# ![@PuranikIra Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1130089957886849024.png) @PuranikIra Ira Puranik

Ira Puranik posts on X about insurance, health, supreme court, debt the most. They currently have [---] followers and [--] posts still getting attention that total [-----] engagements in the last [--] hours.

### Engagements: [-----] [#](/creator/twitter::1130089957886849024/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1130089957886849024/c:line/m:interactions.svg)

- [--] Month [------] +3,774%
- [--] Year [------] +3,898%

### Mentions: [--] [#](/creator/twitter::1130089957886849024/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1130089957886849024/c:line/m:posts_active.svg)


### Followers: [---] [#](/creator/twitter::1130089957886849024/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1130089957886849024/c:line/m:followers.svg)

- [--] Month [---] +12%
- [--] Year [---] +41%

### CreatorRank: undefined [#](/creator/twitter::1130089957886849024/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1130089957886849024/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  [currencies](/list/currencies)  [countries](/list/countries)  [stocks](/list/stocks) 

**Social topic influence**
[insurance](/topic/insurance), [health](/topic/health), [supreme court](/topic/supreme-court), [debt](/topic/debt), [key](/topic/key), [life insurance](/topic/life-insurance), [the most](/topic/the-most), [law](/topic/law), [major](/topic/major), [shift](/topic/shift)
### Top Social Posts
Top posts by engagements in the last [--] hours

"Terribly disappointed with ICICI bank's iMobile app and their customer care service as well. Just can't seem to get through to a customer care executive despite multiple attempts. Have not been able to transact from my account Care to help @ICICIBank_Care @ICICIBank"  
[X Link](https://x.com/PuranikIra/status/1802597920522321957)  2024-06-17T07:03Z [---] followers, [---] engagements


"@ICICIBank_Care @ICICIBank Update: Even after sharing all the requisite details and waiting for [--] days for transaction settlement as communicated to me by the @ICICIBank_Care @ICICIBank team I am unable to transact from my account. Attempts to reach customer care (for the 1000th time) are all in vain"  
[X Link](https://x.com/PuranikIra/status/1803714548198674729)  2024-06-20T09:00Z [---] followers, [--] engagements


"2025 was a year of deliberate shift for me. I stopped thinking only about what I was reporting and started questioning how and why. Writing has always helped me think in layers. Video pushed me to be clearer and honest about what really lands in a few seconds (contd)"  
[X Link](https://x.com/anyuser/status/2006250661181284738)  2025-12-31T06:26Z [---] followers, [---] engagements


"Then came the hardest call. Stepping away from an established newsroom like ET to help build @thefynprint ET taught me rigour and responsibility. Building thefynprint is teaching me patience ownership and how trust is built from scratch. More uncertainty now. Also more clarity"  
[X Link](https://x.com/anyuser/status/2006250811584876820)  2025-12-31T06:27Z [---] followers, [---] engagements


"@thefynprint To more in-depth reporting and better storytelling in [----]. Here are some stories that stayed with me: Interviewed the PFRDA chairman on retirement security and pension reforms https://youtu.be/lUoz6kSFzAM https://youtu.be/lUoz6kSFzAM"  
[X Link](https://x.com/PuranikIra/status/2006256640476209347)  2025-12-31T06:50Z [---] followers, [--] engagements


"@thefynprint Most people rely only on company health insurance. This looked at whether you can and should port it to an individual plan when you leave a job 3/ Examined how newly introduced labour laws quietly impact the common persons payslip https://thefynprint.com/4MFRZYfWV https://thefynprint.com/mJTO9S3cW https://thefynprint.com/4MFRZYfWV https://thefynprint.com/mJTO9S3cW"  
[X Link](https://x.com/PuranikIra/status/2006256734982357313)  2025-12-31T06:50Z [---] followers, [--] engagements


