#  @freedombill3 Freedom Bill 💸🏖️🏝️ Freedom Bill 💸🏖️🏝️ posts on X about money, if you, $jepq, $vusa the most. They currently have [-----] followers and [---] posts still getting attention that total [------] engagements in the last [--] hours. ### Engagements: [------] [#](/creator/twitter::52024164/interactions)  - [--] Week [-------] +23% - [--] Month [-------] +114% - [--] Months [---------] +1,302% - [--] Year [---------] -1.90% ### Mentions: [--] [#](/creator/twitter::52024164/posts_active)  - [--] Week [---] -5.60% - [--] Month [---] +7% - [--] Months [-----] +974% - [--] Year [-----] +37% ### Followers: [-----] [#](/creator/twitter::52024164/followers)  - [--] Week [-----] +4.60% - [--] Month [-----] +17% - [--] Months [-----] +125% - [--] Year [-----] +141% ### CreatorRank: [-------] [#](/creator/twitter::52024164/influencer_rank)  ### Social Influence **Social category influence** [finance](/list/finance) 40.69% [stocks](/list/stocks) #4365 [exchanges](/list/exchanges) #261 [technology brands](/list/technology-brands) 6.37% [automotive brands](/list/automotive-brands) 2.94% [cryptocurrencies](/list/cryptocurrencies) 2.45% [financial services](/list/financial-services) 0.98% [countries](/list/countries) 0.98% [luxury brands](/list/luxury-brands) 0.98% [premier league](/list/premier-league) 0.49% **Social topic influence** [money](/topic/money) 11.76%, [if you](/topic/if-you) 10.78%, [$jepq](/topic/$jepq) #1, [$vusa](/topic/$vusa) #1, [we are](/topic/we-are) #3238, [$vhyl](/topic/$vhyl) #1, [in the](/topic/in-the) 6.86%, [nasdaq](/topic/nasdaq) #26, [dividend](/topic/dividend) #689, [$eqqq](/topic/$eqqq) #1 **Top accounts mentioned or mentioned by** [@dividendengine](/creator/undefined) [@thestocksking](/creator/undefined) [@dominvesting](/creator/undefined) [@dom_investing](/creator/undefined) [@dividend_engine](/creator/undefined) [@bcoco](/creator/undefined) [@realtystacker](/creator/undefined) [@b_co_co](/creator/undefined) [@investorjelle](/creator/undefined) [@cashflow_king94](/creator/undefined) [@cashflowking94](/creator/undefined) [@dn24bzd](/creator/undefined) [@9to5tomarkets](/creator/undefined) [@leewightma90385](/creator/undefined) [@investor_jelle](/creator/undefined) [@pinarello_pete](/creator/undefined) [@thsterlingbrief](/creator/undefined) [@digtalpl](/creator/undefined) [@stocksalute](/creator/undefined) [@real_money_blog](/creator/undefined) **Top assets mentioned** [Microsoft Corp. (MSFT)](/topic/microsoft) [Alphabet Inc Class A (GOOGL)](/topic/$googl) [Bitcoin (BTC)](/topic/bitcoin) [Broadcom, Inc. (AVGO)](/topic/$avgo) [Apple, Inc. (AAPL)](/topic/$aapl) [Tesla, Inc. (TSLA)](/topic/tesla) [Flex Ltd. Ordinary Shares (FLEX)](/topic/$flex) ### Top Social Posts Top posts by engagements in the last [--] hours "@cashflow_king94 Totally 💯 they do have a place and a good tool if income is the goal. I'm planning my income to be 12.5% of my total portfolio and let leave the growth side to do it's thing" [X Link](https://x.com/freedombill3/status/2022989684696363167) 2026-02-15T11:01Z [----] followers, [---] engagements "Before you buy a single stock you need to buy your sleep. I see people with [--] in the bank trying to invest in Crypto or Tech Stocks. This is a disaster waiting to happen. You should be doing these first. Pay off high-interest debt i.e. credit cards. Build an Emergency Fund [--] months of expenses. Invest. Why If you don't have cash a broken boiler or a lost job forces you to sell your stocks usually at the worst possible time. The Emergency Fund isn't an investment. It is insurance. It buys you the ability to ignore the stock market when it crashes. Safety first. Riches second." [X Link](https://x.com/freedombill3/status/2021827239352881179) 2026-02-12T06:02Z [----] followers, [----] engagements "We just broke the [--] barrier. 1p Challenge Day [--]. I have moved 45p in to the $VHYL $VUSA and $JEPQ pies. Today is the first day the total cash invested in each pot hits double figures10.35. It sounds small but think about the physics of a snowball. The hardest part is rolling the first tight little sphere. Once it gets big it rolls itself. We have finished forming the snowball. Now we roll. $VHYL Pot Cash Invested: [-----] Current Value: [-----] Divs Earned: [----] $VUSA Pot Cash Invested: [-----] Current Value: [-----] Divs Earned: [----] $JEPQ Pot Cash Invested: [-----] Current Value: [-----] Divs Earned:" [X Link](https://x.com/freedombill3/status/2022754944290337267) 2026-02-14T19:28Z [----] followers, 10.7K engagements "I sold everything. After much research and reflection last week I sold 100% of my holdings in the high yield ETFs. Many of you asked why I would walk away from 20-50% yields. The Answer. Total Return. I moved that capital into JPMorgan Nasdaq Equity Premium Income $JEPQ. Why It owns 67% in the underlying Nasdaq [---] and in turn owns the assets Microsoft Nvidia Apple. It writes call options to generate income but it also participates in the growth. I would rather have a 9-10% yield that grows for [--] years than a 50% yield that eats itself in [--]. This shift brings my portfolio into perfect" [X Link](https://x.com/freedombill3/status/2023036219349741919) 2026-02-15T14:06Z [----] followers, 28.9K engagements "@KayBurley @jreynoldsMP Does this mean Starmer is transparent or a freeloader" [X Link](https://x.com/anyuser/status/1836655857444044889) 2024-09-19T06:37Z [----] followers, [----] engagements "@joke_blog So blatant the people walking underneath have no clue 🤣" [X Link](https://x.com/freedombill3/status/1841364003806707712) 2024-10-02T06:26Z [----] followers, 260K engagements "My portfolio went down 0.24% (810.46) 🔴 Current balance: [---------] Percentage wise $TSLI $NVDI & $MSFT were best. 🫡 $QQQY worst 😬 How did everyone do today" [X Link](https://x.com/freedombill3/status/1891956972338983406) 2025-02-18T21:04Z [----] followers, [---] engagements "Green day 🥳 up 1.72% Top winners - $AVGO $EQQQ $VUSA Top losers - $TSLA $META $AAPL" [X Link](https://x.com/freedombill3/status/1946083916542050573) 2025-07-18T05:45Z [----] followers, [---] engagements "Sundays are for roasts not for worrying about share prices. If you own the Nasdaq [---] $QQQ $EQQQ you might be nervous about the tech sell off headlines this week. If you own $JEPQ you're just waiting for your next dividend. This is why we diversify. One part of your portfolio is the engine high Growth higher Stress. The other part is the anchor steady income low Stress. You need the anchor to stop the engine from capsizing the boat. Enjoy your Sunday. The market will do what it does. Who is ready for a boring week of doing absolutely nothing to their portfolio" [X Link](https://x.com/freedombill3/status/1992573210366292182) 2025-11-23T12:37Z [----] followers, [---] engagements "@jackduk1 The exchange rate between US and UK hasn't been great which is affecting $EQQQ and lagging $QQQ over time it will even out keep holding for the long term. 💪🏻" [X Link](https://x.com/freedombill3/status/1996120043591987700) 2025-12-03T07:31Z [----] followers, [--] engagements "Added another [--] into the pot today from the difference in my mortgage payments as interest rates decline. Put [--] into Nasdaq [---] $EQQQ and [--] into S&P [---] $VUSA on T212 nothing huge just keeping the habit going every time a bit of spare room appears. Its mad how quickly this little side project has grown to [---] just by moving over the difference in mortgage savings. Small steps steady progress. https://twitter.com/i/web/status/1996179082220913074 https://twitter.com/i/web/status/1996179082220913074" [X Link](https://x.com/freedombill3/status/1996179082220913074) 2025-12-03T11:25Z [----] followers, [----] engagements "1p challenge Day [--]. I have moved 22p in to the $JEPQ and $VHYL pies. We are seeing the reality of the markets. One pot is higher one is lower. This is why we hold for decades not days. $VHYL Pot Cash Invested: [----] Current Value: [----] $JEPQ Pot Cash Invested: [----] Current Value: [----] Compound growth is like a snowball. At the top of the hill (where we are now) you have to push hard to get it moving. It feels heavy and slow. But every penny we add increases the size of the snowball. Eventually gravity takes over and the growth becomes unstoppable. We are just building the momentum. 23p" [X Link](https://x.com/freedombill3/status/2014216749894320285) 2026-01-22T06:01Z [----] followers, [----] engagements "1p Challenge Day [--]. 27p added to all [--] pots. We have our first full day of data for the 3-Way Race. Cash Invested (Per Pot): [----] $VHYL (Global Dividend): [----] ( Up) $VUSA (S&P 500): [----] ( Up) $JEPQ (Tech Income): [----] ( Down) The boring funds Global & S&P are holding their value perfectly. The spicy fund JEPQ is down a few pennies. Why Volatility and FX fees. It moves faster than the others both up and down. That is the price of higher potential yield. You have to stomach the red days. We stick to the plan. 28p tomorrow. 1p challenge Day [--]. I have moved 26p into the pies. 🚨 New" [X Link](https://x.com/freedombill3/status/2016217608173822062) 2026-01-27T18:31Z [----] followers, [----] engagements "@dn24bzd Your right the last [--] has flown by I got married in [----] and can't believe [--] years is coming round already. This is true people in UK don't realise how lucky we are to have clean water to drink and food on the table daily" [X Link](https://x.com/freedombill3/status/2017505525848519050) 2026-01-31T07:49Z [----] followers, [--] engagements "I bought more of these yesterday. 11th February is going to be a very good day. I hold Amazon Microsoft Apple Google and Nvidia via these IncomeShares. I'm not just watching the stock price move Im getting paid a cash distribution just for holding them. Passive income isn't a myth. It's a choice. This is why I hold them. I don't only own the companies I own the income stream. Look at those yields. 👇🏻 📣 Monthly Distribution Announcement Payment Date: [--] February [----] Alibaba (BABA) Palantir (PLTR) MicroStrategy (MSTR) AMD Broadcom (AVGO) Magnificent [--] (MAG7) Alphabet (GOOG) Tesla (TSLA)" [X Link](https://x.com/freedombill3/status/2017521845470212387) 2026-01-31T08:54Z [----] followers, [----] engagements "January is easy. Everyone has New Year's motivation. Everyone is going to change their life. February is the test. Welcome to the real Start of the Year. The hype has worn off. The gym is cold. The novelty of saving money has gone. This is where the tourists leave and the investors are made. We don't get wealthy from the days you feel like investing. We get wealthy from the days you don't feel like it but do it anyway. Motivation gets us started. Habit keeps us going. Let's dominate Month [--]. https://twitter.com/i/web/status/2017867330840101276" [X Link](https://x.com/freedombill3/status/2017867330840101276) 2026-02-01T07:47Z [----] followers, [----] engagements "@amktparticipant Nice $O is a great dividend payer I love $JEPQ" [X Link](https://x.com/freedombill3/status/2018290342869496171) 2026-02-02T11:48Z [----] followers, [---] engagements "1p challenge Day [--]. I have moved 33p in to the $VHYL $VUSA and $JEPQ pies. Week [--] Begins. The novelty has officially worn off. This is the start of the boring middle where a lot quit. But the boring middle is where the wealth is actually built. We keep moving the pennies regardless of how we feel. $VHYL Pot Cash Invested: [----] Current Value: [----] $VUSA Pot Cash Invested: [----] Current Value: [----] $JEPQ Pot Cash Invested: [----] Current Value: [----] Motivation gets us started. Habit gets us finished. 34p tomorrow. 1p challenge Day [--]. I have moved 32p in to the $VHYL $VUSA and $JEPQ pies. Month 2" [X Link](https://x.com/freedombill3/status/2018425989341077925) 2026-02-02T20:47Z [----] followers, [----] engagements "So many people are running on a script they never wrote. Go to school. Get the degree. Get the car on finance. Get the mortgage you can barely afford. Wait for the weekend. Wait for the holiday. Wait for [--] to retire. It is a script for a life of waiting. I decided to rewrite the code. The vehicle Is my stocks & shares ISA Tax-free wrapper. The engine is my Nasdaq [---] $EQQQ for aggressive growth. I'm transitioning to Income $JEPQ to cover the bills. The goal is work optional in [--] years not [--]. You do not have to wait for permission to leave the rat race. You have to buy your way out of it." [X Link](https://x.com/freedombill3/status/2018567584120033557) 2026-02-03T06:09Z [----] followers, [----] engagements "Cheers mate. Yes the earlier the penny drops the more freedom you buy. I'm expecting a bigger payout this week not sure on march where do you find this information out The best part is knowing all that cash is going straight back in to buy more units. It is like getting a pay rise and immediately investing it without lifting a finger" [X Link](https://x.com/freedombill3/status/2018623453570445530) 2026-02-03T09:51Z [----] followers, [--] engagements "My biggest financial mistake I made wasn't going on holiday to Ibiza on a credit card three times in one summer. It was thinking I was smarter than the market. In my early days I didn't want average returns. I wanted to find the next Tesla. I spent hours reading news. I watched charts like a hawk. I bought hype stocks that couldn't fail. The result I bought high on emotion. I sold low on panic. I underperformed a simple index fund and gave myself an ulcer in the process. I wasted time trying to be a genius when I should have just been consistent. Now my strategy is simple. Buy the top 100" [X Link](https://x.com/freedombill3/status/2019035878274798014) 2026-02-04T13:10Z [----] followers, [----] engagements "I am often asked why I am shifting into income funds like $JEPQ when I still have [--] years to go to work optional and 25+ years until retirement. My portfolio is 366k. 86% of that is still aggressive growth in the Nasdaq [---] $EQQQ. Nasdaq drives the capital appreciation. Income though is the fuel that will eventually let me walk away. Here is the barbell strategy I am using to become work optional. [--]. The heavy weights growth. I keep the majority in the Nasdaq [---]. I need the US tech giants (Apple Microsoft Nvidia) to do the heavy lifting to beat inflation. This builds the size of the pot. 2." [X Link](https://x.com/freedombill3/status/2019289854454931830) 2026-02-05T05:59Z [----] followers, [----] engagements "@Dom_Investing Nice and VEUR has a bigger dividend yield than S&P too" [X Link](https://x.com/freedombill3/status/2019298667216126382) 2026-02-05T06:34Z [----] followers, [--] engagements "@dn24bzd That really is the north star. Not chasing someone elses version of success but building a life that actually fits who you are. The work that keeps pulling you back is usually the clue the money just follows if you stay with it long enough" [X Link](https://x.com/freedombill3/status/2019351245564309958) 2026-02-05T10:03Z [----] followers, [---] engagements "I am not selling a single unit. I am not timing the bottom. I am sticking to the plan. Amazon missed earnings. Bitcoin is down 45% from its highs. The screens are red this morning. My portfolio is down 26k from ATH. This is the test. Before you panic let's zoom out. The [----] Perspective. If you bought the S&P [---] in January [----] the index was sitting at roughly [----]. Since then you have lived through. A Global Pandemic. A War in Europe. Double-digit Inflation. Aggressive Interest Rate Hikes. And yet despite the world ending four different times. The S&P [---] has more than doubled since then." [X Link](https://x.com/freedombill3/status/2019651784784884175) 2026-02-06T05:58Z [----] followers, [----] engagements "Just got the notification. +460.40 from $JEPQ The market is having a wobble today. If I was 100% focused on growth Id be watching my net worth dip. However because I hold income too I got a cash deposit into my account. This is why I use the Barbell Strategy. $EQQQ Nasdaq for growth makes me rich when the sun is shining. $JEPQ Nasdaq for income keeps me sane when it rains. The best part I am not going to spend this [---]. I am going to use it to buy more shares while the price is down. My money just made money which I am now using to buy more money making machines. That is the loop. Once you" [X Link](https://x.com/freedombill3/status/2019741844825866673) 2026-02-06T11:55Z [----] followers, [----] engagements "@WagyuM0 Valid point on the total return. The problem with 100% growth is that to access the money you have to sell the shares. You have to cannibalise the machine. I want to pay bills without selling the assets. The income side lets me spend the fruit without chopping down the tree" [X Link](https://x.com/freedombill3/status/2019746388322496564) 2026-02-06T12:13Z [----] followers, [--] engagements "I used to think about making plans for the pub or ordering a takeaway on a Friday treat that is gone by the morning. I am still treating myself but Im buying something that pays me back. I just went shopping for more Income. Amazon $AMZD Nvidia $NVDD Microsoft $MSFI Google $GOOO Apple $AAPL While everyone else is spending money to de-stress. I am buying assets that pay me monthly cash flow to do nothing. My Friday treat has bought me a pay rise for next month. Their Friday treat buys them a headache. Be an owner. https://twitter.com/i/web/status/2019789016246202733" [X Link](https://x.com/freedombill3/status/2019789016246202733) 2026-02-06T15:03Z [----] followers, [----] engagements "So many people spend more time planning their weekend takeaway than their financial future. Take [--] minutes today to check these [--] numbers. If you don't know them you are flying blind. [--]. The Emergency Fund. Do you have [--] months of essential expenses in cash If No stop investing. Fill this first. [--]. The High-Interest Debt. Do you have any debt with interest above 5% If Yes pay this off before buying stocks. It is a guaranteed return. [--]. The Pension Fee. Log into your workplace pension. What is the fee If it is above 0.75% you are losing thousands. Consider consolidating. [--]. The Savings Rate." [X Link](https://x.com/freedombill3/status/2020029232802369870) 2026-02-07T06:57Z [----] followers, [----] engagements "@GeorgeM2E Welcome any other questions send over happy to help" [X Link](https://x.com/freedombill3/status/2020040649848791236) 2026-02-07T07:43Z [----] followers, [--] engagements "@Dom_Investing Yep I'll be watching for sure. Love the winter Olympics. Going to be good. You watching" [X Link](https://x.com/freedombill3/status/2020041005442167178) 2026-02-07T07:44Z [----] followers, [--] engagements "@semtrades All agree be here for enjoyment if I don't or stop enjoying this I'll stop" [X Link](https://x.com/freedombill3/status/2020044954597507388) 2026-02-07T08:00Z [----] followers, [--] engagements "@GeorgeM2E @IncomeShares Nice for my Incomes section of the portfolio I have $JEPQ and [--] individual holdings from IncomeShares. The IncomeShares individual holdings are. NVIDIA Apple Google Microsoft Amazon" [X Link](https://x.com/freedombill3/status/2020061157005095104) 2026-02-07T09:04Z [----] followers, [--] engagements "@b_co_co Agree totally forget the price of our assets and enjoy family time. I've completed gym and sauna now back home and going clothes shopping and lunch with the family 😊. Enjoy Saturday Marco" [X Link](https://x.com/freedombill3/status/2020070177988128917) 2026-02-07T09:40Z [----] followers, [--] engagements "@dn24bzd @IncomeShares @hanetf This is a fantastic monthly income and buying some more shares through reinvestment your ensuring a pay rise every month. Nicely done" [X Link](https://x.com/freedombill3/status/2020093652836737050) 2026-02-07T11:13Z [----] followers, [----] engagements "@Juddyboy68 That is the smart play. By buying at 20k instead of 100k you are effectively letting someone else pay the [-----] vanity tax depreciation for you. You get 90% of the car for 20% of the price. That is how you enjoy the toy without ruining the bank balance" [X Link](https://x.com/freedombill3/status/2020159377156559084) 2026-02-07T15:35Z [----] followers, [--] engagements "Most people spend Saturday spending. I'm investing. 