotionalwealth #workoptional #wealthmanagement #retirementmindset"  
[YouTube Link](https://youtube.com/watch?v=KjlyzIco3U4)  2025-08-07T04:46Z 11.1K followers, [----] engagements


"Why Social Security Is Back in the News ocial Security has re-entered the headlinesagain. But why now In this clip from our latest video we explore whats driving the renewed attention how recent proposals from major political figures like Trump and Elon Musk are sparking conversations and what it could mean for your retirement. Watch the full episode on our channel for a deeper dive into the future of Social Security and how to plan around uncertainty. Subscribe for weekly retirement insights from The Clark Group"  
[YouTube Link](https://youtube.com/watch?v=MD5I-gTF04M)  2025-04-01T19:37Z [---] followers, [----] engagements


"3 Simple Ways to Increase Your Social Security Benefits (They DONT want you to know) In this video we break down [--] strategic and simple ways to increase your Social Security benefits especially if you're approaching retirement within the next few years. From understanding how benefit formulas work to correcting zero-earning years and smart spousal claiming strategies this is the information you need to know for Social Security. Unfortunately the Social Security Administration wont chase you down to directly tell you how to maximize benefits and utilize claiming strategies. That is up to you"  
[YouTube Link](https://youtube.com/watch?v=NwBLJUUPrzE)  2025-05-01T18:00Z [----] followers, [---] engagements


"Retired The IRS Still Wants More At [--] you might be forced to withdraw hundreds of thousands from your IRAeven if you dont need it. That means higher taxes Medicare premiums and less for your family. Retirement taxes dont always go down. retirement tax trap IRA withdrawals RMD explained Medicare premiums tax planning retirement Brandon Clark CFP wealth advisor tips retirement mistakes forced income tax Social Security taxes retirement tax trap IRA withdrawals RMD explained Medicare premiums tax planning retirement Brandon Clark CFP wealth advisor tips retirement mistakes forced income tax"  
[YouTube Link](https://youtube.com/watch?v=OAp7GBGm5fk)  2025-06-29T17:00Z 11.1K followers, [----] engagements


"The Fed Is Cutting But Heres the Real Opportunity (Schwab Network) Take control of your retirement by scheduling a FREE discovery call: https://form.typeform.com/to/S4P7E4Ie During the interview Schwab Network invited me onto their Morning Trade Live Show where I shared timely insights on macro market trends shaping the second half of [----] including: ✅Federal Reserve Outlook: The latest jobs report came in lighter than expected. Brandon believes the Fed is very likely to cut rates this month by [--] basis points with another cut possible before year-end. ✅Market Positioning: He discussed how"  
[YouTube Link](https://youtube.com/watch?v=OQEO_z__jhM)  2025-09-11T19:18Z 11.1K followers, [---] engagements


"Why Earning More Doesnt Double Your Social Security Two coworkers. One earns twice as much. So they get double the benefit right Not exactly. Social Security uses a progressive formulameaning your first dollars count more than your last. Heres why high earners dont always get a proportional boost in benefits.  The Clark Group Asset Management is a registered investment adviser. The information discussed in these videos should NOT be taken as tax legal or investment advice. Please consult the appropriate professionals for each topic. social security social security explained retirement"  
[YouTube Link](https://youtube.com/watch?v=Pz0dg6vZITc)  2025-05-06T16:16Z 11.1K followers, [----] engagements


"The Hidden Truth About Claiming Social Security Early at [--] Take control of your retirement by scheduling a FREE discovery call: https://form.typeform.com/to/S4P7E4Ie Is claiming Social Security at [--] a smart move Or one of the costliest mistakes you could make In this video Brandon Clark CFP and CPWA breaks down the five biggest myths about claiming Social Security early and why filing at [--] could backfire for many retirees. While it may feel obvious to start benefits as soon as possible the long-term consequences can cost you hundreds of thousands of dollars in lost income higher taxes and"  
[YouTube Link](https://youtube.com/watch?v=XO69KbZHOEg)  2025-09-18T17:24Z 11.1K followers, [----] engagements


"Market Crash How to Deal with Volatility Right Before or During Retirement Market headlines look scary. The S&P [---] is sliding major tech names are down and volatility is back in the spotlight. If you're near retirement this can feel overwhelming. But the truth isthis isn't new. In this video we discuss recent market swings why they're happening and what retirees should focus on. We also show you how to manage emotion rebalance risk and stick to a plan that holds upeven when markets get bumpy. 🎯 Get help creating a retirement strategy built for any market:"  
[YouTube Link](https://youtube.com/watch?v=YclxZrURKWI)  2025-04-09T21:00Z [----] followers, [---] engagements


"Retire Smarter Not Stricter The 4% rule is just a starting point. We help clients align spending with their energynot just their ageusing a flexible smarter retirement strategy. Plan with clarity and enjoy the wealth youve worked hard to build. #retireearly #retirementplanning #incomestrategies#wealthmanagement #socialsecurityplanning retirement planning guardrails method financial freedom retirement strategy 4% rule monte carlo simulation smart retirement enjoy retirement financial advice retire confidently retirement planning guardrails method financial freedom retirement strategy 4% rule"  
[YouTube Link](https://youtube.com/watch?v=d29GVzA-PQ4)  2025-06-25T14:30Z 11.1K followers, [---] engagements


"Market Down Focus on What You Can Control When the market dips the headlines get louderbut that doesnt mean you have to. If you're in or nearing retirement tune out the noise and focus on what really matters: your life your health and your mindset. You cant control global marketsbut you can control how you respond. More grounded retirement advice on our channel @clarkgroupam"  
[YouTube Link](https://youtube.com/watch?v=ekopSAepUks)  2025-04-21T21:37Z [----] followers, [---] engagements


"4% Rule is Dead: Heres What Retirement Experts Use Instead The 4% rule said you could safely withdraw 4% from your portfolio each year in retirement adjusted for inflation without running out of money. But is that still true In todays video Brandon Clark CFP CPWA walks you through why the 4% rule may no longer applyand what retirement planners are using instead. Well cover the history of the 4% rule why it was designed for worst-case scenarios and how dynamic strategies like the Guardrails Method can help you spend confidently without sacrificing your future. 📌 Chapters: 00:00 Introduction"  
[YouTube Link](https://youtube.com/watch?v=gEgV4kb_wcY)  2025-05-30T22:15Z 11.1K followers, [----] engagements


"Mega Backdoor ROTH Strategy: After Tax 401(k) Contributions Are Your Secret Weapon Have you ever wondered how you should maximize retirement savings once you've hit your 401(k) limit for the year In this week's video we break down the Mega Backdoor Roth strategywhat it is how it works who qualifies and how high earners can use it to unlock massive tax-free retirement growth. If you're maxing out your 401(k) and looking for smarter ways to grow your wealth this is for you. We also discuss how more and more employers allow for the after-tax bucket and if your company's employer uses Vanguard"  
[YouTube Link](https://youtube.com/watch?v=h7iwKkX0PyQ)  2025-04-17T17:48Z [----] followers, [---] engagements