"@thefynprint Spoke about which insurance policies cover IVF and other often ignored womens health needs Reported on expanded income tax powers to access emails and social media. A high traction story that becomes reality from April [----] https://economictimes.com/wealth/tax/your-email-and-social-media-account-can-be-accessed-by-income-tax-officer-starting-next-financial-year-in-these-cases/articleshow/118685184.cms https://thefynprint.com/G2MPRckpV"  
[X Link](https://x.com/anyuser/status/2006256897276723582)  2025-12-31T06:51Z [---] followers, [--] engagements


"@thefynprint 6/ Covered a Supreme Court ruling on how non disclosure can derail life insurance claims even when families believe they did everything right This broke the myth that RERA is a safety net for all buyer mistakes https://m.economictimes.com/wealth/real-estate/even-rera-wont-help-if-you-commit-these-6-mistakes-while-buying-a-property/articleshow/121182841.cms https://economictimes.com/wealth/insure/your-life-insurance-claim-may-be-rejected-if-you-take-a-new-plan-without-declaring-the-ones-you-already-have-says-sc/articleshow/119420255.cms"  
[X Link](https://x.com/anyuser/status/2006257045482397707)  2025-12-31T06:52Z [---] followers, [--] engagements


"@thefynprint This addressed one of the most persistent misconceptions I encounter why nomination does not override succession law https://m.economictimes.com/wealth/insure/nominee-vs-legal-heir-who-gets-insurance-money-after-death-heres-what-indian-law-says/articleshow/121208227.cms https://m.economictimes.com/wealth/insure/nominee-vs-legal-heir-who-gets-insurance-money-after-death-heres-what-indian-law-says/articleshow/121208227.cms"  
[X Link](https://x.com/anyuser/status/2006257154760769667)  2025-12-31T06:52Z [---] followers, [--] engagements


"@thefynprint This decoded how guaranteed additions in life insurance are marketed versus how they actually work and why headline numbers mislead https://m.economictimes.com/wealth/save/9-5-guaranteed-addition-on-lics-navjeevan-shree-sounds-attractive-dont-fall-for-it-without-checking-the-details/articleshow/122435637.cms https://m.economictimes.com/wealth/save/9-5-guaranteed-addition-on-lics-navjeevan-shree-sounds-attractive-dont-fall-for-it-without-checking-the-details/articleshow/122435637.cms"  
[X Link](https://x.com/anyuser/status/2006257202324181356)  2025-12-31T06:52Z [---] followers, [--] engagements


"@thefynprint This analysed ombudsman data to see which health insurers attract the most complaints and what that reveals about post sale service https://m.economictimes.com/wealth/insure/insurance-ombudsman-reports-these-health-insurers-top-the-charts-with-maximum-complaints-against-them/articleshow/123585979.cms https://m.economictimes.com/wealth/insure/insurance-ombudsman-reports-these-health-insurers-top-the-charts-with-maximum-complaints-against-them/articleshow/123585979.cms"  
[X Link](https://x.com/anyuser/status/2006257213464273170)  2025-12-31T06:52Z [---] followers, [--] engagements


"@abiisaac @thefynprint @ActusDei To prove that there are no legal disputes or inheritance cases on a property always get a non-encumbrance certificate while purchasing the property. This attests to the fact that there are no debts liens or inheritance issues ongoing on the property"  
[X Link](https://x.com/PuranikIra/status/2010925601021198600)  2026-01-13T04:03Z [---] followers, [--] engagements


"Grip Invest promises 14% pre-tax IRR on this instrument calls it RBI/SEBI regulated. However there is not enough due diligence while choosing NBFCs whose SDIs will be listed on their platform. InvoiceX another one of their SDI products has seen some defaults in recent past. Grip Invest bundled together loans & offered them to individuals by putting them into securitized debt instruments (SDIs). Now these SDIs are seeing defaults (echoes of [----] crisis). Please stick to debt or hybrid funds. Let a fund manager pick bonds. https://t.co/TdA5Nl5emT https://t.co/sEYbq97zAE Grip Invest bundled"  
[X Link](https://x.com/anyuser/status/2013860917940015477)  2026-01-21T06:27Z [---] followers, [---] engagements