1p Challenge Day [--]. I have moved 38p in to the $VHYL $VUSA and $JEPQ pies. The weekend tax. It is Saturday night. The temptation is to blow the budget on a takeaway or a night out. I am not saying don't enjoy yourself. I am saying pay your future self first. Even if it's just pennies. $VHYL Pot Cash Invested: [----] Current Value: [----] $VUSA Pot Cash Invested: [----] Current Value: [----] $JEPQ Pot Cash Invested: [----] Current Value: [----] Small habits. Big difference. What is your weekend tax this week 39p tomorrow. 1p challenge Day [--]. I have" [X Link](https://x.com/freedombill3/status/2020195418349400526) 2026-02-07T17:58Z [----] followers, [----] engagements "@squirrel_blind We are definitely on the same page there. That 4-5 year mark is the sweet spot of motoring. You get a modern car that looks great but someone else has kindly paid the 50% vanity tax for you. It is the only way to drive nice metal without destroying your net worth" [X Link](https://x.com/freedombill3/status/2020206452204532178) 2026-02-07T18:42Z [----] followers, [--] engagements "@FlashInvesting That is a grim stat but that is exactly why I invest. If I am going to be in pain at [--] I would rather be in pain with a 2m portfolio and private healthcare than in pain and worrying about the heating bill. Money can't buy health but it buys comfort and dignity" [X Link](https://x.com/freedombill3/status/2020257999043063859) 2026-02-07T22:06Z [----] followers, [--] engagements "@TheStocksKing @JohnProv1 @c4pappi @Dom_Investing @cashflow_king94 Vanguards all world VWRL I'd say" [X Link](https://x.com/freedombill3/status/2020260397031502059) 2026-02-07T22:16Z [----] followers, [---] engagements "I lost [----] in [--] days. If I was a new investor I would be panicking. That is the price of a decent used car wiped off my net worth in a single week. The headlines say the market is crashing. The chart shows a cliff edge. But I slept like a baby. Why Context. When you zoom out this is just a blip. My portfolio is down this week but the machine is still working. Even after this drop the portfolio is sitting at [------]. I am still up. I am still collecting dividends. The factory is still open. The Weekly Reality: Current Value: [---------] Total Net Profit: +23496.18 Weekly Result: -7366.56" [X Link](https://x.com/freedombill3/status/2020391826239214019) 2026-02-08T06:58Z [----] followers, [----] engagements "@Real_Money_Blog @MikeSchiemer @ElijahColeman21 @amktparticipant @vanazadian @TheBrilliantBu1 @GenXmillionaire @BarbellFi @BrutusVTI @reallyoptimized @orryano @DividendBlast99 @JohnProv1 @elneneloco813 @polaronfinance @Dividend_Learn @ModernDayInves @TwoCentsGal Thanks for the shout-out happy to here on your journey 🙌🏻" [X Link](https://x.com/freedombill3/status/2020394177469538360) 2026-02-08T07:08Z [----] followers, [--] engagements "@Dividend_Engine We have to keep stacking brother" [X Link](https://x.com/freedombill3/status/2020398264693014616) 2026-02-08T07:24Z [----] followers, [--] engagements "@Dividend_Engine Simple and the most effective way to build wealth" [X Link](https://x.com/freedombill3/status/2020398386885833144) 2026-02-08T07:24Z [----] followers, [--] engagements "@b_co_co Nicely done Marco and congratulations effort pays in all parts of life. I hope the wine was good 😊" [X Link](https://x.com/freedombill3/status/2020402050111352996) 2026-02-08T07:39Z [----] followers, [--] engagements "@b_co_co Enjoy today's lazy day we are now relaxing for the rest of the day and staying indoors to be ready for Monday. We start again tomorrow" [X Link](https://x.com/freedombill3/status/2020476354106438027) 2026-02-08T12:34Z [----] followers, [--] engagements "@Finn77Finn Great to hear Tony let's do this" [X Link](https://x.com/freedombill3/status/2020478700693725405) 2026-02-08T12:43Z [----] followers, [--] engagements "@thsterlingbrief It's not rocket science being average in the stock market by investing in boring ETS indexes bests 95% of all investors" [X Link](https://x.com/freedombill3/status/2020479236855763039) 2026-02-08T12:46Z [----] followers, [--] engagements "If you are living in the UK you have a winning lottery ticket in your pocket. It's called the Stocks & Shares ISA. They don't realise it is arguably the best wealth building vehicle on the planet. You can invest up to [-----] every single year. No Capital Gains Tax. No Dividend Tax. No Income Tax on growth. What you make is yours. The government can't touch a penny of it. You don't need to max it out to get rich. You just need consistency. If you invest [---] per month into a simple index fund like the S&P [---] and get average historical returns 10%. [--] Years: [------] [--] Years: [-------] [--] Years:" [X Link](https://x.com/freedombill3/status/2020483111146979811) 2026-02-08T13:01Z [----] followers, 19.6K engagements "@GuvsCryptoTips Same here me too" [X Link](https://x.com/freedombill3/status/2020484580461936836) 2026-02-08T13:07Z [----] followers, [--] engagements "@steady_profits I think so too James any amount is better than nothing" [X Link](https://x.com/freedombill3/status/2020539009517166781) 2026-02-08T16:43Z [----] followers, [---] engagements "@RealtyStacker It's brilliant and every adult in the UK should be taking advantage of it. My daughter has a child Stocks and Shares ISA which will automatically be transferred to an adult one at [--]. Starting early is the best thing we can do" [X Link](https://x.com/freedombill3/status/2020540394363072860) 2026-02-08T16:49Z [----] followers, [---] engagements "@RealtyStacker Happy Superbowl Sunday. It's one of the best and biggest sporting spectacles on the planet. It's on throughout the night here in the UK so I won't see it live and will watch the highlights. So many people here book Monday off work to stay up all night to watch it" [X Link](https://x.com/freedombill3/status/2020540928897761672) 2026-02-08T16:51Z [----] followers, [--] engagements "@DigtalPL That's a miss reporting on Trading [---] by the looks of it. The dividend amount is definitely [----] a share. Calculate the amount of shares you have *0.22p Example based on my holdings. Shares [---] Dividend amount [----] 140*0.22 = 30.80" [X Link](https://x.com/freedombill3/status/2020542083547672834) 2026-02-08T16:55Z [----] followers, [--] engagements "@DigtalPL Lol that would have been a great dividend" [X Link](https://x.com/freedombill3/status/2020552953686262080) 2026-02-08T17:38Z [----] followers, [--] engagements "@Dividend_Engine It'll build quickly from here on. Cheers for the support buddy" [X Link](https://x.com/freedombill3/status/2020585732864409905) 2026-02-08T19:49Z [----] followers, [--] engagements "@Dividend_Engine We have to shape our own destiny" [X Link](https://x.com/freedombill3/status/2020585853744218490) 2026-02-08T19:49Z [----] followers, [--] engagements "@9to5toMarkets Congratulations well deserved 👏🏻😊" [X Link](https://x.com/freedombill3/status/2020742518132899917) 2026-02-09T06:12Z [----] followers, [--] engagements "@Dividend_Engine You have hit the nail on the head. That distinction is vital. Mortgage debt is cheap money that inflation eats away over time. Consumer debt is a wealth destroyer. No market return can outpace a 25% credit card interest rate" [X Link](https://x.com/freedombill3/status/2020798041985339877) 2026-02-09T09:52Z [----] followers, [----] engagements "@Dividend_Engine Keep it simple invest in S&P [---] or Global ETF add cash whenever no matter the price have patience and hold during dips without selling" [X Link](https://x.com/freedombill3/status/2020798319937630323) 2026-02-09T09:53Z [----] followers, [--] engagements "That is a brilliant perspective. I focused on the profit but you have highlighted the safety. You are spot on you can't pay the electric bill with a brick from the wall. Being house rich and cash poor is actually very risky. Having that 37k liquid in the ISA gives you options having a slightly smaller mortgage balance gives you nothing but a thank you letter from the bank. https://twitter.com/i/web/status/2020799557475422397 https://twitter.com/i/web/status/2020799557475422397" [X Link](https://x.com/freedombill3/status/2020799557475422397) 2026-02-09T09:58Z [----] followers, [----] engagements "@Dividend_Engine I know it's a shame it's allowed to happen more should be done to stop this we live in a credit world where no one will wait for things" [X Link](https://x.com/freedombill3/status/2020809408322683091) 2026-02-09T10:38Z [----] followers, [---] engagements "@Dividend_Engine So simple many people think it's can't work" [X Link](https://x.com/freedombill3/status/2020809573334909364) 2026-02-09T10:38Z [----] followers, [--] engagements "@Dividend_Engine They do I remember growing up not one person in the street had a new car many families didn't have a car now every house has new cars and multiple new cars this is just one example" [X Link](https://x.com/freedombill3/status/2020817629728968794) 2026-02-09T11:10Z [----] followers, [--] engagements "@Dividend_Engine I have the same mindset too didn't in my younger years as all I wanted to do was impress as I thought I would be accepted that way. Now I do my thing our family is humble and we appreciate at the small things in life" [X Link](https://x.com/freedombill3/status/2020855832414409049) 2026-02-09T13:42Z [----] followers, [--] engagements "@heavygoldbag A 3% real return after inflation is pretty decent. If inflation runs at 3% and I get 3% real that is a 6% nominal return. That still beats my 4.5% mortgage rate. So even in your bear case scenario the index fund still likely wins" [X Link](https://x.com/freedombill3/status/2020857170301002183) 2026-02-09T13:47Z [----] followers, [--] engagements "@Dividend_Engine Brick by brick you will reach your goals nice one mate" [X Link](https://x.com/freedombill3/status/2020866784400638110) 2026-02-09T14:26Z [----] followers, [--] engagements "@lfcasian Great Yes go with Vanguard either VUSA or VUAG depending if you want to receive the dividend or let the fund do the work for you" [X Link](https://x.com/freedombill3/status/2020880181464793143) 2026-02-09T15:19Z [----] followers, [--] engagements "@Dividend_Engine It'll happen quick than you think if you keep sacking like that" [X Link](https://x.com/freedombill3/status/2020883002201456927) 2026-02-09T15:30Z [----] followers, [--] engagements "Yes Peter. You can't build wealth on shaky foundations. That cash buffer is what prevents you from becoming a forced seller. If the market tanks and you lose your job you don't want to be cashing out your stocks at a loss just to buy groceries. Emergency Fund first. High interest debt second. Investing third. https://twitter.com/i/web/status/2020892932036071590 https://twitter.com/i/web/status/2020892932036071590" [X Link](https://x.com/freedombill3/status/2020892932036071590) 2026-02-09T16:09Z [----] followers, [---] engagements "That is a proper old school pro tip. Keeping the facility open is smart because it gives you access to capital at mortgage rates 4-5% rather than personal loan rates 10% if you ever need it in an emergency. It saves a lot of admin and legal fees down the line if you do need to tap into the equity again. https://twitter.com/i/web/status/2021108949378805810 https://twitter.com/i/web/status/2021108949378805810" [X Link](https://x.com/freedombill3/status/2021108949378805810) 2026-02-10T06:28Z [----] followers, [--] engagements "@Investor_Jelle Good morning enjoy the day" [X Link](https://x.com/freedombill3/status/2021109913892577506) 2026-02-10T06:32Z [----] followers, [--] engagements "@Investor_Jelle Time will tell how it works out for me I'm enjoying the regular income though. Good morning mate" [X Link](https://x.com/freedombill3/status/2021111588393025714) 2026-02-10T06:38Z [----] followers, [---] engagements "@TorbenSol Have a good day Torben" [X Link](https://x.com/freedombill3/status/2021112997360398795) 2026-02-10T06:44Z [----] followers, [--] engagements "This is such a healthy way to frame it. Tying money back to time and effort rather than abstract numbers is a gift. When kids can visualise that return = X hours of my work it clicks in a way spreadsheets never do. Thats financial literacy and self-worth rolled into one. I also love that youre not forcing constant activity. Learning that its okay to pause build a war chest and redeploy when it makes sense is a massively underrated skill especially in a world that pushes always be doing something. It really shows youre teaching principles not just tactics. Those lessons will compound far" [X Link](https://x.com/freedombill3/status/2021164129835225202) 2026-02-10T10:07Z [----] followers, [--] engagements "You are right there is always a bull market somewhere in the world. I deliberately keep it narrow to keep it simple I do have more but all US. If I try to chase the rotation into Japan or time the Small Cap rebound I usually get it wrong. I prefer to back the US heavyweights and accept I might miss a few opportunities elsewhere in exchange for a quiet life. https://twitter.com/i/web/status/2021226846159765955 https://twitter.com/i/web/status/2021226846159765955" [X Link](https://x.com/freedombill3/status/2021226846159765955) 2026-02-10T14:16Z [----] followers, [--] engagements "@RealtyStacker Yes I am enjoying getting the best of both worlds with these. This is like your $O holding" [X Link](https://x.com/freedombill3/status/2021253924422840577) 2026-02-10T16:04Z [----] followers, [--] engagements "@Dividend_Engine Yep nearly at the [--] mark building faster every day" [X Link](https://x.com/freedombill3/status/2021318313230360634) 2026-02-10T20:20Z [----] followers, [--] engagements "@b_co_co Yep leaving a lot of money on the table of people don't take the match unfortunately for me I'm contracting and self employed but I try to advise the people I work with when they ask for it" [X Link](https://x.com/freedombill3/status/2021469245172007222) 2026-02-11T06:19Z [----] followers, [----] engagements "@b_co_co I was red too pretty flat though each day can be a new start if we want it" [X Link](https://x.com/freedombill3/status/2021470494697119938) 2026-02-11T06:24Z [----] followers, [--] engagements "@b_co_co Yep could still be a good time for the dip lovers I see bitcoin is back around $67k. It's a good price for those who invest" [X Link](https://x.com/freedombill3/status/2021472174788550802) 2026-02-11T06:31Z [----] followers, [--] engagements "@Dom_Investing That sounds good and fun a good way to spend the day while the kids are at school" [X Link](https://x.com/freedombill3/status/2021475562632671237) 2026-02-11T06:45Z [----] followers, [--] engagements "Thanks That is the dream hammering it early is the most powerful lever you can pull. Every [--] you put in during your 20s and 30s does 10x the work of a [--] you put in during your 50s. Letting compound interest do the heavy lifting while you put your feet up in your 60s is the ultimate goal. Good for you. https://twitter.com/i/web/status/2021557797637214340 https://twitter.com/i/web/status/2021557797637214340" [X Link](https://x.com/freedombill3/status/2021557797637214340) 2026-02-11T12:11Z [----] followers, [---] engagements "You have hit the absolute jackpot there Tristan. You are benefiting from the pension hat trick. The double employer match which is rare. The 40% tax relief. dodging the High Income Child Benefit Charge. When you stack those three together your effective return on investment is basically infinite. You are playing the game perfectly. https://twitter.com/i/web/status/2021574338206396646 https://twitter.com/i/web/status/2021574338206396646" [X Link](https://x.com/freedombill3/status/2021574338206396646) 2026-02-11T13:17Z [----] followers, [--] engagements "I love that ambition. Why should we accept a pay cut just because we got older Most people aim for 60-70% of their working wage but if you can hit 100% retirement doesn't just mean surviving it means keeping your current lifestyle with zero work. That is the ultimate freedom" [X Link](https://x.com/freedombill3/status/2021576328646893823) 