Dark | Light
# ![@pensioncraft Avatar](https://lunarcrush.com/gi/w:26/cr:youtube::UC9OIwUcx-Uss7xj7s1P5XGw.png) @pensioncraft PensionCraft

PensionCraft posts on YouTube about investment, stocks, inflation, market the most. They currently have [-------] followers and [---] posts still getting attention that total [-----] engagements in the last [--] hours.

### Engagements: [-----] [#](/creator/youtube::UC9OIwUcx-Uss7xj7s1P5XGw/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:youtube::UC9OIwUcx-Uss7xj7s1P5XGw/c:line/m:interactions.svg)

- [--] Week [------] -11%
- [--] Month [-------] -18%
- [--] Months [---------] -7.50%
- [--] Year [---------] -8.80%

### Mentions: [--] [#](/creator/youtube::UC9OIwUcx-Uss7xj7s1P5XGw/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:youtube::UC9OIwUcx-Uss7xj7s1P5XGw/c:line/m:posts_active.svg)

- [--] Week [--] +26%
- [--] Month [--] -4.20%
- [--] Months [---] -3.80%
- [--] Year [---] +76%

### Followers: [-------] [#](/creator/youtube::UC9OIwUcx-Uss7xj7s1P5XGw/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:youtube::UC9OIwUcx-Uss7xj7s1P5XGw/c:line/m:followers.svg)

- [--] Week [-------] +0.47%
- [--] Month [-------] +0.47%
- [--] Months [-------] +2.90%
- [--] Year [-------] +5.50%

### CreatorRank: [---------] [#](/creator/youtube::UC9OIwUcx-Uss7xj7s1P5XGw/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:youtube::UC9OIwUcx-Uss7xj7s1P5XGw/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  91.72% [stocks](/list/stocks)  4.14% [countries](/list/countries)  2.76% [financial services](/list/financial-services)  2.07% [exchanges](/list/exchanges)  1.38% [cryptocurrencies](/list/cryptocurrencies)  1.38% [currencies](/list/currencies)  0.69%

**Social topic influence**
[investment](/topic/investment) 57.93%, [stocks](/topic/stocks) 23.45%, [inflation](/topic/inflation) 18.62%, [market](/topic/market) 16.55%, [how to](/topic/how-to) 11.03%, [money](/topic/money) 10.34%, [fomc](/topic/fomc) 7.59%, [retirement](/topic/retirement) 6.9%, [economy](/topic/economy) 4.83%, [in the](/topic/in-the) 4.83%

**Top accounts mentioned or mentioned by**
[@manyhappyreturnspodcast](/creator/undefined) [@moneymaking1986](/creator/undefined) [@investenginevideos](/creator/undefined) [@investengine](/creator/undefined) [@trading212](/creator/undefined)

**Top assets mentioned**
[Bitcoin (BTC)](/topic/bitcoin) [Reserve (RSV)](/topic/reserve) [Ethereum (ETH)](/topic/ethereum) [HSBC Holdings PLC (HSBC)](/topic/$hsbc)
### Top Social Posts
Top posts by engagements in the last [--] hours

"US Treasury Trap: Why I Won't Buy Them For decades the default playbook has been simple. When markets wobble you hide in US Treasuries. Theyre liquid dollarbacked and supposed to protect portfolios when everything else goes wrong. But what if that assumption is now outdated What if the worlds safest bond has become crowded politicised and structurally more fragile than investors realise In this video well break down what actually makes a government bond safe why US Treasuries may no longer behave like reliable insurance and why as a UK investor I dont own any. Youll learn how currency risk"  
[YouTube Link](https://youtube.com/watch?v=6mZoDF65cM0)  2026-02-07T12:00Z 212K followers, 23.1K engagements


"How To Invest In Commodities and Why As the conflict between Russia and Ukraine has intensified so has an interest in investing in certain commodities such as wheat and oil. In this video I look at why you may want to consider investing in commodities what drives them how you can get exposure to them and what to look out for when choosing commodity funds. ✔ If you want to learn more about investing why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here https://www.pensioncraft.com/investor-education/membership/ Timestamps 00:00"  
[YouTube Link](https://youtube.com/watch?v=9N--jhsS8wQ)  2022-03-05T12:00Z 212K followers, 65.9K engagements


"Modern Monetary Theory Explained - Is MMT Right or Wrong In Modern Monetary Theory Explained I simply lay out the key principles of MMT and look at what some of the arguments are for and against it. Modern Monetary Theory (MMT) may have been around for many years but it has recently gained in popularity with the advent of Stephanie Kelton's book The Deficit Myth and the way in which it accounts more elegantly for debt dynamics and inflation over the last decade. Sign up to our free weekly market roundup to get news and views about what's going on in the stock market and wider economy"  
[YouTube Link](https://youtube.com/watch?v=3QYJjisPMQY)  2020-08-22T10:45Z 212K followers, 99K engagements


"My Market Crash Shopping List [----] I have a list of things which I would like to buy but which are currently too expensive which I call my Market Crash Shopping List. This also helps me re-frame stock market corrections as buying opportunities for my fun portfolio. So in this video well mark my homework to see how well some of my previous investments have performed and then Ill list whats on my list right now in preparation for the next selloff. Thank you to Lightyear for sponsoring this video. Use our special code PENSIONCRAFT or go to https://www.lightyear.com/pensioncraft to get up to 100"  
[YouTube Link](https://youtube.com/watch?v=42a-ZzaxGBU)  2025-12-27T12:00Z 212K followers, 34.3K engagements


"Best Portfolio Allocation: Asset Allocation By Age Are you wondering how much to invest in stocks versus safer investments This video explores the principles behind age-based asset allocation and examines different strategies for various life stages. This should also help you gauge how your financial situation and goals can shape your investment approach beyond simple age-based rules. ✔ To find out more about becoming a pensioncraft.com Premium member so you can access our Tools App and the many other benefits we offer use this link https://www.pensioncraft.com/investor-education/membership/"  
[YouTube Link](https://youtube.com/watch?v=74xWcwY8KMM)  2025-08-30T11:00Z 212K followers, 55.3K engagements


"How to Survive an AI Market Crash: Lessons from the Dot-Com Bubble The year is [----] the Nasdaq crashes 78%. Fortunes vanish overnight. Twenty-five years later people are asking: Is AI the new dot-com bubble In this video well look at what actually happened during the dot-com crash. Which sectors survived which fell the most and the crucial lessons that could protect your portfolio if todays AI boom turns into tomorrows bust. ✔ If you want to learn more about investing why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here"  
[YouTube Link](https://youtube.com/watch?v=7ipFwEOviiE)  2025-10-18T11:00Z 212K followers, 124.8K engagements


"Why Ive Switched to a 60/40 Portfolio For years my core portfolio was as simple as it gets: one global equity fund 100% invested in the stock market. It worked brilliantly great returns steady investing and I hit my number. And thats exactly why I changed it In this video I explain why Ive switched to a 60/40 portfolio what changed in my thinking and why the most important investing decision isnt about maximising returnsbut about choosing the right level of risk for where you are in life. ✔ If you want to learn more about investing why not become a pensioncraft.com member To find what we"  
[YouTube Link](https://youtube.com/watch?v=8O4ddk3WCEU)  2026-01-03T12:00Z 212K followers, 130.5K engagements


"Should I Take My Pension Tax Free Lump Sum When you reach retirement one of the biggest decisions youll face is whether to take your 25% tax-free lump sum also known as the Pension Commencement Lump Sum or PCLS. It sounds simple: why wouldnt you take free tax-free money to pay off your mortgage or any other debts you may have But get this wrong and you could end up paying tens of thousands more in tax over your lifetime. In this video Ill explain how the lump sum works why the default strategy is usually to spread it out the main reasons people get it wrong and the seven valid cases where"  
[YouTube Link](https://youtube.com/watch?v=9pZwWYeZj2M)  2025-09-20T11:00Z 212K followers, 30.1K engagements


"Global Equity Index Fund vs LifeStrategy: Which is best Want a simple one-fund portfolio Should you put everything into a global stock fund like I do or spread your money across different types of investments Many investors ask whether its better to chase higher returns with stocks or play it safer with a more diversified mix like a LifeStrategy fund. In this video well look at the pros and cons of both approaches so you can decide whats right for your money. Thank you to Lightyear for sponsoring this video. Sign up for a new account on Lightyear and get up to [---] worth of a US fractional"  
[YouTube Link](https://youtube.com/watch?v=B_aaS4XbogM)  2025-08-23T11:00Z 212K followers, 43.2K engagements


"Bond Funds - What You Need To Know While people are getting to grips with owning single bonds particularly now that yields are higher understanding a bond fund can be much more challenging. In this videoI address the most frequently asked questions about bond funds: What drives their price their income and their risks and returns Thank you to Lightyear for sponsoring this video. Sign up for a new account on Lightyear and get up to [---] worth of a US fractional share of your choice Claim your reward when you use this link: https://lightyear.com/pensioncraft or enter the code PENSIONCRAFT"  
[YouTube Link](https://youtube.com/watch?v=DiEiQhHYzI8)  2023-11-25T12:00Z 212K followers, 93.6K engagements


"Build An All Weather Portfolio With Low Cost Index Funds What if you could build a portfolio that isnt trying to predict the next twist in inflation interest rates or growth but is instead prepared for all of them Thats the idea behind an all-weather portfolio. Ray Dalio popularised the concept but UK investors face a different inflation profile different bond markets and ultimately need a different design. In this video Ill show you the principles behind all-weather investing the low-cost UK funds you can use to build one and an example portfolio that you can adapt. And at the end Ill show"  
[YouTube Link](https://youtube.com/watch?v=Y40P_ahfFic)  2025-12-13T12:01Z 212K followers, 31.1K engagements


"Investing & The Global Economy - Live Q&A Do you have a question that you would like to ask Ramin Well this is your chance You can ask Ramin anything about investing or the global economy and Ramin will answer your questions live at 7pm UK time on Thursday the 12th of February [----]. ✔ If you want to learn more about investing why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here https://www.pensioncraft.com/investor-education/membership/ 📰 Sign up for our free weekly market roundup to get news and views about what's going on in"  
[YouTube Link](https://youtube.com/watch?v=iAW-xMtALzc)  2026-02-12T20:12Z 212K followers, [----] engagements


"Best Savings Accounts [----] There are three things that matter for cash: the interest rate tax treatment and protection. Most UK savers get at least one of them and often all three of them wrong. In this video I'll show you how to get them right. And while rates change all the time I'll show you a framework that helps you decide for yourself how to split your savings to get the most from your money. Thank you to Raisin for sponsoring this video; all opinions are my own. Make this your year to grow. Raisin UK is an online savings marketplace where you can choose from fixed rate bonds easy"  
[YouTube Link](https://youtube.com/watch?v=lCvT3Ioju1c)  2026-01-10T12:01Z 212K followers, 19.8K engagements


"Where To Invest [----] In this video Ill walk you through where to invest in 2026; which countries look cheap or expensive which sectors are leading or lagging and whether gold bonds or other asset classes offer the best opportunities right now. Well also take a deeper look at global valuations including the US UK Europe emerging markets and more to understand what the data is telling us for the year ahead. And of course its forecasting season again so for some amusement well check in on what broker forecasts told us in the past and what theyre predicting for [----]. ✔ If you want to learn more"  
[YouTube Link](https://youtube.com/watch?v=sdvcVky7__s)  2025-12-06T12:01Z 212K followers, 59.3K engagements


"Emerging Markets Crushed US Stocks In 2025: Can It Last After years of disappointment emerging market stocks are finally having their moment. The MSCI Emerging Markets index is up around 28% year-to-date while the S&P [---] has risen 16%. Thats the strongest EM performance since [----] and its left a lot of investors asking: what changed In this video well look at whats driving the rally which countries are leading it and whether its built to last. Todays video is sponsored by Freetrade the commission-free investing platform. New Freetrade offers: 2% cashback when you transfer 10000+ in pensions"  
[YouTube Link](https://youtube.com/watch?v=uWBjO2hw9p8)  2025-11-15T12:02Z 212K followers, 18.2K engagements


"Investing In Corporate Bonds : High Yield Investments In this video well look at corporate bonds as a way of generating a higher return and income than you would get with government bonds. Well look at what a corporate bond is the reasons to buy them the risks associated with them how to decide which ones to buy how to buy them in practice and finally we'll look at the macroeconomic factors which will help us decide when to buy and sell corporate bonds. Thank you to Cbonds for sponsoring this video. Cbonds currently provides detailed information on over [-------] bonds from [---] countries with"  
[YouTube Link](https://youtube.com/watch?v=0Vy5_8S2SxA)  2024-05-04T12:06Z 212K followers, 38.2K engagements


"Best Medium Term Investment Options (3 - [--] Years) Most of the time I talk about long-term investing but not everyone has a long time to invest. What if you are saving for a house deposit or your childrens education and you only have three to ten years In this video I develop some principles to guide your investments over these shorter periods of time. If you want to become a better investor then why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here https://www.pensioncraft.com/investor-education/membership/ This Is What Else"  
[YouTube Link](https://youtube.com/watch?v=2dz_tgTQedQ)  2022-08-10T18:46Z 212K followers, 36.3K engagements


"Annuities Explained & Is There A Better Option In this video I take a detailed look at annuities. What they are the different types why we might want to buy them in the first place and their pros and cons. I will also give you an interesting alternative to buying an annuity that could help save you money but still guarantee your income. If you want to learn more about investing then why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here https://www.pensioncraft.com/investor-education/membership/ What Else PensionCraft Offers: 💡"  
[YouTube Link](https://youtube.com/watch?v=3xA1XVTT-XE)  2023-10-14T11:00Z 212K followers, 85.4K engagements


"S&P [---] Warning: This Has Happened Before For the last five years seven stocks were the S&P [---]. The Magnificent Seven didnt just lead the market they were the market. So its natural to assume that if those stocks slow down the whole market is in trouble. The data now says something fascinating is happening. In this video well look at whats going on when it has happened before and why its really good news for index investors. When investing your capital is at risk and you may get back less than invested. Past performance doesnt guarantee future results. This information is not investment"  
[YouTube Link](https://youtube.com/watch?v=JrZZXO0mJm4)  2026-01-24T12:00Z 212K followers, 56.3K engagements


"Investing in the NASDAQ AD - The NASDAQ has been one of the most successful and influential indices in modern markets but whats the story behind it and what does investing in it really mean In this video we explore the fascinating history of the NASDAQ exchange the risks and returns that come with investing in the NASDAQ [---] and some of the innovative ways you can access this exposure. Thank you to Invesco for sponsoring this video. To learn more about Invesco EQQQ Nasdaq-100 UCITS ETF (EQQQ) ISIN: IE0032077012 visit their website: https://bit.ly/48uy813 Invesco EQQQ Nasdaq-100 UCITS ETF"  
[YouTube Link](https://youtube.com/watch?v=K_LCI_DJrAw)  2025-10-15T15:00Z 212K followers, [----] engagements


"Are Premium Bonds Worth It - How Much Do You REALLY Win Premium Bonds are one of Britains most popular savings products and over [--] million people hold them. They promise safety tax-free returns and a shot at a [--] million jackpot. But are they really a good investment or just a cheap way for the government to borrow money while letting us dream of getting rich In this video well look at how Premium Bonds work how much youre really likely to win and why the Treasury loves them so much more than you probably should. When investing your capital is at risk and you may get back less than invested."  
[YouTube Link](https://youtube.com/watch?v=P8RyIq0HErM)  2025-11-22T12:01Z 212K followers, 21.4K engagements


"Bretton Woods [--] - New World Monetary Order Many people are interpreting the recent market moves in the light of Bretton Wood III. This is based on an idea about a new world monetary order created by a strategist at Credit Suisse called Zoltan Pozsar. In my latest video I examine Zoltans ideas as they can be difficult to understand without explanation and I discuss four potential consequences of his theory that could have a huge impact on markets and your portfolio. The link to signup to my free weekly market roundup to get news and views about what's going on in the stock market and wider"  
[YouTube Link](https://youtube.com/watch?v=U-KSSHVJ8b0)  2022-04-16T11:00Z 212K followers, 42.1K engagements


"Investing & The Global Economy - Live Q&A Do you have a question that you would like to ask Ramin Well this is your chance You can ask Ramin anything about investing or the global economy and Ramin will answer your questions live at 7pm UK time on Thursday the 8th of January [----]. ✔ If you want to learn more about investing why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here https://www.pensioncraft.com/investor-education/membership/ 📰 Sign up for our free weekly market roundup to get news and views about what's going on in"  
[YouTube Link](https://youtube.com/watch?v=UUTrDtVOndI)  2026-01-08T19:35Z 212K followers, 11K engagements


"Fed FOMC Meeting January 2026- My Take This weeks FOMC meeting comes with more at stake than interest rates. After Chair Powells January warning about legal pressure on the Fed and a blunt defence of central-bank independence this decision lands in politically charged territory. Will the Fed still signal easing in [----] or is institutional risk now shaping policy alongside inflation and jobs Join us live as we unpack what the Fed says what it carefully avoids and why credibility and independence may matter more than the next rate move for markets borrowing costs and portfolios. ✔ If you want"  
[YouTube Link](https://youtube.com/watch?v=_mOtwN2n4d0)  2026-01-27T14:14Z 212K followers, [----] engagements


"Crypto ETNs: Secure Regulated & Tax-Efficient Crypto ETNs have just been approved for UK investors but what exactly are they how do they work and should you consider them In this video we explain everything you need to know about crypto exchange-traded notes (ETNs) how they differ from ETFs or buying crypto directly and what the risks and costs are. Sponsored WisdomTree To find out more about WisdomTrees Crypto ETNs please visit their website: https://bit.ly/3KbiTjD WisdomTree carried out a survey on crypto across Europe click here to see the results: https://bit.ly/4nYmZJJ This is not"  
[YouTube Link](https://youtube.com/watch?v=dg0Up4FPhe0)  2025-11-19T16:01Z 212K followers, [----] engagements


"Maximize Returns Through Portfolio Rebalancing Did you know that rebalancing your portfolio just once over a 16-year period can make a huge impact on your investment returns In Maximize Returns Through Portfolio Rebalancing I look at the reasons why you might need to rebalance your portfolio and the impact that different rebalancing strategies can have on your investment returns both before and after retirement. ✔ If you want to learn more about investing why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here"  
[YouTube Link](https://youtube.com/watch?v=fdI59Dv3JUg)  2021-01-09T12:00Z 212K followers, 34.4K engagements


"Is Vanguard LifeStrategy Still The Best Multi-Asset Fund Multi-asset funds sometimes called mixed investment funds balanced funds or lifestyle funds are the one-stop diversified portfolios behind more than [---] billion of UK investor money but quality and costs vary widely. In this video I explain how to choose the right multi-asset fund for your risk level and goals compare major options like Vanguard LifeStrategy highlight surprising data on fees and returns and share which funds I think are the strongest long-term picks. Todays video is sponsored by Freetrade the commission-free investing"  
[YouTube Link](https://youtube.com/watch?v=meQewHd7KTA)  2025-11-29T12:01Z 212K followers, 29.8K engagements


"Equal Weight S&P 500: The Smart Investors Choice If you have an index fund it's usually weighted by the size of companies and that means that a US stock fund will be heavily concentrated in just a handful of magnificent seven stocks. In this video we will look at an alternative which is an equal-weighted US stock fund. What are the pros and cons and who is this suitable for Thanks to Saxo for sponsoring this video. Get up to [---] refunded in any online fees when you open an account with Saxo using the link below. You can get started with just 1"  
[YouTube Link](https://youtube.com/watch?v=uaKoCk9P0p4)  2024-09-28T11:01Z 212K followers, 39.1K engagements


"Investing For Income - High Yield Bonds If you are investing for income then high yield bonds should be on your radar as over a long period of time they can generate very good total returns. In this video I discuss the drivers of return for high yield bonds the risks associated with them and what you need to look out for before jumping in and adding them to your portfolio. ✔ If you want to learn more about investing why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here https://www.pensioncraft.com/investor-education/membership/"  
[YouTube Link](https://youtube.com/watch?v=7NQXn_tAs-k)  2021-07-03T11:00Z 212K followers, 40.8K engagements


"Vanguard LifeStrategy vs HSBC Global Strategy Portfolios If you are new to investing or you just like to keep things simple then investing using just one fund is an attractive approach. In this video I look at how you can do this with two different sets of multi-asset fund families; Vanguard LifeStrategy Funds and HSBC Global Strategy Portfolios. I look at the similarities and differences between them and end by giving you my opinion about what might be the best approach. Thank you to Trading [---] for sponsoring this video. Claim free fractional shares worth up to [---]. Just create and verify a"  
[YouTube Link](https://youtube.com/watch?v=AX0wYiqzl18)  2024-02-17T12:00Z 212K followers, 62.5K engagements