"What is not very clearly highlighted to investors also is that SDIs is a limited recourse instrument. NBFCs like Up Money and VFS Capital cannot be individually held liable as per SDI regulations. This is a major risk to investors who consider SDI as a risk-free debt instrument"  
[X Link](https://x.com/anyuser/status/2013861040103072220)  2026-01-21T06:27Z [---] followers, [--] engagements


"@vkmishra @ActusDei Advisory fee is for advice. Which is Rs [---] (for AUA less than Rs.1L) or 0.35% for AUM (if it's over 1L). If client decides to execute on our platform with those [--] AMC the cost of the selected funds are 0.12% or 0.24%. The two charges are separate"  
[X Link](https://x.com/PuranikIra/status/2022993561793515874)  2026-02-15T11:17Z [---] followers, 13.2K engagements


"Sovereign Gold Bonds just got a major tax makeover under Budget [----] Till now SGBs were exempt from Capital Gains tax. But the budget has now clarified that this benefit applies only if you buy at the original issue and hold till maturity. If you're buying SGBs from the market This tax break may not apply anymore. Read the fine print before you invest. Follow Thefynprint for more such updates. #SGB #TaxChanges #PersonalFinanceIndia #BudgetExplained https://twitter.com/i/web/status/2017873561117991111 https://twitter.com/i/web/status/2017873561117991111"  
[X Link](https://x.com/anyuser/status/2017873561117991111)  2026-02-01T08:12Z [----] followers, [----] engagements


"Budget 2026: More time to fix your ITR You can now file a revised Income Tax Return till 31st March of the following year (earlier: 31st December). This applies to both original and belated returns. Whats the catch A small fee applies if you revise after 31st December: Income up to [--] lakh [----] Income above [--] lakh [----] Other key ITR deadline updates: ITR [--] & [--] 31st July (unchanged) Non-audit business cases & trusts 31st August More flexibility. Fewer penalties. Better compliance. Follow @thefynprint for simple no-jargon tax updates. #budgetexplained #IncomeTaxBudget2026 #itr #personalfinance"  
[X Link](https://x.com/anyuser/status/2017906162411438196)  2026-02-01T10:21Z [----] followers, [----] engagements


"Budget 2026: Big changes in disclosures & penalties ⚖ The government has introduced a new disclosure window and simplified penalties to reduce litigation and improve compliance. Key updates you should know: Foreign Assets of Small Taxpayers Disclosure Scheme [----] introduced Voluntary disclosure with limited immunity No immunity in cases involving proceeds of crime Many technical penalties converted into fixed fees No more open-ended penalties Examples: - Failure to get accounts audited [-----] / [---] lakh - Failure to file international transaction reports [-----] / [--] lakh - Penalties for delayed"  
[X Link](https://x.com/anyuser/status/2017915909986271366)  2026-02-01T11:00Z [----] followers, [---] engagements


"Budget [----] signals a major shift in tax enforcement ⚖ The focus is no longer on criminalisation its on proportional punishment. Whats changed: * Rigorous imprisonment replaced with simple imprisonment * Maximum jail term reduced from [--] years to [--] years * Punishment now linked to the amount of tax evaded How the new framework works: * Up to [--] lakh No jail only fine * [----] lakh Fine or up to [--] months imprisonment * Above [--] lakh Up to [--] years imprisonment + fine Major relief announced: * Several offences fully decriminalised * No prosecution under the Black Money Act for foreign assets"  
[X Link](https://x.com/anyuser/status/2017931020826206246)  2026-02-01T12:00Z [----] followers, [---] engagements