2026-02-11T13:25Z [----] followers, [--] engagements "It's a great hack. The crazy partis that [-----] is the worst case scenario assuming 0% investment growth. In reality that money would have been compounding in the market for [--] years. So that 34k is likely sitting closer to 50k+. The match lights the fire the compound interest pours petrol on it. https://twitter.com/i/web/status/2021576842952540481 https://twitter.com/i/web/status/2021576842952540481" [X Link](https://x.com/freedombill3/status/2021576842952540481) 2026-02-11T13:27Z [----] followers, [---] engagements "@Dividend_Engine All true. Financial education should be standard not self-discovered" [X Link](https://x.com/freedombill3/status/2021577123266220100) 2026-02-11T13:28Z [----] followers, [--] engagements "@Investor_Jelle Congrats well deserved buddy" [X Link](https://x.com/freedombill3/status/2021577354636571036) 2026-02-11T13:29Z [----] followers, [--] engagements "I have to disagree there. Even if they only match 3% that is still a 100% return on your money instantly. If you put in [--] and they put in [--] you have doubled your money before you even invest it. You won't find a bank stock or crypto coin on earth that guarantees you a 100% profit on day one. It is definitely worth it. https://twitter.com/i/web/status/2021578873524109624 https://twitter.com/i/web/status/2021578873524109624" [X Link](https://x.com/freedombill3/status/2021578873524109624) 2026-02-11T13:35Z [----] followers, [---] engagements "That is true and it is frustrating when companies just do the bare minimum but even at 3% the maths is still unbeatable. If you put in [--] and they put in [--] you have instantly made a 100% return on your investment. It might be a smaller amount but the efficiency is exactly the same. It is still a deal you have to take. https://twitter.com/i/web/status/2021581332099240246 https://twitter.com/i/web/status/2021581332099240246" [X Link](https://x.com/freedombill3/status/2021581332099240246) 2026-02-11T13:45Z [----] followers, [--] engagements "You are right the stock market definitely isn't risk-free but the Employer Match effectively is because you get an instant 100% return on your money the match the market would have to crash by 50% just for you to break even. That is a massive safety buffer that you don't get with any other investment. https://twitter.com/i/web/status/2021581922615324755 https://twitter.com/i/web/status/2021581922615324755" [X Link](https://x.com/freedombill3/status/2021581922615324755) 2026-02-11T13:47Z [----] followers, [--] engagements "@JamesP728 Yeah enjoyed the evening out as West Ham have turned a corner and playing better. I know everyone in the crowd were talking about the guy with his hair. Last minute goals are always hard to take a good goal though" [X Link](https://x.com/freedombill3/status/2021583062702674289) 2026-02-11T13:52Z [----] followers, [--] engagements "The monetisation chase is a trap. If you chase impressions just to hit the threshold you often end up posting generic stuff that alienates your actual followers. A smaller loyal audience that trusts you is worth 10x more than a broad audience that just scrolls past. Stick to your guns. https://twitter.com/i/web/status/2021583871674900968 https://twitter.com/i/web/status/2021583871674900968" [X Link](https://x.com/freedombill3/status/2021583871674900968) 2026-02-11T13:55Z [----] followers, [--] engagements "That is exactly why we invest. If you keep that money in cash inflation is guaranteed to destroy it. By investing in the pension buying companies you are owning assets that historically rise with inflation. The pension is your shield against losing purchasing power not the cause of it. https://twitter.com/i/web/status/2021659851915440174 https://twitter.com/i/web/status/2021659851915440174" [X Link](https://x.com/freedombill3/status/2021659851915440174) 2026-02-11T18:57Z [----] followers, [--] engagements "@yesadok It is like pouring petrol on the fire. The yields are so high every month you are buying a significant chunk of new units. That accelerates the compounding way faster than a standard 3-4% dividend stock. It is a very fun process to watch" [X Link](https://x.com/freedombill3/status/2021662028633714874) 2026-02-11T19:06Z [----] followers, [---] engagements "I really like that [--] a day strategy. These funds can be a bit volatile because of the option writing so dripping the money in daily is the perfect way to smooth out the ride. You will catch all the dips without even trying. Good luck with the experiment. I'll be interested to read how you are getting on. https://twitter.com/i/web/status/2021665305748291827 https://twitter.com/i/web/status/2021665305748291827" [X Link](https://x.com/freedombill3/status/2021665305748291827) 2026-02-11T19:19Z [----] followers, [---] engagements "Fair question. I view these like a rental property. I don't check the house price every week I just care that the rent keeps getting paid. Some capital drift is expected with option strategies but the yield often 30%+ is so high that the Total Return dividends + capital stays positive. https://twitter.com/i/web/status/2021665865897255101 https://twitter.com/i/web/status/2021665865897255101" [X Link](https://x.com/freedombill3/status/2021665865897255101) 2026-02-11T19:21Z [----] followers, [---] engagements "@Dividend_Engine Another day of consistency the balance is growing nicely" [X Link](https://x.com/freedombill3/status/2021666107783049580) 2026-02-11T19:22Z [----] followers, [--] engagements "@Dividend_Engine So true. The difference between looking wealthy and building wealth is usually just delayed gratification. Future dividends present flex" [X Link](https://x.com/freedombill3/status/2021666597547782492) 2026-02-11T19:24Z [----] followers, [--] engagements "@UncleInvest This isn't total return IncomeShares has also change their strategy since then" [X Link](https://x.com/freedombill3/status/2021667485460967626) 2026-02-11T19:27Z [----] followers, [--] engagements "@Dom_Investing Thanks Dom it's been a game changer for me" [X Link](https://x.com/freedombill3/status/2021898791688057035) 2026-02-12T10:46Z [----] followers, [--] engagements "@Dom_Investing It's certainly choppy at the moment bitcoin is at a good price to buy at the moment" [X Link](https://x.com/freedombill3/status/2021898967823659501) 2026-02-12T10:47Z [----] followers, [---] engagements "I love the ambition to retire at [--]. You don't have to choose one or the other. You need a bridge. You use the ISA to fund your life from age [--] to [--]. Then the Pension kicks in at [--] not [--] thats just the State Pension. If you skip the pension you are turning down free money employer match and tax relief which actually makes it harder to hit that age [--] target. https://twitter.com/i/web/status/2021900093226402247 https://twitter.com/i/web/status/2021900093226402247" [X Link](https://x.com/freedombill3/status/2021900093226402247) 2026-02-12T10:52Z [----] followers, [--] engagements "@9to5toMarkets If you look at total return JEPQ is the same as Vanguards S&P 500" [X Link](https://x.com/freedombill3/status/2021900534769496079) 2026-02-12T10:53Z [----] followers, [--] engagements "@b_co_co That is a brilliant analogy. You might flail around for a bit but you aren't going anywhere. Cash is the water that keeps you afloat. Trying to invest without that safety net is just exhausting yourself for no reason" [X Link](https://x.com/freedombill3/status/2021901540949385373) 2026-02-12T10:57Z [----] followers, [--] engagements "@Dom_Investing @b_co_co I remember those days of no sleep at all" [X Link](https://x.com/freedombill3/status/2021901747615412310) 2026-02-12T10:58Z [----] followers, [--] engagements "@Dom_Investing I do I'm really enjoying it and the journey" [X Link](https://x.com/freedombill3/status/2021904530385121777) 2026-02-12T11:09Z [----] followers, [--] engagements "@Investor_Jelle Enjoy the day I've got the usual meetings are work activities" [X Link](https://x.com/freedombill3/status/2021906160757198947) 2026-02-12T11:16Z [----] followers, [--] engagements "@LeeWightma90385 I get that Lee sometimes it's as long as we are comfortable with our situation and goals no one size fits all" [X Link](https://x.com/freedombill3/status/2021906390999355887) 2026-02-12T11:17Z [----] followers, [--] engagements "@9to5toMarkets JEQP is actually doing really well I'm going to hold for a while atleast and see how it does against VUSA if no good I'll bin off JEQP" [X Link](https://x.com/freedombill3/status/2021910807496602088) 2026-02-12T11:34Z [----] followers, [--] engagements "@SmartAllocator Yep getting better and nearly at the [--] mark" [X Link](https://x.com/freedombill3/status/2022192805934997956) 2026-02-13T06:15Z [----] followers, [--] engagements "@b_co_co My portfolio was down by the same figure -1.29% these red periods is what makes us successful let's end the week strong" [X Link](https://x.com/freedombill3/status/2022195071714832891) 2026-02-13T06:24Z [----] followers, [---] engagements "@9to5toMarkets Hopefully today is the day" [X Link](https://x.com/freedombill3/status/2022196460658565561) 2026-02-13T06:29Z [----] followers, [--] engagements "@unfilteredGray What a luxury that would be I wouldn't have to enjoy the journey as I'd have made it to the destination. One day" [X Link](https://x.com/freedombill3/status/2022199327448609273) 2026-02-13T06:41Z [----] followers, [---] engagements "@Investor_Jelle Absolutely I invest in the S&P [---] for my daughter now since she has been [--] years old" [X Link](https://x.com/freedombill3/status/2022241103005790521) 2026-02-13T09:27Z [----] followers, [---] engagements "@Investor_Jelle Appreciate you sharing the flow data. Price gets the headlines flows show positioning. If inflows havent collapsed that suggests longer-term conviction is still there. Volatility shakes sentiment. Structure tells the real story" [X Link](https://x.com/freedombill3/status/2022241403129221530) 2026-02-13T09:28Z [----] followers, [--] engagements "@MrMarketPlays It is the biggest gap in our education system. We spend years learning Pythagoras and Shakespeare but leave school without a clue how a pension works or what compound interest is. If we taught this in schools at [--] everyone would be a millionaire by 60" [X Link](https://x.com/freedombill3/status/2022241819401355435) 2026-02-13T09:29Z [----] followers, [--] engagements "@Kaizen_Investor Yep we have been investing monthly into the S&P [---] for our daughter since she has been 5" [X Link](https://x.com/freedombill3/status/2022242080798769189) 2026-02-13T09:30Z [----] followers, [---] engagements "@Kaizen_Investor Really enjoyed this solid breakdown. The nuclear + grid combo makes a lot of sense in an AI-driven world where reliability matters more than headlines. Capital discipline over chemistry is a powerful filter. Feels like were entering the cash flow over concepts phase" [X Link](https://x.com/freedombill3/status/2022243289907474781) 2026-02-13T09:35Z [----] followers, [--] engagements "@Dividend_Engine It is doesn't have to be much and can be any amount starting the habit is most important" [X Link](https://x.com/freedombill3/status/2022244020848910437) 2026-02-13T09:38Z [----] followers, [--] engagements "@b_co_co Compound interest waits for no one" [X Link](https://x.com/freedombill3/status/2022244101094261125) 2026-02-13T09:38Z [----] followers, [---] engagements "@Investor_Jelle Yep looking forward to seeing her pot grow in the future" [X Link](https://x.com/freedombill3/status/2022244801400226048) 2026-02-13T09:41Z [----] followers, [--] engagements "@SmartAllocator Do you mean Nasdaq 🤣. I treat the family often spending time and treating is the best thing to in life doesn't need to be grand gestures either" [X Link](https://x.com/freedombill3/status/2022322866138554757) 2026-02-13T14:51Z [----] followers, [---] engagements "@Mariusz_Invest Mate love this your future self is saying. Thank you thank you" [X Link](https://x.com/freedombill3/status/2022574448524575158) 2026-02-14T07:31Z [----] followers, [---] engagements "@Dom_Investing We are trying to change the narrative keep going brother" [X Link](https://x.com/freedombill3/status/2023292092080926799) 2026-02-16T07:03Z [----] followers, [--] engagements "People at work tell me all the time they can't afford to pay into their pension. I tell them. they can't afford not to. Let's look at the mechanics for the average UK salary of [-----] contributing 5% with a company match. You put in 5%: [---] per month. Your Employer matches 5%: [---] per month. The salary sacrifice magic is magic because the money comes out before tax you don't pay Income Tax at 20% or National Insurance at 8% on it. The Headline Cost: [---]. The Real Cost to your pocket: [---]. The result is you pay [---] from your net pay. Your pension pot receives [---]. That is an instant 178% return" [X Link](https://x.com/freedombill3/status/2021465380149973463) 2026-02-11T06:04Z [----] followers, 49.8K engagements "I just made [------] while I was sat at my desk. Yesterday I talked about my income engine strategy where I'm building to25% of my portfolio for cash flow. Today it paid out. I just received my monthly dividends from my IncomeShares Option ETFs. Amazon $AMZD: +43.47 Google $GOOO: +34.05 Microsoft $MSFI: +31.19 Nvidia $NVDD: +30.09 Apple $AAPI: +27.69 Total Passive Income: [------] These aren't standard shares. These are Option ETFs. I am effectively renting out my exposure to big tech to generate monthly income rather than just waiting for the price to go up. All will be reinvested back into the" [X Link](https://x.com/freedombill3/status/2021607616363766114) 2026-02-11T15:29Z [----] followers, [----] engagements "You probably lost 43p down the back of the sofa today. 1p Challenge Day [--]. I have moved 43p in to the $VHYL $VUSA and $JEPQ pies. We often say we can't afford to invest but we don't blink at tapping a card for a coffee or a subscription we don't use. This challenge proves that the money is there we usually give it to other companies instead of our own future. $VHYL Pot Cash Invested: [----] Current Value: [----] Divs Earned: [----] $VUSA Pot Cash Invested: [----] Current Value: [----] Divs Earned: [----] $JEPQ Pot Cash Invested: [----] Current Value: [----] Divs Earned: [----] 🟢 Total Income: [----] 44p" [X Link](https://x.com/freedombill3/status/2022011363560677705) 2026-02-12T18:14Z [----] followers, [----] engagements "We are 10p away from double figures. 1p Challenge Day [--]. I have moved 44p in to the $VHYL $VUSA and $JEPQ pies. Tomorrow the total cash invested in each pot will hit exactly [-----]. To a millionaire that is nothing. To us it is everything. It is the first psychological hurdle cleared. The best part The market has already done the work for us on the first pot. Thanks to compound growth $VHYL has already crossed the [--] line before we even finished saving the cash. $VHYL Pot Cash Invested: [----] Current Value: [-----] Divs Earned: [----] $VUSA Pot Cash Invested: [----] Current Value: [----] Divs Earned:" [X Link](https://x.com/freedombill3/status/2022373539798560905) 2026-02-13T18:13Z [----] followers, [----] engagements "@Stocksalute It's going to be a quiet Monday in the US Europe will be busy" [X Link](https://x.com/freedombill3/status/2022990872909152474) 2026-02-15T11:06Z [----] followers, [--] engagements "@investafter40 Thanks I'm glad too it's all part learning journey" [X Link](https://x.com/freedombill3/status/2023086001141248443) 2026-02-15T17:24Z [----] followers, [---] engagements "@DaneSpennce Nice one Dane all part of the journey I fell for the hype" [X Link](https://x.com/freedombill3/status/2023296125860557021) 2026-02-16T07:19Z [----] followers, [--] engagements "I know a guy who earns over [------] a year. He drives a Porsche. He wears a Breitling watch. He goes on five holidays a year. He is also one missed paycheck away from bankruptcy. I know another guy who earns [-----] a year. He drives a 10-year-old Nissan. He takes a packed lunch. But he has [-----] in his ISA and owns his time. Rich is an income level. It is how much you spend. Wealth is a bank balance. It is what you keep. Society tells you to look Rich. The goal is to be Wealthy. Don't confuse the two. I know which I'd choose you https://twitter.com/i/web/status/2016495393031283075" [X Link](https://x.com/freedombill3/status/2016495393031283075) 2026-01-28T12:55Z [----] followers, 224.3K engagements "The Lad called me on Microsoft Teams this morning after our previous conversation about investing in a SIPP. He did it he actually opened a Workplace pension SIPP. He didn't look tired for a Monday. He looked excited. Bill he said. I've been thinking about that machine you talked about. The one that prints free money. He remembered our chat from last week. He remembered the part about the SIPP and the government tax relief. He went gone home did his homework and logged into his workplace benefits portal to set one up. I found it. he said. But it's confusing. It says the company pays in too I" [X Link](https://x.com/freedombill3/status/2018306688894239200) 2026-02-02T12:53Z [----] followers, [----] engagements "1p challenge Day [--]. I have moved 34p in to the $VHYL $VUSA and $JEPQ pies. The Invisible Progress. If you go to the gym for one day you don't see muscle. If you invest for one month you don't see wealth. The results are invisible for a long time until suddenly they aren't. We are just punching the clock. $VHYL Pot Cash Invested: [----] Current Value: [----] $VUSA Pot Cash Invested: [----] Current Value: [----] $JEPQ Pot Cash Invested: [----] Current Value: [----] Small inputs. Massive outputs. 35p tomorrow. 1p challenge Day [--]. I have moved 33p in to the $VHYL $VUSA and $JEPQ pies. Week [--] Begins. The" [X Link](https://x.com/freedombill3/status/2018782601041830043) 2026-02-03T20:24Z [----] followers, [----] engagements "1p challenge Day [--]. I have moved 36p in to the $VHYL $VUSA and $JEPQ pies. We are now over a month into this. The daily amounts are still small less than a chocolate bar but the total invested is creeping up. This is how compounding works. It feels like nothing is happening until suddenly the avalanche starts. $VHYL Pot Cash Invested: [----] Current Value: [----] $VUSA Pot Cash Invested: [----] Current Value: [----] $JEPQ Pot Cash Invested: [----] Current Value: [----] Keep pushing. 