# ![@heythereRich Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::919395324539613184.png) @heythereRich SonOfaRichard

SonOfaRichard posts on X about crypto, liquidity, tokenization, rlusd the most. They currently have [-----] followers and [---] posts still getting attention that total [------] engagements in the last [--] hours.

### Engagements: [------] [#](/creator/twitter::919395324539613184/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::919395324539613184/c:line/m:interactions.svg)


### Mentions: [--] [#](/creator/twitter::919395324539613184/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::919395324539613184/c:line/m:posts_active.svg)


### Followers: [-----] [#](/creator/twitter::919395324539613184/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::919395324539613184/c:line/m:followers.svg)


### CreatorRank: [-------] [#](/creator/twitter::919395324539613184/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::919395324539613184/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  55.88% [cryptocurrencies](/list/cryptocurrencies)  #7629 [stocks](/list/stocks)  11.76% [countries](/list/countries)  8.82% [exchanges](/list/exchanges)  #3983 [technology brands](/list/technology-brands)  4.9% [currencies](/list/currencies)  1.96% [financial services](/list/financial-services)  #1972 [social networks](/list/social-networks)  0.98%

**Social topic influence**
[crypto](/topic/crypto) #7084, [liquidity](/topic/liquidity) #536, [tokenization](/topic/tokenization) #439, [rlusd](/topic/rlusd) #42, [xrp](/topic/xrp) #412, [money](/topic/money) 5.88%, [investment](/topic/investment) #5640, [if you](/topic/if-you) 4.9%, [ledger](/topic/ledger) #288, [this is](/topic/this-is) 4.9%

**Top accounts mentioned or mentioned by**
[@sacertaen](/creator/undefined) [@ripple](/creator/undefined) [@figure](/creator/undefined) [@mcagney](/creator/undefined) [@khughbreslin](/creator/undefined) [@aviva](/creator/undefined) [@miguelplatypus](/creator/undefined) [@provenancefdn](/creator/undefined) [@coingecko](/creator/undefined) [@monnks3](/creator/undefined) [@truepatriotxrp](/creator/undefined) [@rwallama](/creator/undefined) [@belisarius2020](/creator/undefined) [@ty4thehk](/creator/undefined) [@onefreeman78](/creator/undefined) [@seanmcbride16](/creator/undefined) [@0xquantic](/creator/undefined) [@realmaxavery](/creator/undefined) [@santander](/creator/undefined) [@bancorendimento](/creator/undefined)

**Top assets mentioned**
[XRP (XRP)](/topic/xrp) [Coinbase Global Inc. (COIN)](/topic/coinbase) [Bank of America (BAC)](/topic/bank-of-america) [Ethereum (ETH)](/topic/ethereum)
### Top Social Posts
Top posts by engagements in the last [--] hours

"Grayscale just dropped Amendment No. [--] for the SUI Trust. Thats not a tweet. Thats paperwork. Translation over a cold beer: Boring stuff Theyre walking a spot SUI product through the SEC the slow boring adult way. [----] Act registration Real tokens held in custody Coinbase handling the pipes NYSE Arca is the target No fireworks. No were live tomorrow. Just amendments. Redlines. Paperwork. Back-and-forth with the SEC. This is how ETFs actually get born. Onwards and upwards for SUI. https://twitter.com/i/web/status/2023754982424535348 https://twitter.com/i/web/status/2023754982424535348"  
[X Link](https://x.com/heythereRich/status/2023754982424535348)  2026-02-17T13:42Z [----] followers, [---] engagements


"Alright. Pull up a stool. If you only read price charts youre watching the scoreboard. Japan is rewriting the rulebook. Theyre moving XRP from crypto toy status under the Payment Services Act to a regulated financial product under FIEA. Thats stocks. Thats bonds. Thats institutional language. When a country like Japan does that its not for Reddit traders. Its for banks. Pensions. Broker-dealers. Think about it like this: Right now XRP sits outside the main casino floor. Japan is basically saying Put it on the main exchange. Lights on. Compliance in place. Let the suits play. SBI + SMBC Nikko"  
[X Link](https://x.com/heythereRich/status/2023759580795224233)  2026-02-17T14:00Z [----] followers, [----] engagements


"Japan. Tick-tock. Iraq was about Oil. Venezuela was about Oil. Iran is about Oil. The reverse carry trade is about Oil. You are about to understand this. Iraq was about Oil. Venezuela was about Oil. Iran is about Oil. The reverse carry trade is about Oil. You are about to understand this"  
[X Link](https://x.com/heythereRich/status/2023765301977117107)  2026-02-17T14:23Z [----] followers, [----] engagements


"@seanmcbride16 In all fairness and prefaced with saying sorry about your mom THE disappearance of chest pain also DOES correlate with the large % rise XRP has had. Red pill or Blue pill"  
[X Link](https://x.com/heythereRich/status/1887590707092750443)  2025-02-06T19:54Z [----] followers, [----] engagements


"Hey 👋 Retard - Heres why XRP is better looking and smarter than youll ever be- 1.Massive real-world transaction throughput- In July [----] alone the XRP Ledger processed over [--] million transactions averaging about [---] million transactions per dayfar outpacing most active chains Barely has any activity Getting hard to make up bullshit these days huh player That level of sustained on-chain activity isnt spam; it reflects real usage of XRP for micro-payments tokenized assets and stablecoin transfers via XRPLs built-in path-finding + decentralized exchange features. 2.Genuinely decentralized."  
[X Link](https://x.com/anyuser/status/1952879429518070140)  2025-08-05T23:48Z [----] followers, [----] engagements


"Alright picture this at the bar were two drinks in games on mute and someone says: So whats this Figure / HASH / blockchain thing actually about You sigh. Take a sip. And explain it like a human. This isnt crypto-the-coin. This is credit. (And its huge) Credit is where the real money lives. Mortgages. HELOCs. Personal loans. Stuff that hangs around for years not seconds. Settlement moves money from A to B and disappears. Credit creates money then drags it through the system for decades collecting interest fees risk paperwork and headaches. Thats the difference. Now heres what Figure did They"  
[X Link](https://x.com/heythereRich/status/2016499439599329611)  2026-01-28T13:11Z [----] followers, 23.7K engagements


"Electricity just went on-chain. No hype. No memes. No retail. JMWH isnt a token. Its a megawatt-hour with a receipt. One unit of real electricity contractually sold digitally represented and burned when consumed. Thats not crypto culture thats utility accounting. Think of it like this: Oil didnt become valuable because people traded barrels. It became valuable because pipelines standardized delivery. JMWH is a pipeline receipt. Not the oil. Not the refinery. The proof that flow happened. Why now Because the world finally needs unit-level truth. Energy grids are stressed Carbon markets are"  
[X Link](https://x.com/heythereRich/status/2018399386582319114)  2026-02-02T19:01Z [----] followers, [----] engagements


