#  @Nithin0dha Nithin Kamath Nithin Kamath posts on X about india, if you, money, in the the most. They currently have [-------] followers and [---] posts still getting attention that total [-------] engagements in the last [--] hours. ### Engagements: [-------] [#](/creator/twitter::1660202983/interactions)  - [--] Week [-------] -21% - [--] Month [---------] -1.10% - [--] Months [----------] +98% - [--] Year [----------] +11% ### Mentions: [--] [#](/creator/twitter::1660202983/posts_active)  - [--] Week [--] -41% - [--] Month [--] +56% - [--] Months [---] +57% - [--] Year [---] +35% ### Followers: [-------] [#](/creator/twitter::1660202983/followers)  - [--] Week [-------] +0.23% - [--] Month [-------] +1.40% - [--] Months [-------] +5.40% - [--] Year [-------] +10% ### CreatorRank: [-------] [#](/creator/twitter::1660202983/influencer_rank)  ### Social Influence **Social category influence** [finance](/list/finance) 33% [countries](/list/countries) 13% [technology brands](/list/technology-brands) 4% [stocks](/list/stocks) 3% [social networks](/list/social-networks) 3% **Social topic influence** [india](/topic/india) 12%, [if you](/topic/if-you) 11%, [money](/topic/money) 11%, [in the](/topic/in-the) 8%, [stocks](/topic/stocks) 6%, [we are](/topic/we-are) 6%, [business](/topic/business) 5%, [the first](/topic/the-first) 5%, [guess](/topic/guess) 5%, [products](/topic/products) 4% **Top accounts mentioned or mentioned by** [@zerodhaonline](/creator/undefined) [@zerodha](/creator/undefined) [@nikhilkamathcio](/creator/undefined) [@rainmatterin](/creator/undefined) [@t_harth](/creator/undefined) [@monelgunjaria](/creator/undefined) [@zerodhaamc](/creator/undefined) [@goodman2k03](/creator/undefined) [@avi_ato](/creator/undefined) [@zerodhavarsity](/creator/undefined) [@rainmatterorg](/creator/undefined) [@besensibull](/creator/undefined) [@economictimes](/creator/undefined) [@capmintofficial](/creator/undefined) [@djeykarthik](/creator/undefined) [@awijitb](/creator/undefined) [@ffmpeg](/creator/undefined) [@harsh_purwar](/creator/undefined) [@lakshh_09](/creator/undefined) [@hpgramani](/creator/undefined) ### Top Social Posts Top posts by engagements in the last [--] hours "RBI's mis-selling regulation is a welcome move. Customers walking into banks often get sold all sorts of financial products they don't need or understand. Products like insurance and mutual funds are bundled with other products like loans. Then there are all sorts of dark patterns. So now banks have to ask for your feedback on the products they sell within [--] days and if you think you've been mis-sold you can file a complaint within that period and get a full refund. Btw here's a half tongue-in-cheek galaxy-brained counterpoint from a colleague: 50% of household financial assets are now in" [X Link](https://x.com/Nithin0dha/status/2022295498036846818) 2026-02-13T13:03Z 772.9K followers, 80.4K engagements "Someone on Reddit asked what does Zerodha do differently how are we profitable why don't IPO etc. This is what I replied: Hmmm. so you forget that we have spent [--] years getting here. And maybe another [--] years before Zerodha I was involved in the markets in some form. So [--] years in all. Things in business compound over time especially if you like or love what you are doing and if you are lucky to be in the right place and time. When we started Zerodha we started off as a partnership firm because the exchange deposit requirement was lower Rs [--] lks compared to Rs [---] cr. The start was mainly" [X Link](https://x.com/Nithin0dha/status/1967884037281693828) 2025-09-16T09:31Z 772.4K followers, 970.9K engagements "A feature that many people are unaware of. You can buy a stock for intraday on NSE and sell it on BSE (or vice versa) to capture arbitrage opportunities if you spot any. Just select the exit exchange from your positions page. Margins get released immediately. And it can be done regardless of whether you are trading for intraday or holding a stock. https://twitter.com/i/web/status/2005933634469998646 https://twitter.com/i/web/status/2005933634469998646" [X Link](https://x.com/Nithin0dha/status/2005933634469998646) 2025-12-30T09:27Z 772.4K followers, 153.8K engagements "The number of full-fledged Free and open-source software (FOSS) products and initiatives coming out of the 4th Phase JP Nagar (Zerodha Tech) must be unprecedented for a team of its size globally. All of these projects started as a way to solve problems we faced internally and were then open sourced. We use them at scale in our stack and several large organisations and even government departments globally use many of these tools today. Read more check the website in the comments. https://twitter.com/i/web/status/2008079562933190847 https://twitter.com/i/web/status/2008079562933190847" [X Link](https://x.com/Nithin0dha/status/2008079562933190847) 2026-01-05T07:34Z 772.1K followers, 187.5K engagements "Up until a few years ago commodity trading was more or less an afterthought. Most traders didn't bother with it because liquidity was thin relative to NSE F&O. But that's changed dramatically thanks to the spectacular rally in gold and silver. If you look at gold and silver as a percentage of total MCX trading volumes today the numbers are kind of crazy. A lot of this increase has come at the expense of other commodities like crude. Our own market share at Zerodha took a hit during this period because we were one of the last brokers to offer the single trading ledger facilitywhere you can use" [X Link](https://x.com/Nithin0dha/status/2013143873691033807) 2026-01-19T06:57Z 771.3K followers, 108.8K engagements "Access to information is what drives prices in markets. While there's no shortage of information today the real challenge is figuring out what actually matters and getting it in time. Exchange filings earnings management commentary and conference calls. When something material comes out prices react almost instantly. The faster you get the information the better your odds of reacting sensibly. Institutions and high-frequency trading desks scan exchange filings the moment they're published and act within milliseconds. Retail investors usually find out much laterby then the price has often" [X Link](https://x.com/Nithin0dha/status/2014610747045871754) 2026-01-23T08:06Z 771.6K followers, 114.2K engagements "I don't know the exact reasoning behind the increase in STT. Having said that if the goal was to reduce speculative activity in F&O then I'm not sure this will do anything. 95% of trading is already in options and this STT increase will only push that share higher. Why Because the impact falls mostly on futures while options are far more speculative than futures. If the govt wants to reduce speculation then establishing product suitability (who can trade) criteria is the way to go. I know it's an unpopular opinion but this will remove a lot of uncertainty among brokers and traders. It's a" [X Link](https://x.com/anyuser/status/2018210333224206436) 2026-02-02T06:30Z 772.8K followers, 365K engagements "In FY25 around 72% of taxpayers chose the New Tax Regime. At @zerodha that number was over 90%. This shift makes sense. The new tax regime trades deductions for simpler filing and lower tax rates. For manyespecially younger salaried taxpayers avoiding paperwork-heavy exemptions matters more than maximising deductions. With most deductions removed salaried employees are left with the [-----] standard deduction and one meaningful tax-saving option: the employer contribution to NPS commonly called Corporate NPS. Corporate NPS allows employers to contribute up to 14% of an employees basic salary" [X Link](https://x.com/anyuser/status/2019336847567253983) 2026-02-05T09:06Z 772.8K followers, 130.5K engagements "Around [--] weeks ago I had a mild stroke out of the blue. Dad passing away poor sleep exhaustion dehydration and overworking out any of these could be possible reasons. I've gone from having a big droop in the face and not being able to read or write to having a slight droop but being able to read and write more. From being absent-minded to more present-minded. So [--] to [--] months for full recovery. I wondered why a person who's fit and takes care of himself could be affected. The doctor said you need to know when you need to shift the gears down a bit. Slightly broken but still getting my" [X Link](https://x.com/anyuser/status/1762038423798620637) 2024-02-26T08:54Z 772.7K followers, 3.6M engagements "Indian stock exchanges are closed today for Mumbai's municipal elections. The fact that our exchanges which have international linkages are shut down for a local municipal election shows poor planning and a serious lack of appreciation for second-order effects. As Munger said: "Show me the incentive and I will show you the outcome." The holiday exists because no one who matters has any incentive to oppose the market holiday. It also tells you how far we have to go before global investors take us seriously. https://twitter.com/i/web/status/2011640826896756943" [X Link](https://x.com/Nithin0dha/status/2011640826896756943) 2026-01-15T03:25Z 772.9K followers, 1.5M engagements "As a market participant I always hope the budget will reduce STT but it keeps going up. STT was introduced when LTCG was made [--] but now that LTCG is back. π¬ The 60% F&O STT increase from Budget [----] (0.0125% 0.02% on futures and 0.0625% 0.1% on options) didn't impact volumes much at first the bull market continued with surging participation. But markets don't always have bull runs; the impact showed up in the year we just had. Projected STT collection for FY 2025-26 was 78k crores. Collection so far (until Jan 11) is 45k crores. Even if we estimate another 12k crores by March [--] that brings" [X Link](https://x.com/Nithin0dha/status/2017162326563291159) 2026-01-30T09:05Z 772.9K followers, 322.8K engagements "Tech seems to be getting effectively nationalized. Starting from around [----] we've seen an increase in export controls on things like chips critical minerals restrictions on advanced manufacturing equipment and various other trade restrictions. Supply chains have become a security issue for countries. We're no longer in a world where India can be okay with just exporting IT services. If we don't build domestic deep tech capabilities we'll be locked out when it matters most. Self-sufficiency has become necessary insurance. India's startup ecosystem has come a long way. We have genuine local" [X Link](https://x.com/Nithin0dha/status/2020845898394124589) 2026-02-09T13:03Z 772.9K followers, 165.7K engagements "If you think the Indian markets are speculative the US markets will blow your mind. It's pure speculative mania there - you can bet on literally anything. Options on every asset imaginable crypto markets 24/7 sports betting weather derivatives and political outcomes through platforms like Kalshi and Polymarket. In a sense every aspect of American life has been gamified and turned into something you can bet on. This is probably why the govt increased STT π¬ https://twitter.com/i/web/status/2021193059854148044 https://twitter.com/i/web/status/2021193059854148044" [X Link](https://x.com/Nithin0dha/status/2021193059854148044) 2026-02-10T12:02Z 772.9K followers, 178K engagements "We've been trying to understand RBI's new lending rules for brokers. Spoke to a few industry folks to figure out what's actually changing. TL;DR: quite a bit. Here's my understandingthings are still evolving Firstly nothing changes for any of our customers. We have [--] external financing and are a self-clearing member so our charges for clients will also remain unaffected. The big change: Banks can no longer fund proprietary trading. This was never actually allowed but banks had found workarounds. Here's how it workedprop desks would deposit an FD of Rs [--] crore get a bank guarantee for Rs 100" [X Link](https://x.com/Nithin0dha/status/2023367093681525120) 2026-02-16T12:01Z 772.9K followers, 123.2K engagements "Securities Transaction Tax (STT) is the biggest tax that traders pay and it's much higher than brokerage fees. At Zerodha the STT we collect and pass on to the government is higher than the brokerage we earn. Trading volumes are highly sensitive to the STT. The level of STT also affects whether traders trade more in cash equities futures or options. There's a lot of concern that Indian options volumes have exploded; I don't think it would be a stretch to say that STT is a big factor in this. Until [----] the STT on options was based on contract value making it impossible for anyone to trade" [X Link](https://x.com/anyuser/status/1953387162524864586) 2025-08-07T09:26Z 772.8K followers, 479.7K engagements "We @zerodha have 40k NRI customers with an average account value of 40L nearly 10x our overall average of 3.6L for resident accounts. Most of them opened accounts the hard way with physical paperwork. If onboarding were fully online this base would be much larger. SEBI recently made changes that have allowed