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# ![@TomSmith839 Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1577210180307230720.png) @TomSmith839 Tom Smith

Tom Smith posts on X about $four, $eeft, $wlnpa, $wln the most. They currently have XXXXX followers and XX posts still getting attention that total XXXXX engagements in the last XX hours.

### Engagements: XXXXX [#](/creator/twitter::1577210180307230720/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1577210180307230720/c:line/m:interactions.svg)

- X Week XXXXXX +117%
- X Month XXXXXX -XX%
- X Months XXXXXXX -XX%
- X Year XXXXXXXXX +189%

### Mentions: XX [#](/creator/twitter::1577210180307230720/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1577210180307230720/c:line/m:posts_active.svg)

- X Week XX -XX%
- X Month XXX -XX%
- X Months XXX +48%
- X Year XXX +57%

### Followers: XXXXX [#](/creator/twitter::1577210180307230720/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1577210180307230720/c:line/m:followers.svg)

- X Week XXXXX +0.82%
- X Month XXXXX +2.20%
- X Months XXXXX +27%
- X Year XXXXX +93%

### CreatorRank: XXXXXXX [#](/creator/twitter::1577210180307230720/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1577210180307230720/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[cryptocurrencies](/list/cryptocurrencies)  #5868 [stocks](/list/stocks)  XXXXX% [finance](/list/finance)  XXXXX% [countries](/list/countries)  XXXX% [technology brands](/list/technology-brands)  XXX% [social networks](/list/social-networks)  XXXX%

**Social topic influence**
[$four](/topic/$four) #4, [$eeft](/topic/$eeft) #2, [$wlnpa](/topic/$wlnpa) #7, [$wln](/topic/$wln) #1, [$ver](/topic/$ver) 7.25%, [$vrv](/topic/$vrv) 7.25%, [business](/topic/business) 5.8%, [$gb](/topic/$gb) #2, [$pax](/topic/$pax) #1, [$owl](/topic/$owl) XXX%

**Top accounts mentioned or mentioned by**
[@fundasyinvestor](/creator/undefined) [@fatheadfreddy](/creator/undefined) [@stockthoughts81](/creator/undefined) [@specialsitsnews](/creator/undefined) [@zerohedge](/creator/undefined) [@mrjulius007](/creator/undefined) [@restructuring](/creator/undefined) [@filiembustero](/creator/undefined) [@jerrycap](/creator/undefined) [@evfcfaddict](/creator/undefined)

**Top assets mentioned**
[4 (FOUR)](/topic/$four) [Euronet Worldwide Inc (EEFT)](/topic/$eeft) [Grand Base (GB)](/topic/$gb) [OwlDAO (OWL)](/topic/$owl) [Apollo Global Management, Inc. (APO)](/topic/$apo) [Western Union Co (WU)](/topic/$wu) [Alphabet Inc Class A (GOOGL)](/topic/$googl) [Magnite, Inc. Common Stock (MGNI)](/topic/$mgni) [Wise (WISE)](/topic/$wise) [Lightspeed Commerce Inc. (LSPD)](/topic/$lspd) [Toast, Inc. (TOST)](/topic/$tost) [Agilysys, Inc. Common Stock (DE) (AGYS)](/topic/$agys) [Global Payments Inc (GPN)](/topic/$gpn) [Brookfield Corporation (BN)](/topic/$bn) [TPG, Inc. (TPG)](/topic/$tpg) [BlackCoin (BLK)](/topic/$blk) [Eden (EDEN)](/topic/$eden) [Axon Enterprise, Inc. (AXON)](/topic/$axon) [Blue Owl Capital Corporation (OBDC)](/topic/$obdc) [Atkore Inc. (ATKR)](/topic/$atkr) [Ares Protocol (ARES)](/topic/$ares) [BlackRock Inc (BLK)](/topic/blackrock) [DigitalBridge Group, Inc. (DBRG)](/topic/$dbrg) [Remitly Global, Inc. Common Stock (RELY)](/topic/$rely) [UnitedHealth Group (UNH)](/topic/$unh)
### Top Social Posts
Top posts by engagements in the last XX hours

"$WU CEO laying out the bull case for $EEFT"  
[X Link](https://x.com/TomSmith839/status/1990889311609258493)  2025-11-18T21:06Z 2568 followers, 2660 engagements


