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# ![@Ravisutanjani Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::2498279960.png) @Ravisutanjani Ravisutanjani

No major recent news or social posts specifically mention Ravisutanjani. However, the creator of the account appears to be sharing general personal finance, tech, and government-related updates. The account shares tips on managing credit scores and information on new technology features.

### Engagements: XXXXXX [#](/creator/twitter::2498279960/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::2498279960/c:line/m:interactions.svg)

- X Week XXXXXXXXX +12%
- X Month XXXXXXXXXX +23%
- X Months XXXXXXXXXX -XX%
- X Year XXXXXXXXXXX +42%

### Mentions: XX [#](/creator/twitter::2498279960/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::2498279960/c:line/m:posts_active.svg)

- X Week XXX +16%
- X Month XXX -XXXX%
- X Months XXX -XX%
- X Year XXXXX +14%

### Followers: XXXXXXX [#](/creator/twitter::2498279960/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::2498279960/c:line/m:followers.svg)

- X Week XXXXXXX +0.32%
- X Month XXXXXXX +0.89%
- X Months XXXXXXX +6.20%
- X Year XXXXXXX +20%

### CreatorRank: XXXXXXX [#](/creator/twitter::2498279960/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::2498279960/c:line/m:influencer_rank.svg)

### Social Influence [#](/creator/twitter::2498279960/influence)
---

**Social category influence**
[finance](/list/finance)  XXXXX% [countries](/list/countries)  XXXXX% [stocks](/list/stocks)  XXXX% [technology brands](/list/technology-brands)  XXXX% [automotive brands](/list/automotive-brands)  XXXX% [social networks](/list/social-networks)  XXXX% [celebrities](/list/celebrities)  XXXX%

**Social topic influence**
[india](/topic/india) 10.17%, [credit cards](/topic/credit-cards) #343, [insurance](/topic/insurance) 2.54%, [$googl](/topic/$googl) 1.69%, [whatsapp](/topic/whatsapp) 1.69%, [holders](/topic/holders) #1589, [$hsbc](/topic/$hsbc) #78, [lakh](/topic/lakh) 1.69%, [skoda](/topic/skoda) 1.69%, [hyundai](/topic/hyundai) XXXX%

**Top accounts mentioned or mentioned by**
[@grok](/creator/undefined) [@realdharm](/creator/undefined) [@couchoholic](/creator/undefined) [@nagaranjanhr](/creator/undefined) [@kaushkey](/creator/undefined) [@vatsalz14](/creator/undefined) [@nikhila1412](/creator/undefined) [@ganatralalith](/creator/undefined) [@geetsethis](/creator/undefined) [@chanduwin567](/creator/undefined) [@chastitysl82415](/creator/undefined) [@piyushdhalawat](/creator/undefined) [@nirav1730](/creator/undefined) [@financegyvikram](/creator/undefined) [@ghostaviator10](/creator/undefined) [@sleepysmiley_](/creator/undefined) [@onevision_media](/creator/undefined) [@kishor_005](/creator/undefined) [@naikhrishikesh](/creator/undefined) [@nakhva_chirag](/creator/undefined)

**Top assets mentioned**
[Alphabet Inc Class A (GOOGL)](/topic/$googl) [HSBC Holdings PLC (HSBC)](/topic/$hsbc) [Marriott International Inc (MAR)](/topic/$mar) [Microsoft Corp. (MSFT)](/topic/microsoft)
### Top Social Posts [#](/creator/twitter::2498279960/posts)
---
Top posts by engagements in the last XX hours

"Eternal Financials - Q2-FY26 Read More: @upadhyay_harsh1 @entrackr @jaivardhan88"  
[X Link](https://x.com/Ravisutanjani/status/1978799048921362812) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-16T12:23Z 173K followers, 15.7K engagements


"🚨 Jio Payments Bank Won The Contract For Free-Flow Toll System Rollout at National Highways They are Already Managing XX Toll Plazas New System Will Identify Vehicles Accurately and Deduct Toll Without Need To Slowdown"  
[X Link](https://x.com/Ravisutanjani/status/1977788566572085403) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-13T17:28Z 173K followers, 45.5K engagements


