# ![@_j__f Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1304790176355495938.png) @_j__f J.P. Capital

J.P. Capital posts on X about ai, $fico, stocks, business the most. They currently have [---] followers and [---] posts still getting attention that total [-----] engagements in the last [--] hours.

### Engagements: [-----] [#](/creator/twitter::1304790176355495938/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1304790176355495938/c:line/m:interactions.svg)

- [--] Week [------] +110%
- [--] Month [---------] +9,790%
- [--] Months [---------] +128,488%
- [--] Year [---------] +19,045%

### Mentions: [--] [#](/creator/twitter::1304790176355495938/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1304790176355495938/c:line/m:posts_active.svg)

- [--] Months [--] +40%
- [--] Year [--] +52%

### Followers: [---] [#](/creator/twitter::1304790176355495938/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1304790176355495938/c:line/m:followers.svg)

- [--] Week [---] +0.33%
- [--] Month [---] +9.80%
- [--] Months [---] +39%
- [--] Year [---] +101%

### CreatorRank: [---------] [#](/creator/twitter::1304790176355495938/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1304790176355495938/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[stocks](/list/stocks)  [finance](/list/finance)  [technology brands](/list/technology-brands)  [cryptocurrencies](/list/cryptocurrencies)  [celebrities](/list/celebrities)  [travel destinations](/list/travel-destinations)  [financial services](/list/financial-services) 

**Social topic influence**
[ai](/topic/ai), [$fico](/topic/$fico), [stocks](/topic/stocks), [business](/topic/business), [data](/topic/data), [$adbe](/topic/$adbe), [$hims](/topic/$hims), [$tem](/topic/$tem), [$spgi](/topic/$spgi), [$mco](/topic/$mco)

**Top assets mentioned**
[Fair Isaac, Corp. (FICO)](/topic/$fico) [Adobe, Inc. (ADBE)](/topic/$adbe) [Hims & Hers Health, Inc. (HIMS)](/topic/$hims) [Tempus AI, Inc. (TEM)](/topic/$tem) [S&P Global Inc (SPGI)](/topic/$spgi) [Moody's Corporation (MCO)](/topic/$mco) [Palantir Technologies Inc. (PLTR)](/topic/$pltr) [Mastercard, Inc. (MA)](/topic/$ma) [ZetaChain (ZETA)](/topic/$zeta) [Amazon.com, Inc. (AMZN)](/topic/$amzn) [PayPal Holdings Inc (PYPL)](/topic/$pypl) [Nebius Group N.V. Class A Ordinary Shares (NBIS)](/topic/$nbis) [Duolingo, Inc.  (DUOL)](/topic/$duol) [Intuit Inc. (INTU)](/topic/$intu) [Ethereum (ETH)](/topic/$eth) [Hershey Co (HSY)](/topic/$hsy) [Msci Inc (MSCI)](/topic/$msci) [SPX6900 (SPX)](/topic/$spx) [UiPath, Inc. (PATH)](/topic/$path) [SPDR S&P [---] ETF Trust (SPY)](/topic/$spy) [Oscar Health, Inc.  (OSCR)](/topic/$oscr) [Pagaya Technologies Ltd. Class A Ordinary Shares (PGY)](/topic/$pgy) [Kohl's Corporation (KSS)](/topic/$kss) [Elevance Health Inc (ELV)](/topic/$elv) [Canadian National Railway (CNI)](/topic/$cni) [Costco Hot Dog (COST)](/topic/$cost) [Uber Technologies, Inc. (UBER)](/topic/uber) [CENTS (CENTS)](/topic/cents) [Metadium (META)](/topic/$meta) [OSCAR (GOPRO CAT)](/topic/oscar) [Intuitive Surgical, Inc. (ISRG)](/topic/$isrg) [Fiserv, Inc. (FI)](/topic/$fi) [TransMedics Group, Inc. Common Stock (TMDX)](/topic/$tmdx) [Lemonade, Inc. (LMND)](/topic/$lmnd) [Snap, Inc. (SNAP)](/topic/$snap) [Shopify Inc (SHOP)](/topic/$shop) [Alpha Technology Group Limited (ATGL)](/topic/alpha)
### Top Social Posts
Top posts by engagements in the last [--] hours

"@BourbonCap $HIMS $LULU $KSS"  
[X Link](https://x.com/_j__f/status/1846279799771107512)  2024-10-15T19:59Z [---] followers, [--] engagements


"@BourbonCap Id add $ELV. Why $HSY"  
[X Link](https://x.com/_j__f/status/1846937803206135862)  2024-10-17T15:34Z [---] followers, [----] engagements


"@BourbonCap Why is healthcare so beaten up Took advantage of $ELV drop"  
[X Link](https://x.com/_j__f/status/1847139731961676082)  2024-10-18T04:56Z [---] followers, [---] engagements


"@DimitryNakhla $AMZN is insane at this levels✌🏻 18% Return not even assuming reversion to the mean multiples"  
[X Link](https://x.com/_j__f/status/1847315179077292535)  2024-10-18T16:33Z [---] followers, [---] engagements


"@mvcinvesting I think they will continue to launch products targeting younger generation"  
[X Link](https://x.com/_j__f/status/1848384675833655327)  2024-10-21T15:23Z [---] followers, [---] engagements


