# ![@theducksayshi Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::2008357481769205760.png) @theducksayshi the duck says hi

the duck says hi posts on X about $schd, $voo, dividend, stocks the most. They currently have [---] followers and [---] posts still getting attention that total [-----] engagements in the last [--] hours.

### Engagements: [-----] [#](/creator/twitter::2008357481769205760/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::2008357481769205760/c:line/m:interactions.svg)

- [--] Week [------] +50%
- [--] Month [-------] +951%

### Mentions: [--] [#](/creator/twitter::2008357481769205760/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::2008357481769205760/c:line/m:posts_active.svg)


### Followers: [---] [#](/creator/twitter::2008357481769205760/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::2008357481769205760/c:line/m:followers.svg)

- [--] Week [---] +17%
- [--] Month [---] +377%

### CreatorRank: [-------] [#](/creator/twitter::2008357481769205760/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::2008357481769205760/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  [stocks](/list/stocks)  [technology brands](/list/technology-brands)  [social networks](/list/social-networks)  [countries](/list/countries)  [cryptocurrencies](/list/cryptocurrencies)  [celebrities](/list/celebrities) 

**Social topic influence**
[$schd](/topic/$schd) #29, [$voo](/topic/$voo), [dividend](/topic/dividend), [stocks](/topic/stocks), [in the](/topic/in-the), [finance](/topic/finance), [if you](/topic/if-you), [money](/topic/money), [haha](/topic/haha), [trade](/topic/trade)

**Top assets mentioned**
[IBM (IBM)](/topic/ibm) [Broadcom, Inc. (AVGO)](/topic/$avgo) [Main Street Capital Corporation (MAIN)](/topic/$main)
### Top Social Posts
Top posts by engagements in the last [--] hours

"my portfolio: $SCHD $205k $SPYM $39k $FXAIX $73k another $110k in cash"  
[X Link](https://x.com/theducksayshi/status/2008423538181779701)  2026-01-06T06:21Z [--] followers, [---] engagements


"if you're below the income limit please do yourself a favor and open a ROTH IRA. it's so easy to do"  
[X Link](https://x.com/theducksayshi/status/2008428957717172635)  2026-01-06T06:42Z [--] followers, [---] engagements


"@jonbrooks yeah no lies to be found here. this checks out"  
[X Link](https://x.com/theducksayshi/status/2008533763555221699)  2026-01-06T13:39Z [--] followers, [---] engagements


"@SCHDETF i'm a $SCHD shill. i followed just for the name. tbf though $SCHD massively underperformed last year. but that's okay"  
[X Link](https://x.com/theducksayshi/status/2008586510543827174)  2026-01-06T17:08Z [--] followers, [---] engagements


"@SCHDETF agreed. $SCHD to the moon. i'll chill and take my payments in the meantime"  
[X Link](https://x.com/theducksayshi/status/2008587272271393177)  2026-01-06T17:11Z [--] followers, [--] engagements


"@skemon15389420 @jonbrooks I currently live in NC. similar risks on the hurricane portion"  
[X Link](https://x.com/theducksayshi/status/2008596616845156753)  2026-01-06T17:48Z [--] followers, [--] engagements


"@skemon15389420 @jonbrooks nah i'm on the east coast side. my childhood home was flooded during the hurrican before covid"  
[X Link](https://x.com/theducksayshi/status/2008598855055798293)  2026-01-06T17:57Z [--] followers, [--] engagements


"@SCHDaccumulator 0.75%"  
[X Link](https://x.com/theducksayshi/status/2008599515423531455)  2026-01-06T18:00Z [--] followers, [---] engagements


"@SCHDaccumulator why $GPIQ"  
[X Link](https://x.com/theducksayshi/status/2008599997731008902)  2026-01-06T18:02Z [--] followers, [--] engagements


"@SCHDETF $DRGO is an interesting complement to $SCHD"  
[X Link](https://x.com/theducksayshi/status/2008621696354340872)  2026-01-06T19:28Z [---] followers, [---] engagements


"@SCHDETF i'll do some more research on it but i'll check it out. just added [---] shares of $SCHD this morning"  
[X Link](https://x.com/theducksayshi/status/2008625665768063111)  2026-01-06T19:44Z [--] followers, [--] engagements


"@CarsonTalkMoney everyday is a great day to buy freedom it's going to be a long road haha"  
[X Link](https://x.com/theducksayshi/status/2008641785938276451)  2026-01-06T20:48Z [--] followers, [--] engagements


"@satyamehta96 same here if you're investing in $SCHD and other dividend-based stocks i'm all for it"  
[X Link](https://x.com/theducksayshi/status/2008642042759721337)  2026-01-06T20:49Z [--] followers, [--] engagements


"@satyamehta96 indeed good luck out there satya"  
[X Link](https://x.com/theducksayshi/status/2008643166619206009)  2026-01-06T20:53Z [--] followers, [--] engagements


"@padron_elvis @sandersgotgame @satyamehta96 why not why make your brand all around $SCHD if you're passionate about other stocks / growth ports"  
[X Link](https://x.com/theducksayshi/status/2008651111830614393)  2026-01-06T21:25Z [--] followers, [--] engagements


"@satyamehta96 @padron_elvis i love that you created your own with ai. vibe coding really has made building anything super accessible. as a software engineer myself i love it"  
[X Link](https://x.com/theducksayshi/status/2008652910629187812)  2026-01-06T21:32Z [--] followers, [--] engagements


"@OhGeezOhWow @DeepValueAlex haha same patrick"  
[X Link](https://x.com/theducksayshi/status/2008661668512018526)  2026-01-06T22:07Z [--] followers, [--] engagements


"@HeroDividend yep. i fucked around last year and only purchased $SCHD as a hedge against the oncoming recession that NEVER happened"  
[X Link](https://x.com/theducksayshi/status/2008662356356985127)  2026-01-06T22:09Z [--] followers, [----] engagements


"@DevotedDividend i took the L on $O. it had great potential but has suffered recently"  
[X Link](https://x.com/theducksayshi/status/2008662440226259285)  2026-01-06T22:10Z [--] followers, [---] engagements


"@OhGeezOhWow @DeepValueAlex haha i respect is. it's only $8 though and will expose you much more if you reply often / use this platform. either way don't let a random internet stranger tell you what to do. thanks for connecting"  
[X Link](https://x.com/theducksayshi/status/2008664306536317112)  2026-01-06T22:17Z [--] followers, [--] engagements


"@satyamehta96 @HeroDividend yeah but i'm leaving money on the table by not pursuing something growth-oriented. i genuinely just get energized from the divy payments"  
[X Link](https://x.com/theducksayshi/status/2008688830740570590)  2026-01-06T23:55Z [--] followers, [---] engagements


