[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.] #  @NIKHILLJHA Nikhil Jha Nikhil Jha posts on X about insurance, health, mega, products the most. They currently have XXXXXX followers and XX posts still getting attention that total XXXXX engagements in the last XX hours. ### Engagements: XXXXX [#](/creator/twitter::1607748339852017669/interactions)  - X Week XXXXXXX +23% - X Month XXXXXXX -XX% - X Months XXXXXXXXX -XX% - X Year XXXXXXXXXX +8.60% ### Mentions: XX [#](/creator/twitter::1607748339852017669/posts_active)  - X Week XX -XX% - X Month XXX -XXXX% - X Months XXX -XXXX% - X Year XXXXX +31% ### Followers: XXXXXX [#](/creator/twitter::1607748339852017669/followers)  - X Week XXXXXX +0.78% - X Month XXXXXX +1.30% - X Months XXXXXX +17% - X Year XXXXXX +56% ### CreatorRank: XXXXXXX [#](/creator/twitter::1607748339852017669/influencer_rank)  ### Social Influence **Social category influence** [finance](/list/finance) XXXXX% [stocks](/list/stocks) XXXX% [countries](/list/countries) XXXX% **Social topic influence** [insurance](/topic/insurance) #165, [health](/topic/health) #2529, [mega](/topic/mega) #1166, [products](/topic/products) #2429, [what is](/topic/what-is) 6.38%, [life insurance](/topic/life-insurance) 4.26%, [future](/topic/future) #3053, [topics](/topic/topics) 2.13%, [bharat](/topic/bharat) 2.13%, [for all](/topic/for-all) XXXX% **Top accounts mentioned or mentioned by** [@kapsology](/creator/undefined) [@rara_swamirara](/creator/undefined) [@niteshbhd](/creator/undefined) [@psychological4u](/creator/undefined) [@fingerincrimson](/creator/undefined) [@anilkum86347215](/creator/undefined) [@irdaindia](/creator/undefined) [@nivabupa](/creator/undefined) [@saringaurav](/creator/undefined) [@jillsdaniel](/creator/undefined) [@sampathyerroju](/creator/undefined) [@mirudox](/creator/undefined) [@rajeshbyheart](/creator/undefined) [@localmumbaikar](/creator/undefined) [@starinsurance](/creator/undefined) [@finminindia](/creator/undefined) [@moneylifeindia](/creator/undefined) [@nivabupasupport](/creator/undefined) [@herebyhdfcergo](/creator/undefined) [@icicilombard](/creator/undefined) ### Top Social Posts Top posts by engagements in the last XX hours "🚨Mega Health Insurance Comparison Series HDFC Ergo Optima Secure Vs ICICI Lombard Elevate Vs Niva Bupa Reassure XXX All three top products come with unique features 🩺Optima Secure comes with 2x cover from day X 🩺Elevate comes with XXX% bonus each year 🩺Reassure XXX comes with unlimited sum insured Here is a comparison of all three policies👇" [X Link](https://x.com/NIKHILLJHA/status/1965614088995963272) 2025-09-10T03:11Z 49.4K followers, 140.5K engagements "🚨 Successful claims stories A follower approached us His wife was diagnosed with dengue and its complications He lodged a claim with the top insurer The insurer rejected his claim stating that diabetes was a pre-existing medical condition not disclosed. He reached out to us at 8:30 PM in the evening We got our teams rolling .and assessed his case He had indeed disclosed diabetes in his policy and he was entitled to this claim. Our claims team reached to the teams within the insurer We began to work with the insurer to clear the misunderstanding After sharing the relevant document The" [X Link](https://x.com/NIKHILLJHA/status/1993622008408731938) 2025-11-26T10:05Z 49.4K followers, 11.5K engagements "🚨Checklist for health insurance porting Ported a 10-year-old policy X years after porting The new insurer rejects the claim and cancels the policy🤯🤯 This can easily happen to you Here is a checklist to follow when u port the health insurance policy👇" [X Link](https://x.com/NIKHILLJHA/status/1998228989371150517) 2025-12-09T03:11Z 49.4K followers, 7877 engagements "Why do Life