"@BourbonCap @TheLongInvest $CNI looks very attractive here"  
[X Link](https://x.com/_j__f/status/1852737156302692456)  2024-11-02T15:38Z [---] followers, [---] engagements


"@BourbonCap $MELI sits at an FWD FCF-Yield of 9.7% which is insane for a company expected to compound EPS at 5Y CAGR of around 35%"  
[X Link](https://x.com/_j__f/status/1855304858850525221)  2024-11-09T17:42Z [---] followers, [--] engagements


"@DimitryNakhla @EJLandis Update on $MELI Looks very interesting at around 45x FWD PE compared to 5Y AVG of [---] with fwd 5Y EPS CAGR of 35%"  
[X Link](https://x.com/_j__f/status/1855329339165819097)  2024-11-09T19:19Z [---] followers, [--] engagements


"@BourbonCap It shares some properties with $COST"  
[X Link](https://x.com/_j__f/status/1855363902982209966)  2024-11-09T21:36Z [---] followers, [---] engagements


"@BourbonCap Love that he added $MELI. Probably used the Q3 Dip"  
[X Link](https://x.com/_j__f/status/1857177348551950694)  2024-11-14T21:42Z [---] followers, [--] engagements


"@thy_finesse @BourbonCap Tariffs are irrelevant to $ASML because whats the alternative to their machines anyway Someones margins are gonna drop its not $ASML s"  
[X Link](https://x.com/_j__f/status/1859580770328666262)  2024-11-21T12:52Z [---] followers, [--] engagements


"@qualityequities One of the most durable moats to ever exist - their ratings are effectively embedded in the financial system via regulations (Basel III .). If i'd start a company offering credit ratings for free tomorrow no one would use it. Impossible to enter this market"  
[X Link](https://x.com/_j__f/status/1862901025440473359)  2024-11-30T16:46Z [---] followers, [---] engagements


"@DashooMc17407 @qualityequities Yes as their rating on debt offerings is trusted. Same for $FICO and consumer debt. Therefore you need it to get competitive rates"  
[X Link](https://x.com/_j__f/status/1862922873733583359)  2024-11-30T18:13Z [---] followers, [--] engagements


"@thexcapitalist Buy the company that sells the shovels to the shovel-producers. $ASML"  
[X Link](https://x.com/_j__f/status/1862925432724595065)  2024-11-30T18:23Z [---] followers, [---] engagements


"@QualityInvest5 Not a good investment thesis to bet against Elon imo. He was really off on the timing part but i think they will achieve it ultimately"  
[X Link](https://x.com/_j__f/status/1864792374074884534)  2024-12-05T22:02Z [---] followers, [---] engagements


"@SixSigmaCapital $RIVN in 2021"  
[X Link](https://x.com/_j__f/status/1864801305727783225)  2024-12-05T22:37Z [---] followers, [---] engagements


"@QualityInvest5 Really like all of your picks with the exception of $UBER. Like Dev says "Is $UBER one of the top [--] business worldwide" I tend to disagree. They have to show exceptional capital allocation and durability of their moat"  
[X Link](https://x.com/_j__f/status/1865023610768773570)  2024-12-06T13:20Z [---] followers, [--] engagements


"@DimitryNakhla I completely agree with valuation - it seems attractive. But not a proven durable moat and quality name (yet)"  
[X Link](https://x.com/_j__f/status/1865031959954575837)  2024-12-06T13:54Z [---] followers, [---] engagements


"@DimitryNakhla Still better risk rewards here. I just dont like biotech/pharma. Not predictable enough"  
[X Link](https://x.com/_j__f/status/1870510972651102291)  2024-12-21T16:45Z [---] followers, [---] engagements


"@DimitryNakhla I still think $ASML is the safer bet to play AI. As we can see $AMD could also trade into the 15-19 multiple range going forward"  
[X Link](https://x.com/_j__f/status/1870795653934112869)  2024-12-22T11:36Z [---] followers, [---] engagements


"@DividendDude_X What exactly makes $HSY cheap here Profits are expected to decline by about 1% until Dec. [--]. No pricing power. Saturated market"  
[X Link](https://x.com/_j__f/status/1871956245856637432)  2024-12-25T16:28Z [---] followers, [--] engagements


"@lukasogier @long_equity FICO is a margin story; past growth of revenue doesn't tell future growth. Their pricing power is quasi infinite. Their ratings are *existential* to the credit industry have a enormous value/price ratio (cents to 5$). They can 10x prices easily with no additional costs"  
[X Link](https://x.com/_j__f/status/1877069925602254935)  2025-01-08T19:08Z [---] followers, [--] engagements


"@DimitryNakhla It wont come down that much unfortunately"  
[X Link](https://x.com/_j__f/status/1887123317745684790)  2025-02-05T12:57Z [---] followers, [---] engagements


"@WisedelCapital @qualityequities Here we are at 450$"  
[X Link](https://x.com/_j__f/status/1908481673475260424)  2025-04-05T11:27Z [---] followers, [--] engagements


"@qualityequities $MSCI is also quite attractive at around 500$. If you assume 11% FCF CAGR you could expect 15% returns at a 3% FCF Yield which is higher than the median"  
[X Link](https://x.com/_j__f/status/1908855654845907347)  2025-04-06T12:13Z [---] followers, [---] engagements