"This isnt Justoken did a thing. Look at the ordering: Electricity (JMWH) $861M Stablecoins (RLUSD) $260M Private Credit $108M Commodities (Diamonds) $102M Treasuries (Guggenheim DCP) $70M Thats not random. Thats the infrastructure stack assembling itself. The XRPL. https://twitter.com/i/web/status/2018427048545403018 https://twitter.com/i/web/status/2018427048545403018"  
[X Link](https://x.com/heythereRich/status/2018427048545403018)  2026-02-02T20:51Z [----] followers, [----] engagements


"Why RLUSD being this big matters (for tokenization) Issued in the U.S. Under NYDFS Not chasing yield Built to settle not speculate Thats why its moving. And thats why its sitting next to: Treasuries (Zeconomy) Private credit (Archax / OpenEden) Tokenized commodities Same crowd. Same use case. Same plumbing. RLUSD is about to dominate [----] Go @Ripple https://twitter.com/i/web/status/2018428159457411368 https://twitter.com/i/web/status/2018428159457411368"  
[X Link](https://x.com/heythereRich/status/2018428159457411368)  2026-02-02T20:55Z [----] followers, [----] engagements


"Bank of America finally discloses XRP exposure (not custody but they do) with ETF SHARES through Volatility Shares via their 13F-HR disclosure. Check the filings. And the plumbing. They tell you whats happening long before price shows up on the scoreboard. Follow for real insight no hype lets make this journey together. Share and repost to let all the others know that for years slammed the XRPL XRP and Ripple - all the filings and disclosures of the big boys are showing up with XRP washed ashore. Uh-oh. 😳 https://twitter.com/i/web/status/2018800109731848554"  
[X Link](https://x.com/heythereRich/status/2018800109731848554)  2026-02-03T21:33Z [----] followers, 43.5K engagements


"Same issuer also using Eth and Poly tokenizing oil corn soybeans. Why Clean units of accounting. Easier to settle. Largest increase in crypto over the last [--] days. Nearly 300% upward movement on the XRPL. Numbers from https://t.co/MnWkY1GfSJ Largest increase in crypto over the last [--] days. Nearly 300% upward movement on the XRPL. Numbers from https://t.co/MnWkY1GfSJ"  
[X Link](https://x.com/heythereRich/status/2018810084370133093)  2026-02-03T22:13Z [----] followers, [----] engagements


"In case you were wondering questioning or doubting And Justoken just splashed the pot they do commodities (oil corn soy more) power private credit"  
[X Link](https://x.com/heythereRich/status/2018877363313168453)  2026-02-04T02:40Z [----] followers, [----] engagements


"The growth continues through Jus-token JWMH power $861M tokenized on the XRPL. On Polygon: Corn $15M tokenized. SBeans Lots tokenized. Soy Oil $342M tokenized. Cotton $19M tokenized. Credits BRL - pegged [--] : [--] to the Brazilian Real (polygon) Domicile of Issuer: UK Dispute Resolution: Brazil Polygon is positioned to dominate as a tokenization on-ramp for enterprise. XRPL volume doesnt matter. Breadth across asset classes is what matters. Its the infrastructural plumbing for settlement globally. Representation 1st. Distributed 2nd. Bank of America finally discloses XRP exposure (not custody but"  
[X Link](https://x.com/heythereRich/status/2018917991358886360)  2026-02-04T05:22Z [----] followers, [----] engagements


"Pushed to Feb. [--] GraniteShares 3X XRP ETF"  
[X Link](https://x.com/heythereRich/status/2019079567080559056)  2026-02-04T16:04Z [----] followers, [----] engagements


"Id call that a spike -- Closing the Strait of Hormuz doesnt reprice oil permanently it creates an acute supply shock. To what end I wasn't sure so I dug in a bit here's measured context. Context that matters: 20% of global oil flows through Hormuz 1720M barrels/day disrupted immediately Strategic reserves + rerouting (expensive very $) Realistic Ranges: $120$150 = fast repricing on panic + insurance + freight + re-routing $150$180 = sustained disruption (weeks) $200 only if Hormuz + Bab el-Mandeb stay constrained simultaneously with no diplomatic end in sight Thats not inflation. Thats"  
[X Link](https://x.com/heythereRich/status/2019086213609611569)  2026-02-04T16:30Z [----] followers, 20.9K engagements


"Why is a firm like Clear Street going public now Check it out: Because this is the moment crypto stops orbiting TradFi and starts plugging into it. Clear Street isnt a crypto company. Thats the point. Theyre a clearing settlement custody margin and financing platform rebuilt cloud-native running on a single real-time ledger already moving trillions in trading activity and billions in client balances. Thats not a startup. Thats market infrastructure. So why now Because TradFi is being forced to modernize down the stack: Settlement cycles are compressing Collateral needs to move faster Risk"  
[X Link](https://x.com/heythereRich/status/2019111824017486236)  2026-02-04T18:12Z [----] followers, [----] engagements


"Patient or not we have arrived at $1.35. Some have been here before. For others this week will likely be the best sale to DCA down. Then stop staring at price and let time do the heavy lifting. @0xQuantic A lot of things we do now will compound 10x @0xQuantic A lot of things we do now will compound 10x"  
[X Link](https://x.com/heythereRich/status/2019384432923406684)  2026-02-05T12:15Z [----] followers, [----] engagements


"Ranked by significance: [--]. XRP becomes an accepted collateral / settlement asset inside regulated markets (Derivatives clearing margin liquidity facilities) This is the big one. Balance-sheet eligibility. When XRP is: Accepted as collateral Referenced in clearing & settlement workflows capital doesnt buy XRP it locks it. This is how: Eurodollars grew Treasuries dominate collateral Cash legs form around a settlement token Everything else feeds into this. The plumbing. [--]. CME + regulated derivatives depth (futures options OI growth) CME Group Derivatives are not speculation they are"  
[X Link](https://x.com/heythereRich/status/2020122954021957861)  2026-02-07T13:10Z [----] followers, [----] engagements


"XRP is explicitly referenced as a settlement asset in regulated market plumbing"  
[X Link](https://x.com/heythereRich/status/2020123441391657072)  2026-02-07T13:12Z [----] followers, [----] engagements


