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# ![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1481516152727691267.png) @ProfitableMan1 ProfitableMan

ProfitableMan posts on X about money, if you, stocks, bank the most. They currently have XXXXXX followers and XXX posts still getting attention that total XXXXXX engagements in the last XX hours.

### Engagements: XXXXXX [#](/creator/twitter::1481516152727691267/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1481516152727691267/c:line/m:interactions.svg)

- X Week XXXXXXX -XX%
- X Month XXXXXXXXX +69%
- X Months XXXXXXXXX +1,295%
- X Year XXXXXXXXX +7,822%

### Mentions: XX [#](/creator/twitter::1481516152727691267/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1481516152727691267/c:line/m:posts_active.svg)

- X Week XXX +18%
- X Month XXX +15%
- X Months XXXXX +486%
- X Year XXXXX +461%

### Followers: XXXXXX [#](/creator/twitter::1481516152727691267/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1481516152727691267/c:line/m:followers.svg)

- X Week XXXXXX +5.70%
- X Month XXXXXX +14%
- X Months XXXXXX +165%
- X Year XXXXXX +349%

### CreatorRank: XXXXXXX [#](/creator/twitter::1481516152727691267/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1481516152727691267/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  XXXXX% [countries](/list/countries)  XXXX% [stocks](/list/stocks)  XXXX% [technology brands](/list/technology-brands)  XXXX% [automotive brands](/list/automotive-brands)  XXXX% [social networks](/list/social-networks)  XXXX%

**Social topic influence**
[money](/topic/money) #3776, [if you](/topic/if-you) 22.22%, [stocks](/topic/stocks) #2543, [bank](/topic/bank) #1660, [nigeria](/topic/nigeria) #1078, [dividend](/topic/dividend) #163, [investment](/topic/investment) #2008, [finance](/topic/finance) #2041, [to the](/topic/to-the) 3.17%, [level](/topic/level) XXXX%

**Top accounts mentioned or mentioned by**
[@ayooguntade](/creator/undefined) [@sportfanarenahq](/creator/undefined) [@abdulibnumar2](/creator/undefined) [@cowrywise](/creator/undefined) [@optimusng](/creator/undefined) [@getwealthsync](/creator/undefined) [@hafeezbigfunds](/creator/undefined) [@nelsonakpan7](/creator/undefined) [@famekiidx](/creator/undefined) [@eberes_crochet](/creator/undefined) [@nasdng](/creator/undefined) [@eduwealthng](/creator/undefined) [@roqqupay](/creator/undefined) [@1fuerza](/creator/undefined) [@afrinvest](/creator/undefined) [@zedcrestwealth](/creator/undefined) [@josytims](/creator/undefined) [@utd_9x](/creator/undefined) [@officially_kriz](/creator/undefined) [@wealthy_kaykay](/creator/undefined)

**Top assets mentioned**
[Ferguson plc (FERG)](/topic/$ferg) [Uber Technologies, Inc. (UBER)](/topic/$uber) [Applovin Corporation (APP)](/topic/applovin) [NVIDIA Corp. (NVDA)](/topic/$nvda) [Apple, Inc. (AAPL)](/topic/$aapl) [Shopify Inc (SHOP)](/topic/$shop) [Lam Research Corporation (LRCX)](/topic/$lrcx) [Arista Networks Inc (ANET)](/topic/$anet) [Fortinet Inc (FTNT)](/topic/$ftnt) [Alphabet Inc Class A (GOOGL)](/topic/$googl)
### Top Social Posts
Top posts by engagements in the last XX hours

"Understanding P/E Ratio (Made Simple) Imagine buying a shop for 20000 that makes 2000 profit yearly. P/E = Price Earnings 20000 2000 = XX It means itll take XX years of profit to get your money back. Same thing with stocks: If a stock sells for XX and earns X per share P/E = XX X = XX What it means: Low P/E (e.g. 510): Youre paying less for more profit. Could be a bargain or a risk. High P/E (e.g. 50100): Youre paying a lot now hoping the company grows fast. Bottom line: P/E shows how long it takes to earn back your investment"  
[X Link](https://x.com/ProfitableMan1/status/1940756514974666936)  2025-07-03T12:56Z 27.3K followers, 23.6K engagements


"HOW TO GET PAID FOR FREE IN EVERY X MONTHS FROM You hate seeing debit alerts. They mean money is leaving your account. Imagine waking up to a guaranteed credit alert in March June September and December without doing any work. That is what this bond offers. You lend to the govt. and they pay you interest quarterly. Up to XXXXXX% Interest per annum Start with N5000 Backed by the Federal Govt The offer closes December X. Don't miss out"  
[X Link](https://x.com/ProfitableMan1/status/1995768292208681150)  2025-12-02T08:13Z 27.3K followers, 34K engagements


"The Moderately Aggressive Investor Risk Level: "I am playing offense. I want my capital to multiply." The Allocation: XX% Intl Stocks XX% Local Stocks XX% Bonds XX% Money Market. Who is this for This is for the long-term investor. Notice that "Safety" (Bonds) has dropped to just 15%. You are now heavily exposed to the global market (45%). You accept that the market will go up and down but you are betting on long-term victory"  
[X Link](https://x.com/ProfitableMan1/status/1996537950775935391)  2025-12-04T11:11Z 27.3K followers, XXX engagements