"@FiscoraOriginal Interesting Framework very similar to Dev Kantesaria. What companies fit into this I'd say $FICO $V $MA $SPGI $MCO"  
[X Link](https://x.com/_j__f/status/1910339745642688622)  2025-04-10T14:31Z [---] followers, [--] engagements


"@FiscoraOriginal Thats basically VFCM Portfolio lol"  
[X Link](https://x.com/_j__f/status/1910343068252799449)  2025-04-10T14:44Z [---] followers, [--] engagements


"@DimitryNakhla I still think this was Dev's biggest mistake (of omission)"  
[X Link](https://x.com/_j__f/status/1911830247755968956)  2025-04-14T17:13Z [---] followers, [---] engagements


"@Compound_life_ This is not accurate as Depreciation is a proxy for maintenance CapEx which reduces FCF (ex. Growth)"  
[X Link](https://x.com/_j__f/status/1913977025116754251)  2025-04-20T15:24Z [---] followers, [--] engagements


"@Fin_Eng_Net Netflix is more essential than people think"  
[X Link](https://x.com/_j__f/status/1919286720396157407)  2025-05-05T07:03Z [---] followers, [--] engagements


"@FiscoraOriginal $UBER"  
[X Link](https://x.com/_j__f/status/1920414135814160619)  2025-05-08T09:43Z [---] followers, [--] engagements


"@themattharbaugh I admire Dev but he does not understand Tech very well. He fumbled with $AMZN"  
[X Link](https://x.com/_j__f/status/1922267053437702237)  2025-05-13T12:25Z [---] followers, [--] engagements


"@fintegrate I also dont think people get *how* entrenched $FICO is. The same comments were made in [----] and nothing happened"  
[X Link](https://x.com/_j__f/status/1925218193657807096)  2025-05-21T15:52Z [---] followers, [--] engagements


"@GabGrowth @fintegrate Hope it gets down to [---] WMA in the 1300's"  
[X Link](https://x.com/_j__f/status/1928043030172287447)  2025-05-29T10:57Z [---] followers, [--] engagements


"@fintegrate Id love to hear your full thesis on $WTC I think its overlooked"  
[X Link](https://x.com/_j__f/status/1928500101044973974)  2025-05-30T17:13Z [---] followers, [--] engagements


"@FiscoraOriginal How has the $META thesis played out in like [--] month AI is still very early and they're set to benefit hugely from that"  
[X Link](https://x.com/_j__f/status/1932122255770980847)  2025-06-09T17:06Z [---] followers, [--] engagements


"@JakeMRuth @tickerplus This is so true few people understand what Oscar has built and the enormous (and obviously not priced in) upside of its SaaS business"  
[X Link](https://x.com/_j__f/status/1937516842139951531)  2025-06-24T14:23Z [---] followers, [--] engagements


"@mattscottcap [--]. is probably the most overlooked one. In the end a stock has to appeal to others to get bid up. Some stocks just don't appeal and therefore almost never make parabolic gains"  
[X Link](https://x.com/_j__f/status/1960789431046300090)  2025-08-27T19:40Z [---] followers, [--] engagements


"@fiscorainvest The problem is that this thesis is based on a fixed-mindset. There will be new generations of banks that dont rely on $FICO that much. Lending credibility at its core is a data problem and AI can make lending decisions much better"  
[X Link](https://x.com/_j__f/status/1966838301710839979)  2025-09-13T12:16Z [---] followers, [--] engagements


"@fiscorainvest In the end the product with the most value per dollar spent wins. I dont see FICO delivering more value just abusing market position and dynamics. Dont think this will go on forever"  
[X Link](https://x.com/_j__f/status/1966863319580717345)  2025-09-13T13:55Z [---] followers, [--] engagements


"@fiscorainvest $MSCI has pretty good pricing power yet underperformed the $SPX in the last year [--] years and [--] years. $MA and $V have pretty good pricing power yet they underperformed the $SPX in the last [--] years. $ISRG has a monopoly and great pricing power performed like $SPX"  
[X Link](https://x.com/_j__f/status/1968370829512847546)  2025-09-17T17:45Z [---] followers, [--] engagements


"@fiscorainvest $LVMH has enormous pricing power monopolistic offering of luxury goods yet massively underperformed the $SPX even on [--] year period. $MCO has infinite pricing power yet underperformed the $SPX in the last [--] years. Same for $SPGI"  
[X Link](https://x.com/_j__f/status/1968371612522365142)  2025-09-17T17:48Z [---] followers, [--] engagements


"@QualityInvest5 Sell $FI and $TMDX and put it into $ADBE. Conviction should represent allocation (percentage wise)"  
[X Link](https://x.com/_j__f/status/1968766987179311594)  2025-09-18T20:00Z [---] followers, [---] engagements


"@realroseceline What is not hard though is to come to the conclusion that this man is pumping his stock with un-realistic puffery"  
[X Link](https://x.com/_j__f/status/1971611090850361647)  2025-09-26T16:21Z [---] followers, [--] engagements


"@TheRealBirnbaum @alc2022 His deep dives may confuse some CPAs/MBAs due to the lack of DCFs and slim depiction of financial profiles. Its funny how people disregard the quality of his writings due to that. Its quite literally man-with-a-hammer Syndrome"  
[X Link](https://x.com/_j__f/status/1974862214000779617)  2025-10-05T15:40Z [---] followers, [--] engagements