us to significantly simplify Non-PIS NRI accounts: they now work like resident accounts with fully online Aadhaar-based onboarding (when visiting India) and intraday BTST and F&O access with no need for a CP code. We've also reduced the brokerage from [---] to [--] per order. For context:" [X Link](https://x.com/Nithin0dha/status/2016081915959443581) 2026-01-27T09:32Z 772.9K followers, 337.2K engagements "https://x.com/Nithin0dha/status/1953387162524864586s=20 Securities Transaction Tax (STT) is the biggest tax that traders pay and it's much higher than brokerage fees. At Zerodha the STT we collect and pass on to the government is higher than the brokerage we earn. Trading volumes are highly sensitive to the STT. The level of STT https://t.co/Pw2AHgUyKL https://x.com/Nithin0dha/status/1953387162524864586s=20 Securities Transaction Tax (STT) is the biggest tax that traders pay and it's much higher than brokerage fees. At Zerodha the STT we collect and pass on to the government is higher than" [X Link](https://x.com/Nithin0dha/status/2018210338358145134) 2026-02-02T06:30Z 772.9K followers, 85.1K engagements "Kite Terminal Mode is now live on beta We are quite excited about this. π¬Beta platform and feedback links in reply" [X Link](https://x.com/Nithin0dha/status/2019705475642896749) 2026-02-06T09:31Z 772.9K followers, 169.3K engagements "Kite Beta: Feedback link: https://tradingqna.com/t/introducing-terminal-mode-on-kite-beta/191083 https://kite-beta.zerodha.com/terminal https://tradingqna.com/t/introducing-terminal-mode-on-kite-beta/191083 https://kite-beta.zerodha.com/terminal" [X Link](https://x.com/Nithin0dha/status/2019705477794500810) 2026-02-06T09:31Z 772.9K followers, 31.8K engagements "There was a technical issue at one of the depositories this week that disrupted settlement and had a cascading effect on the market. Since many people may not fully understand how settlement works let me explain what happened. When you buy or sell stocks the trade settles on T+1. The Clearing Corporation (CC) determines the net obligations. Meaning who owes shares and who owes money and instructs the depositories (NSDL/CDSL) to move shares between sellers' and buyers' demat accounts via their brokers (Depository Participants). This movement pay-in from sellers and payout to buyers is the" [X Link](https://x.com/Nithin0dha/status/2020069105504834047) 2026-02-07T09:36Z 772.9K followers, 188.8K engagements "Seema and I recently took part in @IndiaReadsAloud an initiative by @TurningPages to foster a love for reading in children. Reading is foundational to curiosity but given the structure of our lives it's easier to hand kids devices. Once they're on them the kids lose themselves and can remain endlessly distracted. Even I as an adult have a hard time not falling into the trap of endlessly consuming digital content. There's emerging research suggesting excessive screen time may be impacting how children's brains develop potentially making this the first generation to face cognitive disadvantages" [X Link](https://x.com/Nithin0dha/status/2022906391095394569) 2026-02-15T05:30Z 772.9K followers, 23.2K engagements "https://subtextbyzerodha.substack.com/p/what-the-rbis-new-credit-rules-meanr=45bycr&utm_campaign=post&utm_medium=web&triedRedirect=true https://subtextbyzerodha.substack.com/p/what-the-rbis-new-credit-rules-meanr=45bycr&utm_campaign=post&utm_medium=web&triedRedirect=true" [X Link](https://x.com/Nithin0dha/status/2023367095766204796) 2026-02-16T12:01Z 772.9K followers, 22K engagements "As a broker there are rare days when risk management simply doesn't work when markets move so violently that traders lose more than their entire initial margin. When this happens both the trader and the broker are sitting ducks with no way out. Yesterday was one of those days in commodity markets. All major metals hit lower circuitsthe maximum they can move in a day. Silver crashed 30% Gold 15% and others followed. Btw Natural gas was on an upper circuit. In our [--] years of operations we've only seen something like this once before: when Crude oil closed at a negative price during COVID. But" [X Link](https://x.com/Nithin0dha/status/2017479129822552211) 2026-01-31T06:04Z 772.9K followers, 752.6K engagements "Learn more: https://pensionbox.in/workplace-pension https://pensionbox.in/workplace-pension" [X Link](https://x.com/Nithin0dha/status/2019336854043349217) 2026-02-05T09:06Z 772.8K followers, 27.1K engagements "https://rbi.org.in/Scripts/BS_PressReleaseDisplay.aspxprid=62207 https://rbi.org.in/Scripts/BS_PressReleaseDisplay.aspxprid=62207" [X Link](https://x.com/Nithin0dha/status/2022295502117826770) 2026-02-13T13:03Z 772.9K followers, 13K engagements "https://www.msn.com/en-us/news/technology/a-leading-neuroscientist-explains-why-generation-z-is-the-first-generation-to-be-less-intelligent-than-their-parents/ar-AA1VHuoh https://www.youtube.com/watchv=ESImjULl-wg https://www.msn.com/en-us/news/technology/a-leading-neuroscientist-explains-why-generation-z-is-the-first-generation-to-be-less-intelligent-than-their-parents/ar-AA1VHuoh https://www.youtube.com/watchv=ESImjULl-wg" [X Link](https://x.com/Nithin0dha/status/2022906393800646885) 2026-02-15T05:30Z 772.9K followers, 20.1K engagements "@turningpages_in the correct handle" [X Link](https://x.com/Nithin0dha/status/2022907332397838674) 2026-02-15T05:34Z 772.9K followers, [----] engagements "13 of the world's [--] most polluted cities are in India. [--] in [--] deaths here are linked to air pollution. The economic damage is $95 billion per year but this number probably doesn't capture all the first and second-order effects. Premature deaths due to pollution are wiping out decades of earning potential. It has various downstream implications: lower working hours lost earning potential children missing school stress on healthcare systems and not to mention the disproportionate impact on the poor and vulnerable. Air pollution is a productivity tax on the entire country. Hundreds of millions" [X Link](https://x.com/Nithin0dha/status/2023704037951242428) 2026-02-17T10:20Z 772.9K followers, 30K engagements "https://zerodhavarsity.substack.com/p/air-pollution-is-killing-india https://zerodhavarsity.substack.com/p/air-pollution-is-killing-india" [X Link](https://x.com/Nithin0dha/status/2023704040333623387) 2026-02-17T10:20Z 772.9K followers, [----] engagements "Starting this October 7th every first Friday of the month all brokerages must transfer unused funds back to the customer's bank account as part of the new account settlement (AS) process. I guess it will be more than Rs [-----] crores across the industry. 1/8" [X Link](https://x.com/Nithin0dha/status/1577974870180507648) 2022-10-06T10:51Z 768.4K followers, [----] engagements ""The hour of the Indian economy" says La Vanguardia a leading Spanish daily. Quite cool that the world is taking notice but the cultural caricaturing a snake charmer to represent India is an insult. Wonder what it takes for this to stop; maybe global Indian products" [X Link](https://x.com/anyuser/status/1580505329137483776) 2022-10-13T10:26Z 768.3K followers, [----] engagements "As we celebrate Laksmi Puja this Deepavali here's an interesting anecdote. Lakshmi the goddess of wealth sits on a lotus. Saraswati the goddess of knowledge sits on a rock. The symbolism is that money like a lotus floats & knowledge like a rock once gained stays forever" [X Link](https://x.com/anyuser/status/1584875654402932736) 2022-10-25T11:52Z 768.3K followers, [----] engagements "What Gen Z & even millennials don't think about enough is that the retirement age is dropping fast due to technological progress & life expectancy going up due to medical progress. In [--] years retirement could be at [--] & life expectancy at [--]. How do you fund the [--] years 1/5" [X Link](https://x.com/anyuser/status/1586270855319130112) 2022-10-29T08:16Z 768.3K followers, 19.5K engagements "Just watched Kantara & it is one of those moments when you feel proud to be a Kannadiga. Even more since my roots are where the movie was shot. Still have goosebumps from the last [--] mins. It is a must-watch. @shetty_rishab β₯" [X Link](https://x.com/anyuser/status/1589937957410320384) 2022-11-08T11:08Z 768.3K followers, 18.7K engagements "Whenever students ask me for advice I say stay in India. Not just because we need to avoid the brain drain or that there's an obligation to the country but because India will most likely have the best opportunities in future. @SRajgopalan explainsπ 1/2 https://srajagopalan.substack.com/p/why-everyone-should-pay-more-attention https://srajagopalan.substack.com/p/why-everyone-should-pay-more-attention" [X Link](https://x.com/Nithin0dha/status/1597852441554604033) 2022-11-30T07:18Z 768.5K followers, [----] engagements "Seema is now cancer free. We celebrated by running the super fun @DevilsCircuit last week along with a few others from @zerodhaonline. [--] year from diagnosis to surgery to chemotherapy to radiation to back to full fitness. https://seema.page/ https://seema.page/" [X Link](https://x.com/anyuser/status/1602255486694621184) 2022-12-12T10:54Z 768.3K followers, [----] engagements "I still remember the formula for the area of a circle or that CH3OH is Methanol from school. Similarly If we taught finance basics in school like why start investing early inflation insurance retirement planning etc. These lessons will be helpful throughout life. 1/2" [X Link](https://x.com/Nithin0dha/status/1603733977843793921) 2022-12-16T12:49Z 768.4K followers, 779.1K engagements "I have spent the last couple of years thinking quite a bit about health. Experimenting with myself and our team and supporting startups that are trying to help Indians make healthier choices. A few thoughts on how and why you should focus on your health. 1/9" [X Link](https://x.com/Nithin0dha/status/1608801708918075394) 2022-12-30T12:26Z 768.4K followers, 1.3M engagements "We've always believed that bonds and maybe not stocks are the right stepping stone for most Indiansbetter than FD returns but lower risk than stocks. But bonds have been an HNI product and no one sold them to retail. But SEBI has just made some important changes recently. 1/6" [X Link](https://x.com/Nithin0dha/status/1612805376671641601) 2023-01-10T13:35Z 768.6K followers, 920.3K engagements "Allowing NRIs to open demat accounts online is the low-hanging fruit to attract money to India. The process today is physical and cumbersome. With Indian markets doing well there's a great interest to invest here but the tough onboard process leads to massive dropoffs. 1/4" [X Link](https://x.com/Nithin0dha/status/1615311912505593858) 2023-01-17T11:35Z 768.6K followers, 742.7K engagements "Starting tomorrow India will become the first major market to completely move to a T+1 settlement cycle (China is partly T+1). It is crazy how far ahead we are in terms of market infrastructure and safety even when compared to the developed world. 1/3" [X Link](https://x.com/Nithin0dha/status/1618130715060883456) 2023-01-25T06:16Z 768.5K followers, 1.5M engagements "For retail investors I guess the only material change in the budget is for people who invest in international stocks. Money sent out using LRS now has a Tax Collection at Source (TCS) of 20% with no upper or lower threshold compared to 5% over Rs 7lks earlier. 1/3" [X Link](https://x.com/Nithin0dha/status/1620739708295991303) 2023-02-01T11:03Z 767.9K followers, 394.9K engagements "It was an honour to meet our PM @narendramodi. My new health & fitness goal is to be able to operate at his intensity when I am [--]. He spent almost [--] mins late in the night interacting with @nikhilkamathcio & me despite all his meetings & travels through the day" [X Link](https://x.com/Nithin0dha/status/1625083899566235650) 2023-02-13T10:46Z 768.4K followers, 2.4M engagements "We add millet (ragi) to wheat flour and dosa batter at home. It's healthier & tastier. Most of us don't know that millets are also good for the planet because they consume much less water & pesticides. The reason why everyone should introduce millet & talk about it too. 1/5" [X Link](https://x.com/anyuser/status/1625496196419846144) 2023-02-14T14:04Z 768.3K followers, 2M engagements "We celebrate valuations but the more I speak to founders the more I'm convinced high valuations are detrimental. Higher valuations are mostly a result of overstating the size of the opportunity. Of course there are outliers but they are the exception not the rule. Getting investors on board is like getting married: setting wrong expectations before the marriage leads to disappointments and conflicts and doesnt usually end well. It hurts to see businesses that would've otherwise done well struggling because they raised money at unrealistic valuations. Higher valuations force you to spend more" [X Link](https://x.com/Nithin0dha/status/1632751133788889088) 2023-03-06T14:33Z 768.6K followers, 516.9K engagements "It is ridiculous how many things can go wrong when running a business. Everything from rapid change to market sentiment to waking up one day and being unable to access money in the bank like with SVB. I think an underrated skill set for running a business is being pessimistic. Consider everything a risk and do everything you can to mitigate it. Every business will be exposed to a black swan event at some point; the idea is to survive those. The lesson from SVB or Yes Bank in the Indian context is to have funds especially working capital distributed across a bunch of banks" [X Link](https://x.com/anyuser/status/1635179532163624962) 2023-03-13T07:22Z 768.3K followers, 895.3K engagements "Buying a health insurance plan for the family is the most important financial investment you can make given the costs of serious health incidents. Even before you do anything else in your personal finance journey get health cover to the extent you can afford. 