"there's MORE risk in playing it safe i think the opportunity cost outweighs what you're saying. let's be honest leo likely isn't going to outperform the S&P [---] longterm. he's going to be wiped out like most traders who try. it's fruitful now to stick it in $VOO to start the compounding interest. starting even [--] years late can cost you hundreds of thousands"  
[X Link](https://x.com/theducksayshi/status/2008689222148919466)  2026-01-06T23:56Z [--] followers, [--] engagements


"@satyamehta96 @HeroDividend i agree. $SCHD's philosophy is at least SOUND. i feel as though it can't go wrong. just so happens that the tech out performed the rest of the market"  
[X Link](https://x.com/theducksayshi/status/2008689403929964714)  2026-01-06T23:57Z [--] followers, [---] engagements


"@OInvests @Leo_Traydes i just personally wouldn't risk that much capital right now on a single stock or two that could plummet. it's easy to cherry pick a winner / gamble. but i see merit in what you're saying"  
[X Link](https://x.com/theducksayshi/status/2008690717842174347)  2026-01-07T00:02Z [--] followers, [--] engagements


"imagine falling asleep [--] years ago with $500k in $VOO. you'd be a millionaire"  
[X Link](https://x.com/theducksayshi/status/2008696147330613374)  2026-01-07T00:24Z [--] followers, [---] engagements


"@CarsonTalkMoney yea it looks good. what's the % on each each of these which was your biggest winner"  
[X Link](https://x.com/theducksayshi/status/2008729879920136275)  2026-01-07T02:38Z [--] followers, [--] engagements


"@CarsonTalkMoney oh yeah definitely. i don't recommend college UNLESS you're going to do a high-paying STEM-related career. engineering. nursing. doctor. etc. anything else is just a waste of time . and you should just go to trade school"  
[X Link](https://x.com/theducksayshi/status/2008741319389442382)  2026-01-07T03:23Z [--] followers, [--] engagements


"@SCHDaccumulator what are your goals for 2026"  
[X Link](https://x.com/theducksayshi/status/2008743395410538701)  2026-01-07T03:32Z [--] followers, [--] engagements


"@CarsonTalkMoney carson now you sound EXACTLY like me. i initially was a finance major and worked full time both in high school and college. take it from someone who did it it's not worth it. i wish i would have taken the loans (especially since i knew my degree would get a high paying job)"  
[X Link](https://x.com/theducksayshi/status/2008744786589806823)  2026-01-07T03:37Z [--] followers, [--] engagements


"@SCHDETF i'm so glad i follow you Craig. this is the kind of shit i live for. about time $SCHD does well"  
[X Link](https://x.com/theducksayshi/status/2008909811103027285)  2026-01-07T14:33Z [--] followers, [--] engagements


"@Kalshi what's the reasoning"  
[X Link](https://x.com/theducksayshi/status/2008965258426405067)  2026-01-07T18:13Z [--] followers, [----] engagements


"@fungisaiah_ @Leo_Traydes is that really a motivator for you that's interesting haha"  
[X Link](https://x.com/theducksayshi/status/2009096084036141079)  2026-01-08T02:53Z [--] followers, [--] engagements


"guys for the LOVE of your future self don't listen to all the noise on x. this is it: [--]. create an emergency fund [--]. fund 401k up to employer match (if applicable) [--]. ensure all your bills are paid [--]. fund hsa (if applicable) [--]. fund ROTH IRA [--]. max out 401k [--]. brokerage"  
[X Link](https://x.com/theducksayshi/status/2009097507461304499)  2026-01-08T02:59Z [--] followers, [--] engagements


"@padron_elvis ahhh i love the smell of $SCHD in the morning"  
[X Link](https://x.com/theducksayshi/status/2009276303501828366)  2026-01-08T14:49Z [--] followers, [--] engagements


"i'm nearing $700/mon from $SCHD 👀👀👀👀"  
[X Link](https://x.com/theducksayshi/status/2009286831653748830)  2026-01-08T15:31Z [--] followers, [----] engagements


"@SCHDETF thank you thank you"  
[X Link](https://x.com/theducksayshi/status/2009311544698720602)  2026-01-08T17:09Z [--] followers, [--] engagements


"@SCHDETF for over a year. i consolidated my existing positions in all my "dividend focused" stocks earlier last year: $O $VIG etc. just $SCHD now"  
[X Link](https://x.com/theducksayshi/status/2009315342326366654)  2026-01-08T17:24Z [--] followers, [--] engagements


"@Screenshotlads man. you're DEEP in those dividends"  
[X Link](https://x.com/theducksayshi/status/2009426222804017599)  2026-01-09T00:45Z [---] followers, [--] engagements


"@outthered what are you in"  
[X Link](https://x.com/theducksayshi/status/2009427345472721088)  2026-01-09T00:49Z [--] followers, [--] engagements


"@ElijahColeman21 i don't understand this hypothetical can't you borrow from your 401k without penalty as long as you pay it back before a certain period why would you ever take the 25% also how much are we talking about"  
[X Link](https://x.com/theducksayshi/status/2009707777208496535)  2026-01-09T19:24Z [--] followers, [--] engagements


"if you're about to turn [--] OR you haven't started building your credit PLEASE GET A SECURED CREDIT CARD. CREDIT CARDS ARE NOT EVIL . unless you're an idiot who likes to spend money you don't have"  
[X Link](https://x.com/theducksayshi/status/2009708919019524516)  2026-01-09T19:28Z [--] followers, [---] engagements


"@Screenshotlads gotcha. sorry to hear that honest question: why not just choose an S&P [---] index and chill"  
[X Link](https://x.com/theducksayshi/status/2009826870016258382)  2026-01-10T03:17Z [---] followers, [--] engagements


"@Screenshotlads yeah i'm in the same boat. i have STACKS of $SCHD"  
[X Link](https://x.com/theducksayshi/status/2009827312280224020)  2026-01-10T03:19Z [--] followers, [--] engagements


"@Kalshi phewww"  
[X Link](https://x.com/theducksayshi/status/2009828587717763075)  2026-01-10T03:24Z [--] followers, [--] engagements


"@A_Westn @DudeDivvy i'm not in any MFs by choice but it also surprises me that you can't sell them like a stock ticker is that not an option sorry for my ignorance here. not a MF guy. i'm also stuck with $FXAIX in my 401k. it's fine"  
[X Link](https://x.com/theducksayshi/status/2010064429979934878)  2026-01-10T19:01Z [---] followers, [--] engagements


"@Leo_Traydes wait . is this gambling lmao what's going on"  
[X Link](https://x.com/theducksayshi/status/2010156554277056745)  2026-01-11T01:07Z [---] followers, [---] engagements


"Why is no one talking about $SPYM My ROTH is FULLY invested in it. Why it's good: - Tracks the S&P500 - Is reputable - Has a 0.02% expense ratio (LOWER THAN $VOO)"  
[X Link](https://x.com/theducksayshi/status/2010384111761076488)  2026-01-11T16:11Z [---] followers, [--] engagements