"Budget 2026: SGB Tax Exemption Clarified 🪙 Budget [----] tweaks Sovereign Gold Bonds (SGBs) capital gains tax rulesexemption only if bought at issuance and held to maturity. Key date: redemption after April [--] [----]. Applies to bonds bought before or after. Current & new rules breakdown: Bought at issuance + held to maturity Tax-free (unchanged redemption anytime) Secondary market buy + secondary sale 12.5% LTCG after [--] year (unchanged) Secondary market buy + hold to maturity Taxable Exemption shall not apply to Sovereign Gold Bonds acquired through purchase in the secondary market. Comment"  
[X Link](https://x.com/anyuser/status/2017958903150162109)  2026-02-01T13:51Z [----] followers, [----] engagements


"Grip Invest promises 14% pre-tax IRR on this instrument calls it RBI/SEBI regulated. However there is not enough due diligence while choosing NBFCs whose SDIs will be listed on their platform. InvoiceX another one of their SDI products has seen some defaults in recent past. Grip Invest bundled together loans & offered them to individuals by putting them into securitized debt instruments (SDIs). Now these SDIs are seeing defaults (echoes of [----] crisis). Please stick to debt or hybrid funds. Let a fund manager pick bonds. https://t.co/TdA5Nl5emT https://t.co/sEYbq97zAE Grip Invest bundled"  
[X Link](https://x.com/anyuser/status/2013860917940015477)  2026-01-21T06:27Z [---] followers, [---] engagements


"Grip Invest bundled together loans & offered them to individuals by putting them into securitized debt instruments (SDIs). Now these SDIs are seeing defaults (echoes of [----] crisis). Please stick to debt or hybrid funds. Let a fund manager pick bonds. https://thefynprint.com/Bmbg1HNB3 https://thefynprint.com/Bmbg1HNB3"  
[X Link](https://x.com/anyuser/status/2013817516800221616)  2026-01-21T03:34Z 98.5K followers, [----] engagements


"Read the story here: https://thefynprint.com/investment/grip-invests-loanx-investors-face-multiple-payout-missesid=696f89658db5258c96ac9c5e https://thefynprint.com/investment/grip-invests-loanx-investors-face-multiple-payout-missesid=696f89658db5258c96ac9c5e"  
[X Link](https://x.com/anyuser/status/2013861056960245816)  2026-01-21T06:27Z [---] followers, [--] engagements


"What is not very clearly highlighted to investors also is that SDIs is a limited recourse instrument. NBFCs like Up Money and VFS Capital cannot be individually held liable as per SDI regulations. This is a major risk to investors who consider SDI as a risk-free debt instrument"  
[X Link](https://x.com/anyuser/status/2013861040103072220)  2026-01-21T06:27Z [---] followers, [--] engagements


"Here's what the Tiger Global verdict really means for investors The Supreme Court has upheld a tax demand of about Rs [-----] crore in the Tiger GlobalFlipkart deal making one thing clear: A Tax Residency Certificate (TRC) is important for an entity but it is not a complete shield anymore. For years routing investments through Mauritius with a valid TRC was enough to claim treaty benefits under the IndiaMauritius DTAA treaty. The Court has now said authorities can look beyond paperwork to examine who actually controlled the investment and who truly benefited. This ruling does not cancel the"  
[X Link](https://x.com/anyuser/status/2012469673133027427)  2026-01-17T10:18Z [----] followers, [----] engagements


"Supreme Court Clarifies Hindu Property Law #AngadiChandrannaVsShankar In a landmark judgment the Supreme Court reaffirmed that once a Joint Hindu Family property is formally partitioned the shares allotted to each co-parcener cease to be joint family property and become that individuals self-acquired property with absolute rights to sell or transfer 📍 Key takeaways: Partition dissolves joint status each share becomes self-acquired. Theres no presumption that property is joint simply because a family is Hindu or joint. Claiming ancestral status requires proof of joint family nucleus funds in"  
[X Link](https://x.com/anyuser/status/2008797899174391855)  2026-01-07T07:08Z [----] followers, 11.7K engagements