"Now $WLN $WLN.PA selling an asset with XX% EBITDA and XX% FCF margins"  
[X Link](https://x.com/TomSmith839/status/1998045265614524888)  2025-12-08T15:01Z 2568 followers, XXX engagements


"This Shift4 write-up deserves more than X likes $FOUR"  
[X Link](https://x.com/TomSmith839/status/1997938376264257791)  2025-12-08T07:56Z 2568 followers, 23.2K engagements


"Helps that pretty much every stadium runs on Shit4 $FOUR"  
[X Link](https://x.com/TomSmith839/status/1998353837157961757)  2025-12-09T11:27Z 2568 followers, 1771 engagements


"$VER $VRV Verve Group still nr X mobile SSP in US on iOS and Android in Q225 Also nr X in Germany France Spain the Netherlands the UK Canada Singapore India Mexico & Australia Nr X in China & Brazil $MGNI & $PUBM pretty high on CTV in US & Canada (& Verve also growing in CTV)"  
[X Link](https://x.com/TomSmith839/status/1960331387442954384)  2025-08-26T13:19Z 2568 followers, 8652 engagements


"DA Davidson reiterates "buy" and $XXX PT for $EEFT based on continued 12-16% EPS growth outlook Stock down to $XX while 2025 EPS (e) are $XX. One of the easier stones to step over"  
[X Link](https://x.com/TomSmith839/status/1977732378584858858)  2025-10-13T13:45Z 2568 followers, 3199 engagements


"Analysts have upped $FOUR 2025 (e) EBITDA to $974m & 2026 (e) EBITDA to $1.24B (20% higher) and yet the stock is down XX% since Funny how that works"  
[X Link](https://x.com/TomSmith839/status/1998355551164465571)  2025-12-09T11:34Z 2568 followers, 2634 engagements


"$FOUR at 12x 2025 FCF and going to grow XX% CAGR through 2027 (Probably around 5x 2028 FCF). This is actually very insane"  
[X Link](https://x.com/TomSmith839/status/1998356291002282472)  2025-12-09T11:37Z 2568 followers, 1341 engagements


"Don't see (but don't own) how SK Hynix Inc. $000660.KS $HY9H can be a bad investment Gonna do $XX EPS in 2026 share price is around $XXX What am I missing (Yes it's Korean)"  
[X Link](https://x.com/TomSmith839/status/1856284653465854278)  2024-11-12T10:35Z 2561 followers, 6147 engagements


"$WISE $WISE.L growing high teens for the foreseeable future in an infinite TAM while reported PBT way higher than underlying PBT Can do worse"  
[X Link](https://x.com/TomSmith839/status/1908085944986522061)  2025-04-04T09:15Z 2553 followers, 3039 engagements


"It's really sad how $LSPD is not run for the shareholders Growth prospects look rather good on paper: mid-teens GP CAGR XX% EBITDA CAGR and XX% FCF conversion On those numbers it's at 1x FY28 EV/GP 5x EV/EBITDA & 7x EV/FCF which isn't even super cheap (How they're going to compete with $TOST $FOUR $ADYEN is beyond me) Here's the stinger: let's assume SBC goes down to X% of revenue by FY28 'FCF' isn't $100m it's $25m (it's a $1.4B MC company) It's doing $100B of GTV (around XX% GPV). Some party might be interested in buying it for this reason but that's about the only reason"  
[X Link](https://x.com/TomSmith839/status/1913166018278482381)  2025-04-18T09:41Z 2561 followers, 1954 engagements


"Surely someone is willing to pay more than 1.35B (excl. 2B net debt) for a company that does 500B in MSV 4.6B in revenue and 1B in Adj. EBITDA no $WLN $WLN.PA"  
[X Link](https://x.com/TomSmith839/status/1917152154785116179)  2025-04-29T09:41Z 2568 followers, 3292 engagements


"I will not ever understand the market $AGYS guiding for XX% EBITDA growth (decent dont get me wrong) at 44x LTM EV/EBITDA XX% of that EBITDA is SBC btw Now there is this other company active in hospitality. Has the same recurring revenue (its called differently though). Grows faster. Limited SBC. About a third of the valuation"  
[X Link](https://x.com/TomSmith839/status/1924570368137671062)  2025-05-19T20:58Z 2568 followers, 3422 engagements


"Imagine a company trading at 6x 2025 EV/EBITDA putting out XX% CAGR for the next 5Y and being down XX% on that guidance Verve Group should repurchase every share they can get their hands on $VER $VRV"  
[X Link](https://x.com/TomSmith839/status/1927683931597316461)  2025-05-28T11:10Z 2562 followers, 45.4K engagements


