[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.] #  @TheAbojani Abojani Investment 🇰🇪🇺🇬🇹🇿 Abojani Investment 🇰🇪🇺🇬🇹🇿 posts on X about money, investment, stocks, insurance the most. They currently have XXXXXX followers and XXX posts still getting attention that total XXXXXX engagements in the last XX hours. ### Engagements: XXXXXX [#](/creator/twitter::126913632/interactions)  - X Week XXXXXXX -XX% - X Month XXXXXXXXX +68% - X Months XXXXXXXXX +25% - X Year XXXXXXXXXX +36% ### Mentions: XX [#](/creator/twitter::126913632/posts_active)  - X Week XXX -XX% - X Month XXX +21% - X Months XXXXX +50% - X Year XXXXX +31% ### Followers: XXXXXX [#](/creator/twitter::126913632/followers)  - X Week XXXXXX +0.29% - X Month XXXXXX +1% - X Months XXXXXX +7.90% - X Year XXXXXX +19% ### CreatorRank: XXXXXXX [#](/creator/twitter::126913632/influencer_rank)  ### Social Influence **Social category influence** [finance](/list/finance) XXXXX% [countries](/list/countries) XXXX% [currencies](/list/currencies) #2149 [travel destinations](/list/travel-destinations) XXXX% [vc firms](/list/vc-firms) XXXX% [exchanges](/list/exchanges) XXXX% [ncaa football](/list/ncaa-football) XXXX% **Social topic influence** [money](/topic/money) 14.89%, [investment](/topic/investment) #578, [stocks](/topic/stocks) #1823, [insurance](/topic/insurance) #591, [if you](/topic/if-you) 3.72%, [saving](/topic/saving) #517, [business](/topic/business) 3.19%, [kenya](/topic/kenya) #1049, [debt](/topic/debt) #1478, [victor](/topic/victor) #1701 **Top accounts mentioned or mentioned by** [@cheruiyotkb](/creator/undefined) [@nse_investors](/creator/undefined) [@sokoanalyst](/creator/undefined) [@jogoo785](/creator/undefined) [@ncbabankkenya](/creator/undefined) [@mmnjug](/creator/undefined) [@davinedavid1](/creator/undefined) [@sirchanyi](/creator/undefined) [@nseplc](/creator/undefined) [@briorutz](/creator/undefined) [@_mosesademola](/creator/undefined) [@sbmbankkenya](/creator/undefined) [@kenyabankers](/creator/undefined) [@bkgroupplc](/creator/undefined) [@sccom](/creator/undefined) [@cmakenya](/creator/undefined) [@bkgroupplcs](/creator/undefined) [@mihrthakar](/creator/undefined) [@thesharkke](/creator/undefined) [@bangaizaapp](/creator/undefined) ### Top Social Posts Top posts by engagements in the last XX hours "Money market funds. Stock dividends. Treasury bonds. These terms often get thrown around like everyone already understands them. But the truth is most people dont and its costing them. The Abojani Masterclass exists to close that gap with real financial education. The kind that leaves you with both clarity and confidence. Classes run in the evenings so you dont have to pause life to make progress. Ready to start" [X Link](https://x.com/TheAbojani/status/1997644764011762033) 2025-12-07T12:30Z 91.1K followers, 2785 engagements "Before you invest know who you are as an investor: ☑Conservative: You want peace of mind You prioritize safety Youre okay with low returns ☑Moderately Conservative: You want a higher income You prefer slow but steady growth. ☑Moderately Aggressive: You accept some degree of volatility Youre not afraid of short-term losses ☑Aggressive: You take advantage of volatility You see market declines as opportunities Understanding your profile helps you choose the right investment strategy. Learn how to save invest and build wealth the right way in the Abojani #Jan Masterclass" [X Link](https://x.com/TheAbojani/status/1998301793600569845) 2025-12-09T08:00Z 91.1K followers, 2480 engagements "A fortress balance sheet has been the greatest strength for these companies: KCB BAT EABL Jubilee BOC DTB NCBA ICEA Lion Britam Equity Safaricom This strength has enabled them to survive shocks thrive through economic cycles and stand the test of time" [X Link](https://x.com/TheAbojani/status/1998633912138940919) 2025-12-10T06:00Z 91.1K followers, XXX engagements "Dear Friend What type of income are you working for X. Portfolio income: Capital gains income from stocks bonds etc. X. Active income: This is earned income and requires face time. You trade hours for money. X. Passive income: Cash flow income from royalties dividend stocks bonds rent etc. Your money works for you" [X Link](https://x.com/TheAbojani/status/1998649082932240723) 2025-12-10T07:00Z 91.1K followers, 2814 engagements "There are two common types of investment scams: X. Pyramid schemes X. Ponzi schemes These scams often share the same deceptive tactics. Operating without licenses Promising high returns with little or no risk Paying old investors using money from new investors Bombarding you with success testimonials Its unclear who actually owns or controls the operation They pressure you to invest immediately Always do your due diligence before investing. If it sounds too good to be true it probably is" [X Link](https://x.com/TheAbojani/status/1998660227302834549) 2025-12-10T07:45Z 91.2K followers, 3101 engagements "Would you like to know how to: invest in unit trusts get into the stock market and join a SACCO Attend our sessions next month from XX - XX Jan 2026 7pm (Nairobi time) to help you learn about these topics and more. Sign up now to get XX% of your ticket purchase" [X Link](https://x.com/TheAbojani/status/1999466832474894670) 2025-12-12T13:10Z 91.2K followers, 2038 engagements "Diversify Your Portfolio By asset class (stocks bonds real estate cash alternatives) By location (local regional global markets) By sectors (technology healthcare finance energy etc.) By investment style (growth vs. value active vs. passive) By time horizon (short-term medium-term long-term) By risk level (high-risk moderate-risk low-risk assets)" [X Link](https://x.com/TheAbojani/status/1999434208645648593) 2025-12-12T11:00Z 91.2K followers, 2725 engagements "Insurance isnt an expense its risk management. Health life and property coverage protect your wealth from being erased overnight. Treat insurance as a foundation; investments are the walls you build on top" [X Link](https://x.com/TheAbojani/status/1999796520044876242) 2025-12-13T11:00Z 91.2K followers, XXX engagements "Our Estimates for @SafaricomPLC H1 2026 ☑Mpesa Revenue: Ksh86.24bn vs Ksh88.1bn actual Margin error XXX% ☑Total Revenue: Ksh203bn vs Ksh199.9bn actual Margin error XXX% ☑Profits After Tax: Ksh42.75bn vs Ksh42.8bn actual #SafaricomHYResults" [X Link](https://x.com/TheAbojani/status/1986325605307294159) 2025-11-06T06:51Z 91.1K followers, 1265 engagements "Your portfolio allocation is determined by your risk tolerance investment objectives age and life stage. Let's say you have 500K and are in your 30s you can allocate: ✅35% in stocks: 175K ✅30% in bonds: 150K ✅20% in SACCO deposits: 100K ✅15% in Money Market Funds: 75K" [X Link](https://x.com/TheAbojani/status/1994311757351756230) 2025-11-28T07:45Z 91.1K followers, 8587 engagements "An Abojani community member portfolio 📌 MMF = 700k 📌 Sacco = 480k 📌 Stocks = 360k 📌 Insurance = 200k 📌 X Plots = 1.2m 📌 Stock for upcoming business = 300k This is the power of financial literacy discipline and consistent action. #AbojaniMasterclass" [X Link](https://x.com/TheAbojani/status/1995738596687438217) 2025-12-02T06:15Z 91.2K followers, 8905 engagements "Sh200000 Compounded at XX% per year: In XX years: Sh541408 In XX years: Sh1465615 In XX years: Sh3967480 In XX years: Sh10740133 Imagine how much more youd build if you topped up just 5k every month" [X Link](https://x.com/TheAbojani/status/1995851859890733432) 2025-12-02T13:45Z 91.1K followers, 5271 engagements "5 Key Things You Should Have in Place Before Retirement: X. Adequate medical insurance X. Something to live on (reliable income) X. Social capital (family/community support) X. Something to wake up for each day (purpose/fulfilment) X. Housing (own your home or rent - just make sure the rent fits your retirement income) Bonus: Pay off your loans before you retire so that you dont use your retirement income to service debts" [X Link](https://x.com/TheAbojani/status/1996209059461001244) 2025-12-03T13:25Z 91.2K followers, 1613 engagements "Returns on risk-free cash investments may sound respectable but when you subtract the rate of inflation you may not be so impressed. If you have Sh100000 in a savings account earning XXX% interest each year in XX years your savings would be worth Sh241171. Thats a return of just over 141%. However if average inflation is about X% that Sh241171 would only be worth Sh75198 in todays terms. For significant long-term growth you need to make your money work harder" [X Link](https://x.com/TheAbojani/status/1996519918993383832) 2025-12-04T10:00Z 91.2K followers, 2191 engagements "How much was your first ever dividend amount from stocks" [X Link](https://x.com/TheAbojani/status/1996576730639679738) 2025-12-04T13:46Z 91.2K followers, 9693 engagements "Different categories of sector stocks on the Nairobi Bourse that you should know