"@DevotedDividend given that you're [--] why not focus more on growth that 1.8m can be worth a lot more in the future assuming similar / conventional returns. btw not criticizing. my largest position is $SCHD happy to see your discipline is paying off"  
[X Link](https://x.com/theducksayshi/status/2010527760947835295)  2026-01-12T01:42Z [---] followers, [--] engagements


"the latest algo changes have punished me. how are you doing"  
[X Link](https://x.com/theducksayshi/status/2010803971938828619)  2026-01-12T20:00Z [---] followers, [--] engagements


"@SCHDaccumulator i still stand by what i said in an earlier post: @Fidelity's customer service is WORLD CLASS"  
[X Link](https://x.com/theducksayshi/status/2011107759367094302)  2026-01-13T16:07Z [---] followers, [--] engagements


"$SCHD is looking strong this week 💪"  
[X Link](https://x.com/theducksayshi/status/2011121458588590453)  2026-01-13T17:01Z [---] followers, [---] engagements


"@InvestWithSatya i use them at Fidelity now so I'd likely need to do so there as well. Have any advice"  
[X Link](https://x.com/theducksayshi/status/2011149792110629332)  2026-01-13T18:54Z [---] followers, [--] engagements


"@MillennialChase @Leo_Traydes while i see what you're saying i don't agree. this is still a case for indexes IF you don't care and just want to park money and make consistent returns"  
[X Link](https://x.com/theducksayshi/status/2011152790413049894)  2026-01-13T19:06Z [---] followers, [--] engagements


"@SCHDETF i don't regret purchasing $SCHD anymore. purchased another share this morning as well"  
[X Link](https://x.com/anyuser/status/2011460820362797455)  2026-01-14T15:30Z [--] followers, [--] engagements


"Both are dividend ETFs but different strategies: $100K into $SCHD: $3700/yr in dividends $100K into $DGRO: $2250/yr in dividends $SCHD: Quality screens 10+ yr history [---] holdings $DGRO: Dividend growth focus 5+ yr history 400+ holdings Which do you prefer"  
[X Link](https://x.com/theducksayshi/status/2011645570864345541)  2026-01-15T03:44Z [---] followers, [--] engagements


"@DividendSponge oof . i bought nearly at the all-time high around $70/shr a few years ago. fortunately it was just a few grand loss"  
[X Link](https://x.com/theducksayshi/status/2012016024582070608)  2026-01-16T04:16Z [---] followers, [--] engagements


"@MillennialChase @DividendRob agreed but at least with $SCHD i'm covered by their investment methodology for picking stocks. while they trend towards heavier dividends there's still upside"  
[X Link](https://x.com/theducksayshi/status/2012017286413267151)  2026-01-16T04:21Z [---] followers, [--] engagements


"@SCHDaccumulator thanks to your tweet haha"  
[X Link](https://x.com/theducksayshi/status/2012180127795265707)  2026-01-16T15:08Z [---] followers, [--] engagements


"$SCHD [--] years ago performed roughly the same level as the S&P 💥💥 then: lower interest rates 💥💥 tech went bonkers and drove the s&p up when $SCHD reconstituted it got out of tech ( $AVGO and $IBM ) AND got into bank stocks (which did bad). then this past year got into energy which was bad but now turning around. so $SCHD for roughly [--] years underperformed the s&p. these are all undeniable facts. https://twitter.com/i/web/status/2012196571572515056 https://twitter.com/i/web/status/2012196571572515056"  
[X Link](https://x.com/theducksayshi/status/2012196571572515056)  2026-01-16T16:13Z [---] followers, [---] engagements


"that being said i'm still stacking. $SCHD reconstitution expected in march"  
[X Link](https://x.com/theducksayshi/status/2012196833833996608)  2026-01-16T16:14Z [---] followers, [---] engagements


"@grok what do you think of this analysis"  
[X Link](https://x.com/theducksayshi/status/2012246527129842035)  2026-01-16T19:32Z [---] followers, [--] engagements


"@CarsonTalkMoney @d3ploycapital i personally purchased $O back during its $70+/shr peak. oof"  
[X Link](https://x.com/theducksayshi/status/2012248003701076270)  2026-01-16T19:38Z [---] followers, [--] engagements


"@AllenBracey i've been apart of the r/dividends subreddit since around [----]. $SCHD was THE talk of the town then. due to its recent stagnation though people have turned towards the covered call ETFs (which I don't personally like)"  
[X Link](https://x.com/theducksayshi/status/2012376440591786290)  2026-01-17T04:08Z [---] followers, [--] engagements


"@AllenBracey haha one can hope i really love its investment philosophy. before i stumbled upon it i had devised my own "checklist" for picking dividend stocks. then i noticed it was FAR superior to anything i could have dreamed of"  
[X Link](https://x.com/theducksayshi/status/2012378010410795387)  2026-01-17T04:14Z [---] followers, [--] engagements


"@satyameht96 we'll see i'm certainly not selling buying more"  
[X Link](https://x.com/theducksayshi/status/2012397363298464127)  2026-01-17T05:31Z [---] followers, [--] engagements


"@OfcMarshmallow i've owned my fair share of REITs and MLPs at one point I just went all in on $SCHD because I aligned with its philosophy. i agree there's better opportunities for higher yield but i'm chill right now with the 3%"  
[X Link](https://x.com/theducksayshi/status/2012717174515810748)  2026-01-18T02:42Z [---] followers, [--] engagements


"@AllenBracey @SCHDETF it's also what has dragged in the last [--] years. i'm not complaining though. the longterm fundamentals are there"  
[X Link](https://x.com/theducksayshi/status/2012918738664706244)  2026-01-18T16:03Z [---] followers, [--] engagements


""don't invest in dividend ETFs when you're young" while i agree and the math is correct I LOVE GETTING PAID"  
[X Link](https://x.com/theducksayshi/status/2013242530473669106)  2026-01-19T13:29Z [---] followers, [---] engagements


"@DreamDividend why"  
[X Link](https://x.com/theducksayshi/status/2013242910834069968)  2026-01-19T13:31Z [---] followers, [--] engagements


"@theficouple $4300/mo for a home is SO STEEP. should only be in the $2500 range for that salary which alludes to a starter home"  
[X Link](https://x.com/theducksayshi/status/2013243827646042310)  2026-01-19T13:35Z [---] followers, 14.8K engagements


"US on the brink of ww3 we'll see. Dollar about to collapse agreed. Whole world hates America haven't they always the fact of the matter is: the US is still one of the most innovative / strongest economies. Stagflation about to set in agreed. Recession (hopefully not depression) incoming i've been saying this for years . and it simply hasn't happened. we're overdue for one. https://twitter.com/i/web/status/2013248450792427923 https://twitter.com/i/web/status/2013248450792427923"  
[X Link](https://x.com/theducksayshi/status/2013248450792427923)  2026-01-19T13:53Z [---] followers, [--] engagements