"Similarly been buying Sovereign Gold Bond (SGBs) till the RBI discontinued them. This one is my first SGB bought XX Grams at 27800 4x Returns in X Years XXX% Internet Annual Tax-Free Gains"  
[X Link](https://x.com/Ravisutanjani/status/1978527862677275133) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-15T18:26Z 173K followers, 7252 engagements


"🚨 Some Remarkably Successful Acquisition Google - Android and YouTube Meta - Instagram and WhatsApp Microsoft - LinkedIn Elon Musk - Twitter Salesforce - Slack Zomato - Blinkit"  
[X Link](https://x.com/Ravisutanjani/status/1978827436314743087) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-16T14:16Z 173K followers, 72.6K engagements


"🚨 Govt Should Reform Municipal Councils Let Private Players Handle Cleanliness and Civic Issues Compete For Quality and Improvements Airports Electricity Telecom are Good Example Most Municipalities are Incapable and Corrupt"  
[X Link](https://x.com/Ravisutanjani/status/1979250043438928269) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-17T18:15Z 173K followers, 46.2K engagements


"@narendramodi Thank you so much Hon'ble Sir This made my day ❤🙏 Under your Leadership India has built a Robust Public Digital Infrastructure We Citizens are the Brand Ambassadors of Indias Growth Story"  
[X Link](https://x.com/Ravisutanjani/status/1609939703134064641) [@Ravisutanjani](/creator/x/Ravisutanjani) 2023-01-02T15:48Z 173K followers, 2.8M engagements


"🚨 Excellent Offers For Visa Credit Card Holders PVR Voucher of XXX 5000 Villa Stay Voucher Upto XXX Bill Pay Voucher Free Times Prime Membership Free Airport Meet and Greet Your Credit Card Has Hidden Benefits Here are X Important Links and Details 👇"  
[X Link](https://x.com/Ravisutanjani/status/1977428686887674109) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-12T17:38Z 173K followers, 109.6K engagements


"@timesprime is an incredibly beautiful product one of its kind bundling important OTT lifestyle subscription in a single package The combined value is easily worth more than 10000. Visa Signature Credit Card Users can claim it for free. PS: I've been using it for X years"  
[X Link](https://x.com/Ravisutanjani/status/1977428725232001316) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-12T17:38Z 173K followers, 11.2K engagements


"Here are some working Visa Signature Credit Cards Axis Atlas/ACE /Rewards HDFC Regalia / Millenia / Tata Neu ICICI Sapphiro / Rubyx / Adani One SBI Prime / Pulse / Signature IndusInd Legend/Kotak Royale Signature OneCard / Scapia / IDFC Select / HSBC Live+"  
[X Link](https://x.com/Ravisutanjani/status/1977428730365854101) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-12T17:38Z 173K followers, 9911 engagements


"🚨 This is Why States Collect Upto XX% Road Tax Pathetic Crumbling Infrastructure and Potholes And No Accountability If People Lose Lives"  
[X Link](https://x.com/Ravisutanjani/status/1977691940218142840) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-13T11:04Z 173K followers, 204.3K engagements


"🚨 Price of XX Gram Gold (24K) in India 2005 : 7000 2015 : 26343 2025 : 131000 Over 18x Increase in The Last XX Years While NIFTY50 Given 11x Returns in Same Period Indian Moms Have Outperformed Fund Managers"  
[X Link](https://x.com/Ravisutanjani/status/1978523370921533493) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-15T18:08Z 173K followers, 162.4K engagements


"Where do you order Gold From I find Amazon and Myntra most reliable for online gold orders whenever there's a discount on Credit Cards or coupon codes. This one is from Amazon 8500 instant credit card discount during last sale so effective Gold Price is just 11656/g"  
[X Link](https://x.com/Ravisutanjani/status/1979429810410787103) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-18T06:10Z 173K followers, 17.9K engagements


"🚨 Get a Credit Card Early in Your Career Use It Like a Debit Card or Even Once a Year This Will Help Build an Excellent Credit Score You Become Eligible For Easy and Cheaper Interest Rate For Car Home Loan Better Cards etc While Your Friend Pays Higher Interest Rates"  
[X Link](https://x.com/Ravisutanjani/status/1979461910849597834) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-18T08:17Z 173K followers, 68.2K engagements