about: ✨Telecommunications and Technology Sector - Safaricom ✨Banking - NCBA Equity StanChart I&M KCB DTB ✨Agriculture - Kapchorua Kakuzi ✨Insurance Sector- Jubilee Sanlam CIC Kenya Re ✨Automobiles & Accessories Sector - Car & General ✨Commercial and Services - Longhorn Publishers Homeboyz Entertainment ✨Construction and Allied Sector- Bamburi Cement Crown Paints ✨Energy and Petroleum Sector - Kengen KPLC Total Kenya ✨Insurance Sector - Centum Investment Trans-Century Plc ✨Investment Services Sector- Nairobi" [X Link](https://x.com/TheAbojani/status/1996829539855487418) 2025-12-05T06:30Z 91.2K followers, 7543 engagements "Your 20s are for experimenting. Your 30s are for building. Your 40s are for protecting. Wherever you are the right money decisions can make the next stage easier" [X Link](https://x.com/TheAbojani/status/1996882349292757122) 2025-12-05T10:00Z 91.2K followers, 2684 engagements "The most expensive thing youll ever buy without realizing it is convenience. Delivery fees take out impulse spending shortcuts; they compound faster than interest" [X Link](https://x.com/TheAbojani/status/1997188001454043291) 2025-12-06T06:15Z 91.2K followers, 1427 engagements "WEEKLY HIGHLIGHTS 🧵 Hope you had a great week. Here are some of the biggest stories that made headlines this week: 1) Vodafone Kenya plans to acquire XX% of the governments stake in Safaricom at KES XX per share a deal expected to raise KES XXXXX billion for the government" [X Link](https://x.com/TheAbojani/status/1997637265628000683) 2025-12-07T12:00Z 91.2K followers, 2737 engagements "Kenya needs to meet its national obligations without increasing taxes or taking on more debt. This transaction supports that objective for four key reasons: X. Premium purchase price - Vodacom bought the stake at KSh XX per share. This transaction has gained the government a XXXX% premium on the 6-month volume weighted average price. X. Strengthened strategic partnership - Vodacom brings deep regional expertise capital capacity and technological leadership positioning Safaricom for continued growth. Not just money. X. Strong fiscal outcome for GoK - Government has already earned over KSh 540" [X Link](https://x.com/TheAbojani/status/1998024811868487917) 2025-12-08T13:40Z 91.2K followers, XXX engagements "1. Vodacom offered a premium making it the most financially sound option. X. Kenyans are already represented - GoK + public investors collectively hold XX% nearly equal to Vodacoms 55%. X. Strategic value matters - a globally experienced majority shareholder delivers more than just capital; it accelerates innovation and competitiveness" [X Link](https://x.com/TheAbojani/status/1998024834006036670) 2025-12-08T13:40Z 91.1K followers, XXX engagements "Before you start investing make sure your financial foundation is strong. X. Break free from the paycheck-to-paycheck cycle X. Build your emergency fund X. Set aside extra savings for investing X. Surround yourself with people who understand money well X. Invest in your health (have adequate health & life insurance) X. Always investigate before you invest. Before you put any money in take time to understand what youre investing in. Be clear about why youre investing how much you can afford how long you can commit and the risks involved. #LevelUp2026 with #Abojani Masterclass 📚" [X Link](https://x.com/TheAbojani/status/1998256519284941231) 2025-12-09T05:00Z 91.2K followers, 1038 engagements "To be able to achieve your goals you must plan for them determine what you want and take the necessary steps to reach them. For your goals to be more effective answer these X questions: X WHAT I will build an emergency fund of KES 600000 (10 months of my monthly expenses). X WHEN I will achieve this goal in a period of X years. X HOW I will save KES 600000 over X years by saving Sh16700 per month in a money market fund. I will also allocate bonuses side income and any windfalls directly to my emergency fund and cut non-essential expenses to free up money for monthly contributions. Remember a" [X Link](https://x.com/TheAbojani/status/1998271432103465409) 2025-12-09T06:00Z 91.2K followers, 2101 engagements "Before you invest answer these X questions: Experience: Have you invested before Objective: What is your goal for investing Time Horizon: When will you need the money Risk Tolerance: How much risk can you handle Your answers guide the right investment choices" [X Link](https://x.com/TheAbojani/status/1998290377946640643) 2025-12-09T07:15Z 91.1K followers, XXX engagements "If the stock market went down by XX% would you: X. Sell your investments and hold cash X. Shift to FDs/Bonds X. Reduce your exposure in the stock market X. Buy more stocks" [X Link](https://x.com/TheAbojani/status/1998298007259787493) 2025-12-09T07:45Z 91.1K followers, 4240 engagements "How do money market funds work You invest. Your money is pooled with that of other investors. A fund manager then invests it in fixed deposits government bonds and corporate bonds. These investments generate income. You receive the returns. Note: A custodian safely holds the funds assets while a trustee oversees the fund to ensure it is managed in your best interest" [X Link](https://x.com/TheAbojani/status/1998316942910791855) 2025-12-09T09:01Z 91.2K followers, 4387 engagements "Benefits and Risks of Investing in Money Market Funds Benefits Professional management Low capital requirement Diversification High liquidity Safety (highly regulated) Potentially higher returns than a regular savings account Convenient and easy to access" [X Link](https://x.com/TheAbojani/status/1998328101256704091) 2025-12-09T09:45Z 91.1K followers, XXX engagements "Risks Not insured by Kenya Deposit Insurance Corporation (KDIC) Inflation risk: May not keep up with inflation during high-inflation periods Credit/Default risk: An issuer of debt securities may fail to meet obligations (e.g Nakumatt) Interest rate risk: Changes in interest rates can affect fund returns Potential loss of principal (Very rare)" [X Link](https://x.com/TheAbojani/status/1998328124065415483) 2025-12-09T09:45Z 91.1K followers, XXX engagements "There are two ways to make your money grow in the stock market: 1Through an increase in stock price (capital gain) If you bought KenGen shares at the start of the year at Sh3.75 and the price has now risen to Sh8.22 your capital gain per share is Sh4.47 per share (8.22 3.75) If you hold 10000 shares your unrealized gain is Sh44700 (10000 4.47). Remember you only realize your gain of Sh4.47 per share if you sell at Sh8.22. If you choose to hold and it further increases to Sh15.00 your capital gain would be Sh11.25 per share (15.00 3.75). However if the stock price decreases back to Sh3.75 and" [X Link](https://x.com/TheAbojani/status/1998368926858657931) 2025-12-09T12:27Z 91.2K followers, 3969 engagements "There are two ways to make your money grow in the stock market: 1Through an increase in stock price (capital gain) If you bought KenGen shares at the start of the year at Sh3.75 and the price has now risen to Sh8.22 your capital gain per share is Sh4.47 per share (8.22 3.75) If you hold 10000 shares your unrealized gain is Sh44700 (10000 4.47). Remember you only realize your gain of Sh4.47 per share if you sell at Sh8.22. If you choose to hold and it further increases to Sh15.00 your capital gain would be Sh11.25 per share (15.00 3.75). However if the stock price decreases back to Sh3.75 and" [X Link](https://x.com/TheAbojani/status/1998369049927967184) 2025-12-09T12:28Z 91.2K followers, 5164 engagements "To make your hard-earned money work even harder for you consider investing in: X. Stocks of listed companies X. Treasury Bills X. Unit Trusts X. Saccos X. Treasury Bonds X. Real Estate Investment Trusts (REITs) X. Fixed Deposit Accounts Learn about various aspects of investing such as stocks bonds and treasury bills Saccos and much more on long-term investing in the 73rd Abojani Masterclass" [X Link](https://x.com/TheAbojani/status/1998618924200374585) 2025-12-10T05:00Z 91.1K followers, XXX engagements "@SirChanyi @Davinedavid1 @cheruiyotkb @mmnjug You can open a Sanlam MMF account using this link. You dont need to go to the office: Sanlam MMF:" [X Link](https://x.com/TheAbojani/status/1998623370724655600) 2025-12-10T05:18Z 91.2K followers, XX engagements "Plan Better. Live Better. 