"@TheRealBirnbaum I cant fathom how dumb one had to be to believe this is going to be April [---]. Also its irrelevant"  
[X Link](https://x.com/_j__f/status/1977429882138239411)  2025-10-12T17:43Z [---] followers, [--] engagements


"@CMDarnton Never looked into it I dont like the fintech space at all"  
[X Link](https://x.com/_j__f/status/1977767123448475882)  2025-10-13T16:03Z [---] followers, [--] engagements


"@fintegrate As someone who picked $PME and $WTC (Canadian co's) what do you think about $ADUR"  
[X Link](https://x.com/_j__f/status/1935311434755277138)  2025-06-18T12:19Z [---] followers, [--] engagements


"@TheRealBirnbaum Haha wtf is this"  
[X Link](https://x.com/_j__f/status/1982030170908418282)  2025-10-25T10:23Z [---] followers, [--] engagements


"@nataninvesting I see $PYPL underperforming the market as it has. It will stay cheap"  
[X Link](https://x.com/_j__f/status/1983269490294223133)  2025-10-28T20:27Z [---] followers, [--] engagements


"@TheRealBirnbaum @joecarlsonshow $MA has great risk/reward at this levels. Nearly guaranteed to outperform the index"  
[X Link](https://x.com/_j__f/status/1992006146740371919)  2025-11-21T23:04Z [---] followers, [----] engagements


"@daniel_koss @LiebermanAustin I own $NBIS too but it's just wrong to say it's undervalued atpresent. Stocks aren't valued on FWD ARR. It has great potential long-term but it's also very risky. No one knows the margins long-term and it's FCF generation"  
[X Link](https://x.com/_j__f/status/1992228307979682114)  2025-11-22T13:46Z [---] followers, [--] engagements


"@daniel_koss @LiebermanAustin Long-term stocks indeed track FCF/Share. $NBIS has negative FCF/Share at present and will continue to do so for a few years. It has extraordinary organizational properties and i do believe there's a 0% chance that get much bigger but its a VC play in the public markets"  
[X Link](https://x.com/_j__f/status/1992229144269394165)  2025-11-22T13:50Z [---] followers, [--] engagements


"@daniel_koss @LiebermanAustin $NBIS has no viable business at the moment with negative FCF. It still has tremendous potential. You can argue back and forth but stocks track FCF/share over the long-term"  
[X Link](https://x.com/_j__f/status/1992269212111536579)  2025-11-22T16:29Z [---] followers, [--] engagements


"@EventuallyWLTHY What multiple are you assuming and why sales not FCF"  
[X Link](https://x.com/_j__f/status/1993040663009509683)  2025-11-24T19:34Z [---] followers, [--] engagements


"@hypergrowth102 $HIMS is my biggest position (again) too. I sold a bit of $LMND after it ran to [--] and bought $HIMS between 38-33$ as well as $DUOL"  
[X Link](https://x.com/_j__f/status/1994137699956215975)  2025-11-27T20:14Z [---] followers, [---] engagements


"@topsecretstocks @AndrewDudum $HIMS has built a closed self-improving loop that has a deflationary effect on healthcare while operating outside the system. Its incredible"  
[X Link](https://x.com/_j__f/status/1994374693818941864)  2025-11-28T11:55Z [---] followers, [--] engagements


"@nikoliasgoninus Input equals output (roughly). Also it will ever be the case that people complain that they didnt learn anything on $DUOL"  
[X Link](https://x.com/_j__f/status/1995128781942472876)  2025-11-30T13:52Z [---] followers, [--] engagements


"@TheRealBirnbaum @CapexAndChill Too many people comparing only $AMZN online retail business. Its the network they've built but the majority of value came from other business lines (AWS Advertising subscriptions .)"  
[X Link](https://x.com/_j__f/status/1999772345444262095)  2025-12-13T09:24Z [---] followers, [--] engagements


"@DAVYinvests I agree $HIMS bulls posting $100 PTs based on hopium are delusional. It's still a venture capital play in the public markets"  
[X Link](https://x.com/_j__f/status/2000270698737017257)  2025-12-14T18:24Z [---] followers, [--] engagements


"@wealthmatica @DrTomsLens One of the most misunderstood things is the $PLTR x $PATH scenario. They *may* compete in the SMB-Market. I think $PATH has an edge in the small businesses market because of the distribution advantage cost effienciency and lightweight. Other than that they are complementary"  
[X Link](https://x.com/_j__f/status/2005188504545100185)  2025-12-28T08:06Z [---] followers, [--] engagements


"The $DUOL thesis is as asymmetric as the $HIMS thesis but with much less (legal) risk in my view"  
[X Link](https://x.com/_j__f/status/2005604910759653633)  2025-12-29T11:40Z [---] followers, [----] engagements


"@jirokillua You dont get how this works"  
[X Link](https://x.com/_j__f/status/2005754082670313931)  2025-12-29T21:33Z [---] followers, [--] engagements


"@WealthyReadings Compare that to the 10yr yield which sits at around 4%. Compare it to the $SPY which sits around 2.3%. A business is worth the cash it could pay you as a shareholder. In that case this is more than the RFR while growing at a fast pace. EV/Sales is meaningless without context"  
[X Link](https://x.com/_j__f/status/2005939330963869878)  2025-12-30T09:49Z [---] followers, [--] engagements