37p tomorrow. 1p challenge Day [--]. I have moved 35p in to the $VHYL $VUSA and $JEPQ pies. Every time I transfer these" [X Link](https://x.com/freedombill3/status/2019467358029709584) 2026-02-05T17:45Z [----] followers, [----] engagements "@NoFaceN17 @Nat_liburd @2147mill @maxcashstacking @cashflow_king94 @UK_Compounder @dn24bzd Welcome to the club. Don't let that red percentage scare you off. My first few months looked exactly the same if not worse. The start is always the hardest part. Just keep stacking ignore the noise and let the compounding do the heavy lifting. Honoured to be on the list" [X Link](https://x.com/freedombill3/status/2019765785514672176) 2026-02-06T13:31Z [----] followers, [--] engagements "1p challenge Day [--]. I have moved 37p in to the $VHYL $VUSA and $JEPQ pies. We have had a noisy week. Earnings misses crypto drops and plenty of red headlines. But looking at the pots tonight the strategy is holding firm. While the traders were panicking we were accumulating. $VHYL Pot Cash Invested: [----] Current Value: [----] $VUSA Pot Cash Invested: [----] Current Value: [----] $JEPQ Pot Cash Invested: [----] Current Value: [----] Another week down. The snowball is growing. Enjoy the weekend. 38p tomorrow. 1p challenge Day [--]. I have moved 36p in to the $VHYL $VUSA and $JEPQ pies. We are now over a" [X Link](https://x.com/freedombill3/status/2019833371744960533) 2026-02-06T17:59Z [----] followers, [----] engagements "I saw a [--] something guy driving a brand new Bentley this morning. He looked successful. He looked rich. But if you look at the maths he is probably the poorest person on the street. Between the finance deal the insurance and the fuel that car is easily costing him [----] a month. In [--] years he will hand the keys back and have nothing to show for it but a lighter bank account. The Alternative. If he put that same [----] a month into his ISA and S&P [---] $VUSA instead of a car payment. [--] Years: [------]. [--] Years: [------]. [--] Years: [-------]. Read that again. That car didn't cost him [----] a month. It" [X Link](https://x.com/freedombill3/status/2020123884574375944) 2026-02-07T13:14Z [----] followers, [----] engagements "I could overpay my mortgage by [---] a month. It would feel safe. It would feel responsible. My bank manager would love me. But I don't do it. I put that [---] into my ISA instead. Here is the maths behind the decision. My mortgage interest is roughly 4.5%. Every [--] I overpay saves me 4.5p in interest. That is my return. The Nasdaq [---] $EQQQ and S&P [---] $VUSA have historically returned 10-12%. Every [--] I invest earns me roughly 10p-12p over the long term. By choosing the safe option and paying the debt I am effectively losing 6-8% of potential growth every single year. Over [--] years that difference" [X Link](https://x.com/freedombill3/status/2020739012328050779) 2026-02-09T05:58Z [----] followers, 94.9K engagements "Motivation gets you started. Habit keeps you going. 1p Challenge Day [--]. I have moved 42p in to the $VHYL $VUSA and $JEPQ pies. It is the middle of the week. You are tired. This is usually when people slip up on their diet their gym routine or their budget. The beauty of this challenge is that it takes [--] seconds. You don't need willpower. You just need to press a button. $VHYL Pot Cash Invested: [----] Current Value: [----] Divs Earned: [----] $VUSA Pot Cash Invested: [----] Current Value: [----] Divs Earned: [----] $JEPQ Pot Cash Invested: [----] Current Value: [----] Divs Earned: [----] Total Income: 0.01" [X Link](https://x.com/freedombill3/status/2021657922485239957) 2026-02-11T18:49Z [----] followers, [----] engagements "@RealtyStacker Yes mate forced selling is the number one destroyer of wealth. If you have to sell your Amazon stock because the boiler broke you have turned a long-term asset into a short-term piggy bank. The Emergency Fund protects the portfolio from that fate" [X Link](https://x.com/freedombill3/status/2021981518906982580) 2026-02-12T16:15Z [----] followers, [--] engagements "@JamesP728 Juicy dividend mate" [X Link](https://x.com/freedombill3/status/2022566823066030084) 2026-02-14T07:01Z [----] followers, [--] engagements "@Dom_Investing Ah you'll be great and very wealthy what we are doing today will ensure we are setup for the future. I just need Nasdaq to smash it over the next [--] or more years 😅" [X Link](https://x.com/freedombill3/status/2022573594866536675) 2026-02-14T07:28Z [----] followers, [--] engagements "@Dividend_Engine Yep and the next [--] will be quicker let's do this" [X Link](https://x.com/freedombill3/status/2022574003425054793) 2026-02-14T07:29Z [----] followers, [--] engagements "@Dividend_Engine Let's keep going so many give up just as progress is going to be seen" [X Link](https://x.com/freedombill3/status/2022574152805147101) 2026-02-14T07:30Z [----] followers, [--] engagements "@b_co_co Good morning Marco as usual I'm up early at the gym then saunae and the wife are getting matching tattoos today then have family coming over tonight. It'll be a good day. You enjoy the day mate" [X Link](https://x.com/freedombill3/status/2022576172320567799) 2026-02-14T07:38Z [----] followers, [--] engagements "@cashflow_king94 Mate love this boring index investing is the best path to wealth not sexy nice average returns over a long time turn in to an exciting portfolio 👏🏻👏🏻" [X Link](https://x.com/freedombill3/status/2022606751003001255) 2026-02-14T09:40Z [----] followers, [---] engagements "@Dividend_Engine Get the clock started as soon as they are born" [X Link](https://x.com/freedombill3/status/2022606926433890539) 2026-02-14T09:40Z [----] followers, [--] engagements "@AB8_ We have VUAG is the only to go with 👍🏻. We invest into VUAG for our daughter too it's great hands off investing" [X Link](https://x.com/freedombill3/status/2022626422016356720) 2026-02-14T10:58Z [----] followers, [--] engagements "@TheStocksKing Congratulations keep going and growing" [X Link](https://x.com/freedombill3/status/2022626659166454016) 2026-02-14T10:59Z [----] followers, [--] engagements "@BrutusVTI VTI is great hands off investing is the best way to wealth via indexes" [X Link](https://x.com/freedombill3/status/2022627038113534004) 2026-02-14T11:00Z [----] followers, [--] engagements "@Investor_Jelle Happy Saturday I hope you've had a good one" [X Link](https://x.com/freedombill3/status/2022772517081919863) 2026-02-14T20:38Z [----] followers, [--] engagements "@Investor_Jelle Oh nice mate I forget crypto is open at weekends. Probably as I don't hold any 🤣" [X Link](https://x.com/freedombill3/status/2022772644337115181) 2026-02-14T20:39Z [----] followers, [--] engagements "@Dom_Investing I hope you have an eventful free Sunday shift Dom good morning buddy" [X Link](https://x.com/freedombill3/status/2022942770659496130) 2026-02-15T07:55Z [----] followers, [--] engagements "@Mariusz_Invest Congratulations 👏🏻🎉 well deserved" [X Link](https://x.com/freedombill3/status/2022943442167615923) 2026-02-15T07:57Z [----] followers, [--] engagements "@Dom_Investing We are chilling today no I didn't see much yesterday as we were out all day planning to enjoy the Winter Olympics today" [X Link](https://x.com/freedombill3/status/2022944353011012086) 2026-02-15T08:01Z [----] followers, [--] engagements "@UK_Compounder Like it I agree the core element of portfolios should be within index funds" [X Link](https://x.com/freedombill3/status/2022953220503654889) 2026-02-15T08:36Z [----] followers, [--] engagements "@Kaizen_Investor Yes mate simple and effective" [X Link](https://x.com/freedombill3/status/2022953787137359911) 2026-02-15T08:39Z [----] followers, [--] engagements "@UK_Compounder Great allocation break down. I have. 88% growth all in Nasdaq and S&P [--] income via JEPQ Simples" [X Link](https://x.com/freedombill3/status/2022962171714716041) 2026-02-15T09:12Z [----] followers, [--] engagements "@Dividend_Engine I agree most people don't understand this and panic once learnt it's all part of the process we actually enjoy the dips and buying st cheaper prices" [X Link](https://x.com/freedombill3/status/2022987363627192392) 2026-02-15T10:52Z [----] followers, [--] engagements "@cashflow_king94 Yep not exciting and unexciting investing is what turns the portfolio in an exciting one once compound interest has worked it's magic" [X Link](https://x.com/freedombill3/status/2022988457673675037) 2026-02-15T10:56Z [----] followers, [--] engagements "@harry_210189" [X Link](https://x.com/freedombill3/status/2023112800852476359) 2026-02-15T19:10Z [----] followers, [--] engagements "@LeeWightma90385 We have Lee we are in it 🙌🏻💪🏻👊🏻" [X Link](https://x.com/freedombill3/status/2023117251910803698) 2026-02-15T19:28Z [----] followers, [--] engagements "@Dom_Investing Yeah I was looking at JEGP earlier today I like the look of it. You hold this one I think I remember how do you like it" [X Link](https://x.com/freedombill3/status/2023140921706152187) 2026-02-15T21:02Z [----] followers, [--] engagements "@WealthLogic_ Yeah we need to flip the narrative" [X Link](https://x.com/freedombill3/status/2023296866520055857) 2026-02-16T07:22Z [----] followers, [--] engagements "@Mtshub This is the way invest in ourselves first" [X Link](https://x.com/freedombill3/status/2023300643838910633) 2026-02-16T07:37Z [----] followers, [--] engagements "@thsterlingbrief 100% the investing part is actually the easy bit its the mindset shift that takes the work. Once you realise you can sit on the receiving side you never look at a receipt the same way again. Have a great week mate" [X Link](https://x.com/freedombill3/status/2023425567337623790) 2026-02-16T15:53Z [----] followers, [--] engagements "Im Bill early 40s based in the UK. My goal is for my investments to cover all monthly bills to be work optional in [--] years. Im not trying to beat the market or pretend Ive cracked some secret formula. Im building a portfolio that fits my life my risk tolerance and how I want money to work for me not the other way round. My portfolio has two jobs: [--] Long-term growth [--] Growing monthly income Right now my portfolio is roughly 366k. The income side currently generates around [----] per year all reinvested. Thats not life-changing money yet it doesnt pay my bills it doesnt replace my job. But its" [X Link](https://x.com/freedombill3/status/2000181941648159122) 2025-12-14T12:31Z [----] followers, 27.3K engagements "I bought flowers dinner. and the Nasdaq. It is Valentines Eve. I am taking my wife and daughter out for dinner tonight. The gifts are ordered for tomorrow. I am going to enjoy spending that money. Before I spend on today I always pay for tomorrow. The Friday Ritual. I just added my usual [--] to the portfolio. [-----] into Nasdaq [---] $EQQQ [----] into S&P [---] $VUSA [----] into All-World $VWRL Total Invested: [-----] People think investing means you have to be miserable and live on beans. You don't. You have to pay yourself first. Once the [--] is in the market I can spend the rest of the weekend treating" [X Link](https://x.com/freedombill3/status/2022318756744020175) 2026-02-13T14:35Z [----] followers, [----] engagements "We often buy our kids stuff that lasts a week. I am interested in gifts that last a lifetime. The most expensive thing in investing isn't the fees. It is the wait. If you have children they have the best asset in the world. Time. The Junior ISA JISA magic. You can invest up to [----] a year for your child tax-free. Here is what happens if you invest [---] a month into the S&P [---] based on historic 10% returns until they retire at [--]. Start at Age 0: Ends with [-------] Start at Age 5: Ends with [-------] Start at Age 10: Ends with [-------] Start at Age 15: Ends with [-------] Start at Age 20: Ends with" [X Link](https://x.com/freedombill3/status/2022567895725674680) 2026-02-14T07:05Z [----] followers, [----] engagements "@cashflow_king94 It does compound faster then we realise I am hoping to help people understand the amount isn't important the habit is. 🤞🏻" [X Link](https://x.com/freedombill3/status/2022939960014454824) 2026-02-15T07:44Z [----] followers, [---] engagements "What a great article not about the pie update but the breakdown of the mechanics of the funds and transparency of what has been learnt and adapting to achieve the goals. The article was timely for me personally as earlier in the week I sold out of all my Incomeshares holdings for the very reasons you describe after completing a lot of research and reflection I do think they have a job just not a job within my current portfolio at this time with my long time horizon. I hope people rethink their investing and goals from this article and stop yeild chasing. Bravo mate 👏🏻👏🏻" [X Link](https://x.com/freedombill3/status/2022941282935451808) 2026-02-15T07:49Z [----] followers, [----] engagements "@Dividend_Engine Great message try fail fast and be successful" [X Link](https://x.com/freedombill3/status/2022987705349759323) 2026-02-15T10:53Z [----] followers, [--] engagements "@cashflow_king94 Yeah I do JEPQ is currently at 12.19% of the portfolio 💪🏻" [X Link](https://x.com/freedombill3/status/2023000752374095952) 2026-02-15T11:45Z [----] followers, [---] engagements "$JEPI is the sensible older brother to JEPQ. While JEPQ is heavy on Tech Nasdaq and offers more growth potential JEPI focuses on the S&P [---] and lower-volatility stocks. It is a smoother ride with slightly less growth. If you want income with less drama it is a very solid pick. https://twitter.com/i/web/status/2023085584299053102 https://twitter.com/i/web/status/2023085584299053102" [X Link](https://x.com/freedombill3/status/2023085584299053102) 2026-02-15T17:22Z [----] followers, [---] engagements "@Jack1145491 I was down on all of them too I get that I'm happy cut my losses and go again and put it down to a learning curve and all port of my journey" [X Link](https://x.com/freedombill3/status/2023086703234142281) 2026-02-15T17:27Z [----] followers, [---] engagements "Cheers mate that fear of selling is the sunk cost fallacy in action. People would rather hold a loser and hope it bounces back than admit the thesis was wrong. I decided to just rip the plaster off. The moment I sold I felt relieved. The capital is now working much harder in the new funds. https://twitter.com/i/web/status/2023088569829507299 https://twitter.com/i/web/status/2023088569829507299" [X Link](https://x.com/freedombill3/status/2023088569829507299) 2026-02-15T17:34Z [----] followers, [---] engagements "That is the silent killer. You take 100% of the drop when it crashes but you are capped at 1-2% upside when it recovers. So if the stock tanks and then bounces back V-shaped like Meta did you get left in the basement while the real stock goes to the moon. A good lesson though I prefer to just jump in feet first if it doesn't work out lesson learned move on https://twitter.com/i/web/status/2023113453892743316 https://twitter.com/i/web/status/2023113453892743316" [X Link](https://x.com/freedombill3/status/2023113453892743316) 2026-02-15T19:13Z [----] followers, [---] engagements "@TheFinPitch Nice $GPIQ isn't availaible in UK maybe one day" [X Link](https://x.com/freedombill3/status/2023113736370975165) 2026-02-15T19:14Z [----] followers, [---] engagements "@b_co_co I hope Sunday has been good for you Marco" [X Link](https://x.com/freedombill3/status/2023150929613308195) 2026-02-15T21:42Z [----] followers, [--] engagements "Look at the items on your desk at work this morning. You probably have a coffee from Starbucks or Costa. You are checking this on a phone Apple or Samsung. You are logged into a computer Microsoft. You will likely Google something before lunch Alphabet. You have two choices in life. The Consumer where you pay these companies to make your life easier. The Owner and have these companies pay you because they make money. I used to hate seeing money leave my bank account for subscriptions and gadgets. Now I own the S&P [---] and Nasdaq [---]. Every time I buy a coffee or pay my Netflix bill I know a" [X Link](https://x.com/freedombill3/status/2023279126895808953) 2026-02-16T06:11Z [----] followers, [----] engagements "@Dividend_Engine That +17.01 in annual income is the real flex here. People chase price moves. Youre building cash flow. Different game. 👏🏼" [X Link](https://x.com/freedombill3/status/2023426498053788026) 2026-02-16T15:57Z [----] followers, [--] engagements "@Dom_Investing Nice and look at that green from Google 🤩" [X Link](https://x.com/freedombill3/status/2023428669432373281) 2026-02-16T16:06Z [----] followers, [--] engagements "@Dom_Investing I hope the shift was event free and you enjoyed the extra sleep in today" [X Link](https://x.com/freedombill3/status/2023428812906848489) 2026-02-16T16:06Z [----] followers, [--] engagements "@Dom_Investing Plays havoc with the sleep awake cycle you will sleep well tonight" [X Link](https://x.com/freedombill3/status/2023432221529710996) 2026-02-16T16:20Z [----] followers, [--] engagements "@RealtyStacker Mate time is so precious our daughter is very outdoors and adventure kind of kid she has headtorches we regularly go out with them on in the evening just for something to do. The best gift we can give our kids is time" [X Link](https://x.com/freedombill3/status/2023435920595415368) 2026-02-16T16:34Z [----] followers, [--] engagements "The machine is officially alive. 