"DO I REPEAT DO GET A CREDIT CARD just don't be a degenerate. DO NOT I REPEAT DO NOT GET INTO CREDIT CARD DEBT DO NOT I REPEAT DO NOT GET INTO CREDIT CARD DEBT"  
[X Link](https://x.com/theducksayshi/status/2013300650579272098)  2026-01-19T17:20Z [---] followers, [---] engagements


"@DudeDivvy haha just going to do cash secured puts on $SCHD"  
[X Link](https://x.com/theducksayshi/status/2013315533265871117)  2026-01-19T18:20Z [---] followers, [--] engagements


"➔ purchased $300 of $SCHD 💵 annual income increase: $11 🤑 total: $7927/yr"  
[X Link](https://x.com/theducksayshi/status/2013630746250899833)  2026-01-20T15:12Z [---] followers, [---] engagements


"@brewmarkets Not for my trusty $SCHD"  
[X Link](https://x.com/theducksayshi/status/2013674975673172194)  2026-01-20T18:08Z [---] followers, [----] engagements


"i love $SCHD. i will buy and hold forever"  
[X Link](https://x.com/theducksayshi/status/2013730626856206375)  2026-01-20T21:49Z [---] followers, [---] engagements


"➔ purchased $100 of $SCHD 💵 annual income increase: $3.61 🤑 total: $7931/yr"  
[X Link](https://x.com/theducksayshi/status/2014006500453208076)  2026-01-21T16:05Z [---] followers, [---] engagements


"$SCHD i love you"  
[X Link](https://x.com/theducksayshi/status/2014024123190596064)  2026-01-21T17:15Z [---] followers, [---] engagements


"@Leo_Traydes are either of these bad choices they're great longterm choices"  
[X Link](https://x.com/theducksayshi/status/2014182809422672381)  2026-01-22T03:46Z [---] followers, [---] engagements


"@Leo_Traydes oh lol. just noise"  
[X Link](https://x.com/theducksayshi/status/2014184221649088748)  2026-01-22T03:51Z [---] followers, [--] engagements


"@OfcMarshmallow haha not so much these past couple of years. BUT I'm hopeful / in it for the long run"  
[X Link](https://x.com/theducksayshi/status/2014189615091957965)  2026-01-22T04:13Z [---] followers, [--] engagements


"@OfcMarshmallow oh i agree. i wrote a post about what happened to $SCHD here https://x.com/theducksayshi/status/2012196571572515056s=20 $SCHD [--] years ago performed roughly the same level as the S&P 💥💥 then: lower interest rates 💥💥 tech went bonkers and drove the s&p up when $SCHD reconstituted it got out of tech ( $AVGO and $IBM ) AND got into bank stocks (which did bad). then this past year got into https://t.co/jngIQcjZQG https://x.com/theducksayshi/status/2012196571572515056s=20 $SCHD [--] years ago performed roughly the same level as the S&P 💥💥 then: lower interest rates 💥💥 tech went"  
[X Link](https://x.com/theducksayshi/status/2014191514121822598)  2026-01-22T04:20Z [---] followers, [--] engagements


"@OfcMarshmallow yeah that was my point with the post as well. s&p is honestly over valued and only propped up by ai. outside of that it's been mainly flat (which is how $SCHD performed)"  
[X Link](https://x.com/theducksayshi/status/2014193239134191808)  2026-01-22T04:27Z [---] followers, [--] engagements


"good night x here's the update: jan 21st: - 🎉 PROMOTION at work - [--] new followers (total 143) - [--] new posts (total 1256)"  
[X Link](https://x.com/theducksayshi/status/2014215068150386743)  2026-01-22T05:54Z [---] followers, [---] engagements


"just another day of stacking 💵 $100 of $SCHD 💰$7394.79 total yearly dividends"  
[X Link](https://x.com/theducksayshi/status/2014372851709546592)  2026-01-22T16:21Z [---] followers, [---] engagements


"@AntoniusEmporos @Real_Money_Blog @loveleesfinance @SCHDaccumulator @TheBrilliantBu1 @TwoCentsGal congratulations man"  
[X Link](https://x.com/theducksayshi/status/2014372954235171176)  2026-01-22T16:21Z [---] followers, [--] engagements


"@DudeWhoInvests people saying [--] are either overly optimistic or slightly disconnected from reality. realistically speaking you should have this by 30-35. ideally ofc as soon as possible"  
[X Link](https://x.com/theducksayshi/status/2014390798805057983)  2026-01-22T17:32Z [---] followers, 50.2K engagements


"@No_Coffee_Divs not enough :D [--------] ($221k)"  
[X Link](https://x.com/theducksayshi/status/2014408241485144112)  2026-01-22T18:42Z [---] followers, [--] engagements


"@SCHDaccumulator FIFTY 👀👀"  
[X Link](https://x.com/theducksayshi/status/2014429443385659869)  2026-01-22T20:06Z [---] followers, [---] engagements


"@DudeWhoInvests technical analysis feels halfway arbitrary just humans trying to attach meaning to red and green squares"  
[X Link](https://x.com/theducksayshi/status/2014438974232658086)  2026-01-22T20:44Z [---] followers, [---] engagements


"@DevotedDividend I only do $SCHG + $SCHD"  
[X Link](https://x.com/theducksayshi/status/2014476252405547245)  2026-01-22T23:12Z [---] followers, [---] engagements


"@SCHDETF we in the green baby"  
[X Link](https://x.com/theducksayshi/status/2014488430923682004)  2026-01-23T00:00Z [---] followers, [--] engagements


"how much money do you need to retire"  
[X Link](https://x.com/theducksayshi/status/2014543343275942022)  2026-01-23T03:38Z [---] followers, [---] engagements


"@SCHDaccumulator is that your personal target number"  
[X Link](https://x.com/theducksayshi/status/2014543881124085846)  2026-01-23T03:41Z [---] followers, [--] engagements


"@SCHDaccumulator it's the dividend $VOO I guess ;)"  
[X Link](https://x.com/theducksayshi/status/2014556614192222225)  2026-01-23T04:31Z [---] followers, [--] engagements


"@DudeWhoInvests isn't this a good thing or am i misunderstanding"  
[X Link](https://x.com/theducksayshi/status/2014684313690710210)  2026-01-23T12:59Z [---] followers, [--] engagements


"@SCHDETF Goodmorning $SCHD"  
[X Link](https://x.com/theducksayshi/status/2014707695744426394)  2026-01-23T14:32Z [---] followers, [--] engagements


"@padron_elvis You as well In $SCHD we trust 🫡"  
[X Link](https://x.com/theducksayshi/status/2014710402249060729)  2026-01-23T14:42Z [---] followers, [--] engagements