"When To Rebalance Your Portfolio When markets knock your portfolio out of shape should you rebalance This video dives into when rebalancing helpsand when it can backfire. I was surprised by how dramatically the impact of rebalancing changes depending on your stage in the investment lifecycle. Lets see if it surprises you too. Sponsored link. To get free fractional shares worth up to [---] you can open an account with Trading [---] through this link https://www.trading212.com/join/RAMIN . Terms apply. When investing your capital is at risk and you may get back less than invested. Past performance"  
[YouTube Link](https://youtube.com/watch?v=CA2Uh1vchfc)  2025-08-16T11:00Z 212K followers, 21.1K engagements


"What Is The Yield Curve & Why Its Important Youll often see the yield curve discussed in financial news stories. So in this video I explain what it is and how it relates to bonds. I also examine the link between the yield curve and interests rates and what other factors drive its shape. Finally I look at what an inverted yield curve can signal how the yield curve varies through a business cycle both steepening and flattening and how you can use this knowledge to your advantage when investing both through good times and through crises. The link to find out more about my "Everything You Need To"  
[YouTube Link](https://youtube.com/watch?v=FE0HEdF7mWA)  2021-11-27T12:00Z 211K followers, 61K engagements


"Retirement Planning: How To De-Risk Your Portfolio Before Retirement Many investors de-risk their portfolios just before retiring. They do this because of sequencing risk which means they believe that if they suffer a big loss just before they retire or early on in their retirement their money may run out before they die. In this video I explain all about sequencing risk what it means and the potential impact it can have on your portfolio. I also show you how to reduce sequencing risk when to take action and the drawbacks that go along with each approach. Thank you to Trading [---] for"  
[YouTube Link](https://youtube.com/watch?v=GADWzgcB08g)  2024-10-19T11:00Z 211K followers, 52.8K engagements


"Best Index Funds For Long Term: One ETF To Rule Them All People are usually surprised to hear that I have just one global stock fund in my core portfolio. In this video I look at the considerations when choosing a good fund that you can stick with over the long term and I give you my opinion about which funds are best in various scenarios. Thank you to Trading [---] for sponsoring this video. Claim free fractional shares worth up to [---]. Just create and verify a Trading [---] Invest or Stocks ISA account make a minimum deposit of [--] and use the promo code "RAMIN" within [--] days of signing up or"  
[YouTube Link](https://youtube.com/watch?v=GYAgbBPBmkw)  2023-08-12T11:00Z 211K followers, 262.3K engagements


"Best Way to Invest in Gold The price of gold has been surging recently so there's renewed interest in buying it. But how do you do that And putting FOMO aside why should we buy gold in the first place In this video we'll look at six ways you can invest in gold and by examining the advantages and disadvantages of each approach I'll help you choose a way of investing in gold that might be right for you. The Trackers in this video are available to all our Premium website members. To find out what other benefits we offer and to see how you can join our friendly community click here"  
[YouTube Link](https://youtube.com/watch?v=MNanFJo8X0A)  2024-11-02T12:00Z 212K followers, 91.6K engagements


"Bank of England Interest Rate Decision February [----] - My Take With the UK economy bouncing back 0.3% in November after October's 0.1% contraction but inflation rising to 3.4% in December (up from 3.2% in November and still well above the 2% target) the Bank of England faces a delicate balancing act. After cutting rates from 4% to 3.75% in December on a razor-thin [--] vote the MPC meets again this week to decide whether further stimulus is needed or if sticky inflation requires a pause. Join us live at [--] pm UK time on February 5th for immediate analysis of this critical decision and what it"  
[YouTube Link](https://youtube.com/watch?v=SPZDIPMmht0)  2026-02-05T19:08Z 212K followers, [----] engagements


"Currency Risk - Should You Hedge People often ask me what drives currency not only because it is an interesting topic but also because they want to know whether they should hedge their investments or not. So in this video I explain about currency risk when its worth hedging your investments what drives currency exchange rates in the short and long term and whether I think it is possible to successfully trade in forex. ✔ If you want to learn more about investing why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here"  
[YouTube Link](https://youtube.com/watch?v=UC3cJHZRsgI)  2021-08-14T11:00Z 211K followers, 14.1K engagements


"Can You Retire on 200k What if you could get 15-20% income every year from your retirement investments instead of the typical assumption of 4% Some funds promise exactly that and they're becoming increasingly popular with retirees. In this video we'll break down how these high-yield funds actually work and how they could potentially fit into your retirement strategy. When investing your capital is at risk and you may get back less than invested. Past performance doesnt guarantee future results. This information is not investment advice. Do your own research. Other fees may apply. Sponsored"  
[YouTube Link](https://youtube.com/watch?v=UGqgRjFtGKw)  2025-09-06T11:01Z 212K followers, 44.5K engagements


"Creating A Bond Ladder For Passive Income Interest rates have surged recently and one of the positive aspects of this is that you can now earn a much higher income whilst taking little risk. One approach to creating passive income via a low-risk stream of predictable cash flows is to build a bond ladder. So in this video I will show you what a bond ladder is how you can build one and what it takes to maintain it. If you want to learn more about investing then why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here"  
[YouTube Link](https://youtube.com/watch?v=UqrO9Wi6rSY)  2022-12-10T16:00Z 212K followers, 84.4K engagements


"Bank of England Interest Rate Decision December [----] - My Take With the UK economy shrinking 0.1% in October and inflation cooling to 3.6% (down from 3.8% but still above target) pressure is mounting on the Bank of England. Given this stalling growth and the tight [--] split vote to hold Bank Rate at 4% at the last meeting markets are now pricing in a cut from 4% to 3.75% to prevent a deeper downturn. Join us live at [--] pm UK time on December 18th for a clear breakdown of this critical decision and what it means for your mortgage savings and the markets. ✔ If you want to learn more about"  
[YouTube Link](https://youtube.com/watch?v=Yig8ITI84_A)  2025-12-17T11:37Z 212K followers, 10.2K engagements


"How to Build a Bond Ladder Whether you're planning for big future expenses looking to generate reliable income or just want to diversify your investments a gilt ladder can be a powerful tool. Think of it like a DIY annuity but with a twist: more control and more flexibility. In this video Ill show you how to build a bond ladder from scratch how to manage it over time and how to optimise it for cost and tax. But most importantly Ill explain why flexibility is the true superpower of a bond ladder and how you can use that to your advantage. ✔ Become a pensioncraft.com Premium member and you will"  
[YouTube Link](https://youtube.com/watch?v=ckuwXpgD-6w)  2025-08-09T11:01Z 212K followers, 25.2K engagements


"How To Buy UK Government Bonds (Gilts) #Ad 🌏 Get our Exclusive NordVPN deal here ➼ https://nordvpn.com/pensioncraft It's risk-free with Nord's 30-day money-back guarantee Now that yields are higher theres more interest in owning government bonds or gilts as theyre known in the UK. But why should you buy them where can you buy them how can you buy them how can you hold them and what does it cost If you become a Premium pensioncraft.com member youll get lots of benefits including access to the Gilt Tracker I show you in this video. To find what else we offer and how you can join our friendly"  
[YouTube Link](https://youtube.com/watch?v=eNdYgB0pqwM)  2024-03-23T12:00Z 211K followers, 78.1K engagements


"AI Bubble About to Burst Bank of England Warning Artificial Intelligence has driven the stock market to record highs but the Bank of England has just issued a serious warning. It says AI valuations are 'materially stretched' and they are drawing direct comparisons to the dot-com bubble. In this video Ill break down elements of the Bank of Englands latest Financial Stability Report to understand why they are worried about a "sharp correction" the $5 trillion debt bomb building up in the background and what this means for the global economy. When investing your capital is at risk and you may"  
[YouTube Link](https://youtube.com/watch?v=kyatRFVdlfE)  2025-12-20T12:01Z 212K followers, 30.3K engagements


"UK Wealth: How Do You Compare Thank you to Wise for sponsoring this video. You can use my Wise link to claim your fee-free transfer of up to [---] https://wise.com/invite/ecac/70c1d75 Are you curious about where you stand in the UK's wealth landscape This video explores how your wealth compares to others and what it means for your investment strategy. We'll also look at how wealth inequality affects your investment opportunities and what steps you can take to build wealth more effectively. ✔ If you want to learn more about investing why not become a pensioncraft.com member To find what we offer"  
[YouTube Link](https://youtube.com/watch?v=vfmKC2umXZA)  2025-08-02T11:01Z 212K followers, 54.5K engagements


"Generational Wealth Gap: Are Pensioners Really Getting All the Cream #Ad 🌏 Get Exclusive NordVPN deal + [--] months extra here https://nordvpn.com/pensioncraft Its risk-free with Nords 30-day money-back guarantee Im [--] and Ive realised something uncomfortable. On paper my generation is the richest in history. Weve got the houses the pensions the cream. But when I look at the obstacles my children face just to get started it feels like the ladder has moved further away not because anyone meant it to but because the world changed underneath us. So in this video we ask a simple question: Is the"  
[YouTube Link](https://youtube.com/watch?v=zotdQcN0-l8)  2026-01-17T12:01Z 212K followers, 17.1K engagements


"Money Market Funds: Time To Sell We are in an unusual situation as we are being paid well to take as little risk as possible with money market funds. This is because central banks have raised short-term interest rates to combat inflation. However the situation will change. So in this video well gauge whether it is now time to sell our money market funds and buy bonds and if not how can we know when to switch Sponsored link. To get free fractional shares worth up to [---] you can open an account with Trading [---] through this link https://www.trading212.com/join/RAMIN . Terms apply. When"  
[YouTube Link](https://youtube.com/watch?v=R7Dc1qRG_5E)  2024-03-16T12:00Z 206K followers, 49.2K engagements


"Fed FOMC Meeting March [----] - My Take The Federal Reserve's monetary policy drives every single asset price globally. Markets are focused on whether the Federal Open Markets Committee (FOMC) will start discussing rate cuts marking the end of this rate cycle now that core inflation has fallen to a 2-3/4-year low of 3.8%. Markets expect a rate cut as early as June but does the Fed think inflation is now under control Hear our concise summary of what the Fed says and our take on what it means for you. If you want to learn more about investing then why not become a pensioncraft.com member To find"  
[YouTube Link](https://youtube.com/watch?v=RP68iYrqb7A)  2024-03-20T20:41Z 204K followers, 12.8K engagements


"National Debt - Is Government Debt a Problem Governments all over the world are racking up a huge amount of national debt but is government debt a problem In this video I look at the impact the current crisis has had on the overall national debt how large the US and UK budget deficits actually are whether this level of debt is sustainable and why some people actually believe that the United States should begin to view its federal debt more as a public resource than a problem. Sign up to our free weekly market roundup to get news and views about what's going on in the stock market and wider"  
[YouTube Link](https://youtube.com/watch?v=Sp84CYntTM8)  2020-07-11T06:00Z 204K followers, 40.5K engagements


"Investing & The Global Economy - Live Q&A Do you have a question that you would like to ask Ramin Well this is your chance You can ask Ramin anything about investing or the global economy and Ramin will answer your questions live at 7pm UK time on Thursday the 8th of February [----]. If you want to learn more about investing then why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here https://www.pensioncraft.com/investor-education/membership/ The Many Happy Returns podcast episode is called "Are UK Stocks Really a Bargain" and will"  
[YouTube Link](https://youtube.com/watch?v=TUnRc8Re-5A)  2024-02-08T20:19Z [---] followers, 11.6K engagements


"Is This The End For The U.S. Dollar As World Reserve Currency If you use this link https://wi.se/15asjhc you will get a free first transfer of up to [---] for new accounts and we may also get a small commission. The US dollar has been the dominant global currency for a generation but many people are now questioning whether that period of dollar dominance and world reserve currency status is coming to an end. In this video I look at the evidence behind this claim and examine the precedent of what happened to the previous reserve currency sterling. Finally I also consider what de-dollarization"  
[YouTube Link](https://youtube.com/watch?v=V9hgaiSngz4)  2023-10-21T00:05Z 169K followers, 47.2K engagements


"US Debt is Out of Control Imagine a world where US debt is out of control and the government carries on spending despite their debt being massively expensive to service. This is what is happening in the US right now. Instead of stepping back from it they actually seem to be ignoring the problem. In this video l explain just how big this problem is what is likely to happen and the consequences of this ballooning debt. Sponsored link. To get free fractional shares worth up to [---] you can open an account with Trading [---] through this link https://www.trading212.com/join/RAMIN . Terms apply. When"  
[YouTube Link](https://youtube.com/watch?v=VD2q3ZMHuQw)  2025-06-07T11:01Z 207K followers, 21.3K engagements


"Why Is The Pound Falling Sterling has had the worst month since the Truss mini budget If you want to learn how to be a better investor go to pensioncraft.com #pensioncraft #investing #UKPound"  
[YouTube Link](https://youtube.com/watch?v=VIkI11lFiDE)  2023-10-03T10:01Z 195K followers, 10.9K engagements


"Retirement Planning: Are You On Track Whether you are planning to retire or have already retired it is useful to know whether youre on track to achieve your goals. So in this video well discuss how to set your goals quantify them and build a portfolio that is likely to get you there. But also how to ensure that you stay on track once you are in retirement. ✔ Become a PensionCraft Premium member and get access to our savings & retirement simulator. To find out what else our membership offers and how you can join our friendly community click here"  
[YouTube Link](https://youtube.com/watch?v=VNunDJiAdT4)  2024-03-26T16:00Z 183K followers, 32.9K engagements


"Where To Invest in [----] In this video I discuss where to invest in [----] covering countries sectors and asset classes like gold bonds and credit. I also show you an overview of valuations so you can see which markets are reasonably priced and give you my view about the outlook for markets in [----]. ✔ To find out more about becoming a pensioncraft.com Premium member so you can access our Trackers and the many other benefits use this link https://www.pensioncraft.com/investor-education/membership/ What Else PensionCraft Offers: 💡 Book a coaching session with Ramin so he can answer your questions"  
[YouTube Link](https://youtube.com/watch?v=VWSPm-qYV78)  2024-12-07T12:00Z 204K followers, 110.3K engagements


"Fed FOMC Meeting September [----] - My Take The Federal Reserve's monetary policy drives every single asset price globally. Markets are focused on the rate at which the Federal Open Markets Committee (FOMC) is increasing rates and whether this will crash the US economy while trying to get inflation back under control. Hear our concise summary of what the Fed says and our take on what it means for your investments. If you want to learn more about investing then why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here"  
[YouTube Link](https://youtube.com/watch?v=VZqyRrFtPtc)  2023-09-20T21:01Z 175K followers, [----] engagements


"Why I Bought Inflation Linked Bonds The UK economy is in a state of low growth and high inflation in other words stagflation. This is why I decided to buy an inflation linked bond. So in this video Ill share my experience of how and why I did that and what I hope the reward will be. To find out more about becoming a pensioncraft.com Premium member so that you can access the trackers I show you in this video and many other benefits use this link https://www.pensioncraft.com/investor-education/membership/ What Else PensionCraft Offers: 💡 Book a coaching session with Ramin so he can answer your"  
[YouTube Link](https://youtube.com/watch?v=Vh5FmZRjBpo)  2023-04-25T15:30Z 205K followers, 34.9K engagements


"Fed FOMC Meeting December [----] - My Take The Federal Reserve's monetary policy drives every single asset price globally. Markets are focused on whether the Federal Open Markets Committee (FOMC) will start discussing rate cuts marking the end of this rate cycle. Does the Fed think inflation is now under control Hear our concise summary of what the Fed says and our take on what it means for your investments. If you want to learn more about investing then why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here"  
[YouTube Link](https://youtube.com/watch?v=VhF6u-csWiI)  2023-12-13T22:14Z 186K followers, 13.5K engagements


"Should You Avoid The S&P [---] AD' Take your personal data back with Incogni Use code PENSION at the link below and get 60% off an annual plan: http://incogni.com/pension People often tell me that they only own an S&P [---] fund because its returns have been great. But what if I were to tell you that comparing funds based purely on return can be risky In this video Ill suggest a better way to compare funds and apply this approach to some commonly used funds to see which ones look best. What Else PensionCraft Offers: 💡 Become a pensioncraft.com member and learn how to be a better investor. To"  
[YouTube Link](https://youtube.com/watch?v=WQ2CbTnOTz8)  2024-11-16T12:00Z 207K followers, 64.7K engagements


"Investing & The Global Economy - Live Q&A Do you have a question that you would like to ask Ramin Well this is your chance You can ask Ramin anything about investing or the global economy and Ramin will answer your questions live at 7pm UK time on Thursday 4th July [----]. If you want to learn more about investing become a pensioncraft.com member. To find what we offer and how you can join our friendly community click here https://www.pensioncraft.com/investor-education/membership/ 🎧Check out our free weekly podcast "Many Happy Returns" on your podcast provider of choice or here"  
[YouTube Link](https://youtube.com/watch?v=WTK0IlQFHOw)  2024-07-03T12:07Z 187K followers, [----] engagements


"How To Create A Resilient ETF Investment Portfolio In this video well look at a way to build a resilient portfolio - a portfolio you can keep for the long-term that historically has had a good rate of return but which was not too prone to long deep crashes. If you like my videos then why not head over to https://www.youtube.com/@investengine/videos where you'll discover more high-quality educational investing videos from myself and other creators. 💸 Get a Welcome Bonus of up to [--] when you invest at least [---] with InvestEngine plus you could qualify for up to [----] with their ISA bonus (Ts&Cs"  
[YouTube Link](https://youtube.com/watch?v=WcJkm3L1FzA)  2024-04-18T15:00Z 184K followers, 16K engagements


"Recession Investing Many people are worried that the US and the UK are going into a recession so how can we position our portfolios to be protected from that kind of economic storm In this video I show you how to invest in a recession and look at the likelihood of it happening by digging into an interesting new Fed model that shows us that the probability of a recession in the US might be higher than we thought. If you want to learn more about investing and get access to the recession probability spreadsheet then why not become a Premium PensionCraft member To find what we offer and how you"  
[YouTube Link](https://youtube.com/watch?v=XKZdrR-ZIKY)  2022-06-25T15:00Z 201K followers, 44.6K engagements


"Investing & The Global Economy - Live Q&A Do you have a question that you would like to ask Ramin Well this is your chance You can ask Ramin anything about investing or the global economy and Ramin will answer your questions live at 7pm UK time on Thursday the 5th of June [----]. ✔ For a limited time you can now try PensionCrafts Premium Membership and get 75% off your first month. Simply use coupon code SAVE75 when you sign up before July 1st [----]. Gain access to premium content and remember you can cancel anytime and still retain access to our Beginner's Bundle of courses"  
[YouTube Link](https://youtube.com/watch?v=YBYP4huTfak)  2025-06-05T19:16Z 205K followers, [----] engagements


"What Makes a Stock Good To Invest In (Stock Analysis) Investment is as much about psychology as it is about finance. How can we control our inner demons and create a system to choose stocks that perform well In this video Ill show which sources of information to use and to avoid and also which attributes of stocks you should focus on and why. ✔ New users of Stockopedia get a special 25% discount on any annual plan if they use this link https://stk.pe/pensioncraft or enter our promo code 'PC25' at the checkout. This affiliate link provides you with a special offer and we may also earn a"  
[YouTube Link](https://youtube.com/watch?v=YQl79Z1I4PI)  2024-06-29T11:00Z 194K followers, 13.5K engagements


"Whats Going On In Markets After a sharp stock market selloff global stock indices are now down about 20% but tariff uncertainty continues. In this live stream we look at what is happening in markets why the selloff has happened and where we could be headed next. Could it get worse ✔If you want to learn more about investing become a pensioncraft.com member. To find what we offer and how you can join our friendly community click here https://www.pensioncraft.com/investor-education/membership/ 🎧Check out our free weekly podcast "Many Happy Returns" on your podcast provider of choice or"  
[YouTube Link](https://youtube.com/watch?v=Z7VEClGH6wE)  2025-04-09T19:05Z 203K followers, 27.6K engagements


"Bank of England Interest Rate Decision June [----] - My Take The Bank of England now faces a difficult decision with UK growth stagnating and US tariffs hurting UK trade. Prices in the UK rose by 3.5% in the [--] months to April [----] diverging from the Bank's 2% target. The consensus is that Bank Rate will be held at 4.25% this Monetary Policy Committee (MPC) meeting. But how does the Bank see the outlook for growth and inflation Hear our summary of what the MPC says and does and what it means for investors and homeowners in the UK. ✔ For a limited time you can now try PensionCrafts Premium"  
[YouTube Link](https://youtube.com/watch?v=ZArAoM12aVE)  2025-06-19T17:48Z 206K followers, [----] engagements


"Best Investment Research To Help Inform Your Choices Most of us invest based on analysis done by other people. This is investment research. In this video well look at types of investment research how to use it gauge whether it is reliable and look at which sources of research are most likely to help us achieve our financial goals. Thanks to Saxo for sponsoring this video. Get up to [---] refunded in any online fees and a time limited offer to invest in [---] popular US stocks commission free when you open an account with Saxo Using the link below. You can get started with just 1"  
[YouTube Link](https://youtube.com/watch?v=ZSlynbelb3Y)  2024-10-12T11:00Z 193K followers, [----] engagements