"RLUSD isnt just live. Its scaling faster than most people realize. And its doing it inside the system. Confirmed facts: RLUSD is the fastest-growing regulated stablecoin since launch RLUSD operates under a NYDFS-approved stablecoin framework Ripple received OCC approval for a U.S. National Trust Bank That trust bank structure explicitly covers RLUSD reserve custody and management This isnt a stablecoin rollout. Its a cash-leg deployment. NYDFS sets the rules of the road. OCC governs the vault. Thats how money stops being a product and becomes infrastructure. And it will. Facts. The Settlement"  
[X Link](https://x.com/heythereRich/status/2020124854377160801)  2026-02-07T13:17Z [----] followers, [----] engagements


"RLUSD is an opening move. Most people think about it as a story. Its not. This is sequencing and almost nobody tracks sequencing. Step [--] (now): RLUSD clears regulatory gates most stablecoins never touch. NYDFS framework. OCC-approved trust structure. Reserve governance baked in. Thats not issuance. Thats credibility. Step [--] (next): Once the cash leg is trusted it gets used quietly in: settlement margin movements internal liquidity rails delivery-versus-payment workflows At this stage volume doesnt show up on CoinMarketCap. It shows up on balance sheets. Step [--] (where people lose the plot):"  
[X Link](https://x.com/heythereRich/status/2020125952852844785)  2026-02-07T13:22Z [----] followers, [----] engagements


"Start at Davos. Larry Fink didnt talk about crypto prices. He didnt talk about charts narratives or upside. He talked about tokenization collateral mobility and instant settlement the next phase of markets. That distinction matters because those are not investor concepts. They are infrastructure concepts. He was describing assets as things to move post settle and discharge obligations. That framing is the key to everything that Ill point to that follows Now look at the exact language regulators allow in SEC filings. In SEC filings every single word matters. Not rhetorically legally. There is"  
[X Link](https://x.com/heythereRich/status/2020162840145834129)  2026-02-07T15:48Z [----] followers, [----] engagements


"Part [--] Bridge assets behave differently by design. Do not sit on balance sheets for appreciation Do not rely on narrative momentum Do not need yield governance or promises They: Move value Compress time Neutralize FX exposure Discharge obligations Exit the system That is why the filings dont describe use cases. They describe flows. Why post-rulings matter here. Post-rulings XRP is treated as non-security for secondary market activity. That is not a footnote. That is the prerequisite for inclusion in regulated products at all. It is precisely why XRP now appears inside: ETF structures"  
[X Link](https://x.com/heythereRich/status/2020163463159378331)  2026-02-07T15:51Z [----] followers, [---] engagements


"The world has already cracked beneath us. The ripple effects just havent been felt or seen by some meanwhile others are blind so they never will. Great info from @realMaxAvery 👇 Ondo now has $2B in tokenized Treasuries and 60% of the tokenized stock market. They just added perpetual futures. You can post your ETF holdings as collateral and trade perps around the clock. Markets close at 4pm your positions don't. That's the whole point of putting this Ondo now has $2B in tokenized Treasuries and 60% of the tokenized stock market. They just added perpetual futures. You can post your ETF"  
[X Link](https://x.com/heythereRich/status/2020167576165237158)  2026-02-07T16:07Z [----] followers, [----] engagements


"XRPL isnt getting louder. Its getting denser. The ledger shows: 2M payments settling every day Liquidity being quoted constantly More work per ledger Success rates holding No stress. No congestion. That combination is rare. OfferCreate just means this: someone is willing to buy or sell right now. Dead systems dont quote. Live ones compete. Youre seeing more routes tried. Some fail. Thats normal. Thats how real systems learn where liquidity is thin before they scale. This doesnt behave like retail. Retail adds users fast then breaks. Infrastructure adds usage quietly. Same participants. More"  
[X Link](https://x.com/heythereRich/status/2020252042078335292)  2026-02-07T21:43Z [----] followers, [----] engagements


"Hidden Road was so important for Ripple - especially in conjunction with the OCC approval. Banks have (almost) all the keys. But banks legally cant hold lots of XRP / arent going to hold lots of XRP. But they need to have access easily when they do need it. Enter Ripple Prime Prime Brokers Market Makers Falcon X etc. The liquidity layer. They have the risk tolerance and profit motive. And legal clearance"  
[X Link](https://x.com/heythereRich/status/2020373643335749901)  2026-02-08T05:46Z [----] followers, [----] engagements


"@mcagney I put a piece out a month or so ago on Figure. We exchanged a message or twoBIG FAN No doubt the winds are shifting that being said how are you viewing the adoption curve (through what lens/metrics) & how do you anticipate 2026-2030 ramping towards mainstream usage"  
[X Link](https://x.com/heythereRich/status/2020982218156540200)  2026-02-09T22:04Z [----] followers, [----] engagements


"START WITH THE FOOTPRINT Even if someone knew nothing about @Ripple no crypto context no tokens no vocabulary youd still see the size just by watching whos already standing next to them. This isnt a story you have to believe. Its one you can verify by proximity alone. BANKING CLIENTS DONT GUESS These arent experiments. These are institutions moving real money: @Santander SBI Remit @BancoRendimento @Tranglo banking network Over 300+ financial institutions globally are already plugged in. Banks dont try things out. They replace rails when the old ones stop making sense. LOOK AT THE FOUNDERS"  
[X Link](https://x.com/heythereRich/status/2021022336372162943)  2026-02-10T00:44Z [----] followers, [----] engagements


"Heres what ties Japan carry trades oil CME ETFs XRPL activity RLUSD and Ripples acquisitions together: Japan is not a crypto story. Its a liquidity stress story. The unwind of the yen carry trade doesnt break markets because of selling it breaks them because settlement timing collapses. FX desks energy importers and banks dont need returns. They need neutral collateral that clears instantly. Especially when shit hits the fan. And especially when shit hits the fan for multiple parties globally at the same time maximum chaos exists. https://twitter.com/i/web/status/2021023380929949927"  
[X Link](https://x.com/heythereRich/status/2021023380929949927)  2026-02-10T00:48Z [----] followers, [----] engagements


"At the same time CME futures establish reference pricing + margin logic ETFs formalize custody creation/redemption and cash mechanics $RLUSD plugs as the cash leg Ripple acquires custody prime brokerage + treasury rails so flow doesnt leak outside the system Inside the box. Get it Outside the box. If you know me you know we dont do hype or BS here. Above ☝ Thats what we call end-to-end settlement control. SOME may call it a moat. They will at some point call it a monopoly because theyre jealous. A super global Neo-Bank . XRPL activity spikes arent retail frenzies theyre boring. Theyre"  
[X Link](https://x.com/heythereRich/status/2021025566523031985)  2026-02-10T00:56Z [----] followers, [----] engagements


"If banks only need seconds of XRP to move billions ask yourself the real question: Who exactly is holding the inventory when everyone needs it all at once Not retail problem. But its a problem for balance sheets"  
[X Link](https://x.com/heythereRich/status/2021026447272337880)  2026-02-10T01:00Z [----] followers, 10.3K engagements