"I have claimed this benefit on my Axis Bank Olympus HDFC Infinia and ICICI Bank Times Black Credit Cards You'll need to authenticate the card after entering the travel details and VIP concierge service will be booked for you. Valid on International travel to/from India"  
[X Link](https://x.com/Ravisutanjani/status/1977428749256990730) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-12T17:38Z 173K followers, 10.3K engagements


"🚨 Successfully Removed Wrong CIBIL Entry Check Credit Report Periodically For Safety You Can Also Get Free CIBIL Report (Officially) Here's How You Can Dispute CIBIL Enquiry 🧵"  
[X Link](https://x.com/Ravisutanjani/status/1977738433238843755) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-13T14:09Z 173K followers, 193.1K engagements


"🚨 Govt Engineers and Contractors Should Be Held Responsible For Such Negligence and Corruption No One or Their Family Deserve To Face This This is Nothing But Attempt To Murder By System"  
[X Link](https://x.com/Ravisutanjani/status/1978025202442555532) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-14T09:08Z 173K followers, 254.1K engagements


"🚨 EPFO is Outdated and Need Big Overhaul Here are X Major Changes 👇 XX% of EPFO is Blocked as Minimum Balance Withdrawal After XX Month of Unemployment Full Withdrawal of Pension Only After XX Month Govt Made it Even More Difficult For People"  
[X Link](https://x.com/Ravisutanjani/status/1978095038094586241) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-14T13:46Z 173K followers, 100.3K engagements


"🚨 Zomato Acquired Blinkit For 4500 Cr in 2022 Now Blinkit Posted 9891 Cr Revenue in Q2-FY26 That's 4X of Zomato's Food Delivery Business One of The Most Successful Acquisitions Ever"  
[X Link](https://x.com/Ravisutanjani/status/1978792227813093853) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-16T11:56Z 173K followers, 337.6K engagements


"🚨 Truly Impressed By Punjab National Bank Car Loan Sanctioned at XXXX% Interest Rate Aadhaar PAN X Year ITR/26AS GSTIN CIBIL XXX X Month Bank Statement Car Selection All Done with OTPs No Physical Documents Much Cheaper and Better Than Private Banks"  
[X Link](https://x.com/Ravisutanjani/status/1979196152609132793) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-17T14:41Z 173K followers, 254.2K engagements


"And there you get an option to select between Floating RoI (Repo Rate Linked) or Fixed Rate Now You'll see 👇 Eligible Loan Amount Offered Interest Rate Select Tenure and EMI Note that there's no processing fee or foreclosure fees currently"  
[X Link](https://x.com/Ravisutanjani/status/1979206331488678064) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-17T15:22Z 173K followers, 13K engagements


"On a spend of XXX Lakhs 16800 Regular Points 17500 Milestone Points 22500 Incremental Points 10000 TAJ Gift Cards This is on Amex Platinum Travel Credit Card. You can explore Amex Cards Here: Referral Link:"  
[X Link](https://x.com/Ravisutanjani/status/1979426083213840515) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-18T05:55Z 173K followers, 23.1K engagements


"Here's a few Life Time Free Credit Cards HSBC Visa Platinum : Scapia Federal : IndusInd Tiger : AU Bank Lit : Disc : Referral links always do your research"  
[X Link](https://x.com/Ravisutanjani/status/1979464782035194115) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-18T08:29Z 173K followers, 5806 engagements


"🚨 Best Payment Option To Buy Car For XX Lakh Assume You Have Full Amount in Bank/MFs Pay Full Amount via Bank Transfer Take a Car Loan : XXXX% Floating Rate Take Loan Against MFs : XXXX% Interest Pay Using Credit Cards: XXXX% Fee/7% Reward"  
[X Link](https://x.com/Ravisutanjani/status/1979059758603673790) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-17T05:39Z 173K followers, 111.8K engagements


"🚨 Bought Gold Coins Online Using Credit Cards XX Grams For Approx XXX Lakh (12000/G) 56800 American Express Points 10000 TAJ Hotel Stay Gift Card Easy Enough For X Delhi-London Tickets Gold is Already Up By XX% From Buying Date"  
[X Link](https://x.com/Ravisutanjani/status/1979421708059840886) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-18T05:38Z 173K followers, 220.6K engagements