"Verve Group now in a position to repurchase up to XX% of its own shares $VER $VRV Let's see if they officially announce it at next ER"  
[X Link](https://x.com/TomSmith839/status/1932718600193778007)  2025-06-11T08:36Z 2557 followers, 2588 engagements


"6.9% dilution at a time when shares trade at XX% FCF yield is no bueno $VER $VRV Average daily volume is 700k shares (in Sweden) so would take a while for new investors to get 13m new shares but still don't like this at all"  
[X Link](https://x.com/TomSmith839/status/1935229285813354761)  2025-06-18T06:53Z 2562 followers, 3354 engagements


"Not a chart guy but buy at XXX not the worst idea in the world $VER $VRV"  
[X Link](https://x.com/TomSmith839/status/1939947609155686781)  2025-07-01T07:22Z 2561 followers, 8153 engagements


"$GPN + WorldPay $4T GTV growing mid-to-high single digits $WLN $WLN.PA $500B GTV growing low single digits (at best) $FOUR $210B growing high teens organically low twenties including M&A A lot of volume for Shift4 to capture"  
[X Link](https://x.com/TomSmith839/status/1945378295404470747)  2025-07-16T07:01Z 2568 followers, 3576 engagements


"Patria Investments $PAX being mentioned as an equal to $BN $TPG $BLK"  
[X Link](https://x.com/TomSmith839/status/1949819937649791407)  2025-07-28T13:11Z 2565 followers, 2065 engagements


"Third day in Italy and Im at probably the 100th Euronet ATM and around XX Ria Money Transfer points Idea is that these print cash for the time being and $EEFT has a digital business that grows XX% YoY"  
[X Link](https://x.com/TomSmith839/status/1961163225111871508)  2025-08-28T20:25Z 2562 followers, 4421 engagements


"This is just lazy $EEFT $FOUR"  
[X Link](https://x.com/TomSmith839/status/1973360233855758763)  2025-10-01T12:11Z 2554 followers, 2563 engagements


"Digital gift cards is a $115B market Epay $EEFT enables gift cards (Tiktok Coins) for Tiktok (I know Givex $FOUR has a decent market share in the gift card market)"  
[X Link](https://x.com/TomSmith839/status/1978003240089215163)  2025-10-14T07:41Z 2553 followers, 2141 engagements


"Edenred $EDEN $EDEN.PA"  
[X Link](https://x.com/TomSmith839/status/1980565899795984677)  2025-10-21T09:24Z 2568 followers, 1948 engagements


"Shift4 $FOUR negotiating with Worldline $WLN.PA about their (small) North America business"  
[X Link](https://x.com/TomSmith839/status/1980684043168686427)  2025-10-21T17:14Z 2568 followers, 5726 engagements


"$WLN.PA $FOUR"  
[X Link](https://x.com/TomSmith839/status/1985254039970316460)  2025-11-03T07:53Z 2568 followers, 4046 engagements


"$AXON investors are too funny blaming the XX% PM drop on 'slowing growth' or 'lower earnings guidance' Lol it trades at 20x revenue Adj. EBITDA ex-SBC margin is (pay attention now) 3%"  
[X Link](https://x.com/TomSmith839/status/1986073059963421033)  2025-11-05T14:08Z 2561 followers, 15.7K engagements


"The poor people subscribing to the $500m $WLN $WLN.PA capital increase at XXXX while the SP now drops to 1.8"  
[X Link](https://x.com/TomSmith839/status/1986352758790771032)  2025-11-06T08:39Z 2568 followers, 1375 engagements


"I refuse to believe the market is correct on $EEFT (NTM EPS estimates keep on going up . for now)"  
[X Link](https://x.com/TomSmith839/status/1989313390683001006)  2025-11-14T12:44Z 2553 followers, 2075 engagements


"Is it wrong $OWL $OBDC"  
[X Link](https://x.com/TomSmith839/status/1991172736056778804)  2025-11-19T15:52Z 2553 followers, 1150 engagements


"This is pretty incredible $ATKR"  
[X Link](https://x.com/TomSmith839/status/1991475812139466928)  2025-11-20T11:56Z 2568 followers, 1257 engagements