🧵 Financial planning allows you to prepare for future expenses while staying aware of your income levels. It helps you in two powerful ways: X You save consistently Setting aside a portion of your income helps you meet future goals with confidence. X You spend intentionally You cut back on non-essential expenses and redirect that money toward what truly matters" [X Link](https://x.com/TheAbojani/status/1998650202874376622) 2025-12-10T07:05Z 91.1K followers, XXX engagements "Diversification into the insurance business is paying off for Kenyan banks. Heres how their bancassurance units performed in Q3 2025" [X Link](https://x.com/TheAbojani/status/1998661527553937446) 2025-12-10T07:50Z 91.1K followers, 1474 engagements "5 Risks You Should Keep in Mind as an Investor X Longevity risk - the risk of outliving your investments. X Event risk - the possibility of a sudden market downturn triggered by events such as the Covid-19 pandemic. X Inflation risk - the risk that your portfolio doesnt grow fast enough to keep up with rising prices. X Market risk - the general movements in financial markets over time. Reduce this risk through portfolio diversification. X Behavioural bias risk - the risk of letting emotions drive your investment decisions. Learn how to invest intelligently to safeguard your capital while" [X Link](https://x.com/TheAbojani/status/1998664095592009852) 2025-12-10T08:00Z 91.2K followers, XXX engagements "If there is one single most important reason to start investing right now its the multiplier effect that occurs when earnings or dividends on your investments begin to generate their own earnings (compound interest). Albert Einstein famously called it the eighth wonder of the world. Your money makes money and then you earn even more money on the money your money makes" [X Link](https://x.com/TheAbojani/status/1998709366753485089) 2025-12-10T11:00Z 91.2K followers, 1237 engagements "CHECKLIST BEFORE YOU START INVESTING IN REAL ESTATE X. Demand Anchor: Are there strong demand drivers nearby (offices schools hospitals universities malls) X. Tenant Profile: Does the property fit their needs (size layout security amenities) X. Connectivity: Is the property easily accessible by road rail or public transport X. The Numbers: Is the expected yield higher than your expenses" [X Link](https://x.com/TheAbojani/status/1998730158333632928) 2025-12-10T12:22Z 91.2K followers, 1226 engagements "Many salaried professionals can relate to this. We postpone saving because we feel our income is too little. We wait for a promotion a bonus or a better job. We think the only purpose of our salary is spending. We pay everyone else but never pay ourselves. We work for years with nothing to show for our effort" [X Link](https://x.com/TheAbojani/status/1999000186392023420) 2025-12-11T06:15Z 91.2K followers, XXX engagements "Once we recognize these patterns the next step is to break them. - Pay yourself first. - Use the 50/30/20 budgeting rule. - Save and invest consistently (If you cant save and invest Sh350 today you wont magically save Sh35000 tomorrow) Invest in yourself. - Invest in your financial education - Surround yourself with people who inspire discipline and growth. Learn how to manage your money build wealth and avoid the mistakes that cost so many people their future. #LevelUp2026" [X Link](https://x.com/TheAbojani/status/1999000212199583751) 2025-12-11T06:16Z 91.2K followers, XXX engagements "Make these your priority on payday: ☑Pay yourself first. ☑Save & invest the surplus. ☑Spend less than you earn. ☑Pay off debts/ Reduce them. ☑Top up your emergency fund" [X Link](https://x.com/TheAbojani/status/1999011349238608147) 2025-12-11T07:00Z 91.2K followers, XXX engagements "Dear Friend 🔹Save 🔹Avoid bad debt 🔹Live below your means 🔹Track how much you spend 🔹Get professional financial advice 🔹Budget and control your expenses 🔹Invest XX% of your household income 🔹Hold your investments for the long term 🔹Develop and use a personal financial plan 🔹Have a diversified portfolio of investments 🔹Understand the difference between needs and wants 🔹Understand the difference between liability and asset 🔹Spend considerable time learning about your investments" [X Link](https://x.com/TheAbojani/status/1999015157603684494) 2025-12-11T07:15Z 91.2K followers, XXX engagements "Don't underestimate concepts such as X. Budgeting X. Saving money X. Managing debt X. Risk and returns X. Delayed gratification" [X Link](https://x.com/TheAbojani/status/1999022774384279674) 2025-12-11T07:45Z 91.2K followers, 1383 engagements "# Investing in a bond fund for a year or two will not radically change your life. You may only see big results in your 10th even 20th year of investing. Lets say you invest Sh20000 every month into a bond fund earning XX% per year compounded monthly. In year X you'd have about Sh253650. In year X you'd have about Sh1633393. In year XX you'd have about Sh4600774. In year XX you'd have about Sh19785107 (This is where wealth is built) You contributed 4.8m but compounding grew it by 15m. Invest for the long term. #BritamBondPlusFund" [X Link](https://x.com/TheAbojani/status/1999052994499768331) 2025-12-11T09:45Z 91.2K followers, 2205 engagements "There are no best investments of all time. There are only the best investments for your specific goals your time horizon your risk tolerance and your financial situation. If your goal is safety and quick access to money a money market fund might be the best option. If your goal is income bonds bond funds or dividend stocks may be best. If your goal is long-term growth stocks equity funds or ETFs might be best. Different goals need different investments" [X Link](https://x.com/TheAbojani/status/1999068324609613929) 2025-12-11T10:46Z 91.2K followers, XXX engagements "Dear Investor US$24000 can buy you XXX shares of Amazon listed on NASDAQ" [X Link](https://x.com/TheAbojani/status/1999071898093695459) 2025-12-11T11:00Z 91.2K followers, 1063 engagements "The theme of this years conference was: The Ownership Economy & Self-Sustenance for African Households and Businesses. Victor said that ownership is Africas next frontier the shift that will move people from being passive consumers to active creators investors and asset-holders. He emphasized that ownership isnt limited to land or big investments; it begins with the very next financial decision a person makes. He emphasized that wealth is built through habits not windfalls" [X Link](https://x.com/TheAbojani/status/1999351607880720820) 2025-12-12T05:32Z 91.2K followers, XX engagements "Victor broke down the journey toward financial ownership into three life stages. X. In Your 20s: Build the habit before the wealth For early-career earners income may feel small or inconsistent. However this is the best time to build the foundation so start small and be consistent. Investing Ksh. 5000 Ksh. 10000 in tools like money market funds begins the discipline of saving. Many institutions including Absa offer such funds. With time and consistency even small amounts compound significantly. In your 20s your greatest asset isnt money its time" [X Link](https://x.com/TheAbojani/status/1999352178880721200) 2025-12-12T05:34Z 91.1K followers, XX engagements "2. In Your 30s: Diversify and grow As income increases and family responsibilities emerge the investment strategy must evolve. Victor encouraged diversification through: Bonds with stronger returns Unit trusts offering mixed asset exposure Equities and shares which can generate strong capital gains Endowment and education policies that combine savings with protection" [X Link](https://x.com/TheAbojani/status/1999352614606000552) 2025-12-12T05:36Z 91.2K followers, XXX engagements "Embracing modern investment opportunities Victor also highlighted emerging products shaping Kenyas investment landscape: Gold-backed ETFs which allow investors to tap into global gold markets without holding physical gold Tech-focused ETFs like the Satrix MSCI Index giving Kenyans access to global companies in AI tech education and healthcare The growing field of digital assets These opportunities reflect Africas growing integration into global financial markets and the need for Africans to position themselves early" [X Link](https://x.com/TheAbojani/status/1999353621238906987) 2025-12-12T05:40Z 91.2K followers, XXX engagements "Victor said that instead of asking What should I invest in Victor urged people to ask a better question: What can I afford to risk Risk tolerance varies by age income family obligations and personality. Aligning risk with personal goals timelines and responsibilities ensures smart intentional investing" [X Link](https://x.com/TheAbojani/status/1999354124744208677) 2025-12-12T05:42Z 91.2K followers, XXX engagements "Five Principles to guide every investor Regardless of age or income level Victor shared five timeless rules: yourself first: invest before you spend. 2.Automate your investments: consistency beats willpower. 3.Diversify: spread risk across different asset classes. 