"Indian women hold11% of the world's gold at 24000 metric tons which is several times more than the USA (8133 tons) Germany (3362 tons) Italy (2451 tons) France (2436 tons) and Russia (2298 tons) Read More:"  
[X Link](https://x.com/Ravisutanjani/status/1979443824066977805) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-18T07:05Z 173K followers, 2452 engagements


"Important to understand 👇 - Only use and buy what you can afford - Use debt with discipline - Always pay on or before the due date Overall age of credit matters a lot"  
[X Link](https://x.com/Ravisutanjani/status/1979464777593426422) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-18T08:29Z 173K followers, 6115 engagements


"This is the XUV XXX RevX A (TGDi). It looks very stunning one of the best in the segment and is totally feature-loaded powertrain Parents absolutely loved it. @anandmahindra"  
[X Link](https://x.com/Ravisutanjani/status/1979981399596941355) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-19T18:42Z 173K followers, 4637 engagements


"Other good cars in our consideration were Skoda Kylaq Hyundai Venue Tata Nexon Kia Seltos Honda Amaze MS Brezza/Grand Vitara"  
[X Link](https://x.com/Ravisutanjani/status/1979981405389238469) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-19T18:42Z 173K followers, 4313 engagements


"Japan is a Very High Trust Country Went To Nearest Supermarket for Grocery No Staff Pick Products Pay by Cash/Card Imagine a Store Without Staff in India"  
[X Link](https://x.com/Ravisutanjani/status/1896196587531190302) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-03-02T13:51Z 173K followers, 135K engagements


"🚨 Team India's Sponsors in The Past Sahara Micromax Star India Oppo Mobiles BYJUs Dream1 Who Should Be The Next Sponsor"  
[X Link](https://x.com/Ravisutanjani/status/1959994604167873015) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-08-25T15:01Z 173K followers, 778.1K engagements


"🚨 Govt Finally Heard Indian Taxpayers X% GST on Life/Health Insurance XX% GST on Air Conditioners XX% GST on Cement This Was a Long Fight and Campaigning Thanks To All of You For Amplifying This 🙏 Next is EPFO TRAI and Railway Reforms"  
[X Link](https://x.com/Ravisutanjani/status/1963294809604395476) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-09-03T17:35Z 173K followers, 77.4K engagements


"🚨 Automobile Companies That Announced To Pass New GST Benefits To Customers Tata Motors Mahindra & Mahindra Hyundai India Nissan Motor Toyota India Audi India Renault India Skoda Kia JSW MG Good Diwali For Customers and Auto Companies"  
[X Link](https://x.com/Ravisutanjani/status/1965034674709020849) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-09-08T12:49Z 172.9K followers, 38.4K engagements


"🚨 Most Automobile Companies Announced Full GST Benefits To Customers While Leading Insurance Companies Are Yet To Update If They Will Be Passing Full GST Benefits Do Compare Premium and Renewal Payment Govt and IRDAI Should Ensure Strict Compliance"  
[X Link](https://x.com/Ravisutanjani/status/1966497031498666494) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-09-12T13:40Z 173K followers, 45.1K engagements


"Been an iPhone Pro Users For Years Switched To Google Pixel X Pro XL Recently Loving The Android Experience More Than iOS Had Got Pixel X Pro XL For Just 65950"  
[X Link](https://x.com/Ravisutanjani/status/1974902839261683868) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-05T18:21Z 173K followers, 54.6K engagements


"🚨 PNB is Offering Car Loans as Low as XXXX% No Processing Fees No Foreclosure Charges Very Competitive Rates From Other Govt Banks Leveraging GST Boost and Festive Car Sales Avoid Private Banks Taking Higher Interest"  
[X Link](https://x.com/Ravisutanjani/status/1975189915819298860) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-06T13:22Z 173K followers, 160.4K engagements


"🚨 RBI Launched Offline Digital Rupees No Internet Needed No Telecom Connection Needed Users Can Pay via CBDC With Just a Tap Going To Be Cheaper and Faster Than UPI This is The Biggest Payment Revolution in India"  
[X Link](https://x.com/Ravisutanjani/status/1976256403162517671) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-09T12:00Z 172.9K followers, 115.8K engagements