"@nataninvesting Just by looking at the numbers it's not unattractive. I'm just not bullish about their position in an enterprise stack where most repetitive tasks will be handled by agents communicating with each other. Am i wrong"  
[X Link](https://x.com/_j__f/status/2006024985362546775)  2025-12-30T15:30Z [---] followers, [--] engagements


"@MitchMartan98 Yes it somewhat proves what $PATH has built. But it also makes clear that the real moat is decades of process automation feedback data not the software layer"  
[X Link](https://x.com/_j__f/status/2007469906959233197)  2026-01-03T15:11Z [---] followers, [--] engagements


"@everydaystocksx What do think of $ZETA disrupting them"  
[X Link](https://x.com/_j__f/status/2008589505532752166)  2026-01-06T17:20Z [---] followers, [--] engagements


"@PhathomResearch This is what $PLTR calls Ontology"  
[X Link](https://x.com/_j__f/status/2008874651032924275)  2026-01-07T12:13Z [---] followers, [--] engagements


"@QualityInvest5 $SNAP is actually a safe heaven in case we get a bigger correction. This trades at peak pessimism (for a reason) but this may end in 26"  
[X Link](https://x.com/_j__f/status/2009378750568296773)  2026-01-08T21:36Z [---] followers, [---] engagements


"@fiscorainvest I bought $SHOP in [----] for around 14$. It was not a big position back then but i sold somewhere in 2020"  
[X Link](https://x.com/_j__f/status/2009681508894945734)  2026-01-09T17:39Z [---] followers, [--] engagements


"@QualityInvest5 Good decision imo $ZETA could very well be a 15% position for you I think it has higher forward returns than $FICO"  
[X Link](https://x.com/_j__f/status/2011909060501627152)  2026-01-15T21:11Z [---] followers, [---] engagements


"@weary_centurion More alpha in here than in any stock pick if you understand this deeply"  
[X Link](https://x.com/_j__f/status/2013303263651660108)  2026-01-19T17:31Z [---] followers, [--] engagements


"Why Hereditary Testing is the Start of a Goldmine for Tempus $TEM Hereditary data isnt just a report on your past. Its the raw material Tempus uses to build the future of "smart" medicine. By combining your DNA with their proprietary data they're unlocking the next goldmine:"  
[X Link](https://x.com/anyuser/status/2013366710657487221)  2026-01-19T21:43Z [---] followers, [---] engagements


"$ADBE is now idiotically valued. This is not getting disrupted anytime soon by AI; it gets complemented by it and the pricing will shift to outcomes instead of seats. This is the case for many SaaS but its not bearish"  
[X Link](https://x.com/anyuser/status/2013629042881085796)  2026-01-20T15:05Z [---] followers, [---] engagements


"@WealthyReadings It's not the lowest ever. Zoom out. No company ever grows in a straight line. $ADBE Chart from @QualityInvest5"  
[X Link](https://x.com/_j__f/status/2013716755529498996)  2026-01-20T20:54Z [---] followers, [---] engagements


"@WealthyReadings @QualityInvest5 Wrong valuation metric. FCF matters"  
[X Link](https://x.com/_j__f/status/2013721451438780740)  2026-01-20T21:13Z [---] followers, [--] engagements


"@MMMTwealth Its still stunning how much $TEM is under the radar considering what theyve built. The moat is insane"  
[X Link](https://x.com/_j__f/status/2013975927881969745)  2026-01-21T14:04Z [---] followers, [----] engagements


"$INTU and $ADBE are two monopolies for a fair price today because "AI disrupts them". Both have indispensable switching costs network effects and first and foremost proprietary data which they can use to train their LLMs like no else can"  
[X Link](https://x.com/anyuser/status/2014087904679620629)  2026-01-21T21:29Z [---] followers, [---] engagements


"You won't upload your taxes in ChatGPT prompt "mAkE mY tAxEs" and it's done. You need a human-in-the-loop to verify it and someone who's responsible. Also General purpose LLMs never outperform special purpose LLMs on proprietary data"  
[X Link](https://x.com/_j__f/status/2014088265461039345)  2026-01-21T21:30Z [---] followers, [--] engagements


"Marketing departments will never use Nano Banano Pro for making professional campaigns. They need brandsafe content. Cinema Movies will never be "vibe-edited". 90% of the goal isn't appropriate; you need*100%*. That will involve some human rework for the final .5%"  
[X Link](https://x.com/anyuser/status/2014089115474542610)  2026-01-21T21:33Z [---] followers, [--] engagements


"@QualityInvest5 @DixieTrixxy $INTU is at 22x P/FCF (TTM). FWD is at 20.4x"  
[X Link](https://x.com/_j__f/status/2014097090574520745)  2026-01-21T22:05Z [---] followers, [---] engagements


"@HatedMoats When will people realize that Agents and AI will be normal infrastructure like the Internet like Cloud"  
[X Link](https://x.com/_j__f/status/2014651691543519310)  2026-01-23T10:49Z [---] followers, [---] engagements


"@DimitryNakhla May even go higher than that via their Direct Model. It's really insane"  
[X Link](https://x.com/_j__f/status/2014711805109481607)  2026-01-23T14:48Z [---] followers, [---] engagements


"@realroseceline Most people underestimate durability of earnings power which feeds directly into stableness of multiples. If earnings growth is not durable multiples will fluctuate wildly. Also the great returns come from holding stocks long-term; durability is a prerequisite for this"  
[X Link](https://x.com/_j__f/status/2015454334859829657)  2026-01-25T15:58Z [---] followers, [---] engagements