"Is It Time To Invest - Investment Clock Sometimes even good stocks fall in value. Thats because the economic environment is an important driver of asset returns. But what types of investments do well in each environment The purpose of an investment clock is to demonstrate where we are in the economic cycle and help decide what to buy in each environment. And most importantly What Time is it Now If you want to find out more about becoming a pensioncraft.com member and how you can access the Trackers I show you in this video then use this link"  
[YouTube Link](https://youtube.com/watch?v=ZV6yPNmzNDU)  2023-01-14T12:00Z 205K followers, 48.3K engagements


"Fitch Downgrades US AAA Rating Credit rating agency Fitch has downgraded the US from AAA to AA+ 👉 Learn to become a better investor with PensionCraft https://pensioncraft.com/ 🤝Join our friendly community https://www.pensioncraft.com/investor-education/membership/ ❓ Book a coaching session with Ramin: https://pensioncraft.com/power-hour/ 📰 Sign up for our free weekly market roundup https://pensioncraft.com/market-roundup/ 📖 Online courses https://pensioncraft.com/courses-we-offer/ 🎧Check out our weekly podcast "Many Happy Returns" on your podcast provider of choice"  
[YouTube Link](https://youtube.com/watch?v=ZzmsopZiOzo)  2023-08-03T13:46Z 194K followers, 13.7K engagements


"Investing & The Global Economy - Live Q&A Do you have a question that you would like to ask Ramin Well this is your chance You can ask Ramin anything about investing or the global economy and Ramin will answer your questions live at 7pm UK time on Thursday 6th June [----]. If you want to learn more about investing become a pensioncraft.com member. To find what we offer and how you can join our friendly community click here https://www.pensioncraft.com/investor-education/membership/ 🎧Check out our free weekly podcast "Many Happy Returns" on your podcast provider of choice or here"  
[YouTube Link](https://youtube.com/watch?v=_7vV-aFugWA)  2024-06-06T19:08Z 194K followers, 12.3K engagements


"Could Stablecoins Cause The Next Financial Crash *Use this link to claim our special offer of a 7-day free trial of Noa and a 37% discount on an annual premium membership https://newsoveraudio.com/pensioncraft *As this is an affiliate offer if you do take out membership with Noa then you will be directly supporting the team at PensionCraft as we will also get a small commission With equity market valuations looking so high many people are looking around for what could trigger the next financial crash. One surprising candidate for this trigger are stablecoins which are supposedly the most"  
[YouTube Link](https://youtube.com/watch?v=_XBhO_kAN-A)  2021-10-02T11:00Z 208K followers, 20K engagements


"Vanguard Pension: How to Open a Vanguard SIPP Account Vanguard has just launched its new Self-Invested Personal Pension (SIPP). In this video I discuss how Vanguard's SIPP compares with the prices of its competitors and talk you through how to set up a Vanguard Pension step by step. Sign up to our free weekly market roundup to get news and views about what's going on in the stock market and wider economy https://pensioncraft.com/market-roundup/ ✔ If you want to learn more about investing why not become a pensioncraft.com member To find what we offer and how you can join our friendly community"  
[YouTube Link](https://youtube.com/watch?v=_w44QG8W878)  2020-02-22T09:29Z 205K followers, 33.9K engagements


"What Happens If My Investment Platform Goes Bust #Ad Take your personal data back with Incogni Use code PENSION at the link below and get 60% off an annual plan: http://incogni.com/pension A question I'm asked all the time is "What happens to my money if my broker/investment platform goes bust" So in this video we look at how to gauge the risk of loss and compare it with other risks but also how regulators reduce this risk and how compensation schemes could help further. And we look at what nominee accounts are and how they work. Finally we give one example where a fairly large UK broker did"  
[YouTube Link](https://youtube.com/watch?v=_wa_YHGD_eE)  2024-02-10T12:00Z 194K followers, 45.5K engagements


"Where To Invest [----] In this video I look at where to invest in 2024: which countries which sectors gold bonds or other asset classes and provide an overview of valuation across stock markets. Additionally as it's forecasting season again we can poke some fun at last year's broker forecasts to look at how well they have performed as well as examine their predictions for [----]. If you want to learn more about investing then why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here"  
[YouTube Link](https://youtube.com/watch?v=aCr2GxSMzL0)  2023-12-28T15:00Z 194K followers, 126.1K engagements


"Good Investing Habits That Will Help Improve Your Returns The biggest difference between investors that succeed and those that fail is down to differences in behaviour. Some people are disciplined about investing and have behaviours that work while others repeat patterns of behaviour that destroy their wealth. In this video well look at how you can build patterns of behaviour that will help you become a better investor and achieve your long-term goals. If you like my videos then why not head over to https://www.youtube.com/@investengine/videos where you'll discover more high-quality"  
[YouTube Link](https://youtube.com/watch?v=aD3ZSTr45z0)  2024-02-22T16:00Z 194K followers, 46.5K engagements


"Michael Burry is Investing In Water - Should You At the end of the movie The Big Short it said that Michael Burry was focusing all of his trading on one commodity: Water. So In this video I look at how ordinary investors like you and I can also invest in water not directly but through investing in water ETFs. I also look at which of these ETFs have performed the best historically why and what to look out for when choosing water index funds. You can sign up for my FREE weekly Market Roundup here https://pensioncraft.com/market-roundup/ ✔ If you want to learn more about investing why not become"  
[YouTube Link](https://youtube.com/watch?v=aYeEBbdm_mc)  2021-08-11T16:00Z 204K followers, 48K engagements


"UK Investment For Beginners: SIPP vs ISA Which Is Best in [----] Which is best A Self Invested Personal Pension (SIPP) or an Individual Savings Account (ISA) They both offer a way of investing without incurring capital gains tax or income tax but are quite different in terms of when they generate their tax benefit and flexibility in terms of when you can access your investments and the tax implications of withdrawing money. Looking for a home for your ISA Our friends at InvestEngine are offering a Welcome Bonus of up to [--] when you invest at least [---] with InvestEngine (Ts&Cs apply)"  
[YouTube Link](https://youtube.com/watch?v=aYhGjewV_LA)  2019-04-01T12:41Z 194K followers, 81.4K engagements


"Cryptocurrency - Diversifying Your Crypto Portfolio Not a lot of people talk about cryptocurrency risk management but many of the classic asset allocation principles can be equally applied to cryptocurrency. So in this video I explain how you could approach this and show you some different methods for diversifying your crypto portfolio. Timestamps 00:00 Intro 00:47 Why Diversify 07:24 Crypto Bonds 09:34 Market Capitalisation 11:11 Optimal Portfolio 17:00 Narrative Pricing ✔ If you want to learn more about investing why not become a pensioncraft.com member To find what we offer and how you can"  
[YouTube Link](https://youtube.com/watch?v=abhPP_DeRSc)  2021-05-19T15:40Z 206K followers, 16.3K engagements


"Bank of England Interest Rate Decision September [----] - My Take The Bank of England now has inflation a shade above its 2% target but its policy remains very restrictive with Bank Rate at 5%. The consensus is that the rate will not be changed at this Monetary Policy Committee (MPC) meeting. So will the Bank of England do as markets expect or cut again Hear our summary of what the MPC says and does and what it means for investors and homeowners in the UK. ✔ If you want to learn more about investing why not become a pensioncraft.com member To find what we offer and how you can join our friendly"  
[YouTube Link](https://youtube.com/watch?v=abj7qE6pAp8)  2024-09-19T18:15Z 194K followers, 11.3K engagements


"Best Index Funds [----] Two funds or ETFs are usually enough for most people: a safe fund and a riskier but higher return global stock fund. In this video I focus on the global stock fund. There have been some changes over the last year which led to me switching the single fund I hold in my core portfolio. So in this video I will discuss these changes and show you what I think are some of the best funds available in [----] for UK Investors. Thanks to Freetrade for sponsoring this video. Get a free share worth between [---] and [----] when you open & top up or transfer an ISA and/or SIPP. Head over"  
[YouTube Link](https://youtube.com/watch?v=atUtRhL7czc)  2024-03-30T12:00Z 202K followers, 109.1K engagements


"Best Small Cap Funds Small cap stocks tend to outperform the broad market over the long term. However during crisis periods and recessions they also tend to crash more. What makes small caps attractive right now is that they have a low valuation relative to the rest of the US market. So in this video I discuss the differences between small cap indices and also show you the cheapest UK and US funds that track them. I also examine how small cap funds have outperformed in the past and explain what risks you need to look out for. To find out more about becoming a pensioncraft.com Premium member"  
[YouTube Link](https://youtube.com/watch?v=azXe5fhHUOo)  2023-03-29T16:00Z 206K followers, 23.7K engagements


"Bad Santa Rally After strong returns during the year [----] is also ending on a high note with US stock prices rising. This is a classic Santa Rally but is this surge in stock prices sustainable or just setting us up for disappointment later on 📰 Sign up for our free weekly market roundup to get news and views about what's going on in the stock market and wider economy https://pensioncraft.com/market-roundup/ 💡 Become a pensioncraft.com member and learn how to be a better investor. To find what we offer and how you can join our friendly community click here"  
[YouTube Link](https://youtube.com/watch?v=bT5VvcdGdIM)  2023-12-23T12:01Z 194K followers, 29.1K engagements


"How To Invest In Cryptocurrency *Use this link to claim our special offer of a 7-day free trial of Noa and a 37% discount on an annual premium membership https://newsoveraudio.com/pensioncraft *As this is an affiliate offer if you do take out membership with Noa then you will be directly supporting the team at PensionCraft as we will also get a small commission Investing in cryptocurrency can definitely be riskier than buying stocks but it can also be a good place to learn about investing and volatility. In this video I take a practical approach to looking at how you can invest in"  
[YouTube Link](https://youtube.com/watch?v=bbUuV5NWHiU)  2022-01-08T12:00Z 195K followers, 15.8K engagements


"Bank of England Interest Rate Decision February [----] - My Take The Bank of England is battling core inflation of over 5.1% and faces an economy with next to zero growth over the next few years. UK investors are focused on the policy response of the Banks Monetary Policy Committee as it pushes up the cost of borrowing to cool but hopefully not crash the UK economy and get inflation back under control. Hear our summary of what the MPC says and does and what it means for investors and homeowners in the UK. If you want to learn more about investing then why not become a pensioncraft.com member To"  
[YouTube Link](https://youtube.com/watch?v=cBi8--ER76E)  2024-02-01T19:09Z 194K followers, 16.9K engagements


"My Market Crash Shopping List - [----] I have a small fun portfolio where I do tactical trades and this is to keep my hands busy and away from my core portfolio. When opportunities present themselves I buy things which I think look cheap. This is my market crash shopping list. In this video well see how some previous market crash investments are doing and Ill also show you whats on my list right now. ✔ If you want to learn more about investing why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here"  
[YouTube Link](https://youtube.com/watch?v=cEpkZeklAxU)  2024-07-24T15:00Z 194K followers, 61.5K engagements


"Portfolio Update: Revamping My Fun Portfolio About a year ago I created a UK small-cap stock portfolio so I thought now was a good time to update you about its performance and show you which stocks I've added and sold. I have also created a new portfolio of stocks made up of companies involved in copper mining which was part of my Market Crash Shopping List so in this video I will also talk about how I've approached building this new portfolio and which stocks I have bought. ✔ New users of Stockopedia get a special 25% discount on any annual plan if they use this link"  
[YouTube Link](https://youtube.com/watch?v=csm-1kf-1bY)  2024-08-31T11:00Z 194K followers, 16.5K engagements


"Dollar Cost Averaging - Is It A Good Investment Strategy In "Dollar Cost Averaging - Is it a Good Investment Strategy" I discuss how in this uncertain market some investors are overcoming their fear of loss. In this video I explain what dollar cost averaging is whether it is a good investment strategy how it compares to lump sum investing and when it is most likely to work. I also review some of the platforms that will enable you to put dollar cost averaging into practice whilst keeping your fees low. ISign up to our free weekly market roundup to get news and views about what's going on in"  
[YouTube Link](https://youtube.com/watch?v=csvto8iKOwU)  2020-05-30T14:59Z 202K followers, 36.4K engagements


"Bank of England Interest Rate Decision May [----] - My Take The Bank of England now faces a difficult decision with UK growth stagnating and US tariffs hurting UK trade. Prices in the UK rose by 2.6% in the [--] months to March [----] edging closer to the Bank's 2% target. The consensus is that Bank Rate will be cut by [----] basis points to 4.25% this Monetary Policy Committee (MPC) meeting. But how does the Bank see the outlook for growth and inflation Hear our summary of what the MPC says and does and what it means for investors and homeowners in the UK. ✔ If you want to learn more about investing"  
[YouTube Link](https://youtube.com/watch?v=cxuw-u5Ur94)  2025-05-08T17:57Z 204K followers, [----] engagements


"Fed FOMC Meeting July [----] - My Take The Federal Reserve's monetary policy drives every single asset price globally. Markets expect the Federal Open Markets Committee (FOMC) will hold rates as they are despite pressure from President Trump to cut. But how will the Fed respond to the policy and economic uncertainty Hear our concise summary of what the Fed says and our take on what it means for you. ✔ If you want to learn more about investing why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here"  
[YouTube Link](https://youtube.com/watch?v=d5S4VrE4R5k)  2025-07-29T18:18Z 212K followers, [----] engagements


"Invest Now or Wait A question I'm often asked is whether to invest now or wait until there is a stock market crash and equity becomes more affordable. In this video I explore some different market timing strategies to help determine whether it is worthwhile holding back on investing in equity when markets look expensive and whether you can improve your returns by doing so. ✔ If you want to learn more about investing why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here https://www.pensioncraft.com/investor-education/membership/"  
[YouTube Link](https://youtube.com/watch?v=dUU8ZY9G-Ng)  2021-01-16T12:00Z 208K followers, 88.8K engagements


"Fed FOMC Meeting January [----] - My Take The Federal Reserve's monetary policy drives every single asset price globally. Markets are focused on whether the Federal Open Markets Committee (FOMC) will start discussing rate cuts marking the end of this rate cycle now that core inflation has fallen to a 2-1/2-year low of 3.9%. Markets expect a rate cut as early as March but does the Fed think inflation is now under control Hear our concise summary of what the Fed says and our take on what it means for your investments. If you want to learn more about investing then why not become a"  
[YouTube Link](https://youtube.com/watch?v=dWDqIQLrZa8)  2024-01-31T22:05Z 202K followers, 13K engagements


"Evergrande Default - Who Cares Theres been a lot of speculation over the last few weeks about Evergrande defaulting on their corporate debt. D-Day has now finally come and gone and reports from offshore bondholders say that no payments were made. But where does this leave us and will the contagion that everyone feared actually happen In this video I try to answer these questions and talk about where the real impact is likely to be. ✔ If you want to learn more about investing why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here"  
[YouTube Link](https://youtube.com/watch?v=dhvY08U1e1s)  2021-09-24T20:16Z 204K followers, 81.5K engagements


"Investing in Gold: What's Up With The Price of Gold #Ad 🌏 Get our Exclusive NordVPN deal here ➼ https://nordvpn.com/pensioncraft It's risk-free with Nord's 30-day money-back guarantee The price of gold has surged recently and so in this video well look at the reasons behind that but also what it tells us more generally about the economy and markets and whether we might expect the price to fall just as sharply. Finally well look at how investors can buy gold and whether I think gold is a good investment. ✔ Become a better investor and join our friendly community. The Trackers featured in this"  
[YouTube Link](https://youtube.com/watch?v=diQhegS7fPQ)  2024-04-20T11:00Z 203K followers, 28.6K engagements


"Bank of England Interest Rate Decision August [----] - My Take The Bank of England now has inflation back at its 2% target but its policy remains very restrictive with Bank Rate at 5.25%. Markets expect a rate cut announcement at this Monetary Policy Committee (MPC) meeting. So will the Bank of England do as markets expect and go through with the first rate cut in this cycle Hear our summary of what the MPC says and does and what it means for investors and homeowners in the UK. ✔ If you want to learn more about investing why not become a pensioncraft.com member To find what we offer and how you"  
[YouTube Link](https://youtube.com/watch?v=dsQiEO74VTo)  2024-08-01T18:12Z 202K followers, 13.7K engagements


"Investing & The Global Economy - Live Q&A Do you have a question that you would like to ask Ramin Well this is your chance You can ask Ramin anything about investing or the global economy and Ramin will answer your questions live at 7pm UK time on Thursday 8th of August [----]. 🎧Check out our free weekly podcast "Many Happy Returns" on your podcast provider of choice or here https://many-happy-returns.captivate.fm/listen also now on YouTube @ManyHappyReturnsPodcast 📰 Sign up for our free weekly market roundup to get news and views about what's going on in the stock market and wider economy"  
[YouTube Link](https://youtube.com/watch?v=dwEOf-tYl0E)  2024-08-08T19:05Z 190K followers, [----] engagements


"What To Buy When Markets Are Expensive We hear daily that stocks are expensive but theres always a bargain somewhere. In this video we look at valuations to see which markets are expensive but also those that are reasonably priced and beyond stocks what other investments offer value right now. ✔ New users of Stockopedia get a special 25% discount on any annual plan if they use this link https://stk.pe/pensioncraft or enter our promo code 'PC25' at the checkout. This affiliate link provides you with a special offer and we may also earn a commission. 💸 If you want to learn more about investing"  
[YouTube Link](https://youtube.com/watch?v=e78rx4agamk)  2024-12-28T12:00Z 198K followers, 31.3K engagements


"Trump & Fed FOMC Meeting November [----] - My Take The US election and the Fed are the two themes we'll cover in this Live Stream. With a second term for Trump which many forecasters expect to drive inflation higher will the Federal Reserve go through with a rate cut as markets expect And what effects will a Trump presidency and change in monetary policy have on markets ✔ If you want to learn more about investing why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here https://www.pensioncraft.com/investor-education/membership/ What"  
[YouTube Link](https://youtube.com/watch?v=e94oGl3oNxU)  2024-11-07T21:13Z 204K followers, 13.3K engagements


"Where to Park Cash in Today's Market Cash might often be overlooked but it's an essential part of your investment toolkit. In this video well explore cash and cash-like investments reasons to hold them and the factors that influence short-term interest rates. We'll also discuss the current interest rate landscape the guarantees associated with cash investments and conclude with the best places to hold cash today. ✔ If you become a Premium pensioncraft.com member youll get lots of benefits including access to the gilt yield tracker and cheapest funds resource. To find what else we offer and"  
[YouTube Link](https://youtube.com/watch?v=e_xp4IENK40)  2024-10-10T15:00Z 193K followers, 32.3K engagements


"Bank of England Interest Rate Decision March [----] - My Take The Bank of England is battling core inflation of 4.5% and faces an economy with next to zero growth over the next few years. UK investors are focused on the policy response of the Banks Monetary Policy Committee as it keeps the cost of borrowing high to cool but hopefully not crash the UK economy and get inflation back under control. Hear our summary of what the MPC says and does and what it means for investors and homeowners in the UK. If you want to learn more about investing then why not become a pensioncraft.com member To find"  
[YouTube Link](https://youtube.com/watch?v=exMq7jckAzM)  2024-03-21T19:11Z 194K followers, 16.1K engagements


"Jerome Powell Jackson Hole Speech - My Take The Jackson Hole Annual Symposium is an event organised by the Federal Reserve Bank of Kansas City to discuss a topic. This year the topic is "Reassessing Constraints on the Economy and Policy" but most people are watching to see if Fed chair Jerome Powell will drop any hints about monetary policy. Hear Ramins concise summary of what Jerome Powell says and his take on what it means for your investments. Ramin answers YouTube members' questions as a priority both during his live streams and in the comments of his videos. If you would like to support"  
[YouTube Link](https://youtube.com/watch?v=fAkVKknEcW8)  2022-08-26T17:25Z 204K followers, 33.1K engagements


"Money Market Funds Money market funds are a low-risk low-cost investment where you can temporarily park cash inside a Stocks & Shares ISA or a SIPP. They are low risk because they allocate their capital into short-duration high credit quality fixed income. Sign up to our free weekly market roundup to get news and views about what's going on in the stock market and wider economy https://pensioncraft.com/market-roundup/ ✔ If you want to learn more about investing why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here"  
[YouTube Link](https://youtube.com/watch?v=fP_RjB6PDm8)  2019-08-26T17:33Z 203K followers, 35.6K engagements


"Can I Outperform The Market Factor investing is a well-documented way of beating markets over the long term. In this video I look at a practical way to do this yourself using single stocks and show you the evidence that it has outperformed in UK and international stock markets. Ill also update you on the performance of my own UK multi-factor portfolio built along these lines. ✔ New users of Stockopedia get a special 25% discount on any annual plan if they use this link https://stk.pe/pensioncraft or enter our promo code 'PC25' at the checkout. This affiliate link provides you with a special"  
[YouTube Link](https://youtube.com/watch?v=fSFN8_p4jtM)  2024-01-13T12:00Z 194K followers, 25.4K engagements