"The Aggressive Investor Risk Level: "Go big or go home. I want maximum returns and I can handle the heat." The Allocation: XX% Intl Stocks XX% Local Stocks XX% Money Market. Who is this for This is for the investor willing to accept high short-term fluctuations. You have zero Bonds. You have no safety net except a tiny X% cash buffer. In exchange for this risk you position yourself for the highest potential returns and maximum capital growth"  
[X Link](https://x.com/ProfitableMan1/status/1996537954131456208)  2025-12-04T11:11Z 27.3K followers, XXX engagements


"⚠ OFFICIAL NOTICE: GLORIOUS WEALTH FUND IS AN ILLEGAL SCHEME ⚠ You just saw the polished website for Glorious Wealth Fund (GWF). They claimed SEC supervision institutional-grade execution and AI-powered growth. It was all a lie. This thread breaks down the specific tactics used to steal investor money why XX% financial illiteracy is the enabling crisis and how @EduWealthNG is building Nigerias defense shield"  
[X Link](https://x.com/ProfitableMan1/status/1996555070381412410)  2025-12-04T12:19Z 27.3K followers, 1652 engagements


"If you earn under 300k and buy a car you are working for the mechanic"  
[X Link](https://x.com/ProfitableMan1/status/1998016284487717299)  2025-12-08T13:06Z 27.3K followers, 13.7K engagements


"Margin Call (Film) A tense thriller that takes place over XX hours at an investment bank right before the crash. The Lesson: It is a masterclass in risk management and the concept of "first mover advantage." As one character says "Be first be smarter or cheat." It shows how quickly asset values can go to zero"  
[X Link](https://x.com/ProfitableMan1/status/1998033797065867653)  2025-12-08T14:15Z 27.3K followers, 6270 engagements


"The Ascent of Money (Documentary Series) Based on the book by Niall Ferguson this series traces the history of money from ancient tablets to modern bonds. The Lesson: You cannot understand where the economy is going if you do not know where it came from. It explains exactly what money isnot just paper but a system of trust"  
[X Link](https://x.com/ProfitableMan1/status/1998033802283606401)  2025-12-08T14:15Z 27.3K followers, 5852 engagements


"Too Big to Fail (Film) This offers the government's perspective on a financial crisis. The Lesson: It explains the concept of "systemic risk"when a company is so large that its failure would destroy the whole economy. It helps you understand why governments do bailouts and how macroeconomics affects your personal wallet"  
[X Link](https://x.com/ProfitableMan1/status/1998033824450510905)  2025-12-08T14:16Z 27.3K followers, 4479 engagements


"How You Actually Get Paid There are two ways you will see money from this purchase: Dividends: The company will send cash directly to your bank account when they declare profits. You do not need to do anything; it is automatic. Capital Gains: If the share price goes up your portfolio value increases. You only see this cash if you choose to sell"  
[X Link](https://x.com/ProfitableMan1/status/1998041209567100988)  2025-12-08T14:45Z 27.3K followers, 1699 engagements


"You can try to figure out the rest on your own or you can speed up your learning curve by years. I wrote The Naija Investor to answer the questions you are afraid to ask. It covers stock picking dividend tracking and inflation hedging in simple English. It is the mentorship I wish I had when I started. Download the E-book: Get the Physical Book:"  
[X Link](https://x.com/ProfitableMan1/status/1998041214042431955)  2025-12-08T14:45Z 27.3K followers, 1687 engagements


"My aunt offered to sell me her Toyota Sienna for XXX million.Her husband pulled me aside and whispered 'My guy run o Run far'Now I'm confused between the two of them who is actually my friend and who is my enemy"  
[X Link](https://x.com/ProfitableMan1/status/1998089694903726299)  2025-12-08T17:58Z 27.3K followers, 28.3K engagements


"ATTENTION SHAREHOLDERS Important update from Fortis Global Insurance Plc The company has officially dropped First Registrars and appointed a NEW handler for all share-related matters. If you are an investor you need to update your records immediately. #FortisGlobal #NGX #NigerianStockExchange #Investors #Dividends"  
[X Link](https://x.com/ProfitableMan1/status/1998352711767482594)  2025-12-09T11:23Z 27.3K followers, 1076 engagements


"How is this possible It happened because of something called an "off-market trade." Think of the normal stock exchange like Balogun Market. It is noisy and open and everyone sees every price. That is where you and I buy. But there is a private room behind the market. This is where the big boys go when they want to exchange heavy luggage without causing a scene"  
[X Link](https://x.com/ProfitableMan1/status/1998357982791295000)  2025-12-09T11:44Z 27.3K followers, XXX engagements


"The "Back of the Shop" Strategy Imagine a big hotel owner wants to buy XXX bags of rice from a wholesaler. If they do this deal in the open market other buyers will see the rush. They will shout "Rice is finishing" and the price will jump up. So the hotel owner and the wholesaler agree to meet at the warehouse at midnight. They agree on a price. They move the goods. Nobody sees it. The market price the next morning stays normal. That is exactly what happened with eTranzact"  
[X Link](https://x.com/ProfitableMan1/status/1998357986041811200)  2025-12-09T11:44Z 27.3K followers, XXX engagements


"Me: When I hit XXX million investment portfolio"  
[X Link](https://x.com/ProfitableMan1/status/1998365873011367994)  2025-12-09T12:15Z 27.3K followers, 1037 engagements