"@JKeynesAlpha Tollbooth on medical decisions and outcomes like $FICO $SPGI and $MCO for credit decisions. Not bad"  
[X Link](https://x.com/_j__f/status/2014992804959637825)  2026-01-24T09:24Z [---] followers, [---] engagements


"@EUnicornHunter And they still use $FICO for the ABS deals as a weighted average"  
[X Link](https://x.com/_j__f/status/2015562928892625203)  2026-01-25T23:10Z [---] followers, [---] engagements


"@DimitryNakhla Most investors underestimate durability of growth and overestimate growth in absolute terms"  
[X Link](https://x.com/_j__f/status/2016629857388478891)  2026-01-28T21:49Z [---] followers, [---] engagements


"@DeItaone Tariffs work"  
[X Link](https://x.com/_j__f/status/2016871161779413301)  2026-01-29T13:48Z [---] followers, [---] engagements


"@QualityInvest5 Bullish $VIX"  
[X Link](https://x.com/_j__f/status/2017103682123243552)  2026-01-30T05:12Z [---] followers, [---] engagements


"@awealthofcs Safe Haven"  
[X Link](https://x.com/_j__f/status/2017527045459173612)  2026-01-31T09:15Z [---] followers, [--] engagements


"@fiscal_ai $MA is evolving in a fraud-prevention network agnostic from the SEPA-System. I don't think it is disruptable. Safety in transactions is indispensable especially in a Agentic economoy. Only $V and $MA have the [---] degree view on transaction (acq. bank issuing bank merchant)"  
[X Link](https://x.com/_j__f/status/2017532074027012129)  2026-01-31T09:35Z [---] followers, [--] engagements


"Anyone who told people that $SLV or $ETH are a "safe-haven" is really dumb"  
[X Link](https://x.com/anyuser/status/2017652353348850018)  2026-01-31T17:33Z [---] followers, [----] engagements


"@realroseceline Yes true even for durable businesses. I should've been more precise; i meant extreme examples like $PTON. It went from 2000x P/E during the covid bubble to negative as earnings power wasn't durable. EV/Sales went from 23x to 1x"  
[X Link](https://x.com/_j__f/status/2015455827813925068)  2026-01-25T16:04Z [---] followers, [---] engagements


"@DimitryNakhla Also guiding for 27% EPS growth next year. I currently see no reason on why they cant keep compounding at 25% per year in the middle term (3-5 years)"  
[X Link](https://x.com/_j__f/status/2016627777378701360)  2026-01-28T21:41Z [---] followers, [---] engagements


"@DimitryNakhla Wonderful post as you know: Can't agree more"  
[X Link](https://x.com/_j__f/status/2017517909967307192)  2026-01-31T08:38Z [---] followers, [---] engagements


"@TheRealBirnbaum @DimitryNakhla $FICO scores are inevitable as in they're the stamps of approval and the language of a credit scoring of an individual. There are startups making better predictions but they all use $FICO as a base and supplementary data. Banks have been doing that for decades"  
[X Link](https://x.com/_j__f/status/2017986631324569972)  2026-02-01T15:41Z [---] followers, [--] engagements


"@TheRealBirnbaum @DimitryNakhla When it comes to loan securitization players like $SEZL (i think u like them) use $FICO aswell. There's just no way for $SPGI $MCO to build cohorts using another language. They only know FICO"  
[X Link](https://x.com/_j__f/status/2017986853794664850)  2026-02-01T15:42Z [---] followers, [---] engagements


"@TheRealBirnbaum @DimitryNakhla They do for loan securitization as far as i have read"  
[X Link](https://x.com/_j__f/status/2017987291403211026)  2026-02-01T15:43Z [---] followers, [--] engagements


"@QualityInvest5 Not as bad as $NFLX dropping like 80% because of the subscriber miss haha"  
[X Link](https://x.com/_j__f/status/2017997957136633962)  2026-02-01T16:26Z [---] followers, [---] engagements


"@daschreiber Love to see someone whos benefitting from the AI CapEx spend giving back. Great Daniel"  
[X Link](https://x.com/_j__f/status/2018279109428662592)  2026-02-02T11:03Z [---] followers, [--] engagements


"@TheLongInvest Your "safe havens" are underperforming the market: $PYPL -27% YTD $UNH -166% YTD $NVO -4% YTD Down 15% today. $ETH -266% YTD $HIMS -2445% YTD $OSCR -95% YTD $ZETA -145% YTD $SPY +05% YTD. $SLV worked out well and your cash position. Buying cheap stocks is not a hedge"  
[X Link](https://x.com/_j__f/status/2018767063897047060)  2026-02-03T19:22Z [---] followers, [---] engagements


"@wealthmatica I like $ZETA as you know but this chart is so often posted and mainly misinterpreted. Same for $HIMS. It does NOT necessarily mean that institutions accumulated; it could also be due to higher short interest (double counting). Its noise"  
[X Link](https://x.com/_j__f/status/2019111003884253374)  2026-02-04T18:09Z [---] followers, [---] engagements


"@fintegrate $FICO and $MSFT are great buys at those prices"  
[X Link](https://x.com/_j__f/status/2019660172864680175)  2026-02-06T06:31Z [---] followers, [---] engagements