insurance agents not sell term plan Premium for term plan(yearly basis)=Rs 20000 Premoim for whole life policies/ULIP-50000-100000 If companies offer XX% commission to agents Commission on term plan=Rs 3000 Commission on Whole Life/ULIP policies=Rs 7500-15000 If whole life/ULIP offers higher commissions Why would any agent care about the customer and sell a term plan There is a real need for agents who dont just run after commissions and sell products that are really beneficial to customers like the term plan" [X Link](https://x.com/NIKHILLJHA/status/1968895046561739127) 2025-09-19T04:28Z 49.4K followers, 29.8K engagements "@Psychological4u Bhai X problems 1) star 2) low sum insured and outdated policy" [X Link](https://x.com/NIKHILLJHA/status/1997529515309121550) 2025-12-07T04:52Z 49.4K followers, XXX engagements "Health Insurance is very very complex🤯🤯 From Checklist to buy health insurance to Room Rent limit to Policies for Senior Citizens I have written XX threads simplifying health insurance A thread🧵of threads on all topics simplifying health insurance👇" [X Link](https://x.com/NIKHILLJHA/status/1789550271221174303) 2024-05-12T06:56Z 49.4K followers, 510.1K engagements "🚨Mega Comparison Series-Clash of top policies ICICI Lombard Elevate Vs HDFC Ergo Optima Secure Vs Niva BupaReassure XXX All these policies come with unique features 🩺ICICI Lombard Elevate comes with unlimited bonus and unlimited claims 🩺Niva Bupa reassure XXX comes with an unlimited sum insured 🩺HDFC Ergo Optime Secure comes with 2x cover from day X Here is a detailed comparison of all these policies👇" [X Link](https://x.com/NIKHILLJHA/status/1994211227351060546) 2025-11-28T01:06Z 49.4K followers, 13.5K engagements "🚨Comparison Tool- A brilliant tool to compare health insurance policies On our website We now have a comparison tool It helps u compare up to X health insurance policies From 🏦Room rent limit to 🏦Consumables to 🏦Bonus to 🏦Hospital Network You can compare everything It's particularly helpful for anyone wanting to compare health insurance policies (Link in the comments section)" [X Link](https://x.com/NIKHILLJHA/status/1996920750448722262) 2025-12-05T12:33Z 49.4K followers, 5113 engagements "Fact:- All health insurance companies now hike premiums each and every year Be very careful and understand premium hikes before buying a policy" [X Link](https://x.com/NIKHILLJHA/status/1997282322295689282) 2025-12-06T12:29Z 49.4K followers, 7702 engagements "🚨Mega Health Insurance Comparison Series HDFC Ergo Optima Secure Vs ICICI Lombard Elevate Vs Niva Bupa Reassure XXX All three top products come with unique features 🩺Optima Secure comes with 2x cover from day X 🩺Elevate comes with XXX% bonus each year 🩺Reassure XXX comes with unlimited sum insured Here is a comparison of all three policies👇" [X Link](https://x.com/NIKHILLJHA/status/1997493441266397328) 2025-12-07T02:28Z 49.4K followers, 90.1K engagements "What is the coverage amount u are having in health and term insurance 1) Mine is 1.25cr in health insurance including no claim bonus (no topup only base) 2) term around 5Cr ( plain vanilla term ) What is your comment down below will advise is it good or not" [X Link](https://x.com/NIKHILLJHA/status/1997514583633002955) 2025-12-07T03:52Z 49.4K followers, 33.7K engagements "🚨Ayushman Bharat-Healthcare for all The government of India has now approved Ayushman Bharat for all Senior Citizens above XX years 🩺What is Ayushman Bharat 🩺Who is eligible for the scheme 🩺How can u be empaneled in this scheme 🩺What is Ayushman Bharat Here is a detailed analysis of the Ayushman Bharat scheme👇" [X Link](https://x.com/NIKHILLJHA/status/1997854462090821644) 2025-12-08T02:23Z 49.4K followers, 25.8K engagements "Premium rise is a