"Order Types Explained: How To Use Them To Save Money We often talk about choosing funds or platforms that have a low fee. But when you buy or sell you can also save money or spend money unnecessarily by executing your trades inefficiently. In this video we look at how you can use order types to get better buying and selling prices and the risks associated with each order type. Thanks to Saxo for sponsoring this video. Get up to [---] refunded in any online fees when you open an account with Saxo Using the link below. You can get started with just 1"  
[YouTube Link](https://youtube.com/watch?v=fq7lPEtVooA)  2025-01-08T16:00Z 198K followers, [----] engagements


"ARK Invest ETF Review & Build Your Own ARKK Portfolio ARK Invest's Cathie Wood has seen a huge inflow of money into her funds recently and particularly into the ARKK ETF. So in my video ARK Invest ETF Review I not only look at the pros and cons of investing in an ARK ETF but also for those of you that live in the UK and other countries where you can't invest directly in ARK Funds I show you an ARKK alternative and how to create your own ARKK portfolio by investing in just a few individual stocks. If you want to watch the Scottish Mortgage Investment Trust Review I mention in the video the"  
[YouTube Link](https://youtube.com/watch?v=gLG1yDgnM7g)  2021-01-02T12:00Z 208K followers, 168.2K engagements


"Global Economic Outlook [----] What should we expect for the global economy in [----] In this video we look at the broad themes for the year ahead that bear watching closely. We look at what is expected to be good bad and downright ugly. And well wrap up with my summary of expectations. 📰 Sign up for our free weekly market roundup to get news and views about what's going on in the stock market and wider economy https://pensioncraft.com/market-roundup/ ✔ If you want to learn more about investing why not become a pensioncraft.com member To find what we offer and how you can join our friendly"  
[YouTube Link](https://youtube.com/watch?v=glvuooLyhDw)  2025-01-04T12:00Z 202K followers, 34K engagements


"St James's Place - Stock Price Crash St Jamess Place is cutting its fees and investors didnt like it Become a better investor at pensioncraft.com #investing #pensioncraft #stockmarket"  
[YouTube Link](https://youtube.com/watch?v=hJn79OuiP4Y)  2023-10-30T12:06Z 194K followers, 17.2K engagements


"Investing & The Global Economy - Live Q&A Do you have a question that you would like to ask Ramin Well this is your chance You can ask Ramin anything about investing or the global economy and Ramin will answer your questions live at 7pm UK time on Thursday the 2nd of January [----]. ✔If you want to learn more about investing become a pensioncraft.com member. To find what we offer and how you can join our friendly community click here https://www.pensioncraft.com/investor-education/membership/ 🎧Check out our free weekly podcast "Many Happy Returns" on your podcast provider of choice or"  
[YouTube Link](https://youtube.com/watch?v=i2H8YK89oxE)  2025-01-02T20:23Z 198K followers, 10.5K engagements


"High Inflation Investment Strategy Inflation is rising so many people are thinking about what will be the best high inflation investment strategy. They are looking for assets that not only give them protection but may actually generate a profit during a period of high inflation. In this video I discuss different ways of protecting and profiting from inflation including buying Inflation hedged bonds (TIPS) and thematic funds that aim to benefit from a high inflation environment. I will also show you which equity sectors have historically faired best in low medium and high inflation"  
[YouTube Link](https://youtube.com/watch?v=jKMZOojV0mE)  2021-05-26T15:15Z 206K followers, 59.7K engagements


"Global Economic Outlook [----] The global economy has suffered several huge shocks and policymakers are struggling to deal with the aftermath. As a result some countries are coming out of this a lot better than others and will continue to do so. In this video I examine the forecast from the IMF and the risks to economic stability. I also show how inflation may persist if the current geopolitical trend towards fragmentation continues. Thank you to Trading [---] for sponsoring this video. Claim free fractional shares worth up to [---]. Just create and verify a Trading [---] Invest or Stocks ISA account"  
[YouTube Link](https://youtube.com/watch?v=jQ5PcLTamMA)  2023-11-11T12:00Z 205K followers, 42.1K engagements


"Money Market Funds + Debt Ceiling = Market Crash Money market funds are usually seen as safe and rather boring. But these are now a destabilising factor in markets as they absorb cash from bank deposits. This in turn has caused a shortage of safe things to buy. Combined with the risk of a US default money markets are now a powder keg rather than a safe haven. In this video I show you what the problems are and look at different scenarios to see how this could play out. 📰 Sign up for our free weekly market roundup to get news and views about what's going on in the stock market and wider"  
[YouTube Link](https://youtube.com/watch?v=k3wGqD_9SzY)  2023-10-11T19:58Z [--] followers, 168.2K engagements


"UK Investment for Beginners: How Can I Keep My Fees Low It's easy to pay away your precious investment returns in fees. Fees compound over time just like interest. So what fees do you pay as an investor and how can you keep them as low as possible We look at platform fees entry & exit fees trading fees transaction fees and whether percentage or flat fees are best. Sign up to our free weekly market roundup to get news and views about what's going on in the stock market and wider economy https://pensioncraft.com/market-roundup/ Why not join our membership on Patreon where you can learn via our"  
[YouTube Link](https://youtube.com/watch?v=kJQ66bbPlrw)  2019-03-21T08:46Z 199K followers, 12.3K engagements


"Two Fund vs Three Fund Portfolio I have previously produced videos discussing a very simple two-fund portfolio which just contains global stocks and bonds. In this video I explore the concept of a three-fund portfolio and explain why adding a touch more complexity to your portfolio could prove beneficial. Additionally I take a look at the types of investments that could potentially serve as an effective third fund and demonstrate their impact on risk and return. 📰 Sign up for our free weekly market roundup to get news and views about what's going on in the stock market and wider economy"  
[YouTube Link](https://youtube.com/watch?v=kVCeIr_3iBo)  2023-10-21T11:00Z 207K followers, 85.3K engagements


"When to Sell a Stock or Fund When we think about investing we usually think about what to buy. But Im often asked When should I sell as people can find this a much more difficult decision to make. Selling at the wrong time can be catastrophic for your portfolio. So in this video Ill look at examples of when selling is a good idea and when it isnt. If you want to learn more about investing then why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here https://www.pensioncraft.com/investor-education/membership/ What Else PensionCraft"  
[YouTube Link](https://youtube.com/watch?v=kzzrP6W8pYI)  2023-10-07T11:00Z 202K followers, 42.8K engagements


"Bank of England Interest Rate Decision May [----] - My Take The Bank of England is battling core inflation of 4.2% and faces an economy with next to zero growth over the next few years. UK investors are focused on the policy response of the Banks Monetary Policy Committee as it keeps the cost of borrowing high to cool but hopefully not crash the UK economy and get inflation back under control. Hear our summary of what the MPC says and does and what it means for investors and homeowners in the UK. If you want to learn more about investing then why not become a pensioncraft.com member To find"  
[YouTube Link](https://youtube.com/watch?v=l0p9as8Dpj8)  2024-05-09T18:52Z 185K followers, 12.6K engagements


"How Bad is The UK Economy In this election year understanding the UK economy's current state and potential trajectory is more important than ever. This video offers an objective review covering UK inflation growth housing prices wage trends labour market dynamics and the UK stock market. 📰 Sign up for our free weekly market roundup to get news and views about what's going on in the stock market and wider economy This video is for educational purposes only and is not financial advice. If you need financial advice then please seek the help of an independent financial adviser. Unbiased online"  
[YouTube Link](https://youtube.com/watch?v=l1nutWAA0IM)  2024-01-27T12:00Z [---] followers, 79.4K engagements


"Fed FOMC Meeting July [----] - My Take The Federal Reserve's monetary policy drives every single asset price globally. Markets are focused on whether the Federal Open Markets Committee (FOMC) will finally do its first interest rate cut now that the rate of US inflation is at 3% and likely to fall further towards the Fed's 2% target. Markets now expect the first rate cut to be in September but will the Fed hint that this is going to happen Hear our concise summary of what the Fed says and our take on what it means for you. If you want to learn more about investing then why not become a"  
[YouTube Link](https://youtube.com/watch?v=l39TW-BgtQ0)  2024-07-31T20:29Z 189K followers, [----] engagements


"Fed FOMC Meeting February [----] - My Take The Federal Reserve's monetary policy drives every single asset price globally. Markets are focused on the rate at which the Federal Open Markets Committee (FOMC) is increasing rates and whether this will crash the US economy while trying to get inflation back under control. Hear our concise summary of what the Fed says and our take on what it means for your investments. If you want to learn more about investing then why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here"  
[YouTube Link](https://youtube.com/watch?v=lA24cCr7S5I)  2023-10-26T20:38Z 169K followers, 24.6K engagements


"Fed FOMC Meeting June [----] - My Take The Federal Reserve's monetary policy drives every single asset price globally. Markets are focused on whether the Federal Open Markets Committee (FOMC) may delay rate cuts or even raise rates now that US inflation has been hovering above 3% for a year. Markets now expect the first rate cut to be in September but will the Fed hint that its policy rate will have to be higher for longer Hear our concise summary of what the Fed says and our take on what it means for you. This week's episode of Many Happy Returns is now available on your podcast app of choice"  
[YouTube Link](https://youtube.com/watch?v=lOsHRPPEeNg)  2024-06-12T20:44Z 187K followers, [----] engagements


"Investing & The Global Economy - Live Q&A Do you have a question that you would like to ask Ramin Well this is your chance You can ask Ramin anything about investing or the global economy and Ramin will answer your questions live at 7pm UK time on Thursday the 1st of May [----]. ✔If you want to learn more about investing become a pensioncraft.com member. To find what we offer and how you can join our friendly community click here https://www.pensioncraft.com/investor-education/membership/ 🎧Check out our free weekly podcast "Many Happy Returns" on your podcast provider of choice or"  
[YouTube Link](https://youtube.com/watch?v=n13lw6xisWs)  2025-05-01T18:31Z 205K followers, 11.2K engagements


"Volmageddon 2.0: The Hidden Threat of Options Trading #Ad #NordVPN 🌏 Get our Exclusive NordVPN deal here ➼ https://nordvpn.com/pensioncraft It's risk-free with Nord's 30-day money-back guarantee There has been a spectacular rise in options trading particularly Zero-Day-To-Expiry Options. As a result some people are predicting a repetition of Volmageddon a period in [----] where massive derivative bets caused instability in the broader stock market. In this video I show you what Zero-Day-To-Expiry Options are how they destabilise markets and whether this is really going to lead to Volmageddon"  
[YouTube Link](https://youtube.com/watch?v=nPRJl4ycOZM)  2023-03-11T12:00Z 196K followers, 15.4K engagements


"Fed FOMC Meeting March [----] - My Take The Federal Reserve's monetary policy drives every single asset price globally. Markets expect the Federal Open Markets Committee (FOMC) will hold rates as they are despite pressure from President Trump to cut. But will how will the Fed respond to the policy and economic uncertainty Hear our concise summary of what the Fed says and our take on what it means for you. ✔ If you want to learn more about investing why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here"  
[YouTube Link](https://youtube.com/watch?v=o1rXX7A91VM)  2025-03-19T21:30Z 205K followers, 11.4K engagements


"Will There Be a Stock Market Crash #Ad Take your personal data back with Incogni Use code PENSION at the link below and get 60% off an annual plan: http://incogni.com/pension Investors live in fear of market crashes. So in this video I look at the likelihood of a crash how long they last and whether valuations affect the probability of it happening. I also discuss how likely a crash is at the moment and what you can do to help protect your investments against one. What Else PensionCraft Offers: 💡 Become a pensioncraft.com member and learn how to be a better investor. To find what we offer"  
[YouTube Link](https://youtube.com/watch?v=pY1dFKkIgQA)  2024-05-18T11:00Z 194K followers, 82.4K engagements


"Will The Magnificent Seven Stocks Continue To Dominate #Ad 🌏 Get our Exclusive NordVPN deal here ➼ https://nordvpn.com/pensioncraft It's risk-free with Nord's 30-day money-back guarantee Many people are concerned that the US market is dominated by just seven stocks "The Magnificent Seven". In this video I look at the reasons behind this success and whether it is likely to continue. I also discuss whether it is sensible to tilt away from these very successful stocks and if you decide to tilt away I will show you some different ways you can do it. What Else PensionCraft Offers: 💡 Become a"  
[YouTube Link](https://youtube.com/watch?v=qLDMv2POHiE)  2024-02-24T12:00Z 203K followers, 62.9K engagements


"Where To Hold Cash For Higher Returns & Lower Risk Central banks continue to battle inflation by raising interest rates. While this has been a cost to borrowers and growth stocks it is good news for investors seeking safe income. In this video I explain how to earn that income efficiently and also show you what could go wrong. If you want to learn more about investing then why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here https://www.pensioncraft.com/investor-education/membership/ 🎧You can check out our free weekly podcast"  
[YouTube Link](https://youtube.com/watch?v=qMTkreV2CRU)  2023-03-09T18:00Z 204K followers, 228.2K engagements


"Crypto Crash Contagion The crypto collapse in [----] has been very severe but the worry now is that it is going to spill over into the stock market. There are precedents for this; for example Silver Thursday in [----] spilt volatility from the silver market into equity and we also saw the same thing happen in the subprime crisis in 2007/8. In my latest video I look at the reasons behind this recent crypto selloff the lessons we can learn from it and also what contagion mechanisms there could be for it to spill volatility into other markets. If you want to become a better investor then why not"  
[YouTube Link](https://youtube.com/watch?v=rIJgvFKvOYE)  2022-06-21T15:22Z 204K followers, 19.9K engagements


"Investing & The Global Economy - Live Q&A Do you have a question that you would like to ask Ramin Well this is your chance You can ask Ramin anything about investing or the global economy and Ramin will answer your questions live at 7pm UK time on Thursday the 5th of December [----]. You can find the "Invest Like A Pro: A closer look at Gold investing" video I made for @investengine here https://www.youtube.com/watchv=MqJPQiLxpMA&t=2s If you'd like to give InvestEngine a try they're currently offering PensionCraft viewers a [--] Welcome Bonus when you sign up using our link:"  
[YouTube Link](https://youtube.com/watch?v=s0f-jNy0IW0)  2023-12-07T20:34Z 194K followers, 15.4K engagements


"Negative Oil Prices Explained Negative oil prices explained covers the way oil is priced and this should give you an understanding of oil futures how to get exposure to the price of oil and the longer-term consequences of such a low oil price. Sign up to our free weekly market roundup to get news and views about what's going on in the stock market and wider economy https://pensioncraft.com/market-roundup/ ✔ If you want to learn more about investing why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here"  
[YouTube Link](https://youtube.com/watch?v=sR6lb3cclZc)  2020-04-25T12:15Z 203K followers, 13.1K engagements


"Evergrande Contagion - Live Q&A China has grown its credit bubble for many years and with US valuations at record highs many people think that Evergrandes default could be the trigger that pops that bubble. In this Live Q&A at 9pm UK time (20th September 2021) I will answer questions and discuss what the pathway of contagion could be what Chinas government will do about it and how investors should respond. If you liked this live stream then youll love our FREE weekly Market Roundup. I send it out each Friday and its packed full of interesting insights and a roundup of the news thats most"  
[YouTube Link](https://youtube.com/watch?v=shu3TmHp4uY)  2021-09-20T21:08Z 202K followers, 28.5K engagements


"The Teddy Strategy Lazy investors make the best investors If you want to learn how to be a better investor go to pensioncraft.com #pensioncraft #investing"  
[YouTube Link](https://youtube.com/watch?v=spOj-k07aBg)  2023-09-05T15:00Z 206K followers, 13.2K engagements


"How To Build A Two Fund Portfolio A very simple approach to building a portfolio is to use two global funds. However most discussion around this approach is for US investors. In this video we focus on how to select the two funds for UK investors. Sign up to our free weekly market roundup to get news and views about what's going on in the stock market and wider economy https://pensioncraft.com/market-roundup/ ✔ If you want to learn more about investing why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here"  
[YouTube Link](https://youtube.com/watch?v=tHvlU1WGjpU)  2018-10-05T22:04Z 204K followers, 90.3K engagements


"Investing & The Global Economy - Live Q&A Do you have a question that you would like to ask Ramin Well this is your chance You can ask Ramin anything about investing or the global economy and Ramin will answer your questions live at 7pm UK time on Thursday the 6th of March [----]. ✔If you want to learn more about investing become a pensioncraft.com member. To find what we offer and how you can join our friendly community click here https://www.pensioncraft.com/investor-education/membership/ 🎧Check out our free weekly podcast "Many Happy Returns" on your podcast provider of choice or"  
[YouTube Link](https://youtube.com/watch?v=tPjm5Bt_klc)  2025-03-06T19:48Z 203K followers, 15.4K engagements


"China Stock Market Crash - Buy The Dip Chinese stock markets have seen some very sharp selloffs recently. So in "China Stock Market Crash" I look at the reasons for this whether it is a good idea to buy the dip what to look out for and the likelihood of China acting as a catalyst and dragging other global equity markets down with it. If you join our Exclusive Access membership on Patreon you will gain access to a library of exclusive videos and resources be able to chat and ask questions of me and other members via our Slack Chat forum and be able to take part in my regular Q&A Zoom calls. To"  
[YouTube Link](https://youtube.com/watch?v=uqmiZyIa9Mg)  2021-08-07T11:00Z 198K followers, 37.9K engagements


"UK October Budget [----] - My Take This is a budget of firsts. The first budget of the Labour government in [--] years the first ever budget by a woman and the first budget to use new fiscal rules. Hear what it means for you in simple terms in our Live Stream at 7pm UK time on the 30th of October [----]. 💸If you want to learn more about investing become a pensioncraft.com member. To find what we offer and how you can join our friendly community click here https://www.pensioncraft.com/investor-education/membership/ 🎧Check out our free weekly podcast "Many Happy Returns" on your podcast provider of"  
[YouTube Link](https://youtube.com/watch?v=vQpdn91UThw)  2024-10-30T20:14Z 207K followers, 27.9K engagements


"The Great Bond Sell Off: What Does it Mean There are lots of headlines about bonds selling off. So in this video I look at the drivers behind this selloff and where yields might be heading. I also discuss whether this has created any buying opportunities for us and what it means for stocks. If you become a Premium pensioncraft.com member youll get lots of benefits including access to the Bond Yield Tracker I show you in this video. To find what else we offer and how you can join click here https://www.pensioncraft.com/investor-education/membership/ What Else PensionCraft Offers: 💡 Book a"  
[YouTube Link](https://youtube.com/watch?v=v_ouYeSMPEU)  2023-10-22T11:38Z 169K followers, 90.7K engagements


"Investing & The Global Economy - Live Q&A Do you have a question that you would like to ask Ramin Well this is your chance You can ask Ramin anything about investing or the global economy and Ramin will answer your questions live at 7pm UK time on Thursday the 5th of September [----]. 💸If you want to learn more about investing become a pensioncraft.com member. To find what we offer and how you can join our friendly community click here https://www.pensioncraft.com/investor-education/membership/ 🎧Check out our free weekly podcast "Many Happy Returns" on your podcast provider of choice or here"  
[YouTube Link](https://youtube.com/watch?v=vgdAW8E3gjg)  2024-09-05T19:14Z 194K followers, 11.1K engagements


"UK Housing Market: Crash or Soft Landing Will UK house prices crash in [----] or are we heading for a soft landing With mortgage rates still elevated inflation concerns and a new government promising to build [------] homes a year the housing market is at a critical inflection point. In this video I'll break down exactly what's happening in the UK housing market right now and what you can expect for the rest of [----] and beyond. Thank you to Lightyear for sponsoring this video. Sign up for a new account on Lightyear and get up to [---] worth of a US fractional share of your choice Claim your reward"  
[YouTube Link](https://youtube.com/watch?v=wLKgHkMWCaQ)  2025-07-26T11:01Z 212K followers, 29.7K engagements


"Bank of England Interest Rate Decision November [----] - My Take The Bank of England is battling core inflation of over 6% marking a year during which it has remained at over three times the Bank of England's target of 2%. UK investors are focused on the policy response of the Banks Monetary Policy Committee as it pushes up the cost of borrowing to cool but hopefully not crash the UK economy and get inflation back under control. Hear our summary of what the MPC says and does and what it means for investors and homeowners in the UK. On the 14th of November [----] at 18:00 GMT I will be co-hosting"  
[YouTube Link](https://youtube.com/watch?v=wOMzgcRn6UQ)  2023-11-02T18:54Z 194K followers, 25K engagements