"Obviously biased but should spark some confidence in the more established names like $APO & $ARES Could even go as far as saying this is a confidence booster for $OWL (assuming here META doesnt go bankrupt but who knows)"  
[X Link](https://x.com/TomSmith839/status/1991921293219033480)  2025-11-21T17:26Z 2562 followers, 1357 engagements


"What does appropriately means $APO"  
[X Link](https://x.com/TomSmith839/status/1993053994496016774)  2025-11-24T20:27Z 2568 followers, 1087 engagements


"Another (useless) anecdote: third day in Canary Islands and Ive seen about XX ATMs of which X werent Euronet. Btw all the Euronet ATMs were BaaS (ING in this case) $EEFT"  
[X Link](https://x.com/TomSmith839/status/1995189295217590364)  2025-11-30T17:52Z 2561 followers, XXX engagements


"Below post was a 3-5Y plan (in my mind) and they essentially doubled all KPIs in 2Y The plan right now is exactly the same and people still worry about organic or durability of growth (Shift4 $FOUR has a $1T cross-sell funnel that it can monetise over the next 3-5Y and has already incurred most of the costs upfront (surprise for some: M&A is just a smart way of S&M spending))"  
[X Link](https://x.com/TomSmith839/status/1995984635466039735)  2025-12-02T22:33Z 2561 followers, 2233 engagements


"In Las Palmas (capital city of Canary Islands) and at the Airport less Euronet and more competitors (Sabadell BBVA CaixaBank ) Makes sense to be where the competition isnt $EEFT"  
[X Link](https://x.com/TomSmith839/status/1996560983238873356)  2025-12-04T12:43Z 2556 followers, XXX engagements


"SoftBank reportedly interested in buying $DBRG (in the $20-30 range which would be another XXX% upside) My humble opinion is that its worth a lot more than $XX but taking the easy win here (if by some luck it tracks back to $XX could buy in again as I think FV is around $20)"  
[X Link](https://x.com/TomSmith839/status/1997089452104061134)  2025-12-05T23:43Z 2568 followers, 3086 engagements


"@Restructuring__ It was interesting and pretty amazing they are buying some (seemingly) great companies but I wonder if the ROI is good given the growth (or lack thereof) profile of these companies"  
[X Link](https://x.com/TomSmith839/status/1998007664199020647)  2025-12-08T12:32Z 2568 followers, XXX engagements


"@filiembustero I dont follow as closely but Pluxee doesnt strike me as the company that guides to optimistically"  
[X Link](https://x.com/TomSmith839/status/1998145212888318013)  2025-12-08T21:38Z 2568 followers, XX engagements


"For the total execution failure that Worldline $WLN $WLN.PA is I remain convinced someone should be willing to pay more than 3B EV (1B MC) for a company that does 500B in MSV They make 850m in Adj. EBITDA & are selling non strategic assets (whatever that means)"  
[X Link](https://x.com/TomSmith839/status/1950478862095097965)  2025-07-30T08:49Z 2568 followers, 3721 engagements


"$WLN $WLN.PA MC down to 670m and EV to 2.8B They managed to sell the only growing segment in the business (MeTS) for 410m or 4.1x EV/EBITDA Where does mgmt expect the non-growing remaining business to trade at Either way if you subtract the 100m MeTS EBITDA assume X% decline in the remaining business & a 50m cost reduction it's currently trading at 3.1x 2026 EV/EBITDA"  
[X Link](https://x.com/TomSmith839/status/1978061921837297674)  2025-10-14T11:34Z 2568 followers, 1490 engagements


"REN + Corecard is a +$140m revenue business (at high margin) growing at XX% per year $EEFT"  
[X Link](https://x.com/TomSmith839/status/1978799915796169117)  2025-10-16T12:27Z 2567 followers, 3786 engagements


"$PAX & $UNH agree on $1B deal on Banmedica A small asset manager like Patria Investments doing $1B deals 🙌"  
[X Link](https://x.com/TomSmith839/status/1995426179910861246)  2025-12-01T09:34Z 2568 followers, 8107 engagements


"SmartPay (& Bamboora) could also help a little bit. UK expansion catching real steam. GiveX cross-sell should be starting to ramp up. Regarding GB: some positive signs about Chinese consumer luxury in general & cross-border spending by LVMH and JPM recently. X extra tailwinds all free of charge"  
[X Link](https://x.com/TomSmith839/status/1998465292054282623)  2025-12-09T18:50Z 2568 followers, XXX engagements