4.Remove emotions from investing: markets move in cycles. your portfolio annually: life changes so should your strategy" [X Link](https://x.com/TheAbojani/status/1999354628161388784) 2025-12-12T05:44Z 91.2K followers, XXX engagements "Developing your SKILLS helps you make MONEY. MONEY helps you invest in income-generating ASSETS. ASSETS helps you to buy MORE assets. MORE assets generate more INCOME. MORE income buys more financial FREEDOM. Invest . Enjoy " [X Link](https://x.com/TheAbojani/status/1999389001334116448) 2025-12-12T08:00Z 91.2K followers, XXX engagements "A twenty-something-year-old with no financial responsibilities has the greatest financial leverage of any age group. Not because they earn more but because they have fewer constraints. Investing early gives you a runway that can't be recreated later. The cost of waiting shows up as pressure in your 30s and regret in your 40s" [X Link](https://x.com/TheAbojani/status/1992526032428036254) 2025-11-23T09:30Z 91.2K followers, 4461 engagements "How to Create Consistent Passive Cash Flow in Kenya: X. Money Market Funds X. Special Funds X. Equity Funds X. Dividend Stocks X. Capital Gains stocks X. Sacco Dividends X. Real Estate investment Trusts X. Treasury Bills X. Treasury Bonds XX. Private equity Join our #Jan 2026 Personal Finance Saving & investing masterclass and learn how to build long lasting wealth baskets #LevelUp #OwnYourFinancialJourney #AbojaniMasterclass" [X Link](https://x.com/TheAbojani/status/1993191290331103344) 2025-11-25T05:33Z 91.2K followers, 17.2K engagements "In your 30s you will meet an investment opportunity that looks too good to be true. It is very important that you walk away" [X Link](https://x.com/TheAbojani/status/1996097276675018942) 2025-12-03T06:00Z 91.2K followers, 1262 engagements ""The most important quality for an investor is temperament not intellect. You need a temperament that neither derives great pleasure from being with the crowd nor against the crowd." Warren Buffett" [X Link](https://x.com/TheAbojani/status/1996463392790364209) 2025-12-04T06:15Z 91.2K followers, XXX engagements "Sarahs take-home salary is 75k and her monthly expenses are 55k. To be financially free shell need an investment portfolio of about XXX million. If she invests 20k per month at a XX% annual return it will take her roughly XXX months or XX years to reach her financial freedom target" [X Link](https://x.com/TheAbojani/status/1996577873231065466) 2025-12-04T13:50Z 91.2K followers, 9014 engagements "Warren Buffett's Thoughts on Navigating Stock Market Volatility I have no idea what the stock markets going to do tomorrow or next week or next month or next year. If you own your stocks as an investmentjust like youd own an apartment a house or a farmlook at them as a business. If youre going to try to buy and sell them based on news or something your neighbor tells you youre not going to do well. Find a good bunch of businesses and hold them" [X Link](https://x.com/TheAbojani/status/1996878626164183540) 2025-12-05T09:45Z 91.2K followers, 3870 engagements "9 Signs of Lifestyle creep Things you once considered luxuries start to feel like needs Youre subscribed to more services than you have time for Increased debt especially high-interest credit card debt All of your extra income seems to suddenly disappear You upgrade or replace items sooner than necessary Difficulty covering one or more emergency expenses Stagnant or decreased savings rates Living paycheck to paycheck Lack of a budget" [X Link](https://x.com/TheAbojani/status/1997939335769858255) 2025-12-08T08:00Z 91.2K followers, 1899 engagements "There are X stages of venture capital: X. Pre-Seed X. Seed X. Series A X. Series B X. Series C & Beyond X. Mezzanine (Pre-IPO) X. Exit On Thursday well be discussing Accessing Venture Capital for Business and the key lessons founders can learn from the Boost Africa Programme. @EIB Zoom Link: Passcode: VCBoost" [X Link](https://x.com/TheAbojani/status/1997995639003656365) 2025-12-08T11:44Z 91.2K followers, XXX engagements "This portfolio can help you sleep well at night: XX% stocks XX% treasury bonds XX% sacco deposits XX% money market funds Whats your sleep well portfolio allocation" [X Link](https://x.com/TheAbojani/status/1998021216615932042) 2025-12-08T13:25Z 91.2K followers, 11.5K engagements "Was it a good idea for the Government to sell its Safaricom stake Vodacom has acquired the Government of Kenyas XX% stake in Safaricom PLC for KES XXXXX billion increasing its ownership to 55%. This announcement has triggered a mixed and intense public debate. Some argue that selling directly to a foreign multinational locked out local investors from participating in Kenyas largest-ever equity transaction. Others warn that giving a majority stake to a foreign entity could weaken national influence over a strategic asset. On the other hand the government emphasizes that this is not an" [X Link](https://x.com/TheAbojani/status/1998024789001166960) 2025-12-08T13:40Z 91.2K followers, 3785 engagements "WHERE SHOULD YOUR SAVINGS GO 🔹 Emergency Fund: Money Market Funds (MMFs) 🔹 Short-Term (13 years): Treasury Bills MMFs 🔹 Medium-Term (37 years): Balanced Funds Bond Funds Medium-Term Treasury Bonds 🔹 Long-Term (7+ years): Stocks Equity Funds Real Estate Pension Funds Long-Term Bonds" [X Link](https://x.com/TheAbojani/status/1999034107481743833) 2025-12-11T08:30Z 91.2K followers, 3928 engagements "Diversify your portfolio. Eva has been saving diligently and now has 500k in her opportunity fund. Instead of investing all this money in a single stock she decides to diversify. She allocates. Sh 175000 (35% stocks) Sh 150000 (30% treasury bonds) Sh 100000 (20% Sacco deposits) Sh 75000 (15% money market funds) This way if one investment performs poorly the others can offset the loss" [X Link](https://x.com/TheAbojani/status/1999046841753542690) 2025-12-11T09:21Z 91.2K followers, 9599 engagements "To succeed financially you must understand all these five: X. Earning money (job business side hustle) X. Spending money (tracking expenses budgeting needs vs. wants) X. Protecting money (insurance emergency fund risk management) X. Borrowing money (debt management) X. Transferring money (estate & succession planning)" [X Link](https://x.com/TheAbojani/status/1999083101205488119) 2025-12-11T11:45Z 91.2K followers, 3730 engagements "If you want a better life You have to be willing to pay the price of a better life. - Failing - Hard work - Waking up early - Investing money - Learning new skills - Changing your environment - Open a @cdsckenya and invest in companies listed at the @NSE_PLC" [X Link](https://x.com/TheAbojani/status/1999086841195118744) 2025-12-11T12:00Z 91.2K followers, 1007 engagements "Kenya has a better business environment compared to other countries on the continent. Adolfo Cires European Commission Boost Africa Lead Zoom Link: Passcode: VCBoost" [X Link](https://x.com/TheAbojani/status/1999156831328059673) 2025-12-11T16:38Z 91.2K followers, XXX engagements "Tech climate-smart agriculture and green energy and mobility sectors have the potential to attract VC funding in the next five years. Astou Dia Boost Africa TA Facility Lead Zoom Link: Passcode: VCBoost" [X Link](https://x.com/TheAbojani/status/1999163901204672806) 2025-12-11T17:06Z 91.2K followers, XXX engagements "5. Offshore Is Not for the Rich Its for the Future-Focused Our economy is doing well but there are still some uncertainties that we can not fully predict inflation elections tax changes interest rate swings sovereign risk global shocks. You dont wait to become wealthy to think globally. You become wealthy because you thought globally early. The people who win long-term are the ones who think in multiple currencies diversify across geographies protect themselves ahead of time and build with intention not emotion This is how generational wealth is built quietly" [X Link](https://x.com/TheAbojani/status/1999362680667189606) 2025-12-12T06:16Z 91.2K followers, XXX engagements "If you're new to offshore investing the simplest entry point is professionally managed USD-denominated pooled funds. This is where @NCBABankKenyas new offshore solutions come in. As an actual timely response to how wealth is built in a global economy. NCBA Investment Bank recently launched: The NCBA Global Equity Special Fund The NCBA Global Fixed Income Special Fund Both are USD-denominated accessible from just USD 1000 invested via diversified global ETFs managed within strict global compliance standards (FATCA AML KYC) and designed for long-term wealth preservation and growth They are part" [X Link](https://x.com/TheAbojani/status/1999362717266636822) 2025-12-12T06:16Z 91.2K followers, XXX engagements "Key Rules for Wealth Creation: X. Spend less than you earn. X. Create a budget. X. Consistently save and invest. X. Understand investment opportunities. X. Make your money work for you. X. Develop multiple income streams. X. Diversify your portfolio. X. Minimize taxes. X. Continuously learn about finances" [X Link](https://x.com/TheAbojani/status/1999369995936055702) 2025-12-12T06:45Z 91.2K followers, 1968 engagements "An investor bought 1000 shares of ABC Company at Sh10 per share. One year later the investor sold the shares for Sh13.50. The investor