"Microstrategy Is Crazy But Useful Microstrategy is a US company that defies all convention when it comes to its assets. It has been investing heavily in Bitcoin. Now while some might call this crazy it is useful for investors in the UK due to regulatory restrictions on ISAs and SIPPs. So in this video well see what Microstrategy is doing why Microstrategy is useful and why Microstrategy is risky. Thank you to Trading [---] for sponsoring this video. Claim free fractional shares worth up to [---]. Just create and verify a Trading [---] Invest or Stocks ISA account make a minimum deposit of [--] and use"  
[YouTube Link](https://youtube.com/watch?v=x3wUUl0A4NM)  2025-01-11T12:01Z 206K followers, 23.2K engagements


"How Far Will The Stock Market Fall When stock markets suffer a correction its often helpful to consider how far stocks could fall. In this video we look at the US stock market to see how far it has fallen which parts have fallen most and why and where that leaves valuations. Also if the US market returns to fair value how far would it have to fall And finally how does US valuation compare to other countries after recent market movements and is this a good time to buy Sign up for a new account on Lightyear and receive $10 worth of a US fractional share when you use this link:"  
[YouTube Link](https://youtube.com/watch?v=xQnAMNXSDhY)  2025-03-29T12:01Z 205K followers, 71.8K engagements


"How Do Commission-Free Platforms Make Money AD' Take your personal data back with Incogni Use code PENSION at the link below and get 60% off an annual plan: http://incogni.com/pension With an increasing number of platforms eliminating trading commissions and platform fees many investors are left wondering how these businesses stay afloat. This video unravels the economics behind commission-free investing platforms and explores what it means for our investment strategies and portfolio growth. What PensionCraft Offers: 💡 Become a pensioncraft.com member and learn how to be a better investor."  
[YouTube Link](https://youtube.com/watch?v=y-htn2iFdRU)  2024-07-13T11:00Z 194K followers, 13.5K engagements


"9 Rules for Investing In this video well look at nine rules of investing. These distill what Ive learned over the course of my own investment journey but also draws on what Ive learned from our investment community and my one-to-one coaching clients. ✔ If you want to learn more about investing why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here https://www.pensioncraft.com/investor-education/membership/ What Else PensionCraft Offers: 💡 Book a coaching session with Ramin so he can answer your questions in a one-to-one video"  
[YouTube Link](https://youtube.com/watch?v=yMj8UIcL_Lw)  2025-03-01T12:01Z 204K followers, 24.1K engagements


"Investing & The Global Economy - Live Q&A Do you have a question that you would like to ask Ramin Well this is your chance You can ask Ramin anything about investing or the global economy and Ramin will answer your questions live at 7pm UK time on Thursday the 14th of November [----]. If you want to learn more about investing become a pensioncraft.com member. To find what we offer and how you can join our friendly community click here https://www.pensioncraft.com/investor-education/membership/ 🎧Check out our free weekly podcast "Many Happy Returns" on your podcast provider of choice or here"  
[YouTube Link](https://youtube.com/watch?v=yb3MOB4i0Yk)  2024-11-14T20:14Z 195K followers, 11.3K engagements


"The Future of UK House Prices AD' Take your personal data back with Incogni Use code PENSION at the link below and get 60% off an annual plan: http://incogni.com/pension In this video Ill explore the outlook for UK house prices over the next twelve months and beyond. I look at key insights from various forecasts and examine the factors influencing the market. 📰 Sign up for our free weekly market roundup to get news and views about what's going on in the stock market and wider economy https://pensioncraft.com/market-roundup/ What Else PensionCraft Offers: ✔ If you want to learn more about"  
[YouTube Link](https://youtube.com/watch?v=zGfRVGGgjug)  2024-08-03T11:00Z 194K followers, 83.5K engagements


"House Prices Set To Fall After Budget Bombshell House prices in the UK peaked about two years ago and after a fall of 6% from that peak they have been slow to recover. In this video I discuss where prices might go next. I will also show you whats currently driving house prices and how Labour's budget and policies may negatively influence future growth. Thank you to Trading [---] for sponsoring this video. Claim free fractional shares worth up to [---]. Just create and verify a Trading [---] Invest or Stocks ISA account make a minimum deposit of [--] and use the promo code "RAMIN" within [--] days of"  
[YouTube Link](https://youtube.com/watch?v=znT3URENz9c)  2024-11-30T12:01Z 205K followers, 44.2K engagements


"Commercial Real Estate Crash The situation in commercial real estate has echoes of [----]. High valuations distressed lenders and falling prices combine to create a toxic cocktail. In this video we look at the problems that are happening right now in the commercial real estate sector and also consider what the consequences of this unfolding crisis might be. Sponsored link. To get free fractional shares worth up to [---] you can open an account with Trading [---] through this link https://www.trading212.com/join/RAMIN . Terms apply. When investing your capital is at risk and you may get back less"  
[YouTube Link](https://youtube.com/watch?v=zueoU1SvppI)  2023-05-20T11:00Z 207K followers, 23.3K engagements


"Interview with Eric Balchunas on Exchange Traded Funds Eric Balchunas is Senior ETF Analyst for Bloomberg Intelligence and in this interview he explains what an Exchange Traded Fund is how ETFs are like mutual funds with benefits the ETF #Terrordome why it's nonsense to talk about an ETF bubble thematic ETFs zero fee ETFs ETF liquidity and his recent book on ETFs "The Institutional ETF Toolbox: How Institutions Can Understand and Utilize the Fast-Growing World of ETFs". Sign up to our free weekly market roundup to get news and views about what's going on in the stock market and wider economy"  
[YouTube Link](https://youtube.com/watch?v=zxPS1mx9YNQ)  2018-11-09T13:24Z 202K followers, [----] engagements

Limited data mode. Full metrics available with subscription: lunarcrush.com/pricing

@pensioncraft Avatar @pensioncraft PensionCraft

PensionCraft posts on YouTube about investment, stocks, inflation, market the most. They currently have [-------] followers and [---] posts still getting attention that total [-----] engagements in the last [--] hours.

Engagements: [-----] #

Engagements Line Chart

  • [--] Week [------] -11%
  • [--] Month [-------] -18%
  • [--] Months [---------] -7.50%
  • [--] Year [---------] -8.80%

Mentions: [--] #

Mentions Line Chart

  • [--] Week [--] +26%
  • [--] Month [--] -4.20%
  • [--] Months [---] -3.80%
  • [--] Year [---] +76%

Followers: [-------] #

Followers Line Chart

  • [--] Week [-------] +0.47%
  • [--] Month [-------] +0.47%
  • [--] Months [-------] +2.90%
  • [--] Year [-------] +5.50%

CreatorRank: [---------] #

CreatorRank Line Chart

Social Influence

Social category influence finance 91.72% stocks 4.14% countries 2.76% financial services 2.07% exchanges 1.38% cryptocurrencies 1.38% currencies 0.69%

Social topic influence investment 57.93%, stocks 23.45%, inflation 18.62%, market 16.55%, how to 11.03%, money 10.34%, fomc 7.59%, retirement 6.9%, economy 4.83%, in the 4.83%

Top accounts mentioned or mentioned by @manyhappyreturnspodcast @moneymaking1986 @investenginevideos @investengine @trading212

Top assets mentioned Bitcoin (BTC) Reserve (RSV) Ethereum (ETH) HSBC Holdings PLC (HSBC)

Top Social Posts

Top posts by engagements in the last [--] hours

"US Treasury Trap: Why I Won't Buy Them For decades the default playbook has been simple. When markets wobble you hide in US Treasuries. Theyre liquid dollarbacked and supposed to protect portfolios when everything else goes wrong. But what if that assumption is now outdated What if the worlds safest bond has become crowded politicised and structurally more fragile than investors realise In this video well break down what actually makes a government bond safe why US Treasuries may no longer behave like reliable insurance and why as a UK investor I dont own any. Youll learn how currency risk"
YouTube Link 2026-02-07T12:00Z 212K followers, 23.1K engagements

"How To Invest In Commodities and Why As the conflict between Russia and Ukraine has intensified so has an interest in investing in certain commodities such as wheat and oil. In this video I look at why you may want to consider investing in commodities what drives them how you can get exposure to them and what to look out for when choosing commodity funds. ✔ If you want to learn more about investing why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here https://www.pensioncraft.com/investor-education/membership/ Timestamps 00:00"
YouTube Link 2022-03-05T12:00Z 212K followers, 65.9K engagements

"Modern Monetary Theory Explained - Is MMT Right or Wrong In Modern Monetary Theory Explained I simply lay out the key principles of MMT and look at what some of the arguments are for and against it. Modern Monetary Theory (MMT) may have been around for many years but it has recently gained in popularity with the advent of Stephanie Kelton's book The Deficit Myth and the way in which it accounts more elegantly for debt dynamics and inflation over the last decade. Sign up to our free weekly market roundup to get news and views about what's going on in the stock market and wider economy"
YouTube Link 2020-08-22T10:45Z 212K followers, 99K engagements

"My Market Crash Shopping List [----] I have a list of things which I would like to buy but which are currently too expensive which I call my Market Crash Shopping List. This also helps me re-frame stock market corrections as buying opportunities for my fun portfolio. So in this video well mark my homework to see how well some of my previous investments have performed and then Ill list whats on my list right now in preparation for the next selloff. Thank you to Lightyear for sponsoring this video. Use our special code PENSIONCRAFT or go to https://www.lightyear.com/pensioncraft to get up to 100"
YouTube Link 2025-12-27T12:00Z 212K followers, 34.3K engagements

"Best Portfolio Allocation: Asset Allocation By Age Are you wondering how much to invest in stocks versus safer investments This video explores the principles behind age-based asset allocation and examines different strategies for various life stages. This should also help you gauge how your financial situation and goals can shape your investment approach beyond simple age-based rules. ✔ To find out more about becoming a pensioncraft.com Premium member so you can access our Tools App and the many other benefits we offer use this link https://www.pensioncraft.com/investor-education/membership/"
YouTube Link 2025-08-30T11:00Z 212K followers, 55.3K engagements

"How to Survive an AI Market Crash: Lessons from the Dot-Com Bubble The year is [----] the Nasdaq crashes 78%. Fortunes vanish overnight. Twenty-five years later people are asking: Is AI the new dot-com bubble In this video well look at what actually happened during the dot-com crash. Which sectors survived which fell the most and the crucial lessons that could protect your portfolio if todays AI boom turns into tomorrows bust. ✔ If you want to learn more about investing why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here"
YouTube Link 2025-10-18T11:00Z 212K followers, 124.8K engagements

"Why Ive Switched to a 60/40 Portfolio For years my core portfolio was as simple as it gets: one global equity fund 100% invested in the stock market. It worked brilliantly great returns steady investing and I hit my number. And thats exactly why I changed it In this video I explain why Ive switched to a 60/40 portfolio what changed in my thinking and why the most important investing decision isnt about maximising returnsbut about choosing the right level of risk for where you are in life. ✔ If you want to learn more about investing why not become a pensioncraft.com member To find what we"
YouTube Link 2026-01-03T12:00Z 212K followers, 130.5K engagements

"Should I Take My Pension Tax Free Lump Sum When you reach retirement one of the biggest decisions youll face is whether to take your 25% tax-free lump sum also known as the Pension Commencement Lump Sum or PCLS. It sounds simple: why wouldnt you take free tax-free money to pay off your mortgage or any other debts you may have But get this wrong and you could end up paying tens of thousands more in tax over your lifetime. In this video Ill explain how the lump sum works why the default strategy is usually to spread it out the main reasons people get it wrong and the seven valid cases where"
YouTube Link 2025-09-20T11:00Z 212K followers, 30.1K engagements

"Global Equity Index Fund vs LifeStrategy: Which is best Want a simple one-fund portfolio Should you put everything into a global stock fund like I do or spread your money across different types of investments Many investors ask whether its better to chase higher returns with stocks or play it safer with a more diversified mix like a LifeStrategy fund. In this video well look at the pros and cons of both approaches so you can decide whats right for your money. Thank you to Lightyear for sponsoring this video. Sign up for a new account on Lightyear and get up to [---] worth of a US fractional"
YouTube Link 2025-08-23T11:00Z 212K followers, 43.2K engagements

"Bond Funds - What You Need To Know While people are getting to grips with owning single bonds particularly now that yields are higher understanding a bond fund can be much more challenging. In this videoI address the most frequently asked questions about bond funds: What drives their price their income and their risks and returns Thank you to Lightyear for sponsoring this video. Sign up for a new account on Lightyear and get up to [---] worth of a US fractional share of your choice Claim your reward when you use this link: https://lightyear.com/pensioncraft or enter the code PENSIONCRAFT"
YouTube Link 2023-11-25T12:00Z 212K followers, 93.6K engagements

"Build An All Weather Portfolio With Low Cost Index Funds What if you could build a portfolio that isnt trying to predict the next twist in inflation interest rates or growth but is instead prepared for all of them Thats the idea behind an all-weather portfolio. Ray Dalio popularised the concept but UK investors face a different inflation profile different bond markets and ultimately need a different design. In this video Ill show you the principles behind all-weather investing the low-cost UK funds you can use to build one and an example portfolio that you can adapt. And at the end Ill show"
YouTube Link 2025-12-13T12:01Z 212K followers, 31.1K engagements

"Investing & The Global Economy - Live Q&A Do you have a question that you would like to ask Ramin Well this is your chance You can ask Ramin anything about investing or the global economy and Ramin will answer your questions live at 7pm UK time on Thursday the 12th of February [----]. ✔ If you want to learn more about investing why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here https://www.pensioncraft.com/investor-education/membership/ 📰 Sign up for our free weekly market roundup to get news and views about what's going on in"
YouTube Link 2026-02-12T20:12Z 212K followers, [----] engagements

"Best Savings Accounts [----] There are three things that matter for cash: the interest rate tax treatment and protection. Most UK savers get at least one of them and often all three of them wrong. In this video I'll show you how to get them right. And while rates change all the time I'll show you a framework that helps you decide for yourself how to split your savings to get the most from your money. Thank you to Raisin for sponsoring this video; all opinions are my own. Make this your year to grow. Raisin UK is an online savings marketplace where you can choose from fixed rate bonds easy"
YouTube Link 2026-01-10T12:01Z 212K followers, 19.8K engagements

"Where To Invest [----] In this video Ill walk you through where to invest in 2026; which countries look cheap or expensive which sectors are leading or lagging and whether gold bonds or other asset classes offer the best opportunities right now. Well also take a deeper look at global valuations including the US UK Europe emerging markets and more to understand what the data is telling us for the year ahead. And of course its forecasting season again so for some amusement well check in on what broker forecasts told us in the past and what theyre predicting for [----]. ✔ If you want to learn more"
YouTube Link 2025-12-06T12:01Z 212K followers, 59.3K engagements

"Emerging Markets Crushed US Stocks In 2025: Can It Last After years of disappointment emerging market stocks are finally having their moment. The MSCI Emerging Markets index is up around 28% year-to-date while the S&P [---] has risen 16%. Thats the strongest EM performance since [----] and its left a lot of investors asking: what changed In this video well look at whats driving the rally which countries are leading it and whether its built to last. Todays video is sponsored by Freetrade the commission-free investing platform. New Freetrade offers: 2% cashback when you transfer 10000+ in pensions"
YouTube Link 2025-11-15T12:02Z 212K followers, 18.2K engagements

"Investing In Corporate Bonds : High Yield Investments In this video well look at corporate bonds as a way of generating a higher return and income than you would get with government bonds. Well look at what a corporate bond is the reasons to buy them the risks associated with them how to decide which ones to buy how to buy them in practice and finally we'll look at the macroeconomic factors which will help us decide when to buy and sell corporate bonds. Thank you to Cbonds for sponsoring this video. Cbonds currently provides detailed information on over [-------] bonds from [---] countries with"
YouTube Link 2024-05-04T12:06Z 212K followers, 38.2K engagements

"Best Medium Term Investment Options (3 - [--] Years) Most of the time I talk about long-term investing but not everyone has a long time to invest. What if you are saving for a house deposit or your childrens education and you only have three to ten years In this video I develop some principles to guide your investments over these shorter periods of time. If you want to become a better investor then why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here https://www.pensioncraft.com/investor-education/membership/ This Is What Else"
YouTube Link 2022-08-10T18:46Z 212K followers, 36.3K engagements

"Annuities Explained & Is There A Better Option In this video I take a detailed look at annuities. What they are the different types why we might want to buy them in the first place and their pros and cons. I will also give you an interesting alternative to buying an annuity that could help save you money but still guarantee your income. If you want to learn more about investing then why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here https://www.pensioncraft.com/investor-education/membership/ What Else PensionCraft Offers: 💡"
YouTube Link 2023-10-14T11:00Z 212K followers, 85.4K engagements

"S&P [---] Warning: This Has Happened Before For the last five years seven stocks were the S&P [---]. The Magnificent Seven didnt just lead the market they were the market. So its natural to assume that if those stocks slow down the whole market is in trouble. The data now says something fascinating is happening. In this video well look at whats going on when it has happened before and why its really good news for index investors. When investing your capital is at risk and you may get back less than invested. Past performance doesnt guarantee future results. This information is not investment"
YouTube Link 2026-01-24T12:00Z 212K followers, 56.3K engagements

"Investing in the NASDAQ AD - The NASDAQ has been one of the most successful and influential indices in modern markets but whats the story behind it and what does investing in it really mean In this video we explore the fascinating history of the NASDAQ exchange the risks and returns that come with investing in the NASDAQ [---] and some of the innovative ways you can access this exposure. Thank you to Invesco for sponsoring this video. To learn more about Invesco EQQQ Nasdaq-100 UCITS ETF (EQQQ) ISIN: IE0032077012 visit their website: https://bit.ly/48uy813 Invesco EQQQ Nasdaq-100 UCITS ETF"
YouTube Link 2025-10-15T15:00Z 212K followers, [----] engagements

"Are Premium Bonds Worth It - How Much Do You REALLY Win Premium Bonds are one of Britains most popular savings products and over [--] million people hold them. They promise safety tax-free returns and a shot at a [--] million jackpot. But are they really a good investment or just a cheap way for the government to borrow money while letting us dream of getting rich In this video well look at how Premium Bonds work how much youre really likely to win and why the Treasury loves them so much more than you probably should. When investing your capital is at risk and you may get back less than invested."
YouTube Link 2025-11-22T12:01Z 212K followers, 21.4K engagements

"Bretton Woods [--] - New World Monetary Order Many people are interpreting the recent market moves in the light of Bretton Wood III. This is based on an idea about a new world monetary order created by a strategist at Credit Suisse called Zoltan Pozsar. In my latest video I examine Zoltans ideas as they can be difficult to understand without explanation and I discuss four potential consequences of his theory that could have a huge impact on markets and your portfolio. The link to signup to my free weekly market roundup to get news and views about what's going on in the stock market and wider"
YouTube Link 2022-04-16T11:00Z 212K followers, 42.1K engagements

"Investing & The Global Economy - Live Q&A Do you have a question that you would like to ask Ramin Well this is your chance You can ask Ramin anything about investing or the global economy and Ramin will answer your questions live at 7pm UK time on Thursday the 8th of January [----]. ✔ If you want to learn more about investing why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here https://www.pensioncraft.com/investor-education/membership/ 📰 Sign up for our free weekly market roundup to get news and views about what's going on in"
YouTube Link 2026-01-08T19:35Z 212K followers, 11K engagements

"Fed FOMC Meeting January 2026- My Take This weeks FOMC meeting comes with more at stake than interest rates. After Chair Powells January warning about legal pressure on the Fed and a blunt defence of central-bank independence this decision lands in politically charged territory. Will the Fed still signal easing in [----] or is institutional risk now shaping policy alongside inflation and jobs Join us live as we unpack what the Fed says what it carefully avoids and why credibility and independence may matter more than the next rate move for markets borrowing costs and portfolios. ✔ If you want"
YouTube Link 2026-01-27T14:14Z 212K followers, [----] engagements

"Crypto ETNs: Secure Regulated & Tax-Efficient Crypto ETNs have just been approved for UK investors but what exactly are they how do they work and should you consider them In this video we explain everything you need to know about crypto exchange-traded notes (ETNs) how they differ from ETFs or buying crypto directly and what the risks and costs are. Sponsored WisdomTree To find out more about WisdomTrees Crypto ETNs please visit their website: https://bit.ly/3KbiTjD WisdomTree carried out a survey on crypto across Europe click here to see the results: https://bit.ly/4nYmZJJ This is not"
YouTube Link 2025-11-19T16:01Z 212K followers, [----] engagements

"Maximize Returns Through Portfolio Rebalancing Did you know that rebalancing your portfolio just once over a 16-year period can make a huge impact on your investment returns In Maximize Returns Through Portfolio Rebalancing I look at the reasons why you might need to rebalance your portfolio and the impact that different rebalancing strategies can have on your investment returns both before and after retirement. ✔ If you want to learn more about investing why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here"
YouTube Link 2021-01-09T12:00Z 212K followers, 34.4K engagements