1p Challenge Day [--]. I have moved 39p in to the $VHYL $VUSA and $JEPQ pies. First Payday 🚨 We just hit a massive milestone. The 1p Challenge portfolio has paid out its very first dividend. [----] from $JEPQ. It sounds tiny but that is a penny I didn't have to work for. Since $JEPQ pays monthly we are going to see this snowball grow in real-time. $VUSA and $VHYL are quarterly payers so they are the sleeping giants but $JEPQ is the cash flow engine. $VHYL Pot (Quarterly) Cash Invested: [----] Current Value: [----] $VUSA Pot (Quarterly) Cash Invested: [----] Current" [X Link](https://x.com/freedombill3/status/2020573590421213660) 2026-02-08T19:00Z [----] followers, [----] engagements "What is the point of investing pennies It won't make you rich. 1p Challenge Day [--]. I have moved 40p in to the $VHYL $VUSA and $JEPQ pies. You don't run a marathon by staring at the finish line. You run it by putting one foot in front of the other. The 40p isn't about the money. It is about proving to yourself that you can show up every single day regardless of how you feel. $VHYL Pot Cash Invested: [----] Current Value: [----] Divs Earned: [----] $VUSA Pot Cash Invested: [----] Current Value: [----] Divs Earned: [----] $JEPQ Pot Cash Invested: [----] Current Value: [----] Divs Earned: [----] Total Dividends" [X Link](https://x.com/freedombill3/status/2020942115920814582) 2026-02-09T19:25Z [----] followers, [----] engagements "Everyone is talking about the magnificent [--]. Im trying to rent them out. On Friday I added to my positions in. Amazon $AMZD Nvidia $NVDD Microsoft $MSFI Google $GOOO Apple $AAPI I didn't buy the standard shares. I bought the IncomeShares Options ETFs. The Difference. Standard Share. You only make money if the price goes UP. Income Share. You make monthly income from selling put options even if the price stays flat. My strategy. The 25/75 Split. I am building my portfolio with a very specific target in mind. The Bill Payers. 20-25% This portion is strictly for Income. It uses covered call ETFs" [X Link](https://x.com/freedombill3/status/2021101533320917377) 2026-02-10T05:58Z [----] followers, [----] engagements "I've been investing for [--] days. Why aren't I rich 1p Challenge Day [--]. I have moved 41p in to the $VHYL $VUSA and $JEPQ pies. There is a delay between doing the right thing and seeing the result. It's like going to the gym. You don't get muscles after one workout. You get them after [---] boring workouts. We are just doing the reps. $VHYL Pot Cash Invested: [----] Current Value: [----] Divs Earned: [----] $VUSA Pot Cash Invested: [----] Current Value: [----] Divs Earned: [----] $JEPQ Pot Cash Invested: [----] Current Value: [----] Divs Earned: [----] Total Income: [----] We are building the habit now so we can" [X Link](https://x.com/freedombill3/status/2021291273332858949) 2026-02-10T18:32Z [----] followers, [----] engagements "@Gnaghi69 Thank you spot on. For higher rate taxpayers it is essentially a legally sanctioned cheat code. Getting instant 40% relief plus an employer match is an ROI you will never find in the open market. ISAs are great for access but Pensions are the king of efficiency" [X Link](https://x.com/freedombill3/status/2021474087940592053) 2026-02-11T06:39Z [----] followers, [----] engagements "How much do I need to invest to become a millionaire Stop guessing. Here is the maths. Assuming a historical average return of 10% in S&P [---] here is how long it takes to hit [-------] based on your monthly contribution. 250/mo: [--] Years. 500/mo: [--] Years. 1000/mo: [--] Years. 2000/mo: [--] Years. 5000/mo: [--] Years. You can trade time for money. If you start early in your 20s you only need 250/mo. If you start later in your 40s you need 2000/mo. The cost of waiting is expensive. Start today" [X Link](https://x.com/freedombill3/status/2022189109016441247) 2026-02-13T06:00Z [----] followers, [----] engagements "So many people spend [--] hours a week making someone else rich then spend [--] minutes reviewing their own finances. You manage your boss's money all week. Do you manage your own Sundays are for the audit. I don't guess where I am I look at the scoreboard. The Weekly Result. Last [--] Days: +1699.96 +0.48% Total Value: [---------] Dividends Received: [------] (Reinvested) Cash Added: [-----] The chart shows a sharp dip mid-week. Why US Inflation (CPI). The market got spooked on Wednesday by inflation data causing a temporary sell-off. Tech Jitters. We saw volatility in the Nasdaq as investors worried" [X Link](https://x.com/freedombill3/status/2022938908510605773) 2026-02-15T07:39Z [----] followers, [----] engagements "@b_co_co That's a brilliant way to treat each other one day you may buy her flowers with Bitcoin instead 😁" [X Link](https://x.com/freedombill3/status/2022942192881537537) 2026-02-15T07:52Z [----] followers, [--] engagements "@LeeWightma90385 Thanks Lee I think I made the correct decision too I think you are making the right moves" [X Link](https://x.com/freedombill3/status/2023112664403075169) 2026-02-15T19:10Z [----] followers, [---] engagements "Tomorrow I go back to work. My money doesn't have a boss. 1p Challenge Day [--]. I have moved 46p in to the $VHYL $VUSA and $JEPQ pies. The Sunday scaries happen because we feel trapped by the week ahead. The only way to escape that trap is to build something that exists outside of our 9-5. This pot is small but it is mine. It doesn't clock in it doesn't clock out and it doesn't ask for permission. $VHYL Pot Cash Invested: [-----] Current Value: [-----] Divs Earned: [----] $VUSA Pot Cash Invested: [-----] Current Value: [-----] Divs Earned: [----] $JEPQ Pot (Income) Cash Invested: [-----] Current Value:" [X Link](https://x.com/freedombill3/status/2023117043604529291) 2026-02-15T19:27Z [----] followers, [----] engagements "@Dividend_Engine Love this. Knowledge builds confidence. Planning builds control. Investing builds wealth. Patience protects it. Most people fail on the last one" [X Link](https://x.com/freedombill3/status/2023136452356550889) 2026-02-15T20:44Z [----] followers, [--] engagements "@b_co_co Your right the grind never sleeps happy Monday let's get to it" [X Link](https://x.com/freedombill3/status/2023288200714977330) 2026-02-16T06:47Z [----] followers, [--] engagements "@Dom_Investing Yeah I saw that it seems more steady in terms of volatility I needs to look at what the top holdings are I am assume it is actively managed rather than weighted by market cap" [X Link](https://x.com/freedombill3/status/2023291849801392316) 2026-02-16T07:02Z [----] followers, [--] engagements Limited data mode. Full metrics available with subscription: lunarcrush.com/pricing
@freedombill3 Freedom Bill 💸🏖️🏝️
Freedom Bill 💸🏖️🏝️ posts on X about money, if you, $jepq, $vusa the most. They currently have [-----] followers and [---] posts still getting attention that total [------] engagements in the last [--] hours.
Engagements: [------] #
- [--] Week [-------] +23%
- [--] Month [-------] +114%
- [--] Months [---------] +1,302%
- [--] Year [---------] -1.90%
Mentions: [--] #
- [--] Week [---] -5.60%
- [--] Month [---] +7%
- [--] Months [-----] +974%
- [--] Year [-----] +37%
Followers: [-----] #
- [--] Week [-----] +4.60%
- [--] Month [-----] +17%
- [--] Months [-----] +125%
- [--] Year [-----] +141%
CreatorRank: [-------] #
Social Influence
Social category influence finance 40.69% stocks #4365 exchanges #261 technology brands 6.37% automotive brands 2.94% cryptocurrencies 2.45% financial services 0.98% countries 0.98% luxury brands 0.98% premier league 0.49%
Social topic influence money 11.76%, if you 10.78%, $jepq #1, $vusa #1, we are #3238, $vhyl #1, in the 6.86%, nasdaq #26, dividend #689, $eqqq #1
Top accounts mentioned or mentioned by @dividendengine @thestocksking @dominvesting @dom_investing @dividend_engine @bcoco @realtystacker @b_co_co @investorjelle @cashflow_king94 @cashflowking94 @dn24bzd @9to5tomarkets @leewightma90385 @investor_jelle @pinarello_pete @thsterlingbrief @digtalpl @stocksalute @real_money_blog
Top assets mentioned Microsoft Corp. (MSFT) Alphabet Inc Class A (GOOGL) Bitcoin (BTC) Broadcom, Inc. (AVGO) Apple, Inc. (AAPL) Tesla, Inc. (TSLA) Flex Ltd. Ordinary Shares (FLEX)
Top Social Posts
Top posts by engagements in the last [--] hours
"@cashflow_king94 Totally 💯 they do have a place and a good tool if income is the goal. I'm planning my income to be 12.5% of my total portfolio and let leave the growth side to do it's thing"
X Link 2026-02-15T11:01Z [----] followers, [---] engagements
"Before you buy a single stock you need to buy your sleep. I see people with [--] in the bank trying to invest in Crypto or Tech Stocks. This is a disaster waiting to happen. You should be doing these first. Pay off high-interest debt i.e. credit cards. Build an Emergency Fund [--] months of expenses. Invest. Why If you don't have cash a broken boiler or a lost job forces you to sell your stocks usually at the worst possible time. The Emergency Fund isn't an investment. It is insurance. It buys you the ability to ignore the stock market when it crashes. Safety first. Riches second."
X Link 2026-02-12T06:02Z [----] followers, [----] engagements
"We just broke the [--] barrier. 1p Challenge Day [--]. I have moved 45p in to the $VHYL $VUSA and $JEPQ pies. Today is the first day the total cash invested in each pot hits double figures10.35. It sounds small but think about the physics of a snowball. The hardest part is rolling the first tight little sphere. Once it gets big it rolls itself. We have finished forming the snowball. Now we roll. $VHYL Pot Cash Invested: [-----] Current Value: [-----] Divs Earned: [----] $VUSA Pot Cash Invested: [-----] Current Value: [-----] Divs Earned: [----] $JEPQ Pot Cash Invested: [-----] Current Value: [-----] Divs Earned:"
X Link 2026-02-14T19:28Z [----] followers, 10.7K engagements
"I sold everything. After much research and reflection last week I sold 100% of my holdings in the high yield ETFs. Many of you asked why I would walk away from 20-50% yields. The Answer. Total Return. I moved that capital into JPMorgan Nasdaq Equity Premium Income $JEPQ. Why It owns 67% in the underlying Nasdaq [---] and in turn owns the assets Microsoft Nvidia Apple. It writes call options to generate income but it also participates in the growth. I would rather have a 9-10% yield that grows for [--] years than a 50% yield that eats itself in [--]. This shift brings my portfolio into perfect"
X Link 2026-02-15T14:06Z [----] followers, 28.9K engagements
"@KayBurley @jreynoldsMP Does this mean Starmer is transparent or a freeloader"
X Link 2024-09-19T06:37Z [----] followers, [----] engagements
"@joke_blog So blatant the people walking underneath have no clue 🤣"
X Link 2024-10-02T06:26Z [----] followers, 260K engagements
"My portfolio went down 0.24% (810.46) 🔴 Current balance: [---------] Percentage wise $TSLI $NVDI & $MSFT were best. 🫡 $QQQY worst 😬 How did everyone do today"
X Link 2025-02-18T21:04Z [----] followers, [---] engagements
"Green day 🥳 up 1.72% Top winners - $AVGO $EQQQ $VUSA Top losers - $TSLA $META $AAPL"
X Link 2025-07-18T05:45Z [----] followers, [---] engagements
"Sundays are for roasts not for worrying about share prices. If you own the Nasdaq [---] $QQQ $EQQQ you might be nervous about the tech sell off headlines this week. If you own $JEPQ you're just waiting for your next dividend. This is why we diversify. One part of your portfolio is the engine high Growth higher Stress. The other part is the anchor steady income low Stress. You need the anchor to stop the engine from capsizing the boat. Enjoy your Sunday. The market will do what it does. Who is ready for a boring week of doing absolutely nothing to their portfolio"
X Link 2025-11-23T12:37Z [----] followers, [---] engagements
"@jackduk1 The exchange rate between US and UK hasn't been great which is affecting $EQQQ and lagging $QQQ over time it will even out keep holding for the long term. 💪🏻"
X Link 2025-12-03T07:31Z [----] followers, [--] engagements
"Added another [--] into the pot today from the difference in my mortgage payments as interest rates decline. Put [--] into Nasdaq [---] $EQQQ and [--] into S&P [---] $VUSA on T212 nothing huge just keeping the habit going every time a bit of spare room appears. Its mad how quickly this little side project has grown to [---] just by moving over the difference in mortgage savings. Small steps steady progress. https://twitter.com/i/web/status/1996179082220913074 https://twitter.com/i/web/status/1996179082220913074"
X Link 2025-12-03T11:25Z [----] followers, [----] engagements
"1p challenge Day [--]. I have moved 22p in to the $JEPQ and $VHYL pies. We are seeing the reality of the markets. One pot is higher one is lower. This is why we hold for decades not days. $VHYL Pot Cash Invested: [----] Current Value: [----] $JEPQ Pot Cash Invested: [----] Current Value: [----] Compound growth is like a snowball. At the top of the hill (where we are now) you have to push hard to get it moving. It feels heavy and slow. But every penny we add increases the size of the snowball. Eventually gravity takes over and the growth becomes unstoppable. We are just building the momentum. 23p"
X Link 2026-01-22T06:01Z [----] followers, [----] engagements
"1p Challenge Day [--]. 27p added to all [--] pots. We have our first full day of data for the 3-Way Race. Cash Invested (Per Pot): [----] $VHYL (Global Dividend): [----] ( Up) $VUSA (S&P 500): [----] ( Up) $JEPQ (Tech Income): [----] ( Down) The boring funds Global & S&P are holding their value perfectly. The spicy fund JEPQ is down a few pennies. Why Volatility and FX fees. It moves faster than the others both up and down. That is the price of higher potential yield. You have to stomach the red days. We stick to the plan. 28p tomorrow. 1p challenge Day [--]. I have moved 26p into the pies. 🚨 New"
X Link 2026-01-27T18:31Z [----] followers, [----] engagements
"@dn24bzd Your right the last [--] has flown by I got married in [----] and can't believe [--] years is coming round already. This is true people in UK don't realise how lucky we are to have clean water to drink and food on the table daily"
X Link 2026-01-31T07:49Z [----] followers, [--] engagements
"I bought more of these yesterday. 11th February is going to be a very good day. I hold Amazon Microsoft Apple Google and Nvidia via these IncomeShares. I'm not just watching the stock price move Im getting paid a cash distribution just for holding them. Passive income isn't a myth. It's a choice. This is why I hold them. I don't only own the companies I own the income stream. Look at those yields. 👇🏻 📣 Monthly Distribution Announcement Payment Date: [--] February [----] Alibaba (BABA) Palantir (PLTR) MicroStrategy (MSTR) AMD Broadcom (AVGO) Magnificent [--] (MAG7) Alphabet (GOOG) Tesla (TSLA)"
X Link 2026-01-31T08:54Z [----] followers, [----] engagements
"January is easy. Everyone has New Year's motivation. Everyone is going to change their life. February is the test. Welcome to the real Start of the Year. The hype has worn off. The gym is cold. The novelty of saving money has gone. This is where the tourists leave and the investors are made. We don't get wealthy from the days you feel like investing. We get wealthy from the days you don't feel like it but do it anyway. Motivation gets us started. Habit keeps us going. Let's dominate Month [--]. https://twitter.com/i/web/status/2017867330840101276"
X Link 2026-02-01T07:47Z [----] followers, [----] engagements
"@amktparticipant Nice $O is a great dividend payer I love $JEPQ"
X Link 2026-02-02T11:48Z [----] followers, [---] engagements
"1p challenge Day [--]. I have moved 33p in to the $VHYL $VUSA and $JEPQ pies. Week [--] Begins. The novelty has officially worn off. This is the start of the boring middle where a lot quit. But the boring middle is where the wealth is actually built. We keep moving the pennies regardless of how we feel. $VHYL Pot Cash Invested: [----] Current Value: [----] $VUSA Pot Cash Invested: [----] Current Value: [----] $JEPQ Pot Cash Invested: [----] Current Value: [----] Motivation gets us started. Habit gets us finished. 34p tomorrow. 1p challenge Day [--]. I have moved 32p in to the $VHYL $VUSA and $JEPQ pies. Month 2"
X Link 2026-02-02T20:47Z [----] followers, [----] engagements
"So many people are running on a script they never wrote. Go to school. Get the degree. Get the car on finance. Get the mortgage you can barely afford. Wait for the weekend. Wait for the holiday. Wait for [--] to retire. It is a script for a life of waiting. I decided to rewrite the code. The vehicle Is my stocks & shares ISA Tax-free wrapper. The engine is my Nasdaq [---] $EQQQ for aggressive growth. I'm transitioning to Income $JEPQ to cover the bills. The goal is work optional in [--] years not [--]. You do not have to wait for permission to leave the rat race. You have to buy your way out of it."
X Link 2026-02-03T06:09Z [----] followers, [----] engagements
"Cheers mate. Yes the earlier the penny drops the more freedom you buy. I'm expecting a bigger payout this week not sure on march where do you find this information out The best part is knowing all that cash is going straight back in to buy more units. It is like getting a pay rise and immediately investing it without lifting a finger"
X Link 2026-02-03T09:51Z [----] followers, [--] engagements
"My biggest financial mistake I made wasn't going on holiday to Ibiza on a credit card three times in one summer. It was thinking I was smarter than the market. In my early days I didn't want average returns. I wanted to find the next Tesla. I spent hours reading news. I watched charts like a hawk. I bought hype stocks that couldn't fail. The result I bought high on emotion. I sold low on panic. I underperformed a simple index fund and gave myself an ulcer in the process. I wasted time trying to be a genius when I should have just been consistent. Now my strategy is simple. Buy the top 100"
X Link 2026-02-04T13:10Z [----] followers, [----] engagements
"I am often asked why I am shifting into income funds like $JEPQ when I still have [--] years to go to work optional and 25+ years until retirement. My portfolio is 366k. 86% of that is still aggressive growth in the Nasdaq [---] $EQQQ. Nasdaq drives the capital appreciation. Income though is the fuel that will eventually let me walk away. Here is the barbell strategy I am using to become work optional. [--]. The heavy weights growth. I keep the majority in the Nasdaq [---]. I need the US tech giants (Apple Microsoft Nvidia) to do the heavy lifting to beat inflation. This builds the size of the pot. 2."