1/4" [X Link](https://x.com/Nithin0dha/status/1641003198596128769) 2023-03-29T09:03Z 768.4K followers, 672.1K engagements "India is unique. Copy-pasting models from the US etc has hardly worked. Paytm's speaker for Indian vendors that reads out payments is one of the best examples of a product made specifically for the Indian context by an Indian fintech. https://restofworld.org/2023/india-sound-boxes-paytm-phonepe/ https://restofworld.org/2023/india-sound-boxes-paytm-phonepe/" [X Link](https://x.com/anyuser/status/1643856938407714818) 2023-04-06T06:03Z 768.3K followers, 524.6K engagements "No Business Background No Pedigree education across the team No VC/PE No Advertising spending No Spamming customer @zerodhaonline is an example that a successful business can be built by not following the norm by average folks with common sense wanting to solve a problem" [X Link](https://x.com/Nithin0dha/status/1651999205718732809) 2023-04-28T17:17Z 768.6K followers, 1.8M engagements "Someone I know got scammed & lost money. It started with a response to a part-time job offer on WhatsApp. The first few tasks were about leaving fake reviews for resorts & restaurants in random places like Peru. Rs 30k was transferred to the bank for the tasks completed. 1/8" [X Link](https://x.com/Nithin0dha/status/1653709508546560002) 2023-05-03T10:34Z 768.7K followers, 1.3M engagements "Being content is the only way to true freedom. A person who embodies this is my father-in-law Shivaji Patil He was in the Indian Army & voluntarily retired as a Havaldar after losing his fingers to frostbite during the Kargil War. He started a grocery shop in Belgaum after. 1/5" [X Link](https://x.com/Nithin0dha/status/1655557936868102146) 2023-05-08T12:59Z 768.4K followers, 2.8M engagements "I have been geeking out about increasing healthspan or how to live a good life until the end. I have no doubt that the answer is to be content and never stop being active mentally and physically. Money can't buy this and he is the best example. 5/5" [X Link](https://x.com/Nithin0dha/status/1655557945831346177) 2023-05-08T12:59Z 768.4K followers, 352.4K engagements "Weve just created an internal AI policy @zerodhaonline to give clarity to the team given the AI/job loss anxiety. This is our stance: "We will not fire anyone on the team just because we have implemented a new piece of technology that makes an earlier job redundant." 1/8" [X Link](https://x.com/Nithin0dha/status/1656912313809510401) 2023-05-12T06:40Z 768.6K followers, 1.8M engagements "Only about [--] lakhs or 0.3% of Indians go to a gym. Strength training is integral to increasing healthspan & we need more to focus on this. There is enough research to prove that exercise delays death & prevents cognitive & physical decline better than any other intervention 1/5" [X Link](https://x.com/Nithin0dha/status/1660620804621750279) 2023-05-22T12:17Z 768.6K followers, 1.5M engagements "There's a new scam in the name of FedEx Blue Dart and other courier companies that you need to be aware of π A colleague got a call from a person claiming to be from FedEx saying that a parcel had been confiscated by the police because drugs were found in it. 1/4" [X Link](https://x.com/Nithin0dha/status/1672249152875675648) 2023-06-23T14:24Z 768.6K followers, 1.8M engagements "Corporate governance issues coming to light in Indian startups will only increase with time. While founders will be blamed the venture capital (VC) ecosystem is equally to blame The root cause of this is the overestimation of the size of Indian markets by founders and VCs. 1/10" [X Link](https://x.com/Nithin0dha/status/1674417311535751175) 2023-06-29T13:59Z 768.6K followers, 1M engagements "There has been a spate of suicides due to harassment by loan agents of shady and illegal predatory loan apps. If you are a victim of harassment file a complaint at or call [----]. We have laws that protect you from harassment. 1/4 https://cybercrime.gov.in https://cybercrime.gov.in" [X Link](https://x.com/Nithin0dha/status/1681297151677333504) 2023-07-18T13:37Z 768.6K followers, 487.2K engagements "We have good news for all @zerodhaonline option traders @BeSensibull will now be completely free. We cover the costs so that @abidsensibull & Team can focus on only one thing: Help option traders do better. https://zerodha.com/z-connect/tradezerodha/kite/sensibull-is-now-free-for-all-our-customers https://zerodha.com/z-connect/tradezerodha/kite/sensibull-is-now-free-for-all-our-customers" [X Link](https://x.com/Nithin0dha/status/1683456145137061888) 2023-07-24T12:36Z 767.7K followers, 605.8K engagements "We just received the final approval for the @ZerodhaAMC we are building in partnership with @smallcaseHQ. Our motivation to start a mutual fund was twofold. The first was that the biggest challenge and opportunity for Indian markets is the shallow participation. Even after all the growth over the last [--] years we only have maybe 6-8 crore unique mutual fund and equity investors put together. The second was that if we had to bring in the next ten million investors they needed simple products they could understand and mutual funds were a perfect instrument. We aim to be index-only and create" [X Link](https://x.com/Nithin0dha/status/1689999575078113282) 2023-08-11T13:57Z 768.5K followers, 659.9K engagements ""India has [---] crore people and if X% can become customers because of Y% in a developed country" is a dangerous line of thinking for founders and investors. While building for up to 3% of English-speaking affluent Indians is easier it's much harder and complex beyond that. Something we are pondering at Zerodha as well. I guess the right way to think of this is India is many countries in one. What works in one state or region may not work in another" [X Link](https://x.com/Nithin0dha/status/1693557330363768981) 2023-08-21T09:35Z 768.4K followers, 669.7K engagements "We launched verified P&L at @zerodhaonline to bring accountability given all the fake P&L screenshots and videos shared on social media to peddle courses advisory trading accounts & other financial products. The idea was that if someone shared a screenshot or video of the P&L the audience could demand a verified P&L link. Since the P&L is served directly from our side there is no way to tamper with it. By the way a screenshot or video of the verified P&L page can still be tampered with but there is no way to tamper with what appears when you click on the verified P&L link. Thanks to Verified" [X Link](https://x.com/Nithin0dha/status/1696854528186863884) 2023-08-30T11:57Z 768.4K followers, 760.2K engagements "A colleague had to visit a bank branch offline to close a personal loan he took online. This branch was one of only [--] in Bangalore. It's the same with many other banks. Making it hard to close an account is a dark pattern and maybe there should be regulations on this. By the way SEBI mandates that all stockbrokers must provide a facility to close accounts online. Additionally at @zerodhaonline we are maybe one of the few brokers to allow online transfer of stocks to demat accounts outside Zerodha. "A dark pattern (also known as a "deceptive design pattern") is "a user interface that has been" [X Link](https://x.com/Nithin0dha/status/1703726294834598267) 2023-09-18T11:02Z 768.6K followers, 1M engagements "It took us [--] years to get to our first 60k customers each of whom had to sign and courier 40+ pages of forms and wait for days. We got to [--] crore customers in the next [--] entirely eliminating paper in the process. This was enabled by eKYC digital signatures (eSign) & digital documents (Digilocker). The productivity increase savings and wastage reduction for companies and customers have been exponential. Hundreds of millions of pages that didnt have to be printed and transported and valuable customer time that didnt have to be wasted. Most of our time in the first six years was spent figuring" [X Link](https://x.com/Nithin0dha/status/1705482069168840866) 2023-09-23T07:19Z 768.6K followers, 595K engagements "Every time our financials are out there is a lot of speculation about @zerodhaonline's valuation. It might sound counterintuitive for me to say it but most assumptions I think are way higher than reality.π¬ All of us on the core team have never thought of notional valuations right from the start because they can go up and down with market conditions. Focussing on ever changing valuations is a distraction. The focus has always been on building a resilient business which means never having to rely on external capital. The quantum of profits is the luck of the draw and is based on market" [X Link](https://x.com/Nithin0dha/status/1707345163473805810) 2023-09-28T10:43Z 768.6K followers, 828.8K engagements "Turned [--] today at 14.3% body fat the lowest I have been. Sharing publicly for accountability so I dont slack and revert back to the mean π₯Άand maybe inspire a few folks and remind that age is just a number. π¬ And thanks everyone for the birthday wishes" [X Link](https://x.com/Nithin0dha/status/1709940963207221355) 2023-10-05T14:37Z 768.5K followers, 1.3M engagements "After a long time we have had massive activity in the IPO market with Rs 2.6lk cr blocked in bank accounts for IPOs worth Rs 7.6k cr. If this was [----] it would take [--] working days (or [--] month) and the entire money would have moved to investment bankers and cost investors (an interest forego) at least 0.5% (assuming 6% pa) or Rs [----] crores. T+16 became T+12 T+6 and from Sep [----] it is T+3 (1week). Now the money never leaves the bank account until allotment. While institutional investors might miss out on interest income with money blocked in current bank accounts which don't yield any" [X Link](https://x.com/Nithin0dha/status/1728364110751158509) 2023-11-25T10:44Z 769.4K followers, 575.3K engagements "Luck is a big part of any success in life. It starts right from birth with our genes parents family etc.all of these are the luck of the draw. None of the success that's ascribed to us would have happened without my father. He was not only the biggest cheerleader of @nikhilkamathcio and me but also the first customer whenever we attempted something. In a way he was our VC. He gave me the initial seed capital when I decided to trade he was my first customer when I did multi-level marketing and the first customer when I started a sub-brokerage and portfolio management business. He supported us" [X Link](https://x.com/Nithin0dha/status/1740399877547544828) 2023-12-28T15:50Z 768.5K followers, 489.2K engagements "My phone has become unusable due to telemarketing and is always silent. Guess what goes around comes around. I spent four years at a call center making unsolicited calls to people in the US. I guess Karma has a way of biting back. π¬" [X Link](https://x.com/Nithin0dha/status/1786684808313307336) 2024-05-04T09:10Z 768.4K followers, 358.2K engagements "Activity today on Kite π¬" [X Link](https://x.com/Nithin0dha/status/1797968208504524948) 2024-06-04T12:26Z 768.6K followers, 567.9K engagements "Most Indians are just [--] hospitalisation away from bankruptcy. A good health insurance plan is mandatory" [X Link](https://x.com/Nithin0dha/status/1829493230200836373) 2024-08-30T12:15Z 768.6K followers, 1M engagements "Today if you are interested in installing some solar panels but don't have the roof space necessary because you live in an apartment or a rented house there's no solution. Despite the subsidies only about 10% of urban households have rooftop solar. That means many people are conscious about being sustainable but can't do anything. @sundaygrids is taking an interesting approach to solve this problem. They setup solar power plants in other locations and allow people to reserve a part of the capacity in the plant. This generates credits which can be used to reduce the power bill even though the" [X Link](https://x.com/Nithin0dha/status/1830554127056683225) 2024-09-02T10:31Z 768.6K followers, 729.7K engagements "The trend of these frauds are increasing. The past [--] months alone have had scams worth [-----] crores I dread to think what it will be like once the