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# ![@theficouple Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1333049564736221184.png) @theficouple theficouple

theficouple posts on X about if you, debt, math, bank the most. They currently have XXXXXX followers and XX posts still getting attention that total XXXXXXX engagements in the last XX hours.

### Engagements: XXXXXXX [#](/creator/twitter::1333049564736221184/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1333049564736221184/c:line/m:interactions.svg)

- X Week XXXXXXXXX +6.50%
- X Month XXXXXXXXX +259%
- X Months XXXXXXXXX -XX%
- X Year XXXXXXXXXX -XX%

### Mentions: XX [#](/creator/twitter::1333049564736221184/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1333049564736221184/c:line/m:posts_active.svg)

- X Week XX no change
- X Month XXX +68%
- X Months XXX +16%
- X Year XXX -XX%

### Followers: XXXXXX [#](/creator/twitter::1333049564736221184/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1333049564736221184/c:line/m:followers.svg)

- X Week XXXXXX +0.23%
- X Month XXXXXX +1.30%
- X Months XXXXXX +3.30%
- X Year XXXXXX +8.80%

### CreatorRank: XXXXXX [#](/creator/twitter::1333049564736221184/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1333049564736221184/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  #604 [countries](/list/countries)  XXXX% [automotive brands](/list/automotive-brands)  XXXX% [stocks](/list/stocks)  XXXX% [travel destinations](/list/travel-destinations)  XXXX% [celebrities](/list/celebrities)  XXXX%

**Social topic influence**
[if you](/topic/if-you) 6.85%, [debt](/topic/debt) #7, [math](/topic/math) #1550, [bank](/topic/bank) #1553, [retirement](/topic/retirement) 2.74%, [money](/topic/money) 2.74%, [new jersey](/topic/new-jersey) #74, [jersey](/topic/jersey) #272, [new york](/topic/new-york) #3468, [what do](/topic/what-do) XXXX%

**Top accounts mentioned or mentioned by**
[@jonbrooks](/creator/undefined) [@iamjonbrooks](/creator/undefined) [@fhlcreative](/creator/undefined) [@radleftie](/creator/undefined) [@balboa17761](/creator/undefined) [@jesseander81091](/creator/undefined) [@texasrunnerdfw](/creator/undefined) [@truth_n_facts1](/creator/undefined) [@markmap4](/creator/undefined) [@rogerdereu](/creator/undefined) [@whatrwedoin1013](/creator/undefined) [@williamsphelps4](/creator/undefined) [@tim_g_1983](/creator/undefined) [@cryptocomicon](/creator/undefined) [@marketpalmer](/creator/undefined) [@elliotshoener](/creator/undefined) [@jaxjaxjax1234](/creator/undefined) [@kristileaa](/creator/undefined) [@claytbizman](/creator/undefined) [@alexoshino69](/creator/undefined)

**Top assets mentioned**
[Flex Ltd. Ordinary Shares (FLEX)](/topic/$flex)
### Top Social Posts
Top posts by engagements in the last XX hours

"Buy one rental a year for X years & you will own $XXX million of real estate. Dont buy any more real estate. Make extra payments & in XX years you own $XXX million of paid off real estate. And have $192000/yr of semi passive low tax income 👌🏻"  
[X Link](https://x.com/theficouple/status/1998467106220769572)  2025-12-09T18:57Z 89.3K followers, 13.5K engagements


"Let's say you have a $400k mortgage for XX years at 6.25%. Your loan payment is $2462/mo & after XX years you've paid $486631 in interest. But what if you make an extra $2500 payment every 4x per year The home is paid off XX years faster & you save $249393 in interest💪🏻"  
[X Link](https://x.com/theficouple/status/1995304127589401068)  2025-12-01T01:29Z 89.2K followers, 13.7K engagements


"Person A is XX with a $1.2M net worth and most of it is in: -Home equity -Retirement accounts -Cars/Jewelry Person B is XX with a $700k net worth and most of it is in: -Rental properties -Taxable brokerage -Cash Person A still needs their job. Person B has real freedom"  
[X Link](https://x.com/theficouple/status/1995606854056264137)  2025-12-01T21:32Z 89.2K followers, 24.8K engagements


"@texasrunnerDFW Could definitely see this Net of fees I could see them having $650k. Then if they can find something nice for $500k or less thats a solid margin. I will say $500k aint what it used to be. Were baffled by what $500k looks like today compared to 2023"  
[X Link](https://x.com/theficouple/status/1998042372429804017)  2025-12-08T14:49Z 89.2K followers, 3340 engagements