"8 letters that matter: CME GROUP"  
[X Link](https://x.com/heythereRich/status/2021026918045450324)  2026-02-10T01:02Z [----] followers, [----] engagements


"@khughbreslin Love it. Stacks vertically in an area that will have tremendous growth and ONDO is clear cut leader at this point for multiple asset classes top flight regulation/compliance"  
[X Link](https://x.com/heythereRich/status/2021053871238660435)  2026-02-10T02:49Z [----] followers, [----] engagements


"Possible Ripple acquisition. And if they dont. Yep you know. @khughbreslin Love it. Stacks vertically in an area that will have tremendous growth and ONDO is clear cut leader at this point for multiple asset classes top flight regulation/compliance. @khughbreslin Love it. Stacks vertically in an area that will have tremendous growth and ONDO is clear cut leader at this point for multiple asset classes top flight regulation/compliance"  
[X Link](https://x.com/heythereRich/status/2021054136519991719)  2026-02-10T02:50Z [----] followers, [----] engagements


"A large piece of all of the prolonged waiting is about how parking on the balance sheet works. Multiple facets to it all 👇 If XRPL is the neutral global settlement layer and Interledger is the routing fabric then custody and validator infrastructure are what allow balance sheets to actually touch the system. If XRPL is the neutral global settlement layer and Interledger is the routing fabric then custody and validator infrastructure are what allow balance sheets to actually touch the system"  
[X Link](https://x.com/heythereRich/status/2021075890956849549)  2026-02-10T04:16Z [----] followers, [----] engagements


"@ElonTrades XRP Narrative I love that you either A. dont know why that is or B. have chosen to completely disregard the why and the fact that a top [--] private company globally on valuation has built its entire business around XRP - Oh and its last funding came from Citadel and Fortress"  
[X Link](https://x.com/heythereRich/status/2021213689383133520)  2026-02-10T13:24Z [----] followers, [----] engagements


"Operational savings compound hard at scale. Thats why insurance and asset management providers and their clients will be massively benefit from tokenization. @beyond_broke Your perspective would be a neat share here since youve professionally explored this and are crossing the chasm. Good opportunity to educate the C-suite along with everyone on the benefits of tokenization. @AvivaUK tokenizing in the XRPL. Another @Ripple W. https://twitter.com/i/web/status/2021569765899112946 https://twitter.com/i/web/status/2021569765899112946"  
[X Link](https://x.com/heythereRich/status/2021569765899112946)  2026-02-11T12:59Z [----] followers, [----] engagements


"XRPL has quietly accumulated a wide range: Asset Classes on XRPL: Stablecoins (USD EUR etc.) Tokenized Treasuries Money Market Funds Investment Funds Carbon credits Commodities (Diamonds Gold Energy) Real estate Private credit CBDC pilots NFTs (minor relative to others) Cross-border FX corridors Payment tokens Institutional liquidity pools More. https://twitter.com/i/web/status/2021570215885111681 https://twitter.com/i/web/status/2021570215885111681"  
[X Link](https://x.com/heythereRich/status/2021570215885111681)  2026-02-11T13:01Z [----] followers, [----] engagements


"Id rank this an [--] / [--] scale as far as the WIN here for @Ripple. The new client: @Aviva UK. Ireland. Canada. Hundreds of billions in managed assets. Pensions. Insurance capital. Long-term savings. Theyre tokenizing regulated investment funds on the XRP Ledger. Why Lower admin overhead Near-instant settlement Reduced reconciliation Built-in compliance tooling Operational efficiency at scale NO RETAIL. Its pension infrastructure. The BIG MONEY. XRPL now spans: Stablecoins Treasuries Investment funds Carbon markets Private credit Cross-border liquidity Institutional FX CBDC pilots **MUCH MORE"  
[X Link](https://x.com/heythereRich/status/2021571750396301431)  2026-02-11T13:07Z [----] followers, [----] engagements


"@graniteshares moving date to F19 to launch 3X leverage XRP ETF"  
[X Link](https://x.com/heythereRich/status/2021574144786088356)  2026-02-11T13:16Z [----] followers, [---] engagements


"@MiguelPlatypus @Ripple @Aviva @mikeM31447951 I would as well but then there would be so many 10s Hidden Road. GTreasury. Evernorth. Metaco. RLUSD. Not every press release can be a [--]. Because those are bigger"  
[X Link](https://x.com/heythereRich/status/2021658603883835628)  2026-02-11T18:52Z [----] followers, [--] engagements


"@mcagney @Figure @provenancefdn @coingecko The dog had a good run. Now the mortgages want a turn. Infrastructure always takes longer to price correctly. The year of RWA's INDEED"  
[X Link](https://x.com/heythereRich/status/2021663974522335614)  2026-02-11T19:13Z [----] followers, [---] engagements


"Mortgages memes. DOGE was narrative. HELOCs are obligations. One is sentiment. One is collateral. Different animals. One will remain cute. The other will become a BEAST. When HELOCs pass DOGE you know the cycles maturing. Time to grow up Let's go. It's happened. @Figure HELOCs on @provenancefdn now have a larger market cap than DOGE on @coingecko. Mortgages beat out the dog meme - it's the year of RWA Now I need the market to stop trading FIGR like it's BTC. https://t.co/p45JTP6jwy It's happened. @Figure HELOCs on @provenancefdn now have a larger market cap than DOGE on @coingecko. Mortgages"  
[X Link](https://x.com/heythereRich/status/2021664726024114235)  2026-02-11T19:16Z [----] followers, [----] engagements


"From the boss at @Ripple XRP community day. XRP is our NorthStar and purpose. Utility. Trust. Liquidity. Emphasized the DEX permissioned Domains Ripple Prime: lending + collateral That was Brad. This is me Ripple is Financial Infrastructure. Not some crypto. $XRP is THE SETTLEMENT ASSET inside the system. Not some token. XRPL is the rails where #AllTheMoney flows. Not another blockchain. XRP is the "North Star" for Ripple ✨ @BradGarlinghouse highlights how Ripple Payments Ripple Prime & Ripple Treasury all drive utility & liquidity around $XRP. https://t.co/g9xlCPpToy XRP is the "North Star""  
[X Link](https://x.com/heythereRich/status/2021674434080518595)  2026-02-11T19:55Z [----] followers, [----] engagements