fraudsters use AI. π One thing you can do to protect yourself is change the settings on your WhatsApp and Telegram so strangers can't add you to groups. Here's screenshots of the settings screen that show how to do it. 1/2" [X Link](https://x.com/Nithin0dha/status/1862355083624948132) 2024-11-29T04:37Z 769K followers, 803.8K engagements "It's been a year since my dad passed away. On this occasion my mom @nikhilkamathcio Seema and all of us at @zerodhaonline are proud to help set up the upcoming IISc Medical School/Bagchi-Parthasarathy Hospital in his memory" [X Link](https://x.com/Nithin0dha/status/1872258540154585270) 2024-12-26T12:29Z 768.9K followers, 239.6K engagements "I had a question that @nikhilkamathcio failed to ask: What is PM @narendramodi's skin regimen π¬ Jokes apart this is epic @nikhilkamathcio started doing podcasts a year ago and now getting our PM on it is incredible. https://youtu.be/yTMYtcQLLawsi=buGAEwCP5y3trG5G https://youtu.be/yTMYtcQLLawsi=buGAEwCP5y3trG5G" [X Link](https://x.com/Nithin0dha/status/1877642558899212669) 2025-01-10T09:04Z 768.9K followers, 362.9K engagements "Imagine this: A stranger approaches you and asks to use your phone to make an emergency call. Most well-meaning people would probably hand over their phone. But this is a new scam. From intercepting your OTPs to draining your bank accounts scammers can cause serious damage without you even realizing it. In this video we @zerodhaonline explain how these scammers operate who they target and most importantly how you can protect yourself" [X Link](https://x.com/Nithin0dha/status/1879485870409232664) 2025-01-15T11:08Z 768.4K followers, 847.5K engagements "We have been using Zerodor (@EkamEco) for the mens urinals at our offices for the last six months or so. Our water bills are down 50%we did not expect it to be this much. It seems like a no-brainer for offices restaurants etc. where we have managed washrooms. They were on @sharktankindia around a year back. Here is how it works. We liked the product because they are doing whatever is necessary to preserve water which has become supercritical. We are supporting them through @Rainmatterin. Check out the blog for more details" [X Link](https://x.com/Nithin0dha/status/1883087473523429560) 2025-01-25T09:40Z 768.7K followers, 762.5K engagements "The biggest takeaway for me after meeting @bryan_johnson was debunking the myth I once believed: that only Delhi in India has an air quality problemand that it occurs only in winter. We recorded @nikhilkamathcios (link in the following tweet) WTF podcast in a sea-facing apartment in Bandra Mumbai and the AQI was a whopping 160+. If the AQI was this high in Bandra just imagine the levels in the more crowded parts of the town. Later I got an AQI meter for our office in J.P. Nagara quiet corner of Bengaluruand was shocked to see it reading 120+. Again imagine how much worse it might be in the" [X Link](https://x.com/Nithin0dha/status/1886717842365480978) 2025-02-04T10:06Z 769K followers, 1.4M engagements "The markets are finally correcting. Given that markets swing between extremes they can fall more just like they rose to the peak. I've no idea where the markets go from here but I can tell you about the broking industry. We are seeing a massive drop in terms of both the number of traders and volumes. Here is the trading volume chart. Across brokers there's a more than 30% drop in activity. Combined with the true-to-market circular we are seeing degrowth in the business for the first time since we started [--] years ago. This drying up of volumes shows how shallow the Indian markets still are." [X Link](https://x.com/Nithin0dha/status/1895399305646575701) 2025-02-28T09:03Z 772.4K followers, 1.3M engagements "So yeah fourteen months after the stroke my body is almost back to normal π¬ and my mind is at about 85%. My writing hasnt improved at all. Maybe because I dont practice enough. My speech is well about 85%" [X Link](https://x.com/Nithin0dha/status/1906247026372989176) 2025-03-30T07:28Z 768.4K followers, 345.4K engagements "In the next release we @zerodhaonline won't even ask for storage permission. π¬ Image: @livemint" [X Link](https://x.com/Nithin0dha/status/1919985639790870769) 2025-05-07T05:20Z 768.6K followers, 358.5K engagements "CBSE tells schools to establish Sugar Boards to monitor and reduce sugar. This is a step in the right direction. Thanks @foodpharmer2 for sharing. Now to figure out how to get parents to care about it. How to reduce sodas coffee/tea (majority of it is mostly sugar) malted drinks chocolates (again mostly sugar) sweets etc" [X Link](https://x.com/Nithin0dha/status/1923584893088563319) 2025-05-17T03:42Z 768.4K followers, 296.8K engagements "Many people asked me about Jio-BlackRock getting a stockbroking license. Firstly this is great news. The biggest issue for the Indian markets is a lack of breadth in participation. We're largely limited to the top [--] crore Indians. If anyone can expand the markets beyond the top [--] crore Indians it's probably Jio with all its distribution might. As for how many new Indian investors have the money to invest in the market I don't know. How do we think about broking We are not chasing vanity metrics. The idea is to stay profitable and more importantly ensure that we stick to the principles and" [X Link](https://x.com/Nithin0dha/status/1940346922725982349) 2025-07-02T09:48Z 769.3K followers, 453.2K engagements "Storage was the only permission we used to ask for and we've removed that as well. It's now [--] permissions out of [--] π" [X Link](https://x.com/anyuser/status/1945371716030464468) 2025-07-16T06:35Z 768.3K followers, 434.1K engagements "Question for founders & marketing folks: Can brands still rely on the same tactics and strategies that worked in the past or do changing times demand new strategies Here's the context: Our AUM share is growing (people with more money trust us) but our demat share is shrinking (fewer new accounts). The people with money are sticking with us but many others aren't opening accounts with us π¬. Most likely the newer and younger and people from tier [--] and [--] towns are probably investing elsewhere. The challenge is that once people pick a platform they rarely switch. And we have constraints that our" [X Link](https://x.com/Nithin0dha/status/1948336657213853761) 2025-07-24T10:57Z 769.8K followers, 332.6K engagements "After 20+ years of being in the markets one thing has become crystal clear to me: most investors should just invest in low-cost equity debt and gold index funds and do something useful with their lives. π¬ Trying to pick the "best fund" or "best asset class" is largely a waste of time and energy. What most investors don't realize is that they'd get far better returns by focusing on maximizing their earning potential rather than obsessing over picking the "best stocks and funds." The odds are stacked against them anyway. That's exactly why we launched the @ZerodhaAMC Multi Asset Fund. This" [X Link](https://x.com/Nithin0dha/status/1951197813653774729) 2025-08-01T08:26Z 767.9K followers, 246.4K engagements "I didn't realise that lands from Muscat and Oman the UAE all the way to Burma were once part of the British Indian Empire. I'd always thought of India's partition as only involving India Pakistan and Bangladesh. Shattered Lands by @SamDalrymple123 is a must-read for history buffs. And thanks to good genes I guess. :) The Anarchy by @DalrympleWill is still one of my favourites. It tells the story of how the East India Company came to India to trade became immensely wealthy and in their pursuit of more became ruthless. It makes me wonder: today as trillion-dollar companies rise what happens if" [X Link](https://x.com/Nithin0dha/status/1959520259784036523) 2025-08-24T07:36Z 768.9K followers, 263.4K engagements "I hadnt realised how popular crypto F&O has become. These Indian crypto platforms seem to be thriving in a regulatory grey zone and because of lower taxes and extreme leverage in derivatives. From @EconomicTimes" [X Link](https://x.com/anyuser/status/1960245368764969410) 2025-08-26T07:38Z 771.7K followers, 157K engagements "If theres one thing I wish I had done differently when I was hit by a stroke last January it would be to go to the hospital immediately within the Golden Hour (4.5 hours) instead of thinking I could just sleep it off. This nothing will happen to me attitude is common especially among those under [--]. But the truth is strokes are rising sharply up to nearly 30% of all strokes in the last few years among [--] to 50-year-olds. When it comes to strokes time is brain; every minute counts. Thanks to @timesofindia for featuring this on World Stroke Day today" [X Link](https://x.com/Nithin0dha/status/1983377357806379267) 2025-10-29T03:36Z 768.6K followers, 444.4K engagements "If you take money out of a business as dividends the effective tax rate is 52% (25% corporate tax + 35.5% on personal income). Through capital gains it's just 14.95% (with cess). Why does this matter Heres what you should know if you invest in IPOs. If you're an investor (especially a VC) the math is simple: reduce corporate tax by showing minimal profits or losses. Spend (Burn) on acquiring users build a growth narrative and then sell shares at a higher valuation while paying much lower tax. This spending also makes it harder for competitors to survive. To be clear we're not discussing R&D" [X Link](https://x.com/Nithin0dha/status/1985316723533435191) 2025-11-03T12:02Z 770.3K followers, 1.2M engagements "Hi Dr your payout requests were processed yesterday. We need to ensure for the sake of our systems' sanity (like all other financial services firms) that we have some checks in place when clients withdraw funds As you can imagine numerous potential issues can arise during the withdrawal process and once funds are paid out there is no way for us to recover them. Hence Rs [--] crore is the threshold at which we ask customers to create tickets to withdraw. The Zerodha scam They don't allow me to withdraw my own money from their account saying the daily limit for withdrawal is Rs [--] crores . They use" [X Link](https://x.com/Nithin0dha/status/1985549919545934164) 2025-11-04T03:29Z 769.4K followers, 1.9M engagements "Congrats on the IPO @lkeshre & team and best of luck. Btw about 20% of all @_groww IPO applications are from @zerodhaonline customers. π" [X Link](https://x.com/Nithin0dha/status/1985660995096997973) 2025-11-04T10:50Z 768.4K followers, 1.4M engagements "This has to be the most unique use case for Kite APIs π @the2ndfloorguy" [X Link](https://x.com/Nithin0dha/status/1986063327966142917) 2025-11-05T13:29Z 769K followers, 402.7K engagements "I just discovered that Robinhood will generate approximately $150 million (1300 crores) in revenue from the fees it charges for processing instant client withdrawals. Their cost to process these is around $3540 million which means a clean $100 million to the bottom line and thats just from instant withdrawals. π¬ As an Indian startup with some scale founders dream of generating revenue like this from non-core products. Hence the rush to introduce everything: loans insurance payments and other financial services. But nothing really works π outside the core offering. It just shows how far" [X Link](https://x.com/Nithin0dha/status/1988200891342569475) 2025-11-11T11:03Z 772.3K followers, 357.1K engagements "Infy is one of the most highly held stocks by investors and the record date for their massive buyback is November 14th the biggest buyback ever in India. That is you can participate in the buyback if you hold the shares in your demat account as of November [--]. I think it is essential to understand how you will be taxed on this. If you participate in the buyback at Rs [----] (current price is Rs 1550) here's the taxation: The money you receive from the buyback is considered income from other sources and is taxed at your applicable slab rate. And the entire investment value is then considered as" [X Link](https://x.com/Nithin0dha/status/1988862914544222559) 2025-11-13T06:54Z 772.2K followers, 222.9K engagements "There's a lot of pessimism about India's growth prospects right now amplified by the sheer amount of geopolitical drama we're living through. But if we aren't hopeful that India will do better then everything becomes moot. This isn't to say we don't have real problems. We do. But every successful country has had to deal with its own share of thorny challenges along its development path. What matters is how we respond. Today is National Startup Day and I can't think of a better time to build something in India and for the world despite all the challenges. While it's okay to be pessimistic or" [X Link](https://x.com/Nithin0dha/status/2012035080081039644) 2026-01-16T05:31Z 770.3K followers, 257.4K engagements "MTF (margin funding) has grown 5X in [--] years to 110k+ crores especially after F&O margins and STT increases. But there's something nobody's talking about: there is no real risk