earned dividends of Sh900 over the one-year holding period. The investor also spent a total of Sh328 on trading commissions in order to buy and sell the shares. What is the total return" [X Link](https://x.com/TheAbojani/status/1999407673268195652) 2025-12-12T09:15Z 91.2K followers, 14.8K engagements "Your goals should guide how fast your money should grow. For future goals such as retirement childrens education or long-term wealth creation you need investments that grow faster over time such as equities equity funds or other long-term assets that can outpace inflation. For short-term goals you expect to meet in the next few years like upcoming school fees or building your emergency fund you need slow but steady growth with minimal risk. This is where instruments such as treasury bills and money market funds become ideal" [X Link](https://x.com/TheAbojani/status/1999430309822042307) 2025-12-12T10:45Z 91.2K followers, XXX engagements "For @NSE_PLC listed companies @BritamEA is one to look out for going forward Why Triple play turnarounds X. Britam Group itself X. @hfc_kenya where it has a significant stake X. Britam Asset Managers rocking again. @nderi_j" [X Link](https://x.com/TheAbojani/status/1999529706601722236) 2025-12-12T17:20Z 91.2K followers, 1906 engagements "Retirement isnt when you stop working; its when your money works for you. The earlier you start the fewer sacrifices you need to make later. Even KES 5000/month invested with an X% return compounds quietly into freedom" [X Link](https://x.com/TheAbojani/status/1999785114281095222) 2025-12-13T10:15Z 91.2K followers, XXX engagements "Imagine your weekend plans: coffee with friends a new gadget or a short getaway. Now imagine doing all that without checking your bank account constantly. That sense of financial freedom isnt magic its planning. Set limits automate savings invest consistently and make your money work silently for your life. Thats the true weekend luxury" [X Link](https://x.com/TheAbojani/status/1999807763598209056) 2025-12-13T11:45Z 91.2K followers, 1106 engagements "Saving isnt just about rainy days it is also planning for goals. KES 200/day for a trip = KES 6000/month KES 20000/month for a car = KES 240000/year Small consistent allocations add up faster than you think. Treat each goal like a mini-investment portfolio" [X Link](https://x.com/TheAbojani/status/1999815313248952519) 2025-12-13T12:15Z 91.2K followers, 3337 engagements "Aim to save or invest at least 1520 % of your takehome pay every month before adjusting lifestyle. When saving becomes a priority rather than the leftover after spending youre building financial strength consistently rather than hoping for windfalls" [X Link](https://x.com/TheAbojani/status/1999849287090364435) 2025-12-13T14:30Z 91.2K followers, XXX engagements
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
@TheAbojani Abojani Investment 🇰🇪🇺🇬🇹🇿Abojani Investment 🇰🇪🇺🇬🇹🇿 posts on X about money, investment, stocks, insurance the most. They currently have XXXXXX followers and XXX posts still getting attention that total XXXXXX engagements in the last XX hours.
Social category influence finance XXXXX% countries XXXX% currencies #2149 travel destinations XXXX% vc firms XXXX% exchanges XXXX% ncaa football XXXX%
Social topic influence money 14.89%, investment #578, stocks #1823, insurance #591, if you 3.72%, saving #517, business 3.19%, kenya #1049, debt #1478, victor #1701
Top accounts mentioned or mentioned by @cheruiyotkb @nse_investors @sokoanalyst @jogoo785 @ncbabankkenya @mmnjug @davinedavid1 @sirchanyi @nseplc @briorutz @_mosesademola @sbmbankkenya @kenyabankers @bkgroupplc @sccom @cmakenya @bkgroupplcs @mihrthakar @thesharkke @bangaizaapp
Top posts by engagements in the last XX hours
"Money market funds. Stock dividends. Treasury bonds. These terms often get thrown around like everyone already understands them. But the truth is most people dont and its costing them. The Abojani Masterclass exists to close that gap with real financial education. The kind that leaves you with both clarity and confidence. Classes run in the evenings so you dont have to pause life to make progress. Ready to start"
X Link 2025-12-07T12:30Z 91.1K followers, 2785 engagements
"Before you invest know who you are as an investor: ☑Conservative: You want peace of mind You prioritize safety Youre okay with low returns ☑Moderately Conservative: You want a higher income You prefer slow but steady growth. ☑Moderately Aggressive: You accept some degree of volatility Youre not afraid of short-term losses ☑Aggressive: You take advantage of volatility You see market declines as opportunities Understanding your profile helps you choose the right investment strategy. Learn how to save invest and build wealth the right way in the Abojani #Jan Masterclass"
X Link 2025-12-09T08:00Z 91.1K followers, 2480 engagements
"A fortress balance sheet has been the greatest strength for these companies: KCB BAT EABL Jubilee BOC DTB NCBA ICEA Lion Britam Equity Safaricom This strength has enabled them to survive shocks thrive through economic cycles and stand the test of time"
X Link 2025-12-10T06:00Z 91.1K followers, XXX engagements
"Dear Friend What type of income are you working for X. Portfolio income: Capital gains income from stocks bonds etc. X. Active income: This is earned income and requires face time. You trade hours for money. X. Passive income: Cash flow income from royalties dividend stocks bonds rent etc. Your money works for you"
X Link 2025-12-10T07:00Z 91.1K followers, 2814 engagements
"There are two common types of investment scams: X. Pyramid schemes X. Ponzi schemes These scams often share the same deceptive tactics. Operating without licenses Promising high returns with little or no risk Paying old investors using money from new investors Bombarding you with success testimonials Its unclear who actually owns or controls the operation They pressure you to invest immediately Always do your due diligence before investing. If it sounds too good to be true it probably is"
X Link 2025-12-10T07:45Z 91.2K followers, 3101 engagements
"Would you like to know how to: invest in unit trusts get into the stock market and join a SACCO Attend our sessions next month from XX - XX Jan 2026 7pm (Nairobi time) to help you learn about these topics and more. Sign up now to get XX% of your ticket purchase"
X Link 2025-12-12T13:10Z 91.2K followers, 2038 engagements
"Diversify Your Portfolio By asset class (stocks bonds real estate cash alternatives) By location (local regional global markets) By sectors (technology healthcare finance energy etc.) By investment style (growth vs. value active vs. passive) By time horizon (short-term medium-term long-term) By risk level (high-risk moderate-risk low-risk assets)"
X Link 2025-12-12T11:00Z 91.2K followers, 2725 engagements
"Insurance isnt an expense its risk management. Health life and property coverage protect your wealth from being erased overnight. Treat insurance as a foundation; investments are the walls you build on top"
X Link 2025-12-13T11:00Z 91.2K followers, XXX engagements
"Our Estimates for @SafaricomPLC H1 2026 ☑Mpesa Revenue: Ksh86.24bn vs Ksh88.1bn actual Margin error XXX% ☑Total Revenue: Ksh203bn vs Ksh199.9bn actual Margin error XXX% ☑Profits After Tax: Ksh42.75bn vs Ksh42.8bn actual #SafaricomHYResults"
X Link 2025-11-06T06:51Z 91.1K followers, 1265 engagements
"Your portfolio allocation is determined by your risk tolerance investment objectives age and life stage. Let's say you have 500K and are in your 30s you can allocate: ✅35% in stocks: 175K ✅30% in bonds: 150K ✅20% in SACCO deposits: 100K ✅15% in Money Market Funds: 75K"
X Link 2025-11-28T07:45Z 91.1K followers, 8587 engagements
"An Abojani community member portfolio 📌 MMF = 700k 📌 Sacco = 480k 📌 Stocks = 360k 📌 Insurance = 200k 📌 X Plots = 1.2m 📌 Stock for upcoming business = 300k This is the power of financial literacy discipline and consistent action. #AbojaniMasterclass"
X Link 2025-12-02T06:15Z 91.2K followers, 8905 engagements
"Sh200000 Compounded at XX% per year: In XX years: Sh541408 In XX years: Sh1465615 In XX years: Sh3967480 In XX years: Sh10740133 Imagine how much more youd build if you topped up just 5k every month"
X Link 2025-12-02T13:45Z 91.1K followers, 5271 engagements
"5 Key Things You Should Have in Place Before Retirement: X. Adequate medical insurance X. Something to live on (reliable income) X. Social capital (family/community support) X. Something to wake up for each day (purpose/fulfilment) X. Housing (own your home or rent - just make sure the rent fits your retirement income) Bonus: Pay off your loans before you retire so that you dont use your retirement income to service debts"
X Link 2025-12-03T13:25Z 91.2K followers, 1613 engagements