"Is T. Rowe strong in digital assets Historically No. Theyre not crypto evangelists. They were late relative to BlackRock and Fidelity Investments. And thats exactly why this matters. T. Rowe Price just filed an S-1/A for an Active Crypto ETF (TKNZ). Not a spot-only trust. Not a passive tracker. Active. This is a traditional old-school allocation house managing roughly $1.4$1.6T AUM. Top [----] globally. Pension money. 401(k) channels. Retirement platforms. Committee capital. Slow money. Sticky money. Policy money. When allocators like that enter a category it isnt experimentation. Its"  
[X Link](https://x.com/heythereRich/status/2021719956178498043)  2026-02-11T22:56Z [----] followers, [----] engagements


"Headlines Vs. Math. Let's run the math. T. Rowe Price just filed for an Active Crypto ETF (TKNZ). XRP weight: 11% If the fund gathers: $1B AUM $110M XRP $3B AUM $330M XRP Tilt to 15% $450M XRP A smaller pure XRP ETF at $250M AUM would create more direct demand unless T. Rowe scales. But heres what's not being modeled: If XRPs index weight rises to 20% $3B 20% = $600M spot demand. No hype or "atta boy" there. That's legit. That's hefty allocation pressure. Markets and prices dont when assets gets mentioned. They move when rebalancing is forced. So the real question isnt How bullish is this"  
[X Link](https://x.com/heythereRich/status/2021722127355806033)  2026-02-11T23:04Z [----] followers, [----] engagements


"Grayscale files for Sui Trust (GSUI)"  
[X Link](https://x.com/heythereRich/status/2021723511996199254)  2026-02-11T23:10Z [----] followers, [---] engagements


"@Monnks3 chaos event needed The unwind. Feb [--] the P DEX Those are on the radar Oil is trending higher"  
[X Link](https://x.com/heythereRich/status/2021940144815960097)  2026-02-12T13:31Z [----] followers, [--] engagements


"THE JOURNEY [----] Figure launches to attack one thing: Consumer credit is slow manual and expensive. They start with HELOCs. Digitize the process. Automate underwriting. Cut funding time from [--] days to [--]. Production cost from $11K to $730. Then they do something bigger: They put the loan itself on-chain. Not marketing. Not a token narrative. The lien. The eNote. The ownership chain. Built on Provenance a purpose-built Layer [--]. [----] They split and restructure. Figure Lending Figure Markets Holding company separation Then they recombine under Figure Technology Solutions (FTS). Clean structure."  
[X Link](https://x.com/heythereRich/status/2021948593750343858)  2026-02-12T14:04Z [----] followers, [----] engagements


"Grab your coffee lets paint it clean Monica and Brad werent talking retail lending. They were talking institutional balance sheet plumbing. Ripple Prime isnt borrow 5k against your NFT. Its: Collateral management Margin financing Securities lending Cross-asset netting Institutional credit rails Thats adult money. And Brad keeps tying collateral + lending + RLUSD together for a reason. Because thats the unlock. Now zoom out. Big financial institutions dont want to be the general contractor on their own financial remodel. They dont want: One company for custody One for stablecoins One for FX"  
[X Link](https://x.com/heythereRich/status/2021956617848139878)  2026-02-12T14:36Z [----] followers, [----] engagements


"RLUSD #1 by [----] Great news for RLUSD minted on the XRPL @ScamDetective5 will be over the moon https://t.co/DgXz45NMH4 Great news for RLUSD minted on the XRPL @ScamDetective5 will be over the moon https://t.co/DgXz45NMH4"  
[X Link](https://x.com/heythereRich/status/2021957681116803392)  2026-02-12T14:40Z [----] followers, [----] engagements


"Institutions dont want [--] vendors and [--] integrations. Thats how you lose your job. Ripple is the general contractor. Treasury. Stablecoin. Prime. Settlement. One stack. One language. No plumbing leaks. Project done right the first time"  
[X Link](https://x.com/heythereRich/status/2021958770965024908)  2026-02-12T14:45Z [----] followers, [----] engagements


"Prime + RLUSD Thats Ripple Prime formerly HiddenRoad. Its collateral. Margin. Institutional financing. RLUSD becomes cash leg. Easier to park on balance sheets. Easier to post. Collateral moves. Settlement follows. Volume blows up on rails"  
[X Link](https://x.com/heythereRich/status/2021959191381053492)  2026-02-12T14:46Z [----] followers, [---] engagements


"Fear along with mistakes (experience) drive decisions for executives. Not my style but its reality. Big institutions ask: Who already speaks our language Licenses. Prime. Stablecoin. Treasury. Settlement. Most players have 1-2 pieces. ONE has the stack. Adopt the rails or youll be competing against those that do. And THATis SCARY. https://twitter.com/i/web/status/2021960050516840596 https://twitter.com/i/web/status/2021960050516840596"  
[X Link](https://x.com/heythereRich/status/2021960050516840596)  2026-02-12T14:50Z [----] followers, [---] engagements


"@Hodor Not a gain if unrealized. Not a loss if holding. Not a home run until it lands in the stands. They going to issue refunds for losses and allow write offs on taxes for unrealized losses"  
[X Link](https://x.com/heythereRich/status/2022105124135743939)  2026-02-13T00:26Z [----] followers, [----] engagements


"@mcagney But if its all clear legally Better leverage less risk Thats a W to me"  
[X Link](https://x.com/heythereRich/status/2022382936826483189)  2026-02-13T18:50Z [----] followers, [---] engagements


"Happy (early) Valentines Day to $AAVE holders from @Grayscale AAVE S-1 filed. ETF inbound. @AbsGEC"  
[X Link](https://x.com/heythereRich/status/2022431698844348731)  2026-02-13T22:04Z [----] followers, [---] engagements


"I like the idea of amplified XRP returns. And I really like options. I LOVE writing puts. And I like calls during periods of darkness and volatility. Just a name change 👇 but a nice reminder you can get regular income on XRP. Amplify ETF Trust"  
[X Link](https://x.com/heythereRich/status/2022432966287462695)  2026-02-13T22:09Z [----] followers, 60.9K engagements


"21Shares Hyperliquid Registration Statement Ready for the spotlight Its time"  
[X Link](https://x.com/heythereRich/status/2022434390689579113)  2026-02-13T22:15Z [----] followers, [----] engagements


"@stevenmcclurg This has got to be the busiest Chapman and Cutler have ever been. Saturdays. Sundays. Canary on the way to becoming Crypto Kings. Building"  
[X Link](https://x.com/heythereRich/status/2022437581812556175)  2026-02-13T22:27Z [----] followers, [---] engagements


"Canary launching TrumpCoin ETF"  
[X Link](https://x.com/heythereRich/status/2022438857451634924)  2026-02-13T22:32Z [----] followers, [----] engagements


