#  @TheAbojani Abojani Investment 🇰🇪🇺🇬🇹🇿 Abojani Investment 🇰🇪🇺🇬🇹🇿 posts on X about money, investment, stocks, if you the most. They currently have [------] followers and [---] posts still getting attention that total [------] engagements in the last [--] hours. ### Engagements: [------] [#](/creator/twitter::126913632/interactions)  - [--] Week [-------] +8.40% - [--] Month [---------] +51% - [--] Months [---------] +72% - [--] Year [----------] +7.90% ### Mentions: [---] [#](/creator/twitter::126913632/posts_active)  - [--] Week [---] -18% - [--] Month [---] +54% - [--] Months [-----] +31% - [--] Year [-----] +17% ### Followers: [------] [#](/creator/twitter::126913632/followers)  - [--] Week [------] +0.41% - [--] Month [------] +1.90% - [--] Months [------] +8.40% - [--] Year [------] +18% ### CreatorRank: [-------] [#](/creator/twitter::126913632/influencer_rank)  ### Social Influence **Social category influence** [finance](/list/finance) #3197 [countries](/list/countries) 6.07% [ncaa football](/list/ncaa-football) 2.64% [currencies](/list/currencies) 2.37% [travel destinations](/list/travel-destinations) 1.85% [cryptocurrencies](/list/cryptocurrencies) 1.06% [technology brands](/list/technology-brands) 0.53% [vc firms](/list/vc-firms) 0.26% [celebrities](/list/celebrities) 0.26% **Social topic influence** [money](/topic/money) #3330, [investment](/topic/investment) #173, [stocks](/topic/stocks) #587, [if you](/topic/if-you) #2768, [saving](/topic/saving) #452, [budgeting](/topic/budgeting) #1557, [dividend](/topic/dividend) #57, [debt](/topic/debt) #603, [retirement](/topic/retirement) #376, [kenya](/topic/kenya) #583 **Top accounts mentioned or mentioned by** [@cheruiyotkb](/creator/undefined) [@keequitybank](/creator/undefined) [@mmnjug](/creator/undefined) [@davinedavid1](/creator/undefined) [@bnf_039](/creator/undefined) [@grok](/creator/undefined) [@mihrthakar](/creator/undefined) [@nseplc](/creator/undefined) [@chibolis](/creator/undefined) [@juliusonstocks](/creator/undefined) [@jcm_ness](/creator/undefined) [@nse_investors](/creator/undefined) [@absakenya](/creator/undefined) [@bangaizaapp](/creator/undefined) [@stanchartke](/creator/undefined) [@cmakenya](/creator/undefined) [@safaricomplc](/creator/undefined) [@mytradesignals](/creator/undefined) [@daviesbrant1234](/creator/undefined) [@crazyworldclips](/creator/undefined) **Top assets mentioned** [Bitcoin (BTC)](/topic/bitcoin) [Basic Attention (BAT)](/topic/$bat) ### Top Social Posts Top posts by engagements in the last [--] hours "Investor [--] starts investing at [--] and stops investing after age [--]. He invests Ksh5000 every month for [--] years consistently. Investor [--] starts investing at [--] until age [--]. He invests Ksh5000 monthly for [--] years. Who will earn more at age [--] Using a 10% p.a interest rate" [X Link](https://x.com/TheAbojani/status/2011352519478501409) 2026-01-14T08:19Z 93.8K followers, 17.2K engagements "#MarketNews NCBA Group has launched a strategic partnership with Inchcape to accelerate the mechanisation of Kenyas agricultural sector by offering farmers up to95% financingfor 'New Holland' tractors. With unique terms including seasonal repayment plans(aligned with harvest cycles) a60-day grace period and Ksh [------] in additional working capital the partnership is designed to support Kenya's agriculture in transitioning tosustainable high-yield productivity. #NCBATwendeMbele #GoForIt https://twitter.com/i/web/status/2011381558289072149 https://twitter.com/i/web/status/2011381558289072149" [X Link](https://x.com/TheAbojani/status/2011381558289072149) 2026-01-14T10:15Z 93.6K followers, [---] engagements "Links for #1Milli Challenge [----] Britam CIC ICEA LION Sanlam See you in December tukifanya review. https://bit.ly/SANLAMEASTAFRICAMMF https://bit.ly/ICEALIONMMF https://bit.ly/CICMMF https://bit.ly/BritamBondsPlusFund https://bit.ly/SANLAMEASTAFRICAMMF https://bit.ly/ICEALIONMMF https://bit.ly/CICMMF https://bit.ly/BritamBondsPlusFund" [X Link](https://x.com/TheAbojani/status/2011423345820991982) 2026-01-14T13:01Z 93.6K followers, [---] engagements "No investment is entirely risk-free even MMFs. Theyre exposed to factors like interest rate shifts or the creditworthiness of borrowers. But in regulated environments those risks are managed carefully by fund managers and oversight bodies. The key is to choose licensed reputable providers and stay informed about your funds performance. Safety comes not from the product itself but from understanding how it works and whos managing it. https://twitter.com/i/web/status/2012423391567925550 https://twitter.com/i/web/status/2012423391567925550" [X Link](https://x.com/TheAbojani/status/2012423391567925550) 2026-01-17T07:15Z 93.7K followers, [----] engagements "NCBA Group has partnered with Inchcape to roll out a high-leverage tractor financing programme offering farmers up to 95% funding seasonal repayment plans and working capital support targeting increased mechanisation in a sector that contributes over a fifth of Kenyas GDP. #NCBATwendeMbele https://twitter.com/i/web/status/2012857875387854976 https://twitter.com/i/web/status/2012857875387854976" [X Link](https://x.com/TheAbojani/status/2012857875387854976) 2026-01-18T12:01Z 93.7K followers, [--] engagements "For opening Money Market Accounts & #1MilliChallenge2026: CIC ICEA LION Sanlam Britam https://bit.ly/BritamBondsPlusFund https://bit.ly/SANLAMEASTAFRICAMMF https://bit.ly/ICEALIONMMF https://bit.ly/CICMMF https://bit.ly/BritamBondsPlusFund https://bit.ly/SANLAMEASTAFRICAMMF https://bit.ly/ICEALIONMMF https://bit.ly/CICMMF" [X Link](https://x.com/TheAbojani/status/2013500647757205567) 2026-01-20T06:35Z 93.6K followers, [---] engagements "Sh1000000 invested in $BAT would pay out nearly Sh106157 a year" [X Link](https://x.com/TheAbojani/status/2013620055443943878) 2026-01-20T14:30Z 93.7K followers, [----] engagements "Your Asset Allocation Should Change with Age In Your 20s You likely have fewer responsibilities and debts so this is the time to invest more aggressively in equities. Higher risk now can lead to higher returns over the long term. In Your 30s & 40s Responsibilities and debts (mortgage business loans) often increase during this period. A balanced portfolio across equity treasury bills & bonds REITs balanced and bond funds helps manage risk while still allowing growth. In Your 50s and Beyond As retirement approaches focus shifts toward bonds bond funds & high-quality dividend stocks. This" [X Link](https://x.com/TheAbojani/status/2013892024366248075) 2026-01-21T08:30Z 93.6K followers, [---] engagements "You can use your Money Market Fund account to build an E-Fund. For opening Money Market Accounts & #1MilliChallenge2026 CIC ICEA LION Sanlam Britam https://bit.ly/BritamBondsPlusFund https://bit.ly/SANLAMEASTAFRICAMMF https://bit.ly/ICEALIONMMF https://bit.ly/CICMMF https://bit.ly/BritamBondsPlusFund https://bit.ly/SANLAMEASTAFRICAMMF https://bit.ly/ICEALIONMMF https://bit.ly/CICMMF" [X Link](https://x.com/TheAbojani/status/2014227978851381543) 2026-01-22T06:45Z 93.6K followers, [---] engagements "Some people make Sh600k/year. Other people make Sh1.2m/year. Without financial education both groups will live paycheck to paycheck. It isnt always about how much money you make but how much you can keep. Your salary can do more than pay bills. Learn how to convert your earned income into portfolio and passive income. #AbojaniMasterclass https://twitter.com/i/web/status/2014239290444714230 https://twitter.com/i/web/status/2014239290444714230" [X Link](https://x.com/TheAbojani/status/2014239290444714230) 2026-01-22T07:30Z 93.6K followers, [---] engagements ""Boring" investments that provide stable and predictable income: - Corporate bonds - Government bonds - MMFs - Bond funds - Fixed Deposits - Treasury Bills - REITs - Annuities - Dividend-Paying Stocks" [X Link](https://x.com/TheAbojani/status/2014242922242122201) 2026-01-22T07:45Z 93.7K followers, [----] engagements "#OnlyTheYoungSeries Spread out your wealth. Asset allocation refers to how you divvy up your capital across several asset categories. Changes in the market get smoothed out by the diversified nature of your portfolio. leaving you to sleep well at night. The key is doing it from the start and sticking to it. https://twitter.com/i/web/status/2014605306068701320 https://twitter.com/i/web/status/2014605306068701320" [X Link](https://x.com/TheAbojani/status/2014605306068701320) 2026-01-23T07:45Z 93.6K followers, [---] engagements "The Road to Financial Freedom ✅Earned monthly income from rentals ✅Earned dividends from [--] dividend stocks ✅Earned infrastructure bond coupon from CBK ✅Earned dividends on share capital from SACCO Earning passive income from different sources is a powerful strategy for building wealth and achieving financial freedom. https://twitter.com/i/web/status/2014646825362288767 https://twitter.com/i/web/status/2014646825362288767" [X Link](https://x.com/TheAbojani/status/2014646825362288767) 2026-01-23T10:30Z 93.7K followers, [----] engagements "Imagine someone ten years ago who started with Sh1000 in savings. Today they own rental property a thriving portfolio and peace of mind. The difference Financial education. Your financial freedom journey can start at the Abojani Masterclass this February. Register: Paybill: [------] Account: Your Name https://bit.ly/AbojaniFeb2026Masterclass https://bit.ly/AbojaniFeb2026Masterclass" [X Link](https://x.com/TheAbojani/status/2015288523750797750) 2026-01-25T05:00Z 93.6K followers, [----] engagements "@kenyapipeline @NCBABankKenya 5) KenGen will hold an Extraordinary General Meeting to seek shareholder approval for governance changes including restructuring the board and granting the National Treasury greater control over director appointments through a new share class and revised voting rights" [X Link](https://x.com/TheAbojani/status/2015394653768429723) 2026-01-25T12:01Z 93.8K followers, [--] engagements "Investing is not only about timing the market but about understanding the tools available to you. Stocks and bonds each serve different purposes depending on goals time horizons and risk tolerance. Without this understanding investing can feel overwhelming or unnecessarily stressful. Learning the basics creates room for patience and better judgement. Join us this Wednesday. Register here: Join Zoom Meeting: Meeting ID: [---] [----] [----] Passcode: 5PmBUu https://zoom.us/j/99569282993pwd=n2mhOGIkkJ8MVa4Z8gQFSfDbAp2eRX.1" [X Link](https://x.com/TheAbojani/status/2015415359453425914) 2026-01-25T13:24Z 93.7K followers, [---] engagements "Financial planning in your 30s Debt management 📜 Pay off the credit card every month. Pay off the car loan SACCO loan HELB etc. Buy things with cash as much as possible. Spending credit on consumerism makes you save or invest less" [X Link](https://x.com/TheAbojani/status/2015662293644611874) 2026-01-26T05:45Z 93.6K followers, [----] engagements "10 Common financial mistakes that people make due to a lack of financial literacy: [--]. Failing to save for emergencies [--]. Not planning for retirement [--]. Not seeking financial advice [--]. Borrowing for consumption [--]. Living beyond one's means [--]. Not understanding credit [--]. Lack of budgeting [--]. Falling for scams [--]. Impulse buying [--]. Not investing https://twitter.com/i/web/status/2015711804186325130 https://twitter.com/i/web/status/2015711804186325130" [X Link](https://x.com/TheAbojani/status/2015711804186325130) 2026-01-26T09:01Z 93.6K followers, [----] engagements "Asset Allocation [---] If youre currently [--] years old a simple rule of thumb is 70% in stocks and 30% in bonds. As you get older you gradually reduce risk and protect what youve already built. By retirement at age [--] your allocation could shift to 60% in bonds and 40% in stocks. However this is only a guideline. Your income stability goals risk tolerance and responsibilities matter more than age alone. https://twitter.com/i/web/status/2015768243370107058 https://twitter.com/i/web/status/2015768243370107058" [X Link](https://x.com/TheAbojani/status/2015768243370107058) 2026-01-26T12:46Z 93.7K followers, [----] engagements "Did you invest in any of our Q4 [----] stock recommendations *Returns represent the total return from the initial recommendation" [X Link](https://x.com/TheAbojani/status/2015776231849902097) 2026-01-26T13:17Z 93.9K followers, [----] engagements "10 FACTS POTENTIAL INVESTORS NEED TO KNOW ABOUT THE KENYA PIPELINE COMPANY IPO.🧵🧵 1What Exactly Is Being Offered in the IPO The Government of Kenya has approved the privatization of KPC through an Initial Public Offering on the Nairobi Securities Exchange. 65% of KPC shares will be sold to the public 35% will be retained by the Government of Kenya Post-IPO the government will be a significant minority shareholder. https://twitter.com/i/web/status/2015779228617204071 https://twitter.com/i/web/status/2015779228617204071" [X Link](https://x.com/TheAbojani/status/2015779228617204071) 2026-01-26T13:29Z 93.6K followers, [----] engagements "An investment in knowledge sticks with you. Knowledge doesn't go down in value. Stocks can tank. Real estate can crash. Businesses can go bust. But financial literacy is yours forever. Others can take away everything from you but with knowledge you can become wealthy again" [X Link](https://x.com/TheAbojani/status/2016102010567749713) 2026-01-27T10:52Z 93.6K followers, [----] engagements "50 THINGS YOU SHOULD KNOW ABOUT INVESTING IN SHARES [--]. What are shares [--]. Stock exchange [--]. Initial public offer [--]. Dividends [--]. Capital gains [--]. Bid Price [--]. Ask Price [--]. VWAP (volume-weighted average price) [--]. Closing price [--]. Supply [--]. Demand [--]. Market capitalization" [X Link](https://x.com/TheAbojani/status/2016109677931593967) 2026-01-27T11:22Z 93.6K followers, [----] engagements "13. Turnover [--]. Ticker Supply [--]. Dividend Date [--]. Book Closure Date [--]. Cum Dividend [--]. Ex-Dividend [--]. Reinvesting dividends [--]. Compounding [--]. Dollar Cost Averaging [--]. Share registrar [--]. CDS Account/brokerage account [--]. Shareholder [--]. Board [--]. Annual general meeting" [X Link](https://x.com/TheAbojani/status/2016109701667115502) 2026-01-27T11:23Z 93.6K followers, [---] engagements "27. Share buyback [--]. Investment banks [--]. Stockbrokerage firms [--]. Balance sheet [--]. Income statement [--]. Statement of Cashflow [--]. Financial analysis [--]. Valuation [--]. Competitive analysis [--]. Sector analysis [--]. Currency fluctuations [--]. Profit warnings [--]. Interim dividend" [X Link](https://x.com/TheAbojani/status/2016109723779469425) 2026-01-27T11:23Z 93.7K followers, [---] engagements "When you get a windfall (An unexpected large sum of money): ✅ Sober up ✅ Get proper advice - Objective advice with no conflict of interest ✅ Don't make hurried decisions - put the money in a liquid asset Elizabeth Irungu CFA CEO Absa Asset Management Limited @AbsaKenya @cheruiyotkb https://twitter.com/i/web/status/2016109800317161864 https://twitter.com/i/web/status/2016109800317161864" [X Link](https://x.com/TheAbojani/status/2016109800317161864) 2026-01-27T11:23Z 93.6K followers, [---] engagements "Sources of Income: 1Salary -From working a job [--] Profit -From buying and selling [--] Interest -From lending money [--] Dividend -From owning stocks [--] Rental -From renting out property [--] Capital Gains -When assets increase in value [--] Royalties -From others using your work" [X Link](https://x.com/TheAbojani/status/2016127207723196594) 2026-01-27T12:32Z 93.6K followers, [----] engagements "9 Conditions Vodacom Must Meet If It Acquires the Government of Kenyas Stake in Safaricom. Safaricom is Kenyas most profitable listed corporate entity the backbone of the countrys mobile money ecosystem a major employer a significant taxpayer and through M-Pesa a piece of national infrastructure. Any change in its ownership structure is therefore never a purely commercial event. It is economic. It is political. And inevitably it is emotional. It is within this context that discussions around Vodacom potentially acquiring the Government of Kenyas stake in Safaricom must be understood." [X Link](https://x.com/TheAbojani/status/2016134212072444059) 2026-01-27T13:00Z 93.6K followers, [---] engagements "Four personal finance tips for beginners: [--] Start as soon as you can. [--] Invest in low risk products while you are trying to find the right investment vehicle for you. [--] Commit to learning about investing. [--] Enjoy the process. #LevelUp" [X Link](https://x.com/TheAbojani/status/2016135583584723170) 2026-01-27T13:05Z 93.8K followers, [---] engagements "Over the past [--] years (20062026) [--] companies in Kenya have offered shares to the public for the first time through an Initial Public Offering (IPO). Eveready was the most successful IPO being oversubscribed more than [--] times. Will the KPC IPO break the record" [X Link](https://x.com/TheAbojani/status/2016139309242294405) 2026-01-27T13:20Z 93.7K followers, [----] engagements "Should I take a SACCO loan at 12% and invest in the Nairobi Securities Exchange @NSE_PLC #StockMarketMadeSimple" [X Link](https://x.com/TheAbojani/status/2016411328835915928) 2026-01-28T07:21Z 93.7K followers, [----] engagements "The power of stock market investing If you had invested Sh200000 in $COOP shares at the beginning of the year you would now have about Sh239248. That's a gain of about Sh39248 in less than a month" [X Link](https://x.com/TheAbojani/status/2016485209907060968) 2026-01-28T12:15Z 93.8K followers, [---] engagements "Two people can earn the same income and make opposite financial decisions and both be right. Because personal finance depends on: income stability responsibilities risk tolerance goals time horizon Thats why copying someones portfolio rarely works. Personal finance is personal. https://twitter.com/i/web/status/2016492931423572193 https://twitter.com/i/web/status/2016492931423572193" [X Link](https://x.com/TheAbojani/status/2016492931423572193) 2026-01-28T12:45Z 93.7K followers, [----] engagements "Dr. Peter Ndegwa C.B.S CEO of Safaricom PLC on the proposed 15% stake sale to Vodacom: "Safaricom remains listed on the Nairobi Securities Exchange PLC accountable to Kenyan enforcement in the country. Theres no transfer of operational control no dilution of regulatory authority and no weakening of governance standards arising from this transaction. Safaricom remains Kenyan-led Kenyan-governed and fully accountable to Kenyan institutions. Our strategic focus management approach and decision-making structures remain firmly in place." https://twitter.com/i/web/status/2016497774577995888" [X Link](https://x.com/TheAbojani/status/2016497774577995888) 2026-01-28T13:05Z 93.6K followers, [----] engagements "From a Ksh [-----] net salary and using the 50/30/20 budgeting rule roughly half goes to necessities 30% to lifestyle and personal enjoyment and 20% to savings and investments. That 20% works out to Ksh [-----] per month and it is the most important part of this entire plan. Many people rush to talk about investments without first acknowledging that you cannot invest confidently if one emergency can wipe you out. That is why the starting point here is cashlike safety. https://twitter.com/i/web/status/2016776018531430820 https://twitter.com/i/web/status/2016776018531430820" [X Link](https://x.com/TheAbojani/status/2016776018531430820) 2026-01-29T07:30Z 93.6K followers, [----] engagements "For someone earning 70K the biggest financial risk is not low returns. It is interruption of income. A job loss a medical issue or a sudden family obligation can undo years of effort if there is no buffer. This is where an emergency fund comes in. Instead of treating the entire 14K as one lump sum it helps to divide it intentionally. A practical approach is to allocate about Ksh [-----] per month into Money Market Funds split into two separate purposes. https://twitter.com/i/web/status/2016776040459239894 https://twitter.com/i/web/status/2016776040459239894" [X Link](https://x.com/TheAbojani/status/2016776040459239894) 2026-01-29T07:30Z 93.6K followers, [----] engagements "The second MMF serves a very different role. This is the opportunity fund. While the emergency fund protects you from downside the opportunity fund positions you for upside. This fund can be built gradually alongside the emergency fund targeting around Ksh [------]. Why this amount matters is psychological as much as financial" [X Link](https://x.com/TheAbojani/status/2016776084168003935) 2026-01-29T07:31Z 93.6K followers, [----] engagements "At around 100K a young professional begins to access options. You can meaningfully participate in Treasury Bills or Treasury Bonds. You can act on a business idea you can handle relocation costs for a better job you can take advantage of market opportunities without borrowing. Once this fund reaches the target the conversation naturally shifts from survival to growth including structured government securities that reward patience and consistency. https://twitter.com/i/web/status/2016776106024567114 https://twitter.com/i/web/status/2016776106024567114" [X Link](https://x.com/TheAbojani/status/2016776106024567114) 2026-01-29T07:31Z 93.6K followers, [----] engagements "On January [--] [----] the Kenyan government launched the first fully electronic public offer on the Nairobi Securities Exchange the Kenya Pipeline Company (KPC) Initial Public Offering (IPO). The IPO offers 65% of KPC's shares (11.8 billion shares) at Sh9 per share aiming to raise Sh106.3 billion (around $825 million). The offer opened on January [--] [----] and closes on February [--] [----] with allocations on March [--] and trading starting on March [--]. If you'd like to own a part of this strategic infrastructure company you can apply via: ✅USSD: 483816# ✅KPC IPO portal: ✅Through your Broker or Bank" [X Link](https://x.com/TheAbojani/status/2016798686156632519) 2026-01-29T09:00Z 93.6K followers, [---] engagements "Putting Ksh [--] million in a current account earns no interest so after [--] years its still Sh1000000. Investing the same Sh1000000 in a bond fund earning an average 10% annual return it grows to about Sh1645308 after [--] years. Accounting for inflation at 