"Returns on risk-free cash investments may sound respectable but when you subtract the rate of inflation you may not be so impressed. If you have Sh100000 in a savings account earning XXX% interest each year in XX years your savings would be worth Sh241171. Thats a return of just over 141%. However if average inflation is about X% that Sh241171 would only be worth Sh75198 in todays terms. For significant long-term growth you need to make your money work harder"
X Link 2025-12-04T10:00Z 91.2K followers, 2191 engagements
"How much was your first ever dividend amount from stocks"
X Link 2025-12-04T13:46Z 91.2K followers, 9693 engagements
"Different categories of sector stocks on the Nairobi Bourse that you should know about: ✨Telecommunications and Technology Sector - Safaricom ✨Banking - NCBA Equity StanChart I&M KCB DTB ✨Agriculture - Kapchorua Kakuzi ✨Insurance Sector- Jubilee Sanlam CIC Kenya Re ✨Automobiles & Accessories Sector - Car & General ✨Commercial and Services - Longhorn Publishers Homeboyz Entertainment ✨Construction and Allied Sector- Bamburi Cement Crown Paints ✨Energy and Petroleum Sector - Kengen KPLC Total Kenya ✨Insurance Sector - Centum Investment Trans-Century Plc ✨Investment Services Sector- Nairobi"
X Link 2025-12-05T06:30Z 91.2K followers, 7543 engagements
"Your 20s are for experimenting. Your 30s are for building. Your 40s are for protecting. Wherever you are the right money decisions can make the next stage easier"
X Link 2025-12-05T10:00Z 91.2K followers, 2684 engagements
"The most expensive thing youll ever buy without realizing it is convenience. Delivery fees take out impulse spending shortcuts; they compound faster than interest"
X Link 2025-12-06T06:15Z 91.2K followers, 1427 engagements
"WEEKLY HIGHLIGHTS 🧵 Hope you had a great week. Here are some of the biggest stories that made headlines this week: 1) Vodafone Kenya plans to acquire XX% of the governments stake in Safaricom at KES XX per share a deal expected to raise KES XXXXX billion for the government"
X Link 2025-12-07T12:00Z 91.2K followers, 2737 engagements
"Kenya needs to meet its national obligations without increasing taxes or taking on more debt. This transaction supports that objective for four key reasons: X. Premium purchase price - Vodacom bought the stake at KSh XX per share. This transaction has gained the government a XXXX% premium on the 6-month volume weighted average price. X. Strengthened strategic partnership - Vodacom brings deep regional expertise capital capacity and technological leadership positioning Safaricom for continued growth. Not just money. X. Strong fiscal outcome for GoK - Government has already earned over KSh 540"
X Link 2025-12-08T13:40Z 91.2K followers, XXX engagements
"1. Vodacom offered a premium making it the most financially sound option. X. Kenyans are already represented - GoK + public investors collectively hold XX% nearly equal to Vodacoms 55%. X. Strategic value matters - a globally experienced majority shareholder delivers more than just capital; it accelerates innovation and competitiveness"
X Link 2025-12-08T13:40Z 91.1K followers, XXX engagements
"Before you start investing make sure your financial foundation is strong. X. Break free from the paycheck-to-paycheck cycle X. Build your emergency fund X. Set aside extra savings for investing X. Surround yourself with people who understand money well X. Invest in your health (have adequate health & life insurance) X. Always investigate before you invest. Before you put any money in take time to understand what youre investing in. Be clear about why youre investing how much you can afford how long you can commit and the risks involved. #LevelUp2026 with #Abojani Masterclass 📚"
X Link 2025-12-09T05:00Z 91.2K followers, 1038 engagements
"To be able to achieve your goals you must plan for them determine what you want and take the necessary steps to reach them. For your goals to be more effective answer these X questions: X WHAT I will build an emergency fund of KES 600000 (10 months of my monthly expenses). X WHEN I will achieve this goal in a period of X years. X HOW I will save KES 600000 over X years by saving Sh16700 per month in a money market fund. I will also allocate bonuses side income and any windfalls directly to my emergency fund and cut non-essential expenses to free up money for monthly contributions. Remember a"
X Link 2025-12-09T06:00Z 91.2K followers, 2101 engagements
"Before you invest answer these X questions: Experience: Have you invested before Objective: What is your goal for investing Time Horizon: When will you need the money Risk Tolerance: How much risk can you handle Your answers guide the right investment choices"
X Link 2025-12-09T07:15Z 91.1K followers, XXX engagements
"If the stock market went down by XX% would you: X. Sell your investments and hold cash X. Shift to FDs/Bonds X. Reduce your exposure in the stock market X. Buy more stocks"
X Link 2025-12-09T07:45Z 91.1K followers, 4240 engagements
"How do money market funds work You invest. Your money is pooled with that of other investors. A fund manager then invests it in fixed deposits government bonds and corporate bonds. These investments generate income. You receive the returns. Note: A custodian safely holds the funds assets while a trustee oversees the fund to ensure it is managed in your best interest"
X Link 2025-12-09T09:01Z 91.2K followers, 4387 engagements
"Benefits and Risks of Investing in Money Market Funds Benefits Professional management Low capital requirement Diversification High liquidity Safety (highly regulated) Potentially higher returns than a regular savings account Convenient and easy to access"
X Link 2025-12-09T09:45Z 91.1K followers, XXX engagements
"Risks Not insured by Kenya Deposit Insurance Corporation (KDIC) Inflation risk: May not keep up with inflation during high-inflation periods Credit/Default risk: An issuer of debt securities may fail to meet obligations (e.g Nakumatt) Interest rate risk: Changes in interest rates can affect fund returns Potential loss of principal (Very rare)"
X Link 2025-12-09T09:45Z 91.1K followers, XXX engagements
"There are two ways to make your money grow in the stock market: 1Through an increase in stock price (capital gain) If you bought KenGen shares at the start of the year at Sh3.75 and the price has now risen to Sh8.22 your capital gain per share is Sh4.47 per share (8.22 3.75) If you hold 10000 shares your unrealized gain is Sh44700 (10000 4.47). Remember you only realize your gain of Sh4.47 per share if you sell at Sh8.22. If you choose to hold and it further increases to Sh15.00 your capital gain would be Sh11.25 per share (15.00 3.75). However if the stock price decreases back to Sh3.75 and"
X Link 2025-12-09T12:27Z 91.2K followers, 3969 engagements
"There are two ways to make your money grow in the stock market: 1Through an increase in stock price (capital gain) If you bought KenGen shares at the start of the year at Sh3.75 and the price has now risen to Sh8.22 your capital gain per share is Sh4.47 per share (8.22 3.75) If you hold 10000 shares your unrealized gain is Sh44700 (10000 4.47). Remember you only realize your gain of Sh4.47 per share if you sell at Sh8.22. If you choose to hold and it further increases to Sh15.00 your capital gain would be Sh11.25 per share (15.00 3.75). However if the stock price decreases back to Sh3.75 and"
X Link 2025-12-09T12:28Z 91.2K followers, 5164 engagements
"To make your hard-earned money work even harder for you consider investing in: X. Stocks of listed companies X. Treasury Bills X. Unit Trusts X. Saccos X. Treasury Bonds X. Real Estate Investment Trusts (REITs) X. Fixed Deposit Accounts Learn about various aspects of investing such as stocks bonds and treasury bills Saccos and much more on long-term investing in the 73rd Abojani Masterclass"
X Link 2025-12-10T05:00Z 91.1K followers, XXX engagements
"@SirChanyi @Davinedavid1 @cheruiyotkb @mmnjug You can open a Sanlam MMF account using this link. You dont need to go to the office: Sanlam MMF:"
X Link 2025-12-10T05:18Z 91.2K followers, XX engagements
"Plan Better. Live Better. 🧵 Financial planning allows you to prepare for future expenses while staying aware of your income levels. It helps you in two powerful ways: X You save consistently Setting aside a portion of your income helps you meet future goals with confidence. X You spend intentionally You cut back on non-essential expenses and redirect that money toward what truly matters"
X Link 2025-12-10T07:05Z 91.1K followers, XXX engagements
"Diversification into the insurance business is paying off for Kenyan banks. Heres how their bancassurance units performed in Q3 2025"
X Link 2025-12-10T07:50Z 91.1K followers, 1474 engagements