"Is "Buy & Hold" Really The Best Investment Strategy Is "Buy & Hold" Really The Best Investment Strategy In this video Ray Clark CEO and CERTIFIED FINANCIAL PLANNER at The Clark Group Asset Management discusses buy & hold as an investment strategy and if there are other ways to mitigate risk for retirement assets. If you would like to schedule a call with one of our advisors please use this link to schedule a complimentary call directly on our calendar: https://clarkgroupam.com/schedule-a-call https://clarkgroupam.com/disclosure #retirementinvesting #retirementplanning #incomeplanning"  
[YouTube Link](https://youtube.com/watch?v=iGqxxcHSLTQ)  2023-09-25T17:52Z [--] followers, [--] engagements


"The Retirement Mistake Most People Make Its not inflation or the stock market that could cost you the most in retirement its how you withdraw your own money. Pulling from the wrong account can mean thousands more in taxes and lost control over your income. Heres what to watch for. #retirementplanning #taxstrategy #financialplanning #rothira #retirementmistakes #moneytips #personalfinance #clarkgroup #financialadvisor #retirewell #retirementplanning #financialplanning #taxstrategy #rothira #retirementmistakes #personalfinance #financialadvisor #retirewell #investingforretirement"  
[YouTube Link](https://youtube.com/watch?v=l0lEzRBGRNg)  2025-07-15T22:44Z 11.1K followers, [----] engagements


"Mega Backdoor Roth: In-service rollover Heres a pro tip for high earners: If your 401(k) plan allows in-service rollovers you can move after-tax contributions into a Roth IRA while you're still working. That means more tax-free growth without waiting for retirement. The Clark Group Asset Management is a registered investment adviser. The information discussed in these videos should NOT be taken as tax legal or investment advice. Please consult the appropriate professionals for each topic"  
[YouTube Link](https://youtube.com/watch?v=oNamf-5-nrc)  2025-04-24T21:43Z [----] followers, [---] engagements


"Where Should You Pull Funds from First in Retirement Take control of your retirement: https://form.typeform.com/to/S4P7E4Ie Most people dont think twice about where they pull funds from in retirement. They just pull funds from their retirement accounts without planning strategically to minimize taxes throughout retirement. Unfortunately I've seen this time and time again by those planning for retirement or for retirees already in that stage (where it's almost too late). Making this mistake could cost you a lot more in taxes than necessary Medicare surcharges and lost benefits. So whats the"  
[YouTube Link](https://youtube.com/watch?v=p0fM8Fp8EFA)  2025-07-02T16:54Z 11.1K followers, [----] engagements


"Should You Take Social Security EARLY at [--] Is claiming Social Security at age [--] a smart move Many advisors recommend delaying benefits for a higher monthly payout but that may not be the right move in some cases. In fact taking Social Security early may make a lot of financial sense. In this video we explore four key reasons why collecting benefits early at age [--] might be the right decision. Topics Covered: - How Full Retirement Age (FRA) works and affects your benefits - When collecting Social Security benefits EARLY can make sense - Spousal strategies to maximize household income -"  
[YouTube Link](https://youtube.com/watch?v=rSZ_r-0dtaE)  2025-03-02T15:01Z [--] followers, [--] engagements


"What Average Retirement Savings Dont Tell You Most people think average retirement savings is a good benchmark but the truth is averages dont tell the full story. In this video Ill show you what those numbers really miss and why comparing yourself to the average could leave you unprepared for retirement. Disclaimers: Brandon Clark CFP CPWA is the Director of Financial Planning at The Clark Group Asset Management a fee-only registered investment advisory firm in Southern California but with clients all across the nation. The Clark Group Asset Management is a registered investment adviser. The"  
[YouTube Link](https://youtube.com/watch?v=rp30robbVkw)  2025-09-25T20:18Z 11.1K followers, [----] engagements


"Are You REALLY On Track With Retirement Savings Do you know if your retirement savings are really on track Do average retirement savings or rule of thumbs really matter In this short we debunk why the average savings by age isn't what you should focus on. Dont just compare yourself to the averagelearn what strategies can actually help you retire with confidence. #retirementsavings #financialplanning #retireearly #retirementplanning Disclosures: Brandon Clark CFP CPWA is the Director of Financial Planning at The Clark Group Asset Management a fee-only registered investment advisory firm in"  
[YouTube Link](https://youtube.com/watch?v=sUaYtK18wOI)  2025-09-25T01:45Z 11.1K followers, [----] engagements


"Why Guardrails Beat the 4% Rule Fixed rules like 4% can limit your lifestyle. The guardrails method gives retirees flexibility to spend more when markets are strong and pull back slightly during declineswithout panic or guesswork. Less stress. More freedom. Better outcomes. #retireearly #retirementplanning #incomestrategies#wealthmanagement #socialsecurityplanning retirement planning guardrails method 4% rule smart withdrawals financial independence retirement income monte carlo retirement financial strategy retirement advice spend wisely retirement planning guardrails method 4% rule smart"  
[YouTube Link](https://youtube.com/watch?v=wzssOYqSgwg)  2025-06-24T16:01Z 11.1K followers, [---] engagements


"Forced to pay taxes at [--] The IRS doesn't care about you. The IRS doesnt care if you need the money or not. At [--] you could be forced to pull hundreds of thousands from your IRAtriggering big taxes higher Medicare premiums and shrinking your legacy. retirement tax forced withdrawals RMD taxes IRA planning Medicare surcharges tax trap retirement Social Security tax Brandon Clark CFP financial planner retirement income strategy retirement tax forced withdrawals RMD taxes IRA planning Medicare surcharges tax trap retirement Social Security tax Brandon Clark CFP financial planner retirement"  
[YouTube Link](https://youtube.com/watch?v=6EKydw3Ykdw)  2025-07-02T22:00Z 11.1K followers, [----] engagements


"The Cost of Waiting to Retire: Alans Story Meet Alan a 62-year-old executive who delayed retirement for just one more year again and again. By the time he finally retired at [--] his dream of hiking in the Swiss Alps was no longer physically possible. And those [--] extra years They added just $380/month to his retirement income. For many high achievers the identity gap is real. But retirement isnt the end of who you are its the start of something new. #retirementplanning #retireearly #earlyretirement #identitygap #executivelife #retirewithpurpose #financialplanning #retirementgoals #clarkgroup"  
[YouTube Link](https://youtube.com/watch?v=72d8tSsJBDU)  2025-08-07T04:47Z 11.1K followers, [---] engagements