model in play for brokers. π¬ Regulations allow up to 5X leverage (20% margin) on many stocks. Competition forces every broker to offer maximum permissible leverage. If you don't you lose business. Classic race to the bottom. Unlike F&O MTF has several risk multipliers: Clients hold positions for months vs days [----] stocks (many illiquid) allowed vs only the top [---] in F&O All buy positions vs two-way flow in F&O" [X Link](https://x.com/Nithin0dha/status/2013897219808862650) 2026-01-21T08:51Z 769.2K followers, 273.9K engagements "Im surprised by the unwanted noise around this whole salary news of @nikhilkamathcio Seema (my wife) & me. The headlines are misleading. We are a private company & no obligations to clarify but we thought maybe we should as there are folks who are misinterpreting this. 1/7" [X Link](https://x.com/anyuser/status/1398870964171984898) 2021-05-30T05:16Z 771.7K followers, 13.4K engagements "Markets are back at all-time highs but it doesn't feel like a bull run because retail activity isn't picking up. Active clients on NSE Google & social media trends are way below all-time highs. Unlikely that activity will pick up given the higher interest rate environment 1/3" [X Link](https://x.com/Nithin0dha/status/1669599761798758400) 2023-06-16T06:56Z 772.7K followers, 500.9K engagements "2nd order effects 80% credit from selling holdings can be used on same day. Always exit the higher-margin position first if you hold a portfolio of F&O positions Dont use holding sell credit for intraday if you plan to buyback the holdings. Queries: 2/2 https://tradingqna.com/t/peak-margin-intraday-leverages-2nd-order-effects-dec-1st-2020/96246 https://tradingqna.com/t/peak-margin-intraday-leverages-2nd-order-effects-dec-1st-2020/96246" [X Link](https://x.com/Nithin0dha/status/1333262410845622273) 2020-11-30T04:11Z 772.9K followers, [--] engagements Limited data mode. Full metrics available with subscription: lunarcrush.com/pricing
@Nithin0dha Nithin KamathNithin Kamath posts on X about india, if you, money, in the the most. They currently have [-------] followers and [---] posts still getting attention that total [-------] engagements in the last [--] hours.
Social category influence finance 33% countries 13% technology brands 4% stocks 3% social networks 3%
Social topic influence india 12%, if you 11%, money 11%, in the 8%, stocks 6%, we are 6%, business 5%, the first 5%, guess 5%, products 4%
Top accounts mentioned or mentioned by @zerodhaonline @zerodha @nikhilkamathcio @rainmatterin @t_harth @monelgunjaria @zerodhaamc @goodman2k03 @avi_ato @zerodhavarsity @rainmatterorg @besensibull @economictimes @capmintofficial @djeykarthik @awijitb @ffmpeg @harsh_purwar @lakshh_09 @hpgramani
Top posts by engagements in the last [--] hours
"RBI's mis-selling regulation is a welcome move. Customers walking into banks often get sold all sorts of financial products they don't need or understand. Products like insurance and mutual funds are bundled with other products like loans. Then there are all sorts of dark patterns. So now banks have to ask for your feedback on the products they sell within [--] days and if you think you've been mis-sold you can file a complaint within that period and get a full refund. Btw here's a half tongue-in-cheek galaxy-brained counterpoint from a colleague: 50% of household financial assets are now in"
X Link 2026-02-13T13:03Z 772.9K followers, 80.4K engagements
"Someone on Reddit asked what does Zerodha do differently how are we profitable why don't IPO etc. This is what I replied: Hmmm. so you forget that we have spent [--] years getting here. And maybe another [--] years before Zerodha I was involved in the markets in some form. So [--] years in all. Things in business compound over time especially if you like or love what you are doing and if you are lucky to be in the right place and time. When we started Zerodha we started off as a partnership firm because the exchange deposit requirement was lower Rs [--] lks compared to Rs [---] cr. The start was mainly"
X Link 2025-09-16T09:31Z 772.4K followers, 970.9K engagements
"A feature that many people are unaware of. You can buy a stock for intraday on NSE and sell it on BSE (or vice versa) to capture arbitrage opportunities if you spot any. Just select the exit exchange from your positions page. Margins get released immediately. And it can be done regardless of whether you are trading for intraday or holding a stock. https://twitter.com/i/web/status/2005933634469998646 https://twitter.com/i/web/status/2005933634469998646"
X Link 2025-12-30T09:27Z 772.4K followers, 153.8K engagements
"The number of full-fledged Free and open-source software (FOSS) products and initiatives coming out of the 4th Phase JP Nagar (Zerodha Tech) must be unprecedented for a team of its size globally. All of these projects started as a way to solve problems we faced internally and were then open sourced. We use them at scale in our stack and several large organisations and even government departments globally use many of these tools today. Read more check the website in the comments. https://twitter.com/i/web/status/2008079562933190847 https://twitter.com/i/web/status/2008079562933190847"
X Link 2026-01-05T07:34Z 772.1K followers, 187.5K engagements
"Up until a few years ago commodity trading was more or less an afterthought. Most traders didn't bother with it because liquidity was thin relative to NSE F&O. But that's changed dramatically thanks to the spectacular rally in gold and silver. If you look at gold and silver as a percentage of total MCX trading volumes today the numbers are kind of crazy. A lot of this increase has come at the expense of other commodities like crude. Our own market share at Zerodha took a hit during this period because we were one of the last brokers to offer the single trading ledger facilitywhere you can use"
X Link 2026-01-19T06:57Z 771.3K followers, 108.8K engagements
"Access to information is what drives prices in markets. While there's no shortage of information today the real challenge is figuring out what actually matters and getting it in time. Exchange filings earnings management commentary and conference calls. When something material comes out prices react almost instantly. The faster you get the information the better your odds of reacting sensibly. Institutions and high-frequency trading desks scan exchange filings the moment they're published and act within milliseconds. Retail investors usually find out much laterby then the price has often"
X Link 2026-01-23T08:06Z 771.6K followers, 114.2K engagements
"I don't know the exact reasoning behind the increase in STT. Having said that if the goal was to reduce speculative activity in F&O then I'm not sure this will do anything. 95% of trading is already in options and this STT increase will only push that share higher. Why Because the impact falls mostly on futures while options are far more speculative than futures. If the govt wants to reduce speculation then establishing product suitability (who can trade) criteria is the way to go. I know it's an unpopular opinion but this will remove a lot of uncertainty among brokers and traders. It's a"
X Link 2026-02-02T06:30Z 772.8K followers, 365K engagements
"In FY25 around 72% of taxpayers chose the New Tax Regime. At @zerodha that number was over 90%. This shift makes sense. The new tax regime trades deductions for simpler filing and lower tax rates. For manyespecially younger salaried taxpayers avoiding paperwork-heavy exemptions matters more than maximising deductions. With most deductions removed salaried employees are left with the [-----] standard deduction and one meaningful tax-saving option: the employer contribution to NPS commonly called Corporate NPS. Corporate NPS allows employers to contribute up to 14% of an employees basic salary"
X Link 2026-02-05T09:06Z 772.8K followers, 130.5K engagements
"Around [--] weeks ago I had a mild stroke out of the blue. Dad passing away poor sleep exhaustion dehydration and overworking out any of these could be possible reasons. I've gone from having a big droop in the face and not being able to read or write to having a slight droop but being able to read and write more. From being absent-minded to more present-minded. So [--] to [--] months for full recovery. I wondered why a person who's fit and takes care of himself could be affected. The doctor said you need to know when you need to shift the gears down a bit. Slightly broken but still getting my"
X Link 2024-02-26T08:54Z 772.7K followers, 3.6M engagements
"Indian stock exchanges are closed today for Mumbai's municipal elections. The fact that our exchanges which have international linkages are shut down for a local municipal election shows poor planning and a serious lack of appreciation for second-order effects. As Munger said: "Show me the incentive and I will show you the outcome." The holiday exists because no one who matters has any incentive to oppose the market holiday. It also tells you how far we have to go before global investors take us seriously. https://twitter.com/i/web/status/2011640826896756943"
X Link 2026-01-15T03:25Z 772.9K followers, 1.5M engagements
"As a market participant I always hope the budget will reduce STT but it keeps going up. STT was introduced when LTCG was made [--] but now that LTCG is back. π¬ The 60% F&O STT increase from Budget [----] (0.0125% 0.02% on futures and 0.0625% 0.1% on options) didn't impact volumes much at first the bull market continued with surging participation. But markets don't always have bull runs; the impact showed up in the year we just had. Projected STT collection for FY 2025-26 was 78k crores. Collection so far (until Jan 11) is 45k crores. Even if we estimate another 12k crores by March [--] that brings"
X Link 2026-01-30T09:05Z 772.9K followers, 322.8K engagements
"Tech seems to be getting effectively nationalized. Starting from around [----] we've seen an increase in export controls on things like chips critical minerals restrictions on advanced manufacturing equipment and various other trade restrictions. Supply chains have become a security issue for countries. We're no longer in a world where India can be okay with just exporting IT services. If we don't build domestic deep tech capabilities we'll be locked out when it matters most. Self-sufficiency has become necessary insurance. India's startup ecosystem has come a long way. We have genuine local"
X Link 2026-02-09T13:03Z 772.9K followers, 165.7K engagements
"If you think the Indian markets are speculative the US markets will blow your mind. It's pure speculative mania there - you can bet on literally anything. Options on every asset imaginable crypto markets 24/7 sports betting weather derivatives and political outcomes through platforms like Kalshi and Polymarket. In a sense every aspect of American life has been gamified and turned into something you can bet on. This is probably why the govt increased STT π¬ https://twitter.com/i/web/status/2021193059854148044 https://twitter.com/i/web/status/2021193059854148044"
X Link 2026-02-10T12:02Z 772.9K followers, 178K engagements
"We've been trying to understand RBI's new lending rules for brokers. Spoke to a few industry folks to figure out what's actually changing. TL;DR: quite a bit. Here's my understandingthings are still evolving Firstly nothing changes for any of our customers. We have [--] external financing and are a self-clearing member so our charges for clients will also remain unaffected. The big change: Banks can no longer fund proprietary trading. This was never actually allowed but banks had found workarounds. Here's how it workedprop desks would deposit an FD of Rs [--] crore get a bank guarantee for Rs 100"
X Link 2026-02-16T12:01Z 772.9K followers, 123.2K engagements
"Securities Transaction Tax (STT) is the biggest tax that traders pay and it's much higher than brokerage fees. At Zerodha the STT we collect and pass on to the government is higher than the brokerage we earn. Trading volumes are highly sensitive to the STT. The level of STT also affects whether traders trade more in cash equities futures or options. There's a lot of concern that Indian options volumes have exploded; I don't think it would be a stretch to say that STT is a big factor in this. Until [----] the STT on options was based on contract value making it impossible for anyone to trade"
X Link 2025-08-07T09:26Z 772.8K followers, 479.7K engagements
"We @zerodha have 40k NRI customers with an average account value of 40L nearly 10x our overall average of 3.6L for resident accounts. Most of them opened accounts the hard way with physical paperwork. If onboarding were fully online this base would be much larger. SEBI recently made changes that have allowed us to significantly simplify Non-PIS NRI accounts: they now work like resident accounts with fully online Aadhaar-based onboarding (when visiting India) and intraday BTST and F&O access with no need for a CP code. We've also reduced the brokerage from [---] to [--] per order. For context:"