"@realroseceline Overall nothing to worry. The numbers is huge yes but its only a problem if your time horizon is like [--] year. The question is when will this CapEx Frenzy stop And when it stops is there a ripple effect"  
[X Link](https://x.com/_j__f/status/2019664901455974781)  2026-02-06T06:50Z [---] followers, [---] engagements


"Not all data is created equal 🧬 Having "big data" in healthcare is useless if its messy. Most companies have "silos"genomic reports that dont talk to clinical records. Tempus AI stands out because they built a Ontology. Fellow $PLTR Investor will understand:"  
[X Link](https://x.com/anyuser/status/2013373190844633425)  2026-01-19T22:09Z [---] followers, [---] engagements


"@QualityInvest5 As someone who works with the products daily and is certified from Autodesk I can tell you its impossible to switch. All the workflows standards content libraries live in their database"  
[X Link](https://x.com/_j__f/status/2020544177851797831)  2026-02-08T17:04Z [---] followers, [--] engagements


"@DimitryNakhla $MNDY traded at 100x FWD P/E"  
[X Link](https://x.com/_j__f/status/2020978881168101626)  2026-02-09T21:51Z [---] followers, [---] engagements


"@Invesquotes Just vibe code the SPY"  
[X Link](https://x.com/_j__f/status/2021290386967187477)  2026-02-10T18:29Z [---] followers, [---] engagements


"@nataninvesting Why should $HOOD trade at 35x P/E"  
[X Link](https://x.com/_j__f/status/2021503046237421700)  2026-02-11T08:34Z [---] followers, [---] engagements


"@pepemoonboy @AkbarInvests What is the lesson"  
[X Link](https://x.com/_j__f/status/2022259530667532518)  2026-02-13T10:40Z [---] followers, [--] engagements


"@QualityInvest5 Midpoint FCF guidane of 280M. LTM SBC was 177M. So actually you have about 100M of real FCF"  
[X Link](https://x.com/_j__f/status/2022267080284745975)  2026-02-13T11:10Z [---] followers, [--] engagements


"@DimitryNakhla $TDG is attractive here"  
[X Link](https://x.com/_j__f/status/2022300933795831933)  2026-02-13T13:24Z [---] followers, [---] engagements


"@weary_centurion I really don't understand the hype around $PGY. This is not by any means a tollbooth business like $SPGI $MCO $FICO. They carry real credit risk (yes it's only 5% of the loans but look at their BS) and are hyper-vulnerable. If the US consumer breaks they break aswell"  
[X Link](https://x.com/_j__f/status/2022608396990431298)  2026-02-14T09:46Z [---] followers, [---] engagements


"@weary_centurion Mgmt wants you to focus on their "tollbooth" part (e.g. only the fees they get) via Adj. EBITDA. This ignores that they have to revalue (mark-to-market) the loans they *have to* hold on their BS"  
[X Link](https://x.com/_j__f/status/2022610836137664875)  2026-02-14T09:56Z [---] followers, [--] engagements


"@weary_centurion $PGY net income is highly dependent on loan re evaluations not going south. They could very well be unprofitable if the credit market tightens. Thats why the market assigns such a low multiple"  
[X Link](https://x.com/_j__f/status/2022629186901569943)  2026-02-14T11:09Z [---] followers, [---] engagements


"@weary_centurion Also as you pointed out: "I wasn't interested in this stock until it dropped 25%+ after what was a good earnings report". A cheap price for a bad business is not an investment thesis (see $PYPL). I just don't want to own it"  
[X Link](https://x.com/_j__f/status/2022630514180403701)  2026-02-14T11:14Z [---] followers, [--] engagements


"1/ I firmly believe the majority of value in healthcare will accrue to the biggest network with the least latency and the most *relevant* and proprietary data. The intelligence contained will be an unprecendeted deflationary force for the US Healthcare System"  
[X Link](https://x.com/anyuser/status/2012991705151156404)  2026-01-18T20:53Z [---] followers, [---] engagements


"Another timeless investing lesson from Chris Hohn: The   if youve got a great company   . Take a company we own Moodys What do you think the average revenue growth over [---] years has been 10%. Thats a very unusual number over a very long time period. And so     The intrinsic value compounding matters more than the stock price. If you have a great company it will grow intrinsic value. Heres the thing about multiples.        .      -     . Which goes back to Warren Buffetts definition of risk: Not knowing what youre doing.            .     -        . ___ :    .  .    .      .    .      : -  - ."  
[X Link](https://x.com/anyuser/status/2022333190463947005)  2026-02-13T15:33Z 18.8K followers, 22K engagements


"Wow 🤯 have to share these few pages from What I Learned About Investing From Darwin 📖 Take a moment to absorb this. Trust me its worth reading multiple times to fully grasp the concept The text emphasizes that learning to avoid bad investments (reducing Type I errors) is more critical than finding good ones suggesting that skepticism in investment decisions might be more valuable than optimism This underlines the strategy of being a great investor by being a great rejector focusing on minimizing bad investments to enhance overall investment success"  
[X Link](https://x.com/anyuser/status/1884792381632901407)  2025-01-30T02:34Z 18.8K followers, [----] engagements


"The flip-flopping is genuinely comedy June: We are in wave [--]. +100% move incoming July: $OSCR price drops 35% August: Wave [--] is next. 😂😂😂"  
[X Link](https://x.com/anyuser/status/2016654010527121580)  2026-01-28T23:25Z [----] followers, 42.5K engagements