4.5% the real value of your bond fund investment is still around Sh1292000 while the money in your current account loses purchasing power with a real value of about Sh920000. https://twitter.com/i/web/status/2016817512080380322 https://twitter.com/i/web/status/2016817512080380322" [X Link](https://x.com/TheAbojani/status/2016817512080380322) 2026-01-29T10:15Z 93.6K followers, 10.9K engagements "How to Choose the Best Money Market Fund Manager [--]. Ensure the fund manager is licensed by the CMA. [--]. Check their track record and credibility. [--]. Provides regular updates on fund performance and shares details of the underlying assets. [--]. When you make a deposit you should receive almost instant confirmation or payment. [--]. Keeps you informed about current market conditions. [--]. Allows hassle-free access to your money. [--]. Good customer service [--]. Simple and smooth account setup process. [--]. Protects your information and transactions. [--]. Strong Assets Under Management (AUM) [--]. Offers" [X Link](https://x.com/TheAbojani/status/2016836347068068048) 2026-01-29T11:30Z 93.8K followers, [----] engagements "If you had Sh500000 for the stock market only which set of three businesses would you pick for some dividend income and capital gains" [X Link](https://x.com/TheAbojani/status/2016847786281447600) 2026-01-29T12:15Z 93.7K followers, 14K engagements "#ICYMI Abojani Suggested Portfolio BUY: DTB Safaricom HOLD: Equity KCB Bank ACCUMULATE: Stanbic Bank (Dividends) I&M (Dividends + Capital gains) DTB (Dividends + Capital gains) Watchlist / Satellite Portfolio: Britam" [X Link](https://x.com/TheAbojani/status/2016862730553119004) 2026-01-29T13:15Z 93.6K followers, 12.2K engagements "10. Time moves faster than income growth. If you dont intentionally increase your earning power years will pass with effort but little progress. Wealth rewards urgency and punishes delay" [X Link](https://x.com/TheAbojani/status/2017127185438372232) 2026-01-30T06:46Z 93.6K followers, [---] engagements "Choose to #LevelUp in [----] through the #Feb Masterclass" [X Link](https://x.com/TheAbojani/status/2017127213422846037) 2026-01-30T06:46Z 93.6K followers, [---] engagements "*Here are some tips for long-term investing* [--] Start early. The earlier you start investing the more time your money has to grow. [--] Invest regularly. Even if you can only invest a small amount each month it will add up over time. [--] Reinvest your earnings. This will help your money grow even faster. [--] Stay diversified. Don't put all your eggs in one basket. Spread your money across different asset classes such as stocks bonds and real estate. [--] Don't panic. The market will go up and down but over the long term it will always go up. Stay calm and don't sell when the market takes a downturn." [X Link](https://x.com/TheAbojani/status/2017157296493617628) 2026-01-30T08:45Z 93.7K followers, [----] engagements "Building a Purpose-Driven Portfolio: The Case of Absa Asset Management Funds🧵🧵 Many investors begin their journey by asking: Which fund has the best returns Even though returns matter they are only meaningful when viewed in context. A purpose-driven portfolio starts by understanding why you are investing how long you can invest for and how much risk you are comfortable taking. This approach moves investors away from chasing performance headlines and toward building portfolios that support financial goals. https://twitter.com/i/web/status/2017179867142295968" [X Link](https://x.com/TheAbojani/status/2017179867142295968) 2026-01-30T10:15Z 93.7K followers, [----] engagements "You can earn a monthly income from treasury bonds. If youre looking for passive income to help pay rent school fees medical cover or simply top up your monthly cash flow bonds are worth considering. You see government bonds pay interest every [--] months. To create a monthly income instead of putting all your money into one bond you can split your investment into six tranches and invest in bonds with different coupon payment dates (Bond laddering) This way interest payments come in every month. https://twitter.com/i/web/status/2017209934656438516" [X Link](https://x.com/TheAbojani/status/2017209934656438516) 2026-01-30T12:15Z 93.8K followers, [----] engagements "The Battle of Titans: @CRDBBankPlc vs @NMBTanzania CRDB remains Tanzanias largest bank by assets. NMB holds onto its title as the most profitable. However CRDB is edging closer just Tsh25.2bn shy. Both banks maintain strong asset quality with NPLs below 3%. Return on average equity for both stands at an impressive 29%. Double-digit growth across all key metrics. Truly a stellar performance from Tanzanias banking giants https://twitter.com/i/web/status/2017216531327861196 https://twitter.com/i/web/status/2017216531327861196" [X Link](https://x.com/TheAbojani/status/2017216531327861196) 2026-01-30T12:41Z 93.7K followers, [----] engagements "Kenya Banks' Subsidiaries in Tanzania Profit Before Tax: FY [----] 1Equity Tanzania: +140% to Tsh 69.0bn (Ksh 3.5bn) KES/TZX: [-----] (30th Jan 2026)" [X Link](https://x.com/TheAbojani/status/2017226918400028686) 2026-01-30T13:22Z 93.7K followers, [----] engagements "Which type of investor are you How you invest should match your risk appetite not the other way around. Different unit trusts cater to different investor profiles: ✅ Money Market Funds: Low-risk modest returns. Ideal if you want to preserve capital and avoid volatility. ✅ Fixed Income Funds: Balanced approach between growth and stability for investors who want steady longer term progress without extreme swings. ✅ Balanced Funds: These invest in equities as well as bonds. Higher potential returns than MMFs and FIFs with higher risk. Suitable for investors who can handle moderate risk. ✅ Equity" [X Link](https://x.com/TheAbojani/status/2017457694932598880) 2026-01-31T04:39Z 93.6K followers, [----] engagements "What's an IPO (Initial Public Offer) It's when a company (like KPC) sells shares to the public for the first time. Think of it as opening membership to a club that was previously invite-only. Now anyone can buy a piece and potentially benefit from the company's growth" [X Link](https://x.com/TheAbojani/status/2017485496935416042) 2026-01-31T06:30Z 93.9K followers, [----] engagements "Investing in stocks offers several advantages especially for anyone thinking long term about growing their money. [--] Potential for higher growth Stocks give your money the opportunity to grow faster than traditional saving or fixed-income options. Over time well-performing companies can significantly increase the value of your investment. 1/5 https://twitter.com/i/web/status/2017489271779680503 https://twitter.com/i/web/status/2017489271779680503" [X Link](https://x.com/TheAbojani/status/2017489271779680503) 2026-01-31T06:45Z 93.7K followers, [----] engagements "Why should financial planning matter to you Because money wont magically fix itself. Without a plan income comes in and goes out and years can pass with little to show for your effort. Planning is what turns earning into progress" [X Link](https://x.com/TheAbojani/status/2017496821585621175) 2026-01-31T07:15Z 93.7K followers, [---] engagements "And then theres retirement. A good retirement doesnt happen by chance. Its built slowly intentionally over time. Planning ensures that the future version of you isnt left to struggle because the present version avoided the hard conversations" [X Link](https://x.com/TheAbojani/status/2017496865223188723) 2026-01-31T07:15Z 93.7K followers, [---] engagements "At its core financial planning gives structure to your goals and direction to your money. It helps you live well now while preparing properly for what comes next" [X Link](https://x.com/TheAbojani/status/2017496888728023484) 2026-01-31T07:15Z 93.7K followers, [---] engagements "Compound growth challenges our brains. When you save for [--] years it feels slow. Then suddenly year 15-20 it explodes. That's math. The money invested early is making money on its money on its money" [X Link](https://x.com/TheAbojani/status/2017527021107060819) 2026-01-31T09:15Z 93.6K followers, [---] engagements "Many people believe financial discipline begins with budgeting but it often starts with awareness. If you have to borrow for a purchase its a sign your spending is outpacing your earnings. If your salary remains unchanged inflation is already reducing its real value" [X Link](https://x.com/TheAbojani/status/2017889408163229768) 2026-02-01T09:15Z 93.7K followers, [---] engagements "Does budgeting feels overwhelming Start simple: 50% of income on needs (rent food bills) 30% on wants (fun entertainment eating out) 20% on savings and paying down debt It's not perfect for everyone but it's a solid starting point" [X Link](https://x.com/TheAbojani/status/2017900804355641372) 2026-02-01T10:00Z 93.7K followers, [---] engagements "Did you know that fixed income bonds with a tenure of less than [--] years attract a 15% withholding tax while bonds with a tenure of more than [--] years are taxed at a lower rate of 10% Its one of the reasons long-term bonds can be more tax-efficient for investors who are able to commit their money for longer periods. https://twitter.com/i/web/status/2017927156903329884 https://twitter.com/i/web/status/2017927156903329884" [X Link](https://x.com/TheAbojani/status/2017927156903329884) 2026-02-01T11:45Z 93.8K followers, [----] engagements "@cheruiyotkb @MihrThakar @mmnjug @Davinedavid1 @ChiboliS @bangaiza_app It's an upcoming party for EABL shareholders after the listed brewer announced a record Ksh [----] interim dividend per share following the post tax profits surging 38% to Ksh [----] billion supported by volume growth and improved operational efficiencies" [X Link](https://x.com/TheAbojani/status/2017931059753619713) 2026-02-01T12:00Z 93.8K followers, [---] engagements "Airtel Africa delivered a strong nine-month performance to December [----] with revenues rising 28.3% to $4.67bn EBITDA up 35.9% and profit after tax more than doubling to $586m driven by robust data and mobile money growth. The customer base grew 10% to [-----] million while Airtel Money crossed [--] million users and annualised transaction value exceeded $210bn underscoring accelerating digital and financial inclusion across its markets. https://twitter.com/i/web/status/2017931085141725272 https://twitter.com/i/web/status/2017931085141725272" [X Link](https://x.com/TheAbojani/status/2017931085141725272) 2026-02-01T12:00Z 93.8K followers, [--] engagements "Kenya Airways has appointed former Treasury Investment Secretary and veteran Safaricom director Ms. Esther Koimett CBS as a Non-Executive Director representing its lenders effective January [--] [----] strengthening creditor oversight at the airline. The move comes as KQ continues its post-restructuring recovery with lenders now a key stakeholder alongside the Government of Kenya and KLM" [X Link](https://x.com/TheAbojani/status/2017931188346691811) 2026-02-01T12:01Z 93.8K followers, [--] engagements "@cheruiyotkb @MihrThakar @mmnjug @Davinedavid1 @ChiboliS @bangaiza_app During the week we partnered with @SterlingCapital and the @NSE to bring you a free webinar on matters of stock investing. Catch the recording here: https://vimeo.com/1159540657share=copy&fl=sv&fe=ci https://vimeo.com/1159540657share=copy&fl=sv&fe=ci" [X Link](https://x.com/TheAbojani/status/2017931214682796517) 2026-02-01T12:01Z 93.8K followers, [---] engagements "What to expect this month [--] Feb MPC Meeting [--] Feb KenGen Dividend Payment (Ksh 0.90) [--] Feb Kenya Pipeline IPO Offer Closes [--] Feb EABL Interim Dividend Book Closure (Ksh 4.00) [--] Feb BAT Kenya FY [----] Results & Dividend (if any) [--] Feb BAT Kenya Investor Briefing *Safaricom Interim Dividend Announcement https://twitter.com/i/web/status/2018195248514539545 https://twitter.com/i/web/status/2018195248514539545" [X Link](https://x.com/TheAbojani/status/2018195248514539545) 2026-02-02T05:30Z 93.8K followers, 12.3K engagements "The 50/30/20 rule with your 50k salary Needs (25k): Rent Food utilities. Wants (15k): Internet Outings Family Support. Savings (10k): MMF/SACCO. It's all laid out for you; now you can start budgeting right" [X Link](https://x.com/TheAbojani/status/2018221677008613868) 2026-02-02T07:15Z 93.9K followers, [----] engagements "This Valentine's don't just buy flowers that wither in [--] days. Open a Joint Money Market Fund (MMF) or top up your partner's SACCO shares. Flowers: KES [----] (0% return) MMF: KES [----] (12% compound interest) Real love is building a foundation that grows while you sleep. Give a gift that pays dividends for a lifetime. #AbojaniMasterclass https://twitter.com/i/web/status/2018233156516688025 https://twitter.com/i/web/status/2018233156516688025" [X Link](https://x.com/TheAbojani/status/2018233156516688025) 2026-02-02T08:00Z 93.7K followers, [----] engagements "Money is at the centre of everything you do. Money determines how far you go. Money determines what opportunities you can take advantage of. The best thing you can do for yourself is to invest in Financial Literacy. The Abojani Masterclass is the perfect beginner's class. https://twitter.com/i/web/status/2018255626984473047 https://twitter.com/i/web/status/2018255626984473047" [X Link](https://x.com/TheAbojani/status/2018255626984473047) 2026-02-02T09:30Z 93.8K followers, [---] engagements "USD39000 (about [--] million) invested in Standard Chartered's Signature CIO Funds would have earned you about USD7750 (or about [--] million) in [----]. @StanChartKE Signature CIO Funds are professionally managed pre-constructed global investment portfolios designed to help you easily access international markets. They are built using the expertise of Standard Chartereds Chief Investment Office (CIO) and invest across multiple asset classes sectors and geographies to suit different risk profiles and financial goals. You can begin your investment journey with a lump sum of USD [----] or a regular" [X Link](https://x.com/TheAbojani/status/2018290986229604514) 2026-02-02T11:50Z 93.8K followers, [----] engagements "Dear friend Create a budget and stick to it. Build an emergency savings fund to protect you from job loss or any unexpected expenses. Pay off high-interest loans. Automate your retirement contributions. Save for your childrens education. Have life insurance to protect your loved ones. Get adequate medical insurance. Understand the basics of investing. Invest at least 20% of your income. Dont try to time the market. Dont put all your investments in one asset class. Have an opportunity fund Look for ways to increase your income Have a will or estate plan to protect your assets Join a community" [X Link](https://x.com/TheAbojani/status/2018308667716538700) 2026-02-02T13:00Z 93.8K followers, [----] engagements "Invest in assets that match your risk profile and goals. Dont put your Sh64000 ($500) in Bitcoin if its money for next terms school fees" [X Link](https://x.com/TheAbojani/status/2018309786358489428) 2026-02-02T13:05Z 93.9K followers, [----] engagements "The more time you give your investments the more they can grow through compounding. Consider this. Both Kaylor and Kim are the same age. When Kaylor was [--] she started investing Sh15000 every month at an interest rate of 9% compounded monthly (average) By the time Kaylor turns [--] she will have about Sh43.98 million in her investment account. Her friend Kim however waited until he was [--] to start investing. At that point he began investing Sh25000 per month at the same 9% interest rate compounded monthly. By the time Kim turns [--] he will have about Sh28 million in his investment account. Even" [X Link](https://x.com/TheAbojani/status/2018313612121489460) 2026-02-02T13:20Z 93.8K followers, [----] engagements "Investors Please know your risk profile and choose a fund that works for you.Don't just invest because you can. @AbsaKenya @cheruiyotkb" [X Link](https://x.com/TheAbojani/status/2018334540058517644) 2026-02-02T14:43Z 93.9K followers, [---] engagements "Choose one. a. Budgeting b. Saving c. Investing or d. Paying off debt Which worries you the most" [X Link](https://x.com/TheAbojani/status/2018568914695807193) 2026-02-03T06:15Z 93.8K followers, [---] engagements "Dear Beginner Investor If you want to become a successful investor buy quality stocks when they are undervalued" [X Link](https://x.com/TheAbojani/status/2018572690118832243) 2026-02-03T06:30Z 93.6K followers, [----] engagements "Where did all the money go If you've been working for the last [--] years and earn Sh60000 per month (net) youve earned Sh7200000 in total. Question.how much did you actually save & invest 2.1m 1.4m 720k 360k 72k If you think you dont earn enough to save & invest think again. The problem isnt your salary its what you do with it. https://twitter.com/i/web/status/2018606764351004691 https://twitter.com/i/web/status/2018606764351004691" [X Link](https://x.com/TheAbojani/status/2018606764351004691) 2026-02-03T08:45Z 93.9K followers, [----] engagements "3 Personal Finance Rules to Live By [--]. Save [--] - 20% of your income [--]. Invest it regularly [--]. Reinvest dividends interest income and capital gains to benefit from the power of compounding" [X Link](https://x.com/TheAbojani/status/2018653270785343835) 2026-02-03T11:50Z 93.9K followers, [---] engagements "GLOBAL INVESTING.🧵🧵 Most Kenyan investors dont wake up chasing percentages. What we really want is simple: to grow our money responsibly protect what weve built and make sure our wealth can support the life were planning now and in the future. So when we hear that a fund delivered 20.28% annualised returns in [----] the instinct shouldnt be excitement alone should be curiosity too. How did that happen What kind of strategy makes that possible And what does it mean for someone investing from Kenya" [X Link](https://x.com/TheAbojani/status/2018660949167579490) 2026-02-03T12:20Z 93.6K followers, [----] engagements "Over the last few years affluent and emerging affluent Kenyans have become far more intentional about wealth. Many have built solid local portfolios explored NSE-listed assets fixed income or digital investment platforms begun thinking in dollars rather than shillings.yet theres a growing realisation that local markets alone are not enough" [X Link](https://x.com/TheAbojani/status/2018660971871449520) 2026-02-03T12:20Z 93.6K followers, [---] engagements "The worlds strongest growth opportunities dont move in one direction or in one place. When US equities slow down bonds or commodities may perform better. When one region struggles another accelerates. When inflation rises certain asset classes protect value better than others. Trying to time all this as an individual investor is difficult. Thats why experienced investors rely less on hot tips and more on portfolio construction how different assets work together across economic cycles. This is the philosophy behind Signature CIO Funds by Standard Chartered." [X Link](https://x.com/TheAbojani/status/2018661015911539122) 2026-02-03T12:21Z 93.8K followers, [--] engagements "Rather than focusing on picking individual stocks or markets CIO-led funds are built around a central question: How should money be allocated globally right now to balance risk and growth Signature CIO Funds are designed in partnership with Amundi a global asset manager and guided by Standard Chartereds Chief Investment Office. The portfolios invest across global equities global bonds commodities and other alternative assets. Each fund is aligned to a different risk profile from conservative to growth-oriented allowing investors to choose what suits their goals and risk appetite. The" [X Link](https://x.com/TheAbojani/status/2018661038103695868) 2026-02-03T12:21Z 93.8K followers, [--] engagements "One common myth about global investing is that its only for the ultra-wealthy. In reality these funds are structured to be practical. A USD [----] lump sum can get you started. Or a USD [---] monthly investment if you prefer consistency. There are no lock-in periods so flexibility is preserved. Performance can be tracked easily via the SC Mobile Kenya app This combination of professional management and accessibility is what makes the model appealing to both affluent and emerging affluent investors" [X Link](https://x.com/TheAbojani/status/2018661060404826474) 2026-02-03T12:21Z 93.6K followers, [---] engagements "To earn a passive income of $1000 USD (or Sh129000 per month) you need about $59200 USD (Sh7.63 million) invested in @StanChartKE Signature CIO Growth Funds" [X Link](https://x.com/TheAbojani/status/2018676269223686254) 2026-02-03T13:21Z 93.8K followers, 28.6K engagements "Guaranteed Path to Financial Freedom Earn more Invest 2030% of your income Increase investments every year Reinvest returns Repeat for [--] years" [X Link](https://x.com/TheAbojani/status/2018697432347873354) 2026-02-03T14:45Z 93.8K followers, [---] engagements "Dear Beginner Investor Educate yourself about money Get a regular income source Create a budget and stick to it Have insurance (health & life) Save (at least 10% of your income) Build an emergency fund Save for short-term goals e.g. school fees or other upcoming expenses Save for retirement Automate your financial life Buy assets instead of liabilities (let income from assets buy liabilities) Invest in income-generating assets Aim to have [--] passive income streams Join a community of investors #Abojani Keep learning https://twitter.com/i/web/status/2018931286010642538" [X Link](https://x.com/TheAbojani/status/2018931286010642538) 2026-02-04T06:15Z 93.6K followers, [----] engagements "Two Most Important Things in Investing [--] Compound returns This is the most powerful tool in a long-term investor's arsenal. A simplified example (with easy math): Over time the stock market's annualized return is roughly 10%. If you invest KES [-----] and it earns 10% in a year you'll have KES [-----] at the end of that first year - a gain of KES [----]. The second year if you earn 10% on KES [-----] or KES [----] it will bring the total to KES [-----]. Each year the returns get larger and larger in a phenomenon mathematicians call "exponential growth."" [X Link](https://x.com/TheAbojani/status/2018939003441913905) 2026-02-04T06:45Z 93.6K