"Are You On Track Average Retirement Savings by 55/60/65 Take control of your retirement by scheduling a FREE discovery call: https://form.typeform.com/to/S4P7E4Ie Most people think hitting or going above the average retirement savings number means theyre safe. The truth Averages can be dangerously misleading. In this video I break down the latest [----] Fidelity and Federal Reserve retirement savings data for ages [--] [--] and [--] and reveal why rules of thumb like 8x your salary dont actually tell you if youre ready to retire. 👉 Youll learn: -The difference between average vs. median savings (and"  
[YouTube Link](https://youtube.com/watch?v=EHQd3XrrA-s)  2025-08-20T23:53Z 11.1K followers, 58.6K engagements


"What Wealthy Retirees Never Fall For: Shiny Investments Most retirees think building wealth means owning more but the wealthiest retirees know what NOT to buy. In this clip I break down one of the biggest money traps that can quietly drain your retirement savings. If youre planning for financial freedom learn the strategies wealthy retirees actually use to protect and grow their wealth without overcomplicating it. #retirementplanning #wealthbuilding #financialfreedom #investing #retirementadvice"  
[YouTube Link](https://youtube.com/watch?v=FzwmXa9LbaM)  2025-10-31T23:54Z 11.1K followers, [----] engagements


"Can You Retire at [--] with $2 Million Take control of your retirement: https://form.typeform.com/to/S4P7E4Ie Most people think $2 million is the magic number for retirement. But retiring early especially at age [--] isnt just about hitting a number. Its about how long that money will last and how well youve planned for the real risks that come with decades of retirement. In this video Ill walk you through a real case study of a couple with $2 million who wanted to retire at [--]. Youll see the exact steps we took to assess their plan what they were missing and how small adjustments gave them the"  
[YouTube Link](https://youtube.com/watch?v=G3807wq2HEA)  2025-07-21T16:45Z 11.1K followers, 20.6K engagements


"Once Retirees See This Data They Stop Worrying About Investing Schedule a free discovery call to learn about our PROFIT process. Waitlist ends in February: https://form.typeform.com/to/S4P7E4Ie If youre retired or close to retiring market volatility can feel overwhelming. Headlines scream crash portfolios swing wildly and its easy to start questioning whether your retirement plan is actually safe. In this video I break down the real data behind market risk the same data I use with high-net-worth retired clients and that institutions like Fidelity J.P. Morgan and Vanguard rely on to show why"  
[YouTube Link](https://youtube.com/watch?v=JVi1y1eM7cg)  2026-01-21T22:43Z 11.1K followers, [----] engagements


"Why Your Home Could Be Hurting Your Retirement Your home may feel like security but in retirement it can quietly become a financial anchor. In this clip I explain how housing costs property taxes and illiquidity can hold retirees back from true freedom and what smart retirees do instead to unlock equity and flexibility. #retirementplanning #realestate #financialfreedom #downsizing #retirementadvice"  
[YouTube Link](https://youtube.com/watch?v=JZItkkZd-fI)  2025-11-01T15:15Z 11.1K followers, [----] engagements


"7 Assets Rich Retirees Never Buy But Poor Ones Always Do Take control of your retirement. Schedule your FREE Discovery Call with The Clark Group Asset Management here: https://form.typeform.com/to/S4P7E4Ie Most retirees dont go broke because of the market they go broke because of what they buy. In this video we break down the [--] assets rich retirees never buy and poor ones always do. Youll learn exactly which financial traps to avoid why even safe investments can quietly destroy wealth and how the wealthy think differently about risk return and freedom in retirement. These lessons come"  
[YouTube Link](https://youtube.com/watch?v=LbIkug2bO8w)  2025-10-10T18:51Z 11.1K followers, 156.8K engagements


"The $2 Million Retirement Paradox: Why Retirees Underspend Its the $2 million paradox retirees work decades to save more than enough then struggle to spend it. In this clip I explain why even wealthy retirees underspend how fear of running out controls behavior and what to do instead to actually enjoy the freedom youve earned. Visit the full legth video which highlights further #retirementplanning #wealthmanagement #financialfreedom #retirementadvice #behavioralfinance"  
[YouTube Link](https://youtube.com/watch?v=NT5L04-CjPQ)  2025-11-01T18:15Z 11.1K followers, [----] engagements


"Is Social Security a Massive Ponzi Scheme s Social Security broken or just misunderstood In this clip we dive into Elons and Trumps ideas around Social Security reformand why the system sparks so much debate. For more retirement insights check out the full videos on our channel"  
[YouTube Link](https://youtube.com/watch?v=SEpydD9yXBw)  2025-04-01T19:35Z [----] followers, [----] engagements


"Two Retirees Same Savings Different Fates. Two retirees same savings completely different outcomes. This is the power of sequence of returns risk when the timing of market gains and losses can make or break your retirement plan. Learn why withdrawing during a downturn can devastate your portfolio and how smart retirees protect themselves. #retirementplanning #sequenceofreturns #investing #wealthmanagement #financialfreedom"  
[YouTube Link](https://youtube.com/watch?v=TTX3p9OyZGs)  2025-11-02T17:30Z 11.1K followers, [----] engagements


"In [--] Minutes Ill Explain Why Everyone Is Claiming Social Security Early Why are so many Americans claiming Social Security at [--] even when it permanently reduces their benefits Headlines say Social Security is running out fear is driving decisions and millions are locking in lifetime income cuts without realizing the long-term cost. In this video I break down why early claiming is surging the psychology behind fear-based decisions and how to determine whether claiming early or delaying actually makes sense for your retirement plan. Youll learn: Why early Social Security claims are spiking and"  
[YouTube Link](https://youtube.com/watch?v=YkDCPRXmEBg)  2025-12-23T21:57Z 11.1K followers, [----] engagements


"Why Is Everyone Claiming Social Security Early Are retirees claiming social security early due to strategic retirement planning or because of headlines and social media #socialsecurity #retirement #investing"  
[YouTube Link](https://youtube.com/watch?v=_44pyLNedQI)  2025-12-31T16:40Z 11.1K followers, [----] engagements


"401k vs. Social Security vs. Pension: Where to pull from first"  
[YouTube Link](https://youtube.com/watch?v=_Yg-dNRuXxo)  2026-01-06T22:51Z 11.1K followers, [----] engagements


"401k vs Social Security vs Pension: The Best Claiming Order Take control of your retirement. Schedule your FREE Discovery Call with The Clark Group Asset Management here: https://form.typeform.com/to/S4P7E4Ie If youre nearing retirement one of the most expensive mistakes you can make is claiming your income sources in the wrong order. Because its not just what youve saved its how and when you take it. In this video I break down how the sequence of withdrawals from your 401(k) Social Security and pension can trigger massive hidden taxes what we call The Hidden Tax Domino. Youll see how a"  
[YouTube Link](https://youtube.com/watch?v=dYcCt5DvCcc)  2025-11-16T00:43Z 11.1K followers, [----] engagements