"EverNorth will unlock a new world of income and yield options. Comparing Microstrategy to EverNorth in [--] years will be like comparing black and white TV to color. I like the idea of amplified XRP returns. And I really like options. I LOVE writing puts. And I like calls during periods of darkness and volatility. Just a name change 👇 but a nice reminder you can get regular income on XRP. Amplify ETF Trust https://t.co/HD4eqiTj9E I like the idea of amplified XRP returns. And I really like options. I LOVE writing puts. And I like calls during periods of darkness and volatility. Just a name"  
[X Link](https://x.com/heythereRich/status/2022695618289021067)  2026-02-14T15:33Z [----] followers, [----] engagements


"Brazils private credit market isnt broken because demand is weak. Its broken because the workflow is fragmented. Origination here. Structuring there. Custody somewhere else. Settlement through legacy rails. Manual reconciliation layered on top. CRX was built to compress that stack. One integrated workflow: Origination Structured finance Tokenized issuance On-chain registry Digital settlement All stitched together. That matters in Brazil because debentures are a core financing tool. Corporates issue them constantly. Its not ETF land. Its real operating companies funding growth. Banks dont want"  
[X Link](https://x.com/heythereRich/status/2023252543015391699)  2026-02-16T04:26Z [----] followers, [----] engagements


"Credit is going to begin moving off bank books and into distributed capital markets more and more. Tokenization makes distribution easier. Programmable registries. Atomic settlement. Transparent ownership. Lower friction. Why the XRPL Because credit markets dont need innovation theater. They need boring reliable plumbing"  
[X Link](https://x.com/heythereRich/status/2023254541190185042)  2026-02-16T04:34Z [----] followers, [----] engagements


"In the distributed view we see RLUSD at $348M. Thats a different category. Thats the cash leg. Japan will marry RLUSD. More to come on that tomorrow. Private credit tokenization becomes more powerful when: Debt token + On-chain dollar liquidity Closed loop capital market Thats when secondary markets begin to form. CRX is still the early issuance layer. RLUSD is liquidity layer. And will be. Two different parts of the stack. https://twitter.com/i/web/status/2023257880946696470 https://twitter.com/i/web/status/2023257880946696470"  
[X Link](https://x.com/heythereRich/status/2023257880946696470)  2026-02-16T04:47Z [----] followers, [---] engagements


"XRPL RWA total = still small compared to Ethereum. But lets look at what kind of assets are landing because its eye opening: Treasury exposure (Ondo) Institutional asset managers (Archax) Brazilian structured credit (CRX) As well as: Diamonds. Real estate. Energy. Well skip the NFTs today honey thanks for playing. . Thats financial stacks. look at behaviors: Minimal XRP in wallets. No flashy token mechanics. Just registry + settlement. Thats boring. Boring is institutional. https://twitter.com/i/web/status/2023258973076390247 https://twitter.com/i/web/status/2023258973076390247"  
[X Link](https://x.com/heythereRich/status/2023258973076390247)  2026-02-16T04:51Z [----] followers, [----] engagements


"The CRX EXAMPLE Canton wins on privacy + multiparty workflow Ethereum/EVM stacks win on programmability + tooling + ecosystem gravity XRPL/Stellar win on predictable settlement + low operational friction. CRX landing on XRPL is a very good to see yet big W: Theyre prioritizing workflow compression + deterministic settlement over max composability. Thats credit-market mindset. Big W. https://twitter.com/i/web/status/2023260156222398757 https://twitter.com/i/web/status/2023260156222398757"  
[X Link](https://x.com/heythereRich/status/2023260156222398757)  2026-02-16T04:56Z [----] followers, [----] engagements


"XRPLs bet is simple: Be the rail where regulated assets can move cheaply reliably and continuously and let the market build the permissioning layers around it"  
[X Link](https://x.com/heythereRich/status/2023261180576276979)  2026-02-16T05:00Z [----] followers, [----] engagements


"Stablecoin transfer volume: $1.12B That last one is key. Stablecoin volume RWA volume. Which means: Liquidity rail is forming faster than the asset base. Thats how infrastructure builds. XRPL activity is accelerating"  
[X Link](https://x.com/heythereRich/status/2023267870122054036)  2026-02-16T05:27Z [----] followers, [----] engagements


"Growing. Tokenization on the XRPL. A quiet $68 million. Dates back to November. Just hitting RWA-XYZ this weekend. A quiet $68 million. Dates back to November. Just hitting RWA-XYZ this weekend"  
[X Link](https://x.com/heythereRich/status/2023505301820109312)  2026-02-16T21:10Z [----] followers, [----] engagements


"@david89199360 @truepatriotXRP Thank you David. Emotional and logical do not often go hand-in-hand"  
[X Link](https://x.com/heythereRich/status/2023821867044553077)  2026-02-17T18:08Z [----] followers, [--] engagements


"XRP LIGHTNING SPREAD Income ETF"  
[X Link](https://x.com/heythereRich/status/2021339670316188145)  2026-02-10T21:45Z [----] followers, 69.4K engagements


"Most networks lean one direction. Either: Native / distributed first (DeFi heavy) or Represented / wrapped first (custody + RWA heavy) Very few support both at meaningful scale. Right now the ecosystems that show real balance: Ethereum deepest native liquidity + growing tokenized Treasuries / funds XRP Ledger built from day one for issued assets + now layering institutional venue structure Avalanche subnet segmentation for compliance isolation Stellar strong represented asset rails lighter native composability Balance matters. Because when distributed liquidity and represented assets coexist"  
[X Link](https://x.com/heythereRich/status/2024189943463956749)  2026-02-18T18:31Z [----] followers, [----] engagements


"@xrpmickle Absolutely fact. Next wave: HBAR XLM XDC HASH The credit market of crypto could be 50x larger than settlement. Might make sense to look into folks just sayin"  
[X Link](https://x.com/heythereRich/status/2007834994191044784)  2026-01-04T15:22Z [----] followers, [----] engagements


"Its like replacing a 3-day wire transfer with tapping your card at the bar. Same money. Same beer. Totally different experience. What Ripple just showed with Bitso isnt crypto news. Its plumbing getting replaced. Old system: pre-fund accounts wait days pay fees pray nothing breaks. New system: RLUSD + XRP move value instantly regulated no idle capital. Thats not innovation thats removing friction. When you see near-instant U.S. LATAM settlement and no pre-funding youre not looking at a feature. Youre looking at banks quietly switching rails while everyone else is still arguing about the menu."  
[X Link](https://x.com/heythereRich/status/2020223381791183133)  2026-02-07T19:49Z [----] followers, [----] engagements