X Link 2026-02-05T05:59Z [----] followers, [----] engagements
"@Dom_Investing Nice and VEUR has a bigger dividend yield than S&P too"
X Link 2026-02-05T06:34Z [----] followers, [--] engagements
"@dn24bzd That really is the north star. Not chasing someone elses version of success but building a life that actually fits who you are. The work that keeps pulling you back is usually the clue the money just follows if you stay with it long enough"
X Link 2026-02-05T10:03Z [----] followers, [---] engagements
"I am not selling a single unit. I am not timing the bottom. I am sticking to the plan. Amazon missed earnings. Bitcoin is down 45% from its highs. The screens are red this morning. My portfolio is down 26k from ATH. This is the test. Before you panic let's zoom out. The [----] Perspective. If you bought the S&P [---] in January [----] the index was sitting at roughly [----]. Since then you have lived through. A Global Pandemic. A War in Europe. Double-digit Inflation. Aggressive Interest Rate Hikes. And yet despite the world ending four different times. The S&P [---] has more than doubled since then."
X Link 2026-02-06T05:58Z [----] followers, [----] engagements
"Just got the notification. +460.40 from $JEPQ The market is having a wobble today. If I was 100% focused on growth Id be watching my net worth dip. However because I hold income too I got a cash deposit into my account. This is why I use the Barbell Strategy. $EQQQ Nasdaq for growth makes me rich when the sun is shining. $JEPQ Nasdaq for income keeps me sane when it rains. The best part I am not going to spend this [---]. I am going to use it to buy more shares while the price is down. My money just made money which I am now using to buy more money making machines. That is the loop. Once you"
X Link 2026-02-06T11:55Z [----] followers, [----] engagements
"@WagyuM0 Valid point on the total return. The problem with 100% growth is that to access the money you have to sell the shares. You have to cannibalise the machine. I want to pay bills without selling the assets. The income side lets me spend the fruit without chopping down the tree"
X Link 2026-02-06T12:13Z [----] followers, [--] engagements
"I used to think about making plans for the pub or ordering a takeaway on a Friday treat that is gone by the morning. I am still treating myself but Im buying something that pays me back. I just went shopping for more Income. Amazon $AMZD Nvidia $NVDD Microsoft $MSFI Google $GOOO Apple $AAPL While everyone else is spending money to de-stress. I am buying assets that pay me monthly cash flow to do nothing. My Friday treat has bought me a pay rise for next month. Their Friday treat buys them a headache. Be an owner. https://twitter.com/i/web/status/2019789016246202733"
X Link 2026-02-06T15:03Z [----] followers, [----] engagements
"So many people spend more time planning their weekend takeaway than their financial future. Take [--] minutes today to check these [--] numbers. If you don't know them you are flying blind. [--]. The Emergency Fund. Do you have [--] months of essential expenses in cash If No stop investing. Fill this first. [--]. The High-Interest Debt. Do you have any debt with interest above 5% If Yes pay this off before buying stocks. It is a guaranteed return. [--]. The Pension Fee. Log into your workplace pension. What is the fee If it is above 0.75% you are losing thousands. Consider consolidating. [--]. The Savings Rate."
X Link 2026-02-07T06:57Z [----] followers, [----] engagements
"@GeorgeM2E Welcome any other questions send over happy to help"
X Link 2026-02-07T07:43Z [----] followers, [--] engagements
"@Dom_Investing Yep I'll be watching for sure. Love the winter Olympics. Going to be good. You watching"
X Link 2026-02-07T07:44Z [----] followers, [--] engagements
"@semtrades All agree be here for enjoyment if I don't or stop enjoying this I'll stop"
X Link 2026-02-07T08:00Z [----] followers, [--] engagements
"@GeorgeM2E @IncomeShares Nice for my Incomes section of the portfolio I have $JEPQ and [--] individual holdings from IncomeShares. The IncomeShares individual holdings are. NVIDIA Apple Google Microsoft Amazon"
X Link 2026-02-07T09:04Z [----] followers, [--] engagements
"@b_co_co Agree totally forget the price of our assets and enjoy family time. I've completed gym and sauna now back home and going clothes shopping and lunch with the family 😊. Enjoy Saturday Marco"
X Link 2026-02-07T09:40Z [----] followers, [--] engagements
"@dn24bzd @IncomeShares @hanetf This is a fantastic monthly income and buying some more shares through reinvestment your ensuring a pay rise every month. Nicely done"
X Link 2026-02-07T11:13Z [----] followers, [----] engagements
"@Juddyboy68 That is the smart play. By buying at 20k instead of 100k you are effectively letting someone else pay the [-----] vanity tax depreciation for you. You get 90% of the car for 20% of the price. That is how you enjoy the toy without ruining the bank balance"
X Link 2026-02-07T15:35Z [----] followers, [--] engagements
"Most people spend Saturday spending. I'm investing. 1p Challenge Day [--]. I have moved 38p in to the $VHYL $VUSA and $JEPQ pies. The weekend tax. It is Saturday night. The temptation is to blow the budget on a takeaway or a night out. I am not saying don't enjoy yourself. I am saying pay your future self first. Even if it's just pennies. $VHYL Pot Cash Invested: [----] Current Value: [----] $VUSA Pot Cash Invested: [----] Current Value: [----] $JEPQ Pot Cash Invested: [----] Current Value: [----] Small habits. Big difference. What is your weekend tax this week 39p tomorrow. 1p challenge Day [--]. I have"
X Link 2026-02-07T17:58Z [----] followers, [----] engagements
"@squirrel_blind We are definitely on the same page there. That 4-5 year mark is the sweet spot of motoring. You get a modern car that looks great but someone else has kindly paid the 50% vanity tax for you. It is the only way to drive nice metal without destroying your net worth"
X Link 2026-02-07T18:42Z [----] followers, [--] engagements
"@FlashInvesting That is a grim stat but that is exactly why I invest. If I am going to be in pain at [--] I would rather be in pain with a 2m portfolio and private healthcare than in pain and worrying about the heating bill. Money can't buy health but it buys comfort and dignity"
X Link 2026-02-07T22:06Z [----] followers, [--] engagements
"@TheStocksKing @JohnProv1 @c4pappi @Dom_Investing @cashflow_king94 Vanguards all world VWRL I'd say"
X Link 2026-02-07T22:16Z [----] followers, [---] engagements
"I lost [----] in [--] days. If I was a new investor I would be panicking. That is the price of a decent used car wiped off my net worth in a single week. The headlines say the market is crashing. The chart shows a cliff edge. But I slept like a baby. Why Context. When you zoom out this is just a blip. My portfolio is down this week but the machine is still working. Even after this drop the portfolio is sitting at [------]. I am still up. I am still collecting dividends. The factory is still open. The Weekly Reality: Current Value: [---------] Total Net Profit: +23496.18 Weekly Result: -7366.56"
X Link 2026-02-08T06:58Z [----] followers, [----] engagements
"@Real_Money_Blog @MikeSchiemer @ElijahColeman21 @amktparticipant @vanazadian @TheBrilliantBu1 @GenXmillionaire @BarbellFi @BrutusVTI @reallyoptimized @orryano @DividendBlast99 @JohnProv1 @elneneloco813 @polaronfinance @Dividend_Learn @ModernDayInves @TwoCentsGal Thanks for the shout-out happy to here on your journey 🙌🏻"
X Link 2026-02-08T07:08Z [----] followers, [--] engagements
"@Dividend_Engine We have to keep stacking brother"
X Link 2026-02-08T07:24Z [----] followers, [--] engagements
"@Dividend_Engine Simple and the most effective way to build wealth"
X Link 2026-02-08T07:24Z [----] followers, [--] engagements
"@b_co_co Nicely done Marco and congratulations effort pays in all parts of life. I hope the wine was good 😊"
X Link 2026-02-08T07:39Z [----] followers, [--] engagements
"@b_co_co Enjoy today's lazy day we are now relaxing for the rest of the day and staying indoors to be ready for Monday. We start again tomorrow"
X Link 2026-02-08T12:34Z [----] followers, [--] engagements
"@Finn77Finn Great to hear Tony let's do this"
X Link 2026-02-08T12:43Z [----] followers, [--] engagements
"@thsterlingbrief It's not rocket science being average in the stock market by investing in boring ETS indexes bests 95% of all investors"
X Link 2026-02-08T12:46Z [----] followers, [--] engagements
"If you are living in the UK you have a winning lottery ticket in your pocket. It's called the Stocks & Shares ISA. They don't realise it is arguably the best wealth building vehicle on the planet. You can invest up to [-----] every single year. No Capital Gains Tax. No Dividend Tax. No Income Tax on growth. What you make is yours. The government can't touch a penny of it. You don't need to max it out to get rich. You just need consistency. If you invest [---] per month into a simple index fund like the S&P [---] and get average historical returns 10%. [--] Years: [------] [--] Years: [-------] [--] Years:"
X Link 2026-02-08T13:01Z [----] followers, 19.6K engagements
"@GuvsCryptoTips Same here me too"
X Link 2026-02-08T13:07Z [----] followers, [--] engagements
"@steady_profits I think so too James any amount is better than nothing"
X Link 2026-02-08T16:43Z [----] followers, [---] engagements
"@RealtyStacker It's brilliant and every adult in the UK should be taking advantage of it. My daughter has a child Stocks and Shares ISA which will automatically be transferred to an adult one at [--]. Starting early is the best thing we can do"
X Link 2026-02-08T16:49Z [----] followers, [---] engagements
"@RealtyStacker Happy Superbowl Sunday. It's one of the best and biggest sporting spectacles on the planet. It's on throughout the night here in the UK so I won't see it live and will watch the highlights. So many people here book Monday off work to stay up all night to watch it"
X Link 2026-02-08T16:51Z [----] followers, [--] engagements
"@DigtalPL That's a miss reporting on Trading [---] by the looks of it. The dividend amount is definitely [----] a share. Calculate the amount of shares you have 0.22p Example based on my holdings. Shares [---] Dividend amount [----] 1400.22 = 30.80"
X Link 2026-02-08T16:55Z [----] followers, [--] engagements
"@DigtalPL Lol that would have been a great dividend"
X Link 2026-02-08T17:38Z [----] followers, [--] engagements
"@Dividend_Engine It'll build quickly from here on. Cheers for the support buddy"
X Link 2026-02-08T19:49Z [----] followers, [--] engagements
"@Dividend_Engine We have to shape our own destiny"
X Link 2026-02-08T19:49Z [----] followers, [--] engagements
"@9to5toMarkets Congratulations well deserved 👏🏻😊"
X Link 2026-02-09T06:12Z [----] followers, [--] engagements
"@Dividend_Engine You have hit the nail on the head. That distinction is vital. Mortgage debt is cheap money that inflation eats away over time. Consumer debt is a wealth destroyer. No market return can outpace a 25% credit card interest rate"
X Link 2026-02-09T09:52Z [----] followers, [----] engagements
"@Dividend_Engine Keep it simple invest in S&P [---] or Global ETF add cash whenever no matter the price have patience and hold during dips without selling"
X Link 2026-02-09T09:53Z [----] followers, [--] engagements
"That is a brilliant perspective. I focused on the profit but you have highlighted the safety. You are spot on you can't pay the electric bill with a brick from the wall. Being house rich and cash poor is actually very risky. Having that 37k liquid in the ISA gives you options having a slightly smaller mortgage balance gives you nothing but a thank you letter from the bank. https://twitter.com/i/web/status/2020799557475422397 https://twitter.com/i/web/status/2020799557475422397"
X Link 2026-02-09T09:58Z [----] followers, [----] engagements
"@Dividend_Engine I know it's a shame it's allowed to happen more should be done to stop this we live in a credit world where no one will wait for things"
X Link 2026-02-09T10:38Z [----] followers, [---] engagements
"@Dividend_Engine So simple many people think it's can't work"
X Link 2026-02-09T10:38Z [----] followers, [--] engagements
"@Dividend_Engine They do I remember growing up not one person in the street had a new car many families didn't have a car now every house has new cars and multiple new cars this is just one example"
X Link 2026-02-09T11:10Z [----] followers, [--] engagements
"@Dividend_Engine I have the same mindset too didn't in my younger years as all I wanted to do was impress as I thought I would be accepted that way. Now I do my thing our family is humble and we appreciate at the small things in life"
X Link 2026-02-09T13:42Z [----] followers, [--] engagements
"@heavygoldbag A 3% real return after inflation is pretty decent. If inflation runs at 3% and I get 3% real that is a 6% nominal return. That still beats my 4.5% mortgage rate. So even in your bear case scenario the index fund still likely wins"
X Link 2026-02-09T13:47Z [----] followers, [--] engagements
"@Dividend_Engine Brick by brick you will reach your goals nice one mate"
X Link 2026-02-09T14:26Z [----] followers, [--] engagements
"@lfcasian Great Yes go with Vanguard either VUSA or VUAG depending if you want to receive the dividend or let the fund do the work for you"
X Link 2026-02-09T15:19Z [----] followers, [--] engagements
"@Dividend_Engine It'll happen quick than you think if you keep sacking like that"
X Link 2026-02-09T15:30Z [----] followers, [--] engagements
"Yes Peter. You can't build wealth on shaky foundations. That cash buffer is what prevents you from becoming a forced seller. If the market tanks and you lose your job you don't want to be cashing out your stocks at a loss just to buy groceries. Emergency Fund first. High interest debt second. Investing third. https://twitter.com/i/web/status/2020892932036071590 https://twitter.com/i/web/status/2020892932036071590"
X Link 2026-02-09T16:09Z [----] followers, [---] engagements
"That is a proper old school pro tip. Keeping the facility open is smart because it gives you access to capital at mortgage rates 4-5% rather than personal loan rates 10% if you ever need it in an emergency. It saves a lot of admin and legal fees down the line if you do need to tap into the equity again. https://twitter.com/i/web/status/2021108949378805810 https://twitter.com/i/web/status/2021108949378805810"
X Link 2026-02-10T06:28Z [----] followers, [--] engagements
"@Investor_Jelle Good morning enjoy the day"
X Link 2026-02-10T06:32Z [----] followers, [--] engagements
"@Investor_Jelle Time will tell how it works out for me I'm enjoying the regular income though. Good morning mate"
X Link 2026-02-10T06:38Z [----] followers, [---] engagements
"@TorbenSol Have a good day Torben"
X Link 2026-02-10T06:44Z [----] followers, [--] engagements
"This is such a healthy way to frame it. Tying money back to time and effort rather than abstract numbers is a gift. When kids can visualise that return = X hours of my work it clicks in a way spreadsheets never do. Thats financial literacy and self-worth rolled into one. I also love that youre not forcing constant activity. Learning that its okay to pause build a war chest and redeploy when it makes sense is a massively underrated skill especially in a world that pushes always be doing something. It really shows youre teaching principles not just tactics. Those lessons will compound far"
X Link 2026-02-10T10:07Z [----] followers, [--] engagements
"You are right there is always a bull market somewhere in the world. I deliberately keep it narrow to keep it simple I do have more but all US. If I try to chase the rotation into Japan or time the Small Cap rebound I usually get it wrong. I prefer to back the US heavyweights and accept I might miss a few opportunities elsewhere in exchange for a quiet life. https://twitter.com/i/web/status/2021226846159765955 https://twitter.com/i/web/status/2021226846159765955"
X Link 2026-02-10T14:16Z [----] followers, [--] engagements
"@RealtyStacker Yes I am enjoying getting the best of both worlds with these. This is like your $O holding"
X Link 2026-02-10T16:04Z [----] followers, [--] engagements
"@Dividend_Engine Yep nearly at the [--] mark building faster every day"
X Link 2026-02-10T20:20Z [----] followers, [--] engagements
"@b_co_co Yep leaving a lot of money on the table of people don't take the match unfortunately for me I'm contracting and self employed but I try to advise the people I work with when they ask for it"
X Link 2026-02-11T06:19Z [----] followers, [----] engagements
"@b_co_co I was red too pretty flat though each day can be a new start if we want it"
X Link 2026-02-11T06:24Z [----] followers, [--] engagements
"@b_co_co Yep could still be a good time for the dip lovers I see bitcoin is back around $67k. It's a good price for those who invest"
X Link 2026-02-11T06:31Z [----] followers, [--] engagements
"@Dom_Investing That sounds good and fun a good way to spend the day while the kids are at school"
X Link 2026-02-11T06:45Z [----] followers, [--] engagements
"Thanks That is the dream hammering it early is the most powerful lever you can pull. Every [--] you put in during your 20s and 30s does 10x the work of a [--] you put in during your 50s. Letting compound interest do the heavy lifting while you put your feet up in your 60s is the ultimate goal. Good for you. https://twitter.com/i/web/status/2021557797637214340 https://twitter.com/i/web/status/2021557797637214340"
X Link 2026-02-11T12:11Z [----] followers, [---] engagements
"You have hit the absolute jackpot there Tristan. You are benefiting from the pension hat trick. The double employer match which is rare. The 40% tax relief. dodging the High Income Child Benefit Charge. When you stack those three together your effective return on investment is basically infinite. You are playing the game perfectly. https://twitter.com/i/web/status/2021574338206396646 https://twitter.com/i/web/status/2021574338206396646"
X Link 2026-02-11T13:17Z [----] followers, [--] engagements