"5 Risks You Should Keep in Mind as an Investor X Longevity risk - the risk of outliving your investments. X Event risk - the possibility of a sudden market downturn triggered by events such as the Covid-19 pandemic. X Inflation risk - the risk that your portfolio doesnt grow fast enough to keep up with rising prices. X Market risk - the general movements in financial markets over time. Reduce this risk through portfolio diversification. X Behavioural bias risk - the risk of letting emotions drive your investment decisions. Learn how to invest intelligently to safeguard your capital while"
X Link 2025-12-10T08:00Z 91.2K followers, XXX engagements
"If there is one single most important reason to start investing right now its the multiplier effect that occurs when earnings or dividends on your investments begin to generate their own earnings (compound interest). Albert Einstein famously called it the eighth wonder of the world. Your money makes money and then you earn even more money on the money your money makes"
X Link 2025-12-10T11:00Z 91.2K followers, 1237 engagements
"CHECKLIST BEFORE YOU START INVESTING IN REAL ESTATE X. Demand Anchor: Are there strong demand drivers nearby (offices schools hospitals universities malls) X. Tenant Profile: Does the property fit their needs (size layout security amenities) X. Connectivity: Is the property easily accessible by road rail or public transport X. The Numbers: Is the expected yield higher than your expenses"
X Link 2025-12-10T12:22Z 91.2K followers, 1226 engagements
"Many salaried professionals can relate to this. We postpone saving because we feel our income is too little. We wait for a promotion a bonus or a better job. We think the only purpose of our salary is spending. We pay everyone else but never pay ourselves. We work for years with nothing to show for our effort"
X Link 2025-12-11T06:15Z 91.2K followers, XXX engagements
"Once we recognize these patterns the next step is to break them. - Pay yourself first. - Use the 50/30/20 budgeting rule. - Save and invest consistently (If you cant save and invest Sh350 today you wont magically save Sh35000 tomorrow) Invest in yourself. - Invest in your financial education - Surround yourself with people who inspire discipline and growth. Learn how to manage your money build wealth and avoid the mistakes that cost so many people their future. #LevelUp2026"
X Link 2025-12-11T06:16Z 91.2K followers, XXX engagements
"Make these your priority on payday: ☑Pay yourself first. ☑Save & invest the surplus. ☑Spend less than you earn. ☑Pay off debts/ Reduce them. ☑Top up your emergency fund"
X Link 2025-12-11T07:00Z 91.2K followers, XXX engagements
"Dear Friend 🔹Save 🔹Avoid bad debt 🔹Live below your means 🔹Track how much you spend 🔹Get professional financial advice 🔹Budget and control your expenses 🔹Invest XX% of your household income 🔹Hold your investments for the long term 🔹Develop and use a personal financial plan 🔹Have a diversified portfolio of investments 🔹Understand the difference between needs and wants 🔹Understand the difference between liability and asset 🔹Spend considerable time learning about your investments"
X Link 2025-12-11T07:15Z 91.2K followers, XXX engagements
"Don't underestimate concepts such as X. Budgeting X. Saving money X. Managing debt X. Risk and returns X. Delayed gratification"
X Link 2025-12-11T07:45Z 91.2K followers, 1383 engagements
"# Investing in a bond fund for a year or two will not radically change your life. You may only see big results in your 10th even 20th year of investing. Lets say you invest Sh20000 every month into a bond fund earning XX% per year compounded monthly. In year X you'd have about Sh253650. In year X you'd have about Sh1633393. In year XX you'd have about Sh4600774. In year XX you'd have about Sh19785107 (This is where wealth is built) You contributed 4.8m but compounding grew it by 15m. Invest for the long term. #BritamBondPlusFund"
X Link 2025-12-11T09:45Z 91.2K followers, 2205 engagements
"There are no best investments of all time. There are only the best investments for your specific goals your time horizon your risk tolerance and your financial situation. If your goal is safety and quick access to money a money market fund might be the best option. If your goal is income bonds bond funds or dividend stocks may be best. If your goal is long-term growth stocks equity funds or ETFs might be best. Different goals need different investments"
X Link 2025-12-11T10:46Z 91.2K followers, XXX engagements
"Dear Investor US$24000 can buy you XXX shares of Amazon listed on NASDAQ"
X Link 2025-12-11T11:00Z 91.2K followers, 1063 engagements
"The theme of this years conference was: The Ownership Economy & Self-Sustenance for African Households and Businesses. Victor said that ownership is Africas next frontier the shift that will move people from being passive consumers to active creators investors and asset-holders. He emphasized that ownership isnt limited to land or big investments; it begins with the very next financial decision a person makes. He emphasized that wealth is built through habits not windfalls"
X Link 2025-12-12T05:32Z 91.2K followers, XX engagements
"Victor broke down the journey toward financial ownership into three life stages. X. In Your 20s: Build the habit before the wealth For early-career earners income may feel small or inconsistent. However this is the best time to build the foundation so start small and be consistent. Investing Ksh. 5000 Ksh. 10000 in tools like money market funds begins the discipline of saving. Many institutions including Absa offer such funds. With time and consistency even small amounts compound significantly. In your 20s your greatest asset isnt money its time"
X Link 2025-12-12T05:34Z 91.1K followers, XX engagements
"2. In Your 30s: Diversify and grow As income increases and family responsibilities emerge the investment strategy must evolve. Victor encouraged diversification through: Bonds with stronger returns Unit trusts offering mixed asset exposure Equities and shares which can generate strong capital gains Endowment and education policies that combine savings with protection"
X Link 2025-12-12T05:36Z 91.2K followers, XXX engagements
"Embracing modern investment opportunities Victor also highlighted emerging products shaping Kenyas investment landscape: Gold-backed ETFs which allow investors to tap into global gold markets without holding physical gold Tech-focused ETFs like the Satrix MSCI Index giving Kenyans access to global companies in AI tech education and healthcare The growing field of digital assets These opportunities reflect Africas growing integration into global financial markets and the need for Africans to position themselves early"
X Link 2025-12-12T05:40Z 91.2K followers, XXX engagements
"Victor said that instead of asking What should I invest in Victor urged people to ask a better question: What can I afford to risk Risk tolerance varies by age income family obligations and personality. Aligning risk with personal goals timelines and responsibilities ensures smart intentional investing"
X Link 2025-12-12T05:42Z 91.2K followers, XXX engagements
"Five Principles to guide every investor Regardless of age or income level Victor shared five timeless rules: yourself first: invest before you spend. 2.Automate your investments: consistency beats willpower. 3.Diversify: spread risk across different asset classes. 4.Remove emotions from investing: markets move in cycles. your portfolio annually: life changes so should your strategy"
X Link 2025-12-12T05:44Z 91.2K followers, XXX engagements
"Developing your SKILLS helps you make MONEY. MONEY helps you invest in income-generating ASSETS. ASSETS helps you to buy MORE assets. MORE assets generate more INCOME. MORE income buys more financial FREEDOM. Invest . Enjoy "
X Link 2025-12-12T08:00Z 91.2K followers, XXX engagements
"A twenty-something-year-old with no financial responsibilities has the greatest financial leverage of any age group. Not because they earn more but because they have fewer constraints. Investing early gives you a runway that can't be recreated later. The cost of waiting shows up as pressure in your 30s and regret in your 40s"
X Link 2025-11-23T09:30Z 91.2K followers, 4461 engagements
"How to Create Consistent Passive Cash Flow in Kenya: X. Money Market Funds X. Special Funds X. Equity Funds X. Dividend Stocks X. Capital Gains stocks X. Sacco Dividends X. Real Estate investment Trusts X. Treasury Bills X. Treasury Bonds XX. Private equity Join our #Jan 2026 Personal Finance Saving & investing masterclass and learn how to build long lasting wealth baskets #LevelUp #OwnYourFinancialJourney #AbojaniMasterclass"
X Link 2025-11-25T05:33Z 91.2K followers, 17.2K engagements
"In your 30s you will meet an investment opportunity that looks too good to be true. It is very important that you walk away"
X Link 2025-12-03T06:00Z 91.2K followers, 1262 engagements
""The most important quality for an investor is temperament not intellect. You need a temperament that neither derives great pleasure from being with the crowd nor against the crowd." Warren Buffett"