"Interesting. Decisions ahead. JUST IN 🚨: Japan's 2-Year Yield spikes to highest level in [--] years 🤯👀 https://t.co/UzvYebMpOq JUST IN 🚨: Japan's 2-Year Yield spikes to highest level in [--] years 🤯👀 https://t.co/UzvYebMpOq"  
[X Link](https://x.com/heythereRich/status/2020906296879308876)  2026-02-09T17:03Z [----] followers, [----] engagements


"A quiet $68 million. Dates back to November. Just hitting RWA-XYZ this weekend. Credit is going to begin moving off bank books and into distributed capital markets more and more. Tokenization makes distribution easier. Programmable registries. Atomic settlement. Transparent ownership. Lower friction. Why the XRPL Because credit markets dont need https://t.co/GupC3OeP8C Credit is going to begin moving off bank books and into distributed capital markets more and more. Tokenization makes distribution easier. Programmable registries. Atomic settlement. Transparent ownership. Lower friction. Why"  
[X Link](https://x.com/heythereRich/status/2023254967415431174)  2026-02-16T04:35Z [----] followers, [----] engagements


"CRXs Continued Story Opea 16th Debenture Aloo Telecom 2nd & 3rd issuance DelRio 1st issuance Not a one-off experiment. Its a pipeline. Multiple issuers. Multiple rounds. That tells us CRX isnt testing the tech. Theyre operating. Their positioning: Multi-Agent AI at the Core of Tokenization Process Automation Automated Reporting Smart Decision Making Theyre not marketing blockchain. Theyre marketing workflow compression. Thats capital markets language. Theyre targeting: Asset managers Credit desks Structured finance teams XRPL is just the settlement + registry layer underneath. Check out their"  
[X Link](https://x.com/heythereRich/status/2023256924293107750)  2026-02-16T04:43Z [----] followers, [----] engagements


"Big W for the XRPL. CRXs Continued Story Opea 16th Debenture Aloo Telecom 2nd & 3rd issuance DelRio 1st issuance Not a one-off experiment. Its a pipeline. Multiple issuers. Multiple rounds. That tells us CRX isnt testing the tech. Theyre operating. Their positioning: https://t.co/aq7mMT3lOg CRXs Continued Story Opea 16th Debenture Aloo Telecom 2nd & 3rd issuance DelRio 1st issuance Not a one-off experiment. Its a pipeline. Multiple issuers. Multiple rounds. That tells us CRX isnt testing the tech. Theyre operating. Their positioning: https://t.co/aq7mMT3lOg"  
[X Link](https://x.com/heythereRich/status/2023505529637888425)  2026-02-16T21:11Z [----] followers, [----] engagements


"Volatility shares has filed to move launch date for 3x XRP to Feb. 24th. You dont launch into chaos. You launch into stability"  
[X Link](https://x.com/heythereRich/status/2023739933731516869)  2026-02-17T12:42Z [----] followers, [----] engagements


"Volatility shares delaying 3X META until Feb. 24th. Timing as a collective whole the next be week could be bumpy. Delays range across crypto tech more"  
[X Link](https://x.com/heythereRich/status/2023744474933870835)  2026-02-17T13:00Z [----] followers, [---] engagements


"Add the 5x NVIDIA and META to the delay to Feb 24th"  
[X Link](https://x.com/heythereRich/status/2023744858184171979)  2026-02-17T13:02Z [----] followers, [---] engagements


"State of Wisconsin investment board making allocation to Figure Technology solutions. Smart. Interesting. They know. Figure ☑ Provenance ☑ Hash ☑"  
[X Link](https://x.com/heythereRich/status/2023746505971237046)  2026-02-17T13:09Z [----] followers, [---] engagements


"Ahhh I see.Were dealing with a volume = intelligence type here. Caps and swearing are for people who dont understand capital requirements. Or their investment in XRP is down. Hey I'm a holder too Let's hug it out. No one said every bank in the world. Thats your invention. The discussion is regulatory treatment plain and simple and that varies by jurisdiction. In the U.S. banks operate under capital frameworks shaped by: Basel III implementation OCC guidance FDIC supervision Fed capital rules Crypto assets including XRP have historically faced risk-weighting and supervisory uncertainty. That's"  
[X Link](https://x.com/heythereRich/status/2023821525623717969)  2026-02-17T18:07Z [----] followers, [--] engagements


"One of my top [--] favorite plays 👇 @RwaLlama @Figure Been holding HASH and YLDS for months. Upwards. And to the right. Not part of their umbrella. Pioneering. Leadership success track record. Engagement. Real utility RIGHT NOW. Not next decade next year next month next week. NOW. @RwaLlama @Figure Been holding HASH and YLDS for months. Upwards. And to the right. Not part of their umbrella. Pioneering. Leadership success track record. Engagement. Real utility RIGHT NOW. Not next decade next year next month next week. NOW"  
[X Link](https://x.com/heythereRich/status/2023870581909975469)  2026-02-17T21:22Z [----] followers, [----] engagements


"Issuance on-chain for 24/7 trading. Bridging blockchain to tradFi. Convertible either way. $YLDS $HASH Utility. TODAY. Not next month or next year. Check it out and make sure to read the post Mike piggy-backed on. This network is making it happen. It's happening And tomorrow anyone holding the Nasdaq version of @figure can swap to the blockchain version (and vice versa) - whether or not you participate in the blockchain offering. It's happening And tomorrow anyone holding the Nasdaq version of @figure can swap to the blockchain version (and vice versa) - whether or not you participate in the"  
[X Link](https://x.com/heythereRich/status/2023871858786136228)  2026-02-17T21:27Z [----] followers, [----] engagements


"@PantsStanky @martypartymusic It's entirely different than swift. If you don't understand that then it's impossible to have the remainder of the conversation"  
[X Link](https://x.com/heythereRich/status/2024160555154526593)  2026-02-18T16:34Z [----] followers, [--] engagements


"THE CLARITY TO ACT. Agentic AI + GTreasury + XRP + RLUSD + Ripple Payments + [--] Banking Licenses = GAMECHANGER 👇☝ is new RippleTreasury #CLARITY #CLARITYACT"  
[X Link](https://x.com/heythereRich/status/2022380791234466291)  2026-02-13T18:42Z [----] followers, [----] engagements


"First off how many Japanese banks hold XRP Almost none in the way people imagine. When you hear 80% of Japanese banks use Ripple that does not mean: 80% hold XRP on balance sheet 80% are running ODL 80% are exposed to XRP price It means many integrated RippleNet messaging / payment software. Thats very different from holding XRP. ODL (On-Demand Liquidity) is the part that actually uses XRP as a bridge asset. In ODL corridors: A market maker holds XRP inventory Liquidity providers warehouse XRP The bank itself may never custody XRP directly So the bank can route USD XRP JPY without putting XRP"  
[X Link](https://x.com/heythereRich/status/2023372408741097659)  2026-02-16T12:22Z [----] followers, 13.8K engagements