"Is Vanguard LifeStrategy Still The Best Multi-Asset Fund Multi-asset funds sometimes called mixed investment funds balanced funds or lifestyle funds are the one-stop diversified portfolios behind more than [---] billion of UK investor money but quality and costs vary widely. In this video I explain how to choose the right multi-asset fund for your risk level and goals compare major options like Vanguard LifeStrategy highlight surprising data on fees and returns and share which funds I think are the strongest long-term picks. Todays video is sponsored by Freetrade the commission-free investing"
YouTube Link 2025-11-29T12:01Z 212K followers, 29.8K engagements

"Equal Weight S&P 500: The Smart Investors Choice If you have an index fund it's usually weighted by the size of companies and that means that a US stock fund will be heavily concentrated in just a handful of magnificent seven stocks. In this video we will look at an alternative which is an equal-weighted US stock fund. What are the pros and cons and who is this suitable for Thanks to Saxo for sponsoring this video. Get up to [---] refunded in any online fees when you open an account with Saxo using the link below. You can get started with just 1"
YouTube Link 2024-09-28T11:01Z 212K followers, 39.1K engagements

"Investing For Income - High Yield Bonds If you are investing for income then high yield bonds should be on your radar as over a long period of time they can generate very good total returns. In this video I discuss the drivers of return for high yield bonds the risks associated with them and what you need to look out for before jumping in and adding them to your portfolio. ✔ If you want to learn more about investing why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here https://www.pensioncraft.com/investor-education/membership/"
YouTube Link 2021-07-03T11:00Z 212K followers, 40.8K engagements

"Vanguard LifeStrategy vs HSBC Global Strategy Portfolios If you are new to investing or you just like to keep things simple then investing using just one fund is an attractive approach. In this video I look at how you can do this with two different sets of multi-asset fund families; Vanguard LifeStrategy Funds and HSBC Global Strategy Portfolios. I look at the similarities and differences between them and end by giving you my opinion about what might be the best approach. Thank you to Trading [---] for sponsoring this video. Claim free fractional shares worth up to [---]. Just create and verify a"
YouTube Link 2024-02-17T12:00Z 212K followers, 62.5K engagements

"When To Rebalance Your Portfolio When markets knock your portfolio out of shape should you rebalance This video dives into when rebalancing helpsand when it can backfire. I was surprised by how dramatically the impact of rebalancing changes depending on your stage in the investment lifecycle. Lets see if it surprises you too. Sponsored link. To get free fractional shares worth up to [---] you can open an account with Trading [---] through this link https://www.trading212.com/join/RAMIN . Terms apply. When investing your capital is at risk and you may get back less than invested. Past performance"
YouTube Link 2025-08-16T11:00Z 212K followers, 21.1K engagements

"What Is The Yield Curve & Why Its Important Youll often see the yield curve discussed in financial news stories. So in this video I explain what it is and how it relates to bonds. I also examine the link between the yield curve and interests rates and what other factors drive its shape. Finally I look at what an inverted yield curve can signal how the yield curve varies through a business cycle both steepening and flattening and how you can use this knowledge to your advantage when investing both through good times and through crises. The link to find out more about my "Everything You Need To"
YouTube Link 2021-11-27T12:00Z 211K followers, 61K engagements

"Retirement Planning: How To De-Risk Your Portfolio Before Retirement Many investors de-risk their portfolios just before retiring. They do this because of sequencing risk which means they believe that if they suffer a big loss just before they retire or early on in their retirement their money may run out before they die. In this video I explain all about sequencing risk what it means and the potential impact it can have on your portfolio. I also show you how to reduce sequencing risk when to take action and the drawbacks that go along with each approach. Thank you to Trading [---] for"
YouTube Link 2024-10-19T11:00Z 211K followers, 52.8K engagements

"Best Index Funds For Long Term: One ETF To Rule Them All People are usually surprised to hear that I have just one global stock fund in my core portfolio. In this video I look at the considerations when choosing a good fund that you can stick with over the long term and I give you my opinion about which funds are best in various scenarios. Thank you to Trading [---] for sponsoring this video. Claim free fractional shares worth up to [---]. Just create and verify a Trading [---] Invest or Stocks ISA account make a minimum deposit of [--] and use the promo code "RAMIN" within [--] days of signing up or"
YouTube Link 2023-08-12T11:00Z 211K followers, 262.3K engagements

"Best Way to Invest in Gold The price of gold has been surging recently so there's renewed interest in buying it. But how do you do that And putting FOMO aside why should we buy gold in the first place In this video we'll look at six ways you can invest in gold and by examining the advantages and disadvantages of each approach I'll help you choose a way of investing in gold that might be right for you. The Trackers in this video are available to all our Premium website members. To find out what other benefits we offer and to see how you can join our friendly community click here"
YouTube Link 2024-11-02T12:00Z 212K followers, 91.6K engagements

"Bank of England Interest Rate Decision February [----] - My Take With the UK economy bouncing back 0.3% in November after October's 0.1% contraction but inflation rising to 3.4% in December (up from 3.2% in November and still well above the 2% target) the Bank of England faces a delicate balancing act. After cutting rates from 4% to 3.75% in December on a razor-thin [--] vote the MPC meets again this week to decide whether further stimulus is needed or if sticky inflation requires a pause. Join us live at [--] pm UK time on February 5th for immediate analysis of this critical decision and what it"
YouTube Link 2026-02-05T19:08Z 212K followers, [----] engagements

"Currency Risk - Should You Hedge People often ask me what drives currency not only because it is an interesting topic but also because they want to know whether they should hedge their investments or not. So in this video I explain about currency risk when its worth hedging your investments what drives currency exchange rates in the short and long term and whether I think it is possible to successfully trade in forex. ✔ If you want to learn more about investing why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here"
YouTube Link 2021-08-14T11:00Z 211K followers, 14.1K engagements

"Can You Retire on 200k What if you could get 15-20% income every year from your retirement investments instead of the typical assumption of 4% Some funds promise exactly that and they're becoming increasingly popular with retirees. In this video we'll break down how these high-yield funds actually work and how they could potentially fit into your retirement strategy. When investing your capital is at risk and you may get back less than invested. Past performance doesnt guarantee future results. This information is not investment advice. Do your own research. Other fees may apply. Sponsored"
YouTube Link 2025-09-06T11:01Z 212K followers, 44.5K engagements

"Creating A Bond Ladder For Passive Income Interest rates have surged recently and one of the positive aspects of this is that you can now earn a much higher income whilst taking little risk. One approach to creating passive income via a low-risk stream of predictable cash flows is to build a bond ladder. So in this video I will show you what a bond ladder is how you can build one and what it takes to maintain it. If you want to learn more about investing then why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here"
YouTube Link 2022-12-10T16:00Z 212K followers, 84.4K engagements

"Bank of England Interest Rate Decision December [----] - My Take With the UK economy shrinking 0.1% in October and inflation cooling to 3.6% (down from 3.8% but still above target) pressure is mounting on the Bank of England. Given this stalling growth and the tight [--] split vote to hold Bank Rate at 4% at the last meeting markets are now pricing in a cut from 4% to 3.75% to prevent a deeper downturn. Join us live at [--] pm UK time on December 18th for a clear breakdown of this critical decision and what it means for your mortgage savings and the markets. ✔ If you want to learn more about"
YouTube Link 2025-12-17T11:37Z 212K followers, 10.2K engagements

"How to Build a Bond Ladder Whether you're planning for big future expenses looking to generate reliable income or just want to diversify your investments a gilt ladder can be a powerful tool. Think of it like a DIY annuity but with a twist: more control and more flexibility. In this video Ill show you how to build a bond ladder from scratch how to manage it over time and how to optimise it for cost and tax. But most importantly Ill explain why flexibility is the true superpower of a bond ladder and how you can use that to your advantage. ✔ Become a pensioncraft.com Premium member and you will"
YouTube Link 2025-08-09T11:01Z 212K followers, 25.2K engagements

"How To Buy UK Government Bonds (Gilts) #Ad 🌏 Get our Exclusive NordVPN deal here ➼ https://nordvpn.com/pensioncraft It's risk-free with Nord's 30-day money-back guarantee Now that yields are higher theres more interest in owning government bonds or gilts as theyre known in the UK. But why should you buy them where can you buy them how can you buy them how can you hold them and what does it cost If you become a Premium pensioncraft.com member youll get lots of benefits including access to the Gilt Tracker I show you in this video. To find what else we offer and how you can join our friendly"
YouTube Link 2024-03-23T12:00Z 211K followers, 78.1K engagements

"AI Bubble About to Burst Bank of England Warning Artificial Intelligence has driven the stock market to record highs but the Bank of England has just issued a serious warning. It says AI valuations are 'materially stretched' and they are drawing direct comparisons to the dot-com bubble. In this video Ill break down elements of the Bank of Englands latest Financial Stability Report to understand why they are worried about a "sharp correction" the $5 trillion debt bomb building up in the background and what this means for the global economy. When investing your capital is at risk and you may"
YouTube Link 2025-12-20T12:01Z 212K followers, 30.3K engagements

"UK Wealth: How Do You Compare Thank you to Wise for sponsoring this video. You can use my Wise link to claim your fee-free transfer of up to [---] https://wise.com/invite/ecac/70c1d75 Are you curious about where you stand in the UK's wealth landscape This video explores how your wealth compares to others and what it means for your investment strategy. We'll also look at how wealth inequality affects your investment opportunities and what steps you can take to build wealth more effectively. ✔ If you want to learn more about investing why not become a pensioncraft.com member To find what we offer"
YouTube Link 2025-08-02T11:01Z 212K followers, 54.5K engagements

"Generational Wealth Gap: Are Pensioners Really Getting All the Cream #Ad 🌏 Get Exclusive NordVPN deal + [--] months extra here https://nordvpn.com/pensioncraft Its risk-free with Nords 30-day money-back guarantee Im [--] and Ive realised something uncomfortable. On paper my generation is the richest in history. Weve got the houses the pensions the cream. But when I look at the obstacles my children face just to get started it feels like the ladder has moved further away not because anyone meant it to but because the world changed underneath us. So in this video we ask a simple question: Is the"
YouTube Link 2026-01-17T12:01Z 212K followers, 17.1K engagements

"Money Market Funds: Time To Sell We are in an unusual situation as we are being paid well to take as little risk as possible with money market funds. This is because central banks have raised short-term interest rates to combat inflation. However the situation will change. So in this video well gauge whether it is now time to sell our money market funds and buy bonds and if not how can we know when to switch Sponsored link. To get free fractional shares worth up to [---] you can open an account with Trading [---] through this link https://www.trading212.com/join/RAMIN . Terms apply. When"
YouTube Link 2024-03-16T12:00Z 206K followers, 49.2K engagements

"Fed FOMC Meeting March [----] - My Take The Federal Reserve's monetary policy drives every single asset price globally. Markets are focused on whether the Federal Open Markets Committee (FOMC) will start discussing rate cuts marking the end of this rate cycle now that core inflation has fallen to a 2-3/4-year low of 3.8%. Markets expect a rate cut as early as June but does the Fed think inflation is now under control Hear our concise summary of what the Fed says and our take on what it means for you. If you want to learn more about investing then why not become a pensioncraft.com member To find"
YouTube Link 2024-03-20T20:41Z 204K followers, 12.8K engagements

"National Debt - Is Government Debt a Problem Governments all over the world are racking up a huge amount of national debt but is government debt a problem In this video I look at the impact the current crisis has had on the overall national debt how large the US and UK budget deficits actually are whether this level of debt is sustainable and why some people actually believe that the United States should begin to view its federal debt more as a public resource than a problem. Sign up to our free weekly market roundup to get news and views about what's going on in the stock market and wider"
YouTube Link 2020-07-11T06:00Z 204K followers, 40.5K engagements

"Investing & The Global Economy - Live Q&A Do you have a question that you would like to ask Ramin Well this is your chance You can ask Ramin anything about investing or the global economy and Ramin will answer your questions live at 7pm UK time on Thursday the 8th of February [----]. If you want to learn more about investing then why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here https://www.pensioncraft.com/investor-education/membership/ The Many Happy Returns podcast episode is called "Are UK Stocks Really a Bargain" and will"
YouTube Link 2024-02-08T20:19Z [---] followers, 11.6K engagements

"Is This The End For The U.S. Dollar As World Reserve Currency If you use this link https://wi.se/15asjhc you will get a free first transfer of up to [---] for new accounts and we may also get a small commission. The US dollar has been the dominant global currency for a generation but many people are now questioning whether that period of dollar dominance and world reserve currency status is coming to an end. In this video I look at the evidence behind this claim and examine the precedent of what happened to the previous reserve currency sterling. Finally I also consider what de-dollarization"
YouTube Link 2023-10-21T00:05Z 169K followers, 47.2K engagements

"US Debt is Out of Control Imagine a world where US debt is out of control and the government carries on spending despite their debt being massively expensive to service. This is what is happening in the US right now. Instead of stepping back from it they actually seem to be ignoring the problem. In this video l explain just how big this problem is what is likely to happen and the consequences of this ballooning debt. Sponsored link. To get free fractional shares worth up to [---] you can open an account with Trading [---] through this link https://www.trading212.com/join/RAMIN . Terms apply. When"
YouTube Link 2025-06-07T11:01Z 207K followers, 21.3K engagements

"Why Is The Pound Falling Sterling has had the worst month since the Truss mini budget If you want to learn how to be a better investor go to pensioncraft.com #pensioncraft #investing #UKPound"
YouTube Link 2023-10-03T10:01Z 195K followers, 10.9K engagements

"Retirement Planning: Are You On Track Whether you are planning to retire or have already retired it is useful to know whether youre on track to achieve your goals. So in this video well discuss how to set your goals quantify them and build a portfolio that is likely to get you there. But also how to ensure that you stay on track once you are in retirement. ✔ Become a PensionCraft Premium member and get access to our savings & retirement simulator. To find out what else our membership offers and how you can join our friendly community click here"
YouTube Link 2024-03-26T16:00Z 183K followers, 32.9K engagements

"Where To Invest in [----] In this video I discuss where to invest in [----] covering countries sectors and asset classes like gold bonds and credit. I also show you an overview of valuations so you can see which markets are reasonably priced and give you my view about the outlook for markets in [----]. ✔ To find out more about becoming a pensioncraft.com Premium member so you can access our Trackers and the many other benefits use this link https://www.pensioncraft.com/investor-education/membership/ What Else PensionCraft Offers: 💡 Book a coaching session with Ramin so he can answer your questions"
YouTube Link 2024-12-07T12:00Z 204K followers, 110.3K engagements

"Fed FOMC Meeting September [----] - My Take The Federal Reserve's monetary policy drives every single asset price globally. Markets are focused on the rate at which the Federal Open Markets Committee (FOMC) is increasing rates and whether this will crash the US economy while trying to get inflation back under control. Hear our concise summary of what the Fed says and our take on what it means for your investments. If you want to learn more about investing then why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here"
YouTube Link 2023-09-20T21:01Z 175K followers, [----] engagements

"Why I Bought Inflation Linked Bonds The UK economy is in a state of low growth and high inflation in other words stagflation. This is why I decided to buy an inflation linked bond. So in this video Ill share my experience of how and why I did that and what I hope the reward will be. To find out more about becoming a pensioncraft.com Premium member so that you can access the trackers I show you in this video and many other benefits use this link https://www.pensioncraft.com/investor-education/membership/ What Else PensionCraft Offers: 💡 Book a coaching session with Ramin so he can answer your"
YouTube Link 2023-04-25T15:30Z 205K followers, 34.9K engagements

"Fed FOMC Meeting December [----] - My Take The Federal Reserve's monetary policy drives every single asset price globally. Markets are focused on whether the Federal Open Markets Committee (FOMC) will start discussing rate cuts marking the end of this rate cycle. Does the Fed think inflation is now under control Hear our concise summary of what the Fed says and our take on what it means for your investments. If you want to learn more about investing then why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here"
YouTube Link 2023-12-13T22:14Z 186K followers, 13.5K engagements

"Should You Avoid The S&P [---] AD' Take your personal data back with Incogni Use code PENSION at the link below and get 60% off an annual plan: http://incogni.com/pension People often tell me that they only own an S&P [---] fund because its returns have been great. But what if I were to tell you that comparing funds based purely on return can be risky In this video Ill suggest a better way to compare funds and apply this approach to some commonly used funds to see which ones look best. What Else PensionCraft Offers: 💡 Become a pensioncraft.com member and learn how to be a better investor. To"
YouTube Link 2024-11-16T12:00Z 207K followers, 64.7K engagements

"Investing & The Global Economy - Live Q&A Do you have a question that you would like to ask Ramin Well this is your chance You can ask Ramin anything about investing or the global economy and Ramin will answer your questions live at 7pm UK time on Thursday 4th July [----]. If you want to learn more about investing become a pensioncraft.com member. To find what we offer and how you can join our friendly community click here https://www.pensioncraft.com/investor-education/membership/ 🎧Check out our free weekly podcast "Many Happy Returns" on your podcast provider of choice or here"
YouTube Link 2024-07-03T12:07Z 187K followers, [----] engagements

"How To Create A Resilient ETF Investment Portfolio In this video well look at a way to build a resilient portfolio - a portfolio you can keep for the long-term that historically has had a good rate of return but which was not too prone to long deep crashes. If you like my videos then why not head over to https://www.youtube.com/@investengine/videos where you'll discover more high-quality educational investing videos from myself and other creators. 💸 Get a Welcome Bonus of up to [--] when you invest at least [---] with InvestEngine plus you could qualify for up to [----] with their ISA bonus (Ts&Cs"
YouTube Link 2024-04-18T15:00Z 184K followers, 16K engagements

"Recession Investing Many people are worried that the US and the UK are going into a recession so how can we position our portfolios to be protected from that kind of economic storm In this video I show you how to invest in a recession and look at the likelihood of it happening by digging into an interesting new Fed model that shows us that the probability of a recession in the US might be higher than we thought. If you want to learn more about investing and get access to the recession probability spreadsheet then why not become a Premium PensionCraft member To find what we offer and how you"
YouTube Link 2022-06-25T15:00Z 201K followers, 44.6K engagements

"Investing & The Global Economy - Live Q&A Do you have a question that you would like to ask Ramin Well this is your chance You can ask Ramin anything about investing or the global economy and Ramin will answer your questions live at 7pm UK time on Thursday the 5th of June [----]. ✔ For a limited time you can now try PensionCrafts Premium Membership and get 75% off your first month. Simply use coupon code SAVE75 when you sign up before July 1st [----]. Gain access to premium content and remember you can cancel anytime and still retain access to our Beginner's Bundle of courses"
YouTube Link 2025-06-05T19:16Z 205K followers, [----] engagements

"What Makes a Stock Good To Invest In (Stock Analysis) Investment is as much about psychology as it is about finance. How can we control our inner demons and create a system to choose stocks that perform well In this video Ill show which sources of information to use and to avoid and also which attributes of stocks you should focus on and why. ✔ New users of Stockopedia get a special 25% discount on any annual plan if they use this link https://stk.pe/pensioncraft or enter our promo code 'PC25' at the checkout. This affiliate link provides you with a special offer and we may also earn a"
YouTube Link 2024-06-29T11:00Z 194K followers, 13.5K engagements

"Whats Going On In Markets After a sharp stock market selloff global stock indices are now down about 20% but tariff uncertainty continues. In this live stream we look at what is happening in markets why the selloff has happened and where we could be headed next. Could it get worse ✔If you want to learn more about investing become a pensioncraft.com member. To find what we offer and how you can join our friendly community click here https://www.pensioncraft.com/investor-education/membership/ 🎧Check out our free weekly podcast "Many Happy Returns" on your podcast provider of choice or"
YouTube Link 2025-04-09T19:05Z 203K followers, 27.6K engagements

"Bank of England Interest Rate Decision June [----] - My Take The Bank of England now faces a difficult decision with UK growth stagnating and US tariffs hurting UK trade. Prices in the UK rose by 3.5% in the [--] months to April [----] diverging from the Bank's 2% target. The consensus is that Bank Rate will be held at 4.25% this Monetary Policy Committee (MPC) meeting. But how does the Bank see the outlook for growth and inflation Hear our summary of what the MPC says and does and what it means for investors and homeowners in the UK. ✔ For a limited time you can now try PensionCrafts Premium"
YouTube Link 2025-06-19T17:48Z 206K followers, [----] engagements

"Best Investment Research To Help Inform Your Choices Most of us invest based on analysis done by other people. This is investment research. In this video well look at types of investment research how to use it gauge whether it is reliable and look at which sources of research are most likely to help us achieve our financial goals. Thanks to Saxo for sponsoring this video. Get up to [---] refunded in any online fees and a time limited offer to invest in [---] popular US stocks commission free when you open an account with Saxo Using the link below. You can get started with just 1"
YouTube Link 2024-10-12T11:00Z 193K followers, [----] engagements