followers, [---] engagements "Flowers wilt. Chocolates disappear. But confidence around money lasts Gentlemen if youre thinking about a meaningful gift consider this: a financial literacy masterclass is not just a present but empowerment. Gift your #Honey wisely" [X Link](https://x.com/TheAbojani/status/2018950239533539537) 2026-02-04T07:30Z 93.6K followers, [---] engagements "It's time to check your numbers: You made it through the first month of the year.but did you actually follow the spending plan you set for yourself Surplus: 70k income - 55k expenses = 14k saved At par: 70k income - 70k expenses = [--] saved Deficit: 70k income - 80k expenses = 10k in debt Wealth creation is only possible if you spend LESS than you EARN. *Add your income and subtract your expenses to see where you currently stand. https://twitter.com/i/web/status/2018961522609856688 https://twitter.com/i/web/status/2018961522609856688" [X Link](https://x.com/TheAbojani/status/2018961522609856688) 2026-02-04T08:15Z 93.8K followers, [----] engagements "Men at Work vs. Money at Work ☑Men at Work (Human Capital) You trade your time energy and skills for a paycheck. It is finite only [--] hours in a day. Age and health issues can get in the way. Vulnerable to illness layoffs or mandatory retirement. ☑Money at Work (Financial Capital) Your money generates more money through investments. It is tireless it doesnt sleep get sick or stop at [--] hours a day. Taxed less. Requires minimal maintenance. Your goal is to reach the cross-over point where income from your money EXCEEDS your living expenses and retire the man at work. You work because you want" [X Link](https://x.com/TheAbojani/status/2018972981507108897) 2026-02-04T09:00Z 93.6K followers, [---] engagements "Learn how to make your money work for you so you can retire the man at work and start living on your terms. #AbojaniMasterclass Register today for Ksh7000 only. Mpesa Paybill No: [------] Account No: Your Name" [X Link](https://x.com/TheAbojani/status/2018973006320566738) 2026-02-04T09:00Z 93.6K followers, [---] engagements "Where do you keep your money Here are the estimated returns offered by different investment vehicles: Banks Current account return of zero Fixed Deposit Account returns of 4% to 7% p.a. Money Market Fund returns of 4% to 10% p.a. Saccos interest on deposits 8% to 12% p.a. Treasury bills return of 9.2% p.a Treasury bonds 12% to 14%" [X Link](https://x.com/TheAbojani/status/2018976735593705714) 2026-02-04T09:15Z 93.6K followers, [----] engagements "John is expecting his second child in June and his first-born son who lives in Karatina with his mother has always been his priority. Between school fees and daily expenses he says the cost of living compounded by the new CBC curriculum has made every coin matter" [X Link](https://x.com/TheAbojani/status/2018984336389763118) 2026-02-04T09:45Z 93.8K followers, [----] engagements "He admits that financial planning has never been his strong suit. Over the years he has tried multiple ventures with mixed results. In [----] he and his father invested in a parcel of land along Thika Road which turned out to be a scam. The experience prompted him to leave the real estate business entirely. https://twitter.com/i/web/status/2018984358162342062 https://twitter.com/i/web/status/2018984358162342062" [X Link](https://x.com/TheAbojani/status/2018984358162342062) 2026-02-04T09:45Z 93.8K followers, [----] engagements "Romantic gestures are nice. Strategic ones are better. This season gift more than flowers and chocolates. Gift your loved one the skills to manage grow and protect her money. A financial literacy masterclass is a gift that keeps paying dividends long after the celebrations end. https://twitter.com/i/web/status/2018987963992948817 https://twitter.com/i/web/status/2018987963992948817" [X Link](https://x.com/TheAbojani/status/2018987963992948817) 2026-02-04T10:00Z 93.9K followers, [---] engagements "And to the GenZ who aspire to be more financially disciplined: [--]. Open a Money Market Account and deposit a fixed amount on a monthly basis. Since you are younger you can even invest in riskier options like stock markets [--]. Join a Sacco early enough- become a member and get involved in matters of the Sacco building not only your net-worth but also your net-work [--]. Work hard to increase your income - learn an extra skill. If you have a business idea bring it to life work with what you have [--]. Cut down on the sherehe if you can. You don't have to party every other weekend [--]. Lastly take care of" [X Link](https://x.com/TheAbojani/status/2018991709271519658) 2026-02-04T10:15Z 93.9K followers, [----] engagements "#ICYMI Absa Group Chief Executive Officer Kenny Fihla is on a three-day working visit to Kenya marked by engagements with senior government officials regulators and leaders from the business and financial services sectors. During the visit Fihla will meet public and private sector stakeholders to discuss priorities affecting the banking industry and the wider economy including access to credit SME growth trade and infrastructure financing and the role of financial institutions in supporting economic activity across East Africa. Kenyas position as a regional financial and trade hub will" [X Link](https://x.com/TheAbojani/status/2019006908653314444) 2026-02-04T11:15Z 93.8K followers, [---] engagements "Some of the recession-resilient giants listed on NSE:" [X Link](https://x.com/TheAbojani/status/2019014361503657986) 2026-02-04T11:45Z 93.6K followers, [----] engagements "You might have heard that dividend investing needs [--] figures to matter. That it's painfully slow. That inflation eats half of it. But don't let this water you down. It doesnt matter if you receive: KES [--] KES [---] KES [----] KES [-----] KES [-------] in dividends. The most important part is staying consistent reinvesting and letting time grow your wealth. https://twitter.com/i/web/status/2019037057851486647 https://twitter.com/i/web/status/2019037057851486647" [X Link](https://x.com/TheAbojani/status/2019037057851486647) 2026-02-04T13:15Z 93.7K followers, [----] engagements "The Effect of Vodacoms Involvement on Safaricom 🧵🧵 Strategic partnerships can redefine a companys trajectory through capital and by shaping how it operates innovates and delivers value. Thats what Vodacoms acquisition of Safaricoms 15% stake from the Government of Kenya represents. https://twitter.com/i/web/status/2019038361478991874 https://twitter.com/i/web/status/2019038361478991874" [X Link](https://x.com/TheAbojani/status/2019038361478991874) 2026-02-04T13:20Z 93.7K followers, [----] engagements "Safaricom Investors mnasemaje" [X Link](https://x.com/TheAbojani/status/2019282386756730950) 2026-02-05T05:30Z 93.6K followers, 13.5K engagements "Dear Gen Z Start saving early to enjoy the benefits of compounding. If you set aside say Sh10000 every month from the age of [--] earning interest at 10% p.a. by the time you are [--] you'll have Sh38 million. However if you start at [--] with the same monthly contribution and interest rate youll have accumulated only Sh7.5 million. https://twitter.com/i/web/status/2019316419515535590 https://twitter.com/i/web/status/2019316419515535590" [X Link](https://x.com/TheAbojani/status/2019316419515535590) 2026-02-05T07:45Z 93.6K followers, [----] engagements "If you start by saving Sh5000 each month it will help you gradually build the habit confidence or financial capacity to eventually save Sh10000 per month. A smaller manageable amount makes the bigger goal less intimidating and more achievable" [X Link](https://x.com/TheAbojani/status/2019320206783353275) 2026-02-05T08:00Z 93.6K followers, [----] engagements "7 Keys to Investing Success [--]. Set tangible goals [--]. Make investing a habit [--]. Dont take unnecessary risks [--]. Have an emergency fund [--]. Understand what you're investing in [--]. Think long term. Keep time on your side [--]. Diversify Bonus: Be patient" [X Link](https://x.com/TheAbojani/status/2019331472704848028) 2026-02-05T08:45Z 93.6K followers, [---] engagements "Kisha a software engineer earns Sh150000 per month. Every month she follows the 50/30/20 rule. She allocates. Sh75000 to necessities (rent utilities groceries and transport) Sh45000 to discretionary spending & Sh30000 to savings and investments This budgeting technique has helped ensure her short-term medium-term and long-term financial goals remain on track without affecting her lifestyle. Shes living life while building a strong financial foundation for the future. https://twitter.com/i/web/status/2019346736079138878 https://twitter.com/i/web/status/2019346736079138878" [X Link](https://x.com/TheAbojani/status/2019346736079138878) 2026-02-05T09:45Z 93.8K followers, 10.3K engagements "Know the numbers that matter [--]. Inflation rate 4.4% [--]. Central bank rate 9.00% [--]. Bank lending rate 14.88% [--]. 364-Day Treasury Bills 9.2066% [--]. Long-term Govt Bonds 12%-14% pa [--]. Private sector lending 6.3% (Nov'25)" [X Link](https://x.com/TheAbojani/status/2019369301443060132) 2026-02-05T11:15Z 93.9K followers, [----] engagements "Why is it that two colleagues can have. The same job The same salary The same education The same retirement age yet one ends up retiring poor relying on children charity or government support while the other enjoys financial freedom travels pursues hobbies and leaves a legacy The difference lies in how they manage their money. One lives beyond their means succumbs to lifestyle creep accumulates consumer debt relies solely on their salary and buys liabilities instead of assets. The other delays gratification saves and invests consistently avoids high-interest debt uses debt wisely invests in" [X Link](https://x.com/TheAbojani/status/2019384330653511687) 2026-02-05T12:15Z 93.6K followers, [---] engagements "Have an emergency fund to protect yourself in the next crisis. If saving six months worth of expenses in MMF feels impossible start with just one month. Once you have that in place youll feel the peace of mind it brings and it will motivate you to save even more. Lack of an emergency fund is a major reason why many people become burdened by debt. https://twitter.com/i/web/status/2019388161097429444 https://twitter.com/i/web/status/2019388161097429444" [X Link](https://x.com/TheAbojani/status/2019388161097429444) 2026-02-05T12:30Z 93.6K followers, [---] engagements "Stocks [---] 🧵 For wealth creation the best asset class arguably is stocks. Consider this An investor who bought [-----] $NSE shares (worth Sh180000) last year walked away with about Sh427500 in profit. Share price: 31st Dec 2024: Sh6.00 31st Dec 2025: Sh20.25 Capital gain: Sh14.25 Impressive right Clearly investing in the right stocks can multiply your money but to understand how we first need to know what a share really is. https://twitter.com/i/web/status/2019391862725902623 https://twitter.com/i/web/status/2019391862725902623" [X Link](https://x.com/TheAbojani/status/2019391862725902623) 2026-02-05T12:45Z 93.8K followers, [----] engagements "A share in simple language is just part ownership in a business. In modern language it is used interchangeably with the word stock. So when we talk about NSE Safaricom or KCB these are examples of businesses where you can be a part-owner by buying a share" [X Link](https://x.com/TheAbojani/status/2019391884850839668) 2026-02-05T12:45Z 93.6K followers, [----] engagements "Let's consider another example from [----]. We have two women let's call one Mama Green and the other Mama Pink. Both of them are thinking "How can I make more money" Both of them have a Eureka moment when they see the great potential of mobile money and its promise for growth. Both of them think M-Pesa. Mama Green decides to start an empire of shops to process transactions while Mama Pink decides to buy Safaricom shares at [--] shillings per share. https://twitter.com/i/web/status/2019391906841600477 https://twitter.com/i/web/status/2019391906841600477" [X Link](https://x.com/TheAbojani/status/2019391906841600477) 2026-02-05T12:45Z 93.6K followers, [----] engagements "Fast forward to [----] eighteen years later. Mama Green is frustrated because a stream of M-Pesa shops has now formed on her street creating competition. Mama Pink on the other hand is doing well. For every shilling invested in Safaricom when it was five shillings per share today it has increased more than six-fold based on the current price of thirty shillings per share excluding dividends. https://twitter.com/i/web/status/2019391928798793758 https://twitter.com/i/web/status/2019391928798793758" [X Link](https://x.com/TheAbojani/status/2019391928798793758) 2026-02-05T12:45Z 93.6K followers, [---] engagements "Financial literacy remains a critical gap for many working professionals even as access to investment platforms increases. Tonight's X Space Investing in the Stock Market [---] is designed to provide clarity on the fundamentals of stock market investing including how markets operate how to assess opportunities and how to align investments with personal financial goals. https://twitter.com/i/web/status/2019395744361291825 https://twitter.com/i/web/status/2019395744361291825" [X Link](https://x.com/TheAbojani/status/2019395744361291825) 2026-02-05T13:00Z 93.6K followers, [---] engagements "We are a member firm of @ICIFAKENYA hence authorized to carry out investor education to the public" [X Link](https://x.com/TheAbojani/status/2019401904795627718) 2026-02-05T13:25Z 93.6K followers, [---] engagements "Retail participation in the stock market continues to grow yet many investors enter the market without a clear understanding of how equities are priced how risk works or what long-term investing truly requires. To address this we are hosting an X Space discussion on Investing in the Stock Market [---] focused on demystifying stock market investing and helping participants develop informed disciplined investment mindsets. The conversation will be led by senior professionals with deep experience in global markets and wealth management. Set reminder here: https://x.com/i/spaces/1rmxPvowponGNs=20" [X Link](https://x.com/TheAbojani/status/2019410779733209180) 2026-02-05T14:00Z 93.6K followers, [---] engagements "HAPPENING TONIGHT FROM 7PM SHARP. Topic: Investing in the Stock Market [---] Date: Thursday 5th February [----] 7pm EAT X-Space Link: https://x.com/i/spaces/1rmxPvowponGNs=20 https://x.com/i/spaces/1rmxPvowponGNs=20" [X Link](https://x.com/TheAbojani/status/2019433378311798852) 2026-02-05T15:30Z 93.6K followers, [---] engagements "You can start joining our #KnowledgeSeries X-Space featuring experts from @KeEquityBank Investment Bank https://x.com/i/spaces/1rmxPvowponGNs=20 https://x.com/i/spaces/1rmxPvowponGNs=20" [X Link](https://x.com/TheAbojani/status/2019439178052771846) 2026-02-05T15:53Z 93.6K followers, [---] engagements "Patience is your best advantage when it comes to investing in the stock markets. The art of holding longer will work well for you." Joanne Kabiru Mucheru - Head Global Market Operations @KeEquityBank Investment Bank https://x.com/i/spaces/1rmxPvowponGNs=20 https://x.com/i/spaces/1rmxPvowponGNs=20" [X Link](https://x.com/TheAbojani/status/2019444915730587965) 2026-02-05T16:16Z 93.6K followers, [---] engagements "Most investors treat investing in the stock market like gambling.thus the fear of losing all your money becomes a very foundational fear. Sometimes you start big and have bigger anxiety. Starting small can help you deal with your fears and grow your portfolio Daniel Munyua - GM for Wealth Management @KeEquityBank Investment Bank #KnowledgeSeries https://twitter.com/i/web/status/2019446229344956755 https://twitter.com/i/web/status/2019446229344956755" [X Link](https://x.com/TheAbojani/status/2019446229344956755) 2026-02-05T16:21Z 93.6K followers, [---] engagements ""The role of @KeEquityBank Investment Bank is to support you even to buy shares." Daniel Munyua - GM for Wealth Management @KeEquityBank Investment Bank https://x.com/i/spaces/1rmxPvowponGNs=20 https://x.com/i/spaces/1rmxPvowponGNs=20" [X Link](https://x.com/TheAbojani/status/2019452773985563069) 2026-02-05T16:47Z 93.6K followers, [---] engagements ""To participate in an IPO you need a CDSC account." Daniel Munyua - GM for Wealth Management @KeEquityBank Investment Bank https://x.com/i/spaces/1rmxPvowponGNs=20 https://x.com/i/spaces/1rmxPvowponGNs=20" [X Link](https://x.com/TheAbojani/status/2019453112184922250) 2026-02-05T16:48Z 93.6K followers, [---] engagements "Huge thanks to all who joined us tonight. We wish you all the best in your investing journey. #LevelUp #KnowledgeSeries" [X Link](https://x.com/TheAbojani/status/2019466361357869330) 2026-02-05T17:41Z 93.6K followers, [---] engagements "The bedrock of building wealth: Spend less than you earn. ✔ Earn more ✔ Spend less ✔ Invest the difference ✔ Reinvest the returns ✔ Rinse & repeat 🔁" [X Link](https://x.com/TheAbojani/status/2019644724391325779) 2026-02-06T05:30Z 93.8K followers, [---] engagements "An investment in knowledge pays the best dividends. The more you know the more confident you become. The Abojani Masterclass is a perfect starting point for beginner investors. #LevelUp" [X Link](https://x.com/TheAbojani/status/2019652432104501533) 2026-02-06T06:00Z 93.8K followers, [---] engagements "Long-term investing is boring by design. No daily excitement. No constant action. No dopamine hits. The real edge is Patience + discipline + time. Most investors dont lose money because they chose bad companies. They lose money because they couldnt sit still" [X Link](https://x.com/TheAbojani/status/2019663728765972611) 2026-02-06T06:45Z 93.6K followers, [----] engagements "Dear investor "Every asset has its day in the sun and its day in the doghouse." Bitcoin (YTD): (24.21%) No investment class is superior to the other. Invest in a diversified portfolio" [X Link](https://x.com/TheAbojani/status/2019667549688848884) 2026-02-06T07:00Z 93.6K followers, [---] engagements "Early in your career your biggest asset is your income. Before chasing returns: Invest in skills Increase earning power Build optionality The best investment strategy starts with a strong personal balance sheet" [X Link](https://x.com/TheAbojani/status/2019693829335417046) 2026-02-06T08:45Z 93.8K followers, [---] engagements "4. Build an Emergency Fund Unexpected costs like illness job loss car repairs are part of life. Aim to build an emergency fund that can cover at least three to six months of basic expenses. It doesnt have to happen all at once. Start small even Ksh [----] a month matters. Place this money in a separate savings account or a money market fund not in your main bank account where its easy to access" [X Link](https://x.com/TheAbojani/status/2019712885715296387) 2026-02-06T10:00Z 93.7K followers, [--] engagements "5. Avoid Quick Debt After employment credit cards mobile loans and buy now pay later offers become tempting. But debt can quietly trap you before you even build financial ground. Use debt strategically not emotionally. Borrow only for things that grow your value (like skills business or assets) not short-term gratification. If you must borrow always know your repayment plan before taking the loan. https://twitter.com/i/web/status/2019712907647336613 https://twitter.com/i/web/status/2019712907647336613" [X Link](https://x.com/TheAbojani/status/2019712907647336613) 2026-02-06T10:00Z 93.8K followers, [---] engagements "6. Start Planning for the Long Term Retirement may seem far away but its cheaper when you start early. Explore your employers pension scheme and consider topping it up with a personal plan such as a retirement benefits fund. Even small monthly contributions grow significantly through compound interest over time. Starting early gives your money time to multiply without extra effort. https://twitter.com/i/web/status/2019712929466077521 https://twitter.com/i/web/status/2019712929466077521" [X Link](https://x.com/TheAbojani/status/2019712929466077521) 2026-02-06T10:01Z 93.8K followers, [--] engagements "8 Benefits of Money Market Funds: - Low minimum investment - Regulated by the @CMAKenya - Provide portfolio diversification - Short-term parking place for funds - Offer easy access to invested capital - Better returns than fixed deposit accounts - Stable investment option to preserve capital - Help preserve the purchasing power of your money https://twitter.com/i/web/status/2019716506368565647 https://twitter.com/i/web/status/2019716506368565647" [X Link](https://x.com/TheAbojani/status/2019716506368565647) 2026-02-06T10:15Z 93.7K followers, [----] engagements "A 50% return on a Sh [-----] investment is the same as a 10% return on a Sh [-----] investment. When you focus on getting more money safely invested with a long-term objective you get fair returns while avoiding high risk investments where there are possible capital losses" [X Link](https://x.com/TheAbojani/status/2019720469272752526) 2026-02-06T10:30Z 93.7K followers, [----] engagements "The more you learn about money the more you'll invest in your future self. It's not always easy but you must refuse to rely on others (even your own kids) for survival. That should push you to focus on the opportunity cost of income-earning assets over materialism. #LevelUp: https://bit.ly/AbojaniFeb2026Masterclass https://bit.ly/AbojaniFeb2026Masterclass" [X Link](https://x.com/TheAbojani/status/2019724002260869210) 2026-02-06T10:45Z 93.6K followers, [---] engagements "In many African markets growth shows up in overcoming infrastructural gaps longer cycle customer adoption informal distribution channels cash flows that stabilize before they explode and weathering changing regulatory policies. To an investor trained on Silicon Valley dashboards this can look like underperformance. This is where most capital gets it wrong" [X Link](https://x.com/TheAbojani/status/2019728095461146909) 2026-02-06T11:01Z 93.6K followers, [--] engagements "The dominant venture capital playbook was designed for environments with predictable infrastructure deep consumer credit markets stable currencies and fast regulatory cycles. Africa operates differently. Here entrepreneurs are building missing systems payments rails last-mile logistics affordable connectivity primary healthcare access. The real