X Link 2025-12-04T06:15Z 91.2K followers, XXX engagements
"Sarahs take-home salary is 75k and her monthly expenses are 55k. To be financially free shell need an investment portfolio of about XXX million. If she invests 20k per month at a XX% annual return it will take her roughly XXX months or XX years to reach her financial freedom target"
X Link 2025-12-04T13:50Z 91.2K followers, 9014 engagements
"Warren Buffett's Thoughts on Navigating Stock Market Volatility I have no idea what the stock markets going to do tomorrow or next week or next month or next year. If you own your stocks as an investmentjust like youd own an apartment a house or a farmlook at them as a business. If youre going to try to buy and sell them based on news or something your neighbor tells you youre not going to do well. Find a good bunch of businesses and hold them"
X Link 2025-12-05T09:45Z 91.2K followers, 3870 engagements
"9 Signs of Lifestyle creep Things you once considered luxuries start to feel like needs Youre subscribed to more services than you have time for Increased debt especially high-interest credit card debt All of your extra income seems to suddenly disappear You upgrade or replace items sooner than necessary Difficulty covering one or more emergency expenses Stagnant or decreased savings rates Living paycheck to paycheck Lack of a budget"
X Link 2025-12-08T08:00Z 91.2K followers, 1899 engagements
"There are X stages of venture capital: X. Pre-Seed X. Seed X. Series A X. Series B X. Series C & Beyond X. Mezzanine (Pre-IPO) X. Exit On Thursday well be discussing Accessing Venture Capital for Business and the key lessons founders can learn from the Boost Africa Programme. @EIB Zoom Link: Passcode: VCBoost"
X Link 2025-12-08T11:44Z 91.2K followers, XXX engagements
"This portfolio can help you sleep well at night: XX% stocks XX% treasury bonds XX% sacco deposits XX% money market funds Whats your sleep well portfolio allocation"
X Link 2025-12-08T13:25Z 91.2K followers, 11.5K engagements
"Was it a good idea for the Government to sell its Safaricom stake Vodacom has acquired the Government of Kenyas XX% stake in Safaricom PLC for KES XXXXX billion increasing its ownership to 55%. This announcement has triggered a mixed and intense public debate. Some argue that selling directly to a foreign multinational locked out local investors from participating in Kenyas largest-ever equity transaction. Others warn that giving a majority stake to a foreign entity could weaken national influence over a strategic asset. On the other hand the government emphasizes that this is not an"
X Link 2025-12-08T13:40Z 91.2K followers, 3785 engagements
"WHERE SHOULD YOUR SAVINGS GO 🔹 Emergency Fund: Money Market Funds (MMFs) 🔹 Short-Term (13 years): Treasury Bills MMFs 🔹 Medium-Term (37 years): Balanced Funds Bond Funds Medium-Term Treasury Bonds 🔹 Long-Term (7+ years): Stocks Equity Funds Real Estate Pension Funds Long-Term Bonds"
X Link 2025-12-11T08:30Z 91.2K followers, 3928 engagements
"Diversify your portfolio. Eva has been saving diligently and now has 500k in her opportunity fund. Instead of investing all this money in a single stock she decides to diversify. She allocates. Sh 175000 (35% stocks) Sh 150000 (30% treasury bonds) Sh 100000 (20% Sacco deposits) Sh 75000 (15% money market funds) This way if one investment performs poorly the others can offset the loss"
X Link 2025-12-11T09:21Z 91.2K followers, 9599 engagements
"To succeed financially you must understand all these five: X. Earning money (job business side hustle) X. Spending money (tracking expenses budgeting needs vs. wants) X. Protecting money (insurance emergency fund risk management) X. Borrowing money (debt management) X. Transferring money (estate & succession planning)"
X Link 2025-12-11T11:45Z 91.2K followers, 3730 engagements
"If you want a better life You have to be willing to pay the price of a better life. - Failing - Hard work - Waking up early - Investing money - Learning new skills - Changing your environment - Open a @cdsckenya and invest in companies listed at the @NSE_PLC"
X Link 2025-12-11T12:00Z 91.2K followers, 1007 engagements
"Kenya has a better business environment compared to other countries on the continent. Adolfo Cires European Commission Boost Africa Lead Zoom Link: Passcode: VCBoost"
X Link 2025-12-11T16:38Z 91.2K followers, XXX engagements
"Tech climate-smart agriculture and green energy and mobility sectors have the potential to attract VC funding in the next five years. Astou Dia Boost Africa TA Facility Lead Zoom Link: Passcode: VCBoost"
X Link 2025-12-11T17:06Z 91.2K followers, XXX engagements
"5. Offshore Is Not for the Rich Its for the Future-Focused Our economy is doing well but there are still some uncertainties that we can not fully predict inflation elections tax changes interest rate swings sovereign risk global shocks. You dont wait to become wealthy to think globally. You become wealthy because you thought globally early. The people who win long-term are the ones who think in multiple currencies diversify across geographies protect themselves ahead of time and build with intention not emotion This is how generational wealth is built quietly"
X Link 2025-12-12T06:16Z 91.2K followers, XXX engagements
"If you're new to offshore investing the simplest entry point is professionally managed USD-denominated pooled funds. This is where @NCBABankKenyas new offshore solutions come in. As an actual timely response to how wealth is built in a global economy. NCBA Investment Bank recently launched: The NCBA Global Equity Special Fund The NCBA Global Fixed Income Special Fund Both are USD-denominated accessible from just USD 1000 invested via diversified global ETFs managed within strict global compliance standards (FATCA AML KYC) and designed for long-term wealth preservation and growth They are part"
X Link 2025-12-12T06:16Z 91.2K followers, XXX engagements
"Key Rules for Wealth Creation: X. Spend less than you earn. X. Create a budget. X. Consistently save and invest. X. Understand investment opportunities. X. Make your money work for you. X. Develop multiple income streams. X. Diversify your portfolio. X. Minimize taxes. X. Continuously learn about finances"
X Link 2025-12-12T06:45Z 91.2K followers, 1968 engagements
"An investor bought 1000 shares of ABC Company at Sh10 per share. One year later the investor sold the shares for Sh13.50. The investor earned dividends of Sh900 over the one-year holding period. The investor also spent a total of Sh328 on trading commissions in order to buy and sell the shares. What is the total return"
X Link 2025-12-12T09:15Z 91.2K followers, 14.8K engagements
"Your goals should guide how fast your money should grow. For future goals such as retirement childrens education or long-term wealth creation you need investments that grow faster over time such as equities equity funds or other long-term assets that can outpace inflation. For short-term goals you expect to meet in the next few years like upcoming school fees or building your emergency fund you need slow but steady growth with minimal risk. This is where instruments such as treasury bills and money market funds become ideal"
X Link 2025-12-12T10:45Z 91.2K followers, XXX engagements
"For @NSE_PLC listed companies @BritamEA is one to look out for going forward Why Triple play turnarounds X. Britam Group itself X. @hfc_kenya where it has a significant stake X. Britam Asset Managers rocking again. @nderi_j"
X Link 2025-12-12T17:20Z 91.2K followers, 1906 engagements
"Retirement isnt when you stop working; its when your money works for you. The earlier you start the fewer sacrifices you need to make later. Even KES 5000/month invested with an X% return compounds quietly into freedom"
X Link 2025-12-13T10:15Z 91.2K followers, XXX engagements
"Imagine your weekend plans: coffee with friends a new gadget or a short getaway. Now imagine doing all that without checking your bank account constantly. That sense of financial freedom isnt magic its planning. Set limits automate savings invest consistently and make your money work silently for your life. Thats the true weekend luxury"
X Link 2025-12-13T11:45Z 91.2K followers, 1106 engagements
"Saving isnt just about rainy days it is also planning for goals. KES 200/day for a trip = KES 6000/month KES 20000/month for a car = KES 240000/year Small consistent allocations add up faster than you think. Treat each goal like a mini-investment portfolio"
X Link 2025-12-13T12:15Z 91.2K followers, 3337 engagements
"Aim to save or invest at least 1520 % of your takehome pay every month before adjusting lifestyle. When saving becomes a priority rather than the leftover after spending youre building financial strength consistently rather than hoping for windfalls"
X Link 2025-12-13T14:30Z 91.2K followers, XXX engagements
/creator/x::TheAbojani