major problem now in health insurance We have advised our teams At the time of buying the new health insurance policies To brief the customer about how the future premiums will rise and How can we help customers mitigate the pain of a significant premium increase At the end of the day We want to address customer problems as much as we can Being transparent is at the heart of what Hercules Insurance does" [X Link](https://x.com/NIKHILLJHA/status/1998310964165488744) 2025-12-09T08:37Z 49.4K followers, 11.1K engagements "Policy taken for 50k X months back Today accidental claim comes of 3.5lkhs not a single penny deducted Health insurance sahi hai He had taken policy in the month of feb for 50k Surgery for a accident happend got final approval in X hour and full amount settled . this is what we do in insurance . We are not here to sell policy we are here to protect your financial and mental peace at needy times " [X Link](https://x.com/NIKHILLJHA/status/1998343140189860027) 2025-12-09T10:45Z 49.4K followers, 22.7K engagements "@fingerincrimson Niva bupa" [X Link](https://x.com/NIKHILLJHA/status/1998382298736259558) 2025-12-09T13:20Z 49.4K followers, XXX engagements "🚨Mega Health Insurance Policy Comparison Policies of the future New-age policies with unlimited bonuses have not hit the market ICICI Lomabard Elevate Vs Star Super Star Vs Ultimate Care All three policies come with some unique features 🩺Elevate has an unlimited bonus and unlimited claims once 🩺Superstar has unlimited bonus and unlimited claims once 🩺Ultimate care has unlimited bonus and return of premium in case of X claim-free years Here is a detailed comparison of all of these products👇" [X Link](https://x.com/NIKHILLJHA/status/1998592984095535462) 2025-12-10T03:17Z 49.4K followers, 5272 engagements "Fact:- A term plan is the only life insurance you need All other life insurance products are designed to make the insurer and the agent rich" [X Link](https://x.com/NIKHILLJHA/status/1998647228081316102) 2025-12-10T06:53Z 49.4K followers, 5389 engagements "🚨Mega Insurance comparison-Cash of titians HDFC Ergo Optima Secure vs ICICI Lombard Elevate vs Tata AIG Medicare Select 🩺TATA AIG medicare select comes with a 5x bonus and a no-claim discount 🩺HDFC Ergo Optima Secure comes with 2x cover from day X 🩺ICICI Lomard Elevate comes with XXX% bonus each year Here is a detailed comparison of these policies👇" [X Link](https://x.com/NIKHILLJHA/status/1985906876949938672) 2025-11-05T03:07Z 49.4K followers, 13.3K engagements "🚨Health Insurance Mega Comparison ICICI Lombard Elevate Vs HDFC Ergo Optima Secure Vs Niva Bupa Aspire All three policies come with unique features 🩺Elevate comes with an unlimited bonus each year 🩺Optima Secure comes with 2x cover from day X 🩺Aspire comes with Maternity cover Automatic cover for baby and Premium Lock Here is the detailed comparison of the policies👇" [X Link](https://x.com/NIKHILLJHA/status/1989134193209799066) 2025-11-14T00:52Z 49.4K followers, 38.8K engagements "American Express Sells policies in association with ICICI Lombard A follower reached out to us saying the below He got no help when he wanted a policy-related service He wonders.who will help him when he wants a claim Banks are the most incorrect place to buy any sort of insurance One must be very careful and aware of these things" [X Link](https://x.com/NIKHILLJHA/status/1992907681523474636) 2025-11-24T10:46Z 49.4K followers, 13.4K engagements "🚨Super top-up Analyser Series-Episode 1-ICICI Lombard Activate Booster Super top-ups are marketed as a cheap way to increase ur cover But super tops come with various restrictions In this series We analyse features of various super top-ups Today we analyse ICICI Lombard activate booster 🩺Adults from 