"🚨 Operational Metro Network in India 2015 : XXX KM 2025 : 1013 KM Over 4x (763 KMs) Increased in The Last XX Years Good To See Focus on Infrastructure Building"  
[X Link](https://x.com/Ravisutanjani/status/1977075804686499936) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-11T18:16Z 173K followers, 36.8K engagements


"Have claimed these benefits on few cards 👇 XXX Paytm Bill Pay Voucher 1000 PVR Gift Card 5000 Elivaas Stay"  
[X Link](https://x.com/Ravisutanjani/status/1977428704616907219) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-12T17:38Z 173K followers, 13.3K engagements


"c) Free Airport Meet & Greet Service This is an incredibly helpful offer running for Visa Infinite Credit Card holders only You'll need to spend over $1000 in order to get this benefit triggered. Official Link :"  
[X Link](https://x.com/Ravisutanjani/status/1977428739429724336) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-12T17:38Z 173K followers, 9695 engagements


"Visit the Official CIBIL Website Here - As per the RBI guidelines every credit bureau is required to provide one free credit score refresh every year to individuals"  
[X Link](https://x.com/Ravisutanjani/status/1977738437017956398) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-13T14:09Z 173K followers, 17.5K engagements


"How To Dispute Such Enquiries Official Link : Access Dispute Form Credit Application History I have not applied for these loans / credit cards Find Solution Raise a Dispute"  
[X Link](https://x.com/Ravisutanjani/status/1977738453300191331) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-13T14:09Z 173K followers, 12.3K engagements


"@NikhilA1412 Not at all that's a soft enquiry and doesn't impact credit score. However don't use third-party apps. Only use the official website of CIBIL Experian etc"  
[X Link](https://x.com/Ravisutanjani/status/1977739973202723083) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-13T14:15Z 173K followers, 1495 engagements


"🚨 Need Mission Mode For Cleanliness in India Install CCTV Camera Use AI Identify People Who Throw Garbage Identify Gutakha Spitters Open Urination Penalise Offenders Strictly With X Day Community Service Or Upto X Lakh Fine and X Year Jail"  
[X Link](https://x.com/Ravisutanjani/status/1977760524130468077) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-13T15:37Z 173K followers, 49.7K engagements


"🚨 Banks Should Stop Sending SMS and E-Mail Alerts For Transaction Less Than XXX It Costs Approx XXXX For Every SMS UPI Has Flooded Customers with Notifications"  
[X Link](https://x.com/Ravisutanjani/status/1978447642158940604) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-15T13:07Z 173K followers, 74.9K engagements


"@realdharm Even I believe that pension contribution should be standalone and independent. What I'm proposing is that let companies as well as employees choose between EPFO LIC ELSS Mutual Fund or NPS. No need to force only EPFO even when people don't want it"  
[X Link](https://x.com/Ravisutanjani/status/1978514973597839383) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-15T17:35Z 173K followers, XXX engagements


"🚨 Few Important Tips For Diwali Wear Earplugs To Protect Ears Avoid Sweets with Silver Vark Strictly Avoid Outside Paneer and Khoya Prefer Healthy Alternatives of Sweets/Snacks Most Importantly Celebrate and Burst Firecrackers"  
[X Link](https://x.com/Ravisutanjani/status/1978536106539753976) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-15T18:59Z 173K followers, 58.1K engagements


"🚨 What Can Ola Electric and Ather Learn From Each Other Who is Winning the EV Race in India"  
[X Link](https://x.com/Ravisutanjani/status/1978880384076222697) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-16T17:47Z 173K followers, 26.9K engagements


"🚨 Northern Railways and Western Railways Restricted Platform Ticket Bookings During Festival Railway is Anticipating Massive Number of Passengers Travelling During Diwali and Chhath Pooja Indian Railway Should Also Start Working on Installing Automated Entry Gates For Safety"  
[X Link](https://x.com/Ravisutanjani/status/1978886197914095672) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-16T18:10Z 173K followers, 9164 engagements


"The easiest option might seem 👇 Pay full amount via RTGS if one already has cash in the bank account without any stress But regret of not letting that money compound when there are cheaper loans available already. The same amount can be invested for better returns"  
[X Link](https://x.com/Ravisutanjani/status/1979062783598567884) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-17T05:51Z 173K followers, 14.4K engagements