"Is [--] The Optimal Retirement Age Ages [--] and [--] are the default retirement ages because thats how government programs like Social Security and Medicare are structured. But for high-net-worth individuals and families is that actually the optimal age to retire If your goal is to maximize freedom health and quality of life waiting might cost you more than you realize. In the full video I explain why age [--] can often be the sweet spot for retirement when the planning is done correctly. Watch the full video to see how early retirement can work without jeopardizing your financial future."  
[YouTube Link](https://youtube.com/watch?v=g0rcepFfiPU)  2025-12-30T05:07Z 11.1K followers, [---] engagements


"Should You Manage Your Own Portfolio or Work with an Advisor Should you manage your own investments or work with a financial advisor Many DIY (Do it Yourself) investors believe they can handle their portfolios but as wealth grows so do financial complexities. In this video well explore the risks of managing your own wealth key financial pitfalls and how a trusted financial advisor can provide tax-efficient strategies long-term investment planning and legacy protection. Link to Vanguard's Advisor Alpha Report -"  
[YouTube Link](https://youtube.com/watch?v=ktskBnP39K4)  2025-02-20T01:24Z [--] followers, [---] engagements


"I am [--] With $2.3M. Can I Retire Now AND Spend $14K a Month Take control of your retirement. Schedule your FREE Discovery Call with The Clark Group Asset Management here: https://form.typeform.com/to/S4P7E4Ie If youre approaching retirement around age [--] with about $2.3 million saved you might assume youre automatically set. But can that portfolio really support $14000 per month in spending after taxes healthcare and market volatility In this retirement case study Brandon Clark CFP CPWA breaks down whether a couple with $2.3M can retire confidently and sustain their lifestyle through a"  
[YouTube Link](https://youtube.com/watch?v=qzOLQWg0NtY)  2025-11-05T21:18Z 11.1K followers, [----] engagements


"The Strategic Income Window: Dont Claim at [--] Most retirees rush to claim Social Security at [--] but that decision can cause you to miss the Strategic Income Window. By locking in early you reduce your lifetime benefits and limit your flexibility in retirement with tax planning. In this short I explain why timing matters and how smart strategies can help maximize your Social Security income. #socialsecurity #retirementplanning #retireearly Disclosures: Brandon Clark CFP CPWA is the Director of Financial Planning at The Clark Group Asset Management a fee-only registered investment advisory firm"  
[YouTube Link](https://youtube.com/watch?v=tzUpTqIKUbY)  2025-09-25T14:15Z 11.1K followers, [---] engagements


"Why Berkshire Hathaway Avoids Dividends: Buffett's Strategy Discover why Berkshire Hathaway under Warren Buffett's leadership hasn't paid dividends in nearly [--] years We explore how reinvesting profits fuels growth and innovation and how this strategy compares with newer tech giants like Meta and Alphabet. Learn the secrets behind successful investing #BerkshireHathaway #WarrenBuffett #InvestingStrategies #TechGrowth #Dividends #StockMarket #FinancialWisdom #Innovation #Meta #Alphabet"  
[YouTube Link](https://youtube.com/watch?v=xdh-ezomDL0)  2025-03-14T00:17Z 10K followers, [---] engagements


"What No One Tells Retirees About Stocks Gold & Real Estate Take control of your retirement. Schedule your FREE Discovery Call with The Clark Group Asset Management here: https://form.typeform.com/to/S4P7E4Ie S&P [---] vs Gold vs Real Estate: Most Retirees Get This Wrong Should retirees invest in the S&P [---] gold or real estate Most retirement portfolios fail because investors concentrate too heavily on what feels safest at the time. They are not thinking about what % weighting in each asset class gives me the most optimal portfolio for my retirement goals. So in this video I break down how each"  
[YouTube Link](https://youtube.com/watch?v=FwVe9ZkgCgM)  2026-02-12T20:49Z 11.1K followers, [---] engagements


"If You Have $1M+ Do THIS in Your First [--] Years of Retirement Schedule your free discovery call using this link: https://form.typeform.com/to/S4P7E4Ie If youve saved $1M or more for retirement the first [--] years after you stop working will determine your taxes income lifestyle and financial confidence for decades to come. In this video I break down the [--] most important lessons weve learned working with high-net-worth retirees who are 10-20 years into retirement including the [--] critical mistakes that can permanently damage an otherwise strong retirement plan. Many retirees focus on investment"  
[YouTube Link](https://youtube.com/watch?v=PZEKidWNUxQ)  2026-02-06T01:19Z 11.1K followers, [----] engagements


"How Many Americans Actually Retire With $2M or More The answer may surprise you Check out the full video to see. #inspiredinvesting #investing #retirementplanning #stocks #thehappyfinancial #financialplanning"  
[YouTube Link](https://youtube.com/watch?v=cuZjg6LzSuk)  2026-01-29T02:52Z 11.1K followers, [----] engagements


"Webinar: Are We in an AI Bubble Or a Breakthrough Artificial intelligence has been the driving force behind one of the strongest market rallies in recent history. But with valuations expanding enthusiasm soaring and comparisons to the early 2000s becoming more common many investors are asking the same question: Are we in an AI bubbleor is this only the beginning Join Brandon Clark CFP CPWA for an in-depth fireside chat with BlackRock where we break down the structural forces behind the AI boom evaluate risks and explore where investors may still find attractive opportunities as markets"  
[YouTube Link](https://youtube.com/watch?v=2fay_qqmhhI)  2026-01-29T00:07Z 11.1K followers, [---] engagements


"There's Always A Reason To Sell. But Should You Market volatility is upon us and it almost always feels like there's a good reason to sell. However the data very much suggests otherwise. The Clark Group Asset Management is a registered investment adviser. The information discussed in these videos should NOT be taken as financial tax legal or investment advice. This video is hypothetical and intended for educational purposes only. Please consult the appropriate professionals for each topic. Material presented is believed to be from reliable sources. However we make no representations as to its"  
[YouTube Link](https://youtube.com/watch?v=vFQ64NdLr6Q)  2026-01-28T19:58Z 11.1K followers, [----] engagements


"Once Retirees See This Data They Stop Worrying About Investing Schedule a free discovery call to learn about our PROFIT process. Waitlist ends in February: https://form.typeform.com/to/S4P7E4Ie If youre retired or close to retiring market volatility can feel overwhelming. Headlines scream crash portfolios swing wildly and its easy to start questioning whether your retirement plan is actually safe. In this video I break down the real data behind market risk the same data I use with high-net-worth retired clients and that institutions like Fidelity J.P. Morgan and Vanguard rely on to show why"  
[YouTube Link](https://youtube.com/watch?v=JVi1y1eM7cg)  2026-01-21T22:43Z 11.1K followers, [----] engagements


"How Many Americans ACTUALLY Retire With $2 Million or More Schedule your free discovery call: https://form.typeform.com/to/S4P7E4Ie Video on AVERAGE account balances for 55/60/65: https://youtu.be/EHQd3XrrA-ssi=GHo-_XpuiBeNQ5Ty How many Americans really retire with $2 million or more If you spend time watching financial videos reading headlines or living in high-cost areas it can start to feel like $2 million is the bare minimum for retirement. But the data tells a very different story. According to retirement savings data cited by SmartAsset and the Employee Benefit Research Institute only a"  
[YouTube Link](https://youtube.com/watch?v=bxZU-ZVxspk)  2026-01-08T18:29Z 11.1K followers, 29.6K engagements