18-99yrs can apply 🩺Comes with no room rent limit(Single private ac room modified to no room rent limit) 🩺No co-payment 🩺No sun limit on treatment of any diseases(most important 🩺Sum Insured-10L to 3cr 🩺 Deductible-3-20L 🩺You can waive off the waiting period for AsthmaBP Diabetes and" [X Link](https://x.com/NIKHILLJHA/status/1993864105489519015) 2025-11-27T02:07Z 49.4K followers, 4184 engagements "🚨Checklist to buy Health Insurance Health insurance is complex What are the things to keep in mind before buying a health insurance policy Let's find out the XX most important things to keep in mind before buying a health insurance policy👇" [X Link](https://x.com/NIKHILLJHA/status/1996024675668033923) 2025-12-03T01:12Z 49.4K followers, 9799 engagements "🚨Value Product-An tale of complete mis-selling We have noticed Some Insurers and some large intermediaries are selling Value products without passing on complete information to customers Products available on the Value product:- 🏦ICICI Lombard Elevate Value 🏦Care Supreme Value 🏦Star Super star Value and many more Almost all companies have this feature Many distributors sell these as a lollipop to customers showing a cheaper premium than the main products. But there is a big big catch on claims that these distributors don't tell customers If you get a claim:- 🏦No copayment if you go to" [X Link](https://x.com/NIKHILLJHA/status/1996102887454507031) 2025-12-03T06:23Z 49.4K followers, 8368 engagements "❌❌❌Say NO to Bank-Based group policies One of our followers was lured to buy ICICI Health Shield XXX by ICICI Bank The premium he paid:- 2023: 10896 SI XX Lakh 2024: 32000 SI XX Lakh 2025: 96000 SI XX Lakh 9x rise in X years🤯🤯 The lollipop of cheap premiums in a bank-based group policy vanishes as soon as the insurer sees a claim surge" [X Link](https://x.com/NIKHILLJHA/status/1996158230347813119) 2025-12-03T10:03Z 49.4K followers, 22.6K engagements "🚨Health Insurance Claims Stories Sum Insured=50L Claim amount=50000(Covid claim) The insurer rejected the claim stating:- "no need for any hospitalisation"🥲🥲 Consumer court slammed the insurer "The insurer cannot decide the course of treatment." The court also fined the insurer and asked to pay the full amount But why is this is a landmark judgment Let's find out in this significant claims stories 👇" [X Link](https://x.com/NIKHILLJHA/status/1997156213587660875) 2025-12-06T04:08Z 49.4K followers, 6388 engagements "Background A family of four Mother father and two children bought a Medical Insurance in 2018 with a Sum insured of 1cr They were paying a premium of Rs 55000/year towards this policy" [X Link](https://x.com/NIKHILLJHA/status/1997156219447132445) 2025-12-06T04:08Z 49.4K followers, XXX engagements "@AnilKum86347215 Health Hdfc optima secure Niva reassure 2.0/3.0 Icici elevate Term Hdfc Icici Max" [X Link](https://x.com/NIKHILLJHA/status/1997523983269527562) 2025-12-07T04:30Z 49.4K followers, XXX engagements "@local_mumbaikar @irdaindia @Niva_Bupa @StarInsurance There is a law to mention details in policy" [X Link](https://x.com/NIKHILLJHA/status/1998361929803604233) 2025-12-09T11:59Z 49.4K followers, XX engagements "@saringaurav @NivaBupa @irdaindia @FinMinIndia @MoneylifeIndia @NivaBupaSupport @Niva_Bupa @HereByHDFCERGO @ICICILombard @careinsuranceIN @PBHelpDesk @ValueWithPrem who is agent and what is the claim about" [X Link](https://x.com/NIKHILLJHA/status/1998647492494373084) 2025-12-10T06:54Z 49.4K followers, XX engagements
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
@NIKHILLJHA Nikhil JhaNikhil Jha posts on X about insurance, health, mega, products the most. They currently have XXXXXX followers and XX posts still getting attention that total XXXXX engagements in the last XX hours.