"$PLTR earnings were insane. What a business"  
[X Link](https://x.com/anyuser/status/2018578523481571349)  2026-02-03T06:53Z [---] followers, [---] engagements


"I think you own the wrong stocks if you have to look in your portfolio every day"  
[X Link](https://x.com/anyuser/status/2018430720553759049)  2026-02-02T21:05Z [---] followers, [--] engagements


"All roads lead to Rome"  
[X Link](https://x.com/anyuser/status/2018019384015389005)  2026-02-01T17:51Z 24.1K followers, [----] engagements


"Anyone who told people that $SLV or $ETH are a "safe-haven" is really dumb"  
[X Link](https://x.com/anyuser/status/2017652353348850018)  2026-01-31T17:33Z [---] followers, [----] engagements


"RT @nntaleb: Expect larger extremes bigger companies richer technomagnates. Larger companies over time are a natural phenomenon that has"  
[X Link](https://x.com/anyuser/status/2015050987224916080)  2026-01-24T13:16Z [---] followers, [---] engagements


"Expect larger extremes bigger companies richer technomagnates. Larger companies over time are a natural phenomenon that has nothing to do with the economy. We proved with NO change in the generating process inequality would rise with the expansion of the sample space. How valuable will the biggest company be in [--] years https://t.co/QSakLmWgNF How valuable will the biggest company be in [--] years https://t.co/QSakLmWgNF"  
[X Link](https://x.com/anyuser/status/2015045285223838106)  2026-01-24T12:53Z 1.1M followers, 153.5K engagements


"How valuable will the biggest company be in [--] years"  
[X Link](https://x.com/anyuser/status/2014730480826863723)  2026-01-23T16:02Z 150.2K followers, 892.3K engagements


"$TEM Tempus AI at JPMorgan Healthcare Conference January 2026: Second Foundation Model Announced [--] Platform Flywheel Eric Lefkofskys JPMorgan Healthcare Conference session provided a clear update on what Tempus has built over the last decade and what is now driving the business. He walked investors through the core platform thesis that has stayed consistent since inception: AI-enabled diagnostics can unlock precision medicine when two prerequisites exist at scale proprietary multimodal data to train models and a real distribution system that puts insights into the hands of physicians. He"  
[X Link](https://x.com/anyuser/status/2014846720308326514)  2026-01-23T23:44Z 21.1K followers, 17.9K engagements


"$INTU and $ADBE are two monopolies for a fair price today because "AI disrupts them". Both have indispensable switching costs network effects and first and foremost proprietary data which they can use to train their LLMs like no else can"  
[X Link](https://x.com/anyuser/status/2014087904679620629)  2026-01-21T21:29Z [---] followers, [---] engagements


"Marketing departments will never use Nano Banano Pro for making professional campaigns. They need brandsafe content. Cinema Movies will never be "vibe-edited". 90% of the goal isn't appropriate; you need*100%*. That will involve some human rework for the final .5%"  
[X Link](https://x.com/anyuser/status/2014089115474542610)  2026-01-21T21:33Z [---] followers, [--] engagements


"Due to their heuristic nature LLMs are pretty bad at highly specialized professionalized tasks like the ones i just mentioned. E.g. you need to train an AI on your corporate branding (RGB Codes custom logos et cetera)"  
[X Link](https://x.com/anyuser/status/2014089511194505384)  2026-01-21T21:35Z [---] followers, [--] engagements


"We are excited to announce the launch of Paige Predict a suite of cutting-edge digital pathology applications that analyze hematoxylin and eosin (H&E) whole slide images to help inform testing decisions. The AI-powered solution is designed to predict the likely presence or absence of clinically actionable and relevant biomarkers directly from a single H&E slide offering physicians insights even when tissue samples are insufficient for full molecular profiling. Learn more: https://tempus.co/4jQEviw https://tempus.co/4jQEviw"  
[X Link](https://x.com/anyuser/status/2014005780102492239)  2026-01-21T16:02Z 13.6K followers, [----] engagements


"Not all data is created equal 🧬 Having "big data" in healthcare is useless if its messy. Most companies have "silos"genomic reports that dont talk to clinical records. Tempus AI stands out because they built a Ontology. Fellow $PLTR Investor will understand:"  
[X Link](https://x.com/anyuser/status/2013373190844633425)  2026-01-19T22:09Z [---] followers, [---] engagements


"$ADBE is now idiotically valued. This is not getting disrupted anytime soon by AI; it gets complemented by it and the pricing will shift to outcomes instead of seats. This is the case for many SaaS but its not bearish"  
[X Link](https://x.com/anyuser/status/2013629042881085796)  2026-01-20T15:05Z [---] followers, [---] engagements


"Why Hereditary Testing is the Start of a Goldmine for Tempus $TEM Hereditary data isnt just a report on your past. Its the raw material Tempus uses to build the future of "smart" medicine. By combining your DNA with their proprietary data they're unlocking the next goldmine:"  
[X Link](https://x.com/anyuser/status/2013366710657487221)  2026-01-19T21:43Z [---] followers, [---] engagements


"Everything that needs to be said has already been said. But since no one was listening everything must be said again. Andr Gide"  
[X Link](https://x.com/anyuser/status/2012582321988436011)  2026-01-17T17:46Z 68.9K followers, 95.4K engagements

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