"401k vs. Social Security vs. Pension: Where to pull from first"  
[YouTube Link](https://youtube.com/watch?v=_Yg-dNRuXxo)  2026-01-06T22:51Z 11.1K followers, [----] engagements


"Why Is Everyone Claiming Social Security Early Are retirees claiming social security early due to strategic retirement planning or because of headlines and social media #socialsecurity #retirement #investing"  
[YouTube Link](https://youtube.com/watch?v=_44pyLNedQI)  2025-12-31T16:40Z 11.1K followers, [----] engagements


"Is [--] The Optimal Retirement Age Ages [--] and [--] are the default retirement ages because thats how government programs like Social Security and Medicare are structured. But for high-net-worth individuals and families is that actually the optimal age to retire If your goal is to maximize freedom health and quality of life waiting might cost you more than you realize. In the full video I explain why age [--] can often be the sweet spot for retirement when the planning is done correctly. Watch the full video to see how early retirement can work without jeopardizing your financial future."  
[YouTube Link](https://youtube.com/watch?v=g0rcepFfiPU)  2025-12-30T05:07Z 11.1K followers, [---] engagements


"In [--] Minutes Ill Explain Why Everyone Is Claiming Social Security Early Why are so many Americans claiming Social Security at [--] even when it permanently reduces their benefits Headlines say Social Security is running out fear is driving decisions and millions are locking in lifetime income cuts without realizing the long-term cost. In this video I break down why early claiming is surging the psychology behind fear-based decisions and how to determine whether claiming early or delaying actually makes sense for your retirement plan. Youll learn: Why early Social Security claims are spiking and"  
[YouTube Link](https://youtube.com/watch?v=YkDCPRXmEBg)  2025-12-23T21:57Z 11.1K followers, [----] engagements


"Why You Should Retire at [--] (Even If You Planned for 62-65) Take control of your retirement. Schedule your FREE Discovery Call with The Clark Group Asset Management here: https://form.typeform.com/to/S4P7E4Ie 📌 Why You Should Retire at [--] (Even If You Planned for 62/65) Most people plan to retire at [--] or [--] because of Social Security and Medicare. But what if [--] is actually the optimal retirement age financially physically and emotionally In this video I break down why the standard retirement ages of [--] and [--] were created by the system not by what actually leads to the happiest healthiest"  
[YouTube Link](https://youtube.com/watch?v=nMczIsjPYT0)  2025-12-03T23:54Z 11.1K followers, 126K engagements


"401k vs Social Security vs Pension: The Best Claiming Order Take control of your retirement. Schedule your FREE Discovery Call with The Clark Group Asset Management here: https://form.typeform.com/to/S4P7E4Ie If youre nearing retirement one of the most expensive mistakes you can make is claiming your income sources in the wrong order. Because its not just what youve saved its how and when you take it. In this video I break down how the sequence of withdrawals from your 401(k) Social Security and pension can trigger massive hidden taxes what we call The Hidden Tax Domino. Youll see how a"  
[YouTube Link](https://youtube.com/watch?v=dYcCt5DvCcc)  2025-11-16T00:43Z 11.1K followers, [----] engagements


"I am [--] With $2.3M. Can I Retire Now AND Spend $14K a Month Take control of your retirement. Schedule your FREE Discovery Call with The Clark Group Asset Management here: https://form.typeform.com/to/S4P7E4Ie If youre approaching retirement around age [--] with about $2.3 million saved you might assume youre automatically set. But can that portfolio really support $14000 per month in spending after taxes healthcare and market volatility In this retirement case study Brandon Clark CFP CPWA breaks down whether a couple with $2.3M can retire confidently and sustain their lifestyle through a"  
[YouTube Link](https://youtube.com/watch?v=qzOLQWg0NtY)  2025-11-05T21:18Z 11.1K followers, [----] engagements


"Two Retirees Same Savings Different Fates. Two retirees same savings completely different outcomes. This is the power of sequence of returns risk when the timing of market gains and losses can make or break your retirement plan. Learn why withdrawing during a downturn can devastate your portfolio and how smart retirees protect themselves. #retirementplanning #sequenceofreturns #investing #wealthmanagement #financialfreedom"  
[YouTube Link](https://youtube.com/watch?v=TTX3p9OyZGs)  2025-11-02T17:30Z 11.1K followers, [----] engagements


"The $2 Million Retirement Paradox: Why Retirees Underspend Its the $2 million paradox retirees work decades to save more than enough then struggle to spend it. In this clip I explain why even wealthy retirees underspend how fear of running out controls behavior and what to do instead to actually enjoy the freedom youve earned. Visit the full legth video which highlights further #retirementplanning #wealthmanagement #financialfreedom #retirementadvice #behavioralfinance"  
[YouTube Link](https://youtube.com/watch?v=NT5L04-CjPQ)  2025-11-01T18:15Z 11.1K followers, [----] engagements


"Why Your Home Could Be Hurting Your Retirement Your home may feel like security but in retirement it can quietly become a financial anchor. In this clip I explain how housing costs property taxes and illiquidity can hold retirees back from true freedom and what smart retirees do instead to unlock equity and flexibility. #retirementplanning #realestate #financialfreedom #downsizing #retirementadvice"  
[YouTube Link](https://youtube.com/watch?v=JZItkkZd-fI)  2025-11-01T15:15Z 11.1K followers, [----] engagements


"What Wealthy Retirees Never Fall For: Shiny Investments Most retirees think building wealth means owning more but the wealthiest retirees know what NOT to buy. In this clip I break down one of the biggest money traps that can quietly drain your retirement savings. If youre planning for financial freedom learn the strategies wealthy retirees actually use to protect and grow their wealth without overcomplicating it. #retirementplanning #wealthbuilding #financialfreedom #investing #retirementadvice"  
[YouTube Link](https://youtube.com/watch?v=FzwmXa9LbaM)  2025-10-31T23:54Z 11.1K followers, [----] engagements


"Why Everything Changes for Retirees With $2 Million Saved Take control of your retirement. Schedule your FREE Discovery Call with The Clark Group Asset Management here: https://form.typeform.com/to/S4P7E4Ie If you think hitting $2 million means your money worries are over think again. Because for most retirees reaching that milestone doesnt mark the finish line it marks the start of a new set of challenges that creates more advanced financial planning. In this video Brandon Clark CFP and CPWA breaks down why everything changes for retirees once they cross the $2 million threshold and what the"  
[YouTube Link](https://youtube.com/watch?v=gon-ujtxKiQ)  2025-10-21T18:51Z 11.1K followers, 224K engagements