"Is It Time To Invest - Investment Clock Sometimes even good stocks fall in value. Thats because the economic environment is an important driver of asset returns. But what types of investments do well in each environment The purpose of an investment clock is to demonstrate where we are in the economic cycle and help decide what to buy in each environment. And most importantly What Time is it Now If you want to find out more about becoming a pensioncraft.com member and how you can access the Trackers I show you in this video then use this link"
YouTube Link 2023-01-14T12:00Z 205K followers, 48.3K engagements

"Fitch Downgrades US AAA Rating Credit rating agency Fitch has downgraded the US from AAA to AA+ 👉 Learn to become a better investor with PensionCraft https://pensioncraft.com/ 🤝Join our friendly community https://www.pensioncraft.com/investor-education/membership/ ❓ Book a coaching session with Ramin: https://pensioncraft.com/power-hour/ 📰 Sign up for our free weekly market roundup https://pensioncraft.com/market-roundup/ 📖 Online courses https://pensioncraft.com/courses-we-offer/ 🎧Check out our weekly podcast "Many Happy Returns" on your podcast provider of choice"
YouTube Link 2023-08-03T13:46Z 194K followers, 13.7K engagements

"Investing & The Global Economy - Live Q&A Do you have a question that you would like to ask Ramin Well this is your chance You can ask Ramin anything about investing or the global economy and Ramin will answer your questions live at 7pm UK time on Thursday 6th June [----]. If you want to learn more about investing become a pensioncraft.com member. To find what we offer and how you can join our friendly community click here https://www.pensioncraft.com/investor-education/membership/ 🎧Check out our free weekly podcast "Many Happy Returns" on your podcast provider of choice or here"
YouTube Link 2024-06-06T19:08Z 194K followers, 12.3K engagements

"Could Stablecoins Cause The Next Financial Crash *Use this link to claim our special offer of a 7-day free trial of Noa and a 37% discount on an annual premium membership https://newsoveraudio.com/pensioncraft *As this is an affiliate offer if you do take out membership with Noa then you will be directly supporting the team at PensionCraft as we will also get a small commission With equity market valuations looking so high many people are looking around for what could trigger the next financial crash. One surprising candidate for this trigger are stablecoins which are supposedly the most"
YouTube Link 2021-10-02T11:00Z 208K followers, 20K engagements

"Vanguard Pension: How to Open a Vanguard SIPP Account Vanguard has just launched its new Self-Invested Personal Pension (SIPP). In this video I discuss how Vanguard's SIPP compares with the prices of its competitors and talk you through how to set up a Vanguard Pension step by step. Sign up to our free weekly market roundup to get news and views about what's going on in the stock market and wider economy https://pensioncraft.com/market-roundup/ ✔ If you want to learn more about investing why not become a pensioncraft.com member To find what we offer and how you can join our friendly community"
YouTube Link 2020-02-22T09:29Z 205K followers, 33.9K engagements

"What Happens If My Investment Platform Goes Bust #Ad Take your personal data back with Incogni Use code PENSION at the link below and get 60% off an annual plan: http://incogni.com/pension A question I'm asked all the time is "What happens to my money if my broker/investment platform goes bust" So in this video we look at how to gauge the risk of loss and compare it with other risks but also how regulators reduce this risk and how compensation schemes could help further. And we look at what nominee accounts are and how they work. Finally we give one example where a fairly large UK broker did"
YouTube Link 2024-02-10T12:00Z 194K followers, 45.5K engagements

"Where To Invest [----] In this video I look at where to invest in 2024: which countries which sectors gold bonds or other asset classes and provide an overview of valuation across stock markets. Additionally as it's forecasting season again we can poke some fun at last year's broker forecasts to look at how well they have performed as well as examine their predictions for [----]. If you want to learn more about investing then why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here"
YouTube Link 2023-12-28T15:00Z 194K followers, 126.1K engagements

"Good Investing Habits That Will Help Improve Your Returns The biggest difference between investors that succeed and those that fail is down to differences in behaviour. Some people are disciplined about investing and have behaviours that work while others repeat patterns of behaviour that destroy their wealth. In this video well look at how you can build patterns of behaviour that will help you become a better investor and achieve your long-term goals. If you like my videos then why not head over to https://www.youtube.com/@investengine/videos where you'll discover more high-quality"
YouTube Link 2024-02-22T16:00Z 194K followers, 46.5K engagements

"Michael Burry is Investing In Water - Should You At the end of the movie The Big Short it said that Michael Burry was focusing all of his trading on one commodity: Water. So In this video I look at how ordinary investors like you and I can also invest in water not directly but through investing in water ETFs. I also look at which of these ETFs have performed the best historically why and what to look out for when choosing water index funds. You can sign up for my FREE weekly Market Roundup here https://pensioncraft.com/market-roundup/ ✔ If you want to learn more about investing why not become"
YouTube Link 2021-08-11T16:00Z 204K followers, 48K engagements

"UK Investment For Beginners: SIPP vs ISA Which Is Best in [----] Which is best A Self Invested Personal Pension (SIPP) or an Individual Savings Account (ISA) They both offer a way of investing without incurring capital gains tax or income tax but are quite different in terms of when they generate their tax benefit and flexibility in terms of when you can access your investments and the tax implications of withdrawing money. Looking for a home for your ISA Our friends at InvestEngine are offering a Welcome Bonus of up to [--] when you invest at least [---] with InvestEngine (Ts&Cs apply)"
YouTube Link 2019-04-01T12:41Z 194K followers, 81.4K engagements

"Cryptocurrency - Diversifying Your Crypto Portfolio Not a lot of people talk about cryptocurrency risk management but many of the classic asset allocation principles can be equally applied to cryptocurrency. So in this video I explain how you could approach this and show you some different methods for diversifying your crypto portfolio. Timestamps 00:00 Intro 00:47 Why Diversify 07:24 Crypto Bonds 09:34 Market Capitalisation 11:11 Optimal Portfolio 17:00 Narrative Pricing ✔ If you want to learn more about investing why not become a pensioncraft.com member To find what we offer and how you can"
YouTube Link 2021-05-19T15:40Z 206K followers, 16.3K engagements

"Bank of England Interest Rate Decision September [----] - My Take The Bank of England now has inflation a shade above its 2% target but its policy remains very restrictive with Bank Rate at 5%. The consensus is that the rate will not be changed at this Monetary Policy Committee (MPC) meeting. So will the Bank of England do as markets expect or cut again Hear our summary of what the MPC says and does and what it means for investors and homeowners in the UK. ✔ If you want to learn more about investing why not become a pensioncraft.com member To find what we offer and how you can join our friendly"
YouTube Link 2024-09-19T18:15Z 194K followers, 11.3K engagements

"Best Index Funds [----] Two funds or ETFs are usually enough for most people: a safe fund and a riskier but higher return global stock fund. In this video I focus on the global stock fund. There have been some changes over the last year which led to me switching the single fund I hold in my core portfolio. So in this video I will discuss these changes and show you what I think are some of the best funds available in [----] for UK Investors. Thanks to Freetrade for sponsoring this video. Get a free share worth between [---] and [----] when you open & top up or transfer an ISA and/or SIPP. Head over"
YouTube Link 2024-03-30T12:00Z 202K followers, 109.1K engagements

"Best Small Cap Funds Small cap stocks tend to outperform the broad market over the long term. However during crisis periods and recessions they also tend to crash more. What makes small caps attractive right now is that they have a low valuation relative to the rest of the US market. So in this video I discuss the differences between small cap indices and also show you the cheapest UK and US funds that track them. I also examine how small cap funds have outperformed in the past and explain what risks you need to look out for. To find out more about becoming a pensioncraft.com Premium member"
YouTube Link 2023-03-29T16:00Z 206K followers, 23.7K engagements

"Bad Santa Rally After strong returns during the year [----] is also ending on a high note with US stock prices rising. This is a classic Santa Rally but is this surge in stock prices sustainable or just setting us up for disappointment later on 📰 Sign up for our free weekly market roundup to get news and views about what's going on in the stock market and wider economy https://pensioncraft.com/market-roundup/ 💡 Become a pensioncraft.com member and learn how to be a better investor. To find what we offer and how you can join our friendly community click here"
YouTube Link 2023-12-23T12:01Z 194K followers, 29.1K engagements

"How To Invest In Cryptocurrency *Use this link to claim our special offer of a 7-day free trial of Noa and a 37% discount on an annual premium membership https://newsoveraudio.com/pensioncraft *As this is an affiliate offer if you do take out membership with Noa then you will be directly supporting the team at PensionCraft as we will also get a small commission Investing in cryptocurrency can definitely be riskier than buying stocks but it can also be a good place to learn about investing and volatility. In this video I take a practical approach to looking at how you can invest in"
YouTube Link 2022-01-08T12:00Z 195K followers, 15.8K engagements

"Bank of England Interest Rate Decision February [----] - My Take The Bank of England is battling core inflation of over 5.1% and faces an economy with next to zero growth over the next few years. UK investors are focused on the policy response of the Banks Monetary Policy Committee as it pushes up the cost of borrowing to cool but hopefully not crash the UK economy and get inflation back under control. Hear our summary of what the MPC says and does and what it means for investors and homeowners in the UK. If you want to learn more about investing then why not become a pensioncraft.com member To"
YouTube Link 2024-02-01T19:09Z 194K followers, 16.9K engagements

"My Market Crash Shopping List - [----] I have a small fun portfolio where I do tactical trades and this is to keep my hands busy and away from my core portfolio. When opportunities present themselves I buy things which I think look cheap. This is my market crash shopping list. In this video well see how some previous market crash investments are doing and Ill also show you whats on my list right now. ✔ If you want to learn more about investing why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here"
YouTube Link 2024-07-24T15:00Z 194K followers, 61.5K engagements

"Portfolio Update: Revamping My Fun Portfolio About a year ago I created a UK small-cap stock portfolio so I thought now was a good time to update you about its performance and show you which stocks I've added and sold. I have also created a new portfolio of stocks made up of companies involved in copper mining which was part of my Market Crash Shopping List so in this video I will also talk about how I've approached building this new portfolio and which stocks I have bought. ✔ New users of Stockopedia get a special 25% discount on any annual plan if they use this link"
YouTube Link 2024-08-31T11:00Z 194K followers, 16.5K engagements

"Dollar Cost Averaging - Is It A Good Investment Strategy In "Dollar Cost Averaging - Is it a Good Investment Strategy" I discuss how in this uncertain market some investors are overcoming their fear of loss. In this video I explain what dollar cost averaging is whether it is a good investment strategy how it compares to lump sum investing and when it is most likely to work. I also review some of the platforms that will enable you to put dollar cost averaging into practice whilst keeping your fees low. ISign up to our free weekly market roundup to get news and views about what's going on in"
YouTube Link 2020-05-30T14:59Z 202K followers, 36.4K engagements

"Bank of England Interest Rate Decision May [----] - My Take The Bank of England now faces a difficult decision with UK growth stagnating and US tariffs hurting UK trade. Prices in the UK rose by 2.6% in the [--] months to March [----] edging closer to the Bank's 2% target. The consensus is that Bank Rate will be cut by [----] basis points to 4.25% this Monetary Policy Committee (MPC) meeting. But how does the Bank see the outlook for growth and inflation Hear our summary of what the MPC says and does and what it means for investors and homeowners in the UK. ✔ If you want to learn more about investing"
YouTube Link 2025-05-08T17:57Z 204K followers, [----] engagements

"Fed FOMC Meeting July [----] - My Take The Federal Reserve's monetary policy drives every single asset price globally. Markets expect the Federal Open Markets Committee (FOMC) will hold rates as they are despite pressure from President Trump to cut. But how will the Fed respond to the policy and economic uncertainty Hear our concise summary of what the Fed says and our take on what it means for you. ✔ If you want to learn more about investing why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here"
YouTube Link 2025-07-29T18:18Z 212K followers, [----] engagements

"Invest Now or Wait A question I'm often asked is whether to invest now or wait until there is a stock market crash and equity becomes more affordable. In this video I explore some different market timing strategies to help determine whether it is worthwhile holding back on investing in equity when markets look expensive and whether you can improve your returns by doing so. ✔ If you want to learn more about investing why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here https://www.pensioncraft.com/investor-education/membership/"
YouTube Link 2021-01-16T12:00Z 208K followers, 88.8K engagements

"Fed FOMC Meeting January [----] - My Take The Federal Reserve's monetary policy drives every single asset price globally. Markets are focused on whether the Federal Open Markets Committee (FOMC) will start discussing rate cuts marking the end of this rate cycle now that core inflation has fallen to a 2-1/2-year low of 3.9%. Markets expect a rate cut as early as March but does the Fed think inflation is now under control Hear our concise summary of what the Fed says and our take on what it means for your investments. If you want to learn more about investing then why not become a"
YouTube Link 2024-01-31T22:05Z 202K followers, 13K engagements

"Evergrande Default - Who Cares Theres been a lot of speculation over the last few weeks about Evergrande defaulting on their corporate debt. D-Day has now finally come and gone and reports from offshore bondholders say that no payments were made. But where does this leave us and will the contagion that everyone feared actually happen In this video I try to answer these questions and talk about where the real impact is likely to be. ✔ If you want to learn more about investing why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here"
YouTube Link 2021-09-24T20:16Z 204K followers, 81.5K engagements

"Investing in Gold: What's Up With The Price of Gold #Ad 🌏 Get our Exclusive NordVPN deal here ➼ https://nordvpn.com/pensioncraft It's risk-free with Nord's 30-day money-back guarantee The price of gold has surged recently and so in this video well look at the reasons behind that but also what it tells us more generally about the economy and markets and whether we might expect the price to fall just as sharply. Finally well look at how investors can buy gold and whether I think gold is a good investment. ✔ Become a better investor and join our friendly community. The Trackers featured in this"
YouTube Link 2024-04-20T11:00Z 203K followers, 28.6K engagements

"Bank of England Interest Rate Decision August [----] - My Take The Bank of England now has inflation back at its 2% target but its policy remains very restrictive with Bank Rate at 5.25%. Markets expect a rate cut announcement at this Monetary Policy Committee (MPC) meeting. So will the Bank of England do as markets expect and go through with the first rate cut in this cycle Hear our summary of what the MPC says and does and what it means for investors and homeowners in the UK. ✔ If you want to learn more about investing why not become a pensioncraft.com member To find what we offer and how you"
YouTube Link 2024-08-01T18:12Z 202K followers, 13.7K engagements

"Investing & The Global Economy - Live Q&A Do you have a question that you would like to ask Ramin Well this is your chance You can ask Ramin anything about investing or the global economy and Ramin will answer your questions live at 7pm UK time on Thursday 8th of August [----]. 🎧Check out our free weekly podcast "Many Happy Returns" on your podcast provider of choice or here https://many-happy-returns.captivate.fm/listen also now on YouTube @ManyHappyReturnsPodcast 📰 Sign up for our free weekly market roundup to get news and views about what's going on in the stock market and wider economy"
YouTube Link 2024-08-08T19:05Z 190K followers, [----] engagements

"What To Buy When Markets Are Expensive We hear daily that stocks are expensive but theres always a bargain somewhere. In this video we look at valuations to see which markets are expensive but also those that are reasonably priced and beyond stocks what other investments offer value right now. ✔ New users of Stockopedia get a special 25% discount on any annual plan if they use this link https://stk.pe/pensioncraft or enter our promo code 'PC25' at the checkout. This affiliate link provides you with a special offer and we may also earn a commission. 💸 If you want to learn more about investing"
YouTube Link 2024-12-28T12:00Z 198K followers, 31.3K engagements

"Trump & Fed FOMC Meeting November [----] - My Take The US election and the Fed are the two themes we'll cover in this Live Stream. With a second term for Trump which many forecasters expect to drive inflation higher will the Federal Reserve go through with a rate cut as markets expect And what effects will a Trump presidency and change in monetary policy have on markets ✔ If you want to learn more about investing why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here https://www.pensioncraft.com/investor-education/membership/ What"
YouTube Link 2024-11-07T21:13Z 204K followers, 13.3K engagements

"Where to Park Cash in Today's Market Cash might often be overlooked but it's an essential part of your investment toolkit. In this video well explore cash and cash-like investments reasons to hold them and the factors that influence short-term interest rates. We'll also discuss the current interest rate landscape the guarantees associated with cash investments and conclude with the best places to hold cash today. ✔ If you become a Premium pensioncraft.com member youll get lots of benefits including access to the gilt yield tracker and cheapest funds resource. To find what else we offer and"
YouTube Link 2024-10-10T15:00Z 193K followers, 32.3K engagements

"Bank of England Interest Rate Decision March [----] - My Take The Bank of England is battling core inflation of 4.5% and faces an economy with next to zero growth over the next few years. UK investors are focused on the policy response of the Banks Monetary Policy Committee as it keeps the cost of borrowing high to cool but hopefully not crash the UK economy and get inflation back under control. Hear our summary of what the MPC says and does and what it means for investors and homeowners in the UK. If you want to learn more about investing then why not become a pensioncraft.com member To find"
YouTube Link 2024-03-21T19:11Z 194K followers, 16.1K engagements

"Jerome Powell Jackson Hole Speech - My Take The Jackson Hole Annual Symposium is an event organised by the Federal Reserve Bank of Kansas City to discuss a topic. This year the topic is "Reassessing Constraints on the Economy and Policy" but most people are watching to see if Fed chair Jerome Powell will drop any hints about monetary policy. Hear Ramins concise summary of what Jerome Powell says and his take on what it means for your investments. Ramin answers YouTube members' questions as a priority both during his live streams and in the comments of his videos. If you would like to support"
YouTube Link 2022-08-26T17:25Z 204K followers, 33.1K engagements

"Money Market Funds Money market funds are a low-risk low-cost investment where you can temporarily park cash inside a Stocks & Shares ISA or a SIPP. They are low risk because they allocate their capital into short-duration high credit quality fixed income. Sign up to our free weekly market roundup to get news and views about what's going on in the stock market and wider economy https://pensioncraft.com/market-roundup/ ✔ If you want to learn more about investing why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here"
YouTube Link 2019-08-26T17:33Z 203K followers, 35.6K engagements

"Can I Outperform The Market Factor investing is a well-documented way of beating markets over the long term. In this video I look at a practical way to do this yourself using single stocks and show you the evidence that it has outperformed in UK and international stock markets. Ill also update you on the performance of my own UK multi-factor portfolio built along these lines. ✔ New users of Stockopedia get a special 25% discount on any annual plan if they use this link https://stk.pe/pensioncraft or enter our promo code 'PC25' at the checkout. This affiliate link provides you with a special"
YouTube Link 2024-01-13T12:00Z 194K followers, 25.4K engagements

"Order Types Explained: How To Use Them To Save Money We often talk about choosing funds or platforms that have a low fee. But when you buy or sell you can also save money or spend money unnecessarily by executing your trades inefficiently. In this video we look at how you can use order types to get better buying and selling prices and the risks associated with each order type. Thanks to Saxo for sponsoring this video. Get up to [---] refunded in any online fees when you open an account with Saxo Using the link below. You can get started with just 1"
YouTube Link 2025-01-08T16:00Z 198K followers, [----] engagements

"ARK Invest ETF Review & Build Your Own ARKK Portfolio ARK Invest's Cathie Wood has seen a huge inflow of money into her funds recently and particularly into the ARKK ETF. So in my video ARK Invest ETF Review I not only look at the pros and cons of investing in an ARK ETF but also for those of you that live in the UK and other countries where you can't invest directly in ARK Funds I show you an ARKK alternative and how to create your own ARKK portfolio by investing in just a few individual stocks. If you want to watch the Scottish Mortgage Investment Trust Review I mention in the video the"
YouTube Link 2021-01-02T12:00Z 208K followers, 168.2K engagements

"Global Economic Outlook [----] What should we expect for the global economy in [----] In this video we look at the broad themes for the year ahead that bear watching closely. We look at what is expected to be good bad and downright ugly. And well wrap up with my summary of expectations. 📰 Sign up for our free weekly market roundup to get news and views about what's going on in the stock market and wider economy https://pensioncraft.com/market-roundup/ ✔ If you want to learn more about investing why not become a pensioncraft.com member To find what we offer and how you can join our friendly"
YouTube Link 2025-01-04T12:00Z 202K followers, 34K engagements

"St James's Place - Stock Price Crash St Jamess Place is cutting its fees and investors didnt like it Become a better investor at pensioncraft.com #investing #pensioncraft #stockmarket"
YouTube Link 2023-10-30T12:06Z 194K followers, 17.2K engagements

"Investing & The Global Economy - Live Q&A Do you have a question that you would like to ask Ramin Well this is your chance You can ask Ramin anything about investing or the global economy and Ramin will answer your questions live at 7pm UK time on Thursday the 2nd of January [----]. ✔If you want to learn more about investing become a pensioncraft.com member. To find what we offer and how you can join our friendly community click here https://www.pensioncraft.com/investor-education/membership/ 🎧Check out our free weekly podcast "Many Happy Returns" on your podcast provider of choice or"
YouTube Link 2025-01-02T20:23Z 198K followers, 10.5K engagements