"Hot take: You should not use credit cards to pay for holiday gifts. If you want to buy gifts use debit card or cash. There is no need to go into debt for gifts. Build memories not monthly payments"  
[X Link](https://x.com/theficouple/status/1998043879270936986)  2025-12-08T14:55Z 89.2K followers, 6600 engagements


"Reports found the average American will pay $524625 in taxes over their lifetime. Most people dont know the tax code lets business owners/RE investors lower their tax bill significantly. We did research and found X simple deductions small business owner can use in 2025:"  
[X Link](https://x.com/theficouple/status/1998361766234091672)  2025-12-09T11:59Z 89.2K followers, 5465 engagements


"Dear Ali & Josh: At XX and XX Dave Ramsey will tell you to avoid investing in real estate & to pay off all your student loans instead. Its very important you dont listen to him"  
[X Link](https://x.com/theficouple/status/1998444467955589254)  2025-12-09T17:27Z 89.2K followers, 4056 engagements


"This is why banks make so much money"  
[X Link](https://x.com/theficouple/status/1999142246872928403)  2025-12-11T15:40Z 89.2K followers, 3416 engagements


"Income needed for a family of 4: X. Massachusetts: $313747 X. Hawaii: $294362 X. Connecticut: $290368 X. California: $287456 X. New Jersey: $282714 maybe this is why people arent having kids"  
[X Link](https://x.com/theficouple/status/1978248955352728023)  2025-10-14T23:57Z 89.3K followers, 15.1K engagements


"Top cities people are moving to: X. DallasFort Worth TX X. Houston TX X. Austin TX X. Phoenix AZ X. Tampa FL Top cities people are leaving: X. Los Angeles CA X. San Francisco Bay Area CA X. New York City metro X. Chicago IL X. San Diego CA What do you notice"  
[X Link](https://x.com/theficouple/status/1996906883077308819)  2025-12-05T11:37Z 89.3K followers, 798.3K engagements


"The Fed just lowered rates for the 3rd time in 2025 Millions of people will be looking to refinance their homes in 2026 to lower their payments. We just put together a FREE list of top rated re-finance options available in the US. Comment rate & we'll send you the list 🙋🏻♀🙋🏼♂"  
[X Link](https://x.com/theficouple/status/1999126502135181431)  2025-12-11T14:37Z 89.3K followers, 7407 engagements


"@jonbrooks Appreciate you sharing this perspective Florida may be a blood bath given its boom and bust nature. But most US real estate markets will likely maintain or rise marginally"  
[X Link](https://x.com/theficouple/status/1999637477175492995)  2025-12-13T00:28Z 89.3K followers, XXX engagements


"Currently in a Florida neighborhood with median home price of $650000. Cars I see in the driveways: -Ford -Kia -Hyundai -Toyota Please understand most well off people are not driving luxury cars"  
[X Link](https://x.com/theficouple/status/1995636814011592816)  2025-12-01T23:31Z 89.2K followers, 38.7K engagements


"Before the age of 40: -Buy real estate -Invest in the S&P XXX -Achieve $X consumer debt - Have X months of bills in the bank This "boring" plan can make you the richest person your family has ever had"  
[X Link](https://x.com/theficouple/status/1995831476957687876)  2025-12-02T12:24Z 89.2K followers, 11.7K engagements


"Struggling millennial math: $2065: Checking $1234: Savings $20689: 401k $18750: Car loans $65900: Student loans Its hard to feel optimistic when this is the math for millions"  
[X Link](https://x.com/theficouple/status/1995995536420176159)  2025-12-02T23:16Z 89.2K followers, 13.2K engagements


"States you can still live comfortably on less than $200k a year: X. Mississippi: $178K X. Arkansas: $181K X. Kentucky: $190K X. Louisiana: $190K X. Tennessee: $196K Does this surprise you"  
[X Link](https://x.com/theficouple/status/1996533368390037561)  2025-12-04T10:53Z 89.2K followers, 10.9K engagements


"Myth: A salary is a drug they give you to forget your dreams. Fact: The person making $150k/yr working XX hours a week is better off than the self-employed person making $60k/yr working 50+ hours a week. And its not even close"  
[X Link](https://x.com/theficouple/status/1997289090132414819)  2025-12-06T12:56Z 89.2K followers, 133.9K engagements