"7 Assets Rich Retirees Never Buy But Poor Ones Always Do Take control of your retirement. Schedule your FREE Discovery Call with The Clark Group Asset Management here: https://form.typeform.com/to/S4P7E4Ie Most retirees dont go broke because of the market they go broke because of what they buy. In this video we break down the [--] assets rich retirees never buy and poor ones always do. Youll learn exactly which financial traps to avoid why even safe investments can quietly destroy wealth and how the wealthy think differently about risk return and freedom in retirement. These lessons come"  
[YouTube Link](https://youtube.com/watch?v=LbIkug2bO8w)  2025-10-10T18:51Z 11.1K followers, 156.8K engagements


"Retiring With a Pension Heres Why Everything Changes Take control of your retirement and understand the power of your PENSION. Schedule your FREE Discovery Call with The Clark Group Asset Management here: https://form.typeform.com/to/S4P7E4Ie What if the one thing youve been overlooking your pension is actually the key to unlocking early retirement eliminating income uncertainty and protecting your spouse after youre gone In this video I (Brandon Clark CFP CPWA) break down how pensions truly change everything about your retirement from when you retire to how much risk you take with your"  
[YouTube Link](https://youtube.com/watch?v=bGqTXWdaf6M)  2025-09-29T19:49Z 11.1K followers, 61.6K engagements


"What Average Retirement Savings Dont Tell You Most people think average retirement savings is a good benchmark but the truth is averages dont tell the full story. In this video Ill show you what those numbers really miss and why comparing yourself to the average could leave you unprepared for retirement. Disclaimers: Brandon Clark CFP CPWA is the Director of Financial Planning at The Clark Group Asset Management a fee-only registered investment advisory firm in Southern California but with clients all across the nation. The Clark Group Asset Management is a registered investment adviser. The"  
[YouTube Link](https://youtube.com/watch?v=rp30robbVkw)  2025-09-25T20:18Z 11.1K followers, [----] engagements


"The Strategic Income Window: Dont Claim at [--] Most retirees rush to claim Social Security at [--] but that decision can cause you to miss the Strategic Income Window. By locking in early you reduce your lifetime benefits and limit your flexibility in retirement with tax planning. In this short I explain why timing matters and how smart strategies can help maximize your Social Security income. #socialsecurity #retirementplanning #retireearly Disclosures: Brandon Clark CFP CPWA is the Director of Financial Planning at The Clark Group Asset Management a fee-only registered investment advisory firm"  
[YouTube Link](https://youtube.com/watch?v=tzUpTqIKUbY)  2025-09-25T14:15Z 11.1K followers, [---] engagements


"Are You REALLY On Track With Retirement Savings Do you know if your retirement savings are really on track Do average retirement savings or rule of thumbs really matter In this short we debunk why the average savings by age isn't what you should focus on. Dont just compare yourself to the averagelearn what strategies can actually help you retire with confidence. #retirementsavings #financialplanning #retireearly #retirementplanning Disclosures: Brandon Clark CFP CPWA is the Director of Financial Planning at The Clark Group Asset Management a fee-only registered investment advisory firm in"  
[YouTube Link](https://youtube.com/watch?v=sUaYtK18wOI)  2025-09-25T01:45Z 11.1K followers, [----] engagements


"I Claimed Social Security at [--] Big Mistake Think claiming Social Security at [--] is the smart move Many retirees have recently seen YouTube videos or read articles favoring claiming benefits at [--]. Even though there are certainly reasons to do that that's not necessarily the best outcome for many. You may find out the hard way that claiming early can shrink your lifetime benefits and limit their options. In this short I break down one of the biggest myths about filing at [--] and why waiting could pay off. #socialsecurity #retirementplanning #retireearly #socialsecurityplanning Disclosures:"  
[YouTube Link](https://youtube.com/watch?v=3rXmNqu8Ags)  2025-09-24T21:52Z 11.1K followers, [----] engagements


"The Hidden Truth About Claiming Social Security Early at [--] Take control of your retirement by scheduling a FREE discovery call: https://form.typeform.com/to/S4P7E4Ie Is claiming Social Security at [--] a smart move Or one of the costliest mistakes you could make In this video Brandon Clark CFP and CPWA breaks down the five biggest myths about claiming Social Security early and why filing at [--] could backfire for many retirees. While it may feel obvious to start benefits as soon as possible the long-term consequences can cost you hundreds of thousands of dollars in lost income higher taxes and"  
[YouTube Link](https://youtube.com/watch?v=XO69KbZHOEg)  2025-09-18T17:24Z 11.1K followers, [----] engagements


"The Fed Is Cutting But Heres the Real Opportunity (Schwab Network) Take control of your retirement by scheduling a FREE discovery call: https://form.typeform.com/to/S4P7E4Ie During the interview Schwab Network invited me onto their Morning Trade Live Show where I shared timely insights on macro market trends shaping the second half of [----] including: ✅Federal Reserve Outlook: The latest jobs report came in lighter than expected. Brandon believes the Fed is very likely to cut rates this month by [--] basis points with another cut possible before year-end. ✅Market Positioning: He discussed how"  
[YouTube Link](https://youtube.com/watch?v=OQEO_z__jhM)  2025-09-11T19:18Z 11.1K followers, [---] engagements


"Im [--] With $3M. Heres What I Can Actually Spend in Retirement Take control of your retirement by scheduling a FREE discovery call: https://form.typeform.com/to/S4P7E4Ie Let's say you retire at [--] with $3 million saved. Youve done everything right on paper but just a few years in things start to shift. Inflation rises. Markets drop. Healthcare costs go up. Suddenly youre wondering: "how much can I actually spend each month in retirement" In this video I walk you through Davids story: a Fortune [---] executive who retired at [--] with $3M. His plan looked bulletproof until real life tested every"  
[YouTube Link](https://youtube.com/watch?v=2HA_0_a3mlQ)  2025-08-29T20:14Z 11.1K followers, [----] engagements


"Are You On Track Average Retirement Savings by 55/60/65 Take control of your retirement by scheduling a FREE discovery call: https://form.typeform.com/to/S4P7E4Ie Most people think hitting or going above the average retirement savings number means theyre safe. The truth Averages can be dangerously misleading. In this video I break down the latest [----] Fidelity and Federal Reserve retirement savings data for ages [--] [--] and [--] and reveal why rules of thumb like 8x your salary dont actually tell you if youre ready to retire. 👉 Youll learn: -The difference between average vs. median savings (and"  
[YouTube Link](https://youtube.com/watch?v=EHQd3XrrA-s)  2025-08-20T23:53Z 11.1K followers, 58.6K engagements