"I love that ambition. Why should we accept a pay cut just because we got older Most people aim for 60-70% of their working wage but if you can hit 100% retirement doesn't just mean surviving it means keeping your current lifestyle with zero work. That is the ultimate freedom"
X Link 2026-02-11T13:25Z [----] followers, [--] engagements
"It's a great hack. The crazy partis that [-----] is the worst case scenario assuming 0% investment growth. In reality that money would have been compounding in the market for [--] years. So that 34k is likely sitting closer to 50k+. The match lights the fire the compound interest pours petrol on it. https://twitter.com/i/web/status/2021576842952540481 https://twitter.com/i/web/status/2021576842952540481"
X Link 2026-02-11T13:27Z [----] followers, [---] engagements
"@Dividend_Engine All true. Financial education should be standard not self-discovered"
X Link 2026-02-11T13:28Z [----] followers, [--] engagements
"@Investor_Jelle Congrats well deserved buddy"
X Link 2026-02-11T13:29Z [----] followers, [--] engagements
"I have to disagree there. Even if they only match 3% that is still a 100% return on your money instantly. If you put in [--] and they put in [--] you have doubled your money before you even invest it. You won't find a bank stock or crypto coin on earth that guarantees you a 100% profit on day one. It is definitely worth it. https://twitter.com/i/web/status/2021578873524109624 https://twitter.com/i/web/status/2021578873524109624"
X Link 2026-02-11T13:35Z [----] followers, [---] engagements
"That is true and it is frustrating when companies just do the bare minimum but even at 3% the maths is still unbeatable. If you put in [--] and they put in [--] you have instantly made a 100% return on your investment. It might be a smaller amount but the efficiency is exactly the same. It is still a deal you have to take. https://twitter.com/i/web/status/2021581332099240246 https://twitter.com/i/web/status/2021581332099240246"
X Link 2026-02-11T13:45Z [----] followers, [--] engagements
"You are right the stock market definitely isn't risk-free but the Employer Match effectively is because you get an instant 100% return on your money the match the market would have to crash by 50% just for you to break even. That is a massive safety buffer that you don't get with any other investment. https://twitter.com/i/web/status/2021581922615324755 https://twitter.com/i/web/status/2021581922615324755"
X Link 2026-02-11T13:47Z [----] followers, [--] engagements
"@JamesP728 Yeah enjoyed the evening out as West Ham have turned a corner and playing better. I know everyone in the crowd were talking about the guy with his hair. Last minute goals are always hard to take a good goal though"
X Link 2026-02-11T13:52Z [----] followers, [--] engagements
"The monetisation chase is a trap. If you chase impressions just to hit the threshold you often end up posting generic stuff that alienates your actual followers. A smaller loyal audience that trusts you is worth 10x more than a broad audience that just scrolls past. Stick to your guns. https://twitter.com/i/web/status/2021583871674900968 https://twitter.com/i/web/status/2021583871674900968"
X Link 2026-02-11T13:55Z [----] followers, [--] engagements
"That is exactly why we invest. If you keep that money in cash inflation is guaranteed to destroy it. By investing in the pension buying companies you are owning assets that historically rise with inflation. The pension is your shield against losing purchasing power not the cause of it. https://twitter.com/i/web/status/2021659851915440174 https://twitter.com/i/web/status/2021659851915440174"
X Link 2026-02-11T18:57Z [----] followers, [--] engagements
"@yesadok It is like pouring petrol on the fire. The yields are so high every month you are buying a significant chunk of new units. That accelerates the compounding way faster than a standard 3-4% dividend stock. It is a very fun process to watch"
X Link 2026-02-11T19:06Z [----] followers, [---] engagements
"I really like that [--] a day strategy. These funds can be a bit volatile because of the option writing so dripping the money in daily is the perfect way to smooth out the ride. You will catch all the dips without even trying. Good luck with the experiment. I'll be interested to read how you are getting on. https://twitter.com/i/web/status/2021665305748291827 https://twitter.com/i/web/status/2021665305748291827"
X Link 2026-02-11T19:19Z [----] followers, [---] engagements
"Fair question. I view these like a rental property. I don't check the house price every week I just care that the rent keeps getting paid. Some capital drift is expected with option strategies but the yield often 30%+ is so high that the Total Return dividends + capital stays positive. https://twitter.com/i/web/status/2021665865897255101 https://twitter.com/i/web/status/2021665865897255101"
X Link 2026-02-11T19:21Z [----] followers, [---] engagements
"@Dividend_Engine Another day of consistency the balance is growing nicely"
X Link 2026-02-11T19:22Z [----] followers, [--] engagements
"@Dividend_Engine So true. The difference between looking wealthy and building wealth is usually just delayed gratification. Future dividends present flex"
X Link 2026-02-11T19:24Z [----] followers, [--] engagements
"@UncleInvest This isn't total return IncomeShares has also change their strategy since then"
X Link 2026-02-11T19:27Z [----] followers, [--] engagements
"@Dom_Investing Thanks Dom it's been a game changer for me"
X Link 2026-02-12T10:46Z [----] followers, [--] engagements
"@Dom_Investing It's certainly choppy at the moment bitcoin is at a good price to buy at the moment"
X Link 2026-02-12T10:47Z [----] followers, [---] engagements
"I love the ambition to retire at [--]. You don't have to choose one or the other. You need a bridge. You use the ISA to fund your life from age [--] to [--]. Then the Pension kicks in at [--] not [--] thats just the State Pension. If you skip the pension you are turning down free money employer match and tax relief which actually makes it harder to hit that age [--] target. https://twitter.com/i/web/status/2021900093226402247 https://twitter.com/i/web/status/2021900093226402247"
X Link 2026-02-12T10:52Z [----] followers, [--] engagements
"@9to5toMarkets If you look at total return JEPQ is the same as Vanguards S&P 500"
X Link 2026-02-12T10:53Z [----] followers, [--] engagements
"@b_co_co That is a brilliant analogy. You might flail around for a bit but you aren't going anywhere. Cash is the water that keeps you afloat. Trying to invest without that safety net is just exhausting yourself for no reason"
X Link 2026-02-12T10:57Z [----] followers, [--] engagements
"@Dom_Investing @b_co_co I remember those days of no sleep at all"
X Link 2026-02-12T10:58Z [----] followers, [--] engagements
"@Dom_Investing I do I'm really enjoying it and the journey"
X Link 2026-02-12T11:09Z [----] followers, [--] engagements
"@Investor_Jelle Enjoy the day I've got the usual meetings are work activities"
X Link 2026-02-12T11:16Z [----] followers, [--] engagements
"@LeeWightma90385 I get that Lee sometimes it's as long as we are comfortable with our situation and goals no one size fits all"
X Link 2026-02-12T11:17Z [----] followers, [--] engagements
"@9to5toMarkets JEQP is actually doing really well I'm going to hold for a while atleast and see how it does against VUSA if no good I'll bin off JEQP"
X Link 2026-02-12T11:34Z [----] followers, [--] engagements
"@SmartAllocator Yep getting better and nearly at the [--] mark"
X Link 2026-02-13T06:15Z [----] followers, [--] engagements
"@b_co_co My portfolio was down by the same figure -1.29% these red periods is what makes us successful let's end the week strong"
X Link 2026-02-13T06:24Z [----] followers, [---] engagements
"@9to5toMarkets Hopefully today is the day"
X Link 2026-02-13T06:29Z [----] followers, [--] engagements
"@unfilteredGray What a luxury that would be I wouldn't have to enjoy the journey as I'd have made it to the destination. One day"
X Link 2026-02-13T06:41Z [----] followers, [---] engagements
"@Investor_Jelle Absolutely I invest in the S&P [---] for my daughter now since she has been [--] years old"
X Link 2026-02-13T09:27Z [----] followers, [---] engagements
"@Investor_Jelle Appreciate you sharing the flow data. Price gets the headlines flows show positioning. If inflows havent collapsed that suggests longer-term conviction is still there. Volatility shakes sentiment. Structure tells the real story"
X Link 2026-02-13T09:28Z [----] followers, [--] engagements
"@MrMarketPlays It is the biggest gap in our education system. We spend years learning Pythagoras and Shakespeare but leave school without a clue how a pension works or what compound interest is. If we taught this in schools at [--] everyone would be a millionaire by 60"
X Link 2026-02-13T09:29Z [----] followers, [--] engagements
"@Kaizen_Investor Yep we have been investing monthly into the S&P [---] for our daughter since she has been 5"
X Link 2026-02-13T09:30Z [----] followers, [---] engagements
"@Kaizen_Investor Really enjoyed this solid breakdown. The nuclear + grid combo makes a lot of sense in an AI-driven world where reliability matters more than headlines. Capital discipline over chemistry is a powerful filter. Feels like were entering the cash flow over concepts phase"
X Link 2026-02-13T09:35Z [----] followers, [--] engagements
"@Dividend_Engine It is doesn't have to be much and can be any amount starting the habit is most important"
X Link 2026-02-13T09:38Z [----] followers, [--] engagements
"@b_co_co Compound interest waits for no one"
X Link 2026-02-13T09:38Z [----] followers, [---] engagements
"@Investor_Jelle Yep looking forward to seeing her pot grow in the future"
X Link 2026-02-13T09:41Z [----] followers, [--] engagements
"@SmartAllocator Do you mean Nasdaq 🤣. I treat the family often spending time and treating is the best thing to in life doesn't need to be grand gestures either"
X Link 2026-02-13T14:51Z [----] followers, [---] engagements
"@Mariusz_Invest Mate love this your future self is saying. Thank you thank you"
X Link 2026-02-14T07:31Z [----] followers, [---] engagements
"@Dom_Investing We are trying to change the narrative keep going brother"
X Link 2026-02-16T07:03Z [----] followers, [--] engagements
"People at work tell me all the time they can't afford to pay into their pension. I tell them. they can't afford not to. Let's look at the mechanics for the average UK salary of [-----] contributing 5% with a company match. You put in 5%: [---] per month. Your Employer matches 5%: [---] per month. The salary sacrifice magic is magic because the money comes out before tax you don't pay Income Tax at 20% or National Insurance at 8% on it. The Headline Cost: [---]. The Real Cost to your pocket: [---]. The result is you pay [---] from your net pay. Your pension pot receives [---]. That is an instant 178% return"
X Link 2026-02-11T06:04Z [----] followers, 49.8K engagements
"I just made [------] while I was sat at my desk. Yesterday I talked about my income engine strategy where I'm building to25% of my portfolio for cash flow. Today it paid out. I just received my monthly dividends from my IncomeShares Option ETFs. Amazon $AMZD: +43.47 Google $GOOO: +34.05 Microsoft $MSFI: +31.19 Nvidia $NVDD: +30.09 Apple $AAPI: +27.69 Total Passive Income: [------] These aren't standard shares. These are Option ETFs. I am effectively renting out my exposure to big tech to generate monthly income rather than just waiting for the price to go up. All will be reinvested back into the"
X Link 2026-02-11T15:29Z [----] followers, [----] engagements
"You probably lost 43p down the back of the sofa today. 1p Challenge Day [--]. I have moved 43p in to the $VHYL $VUSA and $JEPQ pies. We often say we can't afford to invest but we don't blink at tapping a card for a coffee or a subscription we don't use. This challenge proves that the money is there we usually give it to other companies instead of our own future. $VHYL Pot Cash Invested: [----] Current Value: [----] Divs Earned: [----] $VUSA Pot Cash Invested: [----] Current Value: [----] Divs Earned: [----] $JEPQ Pot Cash Invested: [----] Current Value: [----] Divs Earned: [----] 🟢 Total Income: [----] 44p"
X Link 2026-02-12T18:14Z [----] followers, [----] engagements
"We are 10p away from double figures. 1p Challenge Day [--]. I have moved 44p in to the $VHYL $VUSA and $JEPQ pies. Tomorrow the total cash invested in each pot will hit exactly [-----]. To a millionaire that is nothing. To us it is everything. It is the first psychological hurdle cleared. The best part The market has already done the work for us on the first pot. Thanks to compound growth $VHYL has already crossed the [--] line before we even finished saving the cash. $VHYL Pot Cash Invested: [----] Current Value: [-----] Divs Earned: [----] $VUSA Pot Cash Invested: [----] Current Value: [----] Divs Earned:"
X Link 2026-02-13T18:13Z [----] followers, [----] engagements
"@Stocksalute It's going to be a quiet Monday in the US Europe will be busy"
X Link 2026-02-15T11:06Z [----] followers, [--] engagements
"@investafter40 Thanks I'm glad too it's all part learning journey"
X Link 2026-02-15T17:24Z [----] followers, [---] engagements
"@DaneSpennce Nice one Dane all part of the journey I fell for the hype"
X Link 2026-02-16T07:19Z [----] followers, [--] engagements
"I know a guy who earns over [------] a year. He drives a Porsche. He wears a Breitling watch. He goes on five holidays a year. He is also one missed paycheck away from bankruptcy. I know another guy who earns [-----] a year. He drives a 10-year-old Nissan. He takes a packed lunch. But he has [-----] in his ISA and owns his time. Rich is an income level. It is how much you spend. Wealth is a bank balance. It is what you keep. Society tells you to look Rich. The goal is to be Wealthy. Don't confuse the two. I know which I'd choose you https://twitter.com/i/web/status/2016495393031283075"
X Link 2026-01-28T12:55Z [----] followers, 224.3K engagements
"The Lad called me on Microsoft Teams this morning after our previous conversation about investing in a SIPP. He did it he actually opened a Workplace pension SIPP. He didn't look tired for a Monday. He looked excited. Bill he said. I've been thinking about that machine you talked about. The one that prints free money. He remembered our chat from last week. He remembered the part about the SIPP and the government tax relief. He went gone home did his homework and logged into his workplace benefits portal to set one up. I found it. he said. But it's confusing. It says the company pays in too I"
X Link 2026-02-02T12:53Z [----] followers, [----] engagements
"1p challenge Day [--]. I have moved 34p in to the $VHYL $VUSA and $JEPQ pies. The Invisible Progress. If you go to the gym for one day you don't see muscle. If you invest for one month you don't see wealth. The results are invisible for a long time until suddenly they aren't. We are just punching the clock. $VHYL Pot Cash Invested: [----] Current Value: [----] $VUSA Pot Cash Invested: [----] Current Value: [----] $JEPQ Pot Cash Invested: [----] Current Value: [----] Small inputs. Massive outputs. 35p tomorrow. 1p challenge Day [--]. I have moved 33p in to the $VHYL $VUSA and $JEPQ pies. Week [--] Begins. The"
X Link 2026-02-03T20:24Z [----] followers, [----] engagements
"1p challenge Day [--]. I have moved 36p in to the $VHYL $VUSA and $JEPQ pies. We are now over a month into this. The daily amounts are still small less than a chocolate bar but the total invested is creeping up. This is how compounding works. It feels like nothing is happening until suddenly the avalanche starts. $VHYL Pot Cash Invested: [----] Current Value: [----] $VUSA Pot Cash Invested: [----] Current Value: [----] $JEPQ Pot Cash Invested: [----] Current Value: [----] Keep pushing. 37p tomorrow. 1p challenge Day [--]. I have moved 35p in to the $VHYL $VUSA and $JEPQ pies. Every time I transfer these"
X Link 2026-02-05T17:45Z [----] followers, [----] engagements
"@NoFaceN17 @Nat_liburd @2147mill @maxcashstacking @cashflow_king94 @UK_Compounder @dn24bzd Welcome to the club. Don't let that red percentage scare you off. My first few months looked exactly the same if not worse. The start is always the hardest part. Just keep stacking ignore the noise and let the compounding do the heavy lifting. Honoured to be on the list"
X Link 2026-02-06T13:31Z [----] followers, [--] engagements
"1p challenge Day [--]. I have moved 37p in to the $VHYL $VUSA and $JEPQ pies. We have had a noisy week. Earnings misses crypto drops and plenty of red headlines. But looking at the pots tonight the strategy is holding firm. While the traders were panicking we were accumulating. $VHYL Pot Cash Invested: [----] Current Value: [----] $VUSA Pot Cash Invested: [----] Current Value: [----] $JEPQ Pot Cash Invested: [----] Current Value: [----] Another week down. The snowball is growing. Enjoy the weekend. 38p tomorrow. 1p challenge Day [--]. I have moved 36p in to the $VHYL $VUSA and $JEPQ pies. We are now over a"
X Link 2026-02-06T17:59Z [----] followers, [----] engagements
"I saw a [--] something guy driving a brand new Bentley this morning. He looked successful. He looked rich. But if you look at the maths he is probably the poorest person on the street. Between the finance deal the insurance and the fuel that car is easily costing him [----] a month. In [--] years he will hand the keys back and have nothing to show for it but a lighter bank account. The Alternative. If he put that same [----] a month into his ISA and S&P [---] $VUSA instead of a car payment. [--] Years: [------]. [--] Years: [------]. [--] Years: [-------]. Read that again. That car didn't cost him [----] a month. It"
X Link 2026-02-07T13:14Z [----] followers, [----] engagements