"Imagine buying something thats worth 3050% less X years after getting it Then paying XX% interest on it. Then spending another $2000$4000 a year just to keep it. Thats what financing a new car actually is"  
[X Link](https://x.com/theficouple/status/1997763671724838970)  2025-12-07T20:22Z 89.2K followers, 6362 engagements


"Middle class couple takes home $140000 a year. They stay low key & live on $84000 a year. They invest the other $55000 a year. Using low cost S&P XXX focused index funds after XX years they have $XXX million. Middle class millionaires💰"  
[X Link](https://x.com/theficouple/status/1997990009207472556)  2025-12-08T11:21Z 89.2K followers, 73.3K engagements


"Your net worth will start to explode after you hit $100000 invested. But if your lifestyle costs $7000/mo Dont be surprised if you feel VERY rich once you have $42000 in the bank"  
[X Link](https://x.com/theficouple/status/1997993439955206594)  2025-12-08T11:35Z 89.2K followers, 22.8K engagements


"If you want to buy a $500000 home. But you make less than $160000 per year You cannot afford a $500000 home. Do you agree"  
[X Link](https://x.com/theficouple/status/1998028612755505611)  2025-12-08T13:55Z 89.2K followers, 43.7K engagements


"@Balboa17761 Because people are flocking towards affordable markets and away from markets that boomed the last few years and are oppressively unaffordable"  
[X Link](https://x.com/theficouple/status/1998784607240728680)  2025-12-10T15:59Z 89.2K followers, 17.1K engagements


"78% of Americans have less than $100K saved. Remove retirement accounts & XX% of Americans have less than $100k saved. So if you have $100000 in the bank Yesthats a flex"  
[X Link](https://x.com/theficouple/status/1999438305851510872)  2025-12-12T11:16Z 89.2K followers, 6073 engagements


"The hard truth no one else will tell you but I will: Failures are just down payments for future success"  
[X Link](https://x.com/theficouple/status/1999459540711211071)  2025-12-12T12:41Z 89.2K followers, 2943 engagements


"Commercial Real estate is going to collapse:"  
[X Link](https://x.com/theficouple/status/1999474492977090829)  2025-12-12T13:40Z 89.2K followers, XXX engagements


"@MarketPalmer_ Heres the deal @MarketPalmer_ : Time goes faster as you age & time with those we love dwindles. Im not anti 9-5 jobs but I AM pro people doing the math for themselves. Its great to love the work but being gone 7am-7pm XX% of the week for 30+ years can come at a big cost"  
[X Link](https://x.com/theficouple/status/1999480266205856227)  2025-12-12T14:03Z 89.3K followers, XXX engagements


"@jonbrooks Oh for sure and I think the mistake people make is thinking of the real estate market like the stock market. If the s&p XXX market goes down entire market is down. But regions can suffer while others prosper with real estate"  
[X Link](https://x.com/theficouple/status/1999640682693091830)  2025-12-13T00:41Z 89.2K followers, XX engagements


"Met a nice couple in their mid 30's. Husband makes $78000/yr & wife makes $25000/yr part time. X kids and $1500/mo for daycare. Rent is $2500/mo & their $95000 of debt costs them $1900/mo. Living paycheck to paycheck & feeling trapped. What should they do first"  
[X Link](https://x.com/theficouple/status/1999803221179596922)  2025-12-13T11:26Z 89.3K followers, 264.7K engagements


"I turned XX this year 🙋🏼♂ The advice I would give my XX year old self X. Avoid car loans X. Put in extra work (50+ hours a week) X. Drink more water X. Network with people XX steps ahead of you X. Be okay with letting go of old friendships"  
[X Link](https://x.com/theficouple/status/1994009371437641776)  2025-11-27T11:44Z 89.3K followers, 313.4K engagements


"Spoke to a teacher from New York. Makes $140000/yr with a XX month schedule. Retires in 2026 with $90000/yr pension + full health benefits. Traditional careers like this can be game changers"  
[X Link](https://x.com/theficouple/status/1996325649854734705)  2025-12-03T21:08Z 89.3K followers, 134.3K engagements


"We know someone who paid $390k for a home in 2020. They have a XX year XXXX% mortgage & home is now worth $550000. They're outgrowing their home & need more space but buying a new home would 2-3x their housing costs. They feel trapped & millions are in this situation"  
[X Link](https://x.com/theficouple/status/1997645742421229676)  2025-12-07T12:33Z 89.3K followers, 185.4K engagements