foundations. And foundations take time. https://twitter.com/i/web/status/2019728117720379810 https://twitter.com/i/web/status/2019728117720379810" [X Link](https://x.com/TheAbojani/status/2019728117720379810) 2026-02-06T11:01Z 93.6K followers, [--] engagements "We will add you to our WhatsApp Group once you register for the 74th Masterclass that officially starts on Monday. Use the details below: Amount : Ksh [----] Pay bill : [------] A/C Number : Your Name We look forward to having you on board" [X Link](https://x.com/TheAbojani/status/2019746861695832184) 2026-02-06T12:15Z 93.6K followers, [---] engagements "Here is what you get from Sh200000 invested in any of these [--] listed companies with a book closure date in February: [--]. @SafaricomPLC Ksh5214 in dividends [--]. KPLC Ksh3806 in dividends. [--]. EABL Ksh3124 in dividends *Interim You can choose to reinvest the dividends and grow your number of shares leading to more dividends in the future. https://twitter.com/i/web/status/2019758171883995583 https://twitter.com/i/web/status/2019758171883995583" [X Link](https://x.com/TheAbojani/status/2019758171883995583) 2026-02-06T13:00Z 93.8K followers, 11.4K engagements "Most people fail to increase their earnings because they dont make financial literacy a priority. The end result is a scarcity mentality - believing that wealth is only for a select few. Wealth creation is a game of applied knowledge. Join our #LevelUp Masterclass starting Monday next week. https://twitter.com/i/web/status/2019774167290171465 https://twitter.com/i/web/status/2019774167290171465" [X Link](https://x.com/TheAbojani/status/2019774167290171465) 2026-02-06T14:04Z 93.7K followers, [---] engagements "Are you ready to start making better decisions with and about your finances Attend our online masterclass to improve your personal finance and investing processes. We are excited to share this class with you. Details on poster below" [X Link](https://x.com/TheAbojani/status/2019782400646008967) 2026-02-06T14:37Z 93.7K followers, [---] engagements "Dear Beginner Investor When choosing a money market fund opt for one with a solid track record reputable fund managers clear details on where it invests and one that is licensed by the CMA" [X Link](https://x.com/TheAbojani/status/2019793693557829655) 2026-02-06T15:21Z 93.7K followers, [---] engagements "An investment in knowledge sticks with you. Knowledge doesn't go down in value. Stocks can tank. Real estate can crash. Businesses can go bust. But what is in your mind is yours forever. Others can take away everything from you but with knowledge you can regain wealth" [X Link](https://x.com/TheAbojani/status/2019805206758691249) 2026-02-06T16:07Z 93.7K followers, [---] engagements "Personal finance is knowing: [--] Where your money comes from understanding your income streams and their reliability. [--] Where your money goes tracking expenses and identifying patterns. [--] How to protect what you have insurance emergency funds and risk management. [--] How to grow your money saving investing and using your resources strategically. [--] How to plan for the future retirement long-term goals and financial freedom. [--] How to make informed decisions knowing when to spend save invest or borrow. At its core personal finance means making your money work for the life you want rather than" [X Link](https://x.com/TheAbojani/status/2020003337542799550) 2026-02-07T05:15Z 93.8K followers, [---] engagements "When you diversify youre not just protecting your present youre securing your future. One generations short-term win can easily vanish without balance. A diversified portfolio becomes the bridge between earning well and leaving a legacy that lasts. Its the difference between temporary success and sustainable wealth. https://twitter.com/i/web/status/2020033536414077256 https://twitter.com/i/web/status/2020033536414077256" [X Link](https://x.com/TheAbojani/status/2020033536414077256) 2026-02-07T07:15Z 93.7K followers, [---] engagements "Every stage of financial growth; budgeting saving investing leads to one goal: autonomy. Passive income is that final step the proof that youve mastered control over your money. Its the point where your earnings outlive your effort. But its not magic. Its mathematics and mindset working hand in hand. The journey isnt glamorous but its deeply rewarding. https://twitter.com/i/web/status/2020063735352623370 https://twitter.com/i/web/status/2020063735352623370" [X Link](https://x.com/TheAbojani/status/2020063735352623370) 2026-02-07T09:15Z 93.8K followers, [---] engagements "Asset allocation isn't about picking the 'right' stock or bond. It's about spreading your investments across various asset classes to reduce risk while still positioning yourself for growth. Its the foundation of a sound investment strategy" [X Link](https://x.com/TheAbojani/status/2020067510322634809) 2026-02-07T09:30Z 93.7K followers, [---] engagements "Why do we say personal finance is personal Because its deeply tied to your unique goals and aspirations. Personal finance goes beyond numbers as the bridge that connects where you are to the life you truly want to build. Think of it like a journey. While others can guide advise and share insights they cant visualize your destination the way you can. Thats why its essential to begin with the end in mind. https://twitter.com/i/web/status/2020078834851201502 https://twitter.com/i/web/status/2020078834851201502" [X Link](https://x.com/TheAbojani/status/2020078834851201502) 2026-02-07T10:15Z 93.7K followers, [---] engagements ""I'll start saving for my son's school in November. Kwani what's the worst that could happen" Life. Life could happen" [X Link](https://x.com/TheAbojani/status/2020097709798051909) 2026-02-07T11:30Z 93.7K followers, [----] engagements "Financial literacy isnt optional its a defense against a world designed to exploit ignorance especially in this digital age. Teaching kids about money isnt just about saving or budgeting; its about giving them the tools to navigate a consumer-driven society with confidence and clarity. https://twitter.com/i/web/status/2020101484021526733 https://twitter.com/i/web/status/2020101484021526733" [X Link](https://x.com/TheAbojani/status/2020101484021526733) 2026-02-07T11:45Z 93.7K followers, [---] engagements "What can you learn from attending the Abojani Masterclass 💡 Personal Finance Basics: Master budgeting saving and managing your money effectively. 💹 Investing in Unit Trusts: Understand how pooled funds can grow your wealth. 📈 Stock Market Essentials: Learn how to get started and make informed decisions. 🔍 Identifying Investment Opportunities: Spot high-potential avenues for your money. 🏢 Business & Financial Analysis: Analyze companies for smarter investments. 💰 Valuation Techniques: Learn how to assess the true value of assets. 📜 Investing in Bills & Bonds: Explore safe fixed-income" [X Link](https://x.com/TheAbojani/status/2020105274120384827) 2026-02-07T12:00Z 93.7K followers, [---] engagements "Imagine saving and investing for years only for one hospital bill to drain it all. Insurance isnt exciting but its essential. It keeps your goals safe from lifes curveballs" [X Link](https://x.com/TheAbojani/status/2020143008167977296) 2026-02-07T14:30Z 93.7K followers, [---] engagements "Financial Mastery Awaits You This February Does not matter whether you're a beginner or looking to refine your skills this is your chance to build a solid foundation and unlock your financial potential. Mark your calendar https://bit.ly/AbojaniFeb2026Masterclass https://bit.ly/AbojaniFeb2026Masterclass" [X Link](https://x.com/TheAbojani/status/2020159367991951641) 2026-02-07T15:35Z 93.7K followers, [---] engagements "When your income isnt fixed budgeting can feel impossible but its not. Heres a quick strategy: ✅Identify your baseline needs: Rent bills food. know your monthly minimum. ✅Save more during high-earning months: Set aside 30-50% of your income to smooth out the lows. ✅Plan quarterly not monthly: This helps manage income dips and spikes. Remember inconsistent income doesnt mean inconsistent goals. https://twitter.com/i/web/status/2020369500135165971 https://twitter.com/i/web/status/2020369500135165971" [X Link](https://x.com/TheAbojani/status/2020369500135165971) 2026-02-08T05:30Z 93.8K followers, [----] engagements "Retirement planning isnt just about owning properties When you think about retirement consider more than just your investments in real estate. A well-rounded retirement plan goes far beyond that and includes: ✅ Retirement Benefits Plan: Understanding and maximizing your retirement benefits is crucial. Whether it's pensions employer-sponsored plans or government schemes ensuring that you're taking full advantage of these benefits can lay a strong foundation for your retirement income. ✅ Diversified Investment Portfolio: Building wealth for retirement requires a balanced diversified approach." [X Link](https://x.com/TheAbojani/status/2020377052826759538) 2026-02-08T06:00Z 93.6K followers, [--] engagements "Investing KES [-----] a month at 12% for [--] years isnt just saving its wealth-building. You wont have KES 2.4M. Youll have KES 10.3M. The magic Compounding. The secret Starting NOW" [X Link](https://x.com/TheAbojani/status/2020392149582332113) 2026-02-08T07:00Z 93.8K followers, [----] engagements "Even as you invest remember that good things take time and that quality always wins over quantity. A high-value portfolio will generate better long-term returns than chasing unrealistic promises of greater gains" [X Link](https://x.com/TheAbojani/status/2020395924200006107) 2026-02-08T07:15Z 93.7K followers, [---] engagements "A goal without a plan is just a wish. When it comes to money wishing wont pay your bills build your savings or grow your investments. You can dream about being debt-free owning a home or retiring comfortably but without a clear plan those dreams remain out of reach" [X Link](https://x.com/TheAbojani/status/2020411023870578938) 2026-02-08T08:15Z 93.8K followers, [---] engagements "Youve been meaning to start investing. Youve wanted to learn how bonds stocks and unit trusts actually work. Youve promised yourself youll finally take control of your finances. This is your chance. Classes start tomorrow Act now and walk away ready to rewrite your financial story. Paybill: [------] Account: Your Name https://twitter.com/i/web/status/2020429902273470827 https://twitter.com/i/web/status/2020429902273470827" [X Link](https://x.com/TheAbojani/status/2020429902273470827) 2026-02-08T09:30Z 93.8K followers, [---] engagements "Set one financial goal for the week whether its sticking to your budget or investing for the first time. Success is built on focused intentional steps" [X Link](https://x.com/TheAbojani/status/2020441222926454964) 2026-02-08T10:15Z 93.8K followers, [---] engagements "Every investment product has a role. For instance money market funds preserve liquidity bonds offer stability stocks drive growth and real estate provides tangibility. The challenge comes when people invest them without understanding. Understanding before you invest is about alignment knowing which product fits your goal. Dont buy shares when youll need the money in two months. Dont lock up funds in land when your emergency savings are thin. Smart investing is strategic matching not random collection. https://twitter.com/i/web/status/2020444998685122601" [X Link](https://x.com/TheAbojani/status/2020444998685122601) 2026-02-08T10:30Z 93.8K followers, [---] engagements "If your monthly expenses are KES [-----] today in [--] years (assuming 3% inflation) you'll need about KES [-----] per month to maintain the same lifestyle. Are your savings and investments growing fast enough to cover that" [X Link](https://x.com/TheAbojani/status/2020448772459778060) 2026-02-08T10:45Z 93.8K followers, [----] engagements "They say you should gift the greatest love of your life during Valentines. Well who better than YOU Love your future self by investing in financial knowledge this February. Join the Abojani Personal Finance masterclass or start by learning the basics of personal finance today. https://bit.ly/AbojaniFeb2026Masterclass https://bit.ly/AbojaniFeb2026Masterclass" [X Link](https://x.com/TheAbojani/status/2020452557886197813) 2026-02-08T11:00Z 93.8K followers, [---] engagements "When you are financially free you are not constantly worried about the next bill the next emergency or whether your paycheck will stretch to the end of the month. You make choices from a place of stability not survival. That mental space is priceless" [X Link](https://x.com/TheAbojani/status/2020456322131521996) 2026-02-08T11:15Z 93.8K followers, [---] engagements "The best experiences are rarely spontaneous; theyre made possible by foresight. Budgeting for life means setting aside money for the experiences that recharge you: travel hobbies date nights or simply rest. The irony is that people who budget are often freer than those who dont. They dont say theyre broke because theyre always prepared. https://twitter.com/i/web/status/2020460097231626741 https://twitter.com/i/web/status/2020460097231626741" [X Link](https://x.com/TheAbojani/status/2020460097231626741) 2026-02-08T11:30Z 93.8K followers, [---] engagements "Weekly Highlights 🧵 Here are some of the biggest stories that made headlines this week: [--]. The week started on a strong note as Kenyan banks subsidiaries in Tanzania released their FY [----] results. KCB remained the undisputed leader in absolute profitability while Equity Bank Tanzania recorded the fastest profit growth. All Kenyan bank subsidiaries in Tanzania made a combined profit after tax of Tsh [-----] bn (Ksh [----] bn)" [X Link](https://x.com/TheAbojani/status/2020467683079131510) 2026-02-08T12:00Z 93.8K followers, [----] engagements "@cheruiyotkb @Davinedavid1 @mmnjug @MihrThakar @alykhansatchu @thesharkke @mytradesignals @ChiboliS [--]. DTB continues to be the largest Kenyan subsidiary in Tanzania by assets. KCB stands out as the most efficient while Equity Bank Tanzania leads in asset quality and has the highest return on average equity" [X Link](https://x.com/TheAbojani/status/2020467711839474153) 2026-02-08T12:00Z 93.8K followers, [---] engagements "The difference between stress and freedom often comes down to one thing; financial literacy. Think about it: two people can earn the same income yet one builds a house invests in assets and retires comfortably while the other constantly feels broke. The difference isnt effort its knowledge. The Abojani Masterclass gives you that edge. In three weeks youll learn the skills to not only manage what you earn today but also grow it for tomorrow. Well cover everything from how to build a budget you can actually stick to to making sense of investment opportunities to understanding money markets and" [X Link](https://x.com/TheAbojani/status/2020497848681353227) 2026-02-08T14:00Z 93.8K followers, [---] engagements "You need mind skills and tools to manage your money well. Mind alonebeing aware of your spending isnt enough. Skillslike budgeting analyzing investments or understanding credit turn awareness into action. Toolswhether its a simple spreadsheet an app or a financial planner these help you stay organized and track progress. https://twitter.com/i/web/status/2020512968723554458 https://twitter.com/i/web/status/2020512968723554458" [X Link](https://x.com/TheAbojani/status/2020512968723554458) 2026-02-08T15:00Z 93.8K followers, [----] engagements "To be a great investor does not mean starting with all the answers it means allowing yourself to learn as you go. Markets shift strategies evolve and mistakes happen but each decision whether good or bad becomes part of your education. The best investors are not those who avoid failure but those who adapt refine and grow from every experience. https://twitter.com/i/web/status/2020535594821009901 https://twitter.com/i/web/status/2020535594821009901" [X Link](https://x.com/TheAbojani/status/2020535594821009901) 2026-02-08T16:30Z 93.8K followers, [---] engagements "Good morning Legends" [X Link](https://x.com/TheAbojani/status/2020726598664663335) 2026-02-09T05:08Z 93.8K followers, [---] engagements "Topics That Will Be Covered in the 74th Abojani Masterclass [--]. Personal Finance - Financial planning - Budgeting - Emergency Fund - Debt management - Home ownership - Retirement planning - Earning Passive Income" [X Link](https://x.com/TheAbojani/status/2020743219663774135) 2026-02-09T06:15Z 93.8K followers, [---] engagements "@Davinedavid1 @mmnjug @cheruiyotkb [--]. Unit Trusts - Money Market Funds (MMFs) - Equity Funds (EFs) - Fixed-income funds - Balanced funds - How to earn passive income using Unit Trusts - Factors to consider when choosing Unit Trusts" [X Link](https://x.com/TheAbojani/status/2020743242912854251) 2026-02-09T06:15Z 93.8K followers, [---] engagements "@Davinedavid1 @mmnjug @cheruiyotkb [--]. Investing in Stock Market - How the stock market works - How to pick a good stock - How to earn passive income in the stock market - Investment opportunities in the stock market - How to buy and sell shares - Top stock brokers in Kenya - Dividend stocks" [X Link](https://x.com/TheAbojani/status/2020743264668688399) 2026-02-09T06:15Z 93.8K followers, [---] engagements "@Davinedavid1 @mmnjug @cheruiyotkb [--]. Identifying Companies to Invest in - Screening Investment opportunities in the stock market. - How to pick good stocks and hidden gems - Stocks checklist - Stocks we should avoid - Monitoring your portfolio of shares - Portfolio rebalancing and reallocation are periodically" [X Link](https://x.com/TheAbojani/status/2020743286474870990) 2026-02-09T06:15Z 93.8K followers, [---] engagements "@Davinedavid1 @mmnjug @cheruiyotkb [--]. Investing in Treasury Bills and Bonds - How to open a CDS Account - How to invest in T-Bills and Bonds - Competitive bidding and non-competitive bidding - Auction results - Payment for an auction - Maturity of T- Bills and bonds" [X Link](https://x.com/TheAbojani/status/2020743373460529638) 2026-02-09T06:15Z 93.8K followers, [---] engagements "The classes will be held on Zoom every Monday Tuesday and Thursday from [--] pm to [--] pm EAT for [--] weeks. By the end of the masterclass you'll develop a strong money mindset gain practical skills and have the tools you need to start your journey toward financial freedom. Payment Details M-Pesa Paybill no: [------] Account no: Your Name https://twitter.com/i/web/status/2020743398018208201 https://twitter.com/i/web/status/2020743398018208201" [X Link](https://x.com/TheAbojani/status/2020743398018208201) 2026-02-09T06:15Z 93.8K followers, [---] engagements "Investor [--] has held BAT shares worth Sh200000 for [--] years and has reinvested dividends each year. Investor [--] has held BAT shares worth Sh300000 for [--] years but has withdrawn all his dividends. Who is likely to earn more dividends this year" [X Link](https://x.com/TheAbojani/status/2020765949800910948) 2026-02-09T07:45Z 93.9K followers, 18K engagements "Most people rush to ask Which stock should I buy The better question is: Is my personal finance house in order Before stocks: ✅Emergency fund (36 months) ✅No high-interest debt ✅Stable monthly cash flow Stocks can grow your wealth but you have to start with the basics. https://twitter.com/i/web/status/2020777384253755744 https://twitter.com/i/web/status/2020777384253755744" [X Link](https://x.com/TheAbojani/status/2020777384253755744) 2026-02-09T08:30Z 93.8K followers, [----] engagements "Some peoples income ends with a salary. Others go beyond salary. They earn from fixed deposits capital gains rental income dividends from Saccos REITs & stocks and coupons from bonds. One group works for money. The other makes money work for them. The difference. Financial education. Understanding how money works and putting that knowledge into action. Join our masterclass this month and discover practical ways to save invest and grow your wealth https://twitter.com/i/web/status/2020788606055465239 https://twitter.com/i/web/status/2020788606055465239" [X Link](https://x.com/TheAbojani/status/2020788606055465239) 2026-02-09T09:15Z 93.8K followers, [----] engagements "Dear Beginner Investor When investing consider putting your money into fundamentally strong companies with a proven track record of consistent growth. Focus on companies with robust financials minimal debt and a leading position in their respective industry" [X Link](https://x.com/TheAbojani/status/2020811326285627766) 2026-02-09T10:45Z 93.9K followers, [----] engagements "Avoid Lifestyle Inflation As your income rises dont fall into the trap of spending more. Instead of increasing discretionary spending allocate half of your salary raise to your investment portfolio" [X Link](https://x.com/TheAbojani/status/2020815105596817557) 2026-02-09T11:00Z 93.8K followers, [---] engagements "Which African country has the largest number of listed companies a. South Africa b. Nigeria c. Egypt d. Kenya" [X Link](https://x.com/TheAbojani/status/2020844722713927869) 2026-02-09T12:58Z 93.8K followers, [----] engagements "According to data from @KNBStats Meru is Kenyas top agricultural contributor with an 8.1% share of national agricultural GDP in 2024" [X Link](https://x.com/TheAbojani/status/2020849003936494021) 2026-02-09T13:15Z 93.8K followers, [----] engagements "Are you making the most out of your salary Do you practice prudent financial habits that include living within your means Your salary isn't a "passport" for unplanned loans. Think about the need for credit before signing on the dotted line. #LevelUp in the Abojani Masterclass. The masterclass starts in less than [--] hours. Sign up now: Mpesa Paybill No: [------] Account No: Your Name Once you pay we'll add you to the WhatsApp Group. See you there https://twitter.com/i/web/status/2020868022911549646 https://twitter.com/i/web/status/2020868022911549646" [X Link](https://x.com/TheAbojani/status/2020868022911549646) 2026-02-09T14:30Z 93.8K followers, [----] engagements "Masaa ni ya watu wa last minute✨✨ We are super thrilled to be hosting attendees for Abojanis 74th online masterclass from today until 27th February [----] between [--] PM (Kenya time). We have so much in store for all our participants and cant wait to share financial