"@DevotedDividend what are your thoughts on $SCHD"  
[X Link](https://x.com/theducksayshi/status/2014711875192193254)  2026-01-23T14:48Z [---] followers, [---] engagements


"BRICK BY BRICK. just put in the order 💵 $500 of $SCHD 💰$7952.71 total yearly dividends"  
[X Link](https://x.com/theducksayshi/status/2014716248634847689)  2026-01-23T15:05Z [---] followers, [----] engagements


"@SCHDaccumulator lol i'm no whale the whales are the guys throwing around millions of dollars like it's nothing"  
[X Link](https://x.com/theducksayshi/status/2014716612167746031)  2026-01-23T15:07Z [---] followers, [--] engagements


"@SCHDETF indeed I may start dumping some money into it myself"  
[X Link](https://x.com/theducksayshi/status/2014730283719835657)  2026-01-23T16:01Z [---] followers, [--] engagements


"@EquityScope JP does a lot of weird stuff to be fair haha I think they're just hedging bets tbh. Thanks for reporting though"  
[X Link](https://x.com/theducksayshi/status/2014741411568980440)  2026-01-23T16:45Z [---] followers, [--] engagements


"@DevotedDividend just stop buying the income stuff in general"  
[X Link](https://x.com/theducksayshi/status/2014900841673531616)  2026-01-24T03:19Z [---] followers, [---] engagements


"@SCHDETF @heyrarebot in $SCHD we trust"  
[X Link](https://x.com/theducksayshi/status/2015138317918945566)  2026-01-24T19:03Z [---] followers, [---] engagements


"@DividendDad1 correct answer: it depends on your age. but $VOO is likely your best bet"  
[X Link](https://x.com/theducksayshi/status/2015162251527791104)  2026-01-24T20:38Z [---] followers, [---] engagements


"@DividendDad1 $VOO will likely outperform $SCHD in the longterm (as it has done already). but don't let that disappoint you. $SCHD is still a solid fund"  
[X Link](https://x.com/theducksayshi/status/2015268422758670452)  2026-01-25T03:40Z [---] followers, [--] engagements


"i'm going to be a millionaire in SIX YEARS .assuming i keep this up"  
[X Link](https://x.com/theducksayshi/status/2015273984967733689)  2026-01-25T04:02Z [---] followers, [---] engagements


"@KonsNemo right now just $SCHD"  
[X Link](https://x.com/theducksayshi/status/2015320495156043787)  2026-01-25T07:07Z [---] followers, [--] engagements


"@SCHDaccumulator haha you're like me. this is a little backwards isn't it 🤣 unless your goal is to tap into $SCHD dividends before you retire"  
[X Link](https://x.com/theducksayshi/status/2015448815155765496)  2026-01-25T15:36Z [---] followers, [---] engagements


"$SCHD Weekly Recap January 19-23 [----] shares added: $1000 worth 🧱 annual dividend increase: $36.40 😎 total shares: [-------] 💸 annual dividend: $7952.71"  
[X Link](https://x.com/theducksayshi/status/2015599803476934848)  2026-01-26T01:36Z [---] followers, [---] engagements


"@SCHDETF $SCHD is killing it this year so far"  
[X Link](https://x.com/theducksayshi/status/2015615368488796524)  2026-01-26T02:38Z [---] followers, [--] engagements


"@matt_feroz for sure. the taxes are at least qualified and i personally prefer dividend growth. the math still works out in favor of holding something long term like $VOO"  
[X Link](https://x.com/theducksayshi/status/2015616220968464883)  2026-01-26T02:42Z [---] followers, [--] engagements


"@RyanStalling123 possibly - the s&p has had a historic run due to mag7. i'm hedging a bet here tbh. in the short term yeah i got reamed"  
[X Link](https://x.com/theducksayshi/status/2015770549239034167)  2026-01-26T12:55Z [---] followers, [--] engagements


"@SCHDETF $SCHD is killing it"  
[X Link](https://x.com/theducksayshi/status/2015786431323508858)  2026-01-26T13:58Z [---] followers, [--] engagements


"well it's official. i'm temporarily stopping / reducing my brokerage contributions. I'M BUYING A NEW HOME"  
[X Link](https://x.com/theducksayshi/status/2015814070948045274)  2026-01-26T15:48Z [---] followers, [----] engagements


"@2CommaInvestor yep we're in the due diligence period now"  
[X Link](https://x.com/theducksayshi/status/2015835241953235289)  2026-01-26T17:12Z [---] followers, [--] engagements


"@maceskridge recast absolutely matters in this case. interest rate is certainly a large factor as well though"  
[X Link](https://x.com/theducksayshi/status/2016181189875237301)  2026-01-27T16:07Z [---] followers, [--] engagements


"@MG_Feed done"  
[X Link](https://x.com/theducksayshi/status/2016496854125392068)  2026-01-28T13:01Z [---] followers, [--] engagements


"@2CommaInvestor for reps too"  
[X Link](https://x.com/theducksayshi/status/2016622820856340692)  2026-01-28T21:22Z [---] followers, [--] engagements


"health is wealth. just did this for [--] reps 🫠"  
[X Link](https://x.com/theducksayshi/status/2022772184545136889)  2026-02-14T20:37Z [---] followers, [----] engagements


"@brewmarkets AppLovin more like NoLovin"  
[X Link](https://x.com/theducksayshi/status/2022752246602076262)  2026-02-14T19:18Z [---] followers, [----] engagements


"people often ask me how i have a 🟢 $600k+ networth AT [--]. two things: - america - i follow this framework 👇 https://t.co/4uPEuM84o9 https://t.co/4uPEuM84o9"  
[X Link](https://x.com/theducksayshi/status/2019036302730199365)  2026-02-04T13:12Z [---] followers, [----] engagements


"👉 roth ira vs. 401k if you don't know when/why to fund each i made a video about it"  
[X Link](https://x.com/theducksayshi/status/2022722306896805939)  2026-02-14T17:19Z [---] followers, [---] engagements


"$SCHD weekly recap February 09-13 [----] shares added: $150 worth 🧱 annual dividend increase: $4.96 💸 annual dividend: $7972.62 📆 monthly dividend: $664.39"  
[X Link](https://x.com/theducksayshi/status/2023092464849224089)  2026-02-15T17:50Z [---] followers, [---] engagements


"@HeroDividend are we cooked chat"  
[X Link](https://x.com/theducksayshi/status/2023103377501213075)  2026-02-15T18:33Z [---] followers, [----] engagements


"current monthly income: $SCHD - $659.03/mon 💰 $SPAXX - $315.52/mon $FXAIX - $68.61/mon $SPYM - $35.43/mon $VFIAX - $8.65/mon $1087.24/mon TOTAL thank you $SCHD"  
[X Link](https://x.com/theducksayshi/status/2011449427119206865)  2026-01-14T14:44Z [---] followers, [----] engagements