X Link 2026-01-27T09:32Z 772.9K followers, 337.2K engagements
"https://x.com/Nithin0dha/status/1953387162524864586s=20 Securities Transaction Tax (STT) is the biggest tax that traders pay and it's much higher than brokerage fees. At Zerodha the STT we collect and pass on to the government is higher than the brokerage we earn. Trading volumes are highly sensitive to the STT. The level of STT https://t.co/Pw2AHgUyKL https://x.com/Nithin0dha/status/1953387162524864586s=20 Securities Transaction Tax (STT) is the biggest tax that traders pay and it's much higher than brokerage fees. At Zerodha the STT we collect and pass on to the government is higher than"
X Link 2026-02-02T06:30Z 772.9K followers, 85.1K engagements
"Kite Terminal Mode is now live on beta We are quite excited about this. π¬Beta platform and feedback links in reply"
X Link 2026-02-06T09:31Z 772.9K followers, 169.3K engagements
"Kite Beta: Feedback link: https://tradingqna.com/t/introducing-terminal-mode-on-kite-beta/191083 https://kite-beta.zerodha.com/terminal https://tradingqna.com/t/introducing-terminal-mode-on-kite-beta/191083 https://kite-beta.zerodha.com/terminal"
X Link 2026-02-06T09:31Z 772.9K followers, 31.8K engagements
"There was a technical issue at one of the depositories this week that disrupted settlement and had a cascading effect on the market. Since many people may not fully understand how settlement works let me explain what happened. When you buy or sell stocks the trade settles on T+1. The Clearing Corporation (CC) determines the net obligations. Meaning who owes shares and who owes money and instructs the depositories (NSDL/CDSL) to move shares between sellers' and buyers' demat accounts via their brokers (Depository Participants). This movement pay-in from sellers and payout to buyers is the"
X Link 2026-02-07T09:36Z 772.9K followers, 188.8K engagements
"Seema and I recently took part in @IndiaReadsAloud an initiative by @TurningPages to foster a love for reading in children. Reading is foundational to curiosity but given the structure of our lives it's easier to hand kids devices. Once they're on them the kids lose themselves and can remain endlessly distracted. Even I as an adult have a hard time not falling into the trap of endlessly consuming digital content. There's emerging research suggesting excessive screen time may be impacting how children's brains develop potentially making this the first generation to face cognitive disadvantages"
X Link 2026-02-15T05:30Z 772.9K followers, 23.2K engagements
"https://subtextbyzerodha.substack.com/p/what-the-rbis-new-credit-rules-meanr=45bycr&utm_campaign=post&utm_medium=web&triedRedirect=true https://subtextbyzerodha.substack.com/p/what-the-rbis-new-credit-rules-meanr=45bycr&utm_campaign=post&utm_medium=web&triedRedirect=true"
X Link 2026-02-16T12:01Z 772.9K followers, 22K engagements
"As a broker there are rare days when risk management simply doesn't work when markets move so violently that traders lose more than their entire initial margin. When this happens both the trader and the broker are sitting ducks with no way out. Yesterday was one of those days in commodity markets. All major metals hit lower circuitsthe maximum they can move in a day. Silver crashed 30% Gold 15% and others followed. Btw Natural gas was on an upper circuit. In our [--] years of operations we've only seen something like this once before: when Crude oil closed at a negative price during COVID. But"
X Link 2026-01-31T06:04Z 772.9K followers, 752.6K engagements
"Learn more: https://pensionbox.in/workplace-pension https://pensionbox.in/workplace-pension"
X Link 2026-02-05T09:06Z 772.8K followers, 27.1K engagements
"https://rbi.org.in/Scripts/BS_PressReleaseDisplay.aspxprid=62207 https://rbi.org.in/Scripts/BS_PressReleaseDisplay.aspxprid=62207"
X Link 2026-02-13T13:03Z 772.9K followers, 13K engagements
"https://www.msn.com/en-us/news/technology/a-leading-neuroscientist-explains-why-generation-z-is-the-first-generation-to-be-less-intelligent-than-their-parents/ar-AA1VHuoh https://www.youtube.com/watchv=ESImjULl-wg https://www.msn.com/en-us/news/technology/a-leading-neuroscientist-explains-why-generation-z-is-the-first-generation-to-be-less-intelligent-than-their-parents/ar-AA1VHuoh https://www.youtube.com/watchv=ESImjULl-wg"
X Link 2026-02-15T05:30Z 772.9K followers, 20.1K engagements
"@turningpages_in the correct handle"
X Link 2026-02-15T05:34Z 772.9K followers, [----] engagements
"13 of the world's [--] most polluted cities are in India. [--] in [--] deaths here are linked to air pollution. The economic damage is $95 billion per year but this number probably doesn't capture all the first and second-order effects. Premature deaths due to pollution are wiping out decades of earning potential. It has various downstream implications: lower working hours lost earning potential children missing school stress on healthcare systems and not to mention the disproportionate impact on the poor and vulnerable. Air pollution is a productivity tax on the entire country. Hundreds of millions"
X Link 2026-02-17T10:20Z 772.9K followers, 30K engagements
"https://zerodhavarsity.substack.com/p/air-pollution-is-killing-india https://zerodhavarsity.substack.com/p/air-pollution-is-killing-india"
X Link 2026-02-17T10:20Z 772.9K followers, [----] engagements
"Starting this October 7th every first Friday of the month all brokerages must transfer unused funds back to the customer's bank account as part of the new account settlement (AS) process. I guess it will be more than Rs [-----] crores across the industry. 1/8"
X Link 2022-10-06T10:51Z 768.4K followers, [----] engagements
""The hour of the Indian economy" says La Vanguardia a leading Spanish daily. Quite cool that the world is taking notice but the cultural caricaturing a snake charmer to represent India is an insult. Wonder what it takes for this to stop; maybe global Indian products"
X Link 2022-10-13T10:26Z 768.3K followers, [----] engagements
"As we celebrate Laksmi Puja this Deepavali here's an interesting anecdote. Lakshmi the goddess of wealth sits on a lotus. Saraswati the goddess of knowledge sits on a rock. The symbolism is that money like a lotus floats & knowledge like a rock once gained stays forever"
X Link 2022-10-25T11:52Z 768.3K followers, [----] engagements
"What Gen Z & even millennials don't think about enough is that the retirement age is dropping fast due to technological progress & life expectancy going up due to medical progress. In [--] years retirement could be at [--] & life expectancy at [--]. How do you fund the [--] years 1/5"
X Link 2022-10-29T08:16Z 768.3K followers, 19.5K engagements
"Just watched Kantara & it is one of those moments when you feel proud to be a Kannadiga. Even more since my roots are where the movie was shot. Still have goosebumps from the last [--] mins. It is a must-watch. @shetty_rishab β₯"
X Link 2022-11-08T11:08Z 768.3K followers, 18.7K engagements
"Whenever students ask me for advice I say stay in India. Not just because we need to avoid the brain drain or that there's an obligation to the country but because India will most likely have the best opportunities in future. @SRajgopalan explainsπ 1/2 https://srajagopalan.substack.com/p/why-everyone-should-pay-more-attention https://srajagopalan.substack.com/p/why-everyone-should-pay-more-attention"
X Link 2022-11-30T07:18Z 768.5K followers, [----] engagements
"Seema is now cancer free. We celebrated by running the super fun @DevilsCircuit last week along with a few others from @zerodhaonline. [--] year from diagnosis to surgery to chemotherapy to radiation to back to full fitness. https://seema.page/ https://seema.page/"
X Link 2022-12-12T10:54Z 768.3K followers, [----] engagements
"I still remember the formula for the area of a circle or that CH3OH is Methanol from school. Similarly If we taught finance basics in school like why start investing early inflation insurance retirement planning etc. These lessons will be helpful throughout life. 1/2"
X Link 2022-12-16T12:49Z 768.4K followers, 779.1K engagements
"I have spent the last couple of years thinking quite a bit about health. Experimenting with myself and our team and supporting startups that are trying to help Indians make healthier choices. A few thoughts on how and why you should focus on your health. 1/9"
X Link 2022-12-30T12:26Z 768.4K followers, 1.3M engagements
"We've always believed that bonds and maybe not stocks are the right stepping stone for most Indiansbetter than FD returns but lower risk than stocks. But bonds have been an HNI product and no one sold them to retail. But SEBI has just made some important changes recently. 1/6"
X Link 2023-01-10T13:35Z 768.6K followers, 920.3K engagements
"Allowing NRIs to open demat accounts online is the low-hanging fruit to attract money to India. The process today is physical and cumbersome. With Indian markets doing well there's a great interest to invest here but the tough onboard process leads to massive dropoffs. 1/4"
X Link 2023-01-17T11:35Z 768.6K followers, 742.7K engagements
"Starting tomorrow India will become the first major market to completely move to a T+1 settlement cycle (China is partly T+1). It is crazy how far ahead we are in terms of market infrastructure and safety even when compared to the developed world. 1/3"
X Link 2023-01-25T06:16Z 768.5K followers, 1.5M engagements
"For retail investors I guess the only material change in the budget is for people who invest in international stocks. Money sent out using LRS now has a Tax Collection at Source (TCS) of 20% with no upper or lower threshold compared to 5% over Rs 7lks earlier. 1/3"
X Link 2023-02-01T11:03Z 767.9K followers, 394.9K engagements
"It was an honour to meet our PM @narendramodi. My new health & fitness goal is to be able to operate at his intensity when I am [--]. He spent almost [--] mins late in the night interacting with @nikhilkamathcio & me despite all his meetings & travels through the day"
X Link 2023-02-13T10:46Z 768.4K followers, 2.4M engagements
"We add millet (ragi) to wheat flour and dosa batter at home. It's healthier & tastier. Most of us don't know that millets are also good for the planet because they consume much less water & pesticides. The reason why everyone should introduce millet & talk about it too. 1/5"
X Link 2023-02-14T14:04Z 768.3K followers, 2M engagements
"We celebrate valuations but the more I speak to founders the more I'm convinced high valuations are detrimental. Higher valuations are mostly a result of overstating the size of the opportunity. Of course there are outliers but they are the exception not the rule. Getting investors on board is like getting married: setting wrong expectations before the marriage leads to disappointments and conflicts and doesnt usually end well. It hurts to see businesses that would've otherwise done well struggling because they raised money at unrealistic valuations. Higher valuations force you to spend more"
X Link 2023-03-06T14:33Z 768.6K followers, 516.9K engagements
"It is ridiculous how many things can go wrong when running a business. Everything from rapid change to market sentiment to waking up one day and being unable to access money in the bank like with SVB. I think an underrated skill set for running a business is being pessimistic. Consider everything a risk and do everything you can to mitigate it. Every business will be exposed to a black swan event at some point; the idea is to survive those. The lesson from SVB or Yes Bank in the Indian context is to have funds especially working capital distributed across a bunch of banks"
X Link 2023-03-13T07:22Z 768.3K followers, 895.3K engagements
"Buying a health insurance plan for the family is the most important financial investment you can make given the costs of serious health incidents. Even before you do anything else in your personal finance journey get health cover to the extent you can afford. 1/4"
X Link 2023-03-29T09:03Z 768.4K followers, 672.1K engagements
"India is unique. Copy-pasting models from the US etc has hardly worked. Paytm's speaker for Indian vendors that reads out payments is one of the best examples of a product made specifically for the Indian context by an Indian fintech. https://restofworld.org/2023/india-sound-boxes-paytm-phonepe/ https://restofworld.org/2023/india-sound-boxes-paytm-phonepe/"
X Link 2023-04-06T06:03Z 768.3K followers, 524.6K engagements
"No Business Background No Pedigree education across the team No VC/PE No Advertising spending No Spamming customer @zerodhaonline is an example that a successful business can be built by not following the norm by average folks with common sense wanting to solve a problem"
X Link 2023-04-28T17:17Z 768.6K followers, 1.8M engagements
"Someone I know got scammed & lost money. It started with a response to a part-time job offer on WhatsApp. The first few tasks were about leaving fake reviews for resorts & restaurants in random places like Peru. Rs 30k was transferred to the bank for the tasks completed. 1/8"