knowledge that will help you secure a better future. If you have not yet registered kindly do so before the registration window closes. Ni 7k. Mpesa Paybill No: [------] Account No: Your Name https://twitter.com/i/web/status/2020879291102212485 https://twitter.com/i/web/status/2020879291102212485" [X Link](https://x.com/TheAbojani/status/2020879291102212485) 2026-02-09T15:15Z 93.8K followers, [---] engagements "Saving [---] [--]. Create and follow a realistic spending plan. Make a list of expenses and allocate a reasonable budget for each. Use it to guide your spending. [--]. Pay yourself first. Set aside a portion of your income in a savings/investment account. Use the rest for your necessities and wants. [--]. Don't spend more than you make. Reduce wants and prioritize needs. https://twitter.com/i/web/status/2021102059068477867 https://twitter.com/i/web/status/2021102059068477867" [X Link](https://x.com/TheAbojani/status/2021102059068477867) 2026-02-10T06:00Z 93.9K followers, [---] engagements "Happening today. Monetary Policy Committee (MPC) meeting. The Central Bank Rate (CBR) currently stands at 9.00% following a [--] basis point cut in December [----]. Since June [----] the MPC has reduced the Central Bank Rate (CBR) by [---] basis points. What are your expectations https://twitter.com/i/web/status/2021118236721369512 https://twitter.com/i/web/status/2021118236721369512" [X Link](https://x.com/TheAbojani/status/2021118236721369512) 2026-02-10T07:05Z 93.9K followers, [---] engagements "5 Reasons Why You Need to Invest [--]. Preserve the value of your money. [--]. Build wealth through the power of compounding. [--]. Generate an additional income stream and diversify your income sources. [--]. Ensure financial security in the future (retirement). [--]. Achieve your financial goals faster. https://twitter.com/i/web/status/2021133457624031299 https://twitter.com/i/web/status/2021133457624031299" [X Link](https://x.com/TheAbojani/status/2021133457624031299) 2026-02-10T08:05Z 93.9K followers, [---] engagements "This question will save you from unnecessary spending. Is this a necessity or a want A need (must-have) is a basic necessity you cannot live without e.g. rent groceries transportation insurance. A want (nice-to-have) is something that improves your lifestyle but isnt essential e.g. dining out gadgets or luxury items. https://twitter.com/i/web/status/2021147739074023558 https://twitter.com/i/web/status/2021147739074023558" [X Link](https://x.com/TheAbojani/status/2021147739074023558) 2026-02-10T09:02Z 93.9K followers, [---] engagements "Job loss isn't as scary when you have: - An emergency fund - Investments - Social capital Build an emergency fund covering [---] months of expenses invest 20% of your take-home pay and upgrade your circle of friends" [X Link](https://x.com/TheAbojani/status/2021150938879189364) 2026-02-10T09:15Z 93.9K followers, [---] engagements "Savings vs. Investing ☑ Saving: For emergencies and short-term goals e.g. a travel fund school fees insurance premiums planned purchases. Keep this money in low-risk options such as fixed deposits or MMFs. ☑ Investing: For long-term goals. Allocate this money to growth-focused investments such as stocks equity funds. The goal is to grow money and create wealth. https://twitter.com/i/web/status/2021166204346364054 https://twitter.com/i/web/status/2021166204346364054" [X Link](https://x.com/TheAbojani/status/2021166204346364054) 2026-02-10T10:15Z 93.9K followers, [----] engagements "Business analysis comes before the ticker. Before buying a stock the first question is not Will this company survive It is How does this business actually make money Is revenue predictable or cyclical Are costs controllable or structural Does the company have pricing power or is it at the mercy of the market Airlines media houses and telcos may all be household names but they are very different businesses with very different risk profiles. Understanding the business model is the foundation. Without it every investment is a gamble disguised as conviction" [X Link](https://x.com/TheAbojani/status/2021185064638296272) 2026-02-10T11:30Z 93.9K followers, [---] engagements "Financial analysis tells you where the pressure is. Stories live in headlines and risk lives in the numbers. Debt levels cash flow margins return on equity these are not academic metrics. They tell you who can survive a downturn who needs constant refinancing who is one bad year away from dilution or collapse A company can be profitable and still be financially fragile. Many investors learn this only after the share price teaches them. https://twitter.com/i/web/status/2021185086696116723 https://twitter.com/i/web/status/2021185086696116723" [X Link](https://x.com/TheAbojani/status/2021185086696116723) 2026-02-10T11:30Z 93.9K followers, [---] engagements "Management matters more than most people admit. In theory numbers drive stocks. In practice people do. Capital allocation decisions transparency governance and strategic discipline separate companies that compound value from those that destroy it slowly then suddenly. When management is weak no amount of patriotism brand loyalty or hope will save your investment" [X Link](https://x.com/TheAbojani/status/2021185108883984613) 2026-02-10T11:30Z 93.9K followers, [---] engagements "Without Financial Literacy you may be steering a ship with the holes in the bottom. #LevelUp" [X Link](https://x.com/TheAbojani/status/2021192584392004012) 2026-02-10T12:00Z 93.9K followers, [---] engagements "There are other ways to create monthly income aside from rentals: Money market funds Bond funds Treasury bonds (bond laddering) Dividends (offshore stocks) Annuities Business / side hustles High-yield savings accounts Book royalties" [X Link](https://x.com/TheAbojani/status/2021211439420117418) 2026-02-10T13:15Z 93.9K followers, [----] engagements "Kenya's Companies Act allows squeeze-out at 50% ownership but here's the critical constraint: foreign shareholders cannot hold more than 75% of shares in a publicly listed Kenyan company. Even if Vodacom wanted full control they'd hit a legal ceiling at 75%. Getting there from 55% would require buying another 20% with Government consent regulatory approval and shareholder votes. Could Vodacom delist Safaricom from the NSE https://twitter.com/i/web/status/2021216406855918035 https://twitter.com/i/web/status/2021216406855918035" [X Link](https://x.com/TheAbojani/status/2021216406855918035) 2026-02-10T13:35Z 93.9K followers, [---] engagements ""Investing in the stock markets means buying shares of listed companies. When you buy a share you become a part owner of the company and benefit as the company grows." Joanne Kabiru Mucheru - Head Global Market Operations @KeEquityBank Investment Bank #KnowledgeSeries" [X Link](https://x.com/TheAbojani/status/2019442181237293169) 2026-02-05T16:05Z 94K followers, [---] engagements ""Generally a strong company tends to generate strong revenues and good profits." Joanne Kabiru Mucheru - Head Global Market Operations @KeEquityBank Investment Bank" [X Link](https://x.com/TheAbojani/status/2019451534799413309) 2026-02-05T16:42Z 94K followers, [---] engagements "#ICYDK BK Group is the only listed company on the NSE that has a Dividend Reinvestment Plan (DRIP)" [X Link](https://x.com/TheAbojani/status/2022215564370776572) 2026-02-13T07:45Z 94K followers, [----] engagements "Dear Salaried Professional Salo ya Jan bado iko. Why work [---] hours a month - [--] to [--] five days a week - just to spend it all in a few days You dont even take an hour to think about managing protecting and growing your money. If you want to get ahead in your financial life dont just work for money; pay yourself first. Follow the 50/30/20 rule and let your money work for you. #LevelUp in the Abojani Masterclass https://twitter.com/i/web/status/2022287171474932217 https://twitter.com/i/web/status/2022287171474932217" [X Link](https://x.com/TheAbojani/status/2022287171474932217) 2026-02-13T12:30Z 94K followers, [---] engagements "If you've tried flowers chocolates dinner dates surprise getaways perfumes teddy bears handwritten letters or expensive gifts. but it hasnt worked before. maybe its time to invest in something that truly lasts: understanding money building wealth and creating a future you both can enjoy. #AbojaniMasterclass https://twitter.com/i/web/status/2022302403610005794 https://twitter.com/i/web/status/2022302403610005794" [X Link](https://x.com/TheAbojani/status/2022302403610005794) 2026-02-13T13:30Z 94K followers, [---] engagements Limited data mode. Full metrics available with subscription: lunarcrush.com/pricing
@TheAbojani Abojani Investment 🇰🇪🇺🇬🇹🇿
Abojani Investment 🇰🇪🇺🇬🇹🇿 posts on X about money, investment, stocks, if you the most. They currently have [------] followers and [---] posts still getting attention that total [------] engagements in the last [--] hours.
Engagements: [------] #
- [--] Week [-------] +8.40%
- [--] Month [---------] +51%
- [--] Months [---------] +72%
- [--] Year [----------] +7.90%
Mentions: [---] #
- [--] Week [---] -18%
- [--] Month [---] +54%
- [--] Months [-----] +31%
- [--] Year [-----] +17%
Followers: [------] #
- [--] Week [------] +0.41%
- [--] Month [------] +1.90%
- [--] Months [------] +8.40%
- [--] Year [------] +18%
CreatorRank: [-------] #
Social Influence
Social category influence finance #3197 countries 6.07% ncaa football 2.64% currencies 2.37% travel destinations 1.85% cryptocurrencies 1.06% technology brands 0.53% vc firms 0.26% celebrities 0.26%
Social topic influence money #3330, investment #173, stocks #587, if you #2768, saving #452, budgeting #1557, dividend #57, debt #603, retirement #376, kenya #583
Top accounts mentioned or mentioned by @cheruiyotkb @keequitybank @mmnjug @davinedavid1 @bnf_039 @grok @mihrthakar @nseplc @chibolis @juliusonstocks @jcm_ness @nse_investors @absakenya @bangaizaapp @stanchartke @cmakenya @safaricomplc @mytradesignals @daviesbrant1234 @crazyworldclips
Top assets mentioned Bitcoin (BTC) Basic Attention (BAT)
Top Social Posts
Top posts by engagements in the last [--] hours
"Investor [--] starts investing at [--] and stops investing after age [--]. He invests Ksh5000 every month for [--] years consistently. Investor [--] starts investing at [--] until age [--]. He invests Ksh5000 monthly for [--] years. Who will earn more at age [--] Using a 10% p.a interest rate"
X Link 2026-01-14T08:19Z 93.8K followers, 17.2K engagements
"#MarketNews NCBA Group has launched a strategic partnership with Inchcape to accelerate the mechanisation of Kenyas agricultural sector by offering farmers up to95% financingfor 'New Holland' tractors. With unique terms including seasonal repayment plans(aligned with harvest cycles) a60-day grace period and Ksh [------] in additional working capital the partnership is designed to support Kenya's agriculture in transitioning tosustainable high-yield productivity. #NCBATwendeMbele #GoForIt https://twitter.com/i/web/status/2011381558289072149 https://twitter.com/i/web/status/2011381558289072149"
X Link 2026-01-14T10:15Z 93.6K followers, [---] engagements
"Links for #1Milli Challenge [----] Britam CIC ICEA LION Sanlam See you in December tukifanya review. https://bit.ly/SANLAMEASTAFRICAMMF https://bit.ly/ICEALIONMMF https://bit.ly/CICMMF https://bit.ly/BritamBondsPlusFund https://bit.ly/SANLAMEASTAFRICAMMF https://bit.ly/ICEALIONMMF https://bit.ly/CICMMF https://bit.ly/BritamBondsPlusFund"
X Link 2026-01-14T13:01Z 93.6K followers, [---] engagements
"No investment is entirely risk-free even MMFs. Theyre exposed to factors like interest rate shifts or the creditworthiness of borrowers. But in regulated environments those risks are managed carefully by fund managers and oversight bodies. The key is to choose licensed reputable providers and stay informed about your funds performance. Safety comes not from the product itself but from understanding how it works and whos managing it. https://twitter.com/i/web/status/2012423391567925550 https://twitter.com/i/web/status/2012423391567925550"
X Link 2026-01-17T07:15Z 93.7K followers, [----] engagements
"NCBA Group has partnered with Inchcape to roll out a high-leverage tractor financing programme offering farmers up to 95% funding seasonal repayment plans and working capital support targeting increased mechanisation in a sector that contributes over a fifth of Kenyas GDP. #NCBATwendeMbele https://twitter.com/i/web/status/2012857875387854976 https://twitter.com/i/web/status/2012857875387854976"
X Link 2026-01-18T12:01Z 93.7K followers, [--] engagements
"For opening Money Market Accounts & #1MilliChallenge2026: CIC ICEA LION Sanlam Britam https://bit.ly/BritamBondsPlusFund https://bit.ly/SANLAMEASTAFRICAMMF https://bit.ly/ICEALIONMMF https://bit.ly/CICMMF https://bit.ly/BritamBondsPlusFund https://bit.ly/SANLAMEASTAFRICAMMF https://bit.ly/ICEALIONMMF https://bit.ly/CICMMF"
X Link 2026-01-20T06:35Z 93.6K followers, [---] engagements
"Sh1000000 invested in $BAT would pay out nearly Sh106157 a year"
X Link 2026-01-20T14:30Z 93.7K followers, [----] engagements
"Your Asset Allocation Should Change with Age In Your 20s You likely have fewer responsibilities and debts so this is the time to invest more aggressively in equities. Higher risk now can lead to higher returns over the long term. In Your 30s & 40s Responsibilities and debts (mortgage business loans) often increase during this period. A balanced portfolio across equity treasury bills & bonds REITs balanced and bond funds helps manage risk while still allowing growth. In Your 50s and Beyond As retirement approaches focus shifts toward bonds bond funds & high-quality dividend stocks. This"
X Link 2026-01-21T08:30Z 93.6K followers, [---] engagements
"You can use your Money Market Fund account to build an E-Fund. For opening Money Market Accounts & #1MilliChallenge2026 CIC ICEA LION Sanlam Britam https://bit.ly/BritamBondsPlusFund https://bit.ly/SANLAMEASTAFRICAMMF https://bit.ly/ICEALIONMMF https://bit.ly/CICMMF https://bit.ly/BritamBondsPlusFund https://bit.ly/SANLAMEASTAFRICAMMF https://bit.ly/ICEALIONMMF https://bit.ly/CICMMF"
X Link 2026-01-22T06:45Z 93.6K followers, [---] engagements
"Some people make Sh600k/year. Other people make Sh1.2m/year. Without financial education both groups will live paycheck to paycheck. It isnt always about how much money you make but how much you can keep. Your salary can do more than pay bills. Learn how to convert your earned income into portfolio and passive income. #AbojaniMasterclass https://twitter.com/i/web/status/2014239290444714230 https://twitter.com/i/web/status/2014239290444714230"
X Link 2026-01-22T07:30Z 93.6K followers, [---] engagements
""Boring" investments that provide stable and predictable income: - Corporate bonds - Government bonds - MMFs - Bond funds - Fixed Deposits - Treasury Bills - REITs - Annuities - Dividend-Paying Stocks"
X Link 2026-01-22T07:45Z 93.7K followers, [----] engagements
"#OnlyTheYoungSeries Spread out your wealth. Asset allocation refers to how you divvy up your capital across several asset categories. Changes in the market get smoothed out by the diversified nature of your portfolio. leaving you to sleep well at night. The key is doing it from the start and sticking to it. https://twitter.com/i/web/status/2014605306068701320 https://twitter.com/i/web/status/2014605306068701320"
X Link 2026-01-23T07:45Z 93.6K followers, [---] engagements
"The Road to Financial Freedom ✅Earned monthly income from rentals ✅Earned dividends from [--] dividend stocks ✅Earned infrastructure bond coupon from CBK ✅Earned dividends on share capital from SACCO Earning passive income from different sources is a powerful strategy for building wealth and achieving financial freedom. https://twitter.com/i/web/status/2014646825362288767 https://twitter.com/i/web/status/2014646825362288767"
X Link 2026-01-23T10:30Z 93.7K followers, [----] engagements
"Imagine someone ten years ago who started with Sh1000 in savings. Today they own rental property a thriving portfolio and peace of mind. The difference Financial education. Your financial freedom journey can start at the Abojani Masterclass this February. Register: Paybill: [------] Account: Your Name https://bit.ly/AbojaniFeb2026Masterclass https://bit.ly/AbojaniFeb2026Masterclass"
X Link 2026-01-25T05:00Z 93.6K followers, [----] engagements
"@kenyapipeline @NCBABankKenya 5) KenGen will hold an Extraordinary General Meeting to seek shareholder approval for governance changes including restructuring the board and granting the National Treasury greater control over director appointments through a new share class and revised voting rights"
X Link 2026-01-25T12:01Z 93.8K followers, [--] engagements
"Investing is not only about timing the market but about understanding the tools available to you. Stocks and bonds each serve different purposes depending on goals time horizons and risk tolerance. Without this understanding investing can feel overwhelming or unnecessarily stressful. Learning the basics creates room for patience and better judgement. Join us this Wednesday. Register here: Join Zoom Meeting: Meeting ID: [---] [----] [----] Passcode: 5PmBUu https://zoom.us/j/99569282993pwd=n2mhOGIkkJ8MVa4Z8gQFSfDbAp2eRX.1"
X Link 2026-01-25T13:24Z 93.7K followers, [---] engagements
"Financial planning in your 30s Debt management 📜 Pay off the credit card every month. Pay off the car loan SACCO loan HELB etc. Buy things with cash as much as possible. Spending credit on consumerism makes you save or invest less"
X Link 2026-01-26T05:45Z 93.6K followers, [----] engagements
"10 Common financial mistakes that people make due to a lack of financial literacy: [--]. Failing to save for emergencies [--]. Not planning for retirement [--]. Not seeking financial advice [--]. Borrowing for consumption [--]. Living beyond one's means [--]. Not understanding credit [--]. Lack of budgeting [--]. Falling for scams [--]. Impulse buying [--]. Not investing https://twitter.com/i/web/status/2015711804186325130 https://twitter.com/i/web/status/2015711804186325130"
X Link 2026-01-26T09:01Z 93.6K followers, [----] engagements
"Asset Allocation [---] If youre currently [--] years old a simple rule of thumb is 70% in stocks and 30% in bonds. As you get older you gradually reduce risk and protect what youve already built. By retirement at age [--] your allocation could shift to 60% in bonds and 40% in stocks. However this is only a guideline. Your income stability goals risk tolerance and responsibilities matter more than age alone. https://twitter.com/i/web/status/2015768243370107058 https://twitter.com/i/web/status/2015768243370107058"
X Link 2026-01-26T12:46Z 93.7K followers, [----] engagements
"Did you invest in any of our Q4 [----] stock recommendations *Returns represent the total return from the initial recommendation"
X Link 2026-01-26T13:17Z 93.9K followers, [----] engagements
"10 FACTS POTENTIAL INVESTORS NEED TO KNOW ABOUT THE KENYA PIPELINE COMPANY IPO.🧵🧵 1What Exactly Is Being Offered in the IPO The Government of Kenya has approved the privatization of KPC through an Initial Public Offering on the Nairobi Securities Exchange. 65% of KPC shares will be sold to the public 35% will be retained by the Government of Kenya Post-IPO the government will be a significant minority shareholder. https://twitter.com/i/web/status/2015779228617204071 https://twitter.com/i/web/status/2015779228617204071"
X Link 2026-01-26T13:29Z 93.6K followers, [----] engagements
"An investment in knowledge sticks with you. Knowledge doesn't go down in value. Stocks can tank. Real estate can crash. Businesses can go bust. But financial literacy is yours forever. Others can take away everything from you but with knowledge you can become wealthy again"
X Link 2026-01-27T10:52Z 93.6K followers, [----] engagements
"50 THINGS YOU SHOULD KNOW ABOUT INVESTING IN SHARES [--]. What are shares [--]. Stock exchange [--]. Initial public offer [--]. Dividends [--]. Capital gains [--]. Bid Price [--]. Ask Price [--]. VWAP (volume-weighted average price) [--]. Closing price [--]. Supply [--]. Demand [--]. Market capitalization"
X Link 2026-01-27T11:22Z 93.6K followers, [----] engagements
"13. Turnover [--]. Ticker Supply [--]. Dividend Date [--]. Book Closure Date [--]. Cum Dividend [--]. Ex-Dividend [--]. Reinvesting dividends [--]. Compounding [--]. Dollar Cost Averaging [--]. Share registrar [--]. CDS Account/brokerage account [--]. Shareholder [--]. Board [--]. Annual general meeting"
X Link 2026-01-27T11:23Z 93.6K followers, [---] engagements
"27. Share buyback [--]. Investment banks [--]. Stockbrokerage firms [--]. Balance sheet [--]. Income statement [--]. Statement of Cashflow [--]. Financial analysis [--]. Valuation [--]. Competitive analysis [--]. Sector analysis [--]. Currency fluctuations [--]. Profit warnings [--]. Interim dividend"
X Link 2026-01-27T11:23Z 93.7K followers, [---] engagements
"When you get a windfall (An unexpected large sum of money): ✅ Sober up ✅ Get proper advice - Objective advice with no conflict of interest ✅ Don't make hurried decisions - put the money in a liquid asset Elizabeth Irungu CFA CEO Absa Asset Management Limited @AbsaKenya @cheruiyotkb https://twitter.com/i/web/status/2016109800317161864 https://twitter.com/i/web/status/2016109800317161864"
X Link 2026-01-27T11:23Z 93.6K followers, [---] engagements
"Sources of Income: 1Salary -From working a job [--] Profit -From buying and selling [--] Interest -From lending money [--] Dividend -From owning stocks [--] Rental -From renting out property [--] Capital Gains -When assets increase in value [--] Royalties -From others using your work"
X Link 2026-01-27T12:32Z 93.6K followers, [----] engagements
"9 Conditions Vodacom Must Meet If It Acquires the Government of Kenyas Stake in Safaricom. Safaricom is Kenyas most profitable listed corporate entity the backbone of the countrys mobile money ecosystem a major employer a significant taxpayer and through M-Pesa a piece of national infrastructure. Any change in its ownership structure is therefore never a purely commercial event. It is economic. It is political. And inevitably it is emotional. It is within this context that discussions around Vodacom potentially acquiring the Government of Kenyas stake in Safaricom must be understood."