"just hit half a million impressions for the first time 💪🦆"  
[X Link](https://x.com/theducksayshi/status/2022495591562121297)  2026-02-14T02:18Z [---] followers, [----] engagements


"@PathofTheDollar oh it's impossible with my timeline horizon unless i see a substantial increase in income. quite frankly i'd have to start a wildly successful business to reach the numbers"  
[X Link](https://x.com/theducksayshi/status/2023094580711948756)  2026-02-15T17:58Z [---] followers, [--] engagements


"@risklikemonty was it a reply or a post that got that"  
[X Link](https://x.com/theducksayshi/status/2023128332154667481)  2026-02-15T20:12Z [---] followers, [--] engagements


"@Screenshotlads i've heard of $TDIV but never fully looked into it"  
[X Link](https://x.com/theducksayshi/status/2009827869489315998)  2026-01-10T03:21Z [---] followers, [--] engagements


"@SCHDETF $SCHX - large cap $SCHG - large cap "growth" $SCHM - mid cap $SCHA - small cap"  
[X Link](https://x.com/theducksayshi/status/2010939034185458173)  2026-01-13T04:56Z [---] followers, [--] engagements


"@AntoniusEmporos it depends on your goals and what you want. conventionally speaking no - it should be $VOO and/or another fund that tracks the S&P. if you're seeking passive income yeah $SCHD or $DGRO are great contenders"  
[X Link](https://x.com/theducksayshi/status/2011830709598453935)  2026-01-15T15:59Z [---] followers, [--] engagements


"@DudeWhoInvests FACTS. love some $TXRH though"  
[X Link](https://x.com/theducksayshi/status/2011996799163122006)  2026-01-16T02:59Z [---] followers, [--] engagements


"@OfcMarshmallow haha MLPs have their place i also had BDCs as well. i loved $MAIN"  
[X Link](https://x.com/theducksayshi/status/2012718990045392952)  2026-01-18T02:49Z [---] followers, [--] engagements


"@CarsonTalkMoney @SCHDaccumulator $100 per WEEK $5200/yr total gotta get that income up man still though great progress for someone your age"  
[X Link](https://x.com/theducksayshi/status/2013655501855166951)  2026-01-20T16:50Z [---] followers, [--] engagements


"@CarsonTalkMoney @SCHDaccumulator ohhh haha my fault. yeah $VOO / $VXUS is the better move. I invest much more than this as well . this is just my brokerage ;) i made a video last night that breaks it all down"  
[X Link](https://x.com/theducksayshi/status/2013662731090468917)  2026-01-20T17:19Z [---] followers, [--] engagements


"you want to invest but want to keep it boring $VTI all the way"  
[X Link](https://x.com/theducksayshi/status/2014322438067069161)  2026-01-22T13:01Z [---] followers, [---] engagements


"@SCHDaccumulator i personally have a goal of hitting $1k/mon in $SCHD (over halfway) after that i may full send $DGRO for a while. i go back and forth on it"  
[X Link](https://x.com/theducksayshi/status/2014545667847336286)  2026-01-23T03:48Z [---] followers, [---] engagements


"$DGRO: think of it as a dividend-focused alt to $VOO. [--]. tracks companies with 5+ years of consistent dividend growth [--]. yields 60% more than VOO (2.12% vs 1.3%) [--]. less mag [--] more financials & healthcare not perfect but solid for dividend-minded investors"  
[X Link](https://x.com/theducksayshi/status/2014548663809216698)  2026-01-23T04:00Z [---] followers, [---] engagements


"@PulseonMarket exactly the returns first neatly in the middle between $VOO $DGRO $SCHD"  
[X Link](https://x.com/theducksayshi/status/2014552822163910758)  2026-01-23T04:16Z [---] followers, [--] engagements


"@SCHDaccumulator i look forward to it haha"  
[X Link](https://x.com/theducksayshi/status/2014552886320017693)  2026-01-23T04:16Z [---] followers, [--] engagements


"@DevotedDividend $VOO for sure but it depends on what happens in tech"  
[X Link](https://x.com/theducksayshi/status/2014777275317723600)  2026-01-23T19:08Z [---] followers, [----] engagements


"good night x here's the update: jan 24th: - [--] new followers (total 173) - [--] new posts (total 1341) today was my highest follow increase since starting"  
[X Link](https://x.com/theducksayshi/status/2014937710935318837)  2026-01-24T05:46Z [---] followers, [---] engagements


"People ask why I choose: $SCHD over $VOO. Simple: I trust their criteria. - 10+ years paying dividends - Strong cash flow & ROE - Proven dividend growth - Top [---] quality stocks - Diversified (max 4.5% per holding) $VOO is INSANELY strong now due to its tech exposure"  
[X Link](https://x.com/theducksayshi/status/2015136338970882423)  2026-01-24T18:55Z [---] followers, [---] engagements


"i will say this though: $VOO is a great choice for younger folks with many years left worth of exposure to the market"  
[X Link](https://x.com/theducksayshi/status/2015136539831853535)  2026-01-24T18:56Z [---] followers, [---] engagements


"@KonsNemo because i'm dumb. it's a long story haha. tl;dr - i recommend everyone choose $VOO or some s&p fund like $SPYM (lower expense ratio). i just prefer dividend growth. in the last [--] years tech has blossomed and $SCHD got reamed. i still prefer its core philosophy though"  
[X Link](https://x.com/theducksayshi/status/2015324625639477591)  2026-01-25T07:23Z [---] followers, [--] engagements


"good night x here's the update: jan 24th: - [--] new followers (total 188) - [--] new posts (total 1341) - uploaded a new yt video x has been awesome lately"  
[X Link](https://x.com/theducksayshi/status/2015342756663554356)  2026-01-25T08:35Z [---] followers, [---] engagements


"$SCHD's popularity isnt just the 3-4% yield . its a low-fee quality-screened equity fund you can hold 30+ years without blowing up leveraged CEFs or getting eaten by inflation like CDs. its the set it and forget it dividend workhorse: boring scalable hardworking"  
[X Link](https://x.com/theducksayshi/status/2015516697419989310)  2026-01-25T20:06Z [---] followers, [---] engagements


"@Hidden_Reserve @ElijahColeman21 not small minded. just realistic. if you have $32k and you want to increase it to $500k in [--] years. that's a 1462.5% increase"  
[X Link](https://x.com/theducksayshi/status/2015829589214294147)  2026-01-26T16:50Z [---] followers, [--] engagements


"what would you do in my situation - $1k monthly payment (PITI) - home with $150k equity - estimated $2k rent options: [--]. recast my new mortgage with $150k equity [--]. rent out the existing home if i recast it lowers my monthly payment from $2900 - $2200"  
[X Link](https://x.com/theducksayshi/status/2016149828640682472)  2026-01-27T14:02Z [---] followers, [---] engagements