X Link 2023-05-03T10:34Z 768.7K followers, 1.3M engagements
"Being content is the only way to true freedom. A person who embodies this is my father-in-law Shivaji Patil He was in the Indian Army & voluntarily retired as a Havaldar after losing his fingers to frostbite during the Kargil War. He started a grocery shop in Belgaum after. 1/5"
X Link 2023-05-08T12:59Z 768.4K followers, 2.8M engagements
"I have been geeking out about increasing healthspan or how to live a good life until the end. I have no doubt that the answer is to be content and never stop being active mentally and physically. Money can't buy this and he is the best example. 5/5"
X Link 2023-05-08T12:59Z 768.4K followers, 352.4K engagements
"Weve just created an internal AI policy @zerodhaonline to give clarity to the team given the AI/job loss anxiety. This is our stance: "We will not fire anyone on the team just because we have implemented a new piece of technology that makes an earlier job redundant." 1/8"
X Link 2023-05-12T06:40Z 768.6K followers, 1.8M engagements
"Only about [--] lakhs or 0.3% of Indians go to a gym. Strength training is integral to increasing healthspan & we need more to focus on this. There is enough research to prove that exercise delays death & prevents cognitive & physical decline better than any other intervention 1/5"
X Link 2023-05-22T12:17Z 768.6K followers, 1.5M engagements
"There's a new scam in the name of FedEx Blue Dart and other courier companies that you need to be aware of π A colleague got a call from a person claiming to be from FedEx saying that a parcel had been confiscated by the police because drugs were found in it. 1/4"
X Link 2023-06-23T14:24Z 768.6K followers, 1.8M engagements
"Corporate governance issues coming to light in Indian startups will only increase with time. While founders will be blamed the venture capital (VC) ecosystem is equally to blame The root cause of this is the overestimation of the size of Indian markets by founders and VCs. 1/10"
X Link 2023-06-29T13:59Z 768.6K followers, 1M engagements
"There has been a spate of suicides due to harassment by loan agents of shady and illegal predatory loan apps. If you are a victim of harassment file a complaint at or call [----]. We have laws that protect you from harassment. 1/4 https://cybercrime.gov.in https://cybercrime.gov.in"
X Link 2023-07-18T13:37Z 768.6K followers, 487.2K engagements
"We have good news for all @zerodhaonline option traders @BeSensibull will now be completely free. We cover the costs so that @abidsensibull & Team can focus on only one thing: Help option traders do better. https://zerodha.com/z-connect/tradezerodha/kite/sensibull-is-now-free-for-all-our-customers https://zerodha.com/z-connect/tradezerodha/kite/sensibull-is-now-free-for-all-our-customers"
X Link 2023-07-24T12:36Z 767.7K followers, 605.8K engagements
"We just received the final approval for the @ZerodhaAMC we are building in partnership with @smallcaseHQ. Our motivation to start a mutual fund was twofold. The first was that the biggest challenge and opportunity for Indian markets is the shallow participation. Even after all the growth over the last [--] years we only have maybe 6-8 crore unique mutual fund and equity investors put together. The second was that if we had to bring in the next ten million investors they needed simple products they could understand and mutual funds were a perfect instrument. We aim to be index-only and create"
X Link 2023-08-11T13:57Z 768.5K followers, 659.9K engagements
""India has [---] crore people and if X% can become customers because of Y% in a developed country" is a dangerous line of thinking for founders and investors. While building for up to 3% of English-speaking affluent Indians is easier it's much harder and complex beyond that. Something we are pondering at Zerodha as well. I guess the right way to think of this is India is many countries in one. What works in one state or region may not work in another"
X Link 2023-08-21T09:35Z 768.4K followers, 669.7K engagements
"We launched verified P&L at @zerodhaonline to bring accountability given all the fake P&L screenshots and videos shared on social media to peddle courses advisory trading accounts & other financial products. The idea was that if someone shared a screenshot or video of the P&L the audience could demand a verified P&L link. Since the P&L is served directly from our side there is no way to tamper with it. By the way a screenshot or video of the verified P&L page can still be tampered with but there is no way to tamper with what appears when you click on the verified P&L link. Thanks to Verified"
X Link 2023-08-30T11:57Z 768.4K followers, 760.2K engagements
"A colleague had to visit a bank branch offline to close a personal loan he took online. This branch was one of only [--] in Bangalore. It's the same with many other banks. Making it hard to close an account is a dark pattern and maybe there should be regulations on this. By the way SEBI mandates that all stockbrokers must provide a facility to close accounts online. Additionally at @zerodhaonline we are maybe one of the few brokers to allow online transfer of stocks to demat accounts outside Zerodha. "A dark pattern (also known as a "deceptive design pattern") is "a user interface that has been"
X Link 2023-09-18T11:02Z 768.6K followers, 1M engagements
"It took us [--] years to get to our first 60k customers each of whom had to sign and courier 40+ pages of forms and wait for days. We got to [--] crore customers in the next [--] entirely eliminating paper in the process. This was enabled by eKYC digital signatures (eSign) & digital documents (Digilocker). The productivity increase savings and wastage reduction for companies and customers have been exponential. Hundreds of millions of pages that didnt have to be printed and transported and valuable customer time that didnt have to be wasted. Most of our time in the first six years was spent figuring"
X Link 2023-09-23T07:19Z 768.6K followers, 595K engagements
"Every time our financials are out there is a lot of speculation about @zerodhaonline's valuation. It might sound counterintuitive for me to say it but most assumptions I think are way higher than reality.π¬ All of us on the core team have never thought of notional valuations right from the start because they can go up and down with market conditions. Focussing on ever changing valuations is a distraction. The focus has always been on building a resilient business which means never having to rely on external capital. The quantum of profits is the luck of the draw and is based on market"
X Link 2023-09-28T10:43Z 768.6K followers, 828.8K engagements
"Turned [--] today at 14.3% body fat the lowest I have been. Sharing publicly for accountability so I dont slack and revert back to the mean π₯Άand maybe inspire a few folks and remind that age is just a number. π¬ And thanks everyone for the birthday wishes"
X Link 2023-10-05T14:37Z 768.5K followers, 1.3M engagements
"After a long time we have had massive activity in the IPO market with Rs 2.6lk cr blocked in bank accounts for IPOs worth Rs 7.6k cr. If this was [----] it would take [--] working days (or [--] month) and the entire money would have moved to investment bankers and cost investors (an interest forego) at least 0.5% (assuming 6% pa) or Rs [----] crores. T+16 became T+12 T+6 and from Sep [----] it is T+3 (1week). Now the money never leaves the bank account until allotment. While institutional investors might miss out on interest income with money blocked in current bank accounts which don't yield any"
X Link 2023-11-25T10:44Z 769.4K followers, 575.3K engagements
"Luck is a big part of any success in life. It starts right from birth with our genes parents family etc.all of these are the luck of the draw. None of the success that's ascribed to us would have happened without my father. He was not only the biggest cheerleader of @nikhilkamathcio and me but also the first customer whenever we attempted something. In a way he was our VC. He gave me the initial seed capital when I decided to trade he was my first customer when I did multi-level marketing and the first customer when I started a sub-brokerage and portfolio management business. He supported us"
X Link 2023-12-28T15:50Z 768.5K followers, 489.2K engagements
"My phone has become unusable due to telemarketing and is always silent. Guess what goes around comes around. I spent four years at a call center making unsolicited calls to people in the US. I guess Karma has a way of biting back. π¬"
X Link 2024-05-04T09:10Z 768.4K followers, 358.2K engagements
"Activity today on Kite π¬"
X Link 2024-06-04T12:26Z 768.6K followers, 567.9K engagements
"Most Indians are just [--] hospitalisation away from bankruptcy. A good health insurance plan is mandatory"
X Link 2024-08-30T12:15Z 768.6K followers, 1M engagements
"Today if you are interested in installing some solar panels but don't have the roof space necessary because you live in an apartment or a rented house there's no solution. Despite the subsidies only about 10% of urban households have rooftop solar. That means many people are conscious about being sustainable but can't do anything. @sundaygrids is taking an interesting approach to solve this problem. They setup solar power plants in other locations and allow people to reserve a part of the capacity in the plant. This generates credits which can be used to reduce the power bill even though the"
X Link 2024-09-02T10:31Z 768.6K followers, 729.7K engagements
"The trend of these frauds are increasing. The past [--] months alone have had scams worth [-----] crores I dread to think what it will be like once the fraudsters use AI. π One thing you can do to protect yourself is change the settings on your WhatsApp and Telegram so strangers can't add you to groups. Here's screenshots of the settings screen that show how to do it. 1/2"
X Link 2024-11-29T04:37Z 769K followers, 803.8K engagements
"It's been a year since my dad passed away. On this occasion my mom @nikhilkamathcio Seema and all of us at @zerodhaonline are proud to help set up the upcoming IISc Medical School/Bagchi-Parthasarathy Hospital in his memory"
X Link 2024-12-26T12:29Z 768.9K followers, 239.6K engagements
"I had a question that @nikhilkamathcio failed to ask: What is PM @narendramodi's skin regimen π¬ Jokes apart this is epic @nikhilkamathcio started doing podcasts a year ago and now getting our PM on it is incredible. https://youtu.be/yTMYtcQLLawsi=buGAEwCP5y3trG5G https://youtu.be/yTMYtcQLLawsi=buGAEwCP5y3trG5G"
X Link 2025-01-10T09:04Z 768.9K followers, 362.9K engagements
"Imagine this: A stranger approaches you and asks to use your phone to make an emergency call. Most well-meaning people would probably hand over their phone. But this is a new scam. From intercepting your OTPs to draining your bank accounts scammers can cause serious damage without you even realizing it. In this video we @zerodhaonline explain how these scammers operate who they target and most importantly how you can protect yourself"
X Link 2025-01-15T11:08Z 768.4K followers, 847.5K engagements
"We have been using Zerodor (@EkamEco) for the mens urinals at our offices for the last six months or so. Our water bills are down 50%we did not expect it to be this much. It seems like a no-brainer for offices restaurants etc. where we have managed washrooms. They were on @sharktankindia around a year back. Here is how it works. We liked the product because they are doing whatever is necessary to preserve water which has become supercritical. We are supporting them through @Rainmatterin. Check out the blog for more details"
X Link 2025-01-25T09:40Z 768.7K followers, 762.5K engagements
"The biggest takeaway for me after meeting @bryan_johnson was debunking the myth I once believed: that only Delhi in India has an air quality problemand that it occurs only in winter. We recorded @nikhilkamathcios (link in the following tweet) WTF podcast in a sea-facing apartment in Bandra Mumbai and the AQI was a whopping 160+. If the AQI was this high in Bandra just imagine the levels in the more crowded parts of the town. Later I got an AQI meter for our office in J.P. Nagara quiet corner of Bengaluruand was shocked to see it reading 120+. Again imagine how much worse it might be in the"
X Link 2025-02-04T10:06Z 769K followers, 1.4M engagements
"The markets are finally correcting. Given that markets swing between extremes they can fall more just like they rose to the peak. I've no idea where the markets go from here but I can tell you about the broking industry. We are seeing a massive drop in terms of both the number of traders and volumes. Here is the trading volume chart. Across brokers there's a more than 30% drop in activity. Combined with the true-to-market circular we are seeing degrowth in the business for the first time since we started [--] years ago. This drying up of volumes shows how shallow the Indian markets still are."