"5 Scary Financial Words Explained Like You Are X Years Old The stock market is full of big grammar. They use these big words to make it look complicated so you feel like you need a PhD to participate. You don't. Here are X common terms translated from "Finance English" to "Market English.""  
[X Link](https://x.com/ProfitableMan1/status/1998452136250585505)  2025-12-09T17:58Z 27.3K followers, XXX engagements


"1. Bull Market What they say: "The market is bullish." What it means: Prices are going up. Everyone is happy. The Analogy: Think of a bull (male cow). When it fights it uses its horns to throw things UP. So when the market is "bullish" it means the graph is moving UP. It is a season of plenty"  
[X Link](https://x.com/ProfitableMan1/status/1998452140696576153)  2025-12-09T17:58Z 27.3K followers, XX engagements


"2. Bear Market What they say: "We are in a bear market." What it means: Prices are falling. There is fear in the streets. The Analogy: Think of a bear. When it fights it stands on its back legs and swipes its paws DOWN to crush you. So when the market is "bearish" the graph is moving DOWN. This is usually when smart people buy cheap"  
[X Link](https://x.com/ProfitableMan1/status/1998452143938748831)  2025-12-09T17:58Z 27.3K followers, XX engagements


"3. IPO (Initial Public Offering) What they say: "The company is launching an IPO." What it means: A private company is inviting you to become a part-owner for the first time. The Analogy: It is like a "Naming Ceremony" or a "Grand Opening." Before the IPO the company belonged only to the owner and his friends (private). After the IPO it belongs to the public (you and me). It is your first chance to join the business"  
[X Link](https://x.com/ProfitableMan1/status/1998452147084562933)  2025-12-09T17:58Z 27.3K followers, XX engagements


"5. Portfolio What they say: "Diversify your portfolio." What it means: Your basket of goods. The Analogy: Think of a pot of soup. You cannot cook soup with only salt. You need water pepper meat and fish. Your "portfolio" is just the pot where you mix different things (stocks bonds land cash). "Diversification" just means adding different ingredients so the soup tastes good even if one ingredient is missing"  
[X Link](https://x.com/ProfitableMan1/status/1998452153934033415)  2025-12-09T17:58Z 27.3K followers, XXX engagements


"The Landlord Mindset Think of a stock like a house. If you buy a house and lock it up for XX years you only make money if you sell it for a higher price later. That is "Capital Appreciation." But if you put a tenant in that house they pay you rent every year while you still own the house. That rent is the "dividend." You are the landlord. The company is the tenant"  
[X Link](https://x.com/ProfitableMan1/status/1998501449064481215)  2025-12-09T21:14Z 27.3K followers, 2082 engagements


"Dividends do not drop every day. There is a season. In Nigeria the main dividend season is between February and April. This is when big companies (banks cement oil) release their full-year results and announce how much "rent" they will pay shareholders. Some generous ones (like GTCO or Seplat) even pay twice a year (interim dividends)"  
[X Link](https://x.com/ProfitableMan1/status/1998501456823959874)  2025-12-09T21:14Z 27.3K followers, 2157 engagements


"@1fuerza__ A Beginner's Guide to the Nigeria Stock Market. Soft copy: Hard copy:"  
[X Link](https://x.com/ProfitableMan1/status/1998503827314717008)  2025-12-09T21:23Z 27.3K followers, XX engagements


"Do not start a marriage with a deficit; your wedding budget should never exceed your net worth"  
[X Link](https://x.com/ProfitableMan1/status/1998670927249244494)  2025-12-10T08:27Z 27.3K followers, 1879 engagements


"The X Major Asset Classes to Watch in 2026 If you want to build wealth in the coming year you must move beyond simple savings and position yourself in assets that offer protection growth and stability. X. Gold (The Hedge): Gold historically holds its value during periods of economic instability. It serves as a crucial insurance policy against currency devaluation and inflation when paper money loses purchasing power. X. Equities (The Growth Engine): Owning shares in solid companies allows you to participate in the economy's earnings. Focus on blue-chip stocks (banks telcos) with a history of"  
[X Link](https://x.com/ProfitableMan1/status/1999406877684257256)  2025-12-12T09:12Z 27.4K followers, 7156 engagements


"If your man is in stocks or crypto show him small love. The market isnt showing him any at the moment"  
[X Link](https://x.com/ProfitableMan1/status/1991098122593063097)  2025-11-19T10:55Z 27.4K followers, 3211 engagements


"How They Made the Money Total Operating Income hit XXXX Billion up significantly from XXXX Billion last year. The primary driver was Fees which generated XXXXX Billion alone. Simple logic: When trading volume goes up CSCS revenue goes up"  
[X Link](https://x.com/ProfitableMan1/status/1995809797388595684)  2025-12-02T10:58Z 27.4K followers, XXX engagements


"Earnings Per Share (EPS) Double Down For shareholders this is the most important metric. EPS jumped from XXXX kobo to XXXXX kobo. With earnings almost doubling investors holding this stock on the NASD platform should be expecting a strong dividend payout"  
[X Link](https://x.com/ProfitableMan1/status/1995809800857244019)  2025-12-02T10:58Z 27.4K followers, XXX engagements