"Similarly redeeming Mutual Funds has its own downside hurting compounding as well as potential capital gains taxes So another Good alternative is to take a loan against Mutual Funds but comes with a higher interest rate (10.5%) as compared with Car Loans (7.85%)"  
[X Link](https://x.com/Ravisutanjani/status/1979062788581658877) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-17T05:51Z 173K followers, 13.6K engagements


"Now car loans are attractive because of rate cuts PNB and many Public Sector Banks are already offering starting XXXX% No processing or foreclosure fees on this. Good one for people with liquidity crunch or want to optimize on investments etc"  
[X Link](https://x.com/Ravisutanjani/status/1979062792188760574) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-17T05:51Z 173K followers, 12.7K engagements


"Another underrated way is to use Credit Cards Comes with additional fee but if one has credit cards like Infinia Diners Black Axis Magnus Axis Atlas etc the net returns can be very rewarding"  
[X Link](https://x.com/Ravisutanjani/status/1979064074081017952) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-17T05:56Z 173K followers, 13.4K engagements


"What would you choose @grok What would be your preference here"  
[X Link](https://x.com/Ravisutanjani/status/1979064196529537073) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-17T05:57Z 173K followers, 13.7K engagements


"Here's the Link For Official Portal : They Have Integrated Multiple APIs IT Department : Tax Returns and 26AS Account Aggregator : Bank Statements CIBIL : Credit Score and Employment GSTIN : Business Details / Turnover etc"  
[X Link](https://x.com/Ravisutanjani/status/1979202556959060078) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-17T15:07Z 173K followers, 18K engagements


"Once this is done you'll need to enter Vehicle Brand and Model Select City and Listed Dealers Enter Ex-Showroom and Pricing RTO Details Charges Get Auto Populated You'll also need to upload the car quote received from the dealer insurance quote (if own)"  
[X Link](https://x.com/Ravisutanjani/status/1979204507847528652) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-17T15:15Z 173K followers, 14.3K engagements


"@chanduwin567 Don't go with Mahindra or SBI Check with PNB many share similar experience on Reddit too"  
[X Link](https://x.com/Ravisutanjani/status/1979208162004865358) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-17T15:29Z 173K followers, 7927 engagements


"Now you can convert American Express Membership Rewards points to Virgin Atlantic at 2:1 ratio Delhi-London Economy ticket costs as low as 6000 Points & applicable taxes So around X Tickets and just pay taxes 56800 points can also be redeemed for 2-5 night stays at Marriott"  
[X Link](https://x.com/Ravisutanjani/status/1979426097864315315) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-18T05:55Z 173K followers, 18.4K engagements


"@PiyushDhalawat a) Amex Platinum Travel Credit Card b) Transfer 56800 MR points to Virgin Atlantic 2:1. You can also transfer to Marriott 1:1 for hotels or transfer further from Marriott to United Singapore Airlines for other routes. Cash redemption of points is the worst thing"  
[X Link](https://x.com/Ravisutanjani/status/1979426805888225667) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-18T05:58Z 173K followers, 6597 engagements


"@Couchoholic I believe people in India need to be rightly educated about good credit and how to use it for our leverage"  
[X Link](https://x.com/Ravisutanjani/status/1979463485567439366) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-18T08:24Z 173K followers, 2456 engagements


"🚨 RBI Should Make Digital Transactions Safe Launch a Missed Call or WhatsApp Number Bank Should Block All Digital Channels (UPI Credit Cards Debit Cards) Immediately After Call Can Be Unblocked After Customer Verification This Can Save Lakhs of People From Cyberfrauds"  
[X Link](https://x.com/Ravisutanjani/status/1979612012834607141) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-18T18:14Z 173K followers, 17.1K engagements


"Getting this done via Mobile Banking or Internet Banking is difficult Many people either don't have Mobile Banking activated or they don't remember the password because of inactivity or expiry. This is the best approach to safeguard citizens and their hard earned money @RBI"  
[X Link](https://x.com/Ravisutanjani/status/1979612676730106096) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-18T18:16Z 173K followers, 3406 engagements