X Link 2026-01-27T13:00Z 93.6K followers, [---] engagements
"Four personal finance tips for beginners: [--] Start as soon as you can. [--] Invest in low risk products while you are trying to find the right investment vehicle for you. [--] Commit to learning about investing. [--] Enjoy the process. #LevelUp"
X Link 2026-01-27T13:05Z 93.8K followers, [---] engagements
"Over the past [--] years (20062026) [--] companies in Kenya have offered shares to the public for the first time through an Initial Public Offering (IPO). Eveready was the most successful IPO being oversubscribed more than [--] times. Will the KPC IPO break the record"
X Link 2026-01-27T13:20Z 93.7K followers, [----] engagements
"Should I take a SACCO loan at 12% and invest in the Nairobi Securities Exchange @NSE_PLC #StockMarketMadeSimple"
X Link 2026-01-28T07:21Z 93.7K followers, [----] engagements
"The power of stock market investing If you had invested Sh200000 in $COOP shares at the beginning of the year you would now have about Sh239248. That's a gain of about Sh39248 in less than a month"
X Link 2026-01-28T12:15Z 93.8K followers, [---] engagements
"Two people can earn the same income and make opposite financial decisions and both be right. Because personal finance depends on: income stability responsibilities risk tolerance goals time horizon Thats why copying someones portfolio rarely works. Personal finance is personal. https://twitter.com/i/web/status/2016492931423572193 https://twitter.com/i/web/status/2016492931423572193"
X Link 2026-01-28T12:45Z 93.7K followers, [----] engagements
"Dr. Peter Ndegwa C.B.S CEO of Safaricom PLC on the proposed 15% stake sale to Vodacom: "Safaricom remains listed on the Nairobi Securities Exchange PLC accountable to Kenyan enforcement in the country. Theres no transfer of operational control no dilution of regulatory authority and no weakening of governance standards arising from this transaction. Safaricom remains Kenyan-led Kenyan-governed and fully accountable to Kenyan institutions. Our strategic focus management approach and decision-making structures remain firmly in place." https://twitter.com/i/web/status/2016497774577995888"
X Link 2026-01-28T13:05Z 93.6K followers, [----] engagements
"From a Ksh [-----] net salary and using the 50/30/20 budgeting rule roughly half goes to necessities 30% to lifestyle and personal enjoyment and 20% to savings and investments. That 20% works out to Ksh [-----] per month and it is the most important part of this entire plan. Many people rush to talk about investments without first acknowledging that you cannot invest confidently if one emergency can wipe you out. That is why the starting point here is cashlike safety. https://twitter.com/i/web/status/2016776018531430820 https://twitter.com/i/web/status/2016776018531430820"
X Link 2026-01-29T07:30Z 93.6K followers, [----] engagements
"For someone earning 70K the biggest financial risk is not low returns. It is interruption of income. A job loss a medical issue or a sudden family obligation can undo years of effort if there is no buffer. This is where an emergency fund comes in. Instead of treating the entire 14K as one lump sum it helps to divide it intentionally. A practical approach is to allocate about Ksh [-----] per month into Money Market Funds split into two separate purposes. https://twitter.com/i/web/status/2016776040459239894 https://twitter.com/i/web/status/2016776040459239894"
X Link 2026-01-29T07:30Z 93.6K followers, [----] engagements
"The second MMF serves a very different role. This is the opportunity fund. While the emergency fund protects you from downside the opportunity fund positions you for upside. This fund can be built gradually alongside the emergency fund targeting around Ksh [------]. Why this amount matters is psychological as much as financial"
X Link 2026-01-29T07:31Z 93.6K followers, [----] engagements
"At around 100K a young professional begins to access options. You can meaningfully participate in Treasury Bills or Treasury Bonds. You can act on a business idea you can handle relocation costs for a better job you can take advantage of market opportunities without borrowing. Once this fund reaches the target the conversation naturally shifts from survival to growth including structured government securities that reward patience and consistency. https://twitter.com/i/web/status/2016776106024567114 https://twitter.com/i/web/status/2016776106024567114"
X Link 2026-01-29T07:31Z 93.6K followers, [----] engagements
"On January [--] [----] the Kenyan government launched the first fully electronic public offer on the Nairobi Securities Exchange the Kenya Pipeline Company (KPC) Initial Public Offering (IPO). The IPO offers 65% of KPC's shares (11.8 billion shares) at Sh9 per share aiming to raise Sh106.3 billion (around $825 million). The offer opened on January [--] [----] and closes on February [--] [----] with allocations on March [--] and trading starting on March [--]. If you'd like to own a part of this strategic infrastructure company you can apply via: ✅USSD: 483816# ✅KPC IPO portal: ✅Through your Broker or Bank"
X Link 2026-01-29T09:00Z 93.6K followers, [---] engagements
"Putting Ksh [--] million in a current account earns no interest so after [--] years its still Sh1000000. Investing the same Sh1000000 in a bond fund earning an average 10% annual return it grows to about Sh1645308 after [--] years. Accounting for inflation at 4.5% the real value of your bond fund investment is still around Sh1292000 while the money in your current account loses purchasing power with a real value of about Sh920000. https://twitter.com/i/web/status/2016817512080380322 https://twitter.com/i/web/status/2016817512080380322"
X Link 2026-01-29T10:15Z 93.6K followers, 10.9K engagements
"How to Choose the Best Money Market Fund Manager [--]. Ensure the fund manager is licensed by the CMA. [--]. Check their track record and credibility. [--]. Provides regular updates on fund performance and shares details of the underlying assets. [--]. When you make a deposit you should receive almost instant confirmation or payment. [--]. Keeps you informed about current market conditions. [--]. Allows hassle-free access to your money. [--]. Good customer service [--]. Simple and smooth account setup process. [--]. Protects your information and transactions. [--]. Strong Assets Under Management (AUM) [--]. Offers"
X Link 2026-01-29T11:30Z 93.8K followers, [----] engagements
"If you had Sh500000 for the stock market only which set of three businesses would you pick for some dividend income and capital gains"
X Link 2026-01-29T12:15Z 93.7K followers, 14K engagements
"#ICYMI Abojani Suggested Portfolio BUY: DTB Safaricom HOLD: Equity KCB Bank ACCUMULATE: Stanbic Bank (Dividends) I&M (Dividends + Capital gains) DTB (Dividends + Capital gains) Watchlist / Satellite Portfolio: Britam"
X Link 2026-01-29T13:15Z 93.6K followers, 12.2K engagements
"10. Time moves faster than income growth. If you dont intentionally increase your earning power years will pass with effort but little progress. Wealth rewards urgency and punishes delay"
X Link 2026-01-30T06:46Z 93.6K followers, [---] engagements
"Choose to #LevelUp in [----] through the #Feb Masterclass"
X Link 2026-01-30T06:46Z 93.6K followers, [---] engagements
"Here are some tips for long-term investing [--] Start early. The earlier you start investing the more time your money has to grow. [--] Invest regularly. Even if you can only invest a small amount each month it will add up over time. [--] Reinvest your earnings. This will help your money grow even faster. [--] Stay diversified. Don't put all your eggs in one basket. Spread your money across different asset classes such as stocks bonds and real estate. [--] Don't panic. The market will go up and down but over the long term it will always go up. Stay calm and don't sell when the market takes a downturn."
X Link 2026-01-30T08:45Z 93.7K followers, [----] engagements
"Building a Purpose-Driven Portfolio: The Case of Absa Asset Management Funds🧵🧵 Many investors begin their journey by asking: Which fund has the best returns Even though returns matter they are only meaningful when viewed in context. A purpose-driven portfolio starts by understanding why you are investing how long you can invest for and how much risk you are comfortable taking. This approach moves investors away from chasing performance headlines and toward building portfolios that support financial goals. https://twitter.com/i/web/status/2017179867142295968"
X Link 2026-01-30T10:15Z 93.7K followers, [----] engagements
"You can earn a monthly income from treasury bonds. If youre looking for passive income to help pay rent school fees medical cover or simply top up your monthly cash flow bonds are worth considering. You see government bonds pay interest every [--] months. To create a monthly income instead of putting all your money into one bond you can split your investment into six tranches and invest in bonds with different coupon payment dates (Bond laddering) This way interest payments come in every month. https://twitter.com/i/web/status/2017209934656438516"
X Link 2026-01-30T12:15Z 93.8K followers, [----] engagements
"The Battle of Titans: @CRDBBankPlc vs @NMBTanzania CRDB remains Tanzanias largest bank by assets. NMB holds onto its title as the most profitable. However CRDB is edging closer just Tsh25.2bn shy. Both banks maintain strong asset quality with NPLs below 3%. Return on average equity for both stands at an impressive 29%. Double-digit growth across all key metrics. Truly a stellar performance from Tanzanias banking giants https://twitter.com/i/web/status/2017216531327861196 https://twitter.com/i/web/status/2017216531327861196"
X Link 2026-01-30T12:41Z 93.7K followers, [----] engagements
"Kenya Banks' Subsidiaries in Tanzania Profit Before Tax: FY [----] 1Equity Tanzania: +140% to Tsh 69.0bn (Ksh 3.5bn) KES/TZX: [-----] (30th Jan 2026)"
X Link 2026-01-30T13:22Z 93.7K followers, [----] engagements
"Which type of investor are you How you invest should match your risk appetite not the other way around. Different unit trusts cater to different investor profiles: ✅ Money Market Funds: Low-risk modest returns. Ideal if you want to preserve capital and avoid volatility. ✅ Fixed Income Funds: Balanced approach between growth and stability for investors who want steady longer term progress without extreme swings. ✅ Balanced Funds: These invest in equities as well as bonds. Higher potential returns than MMFs and FIFs with higher risk. Suitable for investors who can handle moderate risk. ✅ Equity"
X Link 2026-01-31T04:39Z 93.6K followers, [----] engagements
"What's an IPO (Initial Public Offer) It's when a company (like KPC) sells shares to the public for the first time. Think of it as opening membership to a club that was previously invite-only. Now anyone can buy a piece and potentially benefit from the company's growth"
X Link 2026-01-31T06:30Z 93.9K followers, [----] engagements
"Investing in stocks offers several advantages especially for anyone thinking long term about growing their money. [--] Potential for higher growth Stocks give your money the opportunity to grow faster than traditional saving or fixed-income options. Over time well-performing companies can significantly increase the value of your investment. 1/5 https://twitter.com/i/web/status/2017489271779680503 https://twitter.com/i/web/status/2017489271779680503"
X Link 2026-01-31T06:45Z 93.7K followers, [----] engagements
"Why should financial planning matter to you Because money wont magically fix itself. Without a plan income comes in and goes out and years can pass with little to show for your effort. Planning is what turns earning into progress"
X Link 2026-01-31T07:15Z 93.7K followers, [---] engagements
"And then theres retirement. A good retirement doesnt happen by chance. Its built slowly intentionally over time. Planning ensures that the future version of you isnt left to struggle because the present version avoided the hard conversations"
X Link 2026-01-31T07:15Z 93.7K followers, [---] engagements
"At its core financial planning gives structure to your goals and direction to your money. It helps you live well now while preparing properly for what comes next"
X Link 2026-01-31T07:15Z 93.7K followers, [---] engagements
"Compound growth challenges our brains. When you save for [--] years it feels slow. Then suddenly year 15-20 it explodes. That's math. The money invested early is making money on its money on its money"
X Link 2026-01-31T09:15Z 93.6K followers, [---] engagements
"Many people believe financial discipline begins with budgeting but it often starts with awareness. If you have to borrow for a purchase its a sign your spending is outpacing your earnings. If your salary remains unchanged inflation is already reducing its real value"
X Link 2026-02-01T09:15Z 93.7K followers, [---] engagements
"Does budgeting feels overwhelming Start simple: 50% of income on needs (rent food bills) 30% on wants (fun entertainment eating out) 20% on savings and paying down debt It's not perfect for everyone but it's a solid starting point"
X Link 2026-02-01T10:00Z 93.7K followers, [---] engagements
"Did you know that fixed income bonds with a tenure of less than [--] years attract a 15% withholding tax while bonds with a tenure of more than [--] years are taxed at a lower rate of 10% Its one of the reasons long-term bonds can be more tax-efficient for investors who are able to commit their money for longer periods. https://twitter.com/i/web/status/2017927156903329884 https://twitter.com/i/web/status/2017927156903329884"
X Link 2026-02-01T11:45Z 93.8K followers, [----] engagements
"@cheruiyotkb @MihrThakar @mmnjug @Davinedavid1 @ChiboliS @bangaiza_app It's an upcoming party for EABL shareholders after the listed brewer announced a record Ksh [----] interim dividend per share following the post tax profits surging 38% to Ksh [----] billion supported by volume growth and improved operational efficiencies"
X Link 2026-02-01T12:00Z 93.8K followers, [---] engagements
"Airtel Africa delivered a strong nine-month performance to December [----] with revenues rising 28.3% to $4.67bn EBITDA up 35.9% and profit after tax more than doubling to $586m driven by robust data and mobile money growth. The customer base grew 10% to [-----] million while Airtel Money crossed [--] million users and annualised transaction value exceeded $210bn underscoring accelerating digital and financial inclusion across its markets. https://twitter.com/i/web/status/2017931085141725272 https://twitter.com/i/web/status/2017931085141725272"
X Link 2026-02-01T12:00Z 93.8K followers, [--] engagements
"Kenya Airways has appointed former Treasury Investment Secretary and veteran Safaricom director Ms. Esther Koimett CBS as a Non-Executive Director representing its lenders effective January [--] [----] strengthening creditor oversight at the airline. The move comes as KQ continues its post-restructuring recovery with lenders now a key stakeholder alongside the Government of Kenya and KLM"
X Link 2026-02-01T12:01Z 93.8K followers, [--] engagements
"@cheruiyotkb @MihrThakar @mmnjug @Davinedavid1 @ChiboliS @bangaiza_app During the week we partnered with @SterlingCapital and the @NSE to bring you a free webinar on matters of stock investing. Catch the recording here: https://vimeo.com/1159540657share=copy&fl=sv&fe=ci https://vimeo.com/1159540657share=copy&fl=sv&fe=ci"
X Link 2026-02-01T12:01Z 93.8K followers, [---] engagements
"What to expect this month [--] Feb MPC Meeting [--] Feb KenGen Dividend Payment (Ksh 0.90) [--] Feb Kenya Pipeline IPO Offer Closes [--] Feb EABL Interim Dividend Book Closure (Ksh 4.00) [--] Feb BAT Kenya FY [----] Results & Dividend (if any) [--] Feb BAT Kenya Investor Briefing *Safaricom Interim Dividend Announcement https://twitter.com/i/web/status/2018195248514539545 https://twitter.com/i/web/status/2018195248514539545"
X Link 2026-02-02T05:30Z 93.8K followers, 12.3K engagements
"The 50/30/20 rule with your 50k salary Needs (25k): Rent Food utilities. Wants (15k): Internet Outings Family Support. Savings (10k): MMF/SACCO. It's all laid out for you; now you can start budgeting right"
X Link 2026-02-02T07:15Z 93.9K followers, [----] engagements
"This Valentine's don't just buy flowers that wither in [--] days. Open a Joint Money Market Fund (MMF) or top up your partner's SACCO shares. Flowers: KES [----] (0% return) MMF: KES [----] (12% compound interest) Real love is building a foundation that grows while you sleep. Give a gift that pays dividends for a lifetime. #AbojaniMasterclass https://twitter.com/i/web/status/2018233156516688025 https://twitter.com/i/web/status/2018233156516688025"
X Link 2026-02-02T08:00Z 93.7K followers, [----] engagements
"Money is at the centre of everything you do. Money determines how far you go. Money determines what opportunities you can take advantage of. The best thing you can do for yourself is to invest in Financial Literacy. The Abojani Masterclass is the perfect beginner's class. https://twitter.com/i/web/status/2018255626984473047 https://twitter.com/i/web/status/2018255626984473047"
X Link 2026-02-02T09:30Z 93.8K followers, [---] engagements
"USD39000 (about [--] million) invested in Standard Chartered's Signature CIO Funds would have earned you about USD7750 (or about [--] million) in [----]. @StanChartKE Signature CIO Funds are professionally managed pre-constructed global investment portfolios designed to help you easily access international markets. They are built using the expertise of Standard Chartereds Chief Investment Office (CIO) and invest across multiple asset classes sectors and geographies to suit different risk profiles and financial goals. You can begin your investment journey with a lump sum of USD [----] or a regular"
X Link 2026-02-02T11:50Z 93.8K followers, [----] engagements
"Dear friend Create a budget and stick to it. Build an emergency savings fund to protect you from job loss or any unexpected expenses. Pay off high-interest loans. Automate your retirement contributions. Save for your childrens education. Have life insurance to protect your loved ones. Get adequate medical insurance. Understand the basics of investing. Invest at least 20% of your income. Dont try to time the market. Dont put all your investments in one asset class. Have an opportunity fund Look for ways to increase your income Have a will or estate plan to protect your assets Join a community"
X Link 2026-02-02T13:00Z 93.8K followers, [----] engagements
"Invest in assets that match your risk profile and goals. Dont put your Sh64000 ($500) in Bitcoin if its money for next terms school fees"
X Link 2026-02-02T13:05Z 93.9K followers, [----] engagements
"The more time you give your investments the more they can grow through compounding. Consider this. Both Kaylor and Kim are the same age. When Kaylor was [--] she started investing Sh15000 every month at an interest rate of 9% compounded monthly (average) By the time Kaylor turns [--] she will have about Sh43.98 million in her investment account. Her friend Kim however waited until he was [--] to start investing. At that point he began investing Sh25000 per month at the same 9% interest rate compounded monthly. By the time Kim turns [--] he will have about Sh28 million in his investment account. Even"
X Link 2026-02-02T13:20Z 93.8K followers, [----] engagements
"Investors Please know your risk profile and choose a fund that works for you.Don't just invest because you can. @AbsaKenya @cheruiyotkb"
X Link 2026-02-02T14:43Z 93.9K followers, [---] engagements
"Choose one. a. Budgeting b. Saving c. Investing or d. Paying off debt Which worries you the most"
X Link 2026-02-03T06:15Z 93.8K followers, [---] engagements
"Dear Beginner Investor If you want to become a successful investor buy quality stocks when they are undervalued"
X Link 2026-02-03T06:30Z 93.6K followers, [----] engagements
"Where did all the money go If you've been working for the last [--] years and earn Sh60000 per month (net) youve earned Sh7200000 in total. Question.how much did you actually save & invest 2.1m 1.4m 720k 360k 72k If you think you dont earn enough to save & invest think again. The problem isnt your salary its what you do with it. https://twitter.com/i/web/status/2018606764351004691 https://twitter.com/i/web/status/2018606764351004691"
X Link 2026-02-03T08:45Z 93.9K followers, [----] engagements
"3 Personal Finance Rules to Live By [--]. Save [--] - 20% of your income [--]. Invest it regularly [--]. Reinvest dividends interest income and capital gains to benefit from the power of compounding"
X Link 2026-02-03T11:50Z 93.9K followers, [---] engagements
"GLOBAL INVESTING.🧵🧵 Most Kenyan investors dont wake up chasing percentages. What we really want is simple: to grow our money responsibly protect what weve built and make sure our wealth can support the life were planning now and in the future. So when we hear that a fund delivered 20.28% annualised returns in [----] the instinct shouldnt be excitement alone should be curiosity too. How did that happen What kind of strategy makes that possible And what does it mean for someone investing from Kenya"
X Link 2026-02-03T12:20Z 93.6K followers, [----] engagements
"Over the last few years affluent and emerging affluent Kenyans have become far more intentional about wealth. Many have built solid local portfolios explored NSE-listed assets fixed income or digital investment platforms begun thinking in dollars rather than shillings.yet theres a growing realisation that local markets alone are not enough"
X Link 2026-02-03T12:20Z 93.6K followers, [---] engagements
"The worlds strongest growth opportunities dont move in one direction or in one place. When US equities slow down bonds or commodities may perform better. When one region struggles another accelerates. When inflation rises certain asset classes protect value better than others. Trying to time all this as an individual investor is difficult. Thats why experienced investors rely less on hot tips and more on portfolio construction how different assets work together across economic cycles. This is the philosophy behind Signature CIO Funds by Standard Chartered."
X Link 2026-02-03T12:21Z 93.8K followers, [--] engagements
"Rather than focusing on picking individual stocks or markets CIO-led funds are built around a central question: How should money be allocated globally right now to balance risk and growth Signature CIO Funds are designed in partnership with Amundi a global asset manager and guided by Standard Chartereds Chief Investment Office. The portfolios invest across global equities global bonds commodities and other alternative assets. Each fund is aligned to a different risk profile from conservative to growth-oriented allowing investors to choose what suits their goals and risk appetite. The"
X Link 2026-02-03T12:21Z 93.8K followers, [--] engagements
"One common myth about global investing is that its only for the ultra-wealthy. In reality these funds are structured to be practical. A USD [----] lump sum can get you started. Or a USD [---] monthly investment if you prefer consistency. There are no lock-in periods so flexibility is preserved. Performance can be tracked easily via the SC Mobile Kenya app This combination of professional management and accessibility is what makes the model appealing to both affluent and emerging affluent investors"
X Link 2026-02-03T12:21Z 93.6K followers, [---] engagements
"To earn a passive income of $1000 USD (or Sh129000 per month) you need about $59200 USD (Sh7.63 million) invested in @StanChartKE Signature CIO Growth Funds"
X Link 2026-02-03T13:21Z 93.8K followers, 28.6K engagements
"Guaranteed Path to Financial Freedom Earn more Invest 2030% of your income Increase investments every year Reinvest returns Repeat for [--] years"
X Link 2026-02-03T14:45Z 93.8K followers, [---] engagements
"Dear Beginner Investor Educate yourself about money Get a regular income source Create a budget and stick to it Have insurance (health & life) Save (at least 10% of your income) Build an emergency fund Save for short-term goals e.g. school fees or other upcoming expenses Save for retirement Automate your financial life Buy assets instead of liabilities (let income from assets buy liabilities) Invest in income-generating assets Aim to have [--] passive income streams Join a community of investors #Abojani Keep learning https://twitter.com/i/web/status/2018931286010642538"
X Link 2026-02-04T06:15Z 93.6K followers, [----] engagements
"Two Most Important Things in Investing [--] Compound returns This is the most powerful tool in a long-term investor's arsenal. A simplified example (with easy math): Over time the stock market's annualized return is roughly 10%. If you invest KES [-----] and it earns 10% in a year you'll have KES [-----] at the end of that first year - a gain of KES [----]. The second year if you earn 10% on KES [-----] or KES [----] it will bring the total to KES [-----]. Each year the returns get larger and larger in a phenomenon mathematicians call "exponential growth.""