"Before we choose a profile you need to know what you are buying: Local Stocks: Shares in Nigerian companies (banks cement food). Intl Stocks: Shares in US/Global companies (Apple Amazon). This gives you dollar exposure. Real Assets: Real estate funds gold or commodities. Bonds/Money Market: Lending money to the government or banks for interest. This is the "Safe Zone." Now let us look at the strategies"  
[X Link](https://x.com/ProfitableMan1/status/1996537866625663102)  2025-12-04T11:11Z 27.4K followers, XXX engagements


"The Conservative Investor Risk Level: "I need this cash soon and I cannot lose a penny." The Allocation: XX% Bonds (Safety) XX% Money Market (Cash on hand) XX% Intl Stocks X% Local Stocks Who is this for This is for the investor who wants high current income (interest payments) rather than waiting for stocks to grow. If you have a short time frame or get anxious when you see red in your portfolio stay here"  
[X Link](https://x.com/ProfitableMan1/status/1996537870169805304)  2025-12-04T11:11Z 27.4K followers, 1059 engagements


"Top X Platforms Nigerians Trust for Buying FGN Savings Bonds X. Invest Naija (Chapel Hill Denham) X. FBNQuest X. Stanbic IBTC Stockbrokers X. Afrinvest Securities X. Atlas Portfolio"  
[X Link](https://x.com/ProfitableMan1/status/1996663085658939411)  2025-12-04T19:29Z 27.4K followers, 9796 engagements


"Market Report: Week of Dec X - Dec X 2025 The equities market closed the week on a positive note. Here is a simple breakdown of what happened: The Big Picture The market gained XXXX% this week. Total return for the year so far is 42.86%. Sector Breakdown Industrial: +7.38% (Highest Gainer) Banking: +3.20% Consumer Goods: +1.56% Insurance: +1.48% Oil & Gas: -XXXX% (Only Loser) Note on Volume: While stock prices went up the total volume of trades actually went down by roughly 20%. This means fewer shares were bought and sold compared to last week even though the prices were higher"  
[X Link](https://x.com/ProfitableMan1/status/1997977776146591819)  2025-12-08T10:33Z 27.4K followers, 1348 engagements


"4. Correction What they say: "The market is undergoing a correction." What it means: Prices were getting too high so they are dropping a little bit to become normal again. The Analogy: Think of a runner. If you sprint too fast eventually you must stop to catch your breath. You are not dying; you are just resting. When prices rise too fast they must fall back a little (correct) before they can rise again. It is a "Discount Sale" not a crash"  
[X Link](https://x.com/ProfitableMan1/status/1998452150247252258)  2025-12-09T17:58Z 27.4K followers, XX engagements


"This is where many beginners miss out. You cannot buy the stock on payment day and expect to get paid. There is a rule called the Qualification Date. It is a cutoff date. If your name is not on the company's register before this date you get nothing. If the qualification date is October X and you buy on October X you are too late. You must buy early to get on the list"  
[X Link](https://x.com/ProfitableMan1/status/1998501461093695612)  2025-12-09T21:14Z 27.4K followers, 2037 engagements


"Not every company pays dividends. Some are stingy; some are broke. If you want steady alerts you look for the "Dividend Champions." In Nigeria these are usually the companies that make cash every day. Zenith Bank GTCO Dangote Cement Okomu Oil Seplat These companies have a habit of sharing their profits"  
[X Link](https://x.com/ProfitableMan1/status/1998501464592015445)  2025-12-09T21:14Z 27.4K followers, 2223 engagements


"@Afrinvest @cowrywise @optimusng @getwealthsync"  
[X Link](https://x.com/ProfitableMan1/status/1999026813746459078)  2025-12-11T08:01Z 27.4K followers, XXX engagements


"T-Bills vs. Commercial Papers: Which one to choose Choose T-Bills if: You want XXX% safety. You are preserving capital for something important (like school fees or rent). Choose CPs if: You want higher returns. You are willing to take a small risk on a company (e.g. believing Dangote won't go bankrupt in X months)"  
[X Link](https://x.com/ProfitableMan1/status/1999098530086961464)  2025-12-11T12:46Z 27.4K followers, XXX engagements


"This calculation is just the beginning. If you want to know exactly which apps allow you to buy T-Bills from your couch how to spot a risky Commercial Paper and how to build a portfolio that combines both for maximum safety and growth you need the manual. My book The Naija Investor dedicates an entire chapter to fixed income securities. Get the E-book: Order the Hard Copy:"  
[X Link](https://x.com/ProfitableMan1/status/1999098534121927025)  2025-12-11T12:46Z 27.4K followers, XXX engagements


"These XX tech stocks all deliver 40%+ ROIC a sign of strong management pricing power and lasting competitive advantage: Nvidia (NVDA) Apple (AAPL) Palantir (PLTR) Shopify (SHOP) Uber (UBER) Lam Research (LRCX) Applovin (APP) Arista Networks (ANET) Adobe (ADBE) Fortinet (FTNT)"  
[X Link](https://x.com/ProfitableMan1/status/1991562399498006957)  2025-11-20T17:40Z 27.4K followers, 4151 engagements


"Do not quit your job yet. But do not let your job be your only plan. Use your 9-5 to fund your 5-9"  
[X Link](https://x.com/ProfitableMan1/status/1995551922137563588)  2025-12-01T17:53Z 27.4K followers, 2351 engagements