"$250000/yr income means you make more than XX% of households. Yet many still feel middle class. Not poor not rich. Just. stuck. Why do you think this is"  
[X Link](https://x.com/theficouple/status/1998392923721703499)  2025-12-09T14:02Z 89.3K followers, 44.7K engagements


"Avg. 401k balance in US by age: 2534: $37900 3544: $97700 4554: $145300 5564: $207600 65+: $228200 Do these numbers surprise you"  
[X Link](https://x.com/theficouple/status/1998442085477662957)  2025-12-09T17:18Z 89.3K followers, 74.3K engagements


"Home prices will 📈in 2026: X. Long Island NY X. Hudson Valley NY X. Northern NJ X. Fairfield County CT X. Syracuse NY Home prices will 📉in 2026: X. Nashville TN X. San Antonio TX X. Austin TX X. Ft. Lauderdale FL X. West Palm Beach FL What do you notice"  
[X Link](https://x.com/theficouple/status/1998728610480300201)  2025-12-10T12:16Z 89.3K followers, 214.1K engagements


"End of year guru math: Buy the $70000 G-wagon to save on taxes. Lose $35000 from depreciation over the next 24-30 months. All while paying $11880/yr to have it 🤦🏼♂"  
[X Link](https://x.com/theficouple/status/1999099984197697614)  2025-12-11T12:52Z 89.3K followers, 13.9K engagements


"@ElliotShoener This is cliche guru math haha. Get the rental to pay for it until the rental doesnt. Also I wrote this and AI did not. Thanks Elliot"  
[X Link](https://x.com/theficouple/status/1999121242171805740)  2025-12-11T14:17Z 89.3K followers, XXX engagements


"Spoke to a landlord making $50/month of cash flow from a rental. They wont raise rent because if the tenant leaves turnover costs would crush them. So they will keep losing money every month. Thousands of landlords around the US are stuck in this same situation"  
[X Link](https://x.com/theficouple/status/1999221552777240778)  2025-12-11T20:55Z 89.3K followers, 11.4K engagements


"How to become uncomfortably rich: X. Max your Roth IRA every year X. Drive a paid off Toyota X. Own XX rental properties X. Pay off your home early Do this over 1520 years & you're a multi-millionaire"  
[X Link](https://x.com/theficouple/status/1999467335858684211)  2025-12-12T13:12Z 89.3K followers, 44.1K engagements


"@jonbrooks Admittedly with average cost of a child from 0-18 being $235000 And most 30-somethings drowning in debt living paycheck to paycheck and planning for aging parents I get it @jonbrooks"  
[X Link](https://x.com/theficouple/status/1999482019492037038)  2025-12-12T14:10Z 89.3K followers, 49.7K engagements


"@jonbrooks I remember coming across this data and was baffled:"  
[X Link](https://x.com/theficouple/status/1999485707577098567)  2025-12-12T14:25Z 89.3K followers, 7692 engagements


"5 Jobs that pay over $70k without X year degree: X. Air traffic controller: $129750 X. Web Developer: $78300 X. Dental Hygienest: $77810 X. Aerospace technician: $73580 X. Sonographers: $75380 What other jobs could be added"  
[X Link](https://x.com/theficouple/status/1999537487060890057)  2025-12-12T17:51Z 89.3K followers, 38.6K engagements


"The goal is not "buy cash flowing rentals". The goal is "build systems that give you options" This means: -Options with your time. -Options with your work. -Options with your life. Thats what financial freedom actually looks like"  
[X Link](https://x.com/theficouple/status/1999796750480003163)  2025-12-13T11:01Z 89.3K followers, 1309 engagements


"At XX & XX we paid $260000 for a home. At XX & XX we will sell that same home for $350000. We made no updates & will pay X% tax on the $90000 capital gain. This is because of the IRSs 2-out-of-5 year rule. Real estate is unmatched"  
[X Link](https://x.com/theficouple/status/1999895592089313706)  2025-12-13T17:34Z 89.3K followers, 7381 engagements


"I heard Reese Witherspoon say Your job is your life insurance. 350000+ people are unexpectedly fired every year from their life insurance. Income-producing assets that grow in value over time Thats the real life insurance"  
[X Link](https://x.com/theficouple/status/1999898333909815778)  2025-12-13T17:44Z 89.3K followers, XXX engagements