X Link 2025-02-28T09:03Z 772.4K followers, 1.3M engagements
"So yeah fourteen months after the stroke my body is almost back to normal π¬ and my mind is at about 85%. My writing hasnt improved at all. Maybe because I dont practice enough. My speech is well about 85%"
X Link 2025-03-30T07:28Z 768.4K followers, 345.4K engagements
"In the next release we @zerodhaonline won't even ask for storage permission. π¬ Image: @livemint"
X Link 2025-05-07T05:20Z 768.6K followers, 358.5K engagements
"CBSE tells schools to establish Sugar Boards to monitor and reduce sugar. This is a step in the right direction. Thanks @foodpharmer2 for sharing. Now to figure out how to get parents to care about it. How to reduce sodas coffee/tea (majority of it is mostly sugar) malted drinks chocolates (again mostly sugar) sweets etc"
X Link 2025-05-17T03:42Z 768.4K followers, 296.8K engagements
"Many people asked me about Jio-BlackRock getting a stockbroking license. Firstly this is great news. The biggest issue for the Indian markets is a lack of breadth in participation. We're largely limited to the top [--] crore Indians. If anyone can expand the markets beyond the top [--] crore Indians it's probably Jio with all its distribution might. As for how many new Indian investors have the money to invest in the market I don't know. How do we think about broking We are not chasing vanity metrics. The idea is to stay profitable and more importantly ensure that we stick to the principles and"
X Link 2025-07-02T09:48Z 769.3K followers, 453.2K engagements
"Storage was the only permission we used to ask for and we've removed that as well. It's now [--] permissions out of [--] π"
X Link 2025-07-16T06:35Z 768.3K followers, 434.1K engagements
"Question for founders & marketing folks: Can brands still rely on the same tactics and strategies that worked in the past or do changing times demand new strategies Here's the context: Our AUM share is growing (people with more money trust us) but our demat share is shrinking (fewer new accounts). The people with money are sticking with us but many others aren't opening accounts with us π¬. Most likely the newer and younger and people from tier [--] and [--] towns are probably investing elsewhere. The challenge is that once people pick a platform they rarely switch. And we have constraints that our"
X Link 2025-07-24T10:57Z 769.8K followers, 332.6K engagements
"After 20+ years of being in the markets one thing has become crystal clear to me: most investors should just invest in low-cost equity debt and gold index funds and do something useful with their lives. π¬ Trying to pick the "best fund" or "best asset class" is largely a waste of time and energy. What most investors don't realize is that they'd get far better returns by focusing on maximizing their earning potential rather than obsessing over picking the "best stocks and funds." The odds are stacked against them anyway. That's exactly why we launched the @ZerodhaAMC Multi Asset Fund. This"
X Link 2025-08-01T08:26Z 767.9K followers, 246.4K engagements
"I didn't realise that lands from Muscat and Oman the UAE all the way to Burma were once part of the British Indian Empire. I'd always thought of India's partition as only involving India Pakistan and Bangladesh. Shattered Lands by @SamDalrymple123 is a must-read for history buffs. And thanks to good genes I guess. :) The Anarchy by @DalrympleWill is still one of my favourites. It tells the story of how the East India Company came to India to trade became immensely wealthy and in their pursuit of more became ruthless. It makes me wonder: today as trillion-dollar companies rise what happens if"
X Link 2025-08-24T07:36Z 768.9K followers, 263.4K engagements
"I hadnt realised how popular crypto F&O has become. These Indian crypto platforms seem to be thriving in a regulatory grey zone and because of lower taxes and extreme leverage in derivatives. From @EconomicTimes"
X Link 2025-08-26T07:38Z 771.7K followers, 157K engagements
"If theres one thing I wish I had done differently when I was hit by a stroke last January it would be to go to the hospital immediately within the Golden Hour (4.5 hours) instead of thinking I could just sleep it off. This nothing will happen to me attitude is common especially among those under [--]. But the truth is strokes are rising sharply up to nearly 30% of all strokes in the last few years among [--] to 50-year-olds. When it comes to strokes time is brain; every minute counts. Thanks to @timesofindia for featuring this on World Stroke Day today"
X Link 2025-10-29T03:36Z 768.6K followers, 444.4K engagements
"If you take money out of a business as dividends the effective tax rate is 52% (25% corporate tax + 35.5% on personal income). Through capital gains it's just 14.95% (with cess). Why does this matter Heres what you should know if you invest in IPOs. If you're an investor (especially a VC) the math is simple: reduce corporate tax by showing minimal profits or losses. Spend (Burn) on acquiring users build a growth narrative and then sell shares at a higher valuation while paying much lower tax. This spending also makes it harder for competitors to survive. To be clear we're not discussing R&D"
X Link 2025-11-03T12:02Z 770.3K followers, 1.2M engagements
"Hi Dr your payout requests were processed yesterday. We need to ensure for the sake of our systems' sanity (like all other financial services firms) that we have some checks in place when clients withdraw funds As you can imagine numerous potential issues can arise during the withdrawal process and once funds are paid out there is no way for us to recover them. Hence Rs [--] crore is the threshold at which we ask customers to create tickets to withdraw. The Zerodha scam They don't allow me to withdraw my own money from their account saying the daily limit for withdrawal is Rs [--] crores . They use"
X Link 2025-11-04T03:29Z 769.4K followers, 1.9M engagements
"Congrats on the IPO @lkeshre & team and best of luck. Btw about 20% of all @_groww IPO applications are from @zerodhaonline customers. π"
X Link 2025-11-04T10:50Z 768.4K followers, 1.4M engagements
"This has to be the most unique use case for Kite APIs π @the2ndfloorguy"
X Link 2025-11-05T13:29Z 769K followers, 402.7K engagements
"I just discovered that Robinhood will generate approximately $150 million (1300 crores) in revenue from the fees it charges for processing instant client withdrawals. Their cost to process these is around $3540 million which means a clean $100 million to the bottom line and thats just from instant withdrawals. π¬ As an Indian startup with some scale founders dream of generating revenue like this from non-core products. Hence the rush to introduce everything: loans insurance payments and other financial services. But nothing really works π outside the core offering. It just shows how far"
X Link 2025-11-11T11:03Z 772.3K followers, 357.1K engagements
"Infy is one of the most highly held stocks by investors and the record date for their massive buyback is November 14th the biggest buyback ever in India. That is you can participate in the buyback if you hold the shares in your demat account as of November [--]. I think it is essential to understand how you will be taxed on this. If you participate in the buyback at Rs [----] (current price is Rs 1550) here's the taxation: The money you receive from the buyback is considered income from other sources and is taxed at your applicable slab rate. And the entire investment value is then considered as"
X Link 2025-11-13T06:54Z 772.2K followers, 222.9K engagements
"There's a lot of pessimism about India's growth prospects right now amplified by the sheer amount of geopolitical drama we're living through. But if we aren't hopeful that India will do better then everything becomes moot. This isn't to say we don't have real problems. We do. But every successful country has had to deal with its own share of thorny challenges along its development path. What matters is how we respond. Today is National Startup Day and I can't think of a better time to build something in India and for the world despite all the challenges. While it's okay to be pessimistic or"
X Link 2026-01-16T05:31Z 770.3K followers, 257.4K engagements
"MTF (margin funding) has grown 5X in [--] years to 110k+ crores especially after F&O margins and STT increases. But there's something nobody's talking about: there is no real risk model in play for brokers. π¬ Regulations allow up to 5X leverage (20% margin) on many stocks. Competition forces every broker to offer maximum permissible leverage. If you don't you lose business. Classic race to the bottom. Unlike F&O MTF has several risk multipliers: Clients hold positions for months vs days [----] stocks (many illiquid) allowed vs only the top [---] in F&O All buy positions vs two-way flow in F&O"
X Link 2026-01-21T08:51Z 769.2K followers, 273.9K engagements
"Im surprised by the unwanted noise around this whole salary news of @nikhilkamathcio Seema (my wife) & me. The headlines are misleading. We are a private company & no obligations to clarify but we thought maybe we should as there are folks who are misinterpreting this. 1/7"
X Link 2021-05-30T05:16Z 771.7K followers, 13.4K engagements
"Markets are back at all-time highs but it doesn't feel like a bull run because retail activity isn't picking up. Active clients on NSE Google & social media trends are way below all-time highs. Unlikely that activity will pick up given the higher interest rate environment 1/3"
X Link 2023-06-16T06:56Z 772.7K followers, 500.9K engagements
"2nd order effects 80% credit from selling holdings can be used on same day. Always exit the higher-margin position first if you hold a portfolio of F&O positions Dont use holding sell credit for intraday if you plan to buyback the holdings. Queries: 2/2 https://tradingqna.com/t/peak-margin-intraday-leverages-2nd-order-effects-dec-1st-2020/96246 https://tradingqna.com/t/peak-margin-intraday-leverages-2nd-order-effects-dec-1st-2020/96246"
X Link 2020-11-30T04:11Z 772.9K followers, [--] engagements
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