"1. Chapel Hill Denham Money Market Fund (18.26%) What it is: This is the safest option. The manager takes your money and lends it to the government (Treasury Bills) or big banks for a very short time. Think of it as a "Super Savings Account." It is safer than stocks and pays better interest than a regular bank account. The Return: 18.26%. This means if you invested at the start of the year you are earning interest at this annualized rate. Who is this for People who want safety and might need their cash soon (liquidity)"  
[X Link](https://x.com/ProfitableMan1/status/1996279223036563723)  2025-12-03T18:03Z 27.4K followers, XXX engagements


"FGN Savings Bond vs. Sukuk Bond: What Is the Difference Most people confuse these two but they serve different financial goals. Here is the direct comparison to help you choose. X. FGN Savings Bond Structure: You lend money to the Govt (Loan). Reward: Pays Interest. Frequency: Pays every X months. Duration: Short Term (23 Years). Best For: Investors who want frequent cash flow and their capital back quickly. X. Sukuk Bond Structure: You fund a specific project (asset ownership). It is XXX% Halal. Reward: Pays Rental Income (Profit). Frequency: Pays every X months. Duration: Long Term (710"  
[X Link](https://x.com/ProfitableMan1/status/1996311389955309718)  2025-12-03T20:11Z 27.4K followers, 16K engagements


"Building a house in your 30s can be a significant financial mistake because it ties up large sums of income in long-term debt and maintenance costs which severely restricts your liquidity and ability to diversify into higher-growth investments like stocks or retirement accounts"  
[X Link](https://x.com/ProfitableMan1/status/1998010111927746644)  2025-12-08T12:41Z 27.4K followers, 4187 engagements


"DO NOT INVEST IN THE US STOCK MARKET. If you are struggling to raise N50000 Wall Street is not your starting point. Stop trying to force your way into a dollar market with naira crumbs. Here is the honest strategy for beginners with low capital"  
[X Link](https://x.com/ProfitableMan1/status/1998462660371951711)  2025-12-09T18:40Z 27.4K followers, 14.2K engagements


"If you are starting with N20000 or N50000 focus on the Nigerian Stock Market (NGX) first. The Nigerian market is your "Capital Builder." Why It is accessible. You can buy shares of top-tier banks for less than N50. It pays high dividends. The NGX has some of the best dividend yields in the world"  
[X Link](https://x.com/ProfitableMan1/status/1998462675756474730)  2025-12-09T18:40Z 27.4K followers, 1798 engagements


"INSIDER ALERT: Aradel Holdings (ARADEL) 🚨 When a top manager buys their own company's shares it is a massive confidence signal. It means they are "eating their own cooking." A general manager (Nile Delta) at Aradel just bought XXX million worth of shares. Price Bought: XXXXXX Units: 7170 Date: Dec X 2025 Lesson: Insiders sell for many reasons but they usually buy for only one: they think the price is going up. Watch this stock"  
[X Link](https://x.com/ProfitableMan1/status/1998688214488437027)  2025-12-10T09:36Z 27.4K followers, 18K engagements


"The "Ajo" Analogy Think of a mutual fund like a community pot of soup. If you want to cook Edikang Ikong buying all the ingredients (stockfish periwinkle pumpkin leaves and meat) by yourself is expensive and stressful. But if 1000 people contribute N5000 each you have N5 million. Now you can hire the best chef in Nigeria to go to the market buy the best ingredients in bulk and cook a massive pot. Everyone gets served based on how much they contributed"  
[X Link](https://x.com/ProfitableMan1/status/1998890760083509701)  2025-12-10T23:01Z 27.4K followers, XXX engagements


"How it Works in Finance In this story: The Contributors: That is you and me. The Chef: That is the Fund Manager (a professional financial expert). The Soup: That is the portfolio (stocks bonds treasury bills). You don't need to know which stock is rising or falling. You just put your money in the pot and the "chef" handles the rest"  
[X Link](https://x.com/ProfitableMan1/status/1998890764135272745)  2025-12-10T23:01Z 27.4K followers, 1067 engagements


"Where do you find these funds You don't need to go to a bank branch anymore. You can do it from your phone. Option A: The Aggregators (Apps) These apps allow you to pick from different managers in one place. Very beginner-friendly. @cowrywise @optimusng @getwealthsync @ZedcrestWealth Option B: The Direct Managers (Bank Apps) Most big investment houses have their own apps. Stanbic IBTC Asset Management (App: Stanbic IBTC Mobile) ARM Investment Managers (App: ARM Engage) AXA Mansard"  
[X Link](https://x.com/ProfitableMan1/status/1998890775065608194)  2025-12-10T23:01Z 27.4K followers, XXX engagements


"How to Start Today Download one of the apps above. Complete your KYC (BVN and ID). Look for "Mutual Funds" or "Invest." Select "Money Market Fund" (if you are just starting and want safety). Transfer N5000. That is it. You are now an investor. The chef is now working for you"  
[X Link](https://x.com/ProfitableMan1/status/1998890778295189993)  2025-12-10T23:01Z 27.4K followers, XXX engagements


"Summary Mutual Fund: A group contribution managed by an expert. Benefit: You get expert results with little money. Action: Download an app like Cowrywise or Stanbic and start with N5000. Stop waiting to become a "guru." Let the gurus work for you"  
[X Link](https://x.com/ProfitableMan1/status/1998890781923488054)  2025-12-10T23:01Z 27.4K followers, 1008 engagements