X Link 2026-02-04T06:45Z 93.6K followers, [---] engagements
"Flowers wilt. Chocolates disappear. But confidence around money lasts Gentlemen if youre thinking about a meaningful gift consider this: a financial literacy masterclass is not just a present but empowerment. Gift your #Honey wisely"
X Link 2026-02-04T07:30Z 93.6K followers, [---] engagements
"It's time to check your numbers: You made it through the first month of the year.but did you actually follow the spending plan you set for yourself Surplus: 70k income - 55k expenses = 14k saved At par: 70k income - 70k expenses = [--] saved Deficit: 70k income - 80k expenses = 10k in debt Wealth creation is only possible if you spend LESS than you EARN. *Add your income and subtract your expenses to see where you currently stand. https://twitter.com/i/web/status/2018961522609856688 https://twitter.com/i/web/status/2018961522609856688"
X Link 2026-02-04T08:15Z 93.8K followers, [----] engagements
"Men at Work vs. Money at Work ☑Men at Work (Human Capital) You trade your time energy and skills for a paycheck. It is finite only [--] hours in a day. Age and health issues can get in the way. Vulnerable to illness layoffs or mandatory retirement. ☑Money at Work (Financial Capital) Your money generates more money through investments. It is tireless it doesnt sleep get sick or stop at [--] hours a day. Taxed less. Requires minimal maintenance. Your goal is to reach the cross-over point where income from your money EXCEEDS your living expenses and retire the man at work. You work because you want"
X Link 2026-02-04T09:00Z 93.6K followers, [---] engagements
"Learn how to make your money work for you so you can retire the man at work and start living on your terms. #AbojaniMasterclass Register today for Ksh7000 only. Mpesa Paybill No: [------] Account No: Your Name"
X Link 2026-02-04T09:00Z 93.6K followers, [---] engagements
"Where do you keep your money Here are the estimated returns offered by different investment vehicles: Banks Current account return of zero Fixed Deposit Account returns of 4% to 7% p.a. Money Market Fund returns of 4% to 10% p.a. Saccos interest on deposits 8% to 12% p.a. Treasury bills return of 9.2% p.a Treasury bonds 12% to 14%"
X Link 2026-02-04T09:15Z 93.6K followers, [----] engagements
"John is expecting his second child in June and his first-born son who lives in Karatina with his mother has always been his priority. Between school fees and daily expenses he says the cost of living compounded by the new CBC curriculum has made every coin matter"
X Link 2026-02-04T09:45Z 93.8K followers, [----] engagements
"He admits that financial planning has never been his strong suit. Over the years he has tried multiple ventures with mixed results. In [----] he and his father invested in a parcel of land along Thika Road which turned out to be a scam. The experience prompted him to leave the real estate business entirely. https://twitter.com/i/web/status/2018984358162342062 https://twitter.com/i/web/status/2018984358162342062"
X Link 2026-02-04T09:45Z 93.8K followers, [----] engagements
"Romantic gestures are nice. Strategic ones are better. This season gift more than flowers and chocolates. Gift your loved one the skills to manage grow and protect her money. A financial literacy masterclass is a gift that keeps paying dividends long after the celebrations end. https://twitter.com/i/web/status/2018987963992948817 https://twitter.com/i/web/status/2018987963992948817"
X Link 2026-02-04T10:00Z 93.9K followers, [---] engagements
"And to the GenZ who aspire to be more financially disciplined: [--]. Open a Money Market Account and deposit a fixed amount on a monthly basis. Since you are younger you can even invest in riskier options like stock markets [--]. Join a Sacco early enough- become a member and get involved in matters of the Sacco building not only your net-worth but also your net-work [--]. Work hard to increase your income - learn an extra skill. If you have a business idea bring it to life work with what you have [--]. Cut down on the sherehe if you can. You don't have to party every other weekend [--]. Lastly take care of"
X Link 2026-02-04T10:15Z 93.9K followers, [----] engagements
"#ICYMI Absa Group Chief Executive Officer Kenny Fihla is on a three-day working visit to Kenya marked by engagements with senior government officials regulators and leaders from the business and financial services sectors. During the visit Fihla will meet public and private sector stakeholders to discuss priorities affecting the banking industry and the wider economy including access to credit SME growth trade and infrastructure financing and the role of financial institutions in supporting economic activity across East Africa. Kenyas position as a regional financial and trade hub will"
X Link 2026-02-04T11:15Z 93.8K followers, [---] engagements
"Some of the recession-resilient giants listed on NSE:"
X Link 2026-02-04T11:45Z 93.6K followers, [----] engagements
"You might have heard that dividend investing needs [--] figures to matter. That it's painfully slow. That inflation eats half of it. But don't let this water you down. It doesnt matter if you receive: KES [--] KES [---] KES [----] KES [-----] KES [-------] in dividends. The most important part is staying consistent reinvesting and letting time grow your wealth. https://twitter.com/i/web/status/2019037057851486647 https://twitter.com/i/web/status/2019037057851486647"
X Link 2026-02-04T13:15Z 93.7K followers, [----] engagements
"The Effect of Vodacoms Involvement on Safaricom 🧵🧵 Strategic partnerships can redefine a companys trajectory through capital and by shaping how it operates innovates and delivers value. Thats what Vodacoms acquisition of Safaricoms 15% stake from the Government of Kenya represents. https://twitter.com/i/web/status/2019038361478991874 https://twitter.com/i/web/status/2019038361478991874"
X Link 2026-02-04T13:20Z 93.7K followers, [----] engagements
"Safaricom Investors mnasemaje"
X Link 2026-02-05T05:30Z 93.6K followers, 13.5K engagements
"Dear Gen Z Start saving early to enjoy the benefits of compounding. If you set aside say Sh10000 every month from the age of [--] earning interest at 10% p.a. by the time you are [--] you'll have Sh38 million. However if you start at [--] with the same monthly contribution and interest rate youll have accumulated only Sh7.5 million. https://twitter.com/i/web/status/2019316419515535590 https://twitter.com/i/web/status/2019316419515535590"
X Link 2026-02-05T07:45Z 93.6K followers, [----] engagements
"If you start by saving Sh5000 each month it will help you gradually build the habit confidence or financial capacity to eventually save Sh10000 per month. A smaller manageable amount makes the bigger goal less intimidating and more achievable"
X Link 2026-02-05T08:00Z 93.6K followers, [----] engagements
"7 Keys to Investing Success [--]. Set tangible goals [--]. Make investing a habit [--]. Dont take unnecessary risks [--]. Have an emergency fund [--]. Understand what you're investing in [--]. Think long term. Keep time on your side [--]. Diversify Bonus: Be patient"
X Link 2026-02-05T08:45Z 93.6K followers, [---] engagements
"Kisha a software engineer earns Sh150000 per month. Every month she follows the 50/30/20 rule. She allocates. Sh75000 to necessities (rent utilities groceries and transport) Sh45000 to discretionary spending & Sh30000 to savings and investments This budgeting technique has helped ensure her short-term medium-term and long-term financial goals remain on track without affecting her lifestyle. Shes living life while building a strong financial foundation for the future. https://twitter.com/i/web/status/2019346736079138878 https://twitter.com/i/web/status/2019346736079138878"
X Link 2026-02-05T09:45Z 93.8K followers, 10.3K engagements
"Know the numbers that matter [--]. Inflation rate 4.4% [--]. Central bank rate 9.00% [--]. Bank lending rate 14.88% [--]. 364-Day Treasury Bills 9.2066% [--]. Long-term Govt Bonds 12%-14% pa [--]. Private sector lending 6.3% (Nov'25)"
X Link 2026-02-05T11:15Z 93.9K followers, [----] engagements
"Why is it that two colleagues can have. The same job The same salary The same education The same retirement age yet one ends up retiring poor relying on children charity or government support while the other enjoys financial freedom travels pursues hobbies and leaves a legacy The difference lies in how they manage their money. One lives beyond their means succumbs to lifestyle creep accumulates consumer debt relies solely on their salary and buys liabilities instead of assets. The other delays gratification saves and invests consistently avoids high-interest debt uses debt wisely invests in"
X Link 2026-02-05T12:15Z 93.6K followers, [---] engagements
"Have an emergency fund to protect yourself in the next crisis. If saving six months worth of expenses in MMF feels impossible start with just one month. Once you have that in place youll feel the peace of mind it brings and it will motivate you to save even more. Lack of an emergency fund is a major reason why many people become burdened by debt. https://twitter.com/i/web/status/2019388161097429444 https://twitter.com/i/web/status/2019388161097429444"
X Link 2026-02-05T12:30Z 93.6K followers, [---] engagements
"Stocks [---] 🧵 For wealth creation the best asset class arguably is stocks. Consider this An investor who bought [-----] $NSE shares (worth Sh180000) last year walked away with about Sh427500 in profit. Share price: 31st Dec 2024: Sh6.00 31st Dec 2025: Sh20.25 Capital gain: Sh14.25 Impressive right Clearly investing in the right stocks can multiply your money but to understand how we first need to know what a share really is. https://twitter.com/i/web/status/2019391862725902623 https://twitter.com/i/web/status/2019391862725902623"
X Link 2026-02-05T12:45Z 93.8K followers, [----] engagements
"A share in simple language is just part ownership in a business. In modern language it is used interchangeably with the word stock. So when we talk about NSE Safaricom or KCB these are examples of businesses where you can be a part-owner by buying a share"
X Link 2026-02-05T12:45Z 93.6K followers, [----] engagements
"Let's consider another example from [----]. We have two women let's call one Mama Green and the other Mama Pink. Both of them are thinking "How can I make more money" Both of them have a Eureka moment when they see the great potential of mobile money and its promise for growth. Both of them think M-Pesa. Mama Green decides to start an empire of shops to process transactions while Mama Pink decides to buy Safaricom shares at [--] shillings per share. https://twitter.com/i/web/status/2019391906841600477 https://twitter.com/i/web/status/2019391906841600477"
X Link 2026-02-05T12:45Z 93.6K followers, [----] engagements
"Fast forward to [----] eighteen years later. Mama Green is frustrated because a stream of M-Pesa shops has now formed on her street creating competition. Mama Pink on the other hand is doing well. For every shilling invested in Safaricom when it was five shillings per share today it has increased more than six-fold based on the current price of thirty shillings per share excluding dividends. https://twitter.com/i/web/status/2019391928798793758 https://twitter.com/i/web/status/2019391928798793758"
X Link 2026-02-05T12:45Z 93.6K followers, [---] engagements
"Financial literacy remains a critical gap for many working professionals even as access to investment platforms increases. Tonight's X Space Investing in the Stock Market [---] is designed to provide clarity on the fundamentals of stock market investing including how markets operate how to assess opportunities and how to align investments with personal financial goals. https://twitter.com/i/web/status/2019395744361291825 https://twitter.com/i/web/status/2019395744361291825"
X Link 2026-02-05T13:00Z 93.6K followers, [---] engagements
"We are a member firm of @ICIFAKENYA hence authorized to carry out investor education to the public"
X Link 2026-02-05T13:25Z 93.6K followers, [---] engagements
"Retail participation in the stock market continues to grow yet many investors enter the market without a clear understanding of how equities are priced how risk works or what long-term investing truly requires. To address this we are hosting an X Space discussion on Investing in the Stock Market [---] focused on demystifying stock market investing and helping participants develop informed disciplined investment mindsets. The conversation will be led by senior professionals with deep experience in global markets and wealth management. Set reminder here: https://x.com/i/spaces/1rmxPvowponGNs=20"
X Link 2026-02-05T14:00Z 93.6K followers, [---] engagements
"HAPPENING TONIGHT FROM 7PM SHARP. Topic: Investing in the Stock Market [---] Date: Thursday 5th February [----] 7pm EAT X-Space Link: https://x.com/i/spaces/1rmxPvowponGNs=20 https://x.com/i/spaces/1rmxPvowponGNs=20"
X Link 2026-02-05T15:30Z 93.6K followers, [---] engagements
"You can start joining our #KnowledgeSeries X-Space featuring experts from @KeEquityBank Investment Bank https://x.com/i/spaces/1rmxPvowponGNs=20 https://x.com/i/spaces/1rmxPvowponGNs=20"
X Link 2026-02-05T15:53Z 93.6K followers, [---] engagements
"Patience is your best advantage when it comes to investing in the stock markets. The art of holding longer will work well for you." Joanne Kabiru Mucheru - Head Global Market Operations @KeEquityBank Investment Bank https://x.com/i/spaces/1rmxPvowponGNs=20 https://x.com/i/spaces/1rmxPvowponGNs=20"
X Link 2026-02-05T16:16Z 93.6K followers, [---] engagements
"Most investors treat investing in the stock market like gambling.thus the fear of losing all your money becomes a very foundational fear. Sometimes you start big and have bigger anxiety. Starting small can help you deal with your fears and grow your portfolio Daniel Munyua - GM for Wealth Management @KeEquityBank Investment Bank #KnowledgeSeries https://twitter.com/i/web/status/2019446229344956755 https://twitter.com/i/web/status/2019446229344956755"
X Link 2026-02-05T16:21Z 93.6K followers, [---] engagements
""The role of @KeEquityBank Investment Bank is to support you even to buy shares." Daniel Munyua - GM for Wealth Management @KeEquityBank Investment Bank https://x.com/i/spaces/1rmxPvowponGNs=20 https://x.com/i/spaces/1rmxPvowponGNs=20"
X Link 2026-02-05T16:47Z 93.6K followers, [---] engagements
""To participate in an IPO you need a CDSC account." Daniel Munyua - GM for Wealth Management @KeEquityBank Investment Bank https://x.com/i/spaces/1rmxPvowponGNs=20 https://x.com/i/spaces/1rmxPvowponGNs=20"
X Link 2026-02-05T16:48Z 93.6K followers, [---] engagements
"Huge thanks to all who joined us tonight. We wish you all the best in your investing journey. #LevelUp #KnowledgeSeries"
X Link 2026-02-05T17:41Z 93.6K followers, [---] engagements
"The bedrock of building wealth: Spend less than you earn. ✔ Earn more ✔ Spend less ✔ Invest the difference ✔ Reinvest the returns ✔ Rinse & repeat 🔁"
X Link 2026-02-06T05:30Z 93.8K followers, [---] engagements
"An investment in knowledge pays the best dividends. The more you know the more confident you become. The Abojani Masterclass is a perfect starting point for beginner investors. #LevelUp"
X Link 2026-02-06T06:00Z 93.8K followers, [---] engagements
"Long-term investing is boring by design. No daily excitement. No constant action. No dopamine hits. The real edge is Patience + discipline + time. Most investors dont lose money because they chose bad companies. They lose money because they couldnt sit still"
X Link 2026-02-06T06:45Z 93.6K followers, [----] engagements
"Dear investor "Every asset has its day in the sun and its day in the doghouse." Bitcoin (YTD): (24.21%) No investment class is superior to the other. Invest in a diversified portfolio"
X Link 2026-02-06T07:00Z 93.6K followers, [---] engagements
"Early in your career your biggest asset is your income. Before chasing returns: Invest in skills Increase earning power Build optionality The best investment strategy starts with a strong personal balance sheet"
X Link 2026-02-06T08:45Z 93.8K followers, [---] engagements
"4. Build an Emergency Fund Unexpected costs like illness job loss car repairs are part of life. Aim to build an emergency fund that can cover at least three to six months of basic expenses. It doesnt have to happen all at once. Start small even Ksh [----] a month matters. Place this money in a separate savings account or a money market fund not in your main bank account where its easy to access"
X Link 2026-02-06T10:00Z 93.7K followers, [--] engagements
"5. Avoid Quick Debt After employment credit cards mobile loans and buy now pay later offers become tempting. But debt can quietly trap you before you even build financial ground. Use debt strategically not emotionally. Borrow only for things that grow your value (like skills business or assets) not short-term gratification. If you must borrow always know your repayment plan before taking the loan. https://twitter.com/i/web/status/2019712907647336613 https://twitter.com/i/web/status/2019712907647336613"
X Link 2026-02-06T10:00Z 93.8K followers, [---] engagements
"6. Start Planning for the Long Term Retirement may seem far away but its cheaper when you start early. Explore your employers pension scheme and consider topping it up with a personal plan such as a retirement benefits fund. Even small monthly contributions grow significantly through compound interest over time. Starting early gives your money time to multiply without extra effort. https://twitter.com/i/web/status/2019712929466077521 https://twitter.com/i/web/status/2019712929466077521"
X Link 2026-02-06T10:01Z 93.8K followers, [--] engagements
"8 Benefits of Money Market Funds: - Low minimum investment - Regulated by the @CMAKenya - Provide portfolio diversification - Short-term parking place for funds - Offer easy access to invested capital - Better returns than fixed deposit accounts - Stable investment option to preserve capital - Help preserve the purchasing power of your money https://twitter.com/i/web/status/2019716506368565647 https://twitter.com/i/web/status/2019716506368565647"
X Link 2026-02-06T10:15Z 93.7K followers, [----] engagements
"A 50% return on a Sh [-----] investment is the same as a 10% return on a Sh [-----] investment. When you focus on getting more money safely invested with a long-term objective you get fair returns while avoiding high risk investments where there are possible capital losses"
X Link 2026-02-06T10:30Z 93.7K followers, [----] engagements
"The more you learn about money the more you'll invest in your future self. It's not always easy but you must refuse to rely on others (even your own kids) for survival. That should push you to focus on the opportunity cost of income-earning assets over materialism. #LevelUp: https://bit.ly/AbojaniFeb2026Masterclass https://bit.ly/AbojaniFeb2026Masterclass"
X Link 2026-02-06T10:45Z 93.6K followers, [---] engagements
"In many African markets growth shows up in overcoming infrastructural gaps longer cycle customer adoption informal distribution channels cash flows that stabilize before they explode and weathering changing regulatory policies. To an investor trained on Silicon Valley dashboards this can look like underperformance. This is where most capital gets it wrong"
X Link 2026-02-06T11:01Z 93.6K followers, [--] engagements
"The dominant venture capital playbook was designed for environments with predictable infrastructure deep consumer credit markets stable currencies and fast regulatory cycles. Africa operates differently. Here entrepreneurs are building missing systems payments rails last-mile logistics affordable connectivity primary healthcare access. The real foundations. And foundations take time. https://twitter.com/i/web/status/2019728117720379810 https://twitter.com/i/web/status/2019728117720379810"
X Link 2026-02-06T11:01Z 93.6K followers, [--] engagements
"We will add you to our WhatsApp Group once you register for the 74th Masterclass that officially starts on Monday. Use the details below: Amount : Ksh [----] Pay bill : [------] A/C Number : Your Name We look forward to having you on board"
X Link 2026-02-06T12:15Z 93.6K followers, [---] engagements
"Here is what you get from Sh200000 invested in any of these [--] listed companies with a book closure date in February: [--]. @SafaricomPLC Ksh5214 in dividends [--]. KPLC Ksh3806 in dividends. [--]. EABL Ksh3124 in dividends *Interim You can choose to reinvest the dividends and grow your number of shares leading to more dividends in the future. https://twitter.com/i/web/status/2019758171883995583 https://twitter.com/i/web/status/2019758171883995583"
X Link 2026-02-06T13:00Z 93.8K followers, 11.4K engagements
"Most people fail to increase their earnings because they dont make financial literacy a priority. The end result is a scarcity mentality - believing that wealth is only for a select few. Wealth creation is a game of applied knowledge. Join our #LevelUp Masterclass starting Monday next week. https://twitter.com/i/web/status/2019774167290171465 https://twitter.com/i/web/status/2019774167290171465"
X Link 2026-02-06T14:04Z 93.7K followers, [---] engagements
"Are you ready to start making better decisions with and about your finances Attend our online masterclass to improve your personal finance and investing processes. We are excited to share this class with you. Details on poster below"
X Link 2026-02-06T14:37Z 93.7K followers, [---] engagements
"Dear Beginner Investor When choosing a money market fund opt for one with a solid track record reputable fund managers clear details on where it invests and one that is licensed by the CMA"
X Link 2026-02-06T15:21Z 93.7K followers, [---] engagements
"An investment in knowledge sticks with you. Knowledge doesn't go down in value. Stocks can tank. Real estate can crash. Businesses can go bust. But what is in your mind is yours forever. Others can take away everything from you but with knowledge you can regain wealth"
X Link 2026-02-06T16:07Z 93.7K followers, [---] engagements
"Personal finance is knowing: [--] Where your money comes from understanding your income streams and their reliability. [--] Where your money goes tracking expenses and identifying patterns. [--] How to protect what you have insurance emergency funds and risk management. [--] How to grow your money saving investing and using your resources strategically. [--] How to plan for the future retirement long-term goals and financial freedom. [--] How to make informed decisions knowing when to spend save invest or borrow. At its core personal finance means making your money work for the life you want rather than"
X Link 2026-02-07T05:15Z 93.8K followers, [---] engagements
"When you diversify youre not just protecting your present youre securing your future. One generations short-term win can easily vanish without balance. A diversified portfolio becomes the bridge between earning well and leaving a legacy that lasts. Its the difference between temporary success and sustainable wealth. https://twitter.com/i/web/status/2020033536414077256 https://twitter.com/i/web/status/2020033536414077256"
X Link 2026-02-07T07:15Z 93.7K followers, [---] engagements
"Every stage of financial growth; budgeting saving investing leads to one goal: autonomy. Passive income is that final step the proof that youve mastered control over your money. Its the point where your earnings outlive your effort. But its not magic. Its mathematics and mindset working hand in hand. The journey isnt glamorous but its deeply rewarding. https://twitter.com/i/web/status/2020063735352623370 https://twitter.com/i/web/status/2020063735352623370"
X Link 2026-02-07T09:15Z 93.8K followers, [---] engagements
"Asset allocation isn't about picking the 'right' stock or bond. It's about spreading your investments across various asset classes to reduce risk while still positioning yourself for growth. Its the foundation of a sound investment strategy"
X Link 2026-02-07T09:30Z 93.7K followers, [---] engagements
"Why do we say personal finance is personal Because its deeply tied to your unique goals and aspirations. Personal finance goes beyond numbers as the bridge that connects where you are to the life you truly want to build. Think of it like a journey. While others can guide advise and share insights they cant visualize your destination the way you can. Thats why its essential to begin with the end in mind. https://twitter.com/i/web/status/2020078834851201502 https://twitter.com/i/web/status/2020078834851201502"
X Link 2026-02-07T10:15Z 93.7K followers, [---] engagements
""I'll start saving for my son's school in November. Kwani what's the worst that could happen" Life. Life could happen"
X Link 2026-02-07T11:30Z 93.7K followers, [----] engagements
"Financial literacy isnt optional its a defense against a world designed to exploit ignorance especially in this digital age. Teaching kids about money isnt just about saving or budgeting; its about giving them the tools to navigate a consumer-driven society with confidence and clarity. https://twitter.com/i/web/status/2020101484021526733 https://twitter.com/i/web/status/2020101484021526733"
X Link 2026-02-07T11:45Z 93.7K followers, [---] engagements
"What can you learn from attending the Abojani Masterclass 💡 Personal Finance Basics: Master budgeting saving and managing your money effectively. 💹 Investing in Unit Trusts: Understand how pooled funds can grow your wealth. 📈 Stock Market Essentials: Learn how to get started and make informed decisions. 🔍 Identifying Investment Opportunities: Spot high-potential avenues for your money. 🏢 Business & Financial Analysis: Analyze companies for smarter investments. 💰 Valuation Techniques: Learn how to assess the true value of assets. 📜 Investing in Bills & Bonds: Explore safe fixed-income"
X Link 2026-02-07T12:00Z 93.7K followers, [---] engagements
"Imagine saving and investing for years only for one hospital bill to drain it all. Insurance isnt exciting but its essential. It keeps your goals safe from lifes curveballs"
X Link 2026-02-07T14:30Z 93.7K followers, [---] engagements
"Financial Mastery Awaits You This February Does not matter whether you're a beginner or looking to refine your skills this is your chance to build a solid foundation and unlock your financial potential. Mark your calendar https://bit.ly/AbojaniFeb2026Masterclass https://bit.ly/AbojaniFeb2026Masterclass"
X Link 2026-02-07T15:35Z 93.7K followers, [---] engagements
"When your income isnt fixed budgeting can feel impossible but its not. Heres a quick strategy: ✅Identify your baseline needs: Rent bills food. know your monthly minimum. ✅Save more during high-earning months: Set aside 30-50% of your income to smooth out the lows. ✅Plan quarterly not monthly: This helps manage income dips and spikes. Remember inconsistent income doesnt mean inconsistent goals. https://twitter.com/i/web/status/2020369500135165971 https://twitter.com/i/web/status/2020369500135165971"
X Link 2026-02-08T05:30Z 93.8K followers, [----] engagements
"Retirement planning isnt just about owning properties When you think about retirement consider more than just your investments in real estate. A well-rounded retirement plan goes far beyond that and includes: ✅ Retirement Benefits Plan: Understanding and maximizing your retirement benefits is crucial. Whether it's pensions employer-sponsored plans or government schemes ensuring that you're taking full advantage of these benefits can lay a strong foundation for your retirement income. ✅ Diversified Investment Portfolio: Building wealth for retirement requires a balanced diversified approach."