"🚨just a callout for the FLOOD OF NEW FOLLOWERS: i want an organic following not people asking follow [--] follow. with that said if you're in the finance niche i will gladly follow you"  
[X Link](https://x.com/theducksayshi/status/2016197685682831729)  2026-01-27T17:12Z [---] followers, [----] engagements


"@CarsonTalkMoney $SCHD all day"  
[X Link](https://x.com/theducksayshi/status/2016243144967229612)  2026-01-27T20:13Z [---] followers, [--] engagements


"🥹 THANK YOU . if you're into finance / dividends let's connect"  
[X Link](https://x.com/theducksayshi/status/2016246478897885539)  2026-01-27T20:26Z [---] followers, [----] engagements


"good night x here's the update: jan 27th: - [---] new followers (total 348) - [--] new posts (total 1567) this has been MY BEST PERFORMING DAY EVER 🚨if you're in the finance niche 🤝 LET'S CONNECT"  
[X Link](https://x.com/theducksayshi/status/2016368505864474873)  2026-01-28T04:31Z [---] followers, [----] engagements


"@nathanielsford thank you nathaniel my scarcity mindset always has me feeling like nothing ever lasts. so i'm just trying to keep it up while i can once i hit the [---] verified followers mark i'll start gunning for impressions. regardless though my main mission is finance"  
[X Link](https://x.com/theducksayshi/status/2016370247012360564)  2026-01-28T04:38Z [---] followers, [--] engagements


"@AntoniusEmporos thank you so much kosmos you've been one of the few who have been here since day [--]. thank you for your genuine follow / interactions"  
[X Link](https://x.com/theducksayshi/status/2016372992561889626)  2026-01-28T04:49Z [---] followers, [--] engagements


"🥺 it happened again. I HIT [---] FOLLOWERS only [--] day after I hit [---]. 🚨THIS IS INSANE. if you're into finance if you enjoy dividends if you share your journey 🤝 LET'S CONNECT"  
[X Link](https://x.com/theducksayshi/status/2016523517345321100)  2026-01-28T14:47Z [---] followers, [---] engagements


"@SCHDETF think we'll see $30 soon"  
[X Link](https://x.com/theducksayshi/status/2016566820409352255)  2026-01-28T17:39Z [---] followers, [---] engagements


"@DudeDivvy haha i remember this is just EXPLOSIVE growth at this point"  
[X Link](https://x.com/theducksayshi/status/2016568171088511321)  2026-01-28T17:44Z [---] followers, [--] engagements


"@DudeWhoInvests couldn't be me. $VOO all day. it's our turn to hit all time highs"  
[X Link](https://x.com/theducksayshi/status/2016572977538593033)  2026-01-28T18:03Z [---] followers, [--] engagements


"good night x here's the update: jan 28th: - [--] new followers (total 413) - [---] new posts (total 1700) the growth lately has been insane truly blessed ⚠ if you're in the finance niche 🤝 LET'S CONNECT"  
[X Link](https://x.com/theducksayshi/status/2016721409284686065)  2026-01-29T03:53Z [---] followers, [---] engagements


"@DudeWhoInvests it's almost as bad as debt. please don't use leverage"  
[X Link](https://x.com/theducksayshi/status/2016902794939126136)  2026-01-29T15:54Z [---] followers, [--] engagements


"🥺 it happened AGAIN. i hit [---] followers. this is only ONE DAY after hitting [---] followers. i haven't even been on this platform a full month yet. 💪 if you're in the finance space LETS CONNECT"  
[X Link](https://x.com/theducksayshi/status/2016904493963583874)  2026-01-29T16:01Z [---] followers, [---] engagements


"@Sammy_Rigger yeah this is a great point actually. it's either the bike or the treadmill for me"  
[X Link](https://x.com/theducksayshi/status/2016912928700530721)  2026-01-29T16:34Z [---] followers, [--] engagements


"@TheBrilliantBu1 haha for sure. the momentum is seemingly slowing but it's chill"  
[X Link](https://x.com/theducksayshi/status/2016941106076803174)  2026-01-29T18:26Z [---] followers, [--] engagements


"@nathanielsford thanks man just trying to reach your heights haha"  
[X Link](https://x.com/theducksayshi/status/2016943581672427557)  2026-01-29T18:36Z [---] followers, [--] engagements


"@grok can you answer"  
[X Link](https://x.com/theducksayshi/status/2016946910053970101)  2026-01-29T18:49Z [---] followers, [---] engagements


"@LlamaInvests haha true. she is right though. i'm buying a home and should likely save all liquid cash i can before those hefty expenses"  
[X Link](https://x.com/theducksayshi/status/2016957137335755189)  2026-01-29T19:30Z [---] followers, [--] engagements


"@DudeDivvy haha like i mentioned to someone else in this thread i should probably hold off since I'm buying a home 😅"  
[X Link](https://x.com/theducksayshi/status/2017041915242307865)  2026-01-30T01:07Z [---] followers, [--] engagements


"@SCHDETF $MSFT is a good one. great point on the $SCHG"  
[X Link](https://x.com/theducksayshi/status/2017042171992342840)  2026-01-30T01:08Z [---] followers, [---] engagements


"i don't normally share my youtube content here but this is my honest take on the current housing market. https://www.youtube.com/watchv=DRX8hYwq9G4 https://www.youtube.com/watchv=DRX8hYwq9G4"  
[X Link](https://x.com/theducksayshi/status/2017116289492193773)  2026-01-30T06:02Z [---] followers, [--] engagements


"for those in the US how do you feel about Kevin Warsh"  
[X Link](https://x.com/theducksayshi/status/2017250361854112050)  2026-01-30T14:55Z [---] followers, [---] engagements


"@ZeroToFreed0m @DudeWhoInvests i agree. i'm just calling out that the fact of the matter is: wages have stayed largely stagnant when compared with the rise of cost of EVERYTHING else. but you're correct it will cause more inflation"  
[X Link](https://x.com/theducksayshi/status/2017251031344705586)  2026-01-30T14:58Z [---] followers, [--] engagements


"@longriverCM i certainly don't get bad vibes from the decision"  
[X Link](https://x.com/theducksayshi/status/2017302480384634983)  2026-01-30T18:22Z [---] followers, [--] engagements


"@AL_1107_ @DudeWhoInvests are you referring to deflation"  
[X Link](https://x.com/theducksayshi/status/2017302974083563737)  2026-01-30T18:24Z [---] followers, [--] engagements


"@longriverCM @MG_Feed @jonchimpo23 @b_co_co @jarg20260110 @themojomindset OH MY GOSH thank you so much for the shoutout"  
[X Link](https://x.com/theducksayshi/status/2017336860167606372)  2026-01-30T20:39Z [---] followers, [--] engagements