"If you want to understand the deeper detailslike how to read a "Fact Sheet" or how to check if a Fund Manager is doing a good jobyou need the manual. My book The Naija Investor breaks down the entire Nigerian investment landscape in simple language. Get the E-book: Order the Hard Copy:"  
[X Link](https://x.com/ProfitableMan1/status/1998890786771898617)  2025-12-10T23:01Z 27.4K followers, XXX engagements


"The Zero-Cost Guide to Getting Your TIN If you want to open a corporate bank account apply for a government loan or simply stay compliant you need a Tax Identification Number (TIN). Many agents will ask you to pay between 5000 and 15000 for this service. Do not pay. It is officially free. Here is the step-by-step guide to doing it yourself from your phone or laptop"  
[X Link](https://x.com/ProfitableMan1/status/1996515317904748753)  2025-12-04T09:41Z 27.4K followers, 249.5K engagements


"Before you try to register you must know this: you might already have a TIN. The Joint Tax Board (JTB) has a system that automatically generates TINs for Nigerians who have a Bank Verification Number (BVN) or a National Identity Number (NIN). You should verify this before starting a fresh application"  
[X Link](https://x.com/ProfitableMan1/status/1996515321356734622)  2025-12-04T09:42Z 27.4K followers, 26K engagements


"Go to the Joint Tax Board verification portal (search "JTB TIN Verification" on Google or use the official JTB link). Select "TIN Verification" or "Check TIN." Enter your date of birth. Select your search criteria: Choose "BVN" or "NIN" or "Phone Number." Enter the corresponding number and click "Search.""  
[X Link](https://x.com/ProfitableMan1/status/1996515324242371059)  2025-12-04T09:42Z 27.4K followers, 27K engagements


"If you already have a TIN the system will display it along with your name. Screenshot this page immediately and send it to your email for safekeeping. If the search returns "No Record Found" then you do not have one yet. You must now proceed to register"  
[X Link](https://x.com/ProfitableMan1/status/1996515327577112819)  2025-12-04T09:42Z 27.4K followers, 23.7K engagements


"Online registration is often instant but sometimes the system is slow. If it is successful your TIN will be emailed to you. If the online portal is down (which happens occasionally with government sites) you must use the offline method"  
[X Link](https://x.com/ProfitableMan1/status/1996515333985972495)  2025-12-04T09:42Z 27.4K followers, 18.2K engagements


"Yes you need a separate TIN for the business. Individual TIN: This is for YOU as a person. It is used for your Personal Income Tax (PIT). Corporate TIN: This is for the BUSINESS. It is used for Corporate Income Tax (CIT) and Value Added Tax (VAT)"  
[X Link](https://x.com/ProfitableMan1/status/1996541011430945064)  2025-12-04T11:24Z 27.4K followers, 3662 engagements


"9 Finance Shows and Films to Boost Your Financial Literacy in 2026 You can learn more about money from the right movie than from a boring textbook. Cinema has a way of making complex economic concepts like short selling corporate fraud and value investing stick in your brain. If you want to upgrade your financial mind while being entertained add these X titles to your watchlist"  
[X Link](https://x.com/ProfitableMan1/status/1998033774769045532)  2025-12-08T14:15Z 27.4K followers, 89K engagements


"The Big Short (Film) This is arguably the most educational finance movie ever made. It explains the 2008 housing crash using celebrity cameos and humor. The Lesson: It teaches you about market bubbles subprime mortgages and the danger of following the herd. It shows that just because "everyone" is doing it doesn't mean it is safe"  
[X Link](https://x.com/ProfitableMan1/status/1998033780288655736)  2025-12-08T14:15Z 27.4K followers, 7351 engagements


"Money Explained (Series) A Netflix limited series that breaks down specific financial traps. The Lesson: Each episode tackles a different topic: credit cards student loans retirement and gambling. It is perfect for understanding the "defensive" side of financehow to stop losing money to systems designed to take it from you"  
[X Link](https://x.com/ProfitableMan1/status/1998033785917432100)  2025-12-08T14:15Z 27.4K followers, 7015 engagements


"Becoming Warren Buffett (Documentary) A look into the life of the world's most famous investor. The Lesson: This is your guide to "Value Investing." Unlike the high-speed traders in other movies Buffett teaches patience compound interest and buying companies for less than they are worth. It is the antidote to "get rich quick" thinking"  
[X Link](https://x.com/ProfitableMan1/status/1998033808373793158)  2025-12-08T14:15Z 27.4K followers, 5482 engagements


"Dirty Money (Series) An investigative series where each episode exposes a different corporate scandal from payday loans to emissions cheating. The Lesson: Due diligence. It teaches you that a company's public image often hides a rotten core. It trains you to be skeptical and to research before you invest in a "hot" new company"  
[X Link](https://x.com/ProfitableMan1/status/1998033813901844793)  2025-12-08T14:15Z 27.4K followers, 5119 engagements


"How to Turn 3M - 5M Capital Into 200k to 500k Monthly Income Here are X boring businesses that print cash: X. Frozen Foods: High turnover. People eat every day. The cash flow is constant. X. Modern Car Wash: Use deep cleaning tech not just water. Washing XX cars daily covers all your overheads. X. Professional Laundry: Target the working class. Low inventory costs + high service margins = Profit. X. Mini-Importation: Sell high-value gadgets. One sale can cover your ad spend for the entire day. X. Logistics: Buy dispatch bikes. Lease them out for fixed daily remittance. Passive income"  
[X Link](https://x.com/ProfitableMan1/status/1998456500759478783)  2025-12-09T18:15Z 27.4K followers, 64.3K engagements