X Link 2026-02-08T06:00Z 93.6K followers, [--] engagements
"Investing KES [-----] a month at 12% for [--] years isnt just saving its wealth-building. You wont have KES 2.4M. Youll have KES 10.3M. The magic Compounding. The secret Starting NOW"
X Link 2026-02-08T07:00Z 93.8K followers, [----] engagements
"Even as you invest remember that good things take time and that quality always wins over quantity. A high-value portfolio will generate better long-term returns than chasing unrealistic promises of greater gains"
X Link 2026-02-08T07:15Z 93.7K followers, [---] engagements
"A goal without a plan is just a wish. When it comes to money wishing wont pay your bills build your savings or grow your investments. You can dream about being debt-free owning a home or retiring comfortably but without a clear plan those dreams remain out of reach"
X Link 2026-02-08T08:15Z 93.8K followers, [---] engagements
"Youve been meaning to start investing. Youve wanted to learn how bonds stocks and unit trusts actually work. Youve promised yourself youll finally take control of your finances. This is your chance. Classes start tomorrow Act now and walk away ready to rewrite your financial story. Paybill: [------] Account: Your Name https://twitter.com/i/web/status/2020429902273470827 https://twitter.com/i/web/status/2020429902273470827"
X Link 2026-02-08T09:30Z 93.8K followers, [---] engagements
"Set one financial goal for the week whether its sticking to your budget or investing for the first time. Success is built on focused intentional steps"
X Link 2026-02-08T10:15Z 93.8K followers, [---] engagements
"Every investment product has a role. For instance money market funds preserve liquidity bonds offer stability stocks drive growth and real estate provides tangibility. The challenge comes when people invest them without understanding. Understanding before you invest is about alignment knowing which product fits your goal. Dont buy shares when youll need the money in two months. Dont lock up funds in land when your emergency savings are thin. Smart investing is strategic matching not random collection. https://twitter.com/i/web/status/2020444998685122601"
X Link 2026-02-08T10:30Z 93.8K followers, [---] engagements
"If your monthly expenses are KES [-----] today in [--] years (assuming 3% inflation) you'll need about KES [-----] per month to maintain the same lifestyle. Are your savings and investments growing fast enough to cover that"
X Link 2026-02-08T10:45Z 93.8K followers, [----] engagements
"They say you should gift the greatest love of your life during Valentines. Well who better than YOU Love your future self by investing in financial knowledge this February. Join the Abojani Personal Finance masterclass or start by learning the basics of personal finance today. https://bit.ly/AbojaniFeb2026Masterclass https://bit.ly/AbojaniFeb2026Masterclass"
X Link 2026-02-08T11:00Z 93.8K followers, [---] engagements
"When you are financially free you are not constantly worried about the next bill the next emergency or whether your paycheck will stretch to the end of the month. You make choices from a place of stability not survival. That mental space is priceless"
X Link 2026-02-08T11:15Z 93.8K followers, [---] engagements
"The best experiences are rarely spontaneous; theyre made possible by foresight. Budgeting for life means setting aside money for the experiences that recharge you: travel hobbies date nights or simply rest. The irony is that people who budget are often freer than those who dont. They dont say theyre broke because theyre always prepared. https://twitter.com/i/web/status/2020460097231626741 https://twitter.com/i/web/status/2020460097231626741"
X Link 2026-02-08T11:30Z 93.8K followers, [---] engagements
"Weekly Highlights 🧵 Here are some of the biggest stories that made headlines this week: [--]. The week started on a strong note as Kenyan banks subsidiaries in Tanzania released their FY [----] results. KCB remained the undisputed leader in absolute profitability while Equity Bank Tanzania recorded the fastest profit growth. All Kenyan bank subsidiaries in Tanzania made a combined profit after tax of Tsh [-----] bn (Ksh [----] bn)"
X Link 2026-02-08T12:00Z 93.8K followers, [----] engagements
"@cheruiyotkb @Davinedavid1 @mmnjug @MihrThakar @alykhansatchu @thesharkke @mytradesignals @ChiboliS [--]. DTB continues to be the largest Kenyan subsidiary in Tanzania by assets. KCB stands out as the most efficient while Equity Bank Tanzania leads in asset quality and has the highest return on average equity"
X Link 2026-02-08T12:00Z 93.8K followers, [---] engagements
"The difference between stress and freedom often comes down to one thing; financial literacy. Think about it: two people can earn the same income yet one builds a house invests in assets and retires comfortably while the other constantly feels broke. The difference isnt effort its knowledge. The Abojani Masterclass gives you that edge. In three weeks youll learn the skills to not only manage what you earn today but also grow it for tomorrow. Well cover everything from how to build a budget you can actually stick to to making sense of investment opportunities to understanding money markets and"
X Link 2026-02-08T14:00Z 93.8K followers, [---] engagements
"You need mind skills and tools to manage your money well. Mind alonebeing aware of your spending isnt enough. Skillslike budgeting analyzing investments or understanding credit turn awareness into action. Toolswhether its a simple spreadsheet an app or a financial planner these help you stay organized and track progress. https://twitter.com/i/web/status/2020512968723554458 https://twitter.com/i/web/status/2020512968723554458"
X Link 2026-02-08T15:00Z 93.8K followers, [----] engagements
"To be a great investor does not mean starting with all the answers it means allowing yourself to learn as you go. Markets shift strategies evolve and mistakes happen but each decision whether good or bad becomes part of your education. The best investors are not those who avoid failure but those who adapt refine and grow from every experience. https://twitter.com/i/web/status/2020535594821009901 https://twitter.com/i/web/status/2020535594821009901"
X Link 2026-02-08T16:30Z 93.8K followers, [---] engagements
"Good morning Legends"
X Link 2026-02-09T05:08Z 93.8K followers, [---] engagements
"Topics That Will Be Covered in the 74th Abojani Masterclass [--]. Personal Finance - Financial planning - Budgeting - Emergency Fund - Debt management - Home ownership - Retirement planning - Earning Passive Income"
X Link 2026-02-09T06:15Z 93.8K followers, [---] engagements
"@Davinedavid1 @mmnjug @cheruiyotkb [--]. Unit Trusts - Money Market Funds (MMFs) - Equity Funds (EFs) - Fixed-income funds - Balanced funds - How to earn passive income using Unit Trusts - Factors to consider when choosing Unit Trusts"
X Link 2026-02-09T06:15Z 93.8K followers, [---] engagements
"@Davinedavid1 @mmnjug @cheruiyotkb [--]. Investing in Stock Market - How the stock market works - How to pick a good stock - How to earn passive income in the stock market - Investment opportunities in the stock market - How to buy and sell shares - Top stock brokers in Kenya - Dividend stocks"
X Link 2026-02-09T06:15Z 93.8K followers, [---] engagements
"@Davinedavid1 @mmnjug @cheruiyotkb [--]. Identifying Companies to Invest in - Screening Investment opportunities in the stock market. - How to pick good stocks and hidden gems - Stocks checklist - Stocks we should avoid - Monitoring your portfolio of shares - Portfolio rebalancing and reallocation are periodically"
X Link 2026-02-09T06:15Z 93.8K followers, [---] engagements
"@Davinedavid1 @mmnjug @cheruiyotkb [--]. Investing in Treasury Bills and Bonds - How to open a CDS Account - How to invest in T-Bills and Bonds - Competitive bidding and non-competitive bidding - Auction results - Payment for an auction - Maturity of T- Bills and bonds"
X Link 2026-02-09T06:15Z 93.8K followers, [---] engagements
"The classes will be held on Zoom every Monday Tuesday and Thursday from [--] pm to [--] pm EAT for [--] weeks. By the end of the masterclass you'll develop a strong money mindset gain practical skills and have the tools you need to start your journey toward financial freedom. Payment Details M-Pesa Paybill no: [------] Account no: Your Name https://twitter.com/i/web/status/2020743398018208201 https://twitter.com/i/web/status/2020743398018208201"
X Link 2026-02-09T06:15Z 93.8K followers, [---] engagements
"Investor [--] has held BAT shares worth Sh200000 for [--] years and has reinvested dividends each year. Investor [--] has held BAT shares worth Sh300000 for [--] years but has withdrawn all his dividends. Who is likely to earn more dividends this year"
X Link 2026-02-09T07:45Z 93.9K followers, 18K engagements
"Most people rush to ask Which stock should I buy The better question is: Is my personal finance house in order Before stocks: ✅Emergency fund (36 months) ✅No high-interest debt ✅Stable monthly cash flow Stocks can grow your wealth but you have to start with the basics. https://twitter.com/i/web/status/2020777384253755744 https://twitter.com/i/web/status/2020777384253755744"
X Link 2026-02-09T08:30Z 93.8K followers, [----] engagements
"Some peoples income ends with a salary. Others go beyond salary. They earn from fixed deposits capital gains rental income dividends from Saccos REITs & stocks and coupons from bonds. One group works for money. The other makes money work for them. The difference. Financial education. Understanding how money works and putting that knowledge into action. Join our masterclass this month and discover practical ways to save invest and grow your wealth https://twitter.com/i/web/status/2020788606055465239 https://twitter.com/i/web/status/2020788606055465239"
X Link 2026-02-09T09:15Z 93.8K followers, [----] engagements
"Dear Beginner Investor When investing consider putting your money into fundamentally strong companies with a proven track record of consistent growth. Focus on companies with robust financials minimal debt and a leading position in their respective industry"
X Link 2026-02-09T10:45Z 93.9K followers, [----] engagements
"Avoid Lifestyle Inflation As your income rises dont fall into the trap of spending more. Instead of increasing discretionary spending allocate half of your salary raise to your investment portfolio"
X Link 2026-02-09T11:00Z 93.8K followers, [---] engagements
"Which African country has the largest number of listed companies a. South Africa b. Nigeria c. Egypt d. Kenya"
X Link 2026-02-09T12:58Z 93.8K followers, [----] engagements
"According to data from @KNBStats Meru is Kenyas top agricultural contributor with an 8.1% share of national agricultural GDP in 2024"
X Link 2026-02-09T13:15Z 93.8K followers, [----] engagements
"Are you making the most out of your salary Do you practice prudent financial habits that include living within your means Your salary isn't a "passport" for unplanned loans. Think about the need for credit before signing on the dotted line. #LevelUp in the Abojani Masterclass. The masterclass starts in less than [--] hours. Sign up now: Mpesa Paybill No: [------] Account No: Your Name Once you pay we'll add you to the WhatsApp Group. See you there https://twitter.com/i/web/status/2020868022911549646 https://twitter.com/i/web/status/2020868022911549646"
X Link 2026-02-09T14:30Z 93.8K followers, [----] engagements
"Masaa ni ya watu wa last minute✨✨ We are super thrilled to be hosting attendees for Abojanis 74th online masterclass from today until 27th February [----] between [--] PM (Kenya time). We have so much in store for all our participants and cant wait to share financial knowledge that will help you secure a better future. If you have not yet registered kindly do so before the registration window closes. Ni 7k. Mpesa Paybill No: [------] Account No: Your Name https://twitter.com/i/web/status/2020879291102212485 https://twitter.com/i/web/status/2020879291102212485"
X Link 2026-02-09T15:15Z 93.8K followers, [---] engagements
"Saving [---] [--]. Create and follow a realistic spending plan. Make a list of expenses and allocate a reasonable budget for each. Use it to guide your spending. [--]. Pay yourself first. Set aside a portion of your income in a savings/investment account. Use the rest for your necessities and wants. [--]. Don't spend more than you make. Reduce wants and prioritize needs. https://twitter.com/i/web/status/2021102059068477867 https://twitter.com/i/web/status/2021102059068477867"
X Link 2026-02-10T06:00Z 93.9K followers, [---] engagements
"Happening today. Monetary Policy Committee (MPC) meeting. The Central Bank Rate (CBR) currently stands at 9.00% following a [--] basis point cut in December [----]. Since June [----] the MPC has reduced the Central Bank Rate (CBR) by [---] basis points. What are your expectations https://twitter.com/i/web/status/2021118236721369512 https://twitter.com/i/web/status/2021118236721369512"
X Link 2026-02-10T07:05Z 93.9K followers, [---] engagements
"5 Reasons Why You Need to Invest [--]. Preserve the value of your money. [--]. Build wealth through the power of compounding. [--]. Generate an additional income stream and diversify your income sources. [--]. Ensure financial security in the future (retirement). [--]. Achieve your financial goals faster. https://twitter.com/i/web/status/2021133457624031299 https://twitter.com/i/web/status/2021133457624031299"
X Link 2026-02-10T08:05Z 93.9K followers, [---] engagements
"This question will save you from unnecessary spending. Is this a necessity or a want A need (must-have) is a basic necessity you cannot live without e.g. rent groceries transportation insurance. A want (nice-to-have) is something that improves your lifestyle but isnt essential e.g. dining out gadgets or luxury items. https://twitter.com/i/web/status/2021147739074023558 https://twitter.com/i/web/status/2021147739074023558"
X Link 2026-02-10T09:02Z 93.9K followers, [---] engagements
"Job loss isn't as scary when you have: - An emergency fund - Investments - Social capital Build an emergency fund covering [---] months of expenses invest 20% of your take-home pay and upgrade your circle of friends"
X Link 2026-02-10T09:15Z 93.9K followers, [---] engagements
"Savings vs. Investing ☑ Saving: For emergencies and short-term goals e.g. a travel fund school fees insurance premiums planned purchases. Keep this money in low-risk options such as fixed deposits or MMFs. ☑ Investing: For long-term goals. Allocate this money to growth-focused investments such as stocks equity funds. The goal is to grow money and create wealth. https://twitter.com/i/web/status/2021166204346364054 https://twitter.com/i/web/status/2021166204346364054"
X Link 2026-02-10T10:15Z 93.9K followers, [----] engagements
"Business analysis comes before the ticker. Before buying a stock the first question is not Will this company survive It is How does this business actually make money Is revenue predictable or cyclical Are costs controllable or structural Does the company have pricing power or is it at the mercy of the market Airlines media houses and telcos may all be household names but they are very different businesses with very different risk profiles. Understanding the business model is the foundation. Without it every investment is a gamble disguised as conviction"
X Link 2026-02-10T11:30Z 93.9K followers, [---] engagements
"Financial analysis tells you where the pressure is. Stories live in headlines and risk lives in the numbers. Debt levels cash flow margins return on equity these are not academic metrics. They tell you who can survive a downturn who needs constant refinancing who is one bad year away from dilution or collapse A company can be profitable and still be financially fragile. Many investors learn this only after the share price teaches them. https://twitter.com/i/web/status/2021185086696116723 https://twitter.com/i/web/status/2021185086696116723"
X Link 2026-02-10T11:30Z 93.9K followers, [---] engagements
"Management matters more than most people admit. In theory numbers drive stocks. In practice people do. Capital allocation decisions transparency governance and strategic discipline separate companies that compound value from those that destroy it slowly then suddenly. When management is weak no amount of patriotism brand loyalty or hope will save your investment"
X Link 2026-02-10T11:30Z 93.9K followers, [---] engagements
"Without Financial Literacy you may be steering a ship with the holes in the bottom. #LevelUp"
X Link 2026-02-10T12:00Z 93.9K followers, [---] engagements
"There are other ways to create monthly income aside from rentals: Money market funds Bond funds Treasury bonds (bond laddering) Dividends (offshore stocks) Annuities Business / side hustles High-yield savings accounts Book royalties"
X Link 2026-02-10T13:15Z 93.9K followers, [----] engagements
"Kenya's Companies Act allows squeeze-out at 50% ownership but here's the critical constraint: foreign shareholders cannot hold more than 75% of shares in a publicly listed Kenyan company. Even if Vodacom wanted full control they'd hit a legal ceiling at 75%. Getting there from 55% would require buying another 20% with Government consent regulatory approval and shareholder votes. Could Vodacom delist Safaricom from the NSE https://twitter.com/i/web/status/2021216406855918035 https://twitter.com/i/web/status/2021216406855918035"
X Link 2026-02-10T13:35Z 93.9K followers, [---] engagements
""Investing in the stock markets means buying shares of listed companies. When you buy a share you become a part owner of the company and benefit as the company grows." Joanne Kabiru Mucheru - Head Global Market Operations @KeEquityBank Investment Bank #KnowledgeSeries"
X Link 2026-02-05T16:05Z 94K followers, [---] engagements
""Generally a strong company tends to generate strong revenues and good profits." Joanne Kabiru Mucheru - Head Global Market Operations @KeEquityBank Investment Bank"
X Link 2026-02-05T16:42Z 94K followers, [---] engagements
"#ICYDK BK Group is the only listed company on the NSE that has a Dividend Reinvestment Plan (DRIP)"
X Link 2026-02-13T07:45Z 94K followers, [----] engagements
"Dear Salaried Professional Salo ya Jan bado iko. Why work [---] hours a month - [--] to [--] five days a week - just to spend it all in a few days You dont even take an hour to think about managing protecting and growing your money. If you want to get ahead in your financial life dont just work for money; pay yourself first. Follow the 50/30/20 rule and let your money work for you. #LevelUp in the Abojani Masterclass https://twitter.com/i/web/status/2022287171474932217 https://twitter.com/i/web/status/2022287171474932217"
X Link 2026-02-13T12:30Z 94K followers, [---] engagements
"If you've tried flowers chocolates dinner dates surprise getaways perfumes teddy bears handwritten letters or expensive gifts. but it hasnt worked before. maybe its time to invest in something that truly lasts: understanding money building wealth and creating a future you both can enjoy. #AbojaniMasterclass https://twitter.com/i/web/status/2022302403610005794 https://twitter.com/i/web/status/2022302403610005794"
X Link 2026-02-13T13:30Z 94K followers, [---] engagements
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