Social category influence finance XXXXX% stocks XXXX% countries XXXX%
Social topic influence insurance #165, health #2529, mega #1166, products #2429, what is 6.38%, life insurance 4.26%, future #3053, topics 2.13%, bharat 2.13%, for all XXXX%
Top accounts mentioned or mentioned by @kapsology @rara_swamirara @niteshbhd @psychological4u @fingerincrimson @anilkum86347215 @irdaindia @nivabupa @saringaurav @jillsdaniel @sampathyerroju @mirudox @rajeshbyheart @localmumbaikar @starinsurance @finminindia @moneylifeindia @nivabupasupport @herebyhdfcergo @icicilombard
Top posts by engagements in the last XX hours
"🚨Mega Health Insurance Comparison Series HDFC Ergo Optima Secure Vs ICICI Lombard Elevate Vs Niva Bupa Reassure XXX All three top products come with unique features 🩺Optima Secure comes with 2x cover from day X 🩺Elevate comes with XXX% bonus each year 🩺Reassure XXX comes with unlimited sum insured Here is a comparison of all three policies👇"
X Link 2025-09-10T03:11Z 49.4K followers, 140.5K engagements
"🚨 Successful claims stories A follower approached us His wife was diagnosed with dengue and its complications He lodged a claim with the top insurer The insurer rejected his claim stating that diabetes was a pre-existing medical condition not disclosed. He reached out to us at 8:30 PM in the evening We got our teams rolling .and assessed his case He had indeed disclosed diabetes in his policy and he was entitled to this claim. Our claims team reached to the teams within the insurer We began to work with the insurer to clear the misunderstanding After sharing the relevant document The"
X Link 2025-11-26T10:05Z 49.4K followers, 11.5K engagements
"🚨Checklist for health insurance porting Ported a 10-year-old policy X years after porting The new insurer rejects the claim and cancels the policy🤯🤯 This can easily happen to you Here is a checklist to follow when u port the health insurance policy👇"
X Link 2025-12-09T03:11Z 49.4K followers, 7877 engagements
"Why do Life insurance agents not sell term plan Premium for term plan(yearly basis)=Rs 20000 Premoim for whole life policies/ULIP-50000-100000 If companies offer XX% commission to agents Commission on term plan=Rs 3000 Commission on Whole Life/ULIP policies=Rs 7500-15000 If whole life/ULIP offers higher commissions Why would any agent care about the customer and sell a term plan There is a real need for agents who dont just run after commissions and sell products that are really beneficial to customers like the term plan"
X Link 2025-09-19T04:28Z 49.4K followers, 29.8K engagements
"@Psychological4u Bhai X problems 1) star 2) low sum insured and outdated policy"
X Link 2025-12-07T04:52Z 49.4K followers, XXX engagements
"Health Insurance is very very complex🤯🤯 From Checklist to buy health insurance to Room Rent limit to Policies for Senior Citizens I have written XX threads simplifying health insurance A thread🧵of threads on all topics simplifying health insurance👇"
X Link 2024-05-12T06:56Z 49.4K followers, 510.1K engagements
"🚨Mega Comparison Series-Clash of top policies ICICI Lombard Elevate Vs HDFC Ergo Optima Secure Vs Niva BupaReassure XXX All these policies come with unique features 🩺ICICI Lombard Elevate comes with unlimited bonus and unlimited claims 🩺Niva Bupa reassure XXX comes with an unlimited sum insured 🩺HDFC Ergo Optime Secure comes with 2x cover from day X Here is a detailed comparison of all these policies👇"
X Link 2025-11-28T01:06Z 49.4K followers, 13.5K engagements
"🚨Comparison Tool- A brilliant tool to compare health insurance policies On our website We now have a comparison tool It helps u compare up to X health insurance policies From 🏦Room rent limit to 🏦Consumables to 🏦Bonus to 🏦Hospital Network You can compare everything It's particularly helpful for anyone wanting to compare health insurance policies (Link in the comments section)"