"@longriverCM @MG_Feed @jonchimpo23 @b_co_co @jarg20260110 @themojomindset You got that big 🦆 energy 🙌🏻🙌🏻🙌🏻"  
[X Link](https://x.com/theducksayshi/status/2017337179425427571)  2026-01-30T20:40Z [---] followers, [--] engagements


"@longriverCM @MG_Feed @jonchimpo23 @b_co_co @jarg20260110 @themojomindset 🤣🤣🤣"  
[X Link](https://x.com/theducksayshi/status/2017337473492279671)  2026-01-30T20:41Z [---] followers, [--] engagements


"@DevotedDividend that huge draw down is a little scary ngl"  
[X Link](https://x.com/theducksayshi/status/2017339168083308802)  2026-01-30T20:48Z [---] followers, [---] engagements


"@TroyOnCapital thank you Troy"  
[X Link](https://x.com/theducksayshi/status/2017340976923123989)  2026-01-30T20:55Z [---] followers, [--] engagements


"$SCHD Weekly Recap January 26-30 [----] shares added: $250 worth 🧱 annual dividend increase: $9.05 😎 total shares: [--------] 💸 annual dividend: $7961.58 📆 monthly dividend: $663.46"  
[X Link](https://x.com/theducksayshi/status/2017642361732333833)  2026-01-31T16:53Z [---] followers, [---] engagements


"@PathofTheDollar my taxable brokerage is 100% $SCHD i do have others as well https://x.com/theducksayshi/status/2011449427119206865s=20 current monthly income: $SCHD - $659.03/mon 💰 $SPAXX - $315.52/mon $FXAIX - $68.61/mon $SPYM - $35.43/mon $VFIAX - $8.65/mon $1087.24/mon TOTAL thank you $SCHD. https://t.co/lPsU6bmDoH https://x.com/theducksayshi/status/2011449427119206865s=20 current monthly income: $SCHD - $659.03/mon 💰 $SPAXX - $315.52/mon $FXAIX - $68.61/mon $SPYM - $35.43/mon $VFIAX - $8.65/mon $1087.24/mon TOTAL thank you $SCHD. https://t.co/lPsU6bmDoH"  
[X Link](https://x.com/theducksayshi/status/2017643944813711821)  2026-01-31T16:59Z [---] followers, [--] engagements


"@itz_abzK i've just personally never used dividend tracker. is it free"  
[X Link](https://x.com/theducksayshi/status/2017697599168418086)  2026-01-31T20:32Z [---] followers, [--] engagements


"@DudeDivvy yeah gettin' CRUSHED"  
[X Link](https://x.com/theducksayshi/status/2017709081767661978)  2026-01-31T21:18Z [---] followers, [--] engagements


"@DudeDivvy haha no. i've never been much of a fan. i've dabbled with $LINK"  
[X Link](https://x.com/theducksayshi/status/2017728850357047393)  2026-01-31T22:37Z [---] followers, [--] engagements


"@MSBInvests my emergency funds are legit about to deplete to $0 after i pay for the down payment on my new home. it'll take me a few months to build it back up haha"  
[X Link](https://x.com/theducksayshi/status/2017782976814141917)  2026-02-01T02:12Z [---] followers, [--] engagements


"@MSBInvests i've actually heard of this before i used to want to get into renting back when i was a teenager but the home prices / rising interest rates priced me out. i was going to use this exact method. how many rentals do you have"  
[X Link](https://x.com/theducksayshi/status/2017784964134154419)  2026-02-01T02:19Z [---] followers, [--] engagements


"@Nasser_kari @TheBrilliantBu1 @PathofTheDollar @Ron_Trades @AntoniusEmporos @growthstockpick @vanazadian @MahlikBorland @fantstockleague @DudeDivvy @MidlClassMoney i'm down"  
[X Link](https://x.com/theducksayshi/status/2017801466841350355)  2026-02-01T03:25Z [---] followers, [--] engagements


"📅02/26 networth i've already got a big year ahead of me. income: $225k/yr age: [--] networth: - $228k $SCHD - $150k home equity - $112k HYSA - $73k 401k [--] - $39k roth ira - $10k 401k [--] - $6k checking - $3k $USDC $621k total"  
[X Link](https://x.com/theducksayshi/status/2018026700332847214)  2026-02-01T18:20Z [---] followers, [----] engagements


"@itz_abzK yeah for sure. it's just treat it as liquid cash for right now. i may need it here soon 😅"  
[X Link](https://x.com/theducksayshi/status/2018033668833394921)  2026-02-01T18:48Z [---] followers, [--] engagements


"@SwingManMakes the first half of this year is going to be spent replenishing my emergency budget. the HYSA money is about to go down the drain. purchasing a new home. i suspect i won't be able to invest heavily until mid-year"  
[X Link](https://x.com/theducksayshi/status/2018040274300133684)  2026-02-01T19:14Z [---] followers, [--] engagements


"@Nasser_kari thank you"  
[X Link](https://x.com/theducksayshi/status/2018082808871178469)  2026-02-01T22:03Z [---] followers, [--] engagements


"@MyRothJourney haha exactly [--] back pain. [--] bruising. all rest"  
[X Link](https://x.com/theducksayshi/status/2018095068402331740)  2026-02-01T22:52Z [---] followers, [--] engagements


"@mebongue i typically carry 6-8 months worth of expenses in an emergency fund. as for investing i target a vanity number like $5k/mon across all my accounts"  
[X Link](https://x.com/theducksayshi/status/2018317230610497951)  2026-02-02T13:35Z [---] followers, [--] engagements


"@DJaramill0010 you're 100% correct and this is something i go back and forth on constantly. i like the fundamentals of $SCHD and the dividends are at least qualified. this doesn't negate your point though. - my 401k doesn't have this option - my ROTH IRA is so little"  
[X Link](https://x.com/theducksayshi/status/2018339873925538045)  2026-02-02T15:04Z [---] followers, [--] engagements


"i forgot to take a screenshot of my other $SCHD order 🙄 💸 $75 of $SCHD 💰$7964/yr (+3)"  
[X Link](https://x.com/theducksayshi/status/2018343274742784477)  2026-02-02T15:18Z [---] followers, [----] engagements


"max out your ROTH IRA and you'll be a tax free millionaire"  
[X Link](https://x.com/theducksayshi/status/2018383774275240207)  2026-02-02T17:59Z [---] followers, [----] engagements


"@TrdeToScale 100% - the only exception is with employer matching on a 401k"  
[X Link](https://x.com/theducksayshi/status/2018456747133079905)  2026-02-02T22:49Z [---] followers, [--] engagements


"@gamblard4744 shoot . prob $10"  
[X Link](https://x.com/theducksayshi/status/2018456870185570646)  2026-02-02T22:49Z [---] followers, [--] engagements

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