"@nirav1730 Yes a combination of credit cards and loans. Have similar value parked somewhere better for compounding. Will wrote a detailed thread on this"  
[X Link](https://x.com/Ravisutanjani/status/1979971563622674753) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-19T18:03Z 173K followers, XXX engagements


"a) Visa Credit Card Rewards Signup on the Visa Rewards Page Link Your Credit Card Check for Activation and Milestone Benefits Official Link :"  
[X Link](https://x.com/Ravisutanjani/status/1977428694357647531) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-12T17:38Z 173K followers, 15.8K engagements


"Post successful sign-up/login You can refresh to get the latest data including Credit Score Enquiry Personal Information section etc"  
[X Link](https://x.com/Ravisutanjani/status/1977738441031880791) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-13T14:09Z 173K followers, 15.6K engagements


"This is how the 'Enquiry Information' section looks. Good To Know: Every time you apply for any kind of loan or credit card the financial institution (eg Bank) makes a hard inquiry against your PAN that gets reported to credit bureaus"  
[X Link](https://x.com/Ravisutanjani/status/1977738444999696704) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-13T14:09Z 173K followers, 14.8K engagements


"Many times agents and banks conduct enquiries without the explicit consent of the customers. Note that hard enquiries affect your credit score negatively so it's important to review your credit report once a quarter and dispute any account or enquiry you don't recognise"  
[X Link](https://x.com/Ravisutanjani/status/1977738448954916933) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-13T14:09Z 173K followers, 13.9K engagements


"🚨 Indian Tourists May Soon Be Able To Pay via UPI in Japan Already Live in X Countries NPCI International Has Partnered With NTT DATA Japan To Enable UPI Payments For Indian Tourists Here's How You Can Activate UPI Global 🧵"  
[X Link](https://x.com/Ravisutanjani/status/1978163196327571707) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-14T18:17Z 173K followers, 24.8K engagements


"🚨 Zoho Should Rename Arattai Messenger App Need To Make It Easy To Catch and Remember Good To See India Focusing on Own Chat App"  
[X Link](https://x.com/Ravisutanjani/status/1971556908592214226) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-09-26T12:46Z 173K followers, 2.1M engagements


"Open BHIM UPI App Check Payment Method Bank Account Activate UPI Global"  
[X Link](https://x.com/Ravisutanjani/status/1978163208775954589) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-14T18:17Z 173K followers, 1424 engagements


"What Next Select Validity Verify with UPI PIN Voila UPI Global is Activated stilt"  
[X Link](https://x.com/Ravisutanjani/status/1978163221719879878) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-14T18:17Z 173K followers, 1097 engagements


"I'll share a couple of threads in the next few days Why we chose 3XO RevX A Things to know before and after booking Things to do before delivery How we did PDI and Quality Check How we saved over 60000 Benefits of Loans/Credit Cards over cash"  
[X Link](https://x.com/Ravisutanjani/status/1979981409696768003) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-19T18:42Z 173K followers, 6051 engagements


"🚨 BSNL Launched XX Days Free Plan at X X GB Data / Day Unlimited Voice Calls Complimentary 4G Service This Will Be Valid For New and Porting Users Private Companies Complaining To TRAI Now Excellent Move By BSNL To Challenge Duopoly"  
[X Link](https://x.com/Ravisutanjani/status/1980210795431829558) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-20T09:53Z 173K followers, 243.1K engagements


"🚨 Supreme Court Should Act For Road Safety What's The Point of High Road Taxes and Tolls When Govt Can't Ensure Safe and Pothole Free Roads They are Life Threatening To Citizens Everyday Also Need To Prosecute Corrupt Contractors"  
[X Link](https://x.com/Ravisutanjani/status/1980611110249341189) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-21T12:24Z 173K followers, 14.7K engagements


"🚨 Reliance Added XXX Dark Stores Recently JioMart is Already Delivering at Over 1000 Cities Blinkit Instamart Zepto Made Indians Addicted To Quick Commerce and Created Category Now JioMart is All Set To Disrupt This Industry"  
[X Link](https://x.com/Ravisutanjani/status/1980696190724591800) [@Ravisutanjani](/creator/x/Ravisutanjani) 2025-10-21T18:02Z 173K followers, 26.5K engagements