"How to Make Your Stocks Pay You a Salary (The Landlord Strategy) Most people buy stocks and just pray for the price to go up. Smart investors do not just buy stocks; they make their stocks pay them rent. It is called "Dividends." It is the only way to get a bank alert from the stock market without selling a single share. Here is how the "I Don Get Alert" strategy works"  
[X Link](https://x.com/ProfitableMan1/status/1998501364654346600)  2025-12-09T21:13Z 27.4K followers, 17.4K engagements


"Stop waiting for millions. Here is what your "change" can buy: 5000: FGN Savings Bond (Yes the minimum entry is this low). 10000: Money Market Mutual Funds (safe compound interest). 20000: Tier-1 Bank Shares (Buy units of UBA Zenith or GTCO). If you can afford to buy data to read this you can afford to start investing. No excuses"  
[X Link](https://x.com/ProfitableMan1/status/1998674834176282992)  2025-12-10T08:43Z 27.4K followers, 55.8K engagements


"I wrote 'The Naija Investor' because I was tired of seeing Nigerians lose money to Ponzi schemes out of ignorance. You don't need a degree in Finance; you just need the right manual"  
[X Link](https://x.com/ProfitableMan1/status/1998683463394762761)  2025-12-10T09:17Z 27.4K followers, 1759 engagements


"Stop waiting for "big money." 5k is enough to enter the market today. X. FGN Savings Bond What it is: You lend money to the Govt. Minimum Entry: Exactly 5000. Where to Buy: NGX Primary Offer App or Your Stockbroker. X. Mutual Funds (Money Market) What it is: Low-risk savings that beat bank interest. Minimum Entry: Often 1000 - 5000. Where to Buy: Stanbic IBTC App ARM or Cowrywise. X. Nigerian Stocks What it is: Buying shares of companies like UBA Zenith or Transcorp. Minimum Entry: With XXX to 5000 you can buy units of solid banking stocks. Where to Buy: iInvest Cowrywise Bamboo or"  
[X Link](https://x.com/ProfitableMan1/status/1998709957231796397)  2025-12-10T11:02Z 27.4K followers, 20K engagements


"If you are between XX and XX your game plan must change. You are no longer looking for "quick money." You are looking for preservation and growth. Here are the X asset classes you should own: X. Gold (Bars ETFs or Jewelry) Why: It is the ultimate hedge against inflation. When paper money loses value gold shines. X. Blue Chip Stocks Why: Don't gamble on penny stocks anymore. Buy established giants (banks telcos) that pay consistent dividends. Cash flow is king now. X. Land (Real Estate) Why: It is tangible. It doesn't disappear. It is a store of value that you can pass down or develop later."  
[X Link](https://x.com/ProfitableMan1/status/1998715500054958087)  2025-12-10T11:24Z 27.4K followers, 8446 engagements


"This is the most encouraging thing I have seen all month. Buying XX copies keeping X and blessing X strangers is a level of generosity that is rare. You have officially sponsored the financial education of X Nigerians today. I am honoring this order personally. The team and I are grateful for your partnership in this revolution. Lets go"  
[X Link](https://x.com/ProfitableMan1/status/1998865975165464616)  2025-12-10T21:22Z 27.4K followers, 8452 engagements


"The "Lazy" Way to Invest (Mutual Funds Explained) You want to invest but you are scared. You don't know which stock to pick. You don't have time to watch the news. You don't have millions of Naira. Good news. You don't need any of that. You just need a mutual fund. Here is the simplest explanation of how to invest like an expert without doing the hard work"  
[X Link](https://x.com/ProfitableMan1/status/1998890754832523680)  2025-12-10T23:01Z 27.4K followers, 9251 engagements


"Most Nigerian companies pay once but the giants pay twice a year. Interim Dividend: Paid halfway through the year. Final Dividend: Paid after the financial year ends. Total Dividend: The sum of the interim and final payments"  
[X Link](https://x.com/ProfitableMan1/status/1999573465372721251)  2025-12-12T20:13Z 27.4K followers, 1872 engagements


"Stop Asking "Which App Should I Use" Here is the Honest Truth. You have the money. You have the ginger. But you are stuck at the gate because you don't know which app to trust with your millions. Some are beautiful but expensive. Some are ugly but reliable. Some are just hype. I have tested them so you don't have to. Here is the definitive ranking of the Top XX minus X apps to access the Nigerian Stock Market in 2025"  
[X Link](https://x.com/ProfitableMan1/status/1999585169037005110)  2025-12-12T21:00Z 27.4K followers, 6945 engagements


"Be your own bank: How to buy FGN Savings Bonds in X minutes. You don't need a stockbroker in a suit to lend money to the federal government. You can do it from your bed and earn up to XX% per annum (paid quarterly). Here is the DIY Guide: Step 1: Get the App Download one of these SEC-regulated apps: Afrinvestor XXX (by Afrinvest) or InvestNaija Step 2: The Setup Sign up and complete your KYC (BVN/ID is mandatory). Fund your wallet via bank transfer. Step 3: The Golden Rule FGN Savings Bonds are only open for X days in the first week of every month. If you check today you might not see it. Set"  
[X Link](https://x.com/ProfitableMan1/status/1994709394148184505)  2025-11-29T10:05Z 27.4K followers, 61.2K engagements