"The Cost of Waiting to Retire: Alans Story Meet Alan a 62-year-old executive who delayed retirement for just one more year again and again. By the time he finally retired at [--] his dream of hiking in the Swiss Alps was no longer physically possible. And those [--] extra years They added just $380/month to his retirement income. For many high achievers the identity gap is real. But retirement isnt the end of who you are its the start of something new. #retirementplanning #retireearly #earlyretirement #identitygap #executivelife #retirewithpurpose #financialplanning #retirementgoals #clarkgroup"  
[YouTube Link](https://youtube.com/watch?v=72d8tSsJBDU)  2025-08-07T04:47Z 11.1K followers, [---] engagements


"Why Waiting to Retire Could Cost You More Than Money Weve been told that [--] is the retirement age. But that number Its based on outdated systems not your best life. Delaying retirement might feel saferbut it could cost you your healthiest most meaningful years. In this short Brandon Clark CFP shares a powerful reminder: you're not just trading time for money. You're trading it for moments memories and milestones. #earlyretirement #retirementplanning #retireearly #retirewithpurpose #financialplanning #fiduciaryadvisor #emotionalwealth #workoptional #wealthmanagement #retirementmindset"  
[YouTube Link](https://youtube.com/watch?v=KjlyzIco3U4)  2025-08-07T04:46Z 11.1K followers, [----] engagements


"Retiring at [--] Is a Huge Mistake Do This Before [--] Take control of your retirement and book your Free Retirement Discovery Call: https://form.typeform.com/to/S4P7E4Ie Most people believe [--] is the safe retirement age but waiting that long could cost you your healthiest and happiest years. In this video I break down: ✅ The [--] traps that keep people working longer than they need to ✅ Why retiring before [--] is often smarterfinancially and emotionally ✅ How to retire early without fear of running out of money ✅ The Maximize Your Retirement Framework I use to help high-performing professionals"  
[YouTube Link](https://youtube.com/watch?v=7ICPi2rhCmM)  2025-08-03T19:16Z 11.1K followers, [----] engagements


"Can You Retire at [--] with $2 Million Take control of your retirement: https://form.typeform.com/to/S4P7E4Ie Most people think $2 million is the magic number for retirement. But retiring early especially at age [--] isnt just about hitting a number. Its about how long that money will last and how well youve planned for the real risks that come with decades of retirement. In this video Ill walk you through a real case study of a couple with $2 million who wanted to retire at [--]. Youll see the exact steps we took to assess their plan what they were missing and how small adjustments gave them the"  
[YouTube Link](https://youtube.com/watch?v=G3807wq2HEA)  2025-07-21T16:45Z 11.1K followers, 20.6K engagements


"Where Should Your Retirement Income Come From When the paycheck stops the big question begins: where should the rest of your retirement income come from Social Security might cover some of itbut most people have a gap. And how you fill that gap can make or break your retirement plan. #retirementplanning #retirementincome #financialplanning #socialsecurity #personalfinance #moneytips #rothira #investmentstrategy #clarkgroup #taxstrategy #retirewell #fiduciaryadvisor #financialadvisor #smartwithdrawals #retirementgap #retirementplanning #retirementincome #financialplanning #socialsecurity"  
[YouTube Link](https://youtube.com/watch?v=Ev1jhYAm86Y)  2025-07-16T16:00Z 11.1K followers, [----] engagements


"The Retirement Mistake Most People Make Its not inflation or the stock market that could cost you the most in retirement its how you withdraw your own money. Pulling from the wrong account can mean thousands more in taxes and lost control over your income. Heres what to watch for. #retirementplanning #taxstrategy #financialplanning #rothira #retirementmistakes #moneytips #personalfinance #clarkgroup #financialadvisor #retirewell #retirementplanning #financialplanning #taxstrategy #rothira #retirementmistakes #personalfinance #financialadvisor #retirewell #investingforretirement"  
[YouTube Link](https://youtube.com/watch?v=l0lEzRBGRNg)  2025-07-15T22:44Z 11.1K followers, [----] engagements


"Forced to pay taxes at [--] The IRS doesn't care about you. The IRS doesnt care if you need the money or not. At [--] you could be forced to pull hundreds of thousands from your IRAtriggering big taxes higher Medicare premiums and shrinking your legacy. retirement tax forced withdrawals RMD taxes IRA planning Medicare surcharges tax trap retirement Social Security tax Brandon Clark CFP financial planner retirement income strategy retirement tax forced withdrawals RMD taxes IRA planning Medicare surcharges tax trap retirement Social Security tax Brandon Clark CFP financial planner retirement"  
[YouTube Link](https://youtube.com/watch?v=6EKydw3Ykdw)  2025-07-02T22:00Z 11.1K followers, [----] engagements


"Where Should You Pull Funds from First in Retirement Take control of your retirement: https://form.typeform.com/to/S4P7E4Ie Most people dont think twice about where they pull funds from in retirement. They just pull funds from their retirement accounts without planning strategically to minimize taxes throughout retirement. Unfortunately I've seen this time and time again by those planning for retirement or for retirees already in that stage (where it's almost too late). Making this mistake could cost you a lot more in taxes than necessary Medicare surcharges and lost benefits. So whats the"  
[YouTube Link](https://youtube.com/watch?v=p0fM8Fp8EFA)  2025-07-02T16:54Z 11.1K followers, [----] engagements


"The Social Security Tax Surprise Think Social Security is tax-free Think again. Once your income hits $34K (single) or $44K (married) up to 85% of your benefits could be taxed. Its called the tax torpedo. Coordinating your IRA Roth and brokerage withdrawals can help reduce itand keep more money in your pocket. social security tax tax torpedo retirement income planning tax efficient withdrawals Roth IRA IRA withdrawals avoid taxes in retirement financial planning Brandon Clark CFP social security tax tax torpedo retirement income planning tax efficient withdrawals Roth IRA IRA withdrawals"  
[YouTube Link](https://youtube.com/watch?v=B-opopK-Vrw)  2025-06-30T17:00Z 11.1K followers, [---] engagements


"Retired The IRS Still Wants More At [--] you might be forced to withdraw hundreds of thousands from your IRAeven if you dont need it. That means higher taxes Medicare premiums and less for your family. Retirement taxes dont always go down. retirement tax trap IRA withdrawals RMD explained Medicare premiums tax planning retirement Brandon Clark CFP wealth advisor tips retirement mistakes forced income tax Social Security taxes retirement tax trap IRA withdrawals RMD explained Medicare premiums tax planning retirement Brandon Clark CFP wealth advisor tips retirement mistakes forced income tax"  
[YouTube Link](https://youtube.com/watch?v=OAp7GBGm5fk)  2025-06-29T17:00Z 11.1K followers, [----] engagements


"How to Avoid This Hidden Medicare Tax Make over $106K (single) or $212K (married) You could trigger IRMAAmeaning higher Medicare premiums for [--] years. Just $1 over the limit can cost thousands. RMDs Roth conversions stock salesit all adds up. Every dollar matters. IRMAA Medicare premiums hidden retirement taxes RMD planning Roth conversions tax thresholds modified adjusted gross income retirement mistakes financial planner Brandon Clark CFP IRMAA Medicare premiums hidden retirement taxes RMD planning Roth conversions tax thresholds modified adjusted gross income retirement mistakes financial"  
[YouTube Link](https://youtube.com/watch?v=n9JbRhpm4QU)  2025-06-28T00:00Z 11.1K followers, [----] engagements