"Just because your name appears on a mutation record doesnt mean you legally own the property. The Supreme Court has clarified that mutation entries are only for revenue and tax purposes and not proof of ownership or inheritance rights. In simple terms mutation helps the government know who to collect property tax from but it doesnt decide who actually owns the property. True ownership can only come from: ✅ A valid will or succession ✅ A registered sale deed or gift deed ✅ A court order determining ownership So if you inherit property remember that mutation is an administrative step not legal"  
[X Link](https://x.com/anyuser/status/2006723097584357476)  2026-01-01T13:44Z [----] followers, 12.3K engagements


"RT @thefynprint: Important move for womens health coverage more policies are finally starting to include IVF surrogacy and better mater"  
[X Link](https://x.com/anyuser/status/2006291512871813367)  2025-12-31T09:09Z [---] followers, [--] engagements


"Important move for womens health coverage more policies are finally starting to include IVF surrogacy and better maternity benefits but the fine print still matters a lot. This explainer breaks down whats actually covered waiting periods and key limits so women can make informed choices. Read the full article: https://thefynprint.com/G2MPRckpV Do women specific insurance policies make sense Story by @PuranikIra https://t.co/XGi2nRPbZ4 https://t.co/YypxSoGuBV https://thefynprint.com/G2MPRckpV Do women specific insurance policies make sense Story by @PuranikIra https://t.co/XGi2nRPbZ4"  
[X Link](https://x.com/anyuser/status/1999761277586120821)  2025-12-13T08:40Z [----] followers, [----] engagements


"Do women specific insurance policies make sense Story by @PuranikIra https://thefynprint.com/insurance/ivf-surrogacy-maternity-more-what-women-specific-healthid=693ceea5d1006261e7dd56da https://thefynprint.com/insurance/ivf-surrogacy-maternity-more-what-women-specific-healthid=693ceea5d1006261e7dd56da"  
[X Link](https://x.com/anyuser/status/1999702932129038625)  2025-12-13T04:48Z 98.5K followers, [----] engagements


"GIFT Citys IFSC lets you buy dollar-denominated life and health insurance policies which travels with you globally with tax-free maturity on eligible life policies. Most IRDAI-regulated policies are built only for India paid in INR and do not fully protect you once you move abroad or start earning in foreign currency. Resident Indians also face FEMA and LRS ceilings when paying premiums to IFSC Insurance Offices and many have no clue they need RBI/central government permission for certain covers. This article breaks down who IFSC insurance is really meant for how NRIs can legally pay in"  
[X Link](https://x.com/anyuser/status/2004438143446192406)  2025-12-26T06:24Z [----] followers, [----] engagements


"IRDAI has imposed a [--] crore penalty on Reliance General Insurance after finding that several payouts were routed as consumer awareness and marketing expenses but were in fact unauthorised commissions and improperly outsourced activities. Earlier this month Care Health Insurance was also fined [--] crore for regulatory violations. More details here: What the regulator flagged here: Payments to related parties and unlicensed entities Agents of other insurers allegedly involved in promotion Outsourcing without board approvals mandatory reporting or due diligence IRDAI made it clear that even"  
[X Link](https://x.com/anyuser/status/2005949342520099133)  2025-12-30T10:29Z [----] followers, [----] engagements


"What happens when someone passes away without a will In India the answer is straightforward but often misunderstood: the law decides. This is known as intestate succession and the rules vary by religion. Assets are distributed according to statutory formulas and not family understanding verbal assurances or practical arrangements. Even well-intentioned informal promises have no legal effect. This is why many families face frozen accounts delayed transfers and disputes at an already difficult time. A will replaces these default legal rules with clarity and intent. It is one of the simplest yet"  
[X Link](https://x.com/anyuser/status/2006280157422637177)  2025-12-31T08:23Z [----] followers, [----] engagements