"If you have N100000 and want to invest without constantly checking your phone in panic you need a boring strategy. You need the market giants. Here is exactly how to deploy your first N100000 into a conservative portfolio that pays you back"  
[X Link](https://x.com/ProfitableMan1/status/1996162121915093028)  2025-12-03T10:18Z 27.4K followers, 159.4K engagements


"To get a TIN for yourself (as a person freelancer or employee) you can do this online via the JTB website. Visit the JTB "TIN Request" page. Fill in your personal details exactly as they appear on your BVN/NIN. You will need a valid email address and phone number. Submit the form"  
[X Link](https://x.com/ProfitableMan1/status/1996515330902958230)  2025-12-04T09:42Z 27.4K followers, 21.6K engagements


"If you registered a business name or company with the CAC the process is slightly different. Since 2020 your TIN is often printed directly on your CAC Certificate. Check your certificate first. If it is not there you must apply on the JTB website under "Non-Individual" or visit the FIRS office with your CAC documents"  
[X Link](https://x.com/ProfitableMan1/status/1996515344257593529)  2025-12-04T09:42Z 27.4K followers, 13.7K engagements


"The X Safest Ways to Invest in Nigeria (For Beginners) If you are scared of losing money start with these. They are backed by the government so your capital is safe. X. FGN Savings Bond The Reward: They pay interest into your account every X months. X. Treasury Bills (T-Bills) The Reward: They pay your interest upfront (immediately). X. FGN Bonds The Reward: Interest paid every X months"  
[X Link](https://x.com/ProfitableMan1/status/1997785394210132002)  2025-12-07T21:48Z 27.4K followers, 12.2K engagements


"Inside Job (Documentary) If The Big Short is the drama Inside Job is the evidence. It investigates the systemic corruption that led to the global financial crisis. The Lesson: It teaches you about conflicts of interest. You will learn how rating agencies banks and regulators often work together in ways that hurt the average investor"  
[X Link](https://x.com/ProfitableMan1/status/1998033790728274090)  2025-12-08T14:15Z 27.4K followers, 6756 engagements


"How to Buy Shares That Actually Make Money You have saved the capital. You have the desire. But you do not know which buttons to press. Buying shares in Nigeria is not as complicated as it looks but there is a right way and a "gambler's way." Here is the step-by-step guide to buying your first profitable stock"  
[X Link](https://x.com/ProfitableMan1/status/1998041185118458142)  2025-12-08T14:45Z 27.4K followers, 18.9K engagements


"SIMPLE BREAKDOWN Here is a simple explanation of how it works using MTN and Airtel shares. The Setup Imagine you start with 200000000 capital. You split it equally between two major stocks: You buy 100000000 worth of MTN. You buy 100000000 worth of Airtel. The Market Movement Six months later the market shifts: MTN has performed well and is now worth 180000000 (you have a 80m profit). Airtel has performed poorly and is now worth 20000000 (you have an 80m loss). The Problem You want to sell your MTN shares to secure that 80m profit. However if you sell the government will expect you to pay tax"  
[X Link](https://x.com/ProfitableMan1/status/1998498989717467283)  2025-12-09T21:04Z 27.4K followers, 82K engagements


"If your wardrobe is worth more than your stock portfolio you are dressed for success but headed for failure"  
[X Link](https://x.com/ProfitableMan1/status/1998674172491255836)  2025-12-10T08:40Z 27.4K followers, XXX engagements


"HE JUST DOUBLED IT 🚨🤯 I am actually shaking right now. The 'Silent Angel' just sent payment for ANOTHER XX COPIES. XX Copies (Fully Paid + Delivery) He said he is reading your entries and he cannot ignore the hunger he is seeing. He wants XX more people to be liberated today. If you haven't Quoted the Pinned Tweet yet DO IT NOW. Your chances of winning just doubled. This is not a giveaway anymore. This is a rescue mission. @AyoOguntade 🥰"  
[X Link](https://x.com/ProfitableMan1/status/1998883513190281265)  2025-12-10T22:32Z 27.4K followers, 11.3K engagements


"I want to see %75 of the Nigeria youth financially independent educated before I go back home"  
[X Link](https://x.com/ProfitableMan1/status/1999477579393433714)  2025-12-12T13:52Z 27.4K followers, 1224 engagements


"The "Modern Generation" (Fintechs) Best for: Beginners who want speed beauty and US/Nigerian stocks in one place. X. Bamboo: It is sleek extremely fast and makes spending money feel too easy. It is perfect if you want a clutter-free experience to buy both Nigerian and US stocks. X. i-invest: The "Fixed Income King." While you can buy stocks here this app shines when you want to lend money to the government (Treasury Bills) or big companies (Commercial Papers) safely from your couch. If you prefer steady returns over the volatility of the stock market this is your best friend. X. Cowrywise:"  
[X Link](https://x.com/ProfitableMan1/status/1999585172946067587)  2025-12-12T21:00Z 27.4K followers, 1140 engagements


"Seplat Energy: Pays shareholders in US dollars. Airtel Africa: Pays shareholders in US dollars"  
[X Link](https://x.com/ProfitableMan1/status/1999590515788882168)  2025-12-12T21:21Z 27.4K followers, 2936 engagements


"@HafeezBigfunds My favorite"  
[X Link](https://x.com/ProfitableMan1/status/1999615443078877508)  2025-12-12T23:00Z 27.4K followers, XXX engagements