"$460K Tax Bomb at Age [--] A $2M IRA at [--] could balloon to over $5.7M by age 90and trigger a $460K forced taxable withdrawal. Thats the power (and risk) of compounding + RMDs. Are you planning for this The Clark Group Asset Management is a registered investment adviser. The information discussed in these videos should NOT be taken as tax legal or investment advice. Please consult the appropriate professionals for each topic. RMD tax trap IRA withdrawals retirement taxes required minimum distribution retirement income planning tax planning retirement financial advisor tips tax-efficient"  
[YouTube Link](https://youtube.com/watch?v=iizJATpgc7Y)  2025-06-27T20:00Z 11.1K followers, [---] engagements


"The 'Flip Phone' of Retirement Planning The 4% rule was built for a different time. It doesnt adapt to real life unexpected costs or market swings. Todays retirees need more flexibility to enjoy their wealthnot just preserve it. #retireearly #retirementplanning #incomestrategies#wealthmanagement #socialsecurityplanning [--] percent rule retirement income outdated retirement advice smart withdrawal strategy financial planning inflation retirement cost of living adjustment modern retirement strategy enjoy retirement retirement myths [--] percent rule retirement income outdated retirement advice smart"  
[YouTube Link](https://youtube.com/watch?v=2PLP1G76hQM)  2025-06-26T21:00Z 11.1K followers, [----] engagements


"Retire Smarter Not Stricter The 4% rule is just a starting point. We help clients align spending with their energynot just their ageusing a flexible smarter retirement strategy. Plan with clarity and enjoy the wealth youve worked hard to build. #retireearly #retirementplanning #incomestrategies#wealthmanagement #socialsecurityplanning retirement planning guardrails method financial freedom retirement strategy 4% rule monte carlo simulation smart retirement enjoy retirement financial advice retire confidently retirement planning guardrails method financial freedom retirement strategy 4% rule"  
[YouTube Link](https://youtube.com/watch?v=d29GVzA-PQ4)  2025-06-25T14:30Z 11.1K followers, [---] engagements


"Why Guardrails Beat the 4% Rule Fixed rules like 4% can limit your lifestyle. The guardrails method gives retirees flexibility to spend more when markets are strong and pull back slightly during declineswithout panic or guesswork. Less stress. More freedom. Better outcomes. #retireearly #retirementplanning #incomestrategies#wealthmanagement #socialsecurityplanning retirement planning guardrails method 4% rule smart withdrawals financial independence retirement income monte carlo retirement financial strategy retirement advice spend wisely retirement planning guardrails method 4% rule smart"  
[YouTube Link](https://youtube.com/watch?v=wzssOYqSgwg)  2025-06-24T16:01Z 11.1K followers, [---] engagements


"Why Most Retirees Underspend The 4% rule sounds safe but most retirees end up with way more than they expectedsometimes millions more. That caution can cost you the retirement you worked for #retireearly #4%rule #investing #retirement #retirementplan #retireearly #retirementplanning #incomestrategies#wealthmanagement #socialsecurityplanning retirement planning 4% rule underspending retire smart financial freedom money mindset retirement advice portfolio strategy wealth planning #clarkgroup retirement planning 4% rule underspending retire smart financial freedom money mindset retirement advice"  
[YouTube Link](https://youtube.com/watch?v=JdVN8bm-WgM)  2025-06-23T15:00Z 11.1K followers, [----] engagements


"6 Big Tax Mistakes Retirees Make And How to Avoid Them Are you nearing retirement and wondering how to avoid costly tax traps In this episode Brandon Clark CFP and CPWA breaks down [--] of the most commonand expensivetax mistakes professionals make heading into retirement. We cover everything from Roth conversions and IRMAA penalties to estate planning strategies that can save you and your family thousands. If youre a high-income professional or executive this video is a must-watch. Chapters 0:00 Intro 1:35 - #1 The Social Security Tax Torpedo 2:50 - #2 Delaying Roth Conversions Too Long 4:28 -"  
[YouTube Link](https://youtube.com/watch?v=-kT01IRjGW8)  2025-06-15T22:19Z 11.1K followers, [---] engagements


"4% Rule is Dead: Heres What Retirement Experts Use Instead The 4% rule said you could safely withdraw 4% from your portfolio each year in retirement adjusted for inflation without running out of money. But is that still true In todays video Brandon Clark CFP CPWA walks you through why the 4% rule may no longer applyand what retirement planners are using instead. Well cover the history of the 4% rule why it was designed for worst-case scenarios and how dynamic strategies like the Guardrails Method can help you spend confidently without sacrificing your future. 📌 Chapters: 00:00 Introduction"  
[YouTube Link](https://youtube.com/watch?v=gEgV4kb_wcY)  2025-05-30T22:15Z 11.1K followers, [----] engagements


"RMDs: Hidden Tax Trap and [--] Ways to Fight Back RMDs (Required Minimum Distributions) can quietly erode your retirement savings if youre not prepared. In addition they can create additional taxation on your retirement savings if you. In this video we break down how RMDs work why they become more painful over time and [--] strategic ways to reduce or eliminate their impact. From Roth conversions and QCDs to smarter asset location and using the Joint Life Table well show you how to take control of your tax burden and protect your legacy. Whether youre years away from retirement or already taking"  
[YouTube Link](https://youtube.com/watch?v=CzbgqgbCapU)  2025-05-21T21:15Z 11.1K followers, [---] engagements


"Why Earning More Doesnt Double Your Social Security Two coworkers. One earns twice as much. So they get double the benefit right Not exactly. Social Security uses a progressive formulameaning your first dollars count more than your last. Heres why high earners dont always get a proportional boost in benefits.  The Clark Group Asset Management is a registered investment adviser. The information discussed in these videos should NOT be taken as tax legal or investment advice. Please consult the appropriate professionals for each topic. social security social security explained retirement"  
[YouTube Link](https://youtube.com/watch?v=Pz0dg6vZITc)  2025-05-06T16:16Z 11.1K followers, [----] engagements


"Dont Panic: Your Social Security Isnt Gone A lot of people get worried when they see their Social Security benefits reduced when collecting before full retirement age AND workingbut here's what they miss: those withheld benefits are paid back over time once you stop working or reach Full Retirement Age (FRA) Plus understanding your statement can help you make smarter choices. Tip: Create your account at SSA.gov and check your numbers at [--] FRA and [--] to make sure they are accurate.  The Clark Group Asset Management is a registered investment adviser. The information discussed in these videos"  
[YouTube Link](https://youtube.com/watch?v=GWgYsC5--uQ)  2025-05-06T16:15Z 11.1K followers, [----] engagements

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