"2025 was a year of deliberate shift for me. I stopped thinking only about what I was reporting and started questioning how and why. Writing has always helped me think in layers. Video pushed me to be clearer and honest about what really lands in a few seconds (contd)"  
[X Link](https://x.com/anyuser/status/2006250661181284738)  2025-12-31T06:26Z [---] followers, [---] engagements


"Then came the hardest call. Stepping away from an established newsroom like ET to help build @thefynprint ET taught me rigour and responsibility. Building thefynprint is teaching me patience ownership and how trust is built from scratch. More uncertainty now. Also more clarity"  
[X Link](https://x.com/anyuser/status/2006250811584876820)  2025-12-31T06:27Z [---] followers, [---] engagements


"@thefynprint This analysed ombudsman data to see which health insurers attract the most complaints and what that reveals about post sale service https://m.economictimes.com/wealth/insure/insurance-ombudsman-reports-these-health-insurers-top-the-charts-with-maximum-complaints-against-them/articleshow/123585979.cms https://m.economictimes.com/wealth/insure/insurance-ombudsman-reports-these-health-insurers-top-the-charts-with-maximum-complaints-against-them/articleshow/123585979.cms"  
[X Link](https://x.com/anyuser/status/2006257213464273170)  2025-12-31T06:52Z [---] followers, [--] engagements


"@thefynprint This decoded how guaranteed additions in life insurance are marketed versus how they actually work and why headline numbers mislead https://m.economictimes.com/wealth/save/9-5-guaranteed-addition-on-lics-navjeevan-shree-sounds-attractive-dont-fall-for-it-without-checking-the-details/articleshow/122435637.cms https://m.economictimes.com/wealth/save/9-5-guaranteed-addition-on-lics-navjeevan-shree-sounds-attractive-dont-fall-for-it-without-checking-the-details/articleshow/122435637.cms"  
[X Link](https://x.com/anyuser/status/2006257202324181356)  2025-12-31T06:52Z [---] followers, [--] engagements


"@thefynprint This addressed one of the most persistent misconceptions I encounter why nomination does not override succession law https://m.economictimes.com/wealth/insure/nominee-vs-legal-heir-who-gets-insurance-money-after-death-heres-what-indian-law-says/articleshow/121208227.cms https://m.economictimes.com/wealth/insure/nominee-vs-legal-heir-who-gets-insurance-money-after-death-heres-what-indian-law-says/articleshow/121208227.cms"  
[X Link](https://x.com/anyuser/status/2006257154760769667)  2025-12-31T06:52Z [---] followers, [--] engagements


"@thefynprint 6/ Covered a Supreme Court ruling on how non disclosure can derail life insurance claims even when families believe they did everything right This broke the myth that RERA is a safety net for all buyer mistakes https://m.economictimes.com/wealth/real-estate/even-rera-wont-help-if-you-commit-these-6-mistakes-while-buying-a-property/articleshow/121182841.cms https://economictimes.com/wealth/insure/your-life-insurance-claim-may-be-rejected-if-you-take-a-new-plan-without-declaring-the-ones-you-already-have-says-sc/articleshow/119420255.cms"  
[X Link](https://x.com/anyuser/status/2006257045482397707)  2025-12-31T06:52Z [---] followers, [--] engagements


"@thefynprint Spoke about which insurance policies cover IVF and other often ignored womens health needs Reported on expanded income tax powers to access emails and social media. A high traction story that becomes reality from April [----] https://economictimes.com/wealth/tax/your-email-and-social-media-account-can-be-accessed-by-income-tax-officer-starting-next-financial-year-in-these-cases/articleshow/118685184.cms https://thefynprint.com/G2MPRckpV"  
[X Link](https://x.com/anyuser/status/2006256897276723582)  2025-12-31T06:51Z [---] followers, [--] engagements

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