X Link 2025-12-05T12:33Z 49.4K followers, 5113 engagements
"Fact:- All health insurance companies now hike premiums each and every year Be very careful and understand premium hikes before buying a policy"
X Link 2025-12-06T12:29Z 49.4K followers, 7702 engagements
"🚨Mega Health Insurance Comparison Series HDFC Ergo Optima Secure Vs ICICI Lombard Elevate Vs Niva Bupa Reassure XXX All three top products come with unique features 🩺Optima Secure comes with 2x cover from day X 🩺Elevate comes with XXX% bonus each year 🩺Reassure XXX comes with unlimited sum insured Here is a comparison of all three policies👇"
X Link 2025-12-07T02:28Z 49.4K followers, 90.1K engagements
"What is the coverage amount u are having in health and term insurance 1) Mine is 1.25cr in health insurance including no claim bonus (no topup only base) 2) term around 5Cr ( plain vanilla term ) What is your comment down below will advise is it good or not"
X Link 2025-12-07T03:52Z 49.4K followers, 33.7K engagements
"🚨Ayushman Bharat-Healthcare for all The government of India has now approved Ayushman Bharat for all Senior Citizens above XX years 🩺What is Ayushman Bharat 🩺Who is eligible for the scheme 🩺How can u be empaneled in this scheme 🩺What is Ayushman Bharat Here is a detailed analysis of the Ayushman Bharat scheme👇"
X Link 2025-12-08T02:23Z 49.4K followers, 25.8K engagements
"Premium rise is a major problem now in health insurance We have advised our teams At the time of buying the new health insurance policies To brief the customer about how the future premiums will rise and How can we help customers mitigate the pain of a significant premium increase At the end of the day We want to address customer problems as much as we can Being transparent is at the heart of what Hercules Insurance does"
X Link 2025-12-09T08:37Z 49.4K followers, 11.1K engagements
"Policy taken for 50k X months back Today accidental claim comes of 3.5lkhs not a single penny deducted Health insurance sahi hai He had taken policy in the month of feb for 50k Surgery for a accident happend got final approval in X hour and full amount settled . this is what we do in insurance . We are not here to sell policy we are here to protect your financial and mental peace at needy times "
X Link 2025-12-09T10:45Z 49.4K followers, 22.7K engagements
"@fingerincrimson Niva bupa"
X Link 2025-12-09T13:20Z 49.4K followers, XXX engagements
"🚨Mega Health Insurance Policy Comparison Policies of the future New-age policies with unlimited bonuses have not hit the market ICICI Lomabard Elevate Vs Star Super Star Vs Ultimate Care All three policies come with some unique features 🩺Elevate has an unlimited bonus and unlimited claims once 🩺Superstar has unlimited bonus and unlimited claims once 🩺Ultimate care has unlimited bonus and return of premium in case of X claim-free years Here is a detailed comparison of all of these products👇"
X Link 2025-12-10T03:17Z 49.4K followers, 5272 engagements
"Fact:- A term plan is the only life insurance you need All other life insurance products are designed to make the insurer and the agent rich"
X Link 2025-12-10T06:53Z 49.4K followers, 5389 engagements
"🚨Mega Insurance comparison-Cash of titians HDFC Ergo Optima Secure vs ICICI Lombard Elevate vs Tata AIG Medicare Select 🩺TATA AIG medicare select comes with a 5x bonus and a no-claim discount 🩺HDFC Ergo Optima Secure comes with 2x cover from day X 🩺ICICI Lomard Elevate comes with XXX% bonus each year Here is a detailed comparison of these policies👇"
X Link 2025-11-05T03:07Z 49.4K followers, 13.3K engagements
"🚨Health Insurance Mega Comparison ICICI Lombard Elevate Vs HDFC Ergo Optima Secure Vs Niva Bupa Aspire All three policies come with unique features 🩺Elevate comes with an unlimited bonus each year 🩺Optima Secure comes with 2x cover from day X 🩺Aspire comes with Maternity cover Automatic cover for baby and Premium Lock Here is the detailed comparison of the policies👇"