"I could overpay my mortgage by [---] a month. It would feel safe. It would feel responsible. My bank manager would love me. But I don't do it. I put that [---] into my ISA instead. Here is the maths behind the decision. My mortgage interest is roughly 4.5%. Every [--] I overpay saves me 4.5p in interest. That is my return. The Nasdaq [---] $EQQQ and S&P [---] $VUSA have historically returned 10-12%. Every [--] I invest earns me roughly 10p-12p over the long term. By choosing the safe option and paying the debt I am effectively losing 6-8% of potential growth every single year. Over [--] years that difference"
X Link 2026-02-09T05:58Z [----] followers, 94.9K engagements
"Motivation gets you started. Habit keeps you going. 1p Challenge Day [--]. I have moved 42p in to the $VHYL $VUSA and $JEPQ pies. It is the middle of the week. You are tired. This is usually when people slip up on their diet their gym routine or their budget. The beauty of this challenge is that it takes [--] seconds. You don't need willpower. You just need to press a button. $VHYL Pot Cash Invested: [----] Current Value: [----] Divs Earned: [----] $VUSA Pot Cash Invested: [----] Current Value: [----] Divs Earned: [----] $JEPQ Pot Cash Invested: [----] Current Value: [----] Divs Earned: [----] Total Income: 0.01"
X Link 2026-02-11T18:49Z [----] followers, [----] engagements
"@RealtyStacker Yes mate forced selling is the number one destroyer of wealth. If you have to sell your Amazon stock because the boiler broke you have turned a long-term asset into a short-term piggy bank. The Emergency Fund protects the portfolio from that fate"
X Link 2026-02-12T16:15Z [----] followers, [--] engagements
"@JamesP728 Juicy dividend mate"
X Link 2026-02-14T07:01Z [----] followers, [--] engagements
"@Dom_Investing Ah you'll be great and very wealthy what we are doing today will ensure we are setup for the future. I just need Nasdaq to smash it over the next [--] or more years 😅"
X Link 2026-02-14T07:28Z [----] followers, [--] engagements
"@Dividend_Engine Yep and the next [--] will be quicker let's do this"
X Link 2026-02-14T07:29Z [----] followers, [--] engagements
"@Dividend_Engine Let's keep going so many give up just as progress is going to be seen"
X Link 2026-02-14T07:30Z [----] followers, [--] engagements
"@b_co_co Good morning Marco as usual I'm up early at the gym then saunae and the wife are getting matching tattoos today then have family coming over tonight. It'll be a good day. You enjoy the day mate"
X Link 2026-02-14T07:38Z [----] followers, [--] engagements
"@cashflow_king94 Mate love this boring index investing is the best path to wealth not sexy nice average returns over a long time turn in to an exciting portfolio 👏🏻👏🏻"
X Link 2026-02-14T09:40Z [----] followers, [---] engagements
"@Dividend_Engine Get the clock started as soon as they are born"
X Link 2026-02-14T09:40Z [----] followers, [--] engagements
"@AB8_ We have VUAG is the only to go with 👍🏻. We invest into VUAG for our daughter too it's great hands off investing"
X Link 2026-02-14T10:58Z [----] followers, [--] engagements
"@TheStocksKing Congratulations keep going and growing"
X Link 2026-02-14T10:59Z [----] followers, [--] engagements
"@BrutusVTI VTI is great hands off investing is the best way to wealth via indexes"
X Link 2026-02-14T11:00Z [----] followers, [--] engagements
"@Investor_Jelle Happy Saturday I hope you've had a good one"
X Link 2026-02-14T20:38Z [----] followers, [--] engagements
"@Investor_Jelle Oh nice mate I forget crypto is open at weekends. Probably as I don't hold any 🤣"
X Link 2026-02-14T20:39Z [----] followers, [--] engagements
"@Dom_Investing I hope you have an eventful free Sunday shift Dom good morning buddy"
X Link 2026-02-15T07:55Z [----] followers, [--] engagements
"@Mariusz_Invest Congratulations 👏🏻🎉 well deserved"
X Link 2026-02-15T07:57Z [----] followers, [--] engagements
"@Dom_Investing We are chilling today no I didn't see much yesterday as we were out all day planning to enjoy the Winter Olympics today"
X Link 2026-02-15T08:01Z [----] followers, [--] engagements
"@UK_Compounder Like it I agree the core element of portfolios should be within index funds"
X Link 2026-02-15T08:36Z [----] followers, [--] engagements
"@Kaizen_Investor Yes mate simple and effective"
X Link 2026-02-15T08:39Z [----] followers, [--] engagements
"@UK_Compounder Great allocation break down. I have. 88% growth all in Nasdaq and S&P [--] income via JEPQ Simples"
X Link 2026-02-15T09:12Z [----] followers, [--] engagements
"@Dividend_Engine I agree most people don't understand this and panic once learnt it's all part of the process we actually enjoy the dips and buying st cheaper prices"
X Link 2026-02-15T10:52Z [----] followers, [--] engagements
"@cashflow_king94 Yep not exciting and unexciting investing is what turns the portfolio in an exciting one once compound interest has worked it's magic"
X Link 2026-02-15T10:56Z [----] followers, [--] engagements
"@harry_210189"
X Link 2026-02-15T19:10Z [----] followers, [--] engagements
"@LeeWightma90385 We have Lee we are in it 🙌🏻💪🏻👊🏻"
X Link 2026-02-15T19:28Z [----] followers, [--] engagements
"@Dom_Investing Yeah I was looking at JEGP earlier today I like the look of it. You hold this one I think I remember how do you like it"
X Link 2026-02-15T21:02Z [----] followers, [--] engagements
"@WealthLogic_ Yeah we need to flip the narrative"
X Link 2026-02-16T07:22Z [----] followers, [--] engagements
"@Mtshub This is the way invest in ourselves first"
X Link 2026-02-16T07:37Z [----] followers, [--] engagements
"@thsterlingbrief 100% the investing part is actually the easy bit its the mindset shift that takes the work. Once you realise you can sit on the receiving side you never look at a receipt the same way again. Have a great week mate"
X Link 2026-02-16T15:53Z [----] followers, [--] engagements
"Im Bill early 40s based in the UK. My goal is for my investments to cover all monthly bills to be work optional in [--] years. Im not trying to beat the market or pretend Ive cracked some secret formula. Im building a portfolio that fits my life my risk tolerance and how I want money to work for me not the other way round. My portfolio has two jobs: [--] Long-term growth [--] Growing monthly income Right now my portfolio is roughly 366k. The income side currently generates around [----] per year all reinvested. Thats not life-changing money yet it doesnt pay my bills it doesnt replace my job. But its"
X Link 2025-12-14T12:31Z [----] followers, 27.3K engagements
"I bought flowers dinner. and the Nasdaq. It is Valentines Eve. I am taking my wife and daughter out for dinner tonight. The gifts are ordered for tomorrow. I am going to enjoy spending that money. Before I spend on today I always pay for tomorrow. The Friday Ritual. I just added my usual [--] to the portfolio. [-----] into Nasdaq [---] $EQQQ [----] into S&P [---] $VUSA [----] into All-World $VWRL Total Invested: [-----] People think investing means you have to be miserable and live on beans. You don't. You have to pay yourself first. Once the [--] is in the market I can spend the rest of the weekend treating"
X Link 2026-02-13T14:35Z [----] followers, [----] engagements
"We often buy our kids stuff that lasts a week. I am interested in gifts that last a lifetime. The most expensive thing in investing isn't the fees. It is the wait. If you have children they have the best asset in the world. Time. The Junior ISA JISA magic. You can invest up to [----] a year for your child tax-free. Here is what happens if you invest [---] a month into the S&P [---] based on historic 10% returns until they retire at [--]. Start at Age 0: Ends with [-------] Start at Age 5: Ends with [-------] Start at Age 10: Ends with [-------] Start at Age 15: Ends with [-------] Start at Age 20: Ends with"
X Link 2026-02-14T07:05Z [----] followers, [----] engagements
"@cashflow_king94 It does compound faster then we realise I am hoping to help people understand the amount isn't important the habit is. 🤞🏻"
X Link 2026-02-15T07:44Z [----] followers, [---] engagements
"What a great article not about the pie update but the breakdown of the mechanics of the funds and transparency of what has been learnt and adapting to achieve the goals. The article was timely for me personally as earlier in the week I sold out of all my Incomeshares holdings for the very reasons you describe after completing a lot of research and reflection I do think they have a job just not a job within my current portfolio at this time with my long time horizon. I hope people rethink their investing and goals from this article and stop yeild chasing. Bravo mate 👏🏻👏🏻"
X Link 2026-02-15T07:49Z [----] followers, [----] engagements
"@Dividend_Engine Great message try fail fast and be successful"
X Link 2026-02-15T10:53Z [----] followers, [--] engagements
"@cashflow_king94 Yeah I do JEPQ is currently at 12.19% of the portfolio 💪🏻"
X Link 2026-02-15T11:45Z [----] followers, [---] engagements
"$JEPI is the sensible older brother to JEPQ. While JEPQ is heavy on Tech Nasdaq and offers more growth potential JEPI focuses on the S&P [---] and lower-volatility stocks. It is a smoother ride with slightly less growth. If you want income with less drama it is a very solid pick. https://twitter.com/i/web/status/2023085584299053102 https://twitter.com/i/web/status/2023085584299053102"
X Link 2026-02-15T17:22Z [----] followers, [---] engagements
"@Jack1145491 I was down on all of them too I get that I'm happy cut my losses and go again and put it down to a learning curve and all port of my journey"
X Link 2026-02-15T17:27Z [----] followers, [---] engagements
"Cheers mate that fear of selling is the sunk cost fallacy in action. People would rather hold a loser and hope it bounces back than admit the thesis was wrong. I decided to just rip the plaster off. The moment I sold I felt relieved. The capital is now working much harder in the new funds. https://twitter.com/i/web/status/2023088569829507299 https://twitter.com/i/web/status/2023088569829507299"
X Link 2026-02-15T17:34Z [----] followers, [---] engagements
"That is the silent killer. You take 100% of the drop when it crashes but you are capped at 1-2% upside when it recovers. So if the stock tanks and then bounces back V-shaped like Meta did you get left in the basement while the real stock goes to the moon. A good lesson though I prefer to just jump in feet first if it doesn't work out lesson learned move on https://twitter.com/i/web/status/2023113453892743316 https://twitter.com/i/web/status/2023113453892743316"
X Link 2026-02-15T19:13Z [----] followers, [---] engagements
"@TheFinPitch Nice $GPIQ isn't availaible in UK maybe one day"
X Link 2026-02-15T19:14Z [----] followers, [---] engagements
"@b_co_co I hope Sunday has been good for you Marco"
X Link 2026-02-15T21:42Z [----] followers, [--] engagements
"Look at the items on your desk at work this morning. You probably have a coffee from Starbucks or Costa. You are checking this on a phone Apple or Samsung. You are logged into a computer Microsoft. You will likely Google something before lunch Alphabet. You have two choices in life. The Consumer where you pay these companies to make your life easier. The Owner and have these companies pay you because they make money. I used to hate seeing money leave my bank account for subscriptions and gadgets. Now I own the S&P [---] and Nasdaq [---]. Every time I buy a coffee or pay my Netflix bill I know a"
X Link 2026-02-16T06:11Z [----] followers, [----] engagements
"@Dividend_Engine That +17.01 in annual income is the real flex here. People chase price moves. Youre building cash flow. Different game. 👏🏼"
X Link 2026-02-16T15:57Z [----] followers, [--] engagements
"@Dom_Investing Nice and look at that green from Google 🤩"
X Link 2026-02-16T16:06Z [----] followers, [--] engagements
"@Dom_Investing I hope the shift was event free and you enjoyed the extra sleep in today"
X Link 2026-02-16T16:06Z [----] followers, [--] engagements
"@Dom_Investing Plays havoc with the sleep awake cycle you will sleep well tonight"
X Link 2026-02-16T16:20Z [----] followers, [--] engagements
"@RealtyStacker Mate time is so precious our daughter is very outdoors and adventure kind of kid she has headtorches we regularly go out with them on in the evening just for something to do. The best gift we can give our kids is time"
X Link 2026-02-16T16:34Z [----] followers, [--] engagements
"The machine is officially alive. 1p Challenge Day [--]. I have moved 39p in to the $VHYL $VUSA and $JEPQ pies. First Payday 🚨 We just hit a massive milestone. The 1p Challenge portfolio has paid out its very first dividend. [----] from $JEPQ. It sounds tiny but that is a penny I didn't have to work for. Since $JEPQ pays monthly we are going to see this snowball grow in real-time. $VUSA and $VHYL are quarterly payers so they are the sleeping giants but $JEPQ is the cash flow engine. $VHYL Pot (Quarterly) Cash Invested: [----] Current Value: [----] $VUSA Pot (Quarterly) Cash Invested: [----] Current"
X Link 2026-02-08T19:00Z [----] followers, [----] engagements
"What is the point of investing pennies It won't make you rich. 1p Challenge Day [--]. I have moved 40p in to the $VHYL $VUSA and $JEPQ pies. You don't run a marathon by staring at the finish line. You run it by putting one foot in front of the other. The 40p isn't about the money. It is about proving to yourself that you can show up every single day regardless of how you feel. $VHYL Pot Cash Invested: [----] Current Value: [----] Divs Earned: [----] $VUSA Pot Cash Invested: [----] Current Value: [----] Divs Earned: [----] $JEPQ Pot Cash Invested: [----] Current Value: [----] Divs Earned: [----] Total Dividends"
X Link 2026-02-09T19:25Z [----] followers, [----] engagements
"Everyone is talking about the magnificent [--]. Im trying to rent them out. On Friday I added to my positions in. Amazon $AMZD Nvidia $NVDD Microsoft $MSFI Google $GOOO Apple $AAPI I didn't buy the standard shares. I bought the IncomeShares Options ETFs. The Difference. Standard Share. You only make money if the price goes UP. Income Share. You make monthly income from selling put options even if the price stays flat. My strategy. The 25/75 Split. I am building my portfolio with a very specific target in mind. The Bill Payers. 20-25% This portion is strictly for Income. It uses covered call ETFs"
X Link 2026-02-10T05:58Z [----] followers, [----] engagements
"I've been investing for [--] days. Why aren't I rich 1p Challenge Day [--]. I have moved 41p in to the $VHYL $VUSA and $JEPQ pies. There is a delay between doing the right thing and seeing the result. It's like going to the gym. You don't get muscles after one workout. You get them after [---] boring workouts. We are just doing the reps. $VHYL Pot Cash Invested: [----] Current Value: [----] Divs Earned: [----] $VUSA Pot Cash Invested: [----] Current Value: [----] Divs Earned: [----] $JEPQ Pot Cash Invested: [----] Current Value: [----] Divs Earned: [----] Total Income: [----] We are building the habit now so we can"
X Link 2026-02-10T18:32Z [----] followers, [----] engagements
"@Gnaghi69 Thank you spot on. For higher rate taxpayers it is essentially a legally sanctioned cheat code. Getting instant 40% relief plus an employer match is an ROI you will never find in the open market. ISAs are great for access but Pensions are the king of efficiency"
X Link 2026-02-11T06:39Z [----] followers, [----] engagements
"How much do I need to invest to become a millionaire Stop guessing. Here is the maths. Assuming a historical average return of 10% in S&P [---] here is how long it takes to hit [-------] based on your monthly contribution. 250/mo: [--] Years. 500/mo: [--] Years. 1000/mo: [--] Years. 2000/mo: [--] Years. 5000/mo: [--] Years. You can trade time for money. If you start early in your 20s you only need 250/mo. If you start later in your 40s you need 2000/mo. The cost of waiting is expensive. Start today"
X Link 2026-02-13T06:00Z [----] followers, [----] engagements
"So many people spend [--] hours a week making someone else rich then spend [--] minutes reviewing their own finances. You manage your boss's money all week. Do you manage your own Sundays are for the audit. I don't guess where I am I look at the scoreboard. The Weekly Result. Last [--] Days: +1699.96 +0.48% Total Value: [---------] Dividends Received: [------] (Reinvested) Cash Added: [-----] The chart shows a sharp dip mid-week. Why US Inflation (CPI). The market got spooked on Wednesday by inflation data causing a temporary sell-off. Tech Jitters. We saw volatility in the Nasdaq as investors worried"
X Link 2026-02-15T07:39Z [----] followers, [----] engagements
"@b_co_co That's a brilliant way to treat each other one day you may buy her flowers with Bitcoin instead 😁"
X Link 2026-02-15T07:52Z [----] followers, [--] engagements
"@LeeWightma90385 Thanks Lee I think I made the correct decision too I think you are making the right moves"
X Link 2026-02-15T19:10Z [----] followers, [---] engagements
"Tomorrow I go back to work. My money doesn't have a boss. 1p Challenge Day [--]. I have moved 46p in to the $VHYL $VUSA and $JEPQ pies. The Sunday scaries happen because we feel trapped by the week ahead. The only way to escape that trap is to build something that exists outside of our 9-5. This pot is small but it is mine. It doesn't clock in it doesn't clock out and it doesn't ask for permission. $VHYL Pot Cash Invested: [-----] Current Value: [-----] Divs Earned: [----] $VUSA Pot Cash Invested: [-----] Current Value: [-----] Divs Earned: [----] $JEPQ Pot (Income) Cash Invested: [-----] Current Value:"
X Link 2026-02-15T19:27Z [----] followers, [----] engagements
"@Dividend_Engine Love this. Knowledge builds confidence. Planning builds control. Investing builds wealth. Patience protects it. Most people fail on the last one"
X Link 2026-02-15T20:44Z [----] followers, [--] engagements
"@b_co_co Your right the grind never sleeps happy Monday let's get to it"
X Link 2026-02-16T06:47Z [----] followers, [--] engagements
"@Dom_Investing Yeah I saw that it seems more steady in terms of volatility I needs to look at what the top holdings are I am assume it is actively managed rather than weighted by market cap"
X Link 2026-02-16T07:02Z [----] followers, [--] engagements
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