"High Inflation Investment Strategy Inflation is rising so many people are thinking about what will be the best high inflation investment strategy. They are looking for assets that not only give them protection but may actually generate a profit during a period of high inflation. In this video I discuss different ways of protecting and profiting from inflation including buying Inflation hedged bonds (TIPS) and thematic funds that aim to benefit from a high inflation environment. I will also show you which equity sectors have historically faired best in low medium and high inflation"
YouTube Link 2021-05-26T15:15Z 206K followers, 59.7K engagements

"Global Economic Outlook [----] The global economy has suffered several huge shocks and policymakers are struggling to deal with the aftermath. As a result some countries are coming out of this a lot better than others and will continue to do so. In this video I examine the forecast from the IMF and the risks to economic stability. I also show how inflation may persist if the current geopolitical trend towards fragmentation continues. Thank you to Trading [---] for sponsoring this video. Claim free fractional shares worth up to [---]. Just create and verify a Trading [---] Invest or Stocks ISA account"
YouTube Link 2023-11-11T12:00Z 205K followers, 42.1K engagements

"Money Market Funds + Debt Ceiling = Market Crash Money market funds are usually seen as safe and rather boring. But these are now a destabilising factor in markets as they absorb cash from bank deposits. This in turn has caused a shortage of safe things to buy. Combined with the risk of a US default money markets are now a powder keg rather than a safe haven. In this video I show you what the problems are and look at different scenarios to see how this could play out. 📰 Sign up for our free weekly market roundup to get news and views about what's going on in the stock market and wider"
YouTube Link 2023-10-11T19:58Z [--] followers, 168.2K engagements

"UK Investment for Beginners: How Can I Keep My Fees Low It's easy to pay away your precious investment returns in fees. Fees compound over time just like interest. So what fees do you pay as an investor and how can you keep them as low as possible We look at platform fees entry & exit fees trading fees transaction fees and whether percentage or flat fees are best. Sign up to our free weekly market roundup to get news and views about what's going on in the stock market and wider economy https://pensioncraft.com/market-roundup/ Why not join our membership on Patreon where you can learn via our"
YouTube Link 2019-03-21T08:46Z 199K followers, 12.3K engagements

"Two Fund vs Three Fund Portfolio I have previously produced videos discussing a very simple two-fund portfolio which just contains global stocks and bonds. In this video I explore the concept of a three-fund portfolio and explain why adding a touch more complexity to your portfolio could prove beneficial. Additionally I take a look at the types of investments that could potentially serve as an effective third fund and demonstrate their impact on risk and return. 📰 Sign up for our free weekly market roundup to get news and views about what's going on in the stock market and wider economy"
YouTube Link 2023-10-21T11:00Z 207K followers, 85.3K engagements

"When to Sell a Stock or Fund When we think about investing we usually think about what to buy. But Im often asked When should I sell as people can find this a much more difficult decision to make. Selling at the wrong time can be catastrophic for your portfolio. So in this video Ill look at examples of when selling is a good idea and when it isnt. If you want to learn more about investing then why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here https://www.pensioncraft.com/investor-education/membership/ What Else PensionCraft"
YouTube Link 2023-10-07T11:00Z 202K followers, 42.8K engagements

"Bank of England Interest Rate Decision May [----] - My Take The Bank of England is battling core inflation of 4.2% and faces an economy with next to zero growth over the next few years. UK investors are focused on the policy response of the Banks Monetary Policy Committee as it keeps the cost of borrowing high to cool but hopefully not crash the UK economy and get inflation back under control. Hear our summary of what the MPC says and does and what it means for investors and homeowners in the UK. If you want to learn more about investing then why not become a pensioncraft.com member To find"
YouTube Link 2024-05-09T18:52Z 185K followers, 12.6K engagements

"How Bad is The UK Economy In this election year understanding the UK economy's current state and potential trajectory is more important than ever. This video offers an objective review covering UK inflation growth housing prices wage trends labour market dynamics and the UK stock market. 📰 Sign up for our free weekly market roundup to get news and views about what's going on in the stock market and wider economy This video is for educational purposes only and is not financial advice. If you need financial advice then please seek the help of an independent financial adviser. Unbiased online"
YouTube Link 2024-01-27T12:00Z [---] followers, 79.4K engagements

"Fed FOMC Meeting July [----] - My Take The Federal Reserve's monetary policy drives every single asset price globally. Markets are focused on whether the Federal Open Markets Committee (FOMC) will finally do its first interest rate cut now that the rate of US inflation is at 3% and likely to fall further towards the Fed's 2% target. Markets now expect the first rate cut to be in September but will the Fed hint that this is going to happen Hear our concise summary of what the Fed says and our take on what it means for you. If you want to learn more about investing then why not become a"
YouTube Link 2024-07-31T20:29Z 189K followers, [----] engagements

"Fed FOMC Meeting February [----] - My Take The Federal Reserve's monetary policy drives every single asset price globally. Markets are focused on the rate at which the Federal Open Markets Committee (FOMC) is increasing rates and whether this will crash the US economy while trying to get inflation back under control. Hear our concise summary of what the Fed says and our take on what it means for your investments. If you want to learn more about investing then why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here"
YouTube Link 2023-10-26T20:38Z 169K followers, 24.6K engagements

"Fed FOMC Meeting June [----] - My Take The Federal Reserve's monetary policy drives every single asset price globally. Markets are focused on whether the Federal Open Markets Committee (FOMC) may delay rate cuts or even raise rates now that US inflation has been hovering above 3% for a year. Markets now expect the first rate cut to be in September but will the Fed hint that its policy rate will have to be higher for longer Hear our concise summary of what the Fed says and our take on what it means for you. This week's episode of Many Happy Returns is now available on your podcast app of choice"
YouTube Link 2024-06-12T20:44Z 187K followers, [----] engagements

"Investing & The Global Economy - Live Q&A Do you have a question that you would like to ask Ramin Well this is your chance You can ask Ramin anything about investing or the global economy and Ramin will answer your questions live at 7pm UK time on Thursday the 1st of May [----]. ✔If you want to learn more about investing become a pensioncraft.com member. To find what we offer and how you can join our friendly community click here https://www.pensioncraft.com/investor-education/membership/ 🎧Check out our free weekly podcast "Many Happy Returns" on your podcast provider of choice or"
YouTube Link 2025-05-01T18:31Z 205K followers, 11.2K engagements

"Volmageddon 2.0: The Hidden Threat of Options Trading #Ad #NordVPN 🌏 Get our Exclusive NordVPN deal here ➼ https://nordvpn.com/pensioncraft It's risk-free with Nord's 30-day money-back guarantee There has been a spectacular rise in options trading particularly Zero-Day-To-Expiry Options. As a result some people are predicting a repetition of Volmageddon a period in [----] where massive derivative bets caused instability in the broader stock market. In this video I show you what Zero-Day-To-Expiry Options are how they destabilise markets and whether this is really going to lead to Volmageddon"
YouTube Link 2023-03-11T12:00Z 196K followers, 15.4K engagements

"Fed FOMC Meeting March [----] - My Take The Federal Reserve's monetary policy drives every single asset price globally. Markets expect the Federal Open Markets Committee (FOMC) will hold rates as they are despite pressure from President Trump to cut. But will how will the Fed respond to the policy and economic uncertainty Hear our concise summary of what the Fed says and our take on what it means for you. ✔ If you want to learn more about investing why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here"
YouTube Link 2025-03-19T21:30Z 205K followers, 11.4K engagements

"Will There Be a Stock Market Crash #Ad Take your personal data back with Incogni Use code PENSION at the link below and get 60% off an annual plan: http://incogni.com/pension Investors live in fear of market crashes. So in this video I look at the likelihood of a crash how long they last and whether valuations affect the probability of it happening. I also discuss how likely a crash is at the moment and what you can do to help protect your investments against one. What Else PensionCraft Offers: 💡 Become a pensioncraft.com member and learn how to be a better investor. To find what we offer"
YouTube Link 2024-05-18T11:00Z 194K followers, 82.4K engagements

"Will The Magnificent Seven Stocks Continue To Dominate #Ad 🌏 Get our Exclusive NordVPN deal here ➼ https://nordvpn.com/pensioncraft It's risk-free with Nord's 30-day money-back guarantee Many people are concerned that the US market is dominated by just seven stocks "The Magnificent Seven". In this video I look at the reasons behind this success and whether it is likely to continue. I also discuss whether it is sensible to tilt away from these very successful stocks and if you decide to tilt away I will show you some different ways you can do it. What Else PensionCraft Offers: 💡 Become a"
YouTube Link 2024-02-24T12:00Z 203K followers, 62.9K engagements

"Where To Hold Cash For Higher Returns & Lower Risk Central banks continue to battle inflation by raising interest rates. While this has been a cost to borrowers and growth stocks it is good news for investors seeking safe income. In this video I explain how to earn that income efficiently and also show you what could go wrong. If you want to learn more about investing then why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here https://www.pensioncraft.com/investor-education/membership/ 🎧You can check out our free weekly podcast"
YouTube Link 2023-03-09T18:00Z 204K followers, 228.2K engagements

"Crypto Crash Contagion The crypto collapse in [----] has been very severe but the worry now is that it is going to spill over into the stock market. There are precedents for this; for example Silver Thursday in [----] spilt volatility from the silver market into equity and we also saw the same thing happen in the subprime crisis in 2007/8. In my latest video I look at the reasons behind this recent crypto selloff the lessons we can learn from it and also what contagion mechanisms there could be for it to spill volatility into other markets. If you want to become a better investor then why not"
YouTube Link 2022-06-21T15:22Z 204K followers, 19.9K engagements

"Investing & The Global Economy - Live Q&A Do you have a question that you would like to ask Ramin Well this is your chance You can ask Ramin anything about investing or the global economy and Ramin will answer your questions live at 7pm UK time on Thursday the 5th of December [----]. You can find the "Invest Like A Pro: A closer look at Gold investing" video I made for @investengine here https://www.youtube.com/watchv=MqJPQiLxpMA&t=2s If you'd like to give InvestEngine a try they're currently offering PensionCraft viewers a [--] Welcome Bonus when you sign up using our link:"
YouTube Link 2023-12-07T20:34Z 194K followers, 15.4K engagements

"Negative Oil Prices Explained Negative oil prices explained covers the way oil is priced and this should give you an understanding of oil futures how to get exposure to the price of oil and the longer-term consequences of such a low oil price. Sign up to our free weekly market roundup to get news and views about what's going on in the stock market and wider economy https://pensioncraft.com/market-roundup/ ✔ If you want to learn more about investing why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here"
YouTube Link 2020-04-25T12:15Z 203K followers, 13.1K engagements

"Evergrande Contagion - Live Q&A China has grown its credit bubble for many years and with US valuations at record highs many people think that Evergrandes default could be the trigger that pops that bubble. In this Live Q&A at 9pm UK time (20th September 2021) I will answer questions and discuss what the pathway of contagion could be what Chinas government will do about it and how investors should respond. If you liked this live stream then youll love our FREE weekly Market Roundup. I send it out each Friday and its packed full of interesting insights and a roundup of the news thats most"
YouTube Link 2021-09-20T21:08Z 202K followers, 28.5K engagements

"The Teddy Strategy Lazy investors make the best investors If you want to learn how to be a better investor go to pensioncraft.com #pensioncraft #investing"
YouTube Link 2023-09-05T15:00Z 206K followers, 13.2K engagements

"How To Build A Two Fund Portfolio A very simple approach to building a portfolio is to use two global funds. However most discussion around this approach is for US investors. In this video we focus on how to select the two funds for UK investors. Sign up to our free weekly market roundup to get news and views about what's going on in the stock market and wider economy https://pensioncraft.com/market-roundup/ ✔ If you want to learn more about investing why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here"
YouTube Link 2018-10-05T22:04Z 204K followers, 90.3K engagements

"Investing & The Global Economy - Live Q&A Do you have a question that you would like to ask Ramin Well this is your chance You can ask Ramin anything about investing or the global economy and Ramin will answer your questions live at 7pm UK time on Thursday the 6th of March [----]. ✔If you want to learn more about investing become a pensioncraft.com member. To find what we offer and how you can join our friendly community click here https://www.pensioncraft.com/investor-education/membership/ 🎧Check out our free weekly podcast "Many Happy Returns" on your podcast provider of choice or"
YouTube Link 2025-03-06T19:48Z 203K followers, 15.4K engagements

"China Stock Market Crash - Buy The Dip Chinese stock markets have seen some very sharp selloffs recently. So in "China Stock Market Crash" I look at the reasons for this whether it is a good idea to buy the dip what to look out for and the likelihood of China acting as a catalyst and dragging other global equity markets down with it. If you join our Exclusive Access membership on Patreon you will gain access to a library of exclusive videos and resources be able to chat and ask questions of me and other members via our Slack Chat forum and be able to take part in my regular Q&A Zoom calls. To"
YouTube Link 2021-08-07T11:00Z 198K followers, 37.9K engagements

"UK October Budget [----] - My Take This is a budget of firsts. The first budget of the Labour government in [--] years the first ever budget by a woman and the first budget to use new fiscal rules. Hear what it means for you in simple terms in our Live Stream at 7pm UK time on the 30th of October [----]. 💸If you want to learn more about investing become a pensioncraft.com member. To find what we offer and how you can join our friendly community click here https://www.pensioncraft.com/investor-education/membership/ 🎧Check out our free weekly podcast "Many Happy Returns" on your podcast provider of"
YouTube Link 2024-10-30T20:14Z 207K followers, 27.9K engagements

"The Great Bond Sell Off: What Does it Mean There are lots of headlines about bonds selling off. So in this video I look at the drivers behind this selloff and where yields might be heading. I also discuss whether this has created any buying opportunities for us and what it means for stocks. If you become a Premium pensioncraft.com member youll get lots of benefits including access to the Bond Yield Tracker I show you in this video. To find what else we offer and how you can join click here https://www.pensioncraft.com/investor-education/membership/ What Else PensionCraft Offers: 💡 Book a"
YouTube Link 2023-10-22T11:38Z 169K followers, 90.7K engagements

"Investing & The Global Economy - Live Q&A Do you have a question that you would like to ask Ramin Well this is your chance You can ask Ramin anything about investing or the global economy and Ramin will answer your questions live at 7pm UK time on Thursday the 5th of September [----]. 💸If you want to learn more about investing become a pensioncraft.com member. To find what we offer and how you can join our friendly community click here https://www.pensioncraft.com/investor-education/membership/ 🎧Check out our free weekly podcast "Many Happy Returns" on your podcast provider of choice or here"
YouTube Link 2024-09-05T19:14Z 194K followers, 11.1K engagements

"UK Housing Market: Crash or Soft Landing Will UK house prices crash in [----] or are we heading for a soft landing With mortgage rates still elevated inflation concerns and a new government promising to build [------] homes a year the housing market is at a critical inflection point. In this video I'll break down exactly what's happening in the UK housing market right now and what you can expect for the rest of [----] and beyond. Thank you to Lightyear for sponsoring this video. Sign up for a new account on Lightyear and get up to [---] worth of a US fractional share of your choice Claim your reward"
YouTube Link 2025-07-26T11:01Z 212K followers, 29.7K engagements

"Bank of England Interest Rate Decision November [----] - My Take The Bank of England is battling core inflation of over 6% marking a year during which it has remained at over three times the Bank of England's target of 2%. UK investors are focused on the policy response of the Banks Monetary Policy Committee as it pushes up the cost of borrowing to cool but hopefully not crash the UK economy and get inflation back under control. Hear our summary of what the MPC says and does and what it means for investors and homeowners in the UK. On the 14th of November [----] at 18:00 GMT I will be co-hosting"
YouTube Link 2023-11-02T18:54Z 194K followers, 25K engagements

"Microstrategy Is Crazy But Useful Microstrategy is a US company that defies all convention when it comes to its assets. It has been investing heavily in Bitcoin. Now while some might call this crazy it is useful for investors in the UK due to regulatory restrictions on ISAs and SIPPs. So in this video well see what Microstrategy is doing why Microstrategy is useful and why Microstrategy is risky. Thank you to Trading [---] for sponsoring this video. Claim free fractional shares worth up to [---]. Just create and verify a Trading [---] Invest or Stocks ISA account make a minimum deposit of [--] and use"
YouTube Link 2025-01-11T12:01Z 206K followers, 23.2K engagements

"How Far Will The Stock Market Fall When stock markets suffer a correction its often helpful to consider how far stocks could fall. In this video we look at the US stock market to see how far it has fallen which parts have fallen most and why and where that leaves valuations. Also if the US market returns to fair value how far would it have to fall And finally how does US valuation compare to other countries after recent market movements and is this a good time to buy Sign up for a new account on Lightyear and receive $10 worth of a US fractional share when you use this link:"
YouTube Link 2025-03-29T12:01Z 205K followers, 71.8K engagements

"How Do Commission-Free Platforms Make Money AD' Take your personal data back with Incogni Use code PENSION at the link below and get 60% off an annual plan: http://incogni.com/pension With an increasing number of platforms eliminating trading commissions and platform fees many investors are left wondering how these businesses stay afloat. This video unravels the economics behind commission-free investing platforms and explores what it means for our investment strategies and portfolio growth. What PensionCraft Offers: 💡 Become a pensioncraft.com member and learn how to be a better investor."
YouTube Link 2024-07-13T11:00Z 194K followers, 13.5K engagements

"9 Rules for Investing In this video well look at nine rules of investing. These distill what Ive learned over the course of my own investment journey but also draws on what Ive learned from our investment community and my one-to-one coaching clients. ✔ If you want to learn more about investing why not become a pensioncraft.com member To find what we offer and how you can join our friendly community click here https://www.pensioncraft.com/investor-education/membership/ What Else PensionCraft Offers: 💡 Book a coaching session with Ramin so he can answer your questions in a one-to-one video"
YouTube Link 2025-03-01T12:01Z 204K followers, 24.1K engagements

"Investing & The Global Economy - Live Q&A Do you have a question that you would like to ask Ramin Well this is your chance You can ask Ramin anything about investing or the global economy and Ramin will answer your questions live at 7pm UK time on Thursday the 14th of November [----]. If you want to learn more about investing become a pensioncraft.com member. To find what we offer and how you can join our friendly community click here https://www.pensioncraft.com/investor-education/membership/ 🎧Check out our free weekly podcast "Many Happy Returns" on your podcast provider of choice or here"
YouTube Link 2024-11-14T20:14Z 195K followers, 11.3K engagements

"The Future of UK House Prices AD' Take your personal data back with Incogni Use code PENSION at the link below and get 60% off an annual plan: http://incogni.com/pension In this video Ill explore the outlook for UK house prices over the next twelve months and beyond. I look at key insights from various forecasts and examine the factors influencing the market. 📰 Sign up for our free weekly market roundup to get news and views about what's going on in the stock market and wider economy https://pensioncraft.com/market-roundup/ What Else PensionCraft Offers: ✔ If you want to learn more about"
YouTube Link 2024-08-03T11:00Z 194K followers, 83.5K engagements

"House Prices Set To Fall After Budget Bombshell House prices in the UK peaked about two years ago and after a fall of 6% from that peak they have been slow to recover. In this video I discuss where prices might go next. I will also show you whats currently driving house prices and how Labour's budget and policies may negatively influence future growth. Thank you to Trading [---] for sponsoring this video. Claim free fractional shares worth up to [---]. Just create and verify a Trading [---] Invest or Stocks ISA account make a minimum deposit of [--] and use the promo code "RAMIN" within [--] days of"
YouTube Link 2024-11-30T12:01Z 205K followers, 44.2K engagements

"Commercial Real Estate Crash The situation in commercial real estate has echoes of [----]. High valuations distressed lenders and falling prices combine to create a toxic cocktail. In this video we look at the problems that are happening right now in the commercial real estate sector and also consider what the consequences of this unfolding crisis might be. Sponsored link. To get free fractional shares worth up to [---] you can open an account with Trading [---] through this link https://www.trading212.com/join/RAMIN . Terms apply. When investing your capital is at risk and you may get back less"
YouTube Link 2023-05-20T11:00Z 207K followers, 23.3K engagements

"Interview with Eric Balchunas on Exchange Traded Funds Eric Balchunas is Senior ETF Analyst for Bloomberg Intelligence and in this interview he explains what an Exchange Traded Fund is how ETFs are like mutual funds with benefits the ETF #Terrordome why it's nonsense to talk about an ETF bubble thematic ETFs zero fee ETFs ETF liquidity and his recent book on ETFs "The Institutional ETF Toolbox: How Institutions Can Understand and Utilize the Fast-Growing World of ETFs". Sign up to our free weekly market roundup to get news and views about what's going on in the stock market and wider economy"
YouTube Link 2018-11-09T13:24Z 202K followers, [----] engagements

Limited data mode. Full metrics available with subscription: lunarcrush.com/pricing

creator/youtube::Pensioncraft
/creator/youtube::Pensioncraft