X Link 2025-11-14T00:52Z 49.4K followers, 38.8K engagements
"American Express Sells policies in association with ICICI Lombard A follower reached out to us saying the below He got no help when he wanted a policy-related service He wonders.who will help him when he wants a claim Banks are the most incorrect place to buy any sort of insurance One must be very careful and aware of these things"
X Link 2025-11-24T10:46Z 49.4K followers, 13.4K engagements
"🚨Super top-up Analyser Series-Episode 1-ICICI Lombard Activate Booster Super top-ups are marketed as a cheap way to increase ur cover But super tops come with various restrictions In this series We analyse features of various super top-ups Today we analyse ICICI Lombard activate booster 🩺Adults from 18-99yrs can apply 🩺Comes with no room rent limit(Single private ac room modified to no room rent limit) 🩺No co-payment 🩺No sun limit on treatment of any diseases(most important 🩺Sum Insured-10L to 3cr 🩺 Deductible-3-20L 🩺You can waive off the waiting period for AsthmaBP Diabetes and"
X Link 2025-11-27T02:07Z 49.4K followers, 4184 engagements
"🚨Checklist to buy Health Insurance Health insurance is complex What are the things to keep in mind before buying a health insurance policy Let's find out the XX most important things to keep in mind before buying a health insurance policy👇"
X Link 2025-12-03T01:12Z 49.4K followers, 9799 engagements
"🚨Value Product-An tale of complete mis-selling We have noticed Some Insurers and some large intermediaries are selling Value products without passing on complete information to customers Products available on the Value product:- 🏦ICICI Lombard Elevate Value 🏦Care Supreme Value 🏦Star Super star Value and many more Almost all companies have this feature Many distributors sell these as a lollipop to customers showing a cheaper premium than the main products. But there is a big big catch on claims that these distributors don't tell customers If you get a claim:- 🏦No copayment if you go to"
X Link 2025-12-03T06:23Z 49.4K followers, 8368 engagements
"❌❌❌Say NO to Bank-Based group policies One of our followers was lured to buy ICICI Health Shield XXX by ICICI Bank The premium he paid:- 2023: 10896 SI XX Lakh 2024: 32000 SI XX Lakh 2025: 96000 SI XX Lakh 9x rise in X years🤯🤯 The lollipop of cheap premiums in a bank-based group policy vanishes as soon as the insurer sees a claim surge"
X Link 2025-12-03T10:03Z 49.4K followers, 22.6K engagements
"🚨Health Insurance Claims Stories Sum Insured=50L Claim amount=50000(Covid claim) The insurer rejected the claim stating:- "no need for any hospitalisation"🥲🥲 Consumer court slammed the insurer "The insurer cannot decide the course of treatment." The court also fined the insurer and asked to pay the full amount But why is this is a landmark judgment Let's find out in this significant claims stories 👇"
X Link 2025-12-06T04:08Z 49.4K followers, 6388 engagements
"Background A family of four Mother father and two children bought a Medical Insurance in 2018 with a Sum insured of 1cr They were paying a premium of Rs 55000/year towards this policy"
X Link 2025-12-06T04:08Z 49.4K followers, XXX engagements
"@AnilKum86347215 Health Hdfc optima secure Niva reassure 2.0/3.0 Icici elevate Term Hdfc Icici Max"
X Link 2025-12-07T04:30Z 49.4K followers, XXX engagements
"@local_mumbaikar @irdaindia @Niva_Bupa @StarInsurance There is a law to mention details in policy"
X Link 2025-12-09T11:59Z 49.4K followers, XX engagements
"@saringaurav @NivaBupa @irdaindia @FinMinIndia @MoneylifeIndia @NivaBupaSupport @Niva_Bupa @HereByHDFCERGO @ICICILombard @careinsuranceIN @PBHelpDesk @ValueWithPrem who is agent and what is the claim about"
X Link 2025-12-10T06:54Z 49.4K followers, XX engagements
/creator/x::NIKHILLJHA