"More XRP demand Yes. If this fund attracts capital XRP gets bought and held in custody. Different animal than a single-asset ETF. KraneShares just amended its S-1 for the KraneShares Coinbase [--] Index ETF (KCOR). Strip it down: Custody: Coinbase Custody Execution / Prime: Coinbase Prime Structure: [----] Act grantor trust Exposure: Direct digital assets No swaps No futures No leverage This is spot. Current weights: BTC: 50% (hard cap) ETH: 2527% XRP: 910% SOL: 56% Then DOGE ADA LINK BCH XLM AVAX LTC SHIB DOT etc. I like the cap. No asset can exceed 50%. Rebalances quarterly. If BTC runs past"  
[X Link](https://x.com/heythereRich/status/2023737401122701346)  2026-02-17T12:32Z [----] followers, [----] engagements


"Royal Bank of Canada has XRP exposure through SPOT Bitwise XRP ETF. Very small allocation. In the door. Thats what counts. It will grow"  
[X Link](https://x.com/heythereRich/status/2023738156567203921)  2026-02-17T12:35Z [----] followers, [----] engagements


"Robinhood just filed something very different. Not an ETF. Not a tracking vehicle. This is a closed-end venture fund IPO. Robinhood Ventures Fund I [--------] shares $25 per share NYSE ticker: RVI Underwritten by Goldman Sachs. DETAILS [----] Act registered Closed-end structure Non-diversified Actively managed Long-term capital appreciation This is Robinhood taking private-market exposure public. Whats inside Airwallex Databricks Ramp Revolut Oura (I have yet to install my Oura ring from my wife for Christmas) Boom Supersonic Stripe (binding secondary agreement) Translation: ***Retail gets listed"  
[X Link](https://x.com/heythereRich/status/2023742609772912755)  2026-02-17T12:53Z [----] followers, [----] engagements


"Volatility shares moving SOLANA (SOL) 3x to Feb. 24th"  
[X Link](https://x.com/heythereRich/status/2023743642838458598)  2026-02-17T12:57Z [----] followers, [---] engagements


"Forget charts & TA. Forget earnings & the quarter. If youve done your homework and the narrative hasnt changedthe absolute best buy signal youll ever get is when you want to vomit 🤮 Lock in. And lock it up. BACK UP THE TRUCK Crypto Fear and Greed Index Falls to Record Low of [--] https://t.co/QykpONkveg BACK UP THE TRUCK Crypto Fear and Greed Index Falls to Record Low of [--] https://t.co/QykpONkveg"  
[X Link](https://x.com/heythereRich/status/2023764268299194389)  2026-02-17T14:19Z [----] followers, [----] engagements


"@RwaLlama @Figure Been holding HASH and YLDS for months. Upwards. And to the right. Not part of their umbrella. Pioneering. Leadership success track record. Engagement. Real utility RIGHT NOW. Not next decade next year next month next week. NOW"  
[X Link](https://x.com/heythereRich/status/2023870197074194557)  2026-02-17T21:20Z [----] followers, [----] engagements


"Consumption. More launching. Weights will change. And this is with a price of $1.50 and crypto being in the tank. Institutions hedge funds family offices are accumulating. Closed over $22.22Million today for the XRP ETFs. Keep stacking 😸 https://t.co/rhxpqfTAbp Closed over $22.22Million today for the XRP ETFs. Keep stacking 😸 https://t.co/rhxpqfTAbp"  
[X Link](https://x.com/heythereRich/status/2023872845018001534)  2026-02-17T21:31Z [----] followers, [----] engagements


"Youll see position sizes 10x50x these. Thats what the next phase looks like. But this is the phase before that. 13F-HR filings hit today (as they have been) These are quarterly disclosures filed with the U.S. Securities and Exchange Commission by managers overseeing $100M+ in U.S. securities. They show what was held at quarter end. Backward-looking. Just positions. Hard #'s. XRP ETF exposure is now consistently showing up and here are the structures and #'s in $$$ Millennium Management $9621705 [------] SH (Bitwise XRP ETF) $13451523 [------] SH (Canary XRP ETF) $23M total exposure. Largest clean"  
[X Link](https://x.com/heythereRich/status/2023879168346186221)  2026-02-17T21:56Z [----] followers, [----] engagements


"#1 by [----] 📈 📈"  
[X Link](https://x.com/heythereRich/status/2023924668294443130)  2026-02-18T00:56Z [----] followers, [----] engagements


"Exactly. You dont load the truck before the highways paved. Custody. Clearing. Collateral rules. When those are done the assets arent traded. Theyll be used. And its about effing time. Major investment banks didnt jump straight into holding tokens and instead they funded the infrastructure to lay the foundation for tokenizing everything Major investment banks didnt jump straight into holding tokens and instead they funded the infrastructure to lay the foundation for tokenizing everything"  
[X Link](https://x.com/heythereRich/status/2023927097773690953)  2026-02-18T01:06Z [----] followers, [----] engagements


"@Belisarius2020 Not up to date"  
[X Link](https://x.com/heythereRich/status/2024067183823737275)  2026-02-18T10:23Z [----] followers, [---] engagements


"This morning started simple. Who were the first investors in Ripple Why did they care And what problem were they actually trying to solve Because this didnt start with a chart. It started with frustration. If you were inside the PayPal era you saw it. Money didnt move. It crawled. Correspondent banking. Nostro accounts. Three-day wires. Capital parked everywhere doing nothing. Banks built a maze and then charged tolls at every corner. So when Ripple showed up in [----] with a ledger built for real-time settlement and bridge liquidity certain people didnt laugh. They leaned in. Peter Thiels"  
[X Link](https://x.com/heythereRich/status/2024125791869579492)  2026-02-18T14:16Z [----] followers, [----] engagements


"WHOS READY FOR A DRINK Ive got something thats actually worth talking about. BOFA. GOLDMAN. JPM. CITADEL. JANE STREET. VIRTU. Those are the Authorized Participants on this Teucrium Bitcoin fund. Not influencers. Not startups. Not crypto-native liquidity providers. Primary market desks. The same firms that create and redeem baskets in oil wheat metals now doing it with Bitcoin. Let that sit for a second. THEYRE TREATING BTC LIKE SOYBEANS. Creation baskets. In-kind delivery. Commodity pool structure. Margin posted through FCMs. ICE calculating NAV. CFTC oversight under the Commodity Exchange"  
[X Link](https://x.com/heythereRich/status/2024262490356396253